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Cases / NOI-2026-00304

DARSHANKUMAR NATHALAL BHALODIYA

PNB_HFLLAN HOU/PUN/0626/5145279 Challan paid · our move File on IGRAll documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
5 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Sale deedopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
Payment Screenshot with UTR — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹32,580 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹32,580
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹32,580 — we only count a credit our bank shows us.
Stamp duty 0.3%15,760
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for32,580
By law ₹32,570. We ask ₹32,580 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹32,325 — ₹255 under our ask: the branch's working is short (see Facts).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹32,190 · 12 Oct 13:45 · POONA DAIR. RRN- · 8590723905 — ₹390 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 57 h 38 minour time · 3 Sep 21:39
Index II —not yet
the NOI team 48 d 9 htotal 48 d 9 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 21:39 — 41 d 23 h of working time
Day by day — every step and who held it
28 Aug 11:51Your branch's mail
29 Aug 22:02Papers read+1 d 10 h · the NOI team
29 Aug 22:02Property readat once
29 Aug 22:03Papers read+1 min · the NOI team
29 Aug 22:03Fee quotedat once
3 Sep 21:39Challan made+4 d 23 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹52,50,000
Loan account no.
HOU/PUN/0626/5145279
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided all the necessary documents and the Index II. The team has shared the challan and is now waiting for the branch to provide the Index II so that the NOI can be filed.
the history says the next move is with the NOI team — the e-filing copy
the branch last asked: Kindly Share NOI Index II
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-08-28) “Loan sanction letter Attached”
✓ fee paid — the branch's words — done, mail 1 (2026-08-28) “Payment details screenshot with Transaction ID & Date of payment mentioned Attached”
✓ challan made — done, mail 4 (2026-08-28) “PFA challan for your reference.”
✓ challan shared — done, mail 4 (2026-08-28) “PFA challan for your reference.”
✓ Index II asked for — done, mail 3 (2026-08-28) “For NOI filing, We need an index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 5 (2026-10-12) “Kindly Share NOI Index II”
read over 5 mail(s), last mail 2026-10-12 · read 3d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SG shubham.gaikwad@pnbhousing.com pnbhousing.com
28 Aug, 11:51 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279
Dear Team,

Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279

NOI Charges & Service Fees Calculator - Nestly.in
Loan amount₹51,75,000
Stamp duty 0.30%₹15,525
Registration fee 0.50%₹15,000
DHC₹300

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached
Index 2/ Draft✓ Attached
Aadhar copy of the applicant/s✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached
Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

Challan Date:- 14/08/2026

NOI Govt Fees300

Nestly.in

Service Fees for NOI Filling1500

1500.00

Total Amount to be Paid to Nestly.in for NOI32325.00
THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213       Internal
🤖 read: asks for the challan; says the fee is paid ₹32,325 ✓; documents attached — “Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279”
4 more mails in between — open
OL The NOI teamTYPED IN GMAIL
28 Aug, 14:39 · 48d ago
Team,kindly share total loan amount for challan process.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 14/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32325.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal Team, kindly share total loan amount for challan process. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com> wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 *Documents required for NOI Filing* Remark Loan sanction letter *Attached* Index 2/ Draft *Attached* Aadhar copy of the applicant/s *Attached* PAN copy of the applicant/s *Attached* Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. *Attached* Payment details screenshot with Transaction ID & Date of payment mentioned *Attached* *Challan Date:- 14/08/2026* *NOI Charges & Service Fees Calculator - Nestly.in* *Loan Amount Including Insurance* 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 *Total Amount to be Paid to Nestly.in for NOI* *32325.00* THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: asks the branch for the loan amount — “kindly share total loan amount for challan process.”
OL The NOI teamTYPED IN GMAIL
28 Aug, 15:06 · 48d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 14:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 14/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32325.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
28 Aug, 15:20 · 48d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 15:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 14:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 14/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32325.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Fri, 28 Aug 2026 at 15:06, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Fri, 28 Aug 2026 at 14:39, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > kindly share total loan amount for challan process. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974* > > > On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < > shubham.gaikwad@pnbhousing.com> wrote: > >> Dear Team, >> >> Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR >> BHALODIYA_ HOU/PUN/0626/5145279 >> >> *Documents required for NOI Filing* >> >> Remark >> >> Loan sanction letter >> >> *Attached* >> >> Index 2/ Draft >> >> *Attached* >> >> Aadhar copy of the applicant/s >> >> *Attached* >> >> PAN copy of the applicant/s >> >> *Attached* >> >> Form A2 with Photograph of applicant/s affixed or Passport size >> photographs scan copy. >> >> *Attached* >> >> Payment details screenshot with Transaction ID & Date of payment >> mentioned >> >> *Attached* >> >> >> >> *Challan Date:- 14/08/2026* >> >> *NOI Charges & Service Fees Calculator - Nestly.in* >> >> >> >> *Loan Amount Including Insurance* >> >> 51,75,000 >> >> >> >> >> >> >> >> >> >> NOI Govt Fees >> >> Stamp Duty >> >> 0.30% >> >> 15525.00 >> >> >> >> >> >> >> >> Registration Fees >> >> 0.50% >> >> 15000.00 >> >> >> >> >> >> >> >> Document Handling Charges >> >> 300 >> >> 300 >> >> >> >> >> >> >> >> >> >> Nestly.in >> >> Service Fees for NOI Filling >> >> 1500 >> >> 1500.00 >> >> >> >> >> >> >> >> >> >> *Total Amount to be Paid to Nestly.in for NOI* >> >> *32325.00* >> >> >> >> >> >> THANKS & REGARDS, >> >> SHUBHAM GAIKWAD >> >> AREA SALES MANAGER >> >> MOB-8237335213 >> >> >> >> >> >> >> >> Internal >> >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
PW pramod.wakade1@phfl.com phfl.com
12 Oct, 17:51 · 3d ago
Re[2]: Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279
Dear Team,

Kindly Share NOI Index II

Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/28/26 15:22 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 15:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 14:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 14/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32325.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: asks for the Index II — “Kindly Share NOI Index II”
OL The NOI teamTYPED IN GMAIL
12 Oct, 20:11 · 3d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:54, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Kindly Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/28/26 15:22 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 28 Aug 2026 at 15:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 28 Aug 2026 at 14:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 14/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32325.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
14 Oct, 18:23 · 1d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 20:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:54, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Kindly Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/28/26 15:22 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com), Ganesh Manohar Lande (ganesh.lande@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 28 Aug 2026 at 15:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 28 Aug 2026 at 14:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 28 Aug 2026 at 11:54, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279 Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 14/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 51,75,000 NOI Govt Fees Stamp Duty 0.30% 15525.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32325.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter Sanction letter - 2026-07-22T162558.568.pdf
filed 46d ago
Sale deed Mr. DARSHANKUMAR BHALODIYA draft.pdf
filed 46d ago
Selfie / photo PHOTO-2026-08-27-18-56-07.jpg
filed 46d ago
Selfie / photo PHOTO-2026-08-27-18-55-15.jpg
filed 46d ago
Selfie / photo PHOTO-2026-08-27-18-53-05.jpg
filed 46d ago
Aadhaar card CO APP E ADHAR.pdf
filed 46d ago
Aadhaar card APP E ADHAR.pdf
filed 46d ago
PAN card APP Darshan_Pancard.pdf
filed 46d ago
PAN card CO APP Nikita_Pancard.pdf
filed 46d ago
Other image001.png
filed 46d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,580
Where it stands
waiting for the credit
Screenshot claims
—
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹15,760₹15,000₹320 ₹1,500₹32,580
By law ₹32,570. We ask ₹32,580 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

30 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area …
9 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
not verified yetsource: the sanction letter (Sanction letter - 2026-07-22T162558.568.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
FLAT NO 703, 7TH FLOOR, SR NO 63, HISSA NO 1/A, PLOT NO A-7/A, KGS ONE, BAVDHAN, Pune, Pune, MAHARASHTRA, India, 411021
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-07-22T162558.568.pdf
as printed
FLAT NO 703, 7TH FLOOR, SR NO 63, HISSA NO 1/A, PLOT NO A-7/A, KGS ONE, BAVDHAN, PUNE, PUNE, MAHARASHTRA, INDIA, 411021
PIN
411021
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 703 7TH FLOOR KGS ONE SR NO 63 HISSA NO 1/A PLOT NO A-7/A
Locality/Road
BAVDHAN
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNikita Darshankumar BhalodiyaASHPB0357Q…7731
co_mortgagorDarshankumar Nathalal BhalodiyaATDPB6885E…3722
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
fee quoteshubham.gaikwad@pnbhousing.com 46d ago
document chaseshubham.gaikwad@pnbhousing.com 46d ago
document chaseshubham.gaikwad@pnbhousing.com 44d ago
What EzDocs read from each document — check anything marked in red
Sanction letter Sanction letter - 2026-07-22T162558.568.pdf needs your check
lan
HOU/PUN/0626/5145279
loan type
Housing Loan
confidence
1
loan amount
5000000
interest rate
8.5
sanction date
21-Jul-2026
letter version
3
applicant names
DARSHANKUMAR NATHALAL BHALODIYA, NIKITA DARSHANKUMAR BHALODIYA, TECHGIGS LLP
property address
pin: 411021; road: BAVDHAN; state: MAHARASHTRA; Flat no: FLAT NO 703; district: Pune; Floor: 7TH FLOOR; Address: FLAT NO 703, 7TH FLOOR, SR NO 63, HISSA NO 1/A, PLOT NO A-7/A, KGS ONE, BAVDHAN, Pune, Pune, MAHARA
insurance premium
250000
includes insurance
True
total with insurance
5250000
applicant address from462
read again off the letter's pages (page 1, Address row)
security address verbatim
FLAT NO 703, 7TH FLOOR, SR NO 63, HISSA NO 1/A, PLOT NO A-7/A, KGS ONE, BAVDHAN, Pune, Pune, MAHARASHTRA, India, 411021
applicant address verbatim
FLAT NO. A 1002 10TH FLOOR SR NO 33, UTSAV HOMES A WING, MUMBAI PUNE HIGHWAY BAVDHAN BK, ., Pune, MAHARASHTRA, 411021, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0626/5145279', 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 5000000, 'interest_rate': 8.5, 'sanction_date': '21-Jul-2026', 'letter_version': '3', 'applicant_names': ['DARSHANKUMAR NATHALAL BHALODIYA', 'NIKITA DARSHANKUMAR BHALODIYA', 'TECHGIGS LLP'], 'property_address': {'pin': '411021', 'road': 'BAVDHAN', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 703', 'district': 'Pune', 'floor_no': '7TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 703, 7TH FLOOR, SR NO 63, HISSA NO 1/A, PLOT NO A-7/A, KGS ONE, BAVDHAN, Pune, Pune, MAHARASHTRA, India, 411021', 'village_city': 'Pune', 'building_name': 'KGS ONE', 'survey_or_cts_no': 'SR NO 63, HISSA NO 1/A, PLOT NO A-7/A'}, 'insurance_premium': 250000, 'includes_insurance': True, 'total_with_insurance': 5250000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'FLAT NO 703, 7TH FLOOR, SR NO 63, HISSA NO 1/A, PLOT NO A-7/A, KGS ONE, BAVDHAN, Pune, Pune, MAHARASHTRA, India, 411021', 'applicant_address_verbatim': 'FLAT NO. A 1002 10TH FLOOR SR NO 33, UTSAV HOMES A WING, MUMBAI PUNE HIGHWAY BAVDHAN BK, ., Pune, MAHARASHTRA, 411021, Pune, India'}
Aadhaar card CO APP E ADHAR.pdf needs your check
dob
1990-11-11
name
Nikita Darshankumar Bhalodiya
aadhaar last4
7731
raw reading (for Abhijit)
{'dob': '1990-11-11', 'pan': None, 'name': 'Nikita Darshankumar Bhalodiya', 'aadhaar_last4': '7731'}
Aadhaar card APP E ADHAR.pdf needs your check
dob
1989-04-06
name
Darshankumar Nathalal Bhalodiya
aadhaar last4
3722
raw reading (for Abhijit)
{'dob': '1989-04-06', 'pan': None, 'name': 'Darshankumar Nathalal Bhalodiya', 'aadhaar_last4': '3722'}
PAN card APP Darshan_Pancard.pdf needs your check
dob
1989-04-06
pan
ATDPB6885E
name
DARSHANKUMAR NATHALAL BHALODIYA
raw reading (for Abhijit)
{'dob': '1989-04-06', 'pan': 'ATDPB6885E', 'name': 'DARSHANKUMAR NATHALAL BHALODIYA', 'aadhaar_last4': None}
PAN card CO APP Nikita_Pancard.pdf needs your check
dob
1990-11-11
pan
ASHPB0357Q
name
NIKITA DARSHANKUMAR BHALODIYA
raw reading (for Abhijit)
{'dob': '1990-11-11', 'pan': 'ASHPB0357Q', 'name': 'NIKITA DARSHANKUMAR BHALODIYA', 'aadhaar_last4': None}
Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
11h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 14 Oct, 18:23 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
2d agoEzDocschallan_boxes_composed{'fp': 'bf47a6148799c2e4', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 703 7TH FLOOR KGS ONE SR
2d agoEzDocsreader_efiling_verdict{'fp': '1127a4cddcb7b436', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
2d agoEzDocsreader_mail_addition{'fp': '2ccfc179fb61eb5a', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
2d agoEzDocsreader_home_address{'fp': '56297b4a29c759cc', 'from': 'the sanction letter (Sanction letter - 2026-07-22T162558.568.pdf)', 'home': {'pin': '411021', 'area': 'BAVDHAN BK', 'flat': 'A 1002', 'road': 'MUMBAI PUNE HIGHWAY', 'floor': '10TH FLOO
2d agoEzDocsreader_home_address{'fp': '56297b4a29c759cc', 'from': 'the sanction letter (Sanction letter - 2026-07-22T162558.568.pdf)', 'home': {'pin': '411021', 'area': 'BAVDHAN BK', 'flat': 'A 1002', 'road': 'MUMBAI PUNE HIGHWAY', 'floor': '10TH FLOO
3d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
3d agoEzDocsold_thread_stored_only{'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-28 06:21:47'}
15d agoEzDocsletter_home_read462{'fp': 'doc:590c5545-3326-4b78-86b5-ae2c7a72f17c', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction letter - 2026-07-22T162558.568.pdf', 'asked'
22d agoEzDocshidden_payment_scan{'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': '204a6d1d-1c85-4a2e-8b3b-8d68258ab5e2', 'fetched': True}
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '411038', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': 'dbc5f68d-32
30d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '411038', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': '55474564-0f
30d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Mr. DARSHANKUMAR BHALODIYA draft.pdf', 'kind': 'sale_deed'}
30d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'}
31d agoEzDocsproperty_attrs_split{'now': {'Number type': 'SURVEY', 'Second number type': 'HISSA', 'Number': '63', 'Second number': '1/A'}, 'was': {'Number type': 'SURVEY', 'Second number type': 'PLOT', 'Number': '63', 'Second number': 'A-7/A'}, 'why': "the number b
31d agoEzDocsproperty_attrs_split{'now': {'Number type': 'SURVEY', 'Second number type': 'PLOT', 'Number': '63', 'Second number': 'A-7/A'}, 'was': {'Number type': 'SURVEY', 'Second number type': 'HISSA', 'Number': '63', 'Second number': '1/A'}, 'why': "the number b
31d agoEzDocsproperty_attrs_split{'now': {'Number type': 'SURVEY', 'Second number type': 'HISSA', 'Number': '63', 'Second number': '1/A'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'SR NO 63, HISSA NO 1/A, PLOT NO A-7/A', 'attr2_val
41d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, 'Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PUN/062
41d agoEzDocsstage_follows_desk_challan_mail{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
41d agoEzDocschallan_inferred_from_desk_mail{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
44d agoEzDocsbase_adopted_from_sanction{'now': 5250000.0, 'was': 5175000.0, 'why': 'the sanction letter on file states a total WITH insurance — that is the fee base; the figures re-work themselves'}
44d agoEzDocsemail_shadowed:doc_chase{'to': 'shubham.gaikwad@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PUN/0626/5145279), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received
46d agoEzDocsemail_shadowed:doc_chase{'to': 'shubham.gaikwad@pnbhousing.com', 'subject': 'Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279', 'body_preview': 'Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n
46d agoEzDocsemail_shadowed:fee_quote{'to': 'shubham.gaikwad@pnbhousing.com', 'subject': 'Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279', 'body_preview': 'Dear Team,\n\nFee computation for the captioned case
46d agoEzDocsreceivable_created{'expected': 32325.0}
46d agoEzDocsdocument_received{'file': 'image001.png', 'doc_type': 'other', 'confidence': 0.95}
46d agoEzDocsdocument_received{'file': 'CO APP Nikita_Pancard.pdf', 'doc_type': 'pan', 'confidence': 1.0}
46d agoEzDocsdocument_received{'file': 'APP Darshan_Pancard.pdf', 'doc_type': 'pan', 'confidence': 1.0}
46d agoEzDocsco_applicant_added{'doc': 'aadhaar', 'name': 'Darshankumar Nathalal Bhalodiya'}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Payment Screenshot with UTR
Money
₹32,580 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹32,580 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
10:00
13 Oct3 things — 3 steps
The challan's address boxes were written from the papers
21:05
EzDocs checked the e-filing boxes against the papers
21:05
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
21:05
12 Oct2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:55
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:54
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:42
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
23:49
3 Sep2 things — 2 steps
An old draft withdrew itself — its asks were already answered
21:39
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
21:39
1 Sep2 things — 1 letter written · 1 money step
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
21:02
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00304 — pending documents
10:01
29 Aug16 things — 10 documents received · 3 letters written · 3 steps
Wrote the document chase mail — held, silent mode
Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279
22:03
Wrote the fee quote mail — held, silent mode
Kindly provide MOE + NOI Challan in captioned case DARSHANKUMAR BHALODIYA_ HOU/PUN/0626/5145279
22:03
Received: other
image001.png
22:03
Received: PAN card
CO APP Nikita_Pancard.pdf
22:03
Received: PAN card
APP Darshan_Pancard.pdf
22:03
Co-applicant added
22:03
Received: Aadhaar
APP E ADHAR.pdf
22:03
Received: Aadhaar
CO APP E ADHAR.pdf
22:02
Received: Selfie
PHOTO-2026-08-27-18-53-05.jpg
22:02
Received: Selfie
PHOTO-2026-08-27-18-55-15.jpg
22:02
Received: Selfie
PHOTO-2026-08-27-18-56-07.jpg
22:02
Received: Sale deed
Mr. DARSHANKUMAR BHALODIYA draft.pdf
22:02
Property address read from the sanction letter
22:02
Received: Sanction letter
Sanction letter - 2026-07-22T162558.568.pdf
22:02
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:02
Case opened from the branch's mail
22:02
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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