⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03038

Madhukar Jadhav

LAN HOU/SOL/0926/5223931 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Aadhaar card — inside MADHUKAR JADHAV (1).pdfopen

✓PAN card — inside MADHUKAR JADHAV (1).pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (5)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹29,190.48CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹29,160 receivedthe figure the branch wrote

Stamp duty 0.3%12,370

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.48

Total we ask for29,190.48

the branch’s receipt claims ₹29,160 692351577340

paid 30 Sep 17:40:39 · verified 30 Sep 19:38:20 · 1 h 57 min later

How we know

Our own bank told us — 30 Sep 17:40

₹29,160 · UTR 692351577340 · from JD-HDFCBN-S

“Successful! You have received Rs. 29160.00 via HDFC Bank SmartHub Vyapar from Mr Madhuka . RRN-692351577340 , Check: https://1.hdfc.bank.in/HDFCBK/s/Ova11kaK”

Matched by: equals the figure the branch wrote in its own mail

Paid the bank's own ₹29,160. ₹30.48 under our ask = our margin. Accepted as full.

By law ₹29,180. We ask ₹29,190 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹29,160 — accept as full (₹30.48 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 07 minour time (made after working hours) · 30 Sep 20:59

Index II —not yet

the NOI team 13 d 3 hthe branch 12 mintotal 13 d 4 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 20:59 — 13 d 2 h of working time

Day by day — every step and who held it

30 Sep 19:39Your branch's mail

30 Sep 19:39Payment landedat once

30 Sep 19:39Payment verifiedat once

30 Sep 19:39Fee quotedat once

30 Sep 19:51Papers from your branch+12 min · the branch

30 Sep 19:52Papers read+1 min · the NOI team

30 Sep 19:52Property readat once

30 Sep 19:53Ready for the challanat once

30 Sep 20:59Challan made+1 h 06 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹41,20,000

Loan account no.

HOU/SOL/0926/5223931

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Solapur

Taluka

SOLAPUR

Village

KASABE SOLAPUR

Number type

(empty)

Number

SC NO 434/A/3/A

Building

SAPTSUR PHESE

Floor

(empty)

Flat / shop no

(empty)

Area

(empty)

Hadd

Solapur Municipal Corporation

Read from the sanction letter, not the Index II. MADHUKAR JADHAV (1).pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

Number type, Floor, Flat / shop no, Area are empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• Mortgagor pages: ANURADHA JADHAV is named on the sanction letter (MADHUKAR JADHAV (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 13 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — flat no: the case held PLOT NO.59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, MAHARASHTRA, INDIA, 413001; filled PLOT NO 59 — the whole-file reading, from the sanction letter, reads it so

• changed — Survey No / Attribute 1 & 2: the case held SC NO 434/A/3/A · 59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, MAHARASHTRA, INDIA, 413001; filled 59 · 434/A/3/A — the sanction letter prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has created and shared the challan. The team is waiting for the branch to send the Index II copy for NOI filing.

the trail says the next move is with the branch — the Index II

the trail says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

✓ loan papers sent — done, mail 3 (2026-09-30) “PFA”

✓ fee paid — the branch's words — done, mail 4 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 5 (2026-09-30) “PFA CHALLAN FOR A REFERENCE”

✓ challan shared — done, mail 5 (2026-09-30) “PFA CHALLAN FOR A REFERENCE”

? Index II asked for — asked, mail 4 (2026-09-30) “For NOI filing, We need an index 2 copy..”

✓ Index II / sale deed sent by the branch — done, mail 3 (2026-09-30) “PFA”

read over 5 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011193931202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03038

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantMadhukar Jadhav

LANHOU/SOL/0926/5223931

Loan AmtRs. 41,20,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 29,160.00 stands VERIFIED against the credit in our account on 30-Sep-2026 (UTR: 692351577340). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-03038 | HOU/SOL/0926/5223931

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/SOL/0926/5223931) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 12 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AJ akash.jadhav2@phfl.com phfl.com
30 Sep, 19:39 · 13d ago THE FIRST MAIL — how this case began

Kindly process challan in below case MR.MADHUKAR JADHAV - HOU/SOL/0926/5223931

Dear Team,

Kindly process challan in below case.

Customer nameMADHUKAR JADHAV

Loan account (LAN)HOU/SOL/0926/5223931

Loan amount₹41,20,000

Stamp duty 0.30%₹12,360

Registration fee 0.50%₹15,000

Service / vendor fees₹1,800

Total₹29,160

✓ Sanction Letter — attached
✓ Applicant and Aadhar Card — attached
✓ Applicant and Pan Card — attached
✓ Index II Copy — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Note: - Kindly Check PDF all Pages.

4120000/-

🤖 read: documents attached

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 19:41 · 13d ago

Dear Team,

Pls share all documents..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 19:38, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name MADHUKAR JADHAV
Lan No HOU/SOL/0926/5223931

4120000/-

LOAN AMOUNT 4120000/-
0.30% 12360/-
0.50% 15000/-
FEES 1800/-
TOTAL 29160/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

🤖 read: asks the branch for documents — “Pls share all documents..”

AJ akash.jadhav2@phfl.com phfl.com
30 Sep, 19:51 · 13d ago

📎 Applicant photo.jpg ↗📎 Madam Photo.jpg ↗📎 madhukar jadhav noi payment snap.pdf ↗📎 MADHUKAR JADHAV (1).pdf ↗

Dear Team,

PFA

Thanks & Regards

Akash Jadhav

Channel Manager – Loans

PNB Housing Finance Ltd.

Solapur

Mobile No - 8600976294

earlier mails quoted below

From: Akash Babu Jadhav2 ( akash.jadhav2@phfl.com )
Date: 09/30/26 19:37
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Rajeshwar Sandhikar ( rajeshwar.sandhikar@pnbhousing.com ), Manojkumar Sunagar ( manojkumar.sunagar@pnbhousing.com ), akshaykumar.vangari ( akshaykumar.vangari@phfl.com )
Subject:  Kindly process challan in below case MR.MADHUKAR JADHAV - HOU/SOL/0926/5223931

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name  MADHUKAR JADHAV
Lan No  HOU/SOL/0926/5223931

4120000/-

LOAN AMOUNT  4120000/-
0.30%  12360/-
0.50%  15000/-
FEES  1800/-
TOTAL  29160/-

*Sanction Letter  attached
*Applicant and Aadhar Card  attached
*Applicant and Pan Card  attached
*Index II Copy  attached
*Soft copy of Photograph  attached
*Payment details  attached

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:24 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 19:52, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,
PFA

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​  Mobile No - 8600976294
​

From: Akash Babu Jadhav2 ( akash.jadhav2@phfl.com )
Date: 09/30/26 19:37
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Rajeshwar Sandhikar ( rajeshwar.sandhikar@pnbhousing.com ), Manojkumar Sunagar ( manojkumar.sunagar@pnbhousing.com ), akshaykumar.vangari ( akshaykumar.vangari@phfl.com )
Subject:  Kindly process challan in below case MR.MADHUKAR JADHAV - HOU/SOL/0926/5223931

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name  MADHUKAR JADHAV
Lan No  HOU/SOL/0926/5223931

4120000/-

LOAN AMOUNT  4120000/-
0.30%  12360/-
0.50%  15000/-
FEES  1800/-
TOTAL  29160/-

*Sanction Letter  attached
*Applicant and Aadhar Card  attached
*Applicant and Pan Card  attached
*Index II Copy  attached
*Soft copy of Photograph  attached
*Payment details  attached

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:01 · 13d ago

📎 MADHUKAR MAHADEV JADHAV EchallanMH01119393 ↗

TEAM

PFA CHALLAN FOR A REFERENCE

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 19:52, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,
PFA

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​  Mobile No - 8600976294
​

From: Akash Babu Jadhav2 ( akash.jadhav2@phfl.com )
Date: 09/30/26 19:37
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Rajeshwar Sandhikar ( rajeshwar.sandhikar@pnbhousing.com ), Manojkumar Sunagar ( manojkumar.sunagar@pnbhousing.com ), akshaykumar.vangari ( akshaykumar.vangari@phfl.com )
Subject:  Kindly process challan in below case MR.MADHUKAR JADHAV - HOU/SOL/0926/5223931

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name  MADHUKAR JADHAV
Lan No  HOU/SOL/0926/5223931

4120000/-

LOAN AMOUNT  4120000/-
0.30%  12360/-
0.50%  15000/-
FEES  1800/-
TOTAL  29160/-

*Sanction Letter  attached
*Applicant and Aadhar Card  attached
*Applicant and Pan Card  attached
*Index II Copy  attached
*Soft copy of Photograph  attached
*Payment details  attached

🤖 read: challan shared ✓ — “PFA CHALLAN FOR A REFERENCE”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	Applicant photo.jpg	filed	13d ago
Selfie / photo	Madam Photo.jpg	CANNOT BE READ — clear copy asked	13d ago
Payment screenshot	madhukar jadhav noi payment snap.pdf	filed	13d ago
Sanction letter+ Aadhaar card inside+ PAN card inside	MADHUKAR JADHAV (1).pdf	filed	13d ago
Paid challan (GRAS)	MADHUKAR MAHADEV JADHAV EchallanMH011193931202627E.pdf	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,190.48

Where it stands
VERIFIED — money received

Screenshot claims
₹29,160 692351577340

Paid at
30 Sep 17:40:39

Verified on
30 Sep 19:38:20

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹12,370	₹15,000	₹320	₹1,500	₹29,190

By law ₹29,180. We ask ₹29,190 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

26 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Floor, Flat / shop no, Area, Area unit (Sq.mt. / Sq.ft.) …

12 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (MADHUKAR JADHAV (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO 59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, Solapur, MAHARASHTRA, India, 413001

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

MADHUKAR JADHAV (1).pdf

the address
{'PIN': '413001', 'AREA': 'RAILWAY', 'FLAT': 'N-7/149', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'GANESH HOLL', 'DISTRICT': 'SOLAPUR', 'POST_OFFICE': 'SOLAPUR H.O', 'VILLAGE_CITY': 'SOLAPUR'}

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 59 SC NO 434/A/3/A SAPTSUR PHESE

Locality/Road
MOUJE KASABE SOLAPUR TAL SOLAPUR DIST SOLAPUR

Area/City
SOLAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	MADHUKAR JADHAV	AYPPJ0611B	…0543

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	akash.jadhav2@phfl.com	13d ago
document chase	akash.jadhav2@phfl.com	13d ago
acknowledgement	akash.jadhav2@phfl.com	13d ago
Index II chase	akash.jadhav2@phfl.com	10d ago
Index II chase	akash.jadhav2@phfl.com	7d ago
Index II chase	akash.jadhav2@phfl.com	4d ago
Index II chase	akash.jadhav2@phfl.com	13h ago

What the engine read from each document — check anything marked in red

Selfie / photo Applicant photo.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo Madam Photo.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Payment screenshot madhukar jadhav noi payment snap.pdf needs your check

utr
692351577340

date
2026-09-30

time
17:39

amount
29160

method
UPI

payee upi
169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '692351577340', 'date': '2026-09-30', 'time': '17:39', 'amount': 29160, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter MADHUKAR JADHAV (1).pdf needs your check

lan
HOU/SOL/0926/5223931

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'MADHUKAR JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANURADHA JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

rate words
13.15% per annum 13.15% -4.90% = 8.25% per annum as on the date of execution of the loan agreement

handwritten
{'says': 'Id card seller banking', 'where': 'page 2, margin', 'touches': 'other', 'printed_was': None}

loan amount
4000000.0

rate spread
-4.9

final amount
4120000.0

interest rate
8.25

sanction date
29-Sep-2026

letter version
5

reference rate
13.15

applicant email
mmjadhav1967@gmail.com

applicant names
MADHUKAR JADHAV, ANURADHA JADHAV

printed altered
False

applicant mobile
9326573580

balance transfer
False

property address
pin: 413001; state: MAHARASHTRA; district: Solapur; full_address: PLOT NO 59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, Solapur, MAHARASHTRA, India, 413001; village_city: KASABE SOLAPUR; building_name: SAP

insurance premium
120000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
4120000.0

security address verbatim
PLOT NO 59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, Solapur, MAHARASHTRA, India, 413001

applicant address verbatim
RAILWAY N-7/149, GANESH HALL SOLAPUR, NEAR RAILWAY STATION, ., Solapur, MAHARASHTRA, 413001, Solapur, India

raw reading (for Abhijit)

{'lan': 'HOU/SOL/0926/5223931', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'MADHUKAR JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANURADHA JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -4.90% = 8.25% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': 'Id card seller banking', 'where': 'page 2, margin', 'touches': 'other', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 4000000.0, 'rate_spread': -4.9, 'final_amount': 4120000.0, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'mmjadhav1967@gmail.com', 'applicant_names': ['MADHUKAR JADHAV', 'ANURADHA JADHAV'], 'printed_altered': False, 'applicant_mobile': '9326573580', 'balance_transfer': False, 'property_address': {'pin': '413001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, Solapur, MAHARASHTRA, India, 413001', 'village_city': 'KASABE SOLAPUR', 'building_name': 'SAPTSUR PHESE', 'survey_or_cts_no': 'SC NO 434/A/3/A, PLOT NO 59'}, 'insurance_premium': 120000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4120000.0, 'security_address_verbatim': 'PLOT NO 59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, Solapur, MAHARASHTRA, India, 413001', 'applicant_address_verbatim': 'RAILWAY N-7/149, GANESH HALL SOLAPUR, NEAR RAILWAY STATION, ., Solapur, MAHARASHTRA, 413001, Solapur, India'}

Sanction letter MADHUKAR JADHAV (1).pdf needs your check

dob
1967-06-01

pan
AYPPJ0611B

legible
True

raw reading (for Abhijit)

{'dob': '1967-06-01', 'pan': 'AYPPJ0611B', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter MADHUKAR JADHAV (1).pdf needs your check

dob
1967-06-01

name
MADHUKAR JADHAV

mobile
9326573580

address
pin: 413001; area: railway; flat: n-7/149; state: Maharashtra; building: ganesh holl; district: Solapur; post_office: Solapur H.O; village_city: Solapur

legible
True

aadhaar last4
0543

raw reading (for Abhijit)

{'dob': '1967-06-01', 'pan': None, 'name': 'MADHUKAR JADHAV', 'mobile': '9326573580', 'address': {'pin': '413001', 'area': 'railway', 'flat': 'n-7/149', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'ganesh holl', 'district': 'Solapur', 'post_office': 'Solapur H.O', 'village_city': 'Solapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0543', 'quality_issue': None}

Paid challan (GRAS) MADHUKAR MAHADEV JADHAV EchallanMH011193931202627E.pdf needs your check

grn
MH011193931202627E

pin
413001

total
27370.0

article
6(1)

defaced
False

bank cin
03006172026100100165

district
SOLAPUR

area city
SOLAPUR

payer pan
AYPXXXXXXB

flat block
PLOT NO 59 SAPTSUR PHESE SC NO 434/A/3/A

payer name
MADHUKAR MAHADEV JADHAV

sro office
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4120000

scheme rows
{'amount': 12370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX3580

payment date
30/09/2026-20:59:33

road locality
MOUJE KASABE SOLAPUR TAL SOLAPUR DIST SOLAPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4120000

raw reading (for Abhijit)

{'grn': 'MH011193931202627E', 'pin': '413001', 'total': 27370.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100165', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'AYPXXXXXXB', 'flat_block': 'PLOT NO 59 SAPTSUR PHESE SC NO 434/A/3/A', 'payer_name': 'MADHUKAR MAHADEV JADHAV', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4120000', 'scheme_rows': [{'amount': 12370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3580', 'payment_date': '30/09/2026-20:59:33', 'road_locality': 'MOUJE KASABE SOLAPUR TAL SOLAPUR DIST SOLAPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4120000'}

Technical record (for Abhijit — safe to ignore)

13h ago	system:emails	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5223931) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
13h ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
4d ago	system:emails	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5223931) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
4d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	system:emails	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5223931) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
7d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	system:emails	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5223931) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
12d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '730f05cc9a430662', 'docs': ['MADHUKAR JADHAV (1).pdf'], 'loan': {'amount': 4120000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the sanction letter', 'quote': 'Loan Amount: INR 4000000
12d ago	ezdocs:reader	case_read_started	{'tag': '730f05cc9a430662', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
13d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AYxxxxxxXB — no paper on the
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
13d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
13d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'MADHUKAR MAHADEV JADHAV EchallanMH011193931202627E.pdf', 'kin
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'MADHUKAR MAHADEV JA
13d ago	system:extract	challan_verified_against_case	{'grn': 'MH011193931202627E', 'file': 'MADHUKAR MAHADEV JADHAV EchallanMH011193931202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d ago	system:extract	challan_extracted	{'grn': 'MH011193931202627E', 'file': 'MADHUKAR MAHADEV JADHAV EchallanMH011193931202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 27370.0}
13d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '393295', 'lessons': []}
13d ago	copilot:SUSHIL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
13d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
13d ago	system:reconcile	quoted_history_checked	{}
13d ago	system:reconcile	extra_challan_scanned	{'found': 0}
13d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second number', 'w
13d ago	ezdocs:reader	reader_home_address	{'fp': '7dc9682afdb9d1ee', 'from': 'the sanction letter (MADHUKAR JADHAV (1).pdf)', 'home': {'pin': '413001', 'area': 'NEAR RAILWAY STATION', 'flat': 'N-7/149', 'state': 'MAHARASHTRA', 'building': 'GANESH HALL', 'distric
13d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '29251ac3ebbd54ea', 'docs': ['MADHUKAR JADHAV (1).pdf'], 'loan': {'amount': 4120000, 'made_of': [{'paper': 'the sanction letter', 'quote': 'Loan Amount INR 4000000 (INR Forty Lakh Only)', 'amount':
13d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['MADHUKAR JADHAV (1).pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 59 SC NO 434/A/3/A SAPTSUR PHESE', 'box2': 'MOUJE KASABE SOLAPUR TAL SOLAPUR DIST SOLAPUR', 'city': 'SOL
13d ago	system:extract	challan_boxes_composed	{'fp': 'f049a5ea4e535d42', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 59 SC NO 434/A/3/A SAPTSUR PHESE', 'box2'
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 3, 'summar
13d ago	system:extract	property_numbers_completed	{'now': {'attr2_value': '59, SC NO 434/A/3/A, SAPTSUR PHESE, SOLAPUR, KASABE SOLAPUR, MAHARASHTRA, INDIA, 413001'}, 'was': {'attr2_value': '59'}, 'why': "the property's own words print more numbers of this kind than the
13d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 34.7, 'workers': 4}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹29,160 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 13 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03038 | HOU/SOL/0926/5223931

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03038 | HOU/SOL/0926/5223931

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03038 | HOU/SOL/0926/5223931

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03038 | HOU/SOL/0926/5223931