⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vrinda Gahininath Udhane
LAN 77000366975Loan ₹69,00,000NOIWaiting for the Index IIMails & papers 5 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 15:19
Documents
took 10m
Payment
done 9 Oct, 15:35
Challan
took 29m · GRAS ↗
Filing
waiting 4d 7h · Nikhil 7m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has provided the loan documents and a payment screenshot. The team is waiting for the branch to provide the Index II copy.whole case so far 4d 8h
Needs your eyes2
Challan on file does not agree with the case. Open it before paying or sharing.
2 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Ahilyanagar
Taluka
Ahmednagar
Village
Savedi
Number type
PLOT
Number
10 To 16/5
Building
Row House
Floor
Ground Floor
Flat / shop no
Plot No 10 To 16/5
Area
98.48
Hadd
Ahmednagar Municipal Corporation
Read from the technical report, not the Index II. CamScanner 10-09-2026 15.03.30.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (4d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• person 3's mobile: the case's 8291940190 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — landmark: the case held SAVEDI ROAD, NEAR HOTEL RAJVEER, VITTHAL RUKMAI TEMPLE, NANDANVAR NAGAR; filled NEAR HOTEL RAJVEER VITTHAL RUKMAI TEMPLE NANDANVAR NAGAR — the whole-file reading, from technical report, reads it so
• changed — area unit: the case held SQ.MT; filled SQ FT — the whole-file reading, from technical report, reads it so
• changed — area: the case held 98.48; filled 997.0 — the whole-file reading, from technical report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The made challan does not match the case: district on the challan 'AHMEDNAGAR' — the case says 'Ahilyanagar' — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
Today · 13 Oct1 thing
reader efiling verdict — by ezdocs:reader
Yesterday · 12 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03351 | 77000366975
9 Oct106 things — 15 documents received · 4 letters written · 1 money step · 3 cautions · 83 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
VRINDA G UDHANE EchallanMH011708074202627E.pdf
copilot edit — by copilot:Nikhil
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
money check hold — by copilot
challan boxes not the papers words — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
money check hold — by copilot
challan boxes composed
challan boxes not the papers words — by copilot
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
money check hold — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
money check hold — by copilot
property self check
kyc address missing
kyc address missing
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: LAN NO-77000366975-APPLICANT NAME -VRINDA GAHININATH UDHANE LAN NO REF PROCESS CHALLAN OF 0.3 & 0.5% AND N
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
IMG-20261009-WA0034.jpg
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03351
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
base adopted from bank calc
pages trimmed480
pages trimmed480
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
roles from letter
Co-applicant added
card name not read454
Received: Aadhaar
AMOL ADHAR 1.jpg
Received: PAN card
AMOL PAN.jpg
Received: Aadhaar
AMOL ADHAR 2.jpg
money settled — by ezdocs:reader
money corrected from papers
Selfie checked — a live one
A real selfie — usable for the e-filing.
roles from letter
Co-applicant added
case read started — by ezdocs:reader
Received: Selfie
AMOL SELFI.jpg
applicant email captured
insurance twin detected
roles from letter
Received: Technical report
CamScanner 10-09-2026 15.03.30.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Sanction letter
InsKFSLetter_77000366976.pdf
Received: Selfie — not usable
IMG-20260921-WA0010.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Sanction letter
KFSLetter_77000366975.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
Vrinda Adhar without mask.pdf
Received: PAN card
KUSUM PAN.pdf
Received: PAN card
Vrinda Pan.pdf
Received: Aadhaar
kusum adhar.pdf
Received: Selfie
KUSUM SELFI.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it16 open
The file contains technical report, two sanction letters (home loan and insurance), PAN cards and Aadhaar cards for Vrinda Gahininath Udhane, Kusum Gahininath Udane, and Chaudhari Amol Balasaheb. The total loan amount including insurance is Rs. 69,00,000. Index II and MOTD are missing.
○the Index II — the branch
✗the photo could not be read (IMG-20260921-WA0010.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○Vrinda Gahininath Udhane — PAN — the branch
○Vrinda Gahininath Udhane — date of birth — the branch
○VRINDA G UDHANE — mobile — the branch
○VRINDA G UDHANE — e-mail — the branch
○VRINDA G UDHANE — home building — the branch
○VRINDA G UDHANE — home flat — the branch
○VRINDA G UDHANE — home road — the branch
○VRINDA G UDHANE — home PIN — the branch
… and 6 more
the branch's last mail (2026-10-09): The branch has sent an attachment. · brought: the payment screenshot
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T10:04 UTC
Moneyall of it is in
₹37,760.41
Reached our account 18 Sep 16:02:00.
How we know
Our own bank told us — 18 Sep 16:02
₹37,760 · from GPAY-BIZ
“₹37,760 received from SONALI S A at 4:02 pm”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer
The working
Stamp duty 0.3%20,710
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for37,760.41
By law ₹37,750. We ask ₹37,760 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Plot No 10 To 16/5, Ground Floor, Row House, PLOT, 10 To 16/5, Savedi, 414003
read from the technical report · e-filing boxes 61 of 70 ready
Check the property →the boxes beside the paper
People
VRINDA G UDHANE · applicantACQPU6312DVrinda Gahininath Udhane · applicant…1707KUSUM GAHININATH UDANE · co-applicantACRPU6367RCHAUDHARI AMOL BALASAHEB · co-applicantAVIPC7782L
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