Cases / NOI-2026-03546

Smita Radhesham Soni

LAN NHL/NSK/1026/5239417 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Sanction letteropen

✓Aadhaar cardopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (10)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹14,350.85CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,320 received

Stamp duty 0.3%4,700

Registration fee 0.5%7,830

Government handling320

Our service fee1,500.85

Total we ask for14,350.85

the branch’s receipt claims ₹14,320 825557863773

paid 14 Oct 16:20:05 · verified 14 Oct 16:55:20 · 35 min later

How we know

Our own bank told us — 14 Oct 16:20

₹14,320 · UTR 825557863773 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.14320.00 14-10-2026 16:20:05 by SMITA RA thru UPI. Aval Bal Rs.127909.85 CR. (UPI Ref ID:825557863773) -PNB”

Matched by: checked by EzDocs against the case's own papers (its payment screenshot, the payer)

Paid the bank's own ₹14,320. ₹30.85 under our ask = our margin. Accepted as full.

By law ₹14,340. We ask ₹14,350 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹14,320 — accept as full (₹30.85 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan under a minuteour time (made after working hours) · 14 Oct 16:51

Index II —not yet

the NOI team 1 d 5 htotal 1 d 5 h so far

Now with the NOI team — e-filing on IGR

since 14 Oct 16:55 — 1 d 5 h of working time

Day by day — every step and who held it

14 Oct 16:51Your branch's mail

14 Oct 16:51Payment landedat once

14 Oct 16:51Challan madeat once

14 Oct 16:54Fee quoted+3 min · the NOI team

14 Oct 16:55Papers readat once

14 Oct 16:55Property readat once

14 Oct 16:55Papers readat once

14 Oct 16:55Payment verifiedat once

14 Oct 16:55Ready for the challanat once

Case facts

Bank

PNB_HFL

Loan amount

₹15,65,000

Loan account no.

NHL/NSK/1026/5239417

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the sanction letter. If they are right, press Confirm.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

See the boxes — read from the sanction letter

District

Nashik

Taluka

NASHIK

Village

Nashik

Number type

PLOT

Number

20+21

Building

Advit Apartment

Floor

1st Floor

Flat / shop no

Area

102.00

Hadd

NASHIK

Read from the sanction letter, not the Index II. PHOTO-2026-10-14-16-45-09 (1).jpg open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• SMITA RADHESHAM SONI is on the case twice (two rows, the same PAN) — one Mortgagor page is typed for them; the rows are one person

• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• check — EzDocs' box1 was set aside: words the main paper does not print — read the box once against the paper's own words

• EzDocs (reading the whole file) is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012024406202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK abhijeet.kale@phfl.com phfl.com
14 Oct, 16:51 · 1d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of SMITA RADHESHAM SONI NHL/NSK/1026/5239417

📎 PHOTO-2026-10-14-16-44-49.jpg ↗📎 PHOTO-2026-10-14-16-45-09 (1).jpg ↗📎 PHOTO-2026-10-14-16-44-49.jpg ↗📎 PHOTO-2026-10-14-16-44-49.jpg ↗📎 PHOTO-2026-10-14-16-44-49.jpg ↗📎 PHOTO-2026-10-14-16-44-49.jpg ↗📎 image001.jpg ↗📎 PHOTO-2026-10-14-16-44-49.jpg ↗📎 PHOTO-2026-10-14-16-44-28.jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case

Customer nameSMITA RADHESHAM SONI

Loan account (LAN)NHL/NSK/1026/5239417

Loan amount₹15,65,000

Stamp duty 0.30%₹4,695

Registration fee 0.50%₹7,825

DHC₹300

Service / vendor fees₹1,500

Total₹14,320

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC.

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: asks for the challan, a payment receipt; documents attached; note: Kindly process 0.3 & 0.5 Challan — “Kindly process 0.3 & 0.5 Challan in below case”

OL The NOI teamTYPED IN GMAIL
14 Oct, 16:57 · 1d ago

T eam,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 14 Oct 2026 at 16:54, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name SMITA RADHESHAM SONI
Lan No NHL/NSK/1026/5239417
Loan Amount 1565000

LOAN AMOUNT 1565000
0.30% 4695
0.50% 7825
FEES 1500
DHC 300
TOTAL 14,320

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: challan shared — promised for later; asks the branch for documents, the payment, a clarification — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
14 Oct, 17:37 · 1d ago

📎 SMITA RADHESHAM SONI EchallanMH01202440620 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 14 Oct 2026 at 16:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

T eam,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 14 Oct 2026 at 16:54, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name SMITA RADHESHAM SONI
Lan No NHL/NSK/1026/5239417
Loan Amount 1565000

LOAN AMOUNT 1565000
0.30% 4695
0.50% 7825
FEES 1500
DHC 300
TOTAL 14,320

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	PHOTO-2026-10-14-16-44-49.jpg	filed	1d ago
Sanction letter	PHOTO-2026-10-14-16-45-09 (1).jpg	filed	1d ago
Aadhaar card	PHOTO-2026-10-14-16-44-49.jpg	filed	1d ago
Aadhaar card	PHOTO-2026-10-14-16-44-49.jpg	filed	1d ago
PAN card+ Selfie / photo inside	PHOTO-2026-10-14-16-44-49.jpg	filed	1d ago
Selfie / photo	PHOTO-2026-10-14-16-44-49.jpg	CANNOT BE READ — clear copy asked	1d ago
Other	image001.jpg	filed	1d ago
Selfie / photo+ Other inside	PHOTO-2026-10-14-16-44-49.jpg	CANNOT BE READ — clear copy asked	1d ago
Payment screenshot	PHOTO-2026-10-14-16-44-28.jpg	filed	1d ago
Paid challan (GRAS)	SMITA RADHESHAM SONI EchallanMH012024406202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,350.85

Where it stands
VERIFIED — money received

Screenshot claims
₹14,320 825557863773

Paid at
14 Oct 16:20:05

Verified on
14 Oct 16:55:20

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,700	₹7,830	₹320	₹1,500	₹14,350

By law ₹14,340. We ask ₹14,350 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

52 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area unit (Sq.mt. / Sq.ft.), Title deed no / year / SRO, Floor (person 1), Mobile (person 3), Floor (person 3)

28 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (PHOTO-2026-10-14-16-45-09 (1).jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 02 As Pe, Area Of Statement, And Flat No 102 As, Per Approved Building Plan, 1st Floor, Advit Apartment, Plot No 20+21 S No 788/1,, Govind Nagar, Mauje Nashik,, Radha Vasudev Batavia Nagar, Nashik,., MAHARASHTRA, India, 422009

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

PHOTO-2026-10-14-16-45-09 (1).jpg

as printed
FLAT NO 02 AS PE, AREA OF STATEMENT, AND FLAT NO 102 AS, PER APPROVED BUILDING PLAN, 1ST FLOOR, ADVIT APARTMENT, PLOT NO 20+21 S NO 788/1, GOVIND NAGAR, MAUJE NASHIK, RADHA VASUDEV BATAVIA NAGAR, NASHIK,., MAHARASHTRA, INDIA, 422009

PIN
422009

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 02 1ST FLOOR ADVIT APARTMENT PLOT NO 20 21 SURVEY NO 788/1

Locality/Road
GOVIND NAGAR MAUJE NASHIK RADHA VASUDEV BATAVIA NAGAR NR ASHWINI HOSPITAL

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Smita Radhesham Soni	ACVPS3600B	…4390
mortgagor	SMITA RADHESHAM SONI	ACVPS3600B
co_mortgagor	RADHESHAM KHUSHALCHAND SONI	CIHPS0150G	…5114

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	abhijeet.kale@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

PAN card PHOTO-2026-10-14-16-44-49.jpg needs your check

dob
1965-08-22

pan
CIHPS0150G

name
RADHESHAM KHUSHALCHAND SONI

legible
True

father name
KHUSHALCHAND DAMODHAR SONI

raw reading (for Abhijit)

{'dob': '1965-08-22', 'pan': 'CIHPS0150G', 'name': 'RADHESHAM KHUSHALCHAND SONI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KHUSHALCHAND DAMODHAR SONI', 'aadhaar_last4': None, 'quality_issue': None}

PAN card PHOTO-2026-10-14-16-44-49.jpg needs your check

dob
1970-05-11

pan
ACVPS3600B

name
SMITA RADHESHAM SONI

legible
True

father name
PRABHULAL PITAMBARDAS NYATTI

raw reading (for Abhijit)

{'dob': '1970-05-11', 'pan': 'ACVPS3600B', 'name': 'SMITA RADHESHAM SONI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRABHULAL PITAMBARDAS NYATTI', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card PHOTO-2026-10-14-16-44-49.jpg needs your check

dob
1970-05-11

name
Smita Radhesham Soni

address
pin: 422002; area: Liberty Point, Raka Colony; flat: 4; road: Sharanpur Road; state: Maharashtra; building: Soni Collection; district: Nashik; Village: Nashik, Gole Colony

legible
True

aadhaar last4
4390

raw reading (for Abhijit)

{'dob': '1970-05-11', 'pan': None, 'name': 'Smita Radhesham Soni', 'mobile': None, 'address': {'pin': '422002', 'area': 'Liberty Point, Raka Colony', 'flat': '4', 'road': 'Sharanpur Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Soni Collection', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik, Gole Colony'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4390', 'quality_issue': None}

Sanction letter PHOTO-2026-10-14-16-45-09 (1).jpg needs your check

lan
NHL/NSK/1026/5239417

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'SMITA RADHESHAM SONI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RADHESHAM KHUSHALCHAND SONI', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1

rate words
13.15% -3.55%-9.60% per annum as on the date of execution of the loan agreement

loan amount
1530000

rate spread
-3.55

final amount
1565000

interest rate
9.6

sanction date
09-Oct-2026

letter version
4

reference rate
13.15

applicant email
sonismita05@gmail.com

applicant names
SMITA RADHESHAM SONI, RADHESHAM KHUSHALCHAND SONI

printed altered
False

applicant mobile
9765633892

balance transfer
False

property address
pin: 422009; state: MAHARASHTRA; Flat no: 02; district: Nashik; Floor: 1st Floor; Address: Flat No 02 As Pe, Area Of Statement, And Flat No 102 As, Per Approved Building Plan, 1st Floor, Advit Apartment, Plot No

insurance premium
35000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1565000

security address verbatim
Flat No 02 As Pe, Area Of Statement, And Flat No 102 As, Per Approved Building Plan, 1st Floor, Advit Apartment, Plot No 20+21 S No 788/1,, Govind Nagar, Mauje Nashik,, Radha Vasudev Batavia Nagar, Nashik,., MAHARASHTRA,

applicant address verbatim
FLAT NO 102, ADVAIT APARTMENT, NR ASHWINI HOSPITAL,., Nashik, MAHARASHTRA, 422009, India

raw reading (for Abhijit)

{'lan': 'NHL/NSK/1026/5239417', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SMITA RADHESHAM SONI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RADHESHAM KHUSHALCHAND SONI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% -3.55%-9.60% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1530000, 'rate_spread': -3.55, 'final_amount': 1565000, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '09-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'sonismita05@gmail.com', 'applicant_names': ['SMITA RADHESHAM SONI', 'RADHESHAM KHUSHALCHAND SONI'], 'printed_altered': False, 'applicant_mobile': '9765633892', 'balance_transfer': False, 'property_address': {'pin': '422009', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '02', 'district': 'Nashik', 'floor_no': '1st Floor', 'landmark': None, 'full_address': 'Flat No 02 As Pe, Area Of Statement, And Flat No 102 As, Per Approved Building Plan, 1st Floor, Advit Apartment, Plot No 20+21 S No 788/1,, Govind Nagar, Mauje Nashik,, Radha Vasudev Batavia Nagar, Nashik,., MAHARASHTRA, India, 422009', 'village_city': 'Nashik', 'building_name': 'Advit Apartment', 'survey_or_cts_no': '20+21 S No 788/1'}, 'insurance_premium': 35000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1565000, 'security_address_verbatim': 'Flat No 02 As Pe, Area Of Statement, And Flat No 102 As, Per Approved Building Plan, 1st Floor, Advit Apartment, Plot No 20+21 S No 788/1,, Govind Nagar, Mauje Nashik,, Radha Vasudev Batavia Nagar, Nashik,., MAHARASHTRA, India, 422009', 'applicant_address_verbatim': 'FLAT NO 102, ADVAIT APARTMENT, NR ASHWINI HOSPITAL,., Nashik, MAHARASHTRA, 422009, India'}

Aadhaar card PHOTO-2026-10-14-16-44-49.jpg needs your check

name
Radhesham Khushalchand Soni

address
pin: 422306; area: Laxmi Nagar; road: Kotamgaom Road; state: Maharashtra; district: Nashik; Village: Niphad, Nashik, Lasalgaon

legible
True

aadhaar last4
5114

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Radhesham Khushalchand Soni', 'mobile': None, 'address': {'pin': '422306', 'area': 'Laxmi Nagar', 'flat': None, 'road': 'Kotamgaom Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Niphad, Nashik, Lasalgaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5114', 'quality_issue': None}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Selfie / photo PHOTO-2026-10-14-16-44-49.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Payment screenshot PHOTO-2026-10-14-16-44-28.jpg needs your check

utr
825557863773

date
2026-10-14

time
16:20

amount
14320

method
PhonePe

payee upi
9892834356m@pnb

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

raw reading (for Abhijit)

{'utr': '825557863773', 'date': '2026-10-14', 'time': '16:20', 'amount': 14320, 'method': 'PhonePe', 'payee_upi': '9892834356m@pnb', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo PHOTO-2026-10-14-16-44-49.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Paid challan (GRAS) SMITA RADHESHAM SONI EchallanMH012024406202627E.pdf needs your check

grn
MH012024406202627E

pin
422009

total
12530

article
6(1)

defaced
False

bank cin
03006172026101401479

district
NASHIK

area city
NASHIK

payer pan
ACVXXXXXXB

flat block
FLAT NO 02 AS PER AREA OF STATEMENT AND FLAT NO 102 AS PER APPROVED PLAN 1ST FLOOR ADVIT APARTMENT

payer name
SMITA RADHESHAM SONI

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1565000

scheme rows
{'amount': 4700, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7830, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX3892

payment date
14/10/2026

road locality
PLOT NO 20 AND 21 SURVEY NO 788/1GOVIND NAGAR MAUJE NASHIK RADHA VASUDEV RAGAYKA NAGAR NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1565000

raw reading (for Abhijit)

{'grn': 'MH012024406202627E', 'pin': '422009', 'total': 12530, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401479', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'ACVXXXXXXB', 'flat_block': 'FLAT NO 02 AS PER AREA OF STATEMENT AND FLAT NO 102 AS PER APPROVED PLAN 1ST FLOOR ADVIT APARTMENT', 'payer_name': 'SMITA RADHESHAM SONI', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1565000', 'scheme_rows': [{'amount': 4700, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7830, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3892', 'payment_date': '14/10/2026', 'road_locality': 'PLOT NO 20 AND 21 SURVEY NO 788/1GOVIND NAGAR MAUJE NASHIK RADHA VASUDEV RAGAYKA NAGAR NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1565000'}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	reader_efiling_verdict	{'fp': '41c93389d3bab8d9', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the filing but is missing.', 'pag
7h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 14 Oct, 16:57 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
1d ago	EzDocs	match_confirmed	{'how': "EzDocs looked again at this payment against the case's own papers and confirmed it", 'who': 'EzDocs', 'why': "the transaction number on this case's payment screenshot is this credit's (825557863773)", 'sms_id':
1d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '9d4b8f2d-d286-4b8f-b86e-127c62313e11'}
1d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SMITA RADHESHAM SONI EchallanMH012024406202627E.pdf', 'kind':
1d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SMITA RADHESHAM SON
1d ago	EzDocs	challan_verified_against_case	{'grn': 'MH012024406202627E', 'file': 'SMITA RADHESHAM SONI EchallanMH012024406202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d ago	EzDocs	challan_extracted	{'grn': 'MH012024406202627E', 'file': 'SMITA RADHESHAM SONI EchallanMH012024406202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12530}
1d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '517443', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
1d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'AS
1d ago	EzDocs	form_checked489	{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03546'}
1d ago	EzDocs	challan_boxes_composed	{'fp': '9b50f0eac741ff9e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 02 1ST FLOOR ADVIT APAR
1d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'PHOTO-2026-10-14-16-45-09 (1).jpg', 'paper': 'the sanction letter', 'not_on_paper': ['ADVAI
1d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
1d ago	EzDocs	quoted_history_checked	{}
1d ago	EzDocs	extra_challan_scanned	{'found': 0}
1d ago	EzDocs	reader_home_address	{'fp': 'd4425cd795f5dfa1', 'from': 'the sanction letter (PHOTO-2026-10-14-16-45-09 (1).jpg)', 'home': {'pin': '422009', 'flat': 'FLAT NO 102', 'road': 'NR ASHWINI HOSPITAL', 'state': 'MAHARASHTRA', 'building': 'ADVAIT AP
1d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': "The source mentions 'Flat No 02 As Pe' and 'Flat No 102 A
1d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-14T11:26:23', 'why': 'reading', 'open': 8, 'mails': [{'at': '2026-10-14 11:21', 'id': '1a13a27f6a19123f', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for the given
1d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'}
1d ago	EzDocs	case_read	{'how': 'uri', 'tag': '3c6069330e2f3b43', 'docs': ['PHOTO-2026-10-14-16-45-09 (1).jpg', 'PHOTO-2026-10-14-16-44-49.jpg', 'PHOTO-2026-10-14-16-44-49.jpg', 'PHOTO-2026-10-14-16-44-49.jpg', 'PHOTO-2026-10-14-16-44-49.jpg'],
1d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['PHOTO-2026-10-14-16-45-09 (1).jpg', 'PHOTO-2026-10-14-16-44-49.jpg', 'PHOTO-2026-10-14-16-44-49.jpg', 'PHOTO-2026-10-14-16-44-49.jpg', 'PHOTO-2026-10-14-16-44-49.jpg'], 'after'
1d ago	EzDocs	address_compared	{'sig': '5e3dc351206e4adc', 'why': 'after gather', 'people': [{'home': '102, 1st, ADVAT APARTMENT, NR ASHWINI HOSPITAL, NASHIK, NASHIK, 422009', 'person': 'SMITA RADHESHAM SONI', 'against': [{'src': 'sanction_letter', 'w
1d ago	EzDocs	challan_boxes_composed	{'fp': '9b50f0eac741ff9e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 02 1ST FLOOR ADVIT APART
1d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'PLOT', 'Second number type': 'SURVEY', 'Number': '20+21', 'Second number': '788/1'}, 'was': {'Number type': '', 'Second number type': 'SURVEY', 'Number': '20+21', 'Second number': '788/1'}, 'why': "the numbe
1d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 9, 'seconds': 39.5, 'workers': 5}
1d ago	EzDocs	document_unreadable	{'reason': 'this is a photograph of a passport-size print, not a live selfie', 'doc_type': 'selfie'}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹14,320 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers