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SANDESH CHANDRAKANT SALVE
LAN HOU/KOP/0826/5202706Loan ₹30,76,500NOIWaiting for the Index IIMails & papers 3 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
16 Sep, 16:09
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
waiting 12d 14h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has received the initial documents and payment, and has generated and shared the challan. The team is currently waiting for the Index II copy from…whole case so far 27d 8h
Needs your eyes3
The work is done — our fee of ₹26,060.82 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
GPay ₹26,050 announced at 05:37 has not settled into the PNB account (due 09:37). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: CHANDRAKANT ANANDA SALVE is named on the sanction letter (salave saction.jpg) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• CHANDRAKANT ANANDA SALVE: PAN missing — no PAN card of CHANDRAKANT ANANDA SALVE is read on the file — the PAN cards on it (SHOBHA CHANDRAKANT SALVE, mother's pan card.pdf; SANDESH CHANDRAKANT SALVE, pan card-3 (1).pdf) are beside the form; type the PAN off the person's own card
• CHANDRAKANT ANANDA SALVE: birth date missing — no PAN card of CHANDRAKANT ANANDA SALVE is read on the file — the PAN cards on it (SHOBHA CHANDRAKANT SALVE, mother's pan card.pdf; SANDESH CHANDRAKANT SALVE, pan card-3 (1).pdf) are beside the form; type the birth date off the person's own card
• 9 property box(es) not from the Index II / derived / unsure — amber on the portal: district, village, road, attr1_type, attr1_value, attr2_value
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
28 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
24 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
18 Sep7 things — 7 steps
copilot check ok — by copilot
copilot check issues — by copilot
challan numbers from reading — by copilot
challan numbers from reading — by copilot
copilot check issues — by copilot
challan numbers from reading — by copilot
challan numbers from reading — by copilot
17 Sep65 things — 1 letter written · 64 steps
copilot check issues — by copilot
challan numbers from reading — by copilot
challan numbers from reading — by copilot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay not settled yet
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01841 | HOU/KOP/0826/5202706
16 Sep47 things — 9 documents received · 4 letters written · 4 cautions · 30 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SANDESH CHANDRAKANT SALVE EchallanMH010319076202627E.pdf
quoted history checked
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
box disagreement
documents read together
Document could not be read — a clear copy was asked for
applicant is not holding the phone for a live selfie
Received: Selfie — not usable
IMG_20260910_191018.jpg — applicant is not holding the phone for a live selfie
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01841
claim inside desk buffer
acknowledged with advice
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-01841
This case's screenshot names a credit tied to a case already past its challan — a person decides
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Co-applicant added
party not merged
Received: Aadhaar
Sandesh adhar card-2.pdf
Received: Aadhaar
mother's adharcard.pdf
Received: PAN card
mother's pan card.pdf
Document could not be read — a clear copy was asked for
this is not a live selfie
applicant email captured
Property address read from the sanction letter
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260916-WA0026.jpg
Received: Selfie — not usable
IMG_20260910_190245.jpg — this is not a live selfie
Received: PAN card
pan card-3 (1).pdf
Received: Sanction letter
salave saction.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
5 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — applicant is not holding the phone for a live selfie)open
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The whole file has not been read yet9 papers on file
Moneywaiting for the credit
₹26,060.82
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹26,030 — ₹31 under our ask, not below the real calculation ₹26,030. Counts as full. Nothing to ask.
Screenshot ₹26,030 — verified by itself the moment the bank credit is heard.
Screenshot ₹26,030 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The working
Stamp duty 0.3%9,240
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,060.82
By law ₹26,049.50. We ask ₹26,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
FLAT NO 401, 4th FLOOR, PRANAV GLORY, SURVEY, 10 PART, Miraj, 416414
read from the sanction letter · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
SANDESH CHANDRAKANT SALVE · applicantIRCPS6153MSHOBHA CHANDRAKANT SALVE · co-applicantGCDPS7652R
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