Cases / NOI-2026-03664

Smita Shrikrushna Vaishnav

LAN HOU/NSK/0926/5231529 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

The challan was paid on another loan figure. The file adds up to ₹27,610; it reads: ₹12,610 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹10,100 (0.3% ₹3,790 + 0.5% ₹6,310 on a loan of ₹12,60,000); the challan itself says a loan of ₹42,00,000. the case's figure is the sanction letter's total with insurance. No sanction letter on this file prints ₹41,98,335–₹42,01,668, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓Selfie / photoopen

✓Sanction letteropen

✓A mail's picture (a signature logo, a banner) — not a paperopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside DocScanner 16-Oct-2026 04-30 PM.pdopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (7)A label is wrong? Fix it under All documents.

For you to check

Challan on file does not agree with the case. Open it before paying or sharing.

MoneyAll of it is in

₹11,920.20CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹29,400 receivedthe receipt's amount and minute agree

Stamp duty 0.3%3,790

Registration fee 0.5%6,310

Government handling320

Our service fee1,500.20

Total we ask for11,920.20

the branch’s receipt claims ₹29,400 761670386306

paid 16 Oct 15:05:33 · verified 16 Oct 16:36:46 · 1 h 31 min later

How we know

Our own bank told us — 16 Oct 15:05

₹29,400 · UTR 761670386306 · from VM-HDFCBK-S · a/c …6969

“Credit Alert!
Rs.29400.00 credited to HDFC Bank A/c XX6969 on 16-10-26 from VPA *1999@ybl (UPI 761670386306)”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹11,900. We ask ₹11,920 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹29,400 — accept as full (₹17,479.80 = our margin).

CHECK BY HAND

The branch's stamp duty row says Rs.12,600 against Rs.3,780 due. A fee row this size is a typing slip, not a fee. Ask the branch to reissue its working; collect Rs.11,900.

the branch's own words

The branch's mail said: stamp duty (0.30%): bank says Rs.12,600, computed Rs.3,780 (difference Rs.8,820); filing fee (0.50%): bank says Rs.15,000, computed Rs.6,300 (difference Rs.8,700)

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 55 minour time · 16 Oct 17:28

Index II —not yet

the NOI team 1 d 4 htotal 1 d 4 h so far

Now with the NOI team — e-filing on IGR

since 16 Oct 17:28 — 1 d 3 h of working time

Day by day — every step and who held it

16 Oct 16:33Your branch's mail

16 Oct 16:33Payment landedat once

16 Oct 16:36Papers read+3 min · the NOI team

16 Oct 16:36Property readat once

16 Oct 16:36Fee quotedat once

16 Oct 16:36Payment verifiedat once

16 Oct 16:52Ready for the challan+15 min · the NOI team

16 Oct 17:28Challan made+37 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹12,60,000

Loan account no.

HOU/NSK/0926/5231529

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Building, Floor, Flat / shop no, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Nashik

Taluka

Trambakeshwar

Village

Nashik

Number type

SURVEY

Number

167/A/B/C/1/2

Building

(empty)

Floor

(empty)

Flat / shop no

(empty)

Area

(empty)

Hadd

Belgaon Dhaga

Read from the sanction letter, not the Index II. DocScanner 16-Oct-2026 04-28 PM (2).pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — the loan: the paid challan (₹27,610, GRN MH012206646202627E) was worked on a loan of ₹41,98,335–₹42,01,668; this case holds ₹12,60,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• Payment page: NO paid challan on this case fits its loan of 12,60,000 — GRN MH012206646202627E pays 12,610 + 15,000 (that is a loan of about 42,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.

• challan paid-date not on file — it is printed on the challan

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012206646202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK abhijeet.kale@phfl.com phfl.com
16 Oct, 16:33 · 1d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of "SMITA SHRIKRUSHNA VAISHNAV " "HOU/NSK/0926/5231529 "

📎 DocScanner 16-Oct-2026 04-28 PM (1).pdf ↗📎 DocScanner 16-Oct-2026 04-30 PM.pdf ↗📎 DocScanner 16-Oct-2026 04-29 PM.pdf ↗📎 DocScanner 16-Oct-2026 04-28 PM (2).pdf ↗📎 DocScanner 16-Oct-2026 04-28 PM.pdf ↗📎 image001.jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case

Customer nameSMITA SHRIKRUSHNA VAISHNAV

Loan account (LAN)HOU/NSK/0926/5231529

Loan amount₹42,00,000

Stamp duty 0.30%₹12,600

Registration fee 0.50%₹15,000

DHC₹300

Service / vendor fees₹1,500

Total₹29,400

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC.

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: asks for the challan; documents attached; note: The branch has attached multiple documents including Sanction Letter, Aadhar Card, Pan Card, Index II Copy, Form A2/Photograph, and Payment — “Kindly process 0.3 & 0.5 Challan in below case”

OL The NOI teamTYPED IN GMAIL
16 Oct, 16:47 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 16 Oct 2026 at 16:36, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name SMITA SHRIKRUSHNA VAISHNAV

Lan No HOU/NSK/0926/5231529

Loan Amount 4200000

LOAN AMOUNT 4200000
0.30% 12600
0.50% 15000
FEES 1500
DHC 300
TOTAL 29,400

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: challan shared — promised for later; asks the branch for documents, the payment — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
16 Oct, 17:33 · 1d ago

📎 SMITA SHRIKRUSHNA VAISHNAV EchallanMH01220 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 16 Oct 2026 at 16:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 16 Oct 2026 at 16:36, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name SMITA SHRIKRUSHNA VAISHNAV

Lan No HOU/NSK/0926/5231529

Loan Amount 4200000

LOAN AMOUNT 4200000
0.30% 12600
0.50% 15000
FEES 1500
DHC 300
TOTAL 29,400

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	DocScanner 16-Oct-2026 04-28 PM (1).pdf	filed	1d ago
PAN card+ Aadhaar card inside	DocScanner 16-Oct-2026 04-30 PM.pdf	filed	1d ago
Selfie / photo	DocScanner 16-Oct-2026 04-29 PM.pdf	CANNOT BE READ — clear copy asked	1d ago
Sanction letter	DocScanner 16-Oct-2026 04-28 PM (2).pdf	filed	1d ago
Selfie / photo	DocScanner 16-Oct-2026 04-28 PM.pdf	filed	1d ago
A mail's picture (a signature logo, a banner) — not a paper	image001.jpg	filed	1d ago
Paid challan (GRAS)	SMITA SHRIKRUSHNA VAISHNAV EchallanMH012206646202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,920.20

Where it stands
VERIFIED — money received

Screenshot claims
₹29,400 761670386306

Paid at
16 Oct 15:05:33

Verified on
16 Oct 16:36:46

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,790	₹6,310	₹320	₹1,500	₹11,920

By law ₹11,900. We ask ₹11,920 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

33 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Flat / shop no, Area, Area unit (Sq.mt. / Sq.ft.) …

26 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the sanction letter (DocScanner 16-Oct-2026 04-28 PM (2).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Plot No 153+154+155+156, S No 167/A/B/C/1/2, Mande Mala, Belgaon Dhaga, Behind Mahindra Logistics, Nashik, Trambakeshwar Road, Nashik, MAHARASHTRA, India, 422012

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DocScanner 16-Oct-2026 04-28 PM (2).pdf

as printed
PLOT NO 153+154+155+156, S NO 167/A/B/C/1/2, MANDE MALA, BELGAON DHAGA, BEHIND MAHINDRA LOGISTICS, NASHIK, TRAMBAKESHWAR ROAD, NASHIK, MAHARASHTRA, INDIA, 422012

PIN
422012

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 153 154 155 156 SURVEY NO 167/A/B/C/1/2 MANDE MALA BELGAON DHAGA

Locality/Road
BEHIND MAHINDRA LOGISTICS TRAMBAKESWAR ROAD NASHIK TAL TRAMBAKESWAR DIST NASHIK

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	KISHOR RANCHHOD BAIRAGI	AMHPB4020G	…8723
mortgagor	SMITA SHRIKRUSHNA VAISHNAV	AFKPV1153N	…2379

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	abhijeet.kale@phfl.com	1d ago
document chase	abhijeet.kale@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot DocScanner 16-Oct-2026 04-28 PM (1).pdf needs your check

utr
761670386306

date
2026-10-16

time
15:05

amount
29400

method
PhonePe

payee upi
reachus.thinkbigz@okhdfcbank

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

raw reading (for Abhijit)

{'utr': '761670386306', 'date': '2026-10-16', 'time': '15:05', 'amount': 29400, 'method': 'PhonePe', 'payee_upi': 'reachus.thinkbigz@okhdfcbank', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo DocScanner 16-Oct-2026 04-29 PM.pdf needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Selfie / photo DocScanner 16-Oct-2026 04-28 PM.pdf needs your check

kind
live_selfie

legible
True

confidence
0.9

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}

PAN card DocScanner 16-Oct-2026 04-30 PM.pdf needs your check

dob
1972-05-04

pan
AMHPB4020G

name
KISHOR RANCHHOD BAIRAGI

legible
True

father name
RANCHHOD KESHAVDAS BAIRAGI

raw reading (for Abhijit)

{'dob': '1972-05-04', 'pan': 'AMHPB4020G', 'name': 'KISHOR RANCHHOD BAIRAGI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RANCHHOD KESHAVDAS BAIRAGI', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter DocScanner 16-Oct-2026 04-28 PM (2).pdf needs your check

lan
HOU/NSK/0926/5231529

legible
True

purpose
Housing Loan, Housing

confidence
1

rate words
13.15% per annum 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement

loan amount
1200000

rate spread
-4.65

final amount
1260000

interest rate
8.5

sanction date
06-Oct-2026

letter version
4

reference rate
13.15

applicant email
smitabairagi123@gmail.com

applicant names
SMITA SHRIKRUSHNA VAISHNAV, KISHOR RANCHHOD BAIRAGI

printed altered
False

applicant mobile
9763966069

balance transfer
False

property address
pin: 422012; road: Trambakeshwar Road; state: MAHARASHTRA; district: Nashik; landmark: Behind Mahindra Logistics; Address: Plot No 153+154+155+156, S No 167/A/B/C/1/2, Mande Mala, Belgaon Dhaga, Behind Mahindra Logi

insurance premium
60000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1260000

security address verbatim
Plot No 153+154+155+156, S No 167/A/B/C/1/2, Mande Mala, Belgaon Dhaga, Behind Mahindra Logistics, Nashik, Trambakeshwar Road, Nashik, MAHARASHTRA, India, 422012

applicant address verbatim
C/O SMITA KISHOR BAIRAGI, AYODHYA NAGARI, CITRIC PANCHAK, NEAR GARDEN, JAIL ROAD NASHIK, NASHIK ROAD, Nashik, MAHARASHTRA, 422101, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0926/5231529', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1200000, 'rate_spread': -4.65, 'final_amount': 1260000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '06-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'smitabairagi123@gmail.com', 'applicant_names': ['SMITA SHRIKRUSHNA VAISHNAV', 'KISHOR RANCHHOD BAIRAGI'], 'printed_altered': False, 'applicant_mobile': '9763966069', 'balance_transfer': False, 'property_address': {'pin': '422012', 'road': 'Trambakeshwar Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Nashik', 'floor_no': None, 'landmark': 'Behind Mahindra Logistics', 'full_address': 'Plot No 153+154+155+156, S No 167/A/B/C/1/2, Mande Mala, Belgaon Dhaga, Behind Mahindra Logistics, Nashik, Trambakeshwar Road, Nashik, MAHARASHTRA, India, 422012', 'village_city': 'Nashik', 'building_name': None, 'survey_or_cts_no': 'S No 167/A/B/C/1/2'}, 'insurance_premium': 60000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1260000, 'security_address_verbatim': 'Plot No 153+154+155+156, S No 167/A/B/C/1/2, Mande Mala, Belgaon Dhaga, Behind Mahindra Logistics, Nashik, Trambakeshwar Road, Nashik, MAHARASHTRA, India, 422012', 'applicant_address_verbatim': 'C/O SMITA KISHOR BAIRAGI, AYODHYA NAGARI, CITRIC PANCHAK, NEAR GARDEN, JAIL ROAD NASHIK, NASHIK ROAD, Nashik, MAHARASHTRA, 422101, India'}

PAN card DocScanner 16-Oct-2026 04-30 PM.pdf needs your check

dob
1972-05-04

name
Kishor Ranchhod Bairagi

address
pin: 422101; area: Ayodhya Nagar Citric Panchak; road: Jail Road Nasik Road; state: Maharashtra; building: C/O Kishor Ranchhod Bairagi; district: Nashik; Village: Nashik

legible
True

aadhaar last4
8723

raw reading (for Abhijit)

{'dob': '1972-05-04', 'pan': None, 'name': 'Kishor Ranchhod Bairagi', 'mobile': None, 'address': {'pin': '422101', 'area': 'Ayodhya Nagar Citric Panchak', 'flat': None, 'road': 'Jail Road Nasik Road', 'floor': None, 'state': 'Maharashtra', 'building': 'C/O Kishor Ranchhod Bairagi', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8723', 'quality_issue': None}

PAN card DocScanner 16-Oct-2026 04-30 PM.pdf needs your check

dob
1972-05-04

pan
AMHPB4020G

name
KISHOR RANCHHOD BAIRAGI

page
1

legible
True

card kind
pan

father name
RANCHOD KESHAVDAS BAIRAGI

card of many
1

raw reading (for Abhijit)

{'dob': '1972-05-04', 'pan': 'AMHPB4020G', 'name': 'KISHOR RANCHHOD BAIRAGI', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RANCHOD KESHAVDAS BAIRAGI', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

PAN card DocScanner 16-Oct-2026 04-30 PM.pdf needs your check

dob
1972-05-04

name
Kishor Ranchhod Bairagi

page
2

address
pin: 422101; area: Ayodhya Nagar Citric Panchak; road: Jail Road Nasik Road; state: Maharashtra; district: Nashik; Village: Nashik

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
8723

raw reading (for Abhijit)

{'dob': '1972-05-04', 'pan': None, 'name': 'Kishor Ranchhod Bairagi', 'page': 2, 'mobile': None, 'address': {'pin': '422101', 'area': 'Ayodhya Nagar Citric Panchak', 'flat': None, 'road': 'Jail Road Nasik Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '8723', 'quality_issue': None}

PAN card DocScanner 16-Oct-2026 04-30 PM.pdf needs your check

dob
1978-06-09

pan
AFKPV1153N

name
SMITA SHRIKRUSHNA VAISHNAV

page
4

legible
True

card kind
pan

father name
SHRIKRUSHNA BALAKDAS VAISHNAV

card of many
4

raw reading (for Abhijit)

{'dob': '1978-06-09', 'pan': 'AFKPV1153N', 'name': 'SMITA SHRIKRUSHNA VAISHNAV', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SHRIKRUSHNA BALAKDAS VAISHNAV', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}

PAN card DocScanner 16-Oct-2026 04-30 PM.pdf needs your check

dob
1978-06-09

name
Smita Shrikrushna Vaishnav

page
5

legible
True

card kind
aadhaar

card of many
5

aadhaar last4
2379

raw reading (for Abhijit)

{'dob': '1978-06-09', 'pan': None, 'name': 'Smita Shrikrushna Vaishnav', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 5, 'aadhaar_last4': '2379', 'quality_issue': None}

Paid challan (GRAS) SMITA SHRIKRUSHNA VAISHNAV EchallanMH012206646202627E.pdf needs your check

grn
MH012206646202627E

pin
422012

total
27610.0

article
6(1)

defaced
False

bank cin
03006172026101601397

district
NASHIK

area city
NASARAS MAHARASHTRA

payer pan
AFKXXXXXXN

flat block
PLOT NO 153 154 155 156 SURVEY NO 167/A/B/C/1/2 MANDE MALA BELGAON DHAGA

payer name
SMITA SHRIKRUSHNA VAISHNAV

sro office
TBK_TRIMBAKESHWAR SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4200000

scheme rows
{'amount': 12610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX6069

payment date
16/10/2026-17:28:44

road locality
BEHIND MAHINDRA LOGISTICS TRAMBAKESHWAR ROAD

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4200000

raw reading (for Abhijit)

{'grn': 'MH012206646202627E', 'pin': '422012', 'total': 27610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601397', 'district': 'NASHIK', 'area_city': 'NASARAS MAHARASHTRA', 'payer_pan': 'AFKXXXXXXN', 'flat_block': 'PLOT NO 153 154 155 156 SURVEY NO 167/A/B/C/1/2 MANDE MALA BELGAON DHAGA', 'payer_name': 'SMITA SHRIKRUSHNA VAISHNAV', 'sro_office': 'TBK_TRIMBAKESHWAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4200000', 'scheme_rows': [{'amount': 12610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6069', 'payment_date': '16/10/2026-17:28:44', 'road_locality': 'BEHIND MAHINDRA LOGISTICS TRAMBAKESHWAR ROAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4200000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 12610/15000 — the case works out Rs.3790', 'registration fee on the challan is 12
1d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '2b011bbb-0bc2-4f68-886b-17fcd072d274'}
1d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 4200000 from the branch's
1d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.27610 but this case's figures say Rs.10100 (0.3% Rs.3790 + 0.5% Rs.6310) — the challan was paid on a loan of Rs.4200
1d ago	EzDocs	challan_figures_differ	{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
1d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SMITA SHRIKRUSHNA V
1d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'TBK_TRIMBAKESHWAR SUB REGISTRAR', 'district': 'NASHIK'}
1d ago	EzDocs	challan_mismatch	{'file': 'SMITA SHRIKRUSHNA VAISHNAV EchallanMH012206646202627E.pdf', 'problems': ['stamp duty on the challan is 12610/15000 — the case works out Rs.3790', 'registration fee on the challan is 12610/15000 — the case works
1d ago	EzDocs	challan_extracted	{'grn': 'MH012206646202627E', 'file': 'SMITA SHRIKRUSHNA VAISHNAV EchallanMH012206646202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 27610.0}
1d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
1d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '541883', 'lessons': []}
1d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d ago	EzDocs	quoted_history_checked	{}
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
1d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03664'}
1d ago	copilot	copilot_pick	{'why': "The source text explicitly mentions 'Trambakeshwar Road' and the case taluka is 'Trambakeshwar'. The only option available is 'TRIMBAKESHWAR SUB REGISTRAR', which matches the taluka.", 'field': 'Office (SRO)', '
1d ago	copilot	copilot_pick	{'why': "The source text mentions 'Trambakeshwar Road' and the English reading is 'TRAMBAKESHWAR'. The closest option is 'TRIMBAKESH'.", 'field': 'Taluka', 'value': '5114-TRIMBAKESH', 'method': 'ai', 'picked': 'TRIMBAKES
1d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'DocScanner 16-Oct-2026 04-28 PM (2).pdf', 'paper': 'the sanction letter', 'not_on_paper': [
1d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 1260000.0, 'findings': ["The branch paid ₹29,400 — the fee on ₹42,00,000 (the branch's mail's figure), not
1d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
1d ago	EzDocs	extra_challan_scanned	{'found': 0}
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
1d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03664'}
1d ago	EzDocs	challan_boxes_composed	{'fp': 'd0fb70f7b7c07862', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 153 154 155 156 SURVEY
1d ago	copilot	copilot_pick	{'why': "The source text explicitly mentions 'Trambakeshwar Road' and the case taluka is 'Trambakeshwar'. The only option available is 'TRIMBAKESHWAR SUB REGISTRAR', which matches the taluka.", 'field': 'Office (SRO)', '
1d ago	copilot	copilot_pick	{'why': "The source text mentions 'Trambakeshwar Road' and the English reading is 'TRAMBAKESHWAR'. The closest option is 'TRIMBAKESH'.", 'field': 'Taluka', 'value': '5114-TRIMBAKESH', 'method': 'ai', 'picked': 'TRIMBAKES
1d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'DocScanner 16-Oct-2026 04-28 PM (2).pdf', 'paper': 'the sanction letter', 'not_on_paper': [
1d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 1260000.0, 'findings': ["The branch paid ₹29,400 — the fee on ₹42,00,000 (the branch's mail's figure), not
1d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹29,400 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Challan on file does not agree with the case. Open it before paying or sharing.

Yesterday · 16 Oct36 things

Judged again with today's rules, the challan still does not match the case — a person opens it