Cases / NOI-2026-02489

SANGESH MANIKRAO BHALERAO

LAN HOU/NAG/0726/5146209 Index II shared · done All documents Mails & papers 11

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

10 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓Aadhaar cardopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Sale deedopen

✓Selfie / photoopen

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

A challan that is not the NOI's (the sale deed's own) — not counted — inside DocScanner 30 Sept 2026 8-39 pm.pdopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (10)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹26,280.22CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹26,250 receivedmatches the branch's receipt

Stamp duty 0.3%9,460

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.22

Total we ask for26,280.22

the branch’s receipt claims ₹26,250 130217521215

paid 24 Sep 19:01:58 · verified 25 Sep 18:10:09 · 23 h 08 min later

How we know

Our own bank told us — 24 Sep 19:01

₹26,250 · UTR AXNGG26783614236 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.26250.00,24-09-2026 19:01:58 thru NEFT from AXNGG26783614236/GOOGLE INDIA DIGITAL. Aval Bal 173045.75 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit · counted full inside our buffer

By law ₹26,270. We ask ₹26,280 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 13 minour time · 25 Sep 19:22

Index II 64 h 56 minour time · 8 Oct 13:12

the NOI team 7 d 17 hthe branch 5 d 1 htotal 12 d 19 h

Complete.

Day by day — every step and who held it

25 Sep 18:08Your branch's mail

25 Sep 18:08Payment landedat once

25 Sep 18:09Papers read+1 min · the NOI team

25 Sep 18:09Property readat once

25 Sep 18:10Fee quotedat once

25 Sep 18:10Payment verifiedat once

25 Sep 18:10Ready for the challanat once

25 Sep 19:22Challan made+1 h 12 min · the NOI team

30 Sep 20:46Papers from your branch+5 d 1 h · the branch

30 Sep 20:46Papers read+1 min · the NOI team

30 Sep 21:09Papers read+23 min · the NOI team

30 Sep 21:10Papers from your branchat once

7 Oct 12:52Filed on IGR — e-filing shared+6 d 15 h · the NOI team

8 Oct 13:12Index II sent+1 d · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹31,50,000

Loan account no.

HOU/NAG/0726/5146209

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents, payment, challan, and sale deed. The team is waiting for the color selfie photo from the branch to proceed with the NOI filing.

the history says the next move is with the branch — the color selfie photo

the branch last asked: PFA Selfie.

✓ loan papers sent — done, mail 1 (2026-09-25) “PFA, Documents”

✓ fee paid — the branch's words — done, mail 2 (2026-09-25) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-25) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-25) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-25) “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..”

✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-30) “PFA, Registered Sale Deed for NOI.”

read over 8 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026036505246 · ₹300 · paid 03/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010880831202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

NJ nagsen.jambhulkar@phfl.com phfl.com
25 Sep, 18:08 · 20d ago THE FIRST MAIL — how this case began

Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

📎 IMG-20260925-WA0008.jpg ↗📎 IMG-20260627-WA0008(3).jpg ↗📎 IMG_20260925_175957.jpg ↗📎 IMG_20260925_175940.jpg ↗📎 DocScanner 25 Sept 2026 6-01 pm.pdf ↗

Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: documents attached

8 more mails in between — open

OL The NOI teamTYPED IN GMAIL
25 Sep, 18:54 · 20d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy

and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar <
nagsen.jambhulkar@phfl.com> wrote:

Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no.
HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
*Nagsen Jambhulkar*

Sr. Team Leader - Loans

PNB Housing Finance Ltd.,

Direct: 0712-2533460,1,2

Mobile: *9370638343*

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

----- Forwarded Message -----
------------------------------
From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
25 Sep, 19:24 · 20d ago

📎 SANGESH MANIKRAO BHALERAO EchallanMH010880 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar <
nagsen.jambhulkar@phfl.com> wrote:

> Dear Team,
>
> PFA, Documents
>
> Kindly Process for NOI & Chalan:- Loan A/c. no.
> HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.
>
> Thanks & Regards,
> *Nagsen Jambhulkar*
>
> Sr. Team Leader - Loans
>
> PNB Housing Finance Ltd.,
>
> Direct: 0712-2533460,1,2
>
> Mobile: *9370638343*
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Forwarded Message -----
> ------------------------------
> From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
> Date: 09/25/26 18:02
> To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
> Subject: DocScanner 25 Sept 2026 6-01 pm.pdf
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

NJ nagsen.jambhulkar@phfl.com phfl.com
30 Sep, 20:46 · 15d ago

Re[2]: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

📎 DocScanner 30 Sept 2026 8-39 pm.pdf ↗

Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:01 · 15d ago

TEAM

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:

Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: The NOI team sent a blank email.

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:01 · 15d ago

TEAM

Kindly share color selfie photo for noi proses

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:

Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: asks the branch for documents — “Kindly share color selfie photo for noi proses”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:01 · 15d ago

TEAM

Kindly share color selfie photo for noi proses

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:

Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: asks the branch for documents — “Kindly share color selfie photo for noi proses”

NJ nagsen.jambhulkar@phfl.com phfl.com
30 Sep, 21:10 · 15d ago

Re[4]: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

📎 IMG-20260701-WA0027.jpg ↗

Dear Team,

PFA Selfie.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 21:03
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com), Nagpur Branch (nagpur.branch@pnbhousing.com)
Subject: Re: Re[2]: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

TEAM
Kindly share color selfie photo for noi proses

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
07 Oct, 12:52 · 8d ago

📎 SANGESH MANIKRAO BHALERAO eFilingDoc999031 ↗

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:

Dear Team,

PFA Selfie.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 21:03
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com), Nagpur Branch (nagpur.branch@pnbhousing.com)
Subject: Re: Re[2]: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

TEAM
Kindly share color selfie photo for noi proses

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”

OL The NOI teamTYPED IN GMAIL
08 Oct, 13:12 · 7d ago

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 12:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 21:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:

Dear Team,

PFA Selfie.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 21:03
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com), Nagpur Branch (nagpur.branch@pnbhousing.com)
Subject: Re: Re[2]: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

TEAM
Kindly share color selfie photo for noi proses

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

OL The NOI teamTYPED IN GMAIL
08 Oct, 13:12 · 7d ago

📎 IndexII9990310260495.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 12:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 21:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:

Dear Team,

PFA Selfie.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 21:03
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com), Nagpur Branch (nagpur.branch@pnbhousing.com)
Subject: Re: Re[2]: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

TEAM
Kindly share color selfie photo for noi proses

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:46, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Registered Sale Deed for NOI.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/25/26 19:26
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Cc: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Subject: Re: Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SANGESH MANIKRAO BHALERAO..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 25 Sept 2026 at 18:09, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote:
Dear Team,

PFA, Documents

Kindly Process for NOI & Chalan:- Loan A/c. no. HOU/NAG/0726/5146209/SANGESH MANIKRAO BHALERAO.

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

From: Manoj Surendra Kukde (manoj.kukde@phfl.com)
Date: 09/25/26 18:02
To: Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: DocScanner 25 Sept 2026 6-01 pm.pdf

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260925-WA0008.jpg	filed	20d ago
PAN card	IMG-20260627-WA0008(3).jpg	filed	20d ago
Aadhaar card	IMG_20260925_175957.jpg	filed	20d ago
Aadhaar card	IMG_20260925_175940.jpg	filed	20d ago
Sanction letter	DocScanner 25 Sept 2026 6-01 pm.pdf	filed	20d ago
Paid challan (GRAS)	SANGESH MANIKRAO BHALERAO EchallanMH010880831202627E.pdf	filed	20d ago
Sale deed+ Index II inside+ A challan that is not the NOI's (the sale deed's own) — not counted inside	DocScanner 30 Sept 2026 8-39 pm.pdf	filed	15d ago
Selfie / photo	IMG-20260701-WA0027.jpg	filed	15d ago
E-filing copy (token)	SANGESH MANIKRAO BHALERAO eFilingDoc9990310260495.pdf	filed	8d ago
Index IIthe registered copy we filed	IndexII9990310260495.pdf	filed	7d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,280.22

Where it stands
VERIFIED — money received

Screenshot claims
₹26,250 130217521215

Paid at
24 Sep 19:01:58

Verified on
25 Sep 18:10:09

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,460	₹15,000	₹320	₹1,500	₹26,280

By law ₹26,270. We ask ₹26,280 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Floor (person 1)

5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd name, Road, Second number, Property type (Open / Building / Open + Building), Floor (person 1)

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DocScanner 30 Sept 2026 8-39 pm.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

⚠ not in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

मौजा : चिचोली (खा.), बं.नं.: ७७,प.ह.नं. ५४, प्रगणे हिंगणा, त. पो. जि. सावनेर, जिल्हा व जिल्हा परिषद नागपूर येथील :- ग्रा. पं. हद्दीतील वार्ड नं. ०१ मधील रा.मा.क्र. -३/३-१६/१९६४-६५ आदेश पारीत दि. ३०/०४/१९६६ अन्वये निवासी वापरास अकृषीक परवानगी मिळालेला. जुना शेत सर्वे नं. ७५ व नविन शेत सर्वे नं. २८/१ मधील प्लॉट नं. ३३ (तेहत्तीस) याचा जुना ग्रा. पं. घर/मालमत्ता क्र. ३७३ मधील उत्तर भागाकडील निम्मा हिस्सा २४०० चौ. फुट व नविन ग्रा. पं. घर/मालमत्ता क्र. ३५२/१ ची खाली जागा याचा हिस्सा पूर्ण. याची लांबी, रुंदी व चतुः सिमा येणेप्रमाणे.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DocScanner 25 Sept 2026 6-01 pm.pdf

as printed
NORTHERN PORTION OF PLOT NO 33, MOUZA CHICHOLI (KHA), B NO 77, P H NO 54, PRAGANE HINGNA, GRAMPANCHAYAT CHICHOLI (KHA), OLD KH NO 55 NEW KH NO 28/1, GRAMPANCHAYAT HOUSE NO 373, CHICHOLI, NAGPUR, WARD NO 1, NAGPUR, MAHARASHTRA, INDIA, 440016

PIN
440016

THE CHALLAN, as it will be typed

Flat/Survey Number
NORTHERN PORTION OF PLOT NO 33 MOUZA CHICHOLI KHA B NO 77 P H NO 54 PRAGANE HINGNA

Locality/Road
GRAMPANCHAYAT CHICHOLI KHA OLD KH NO 55 NEW KH NO 28/1 GRAMPANCHAYAT HOUSE NO 373 CHICHOLI NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SANGESH MANIKRAO BHALERAO	BFMPB5969P	…5830

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	nagsen.jambhulkar@phfl.com	20d ago
acknowledgement	nagsen.jambhulkar@phfl.com	20d ago
Index II chase	nagsen.jambhulkar@phfl.com	19d ago
Index II chase	nagsen.jambhulkar@phfl.com	16d ago

What EzDocs read from each document — check anything marked in red

PAN card IMG-20260627-WA0008(3).jpg needs your check

dob
1992-08-14

pan
BFMPB5969P

name
SANGESH MANIKRAO BHALERAO

legible
True

father name
MANIKRAO CHINTAMAN BHALERAO

raw reading (for Abhijit)

{'dob': '1992-08-14', 'pan': 'BFMPB5969P', 'name': 'SANGESH MANIKRAO BHALERAO', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MANIKRAO CHINTAMAN BHALERAO', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260925-WA0008.jpg needs your check

utr
130217521215

date
2026-09-25

time
17:51

amount
26250

method
UPI

payee upi
....56-2@okbizaxis

payer upi
....34-2@okhdfcbank

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
SANGESH MANIKRAO BHALERAO

debit notification text
Payment of ’26,250 completed

raw reading (for Abhijit)

{'utr': '130217521215', 'date': '2026-09-25', 'time': '17:51', 'amount': 26250, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....34-2@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SANGESH MANIKRAO BHALERAO', 'debit_notification_text': 'Payment of ’26,250 completed'}

Aadhaar card IMG_20260925_175940.jpg needs your check

dob
1992-08-14

name
Sangesh Manikrao Bhalerao

legible
True

aadhaar last4
5830

raw reading (for Abhijit)

{'dob': '1992-08-14', 'pan': None, 'name': 'Sangesh Manikrao Bhalerao', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '5830', 'quality_issue': None}

Aadhaar card IMG_20260925_175957.jpg needs your check

address
pin: 441102; area: chicholi, Tah-savner, Khaparkheda; flat: ward no.1; state: Maharashtra; district: Nagpur; Village: Nagpur

legible
True

aadhaar last4
5830

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '441102', 'area': 'chicholi, Tah-savner, Khaparkheda', 'flat': 'ward no.1', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5830', 'quality_issue': None}

Sanction letter DocScanner 25 Sept 2026 6-01 pm.pdf needs your check

lan
HOU/NAG/0726/5146209

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SANGESH MANIKRAO BHALERAO', 'role': 'applicant', 'label': 'Borrower(s)'}, {'name': 'ARCHANA SANGESH BHALERAO', 'role': 'applicant', 'label': 'Borrower(s)'}

confidence
1.0

loan amount
3000000

final amount
3150000

interest rate
10.5

sanction date
24-Sep-2026

letter version
7

applicant email
sangeshbhalerao1234@gmil.com

applicant names
SANGESH MANIKRAO BHALERAO, ARCHANA SANGESH BHALERAO

printed altered
False

applicant mobile
9112161563

balance transfer
False

property address
pin: 440016; state: MAHARASHTRA; district: Nagpur; Address: NORTHERN PORTION OF PLOT NO 33, MOUZA CHICHOLI (KHA), B NO 77, P H NO 54, PRAGANE HINGNA, GRAMPANCHAYAT CHICHOLI (KHA), OLD KH NO 55 NEW KH NO 28/1, GRAMPA

insurance premium
150000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3150000

security address verbatim
NORTHERN PORTION OF PLOT NO 33, MOUZA CHICHOLI (KHA), B NO 77, P H NO 54, PRAGANE HINGNA, GRAMPANCHAYAT CHICHOLI (KHA), OLD KH NO 55 NEW KH NO 28/1, GRAMPANCHAYAT HOUSE NO 373, CHICHOLI, Nagpur, WARD NO 1, Nagpur, MAHARA

applicant address verbatim
WARD NO 1, CHICHOLI TAHSIL SAVNER KHAPARKHEDA, NAGPUR MAHARASHTRA, 441102, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0726/5146209', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANGESH MANIKRAO BHALERAO', 'role': 'applicant', 'label': 'Borrower(s)'}, {'name': 'ARCHANA SANGESH BHALERAO', 'role': 'applicant', 'label': 'Borrower(s)'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3000000, 'final_amount': 3150000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '24-Sep-2026', 'letter_version': '7', 'applicant_email': 'sangeshbhalerao1234@gmil.com', 'applicant_names': ['SANGESH MANIKRAO BHALERAO', 'ARCHANA SANGESH BHALERAO'], 'printed_altered': False, 'applicant_mobile': '9112161563', 'balance_transfer': False, 'property_address': {'pin': '440016', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'NORTHERN PORTION OF PLOT NO 33, MOUZA CHICHOLI (KHA), B NO 77, P H NO 54, PRAGANE HINGNA, GRAMPANCHAYAT CHICHOLI (KHA), OLD KH NO 55 NEW KH NO 28/1, GRAMPANCHAYAT HOUSE NO 373, CHICHOLI, Nagpur, WARD NO 1, Nagpur, MAHARASHTRA, India, 440016', 'village_city': 'CHICHOLI', 'building_name': None, 'survey_or_cts_no': 'PLOT NO 33, B NO 77, P H NO 54, OLD KH NO 55 NEW KH NO 28/1, HOUSE NO 373'}, 'insurance_premium': 150000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3150000, 'security_address_verbatim': 'NORTHERN PORTION OF PLOT NO 33, MOUZA CHICHOLI (KHA), B NO 77, P H NO 54, PRAGANE HINGNA, GRAMPANCHAYAT CHICHOLI (KHA), OLD KH NO 55 NEW KH NO 28/1, GRAMPANCHAYAT HOUSE NO 373, CHICHOLI, Nagpur, WARD NO 1, Nagpur, MAHARASHTRA, India, 440016', 'applicant_address_verbatim': 'WARD NO 1, CHICHOLI TAHSIL SAVNER KHAPARKHEDA, NAGPUR MAHARASHTRA, 441102, India'}

Paid challan (GRAS) SANGESH MANIKRAO BHALERAO EchallanMH010880831202627E.pdf needs your check

grn
MH010880831202627E

pin
440016

total
24460

article
6(1)

defaced
False

bank cin
03006172026092501318

district
NAGPUR

area city
MAHARASHTRA

payer pan
BFMXXXXXXP

flat block
NORTHERN PORTION OF PLOT NO 33 MOUZA CHICHOLI KHA B NO 77 PH NO 54 WARD NO 1

payer name
SANGESH MANIKRAO BHALERAO

sro office
NGP7 JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3150000

scheme rows
{'amount': 9460, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1563

payment date
25/09/2026-19:22:29

road locality
KHASRA NO OLD 55 NEW KH NO 28/1 GRAMPANCHAYAT HOUSE NO 373 NAGPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3150000

raw reading (for Abhijit)

{'grn': 'MH010880831202627E', 'pin': '440016', 'total': 24460, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092501318', 'district': 'NAGPUR', 'area_city': 'MAHARASHTRA', 'payer_pan': 'BFMXXXXXXP', 'flat_block': 'NORTHERN PORTION OF PLOT NO 33 MOUZA CHICHOLI KHA B NO 77 PH NO 54 WARD NO 1', 'payer_name': 'SANGESH MANIKRAO BHALERAO', 'sro_office': 'NGP7 JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3150000', 'scheme_rows': [{'amount': 9460, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1563', 'payment_date': '25/09/2026-19:22:29', 'road_locality': 'KHASRA NO OLD 55 NEW KH NO 28/1 GRAMPANCHAYAT HOUSE NO 373 NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3150000'}

Sale deed DocScanner 30 Sept 2026 8-39 pm.pdf needs your check

grn
MH011058376202627E

pin
441107

total
154000.0

defaced
False

district
NAGPUR

area city
222.97 SQ. MTR.

payer pan
BFMXXXXXXP

flat block
KH. NO. 28/1 PLOT NO. 33 MALMATTA NO. 352/1

payer name
SANGESH MANIKRAO BHALERAO

sro office
SVN_SAWNER SUB REGISTRAR

paying bank
STATE BANK OF INDIA

remarks raw
PAN2=BHZPP2291A~SecondPartyName=KUNAL AMRUTRAO RAMTEKE~

scheme rows
{'amount': 132000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 22000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1563

payment date
29/09/2026-13:47:58

inner challan
True

road locality
CHICHOLI (KHA.)

second party pan
BHZPP2291A

header doc number
6454/2026

second party name
KUNAL AMRUTRAO RAMTEKE

raw reading (for Abhijit)

{'grn': 'MH011058376202627E', 'pin': '441107', 'total': 154000.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': '222.97 SQ. MTR.', 'payer_pan': 'BFMXXXXXXP', 'flat_block': 'KH. NO. 28/1 PLOT NO. 33 MALMATTA NO. 352/1', 'payer_name': 'SANGESH MANIKRAO BHALERAO', 'sro_office': 'SVN_SAWNER SUB REGISTRAR', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'PAN2=BHZPP2291A~SecondPartyName=KUNAL AMRUTRAO RAMTEKE~', 'scheme_rows': [{'amount': 132000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 22000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1563', 'payment_date': '29/09/2026-13:47:58', 'inner_challan': True, 'road_locality': 'CHICHOLI (KHA.)', 'second_party_pan': 'BHZPP2291A', 'header_doc_number': '6454/2026', 'second_party_name': 'KUNAL AMRUTRAO RAMTEKE', 'consideration_amount': None}

Selfie / photo IMG-20260701-WA0027.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

E-filing copy (token) SANGESH MANIKRAO BHALERAO eFilingDoc9990310260495.pdf needs your check

sro
HGN

kind
efiling_copy

token
9990310260495

legible
True

property
road: NAGPUR ROAD; unit: PLOT NO 33; floor: G; taluka: Savaner; numbers: [{'type': 'Survey Number', 'value': '75'}, {'type': 'NEW NO', 'value': '28/1'}, {'type': 'Plot Number', 'value': '33'}, {'type': 'WARD NO', 'value'

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'BFMPB5969P', 'name': 'SANGESH MANIKRAO BHALERAO', 'address': 'Flat No:G, Floor No:G, Building Name:WARD NO 1,CHICHOLI TAHSIL SAVNER, Road:KHAPARKHEDA,NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin:

title deed
Sale Deed :6454/2026 SRO SAVNER

filing date
2026-10-07

loan amount
3150000.0

payment lines
{'ref': 'MH010880831202627E', 'head': 'Stamp Duty', 'dated': '25/09/2026', 'amount': 9450.0, 'ref_kind': 'GRN'}, {'ref': 'MH010880831202627E', 'head': 'Filing Fee', 'dated': '25/09/2026', 'amount': 15000.0, 'ref_kind': '

date of mortgage
2026-10-03

raw reading (for Abhijit)

{'sro': 'HGN', 'kind': 'efiling_copy', 'token': '9990310260495', 'legible': True, 'property': {'pin': None, 'road': 'NAGPUR ROAD', 'unit': 'PLOT NO 33', 'floor': 'G', 'taluka': 'Savaner', 'numbers': [{'type': 'Survey Number', 'value': '75'}, {'type': 'NEW NO', 'value': '28/1'}, {'type': 'Plot Number', 'value': '33'}, {'type': 'WARD NO', 'value': '01'}, {'type': 'H NO', 'value': '373'}, {'type': 'NEW NO', 'value': '352/1'}], 'village': 'Chicholi', 'building': 'PLOT NO 33,MOUZA CHICHOLI', 'district': 'Nagpur', 'area_text': '222.97 Sq.mt.', 'local_body': 'GRAMPANCHAYAT', 'description': 'Block Sector:MOUZA CHICHOLI', 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BFMPB5969P', 'name': 'SANGESH MANIKRAO BHALERAO', 'address': 'Flat No:G, Floor No:G, Building Name:WARD NO 1,CHICHOLI TAHSIL SAVNER, Road:KHAPARKHEDA,NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin:441102'}], 'title_deed': 'Sale Deed :6454/2026 SRO SAVNER', 'filing_date': '2026-10-07', 'loan_amount': 3150000.0, 'payment_lines': [{'ref': 'MH010880831202627E', 'head': 'Stamp Duty', 'dated': '25/09/2026', 'amount': 9450.0, 'ref_kind': 'GRN'}, {'ref': 'MH010880831202627E', 'head': 'Filing Fee', 'dated': '25/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026036505246', 'head': 'Document Handling Charges', 'dated': '03/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-03'}

Technical record (for Abhijit — safe to ignore)

10h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Sep, 21:01 asked for the selfie photo — the drafts it answers are taken off", 'count': 2, 'kinds': ['index2_chase']}
10h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 25 Sep, 18:54 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'ack_docs']}
7d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999031026049
8d ago	EzDocs	dhc_prn_read	{'prn': '1026036505246', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'SANGESH MANIKRAO BHALERAO eFilingDoc9990310260495.pdf', 'from': "the fil
8d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'SANGESH MANIKRAO BHALERAO eFilingDoc9990310260495.pdf', 'token': '9990310260495', 'doc_id': '2926bda5-3c9b-4557-8f85-880998c
8d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
8d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANGESH MANIKRAO BH
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['DocScanner 30 Sept 2026 8-39\u202fpm.pdf', 'DocScanner 25 Sept 2026 6-01\u202fpm.pdf', 'IMG_20260925_175957.jpg', 'IMG_20260925_175940.jpg', 'IMG-20260627-WA0008(3).jpg'], 'aft
15d ago	EzDocs	address_compared	{'sig': 'a5bc2e02e1d17959', 'why': 'after gather', 'people': [{'home': 'ward no.1, ward no.1, chicholi, Tah-savner, Khaparkheda, chicholi, Tah-savner, Khaparkheda, Nagpur, Nagpur, 441102', 'person': 'SANGESH MANIKRAO BHA
15d ago	EzDocs	challan_boxes_by_rules	{'fp': '67bf0c0c72153946', 'why': 'box 1 lost a number the case holds (75)'}
15d ago	EzDocs	box_disagreement	{'box': 'home.flat', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'ward no.1', 'page': 3, 'party': 'SANGE
15d ago	EzDocs	box_disagreement	{'box': 'property.pin', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '440016', 'page': 2, 'party': None, 'quote':
15d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
15d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DocScanner 30 Sept 2026 8-39\u202fpm.pdf', 'changed': {'Number': {'wa
15d ago	EzDocs	index2_people_checked	{'doc_id': '456b73c6-9db6-496d-ab1a-1067a6f46c2f', 'differs': 0, 'matched': [{'score': 0.88, 'person': 'SANGESH MANIKRAO BHALERAO', 'pan_agrees': True}], 'not_on_case': 0}
15d ago	EzDocs	property_numbers_completed	{'now': {'Number': '75, NEW, 28/1, OLD 75, NEW 28/1'}, 'was': {'Number': '75, 28/1'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's
15d ago	EzDocs	selfie_accepted	{'kind': 'live_selfie', 'doc_id': '6d95495b-c064-4587-9f37-70de0b60f674', 'confidence': 1.0}
15d ago	EzDocs	document_received	{'file': 'IMG-20260701-WA0027.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
15d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DocScanner 30 Sept 2026 8-39\u202fpm.pdf', 'kind': 'index2'}
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
15d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'DocScanner 30 Sept 2026 8-39\u202fpm.pdf', 'doc_id': '456b73c6-9db6-496d-ab1a-106
15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['DocScanner 30 Sept 2026 8-39\u202fpm.pdf', 'DocScanner 25 Sept 2026 6-01\u202fpm.pdf', 'IMG_20260925_175957.jpg', 'IMG_20260925_175940.jpg', 'IMG-20260627-WA0008(3).jpg'], 'aft
15d ago	EzDocs	address_compared	{'sig': '9eb8fd233acd06c0', 'why': 'after gather', 'people': [{'home': 'ward no.1, chicholi, Tah-savner, Khaparkheda, Nagpur, Nagpur, 441102', 'person': 'SANGESH MANIKRAO BHALERAO', 'against': [{'src': 'sanction_letter',
15d ago	EzDocs	challan_boxes_by_rules	{'fp': '67bf0c0c72153946', 'why': 'box 1 lost a number the case holds (75)'}
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
15d ago	EzDocs	box_disagreement	{'box': 'property.pin', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '440016', 'page': 2, 'party': None, 'quote':
15d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Hadd name', 'why': 'The source prints the village name as Chicholi (Kh
15d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DocScanner 30 Sept 2026 8-39\u202fpm.pdf', 'changed': {'Flat no': {'was':

Case diary the case’s history — what happened, newest day first

Papers

All 9 in hand

Nothing more to ask the branch for

Money

₹26,250 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Today · 15 Oct2 things

An old draft withdrew itself — its asks were already answered

13:10

An old draft withdrew itself — its asks were already answered

13:10

8 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.