ASHWINI MILAN BHINGARDE
LAN HOU/THA/0626/5123993Loan ₹30,90,000NOIMails & papers 11 3 new
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
12 Sep, 12:36
Documents
took 20m
Payment
Challan
done yesterday 15:45 · GRAS ↗
Filing
took 1d 4h · IGR e-filing ↗
E-filing copy
done today 20:10
Index II
waiting 4m
their moveIndex II pending · the history says: The branch has sent multiple emails with attachments, but it is unclear what these attachments are or if they are the required loan documents. The team is…whole case so far 33d 7h
For you to check2
The work is done — our fee of ₹26,100.40 is still not in our account. Chase the branch for it.
Payment proof is from 2026-07-17 — an old receipt?
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 15 Oct2 things
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
An old draft withdrew itself — its asks were already answered
Yesterday · 14 Oct30 things — 8 documents received · 2 letters written · 1 money step · 19 steps
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Documents the branch had sent were fetched from the mail thread
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
shared image - 2026-10-14T152524.374.jpeg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
shared image - 2026-10-14T152524.610.jpeg
EzDocs read the whole file
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
ASHWINI MILAN BHINGARDE EchallanMH006636918202627E.pdf
Received: other
image001.png
Index II (title document) received from the branch
Received: Index II
ashwini index ii.pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03532
No fee quote sent — the branch's own figures were right
The loan amount was worked out from the papers
The payment proof already on the case was applied
Received: PAN card
ashwini kyc.pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
shared image - 2026-07-17T172902.042.jfif
Property address read from the sanction letter
Received: Sanction letter
SKM_226i26071717320.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
8 of 8 in hand · the challan is done — these are for the filing / KYC
Mails & papers →every paper, beside its mail · 8 files
The file, as EzDocs remembers it13 open
The file contains a valid sanction letter, Index II, PAN cards, and Aadhaar cards for Ashwini Milan Bhingarde and Pragati Pramod Ghavate. The loan amount including insurance is 30,90,000. All property details match between the sanction letter and Index II.
○the photo — the branch
○ASHWINI MILAN BHINGARDE — date of birth — the branch
○ASHWINI MILAN BHINGARDE — home building — the branch
7 more
○ASHWINI MILAN BHINGARDE — home flat — the branch
○ASHWINI MILAN BHINGARDE — home road — the branch
○ASHWINI MILAN BHINGARDE — home PIN — the branch
○ASHWINI MILAN BHINGARDE — home village / city — the branch
○PRAGATI PRAMOD GHAVATE — mobile — the branch
○PRAGATI PRAMOD GHAVATE — e-mail — the branch
○PRAGATI PRAMOD GHAVATE — home flat — the branch
… and 3 more
the branch's last mail (2026-10-14): The branch is asking to close the case today.
read once, kept; every new mail and paper is read against this note · kept 2026-10-14T10:14 UTC
Moneywaiting for the credit
₹26,100.40
Paid before the phones listened. The screenshot says 17 Jul 2026 — before the office phones began listening, so no SMS can come for it. Find it once on the bank statement and press where you saw it.
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹26,070 — ₹30 under our ask, not below the real calculation ₹26,070. Counts as full. Nothing to ask.
Screenshot ₹26,070 — verified by itself the moment the bank credit is heard.
Screenshot ₹26,070 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by UPI to 9892834356m@pnb at 2026-07-17 — the PNB SMS verifies it within minutes.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%9,280
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,100.40
By law ₹26,090. We ask ₹26,100 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
801, 8th, Nishigandha Building, Sarovar Darshan Co-op. Hou. Soc. Ltd., Panchpakhadi, 400606
read from the Index II · e-filing boxes 39 of 46 ready
Check the property →the boxes beside the paper
People
PRAGATI PRAMOD GHAVATE · co-applicantAZWPG7702LASHWINI MILAN BHINGARDE · applicantAZWPG7698B
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