⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03205

Anand Ingle

LAN MH/PCM/PCMC/A000000943 Needs documents · waiting on the branch Send the draft 1 All documents Mails & papers 2

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan3 still to come

4 of 7 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Applicant's PAN Card, Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letteropen

✓Aadhaar cardopen

Applicant's PAN Card — still needed

Payment Screenshot with UTR — still needed

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (4)A label is wrong? Fix it under All documents.

MoneyWaiting for the credit

₹31,930.02CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 of ₹31,930.02 — we only count a credit our bank shows us.

Ask for the exact ₹31,930.02. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%15,010

Registration fee 0.5%15,000

Government handling320

Our service fee1,600.02

Total we ask for31,930.02

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 1 minthe branch 7 d 7 htotal 7 d 7 h so far

Now with the branch — waiting for your documents

since 6 Oct 15:04 — 7 d 7 h of working time

Day by day — every step and who held it

6 Oct 15:02Your branch's mail

6 Oct 15:03Papers read+1 min · the NOI team

6 Oct 15:03Property readat once

6 Oct 15:04Fee quotedat once

Case facts

Bank

HINDUJA_HFL

Loan amount

₹50,00,000

Loan account no.

MH/PCM/PCMC/A000000943

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Applicant's PAN Card, Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKProperty: letter vs Index II

The sanction letter	FLAT NO 09, SECTOR NO 09 PLOT NO 14, OLARK PCNTDA MOSHI Address of the Applicant: FLAT NO 09 , SECTOR NO 09 PLOT NO 14 , OLARK PCNTDA MOSHI
The Index II of this purchase	UNIT NO 13 GROUND FLOOR B WING MENLO BOGANVILLA GAT NO 184+... बिल्डींग बी मधील ग्राऊंड मजल्यावरील युनिट/विंग नं.13

Why it matters: Not a second property: the words quoted with 09, 14, 412105 are the ADDRESS OF AANANDA VINODA INGALE (the buyer) — an Index II's rows (7) and (8) name the parties with the address where each of them lives; the property is in row (5) alone.

What to do: Nothing to do — the property boxes follow row (5) of this purchase's Index II.

CHECKThe name of person 1

The PAN card	NIKITA ANAND INGLE
The sanction letter DIFFERS	MR. ANAND INGLE

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

CHECKThe name of person 2

The PAN card	ANAND VINOD INGLE
The sanction letter DIFFERS	MR. ANAND INGLE

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03205 — pending documents

how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: MH/PCM/PCMC/A000000943), the following is pending from your end:

Applicant's PAN Card — not received yet
Payment Screenshot with UTR — not received yet

Already received with thanks, no need to resend:

Applicant's Aadhaar Card, Index II copy / Title document, Sanction Letter

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
Shweta Sharma
NOI COORDINATOR
EZDOCS
7715973535

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DA divya.agrawal@hindujahousingfinance.com hindujahousingfinance.com
06 Oct, 15:02 · 7d ago THE FIRST MAIL — how this case began

Kindly initiate NOI in case of ANAND INGLE - PURCHASE CASE

📎 index2.jpeg ↗📎 WhatsApp Image 2026-10-06 at 2.57.50 PM.jp ↗📎 EAadhaar_2821351253867820250717175417_1504 ↗📎 EAadhaar_0000001847090620240828163029_1504 ↗

Dear team,

Kindly initiate NOI in case of ANAND INGLE - PURCHASE CASE , Firstly provide amount that have to be apid by customer for processing NOI.

Attaching sanction letter for your reference .

Divya Agrawal

CLM-PCMC

Hinduja Housing finance ltd.

office no.103 , Navkar commerce center

Near Elpro mall , Chinchwad Pune411033

Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.

🤖 read: asks for the fee / a quote; documents attached — “Firstly provide amount that have to be apid by customer for processing NOI.”

OL The NOI teamTYPED IN GMAIL
06 Oct, 15:06 · 7d ago

Dear Team,

Pls share payment screen shot, pan card of applicants and sanction letter

NOI Charges & Service Fees Calculator -

Loan account (LAN)initiation

Loan amount₹50,00,000

Stamp duty 0.30%₹15,010

Registration fee 0.50%₹15,000

with all pages in pdf format for chal ,

NOI Govt Fees

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI Filling 1600 1600

Total Amount to be Paid31930.00

earlier mails quoted below

On Tue, 6 Oct 2026 at 15:03, DIVYA AGRAWAL134829 SANJEEV134829 <
divya.agrawal@hindujahousingfinance.com> wrote:

Dear team,

Kindly initiate NOI in case of ANAND INGLE - PURCHASE CASE , Firstly
provide amount that have to be apid by customer for processing NOI.

Attaching sanction letter for your reference .

*Divya Agrawal*

*CLM-PCMC*

*Hinduja Housing finance ltd.*

*office no.103 , Navkar commerce center *

*Near Elpro mall , Chinchwad Pune-411033*

*Disclaimer*: The contents of this e-mail are privileged and confidential
material of Hinduja Housing Finance Ltd. The information is solely intended
for the designated recipient and purpose only and may contain privileged,
proprietary, confidential or otherwise private information. If you have
received it in error, please notify the sender immediately and delete the
message. This e-mail message including attachment(s), if any, is believed
to be free of any virus and Hinduja Housing Finance Ltd is not responsible
for any loss or damage arising in any way from its use.

-- 
Regards
Shweta Sharma
NOI COORDINATOR
EZDOCS
7715973535

🤖 read: asks the branch for documents

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Applicant's PAN Card, Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

Document	File — click to open	Status	When
Index IIthe branch sent this — an input	index2.jpeg	filed	7d ago
Sanction letter	WhatsApp Image 2026-10-06 at 2.57.50 PM.jpeg	filed	7d ago
Aadhaar card	EAadhaar_2821351253867820250717175417_15042026115010.pdf	filed	7d ago
Aadhaar card	EAadhaar_0000001847090620240828163029_15042026114744.pdf	filed	7d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹31,930.02

Where it stands
waiting for the credit

Screenshot claims
—

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹15,010	₹15,000	₹320	₹1,600	₹31,930

Property (must be perfect)

Challan: 12 of 13 boxes on the caseOpen the verification page →

Empty: Payer mobile (the receipt SMS goes here)

Highlighted: Payer mobile (the receipt SMS goes here), Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road)

The e-filing’s boxes (38 of 46 ready) come up once the challan is paid.

✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index2.jpeg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नावःपुणे इतर वर्णन, मौजे खराबवाडी येथील गट नं.184+187+188+189+454+455+456+458+459+460/2/20/5 या मिळकतीवर बांधण्यात येणा-या मेनलो बोगनव्हिला या नावाने ओळखल्या जाणा-या बिल्डींग बी मधील ग्राउंड मजल्यावरील युनिट / विंग नं. 13 यांसी क्षेत्र 988 चौ. फुट. कारपेट म्हणजेच 91.79 चौ.मी. व बंधिस्त बाल्कनी यांसी क्षेत्र 70 चौ.फुट. कारपेट म्हणजेच 6.50 चौ.मी.व गार्डन यासी क्षेत्र 198 चौ. फुट. कारपेट म्हणजेच 18.39 चौ मी.व लगतचे टेरेस यांसी क्षेत्र 478 चौ. फुट. कारपेट म्हणजेच 44.41 चौ.मी. व कार पार्किंग यांसी क्षेत्र 125 चौ.फु. म्हणजेच 11.61 चौ.मी. ही मिळकतः ( (GAT. NUMBER: 184+187+188+189+454+455+456+458+459+460/2/20/5 ;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the Index II BASE — the challan follows this

index2.jpeg

the property
1) पालिकेचे नावःपुणे इतर वर्णन, मौजे खराबवाडी येथील गट नं.184+187+188+189+454+455+456+458+459+460/2/20/5 या मिळकतीवर बांधण्यात येणा-या मेनलो बोगनव्हिला या नावाने ओळखल्या जाणा-या बिल्डींग बी मधील ग्राउंड मजल्यावरील युनिट / विंग नं. 13 यांसी क्षेत्र 988 चौ. फुट. कारपेट म्हणजेच 91.79 चौ.मी. व बंधिस्त बाल्कनी यांसी क्षेत्र 70 चौ.फुट. कारपेट म्हणजेच 6.50 चौ.मी.व गार्डन यासी क्षेत्र 198 चौ. फुट. कारपेट म्हणजेच 18.39 चौ मी.व लगतचे टेरेस यांसी क्षेत्र 478 चौ. फुट. कारपेट म्हणजेच 44.41 चौ.मी. व कार पार्किंग यांसी क्षेत्र 125 चौ.फु. म्हणजेच 11.61 चौ.मी. ही मिळकतः ( (GAT. NUMBER: 184+187+188+189+454+455+456+458+459+460/2/20/5 ;))

in English letters

1) PAALIKECHE NAAVAHPUNE ITARA VARNANA, MAUJE KHARAABAVAADI YETHILA GATA NAN.184+187+188+189+454+455+456+458+459+460/2/20/5 YAA MILAKATIVARA BAANDHANYAATA YENAA-YAA MENALO BOGANAVHILAA YAA NAAVAANE OLAKHALYAA JAANAA-YAA BILDINGA BI MADHILA GRAAUNDA MAJALYAAVARILA YUNITA / VINGA NAN. 13 YAANSI KSHETRA 988 CHAU. PHUTA. KAARAPETA MHANAJECHA 91.79 CHAU.MI. VA BANDHISTA BAALKANI YAANSI KSHETRA 70 CHAU.PHUTA. KAARAPETA MHANAJECHA 6.50 CHAU.MI.VA GAARDANA YAASI KSHETRA 198 CHAU. PHUTA. KAARAPETA MHANAJECHA 18.39 CHAU MI.VA LAGATACHE TERESA YAANSI KSHETRA 478 CHAU. PHUTA. KAARAPETA MHANAJECHA 44.41 CHAU.MI. VA KAARA PAARKINGA YAANSI KSHETRA 125 CHAU.PHU. MHANAJECHA 11.61 CHAU.MI. HI MILAKATAH ( (GAT. NUMBER: 184+187+188+189+454+455+456+458+459+460/2/20/5 ;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it

Flat/Survey Number
13 GROUND FLOOR MENLO BOGANVILLA BUILDING B SECTOR NO 09 GAT NO 184 187 188 189 454 455 456

Locality/Road
OLARK

Area/City
KHARABWADI

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Nikita Anand Ingle	CUCPJ4691J	…3553
co_mortgagor	Anand Vinod Ingle	AIRPI7817C	…5668

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	divya.agrawal@hindujahousingfinance.com	7d ago
document chase	divya.agrawal@hindujahousingfinance.com	4d ago

What the engine read from each document — check anything marked in red

Sanction letter WhatsApp Image 2026-10-06 at 2.57.50 PM.jpeg needs your check

lan
MH/PCM/PCMC/A000000943

legible
True

purpose
Purchase New

borrowers
{'name': 'MR. ANAND INGLE', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. NIKITA INGLE', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}

loan type
Housing

confidence
1.0

rate words
HHF - Prime Lending Rate (HHF - PLR) 13.3% Rate of Interest (ROI) in % p.a. 10.50% Per Annum

loan amount
5000000.0

final amount
5000000.0

interest rate
10.5

sanction date
18 Apr 2026

reference rate
13.3

applicant names
MR. ANAND INGLE, MRS. NIKITA INGLE

printed altered
False

balance transfer
False

property address

insurance premium
75000.0

final amount label
Sanctioned Amount

includes insurance
True

applicant address verbatim
FLAT NO 09 , SECTOR NO 09 PLOT NO 14 , OLARK PCNTDA MOSHI , SECTOR NO 09 PLOT NO 14 , Urban , Pune , Maharashtra , India - 412105

raw reading (for Abhijit)

{'lan': 'MH/PCM/PCMC/A000000943', 'legible': True, 'purpose': 'Purchase New', 'borrowers': [{'name': 'MR. ANAND INGLE', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. NIKITA INGLE', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}], 'loan_type': 'Housing', 'confidence': 1.0, 'rate_words': 'HHF - Prime Lending Rate (HHF - PLR) 13.3%\nRate of Interest (ROI) in % p.a. 10.50% Per Annum', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5000000.0, 'rate_spread': None, 'final_amount': 5000000.0, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '18 Apr 2026', 'letter_version': None, 'reference_rate': 13.3, 'applicant_email': None, 'applicant_names': ['MR. ANAND INGLE', 'MRS. NIKITA INGLE'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 75000.0, 'final_amount_label': 'Sanctioned Amount', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'FLAT NO 09 , SECTOR NO 09 PLOT NO 14 , OLARK PCNTDA MOSHI , SECTOR NO 09 PLOT NO 14 , Urban , Pune , Maharashtra , India - 412105'}

Index II index2.jpeg needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणे इतर', 'r11_serial': '8998/2026', 'r14_remark': 'मुल्याकनासाठी विचारात घेतलेला तपशील.-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद -: (II) within the limits of any Municipal Co

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पुणे इतर', 'r11_serial': '8998/2026', 'r14_remark': 'मुल्याकनासाठी विचारात घेतलेला तपशील.-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद -: (II) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Are annexed to it, or any rural area within the limits of the Mumbai Metropolitan Regio Development Authority or any other Urban area not mentioned in sub clause (i), Influence Areas as per the Annual Statement of Rates published under the Maha Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'मौजे खराबवाडी येथील गट नं.184+187+188+189+454+455+456+458+459+460/2/20/5', 'r5_area_text': '91/79 ही मीटर्स', 'r7_executants': [{'age': None, 'pan': 'ADYFS740D', 'name': 'साई आशा इन्फ्रा ऐज सिटी तर्फे भागीदार ऋतिक सुरेश मित्तल तर्फे क ज चे कु मु म्हणून', 'address': 'किशोर विठ्ठल मामिडवार वयः-38; पत्ता:-प्लॉट नं: 0, माळा नं 0, इमारतीचे नावः, ब्लॉक नः शिवाजीनगर पुणे, रोड नं. -, महाराष्ट्र, पुणे पिन कोड:-411005'}], 'r8_purchasers': [{'age': '427', 'pan': 'AIRPI7817C', 'name': 'आनंद विनोद इंगळे', 'address': "प्रत्ताः प्लॉट नं:'0, माळा नं' 0, इमारतीचे नावः, ब्लॉक नः सेक्टर- न ० ९, प्लॉट नं १४, फ्लॅट नं. ०९, ओलार्क पीसीएनटीडीए, व्हीटीसी मोशी, पुणे,, रोड नः, महाराष्ट्र, पुणे. पिन कोड:-412105"}, {'age': '28', 'pan': 'CUCPJ4691J', 'name': 'निकिर्ता आतंद इगळे', 'address': 'पत्ता:-प्लॉट नः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः सेक्टर- ०९, प्लॉट नं १४, फ्लॅट नं ०९, ओलार्क, पीसीएनटीडीए, व्हीटीसी मोशी, पुणे, रोड नं.-, महाराष्ट्र, पुणे. पिन कोड:-412105'}], 'r12_stamp_duty': 376800, 'r3_market_value': 5740775, 'r1_document_type': 'करारनामा', 'r2_consideration': 6279279, 'r9_execution_date': '12/06/2026', 'r13_registration_fee': 30000, 'r10_registration_date': '15/06/2026'}, 'doc_no': '8998', 'village': 'खराबवाडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'खेड-२', 'area_text': '91/79 ही मीटर्स', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक खेड-२', 'mortgagors': ['आनंद विनोद इंगळे', 'निकिता आनंद इंगळे'], 'stamp_duty': 376800, 'filing_date': '2026-06-15', 'loan_amount': 0, 'token_number': '1454118', 'property_text'

Aadhaar card EAadhaar_2821351253867820250717175417_15042026115010.pdf needs your check

dob
1998-04-12

name
Nikita Anand Ingle

mobile
9373772700

address
pin: 412105; area: Olark, PCNTDA; flat: Flat No 09; state: Maharashtra; district: Pune; post_office: Moshi; village_city: Moshi

legible
True

aadhaar last4
3553

raw reading (for Abhijit)

{'dob': '1998-04-12', 'pan': None, 'name': 'Nikita Anand Ingle', 'mobile': '9373772700', 'address': {'pin': '412105', 'area': 'Olark, PCNTDA', 'flat': 'Flat No 09', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Moshi', 'village_city': 'Moshi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3553', 'quality_issue': None}

Aadhaar card EAadhaar_0000001847090620240828163029_15042026114744.pdf needs your check

dob
1999-10-27

name
Anand Vinod Ingle

mobile
9172384137

address
pin: 412105; area: Olark, PCNTDA; flat: 09; state: Maharashtra; district: Pune; post_office: Moshi; village_city: Moshi

legible
True

aadhaar last4
5668

raw reading (for Abhijit)

{'dob': '1999-10-27', 'pan': None, 'name': 'Anand Vinod Ingle', 'mobile': '9172384137', 'address': {'pin': '412105', 'area': 'Olark, PCNTDA', 'flat': '09', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Moshi', 'village_city': 'Moshi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5668', 'quality_issue': None}

Technical record (for Abhijit — safe to ignore)

49m ago	ezdocs:reader	reader_home_address	{'fp': 'b759641c12282b2a', 'from': 'the sanction letter (WhatsApp Image 2026-10-06 at 2.57.50 PM.jpeg)', 'home': {'pin': '412105', 'area': 'SECTOR NO 09 PLOT NO 14, OLARK PCNTDA MOSHI, SECTOR NO 09 PLOT NO 14', 'flat': '
1d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's PAN Card", 'Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 50,00,000
4d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's PAN Card", 'Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 50,00,000
4d ago	system:emails	email_shadowed:doc_chase	{'to': 'divya.agrawal@hindujahousingfinance.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: MH/PCM/PCMC/A000000943), the following is pending from your end:\n\n 1. Applicant's PAN Card — not rece
4d ago	system:emails	draft_withdrawn	{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
7d ago	system:payments	credit_moved_away	{'why': "the ₹32,000 credit that had verified this case on the amount alone belongs to NOI-2026-03189 — its screenshot names the very amount on this road. This case is back to awaiting; if the branch was told 'payment re
7d ago	system:payments	match_undone	{'ref': 'AXNGG27976430750', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 32000.0, 'reason': "a stronger claim:
7d ago	system:reconcile	extra_challan_scanned	{'found': 0}
7d ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a110920985ed499', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 5000000.0, 'total': 31930.0}
7d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's PAN Card", 'Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 50,00,000
7d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-06T09:34:42', 'why': 'reading', 'open': 5, 'mails': [{'at': '2026-10-06 09:32', 'id': '1a1108f84d43b82e', 'from': 'branch', 'gist': 'The branch asks for the fee amount to initiate NOI for Anand
7d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '37b64590ff6ad2dc', 'docs': ['index2.jpeg', 'WhatsApp Image 2026-10-06 at 2.57.50 PM.jpeg', 'EAadhaar_2821351253867820250717175417_15042026115010.pdf', 'EAadhaar_0000001847090620240828163029_1504202
7d ago	system:ingest	pan_by_reading443	{'now': 'CUCPJ4691J', 'was': None, 'why': 'the reading of the whole file — which knows whose card a PAN is — puts this PAN on co-applicant 1; the row follows the reading', 'card': None, 'person': 'Nikita Anand Ingle'}
7d ago	system:ingest	pan_by_reading443	{'now': 'AIRPI7817C', 'was': None, 'why': 'the reading of the whole file — which knows whose card a PAN is — puts this PAN on the borrower; the row follows the reading', 'card': None, 'person': 'Anand Vinod Ingle'}
7d ago	system:emails	email_shadowed:doc_chase	{'to': 'divya.agrawal@hindujahousingfinance.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: MH/PCM/PCMC/A000000943), the following is pending from your end:\n\n 1. Applicant's PAN Card — not rece
7d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['index2.jpeg', 'WhatsApp Image 2026-10-06 at 2.57.50 PM.jpeg', 'EAadhaar_2821351253867820250717175417_15042026115010.pdf', 'EAadhaar_0000001847090620240828163029_15042026114744.
7d ago	system:extract	address_compared	{'sig': '8d4d06ae176c0692', 'why': 'after gather', 'people': [{'home': 'Flat No 09, Olark, Sector No 09, Plot No 14, Olark, PCNTDA, Moshi, Pune, 412105', 'person': 'Nikita Anand Ingle', 'against': [{'src': 'sanction_lett
7d ago	system:extract	challan_boxes_by_rules	{'fp': 'c46550a5ec2f217b', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 105 characters (it holds 100))', 'anew': 'first'}
7d ago	system:emails	chase_held_back	{'why': 'another mail landed within 3 minutes and the branch did not list what it attached — one debounce, so we ask once for everything', 'would_have_asked_for': ["Applicant's PAN Card", 'Kindly confirm the total loan a
7d ago	system:payments	expectation_recorded_silently	{'why': 'the loan amount was read from a photograph — the branch is asked to confirm it, the figure is held meanwhile', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is judged aga
7d ago	system:payments	sms_matched_late	{'ref': 'AXNGG27976430750', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 32000.0, 'method': 'am
7d ago	system:payments	payment_verified	{'utr': 'AXNGG27976430750', 'why': "paid ₹32,000, ₹70 MORE than our ask of ₹31,930 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 69.98, 'method': 'amount_over_small',
7d ago	system:payments	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
7d ago	system:payments	receivable_created	{'expected': 31930.02}
7d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
7d ago	system:extract	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'index2.jpeg', 'changed': {'attr1_value': {'was': '184+187+188+189+454+455+
7d ago	system:extract	index2_people_checked	{'doc_id': '29e7116e-94f8-4c2e-938c-9bb74fe6fe35', 'differs': 0, 'matched': [{'score': 0.97, 'person': 'Anand Vinod Ingle', 'pan_agrees': False}, {'score': 0.86, 'person': 'Nikita Anand Ingle', 'pan_agrees': False}], 'no
7d ago	system:extract	property_numbers_completed	{'now': {'attr1_value': '184+187+188+189+454+455+456+458+459+460/2/20/5, 184, 187, 188, 189, 454, 455, 456, 458, 459, 460/2/20/5'}, 'was': {'attr1_value': '184, 187, 188, 189, 454, 455, 456, 458, 459, 460/2/20/5'}, 'why'
7d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 15.6, 'workers': 4}
7d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's PAN Card, Payment Screenshot with UTR

Money

₹31,930.02 to come

No screenshot and no credit yet.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

Today · 13 Oct1 thing

The home address was read off the papers — by ezdocs:reader