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Cases / NOI-2026-02119

ASHUTOSH PRAKASH KSHIRSAGAR

PNB_HFLLAN HOU/PUN/0726/5165217 Challan paid · our move File on IGRAll documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sale deedopen
✓Aadhaar cardopen
✓PAN cardopen
✓Payment screenshot — shows ₹32,935; money not verified yetopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹32,960.01 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-08-05 — an old receipt?
MoneyWaiting for the credit
₹32,960.01CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹32,935; we wait for the credit itself
Ask for the exact ₹32,960.01. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%16,140
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.01
Total we ask for32,960.01
Screenshot ₹32,935 — ₹25 under our ask, not below the real calculation ₹32,931. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-05 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹32,951. We ask ₹32,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹32,190 · 12 Oct 13:45 · POONA DAIR. RRN- · 8590723905 — ₹770.01 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 30 minour time · 7 Aug 17:11
Index II —not yet
the NOI team 18 d 10 hthe branch 50 d 14 htotal 69 d 1 h so far
Now with the NOI team — e-filing on IGR
since 27 Sep 07:50 — 18 d 10 h of working time
Day by day — every step and who held it
7 Aug 16:41Your branch's mail
7 Aug 17:11Challan made+30 min · the NOI team
21 Sep 15:43Papers from your branch+44 d 22 h · the branch
27 Sep 07:48Papers from your branch+5 d 16 h · the branch
27 Sep 07:48Papers readat once
27 Sep 07:48Papers from your branchat once
27 Sep 07:48Papers readat once
27 Sep 07:49Papers from your branchat once
27 Sep 07:49Papers readat once
27 Sep 07:49Papers from your branchat once
27 Sep 07:49Papers readat once
27 Sep 07:49Papers from your branchat once
27 Sep 07:49Papers readat once
27 Sep 07:49Papers from your branchat once
27 Sep 07:49Papers readat once
27 Sep 07:49Papers from your branchat once
27 Sep 07:49Papers readat once
27 Sep 07:49Property readat once
27 Sep 07:49Papers from your branchat once
27 Sep 07:49Papers readat once
27 Sep 07:50Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹53,77,000
Loan account no.
HOU/PUN/0726/5165217
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE412308
… SAI ENGLISH MEDIUM SCHOOL, Pune, Pune, MAHARASHTRA, India, 412308 412308
The Index II DIFFERS411028
… vey Number: 201;)) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा. 411028
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 412308). Read the papers once — if PIN 412308 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has shared the Index II and the challan. The team is repeatedly asking for a color selfie photo, which the branch has also requested from the team. The case is waiting for the branch to provide the selfie photo.
the history says the next move is with the branch — color selfie photo
the branch last asked: KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS
✓ challan made — done, mail 1 (2026-09-21) “PFA challan for your reference.”
✓ challan shared — done, mail 1 (2026-09-21) “PFA challan for your reference.”
✓ Index II asked for — done, mail 1 (2026-09-21) “Share NOI Index II”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 6 mail(s), last mail 2026-10-12 · read 3d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 18d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH007926485202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PW pramod.wakade1@phfl.com phfl.com
21 Sep, 15:43 · 24d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217
Dear Team,

Share NOI Index II

Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/07/26 17:18 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 7 Aug 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 7 Aug 2026 at 16:42, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 I will share photos later for NOI. Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 07/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 53,77,000 NOI Govt Fees Stamp Duty 0.30% 16131.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32931.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: asks for the Index II; documents attached — “Share NOI Index II”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
21 Sep, 15:58 · 24d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 21 Sept 2026 at 15:46, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/07/26 17:18 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:42, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 I will share photos later for NOI. Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 07/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 53,77,000 NOI Govt Fees Stamp Duty 0.30% 16131.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32931.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: asks the branch for documents — “KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:39 · 9d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 21 Sept 2026 at 15:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:46, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/07/26 17:18 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:42, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 I will share photos later for NOI. Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 07/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 53,77,000 NOI Govt Fees Stamp Duty 0.30% 16131.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32931.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: asks the branch for documents — “KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS”
OL The NOI teamTYPED IN GMAIL
10 Oct, 13:27 · 5d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:46, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/07/26 17:18 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:42, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 I will share photos later for NOI. Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 07/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 53,77,000 NOI Govt Fees Stamp Duty 0.30% 16131.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32931.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: asks the branch for documents — “KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS”
PW pramod.wakade1@phfl.com phfl.com
12 Oct, 09:38 · 3d ago
Re[4]: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217
Dear Shubham,

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/10/26 13:28 To: Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Subject: Re: Re[2]: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 6 Oct 2026 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:46, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/07/26 17:18 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:42, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 I will share photos later for NOI. Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 07/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 53,77,000 NOI Govt Fees Stamp Duty 0.30% 16131.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32931.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: The team asks for a color selfie photo for the NOI process.
PW pramod.wakade1@phfl.com phfl.com
12 Oct, 17:12 · 3d ago
Re[5]: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217
Dear Shubham,

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005
earlier mails quoted below
From: Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Date: 10/12/26 09:40 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), THINKBIGZ NOI (pnb.noifilling@gmail.com) Subject: Re[4]: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Dear Shubham, KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/10/26 13:28 To: Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Subject: Re: Re[2]: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 6 Oct 2026 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:46, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Share NOI Index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/07/26 17:18 To: Shubham Gaikwad (shubham.gaikwad@pnbhousing.com) Cc: Yogesh Date (yogesh.date@pnbhousing.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Pramod Balakrishna Wakade 1 (pramod.wakade1@phfl.com) Subject: Re: Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 7 Aug 2026 at 16:42, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote: Dear Team, Kindly provide MOE + NOI Challan in captioned case ASHUTOSH PRAKASH KSHIRSAGAR _ HOU/PUN/0726/5165217 I will share photos later for NOI. Documents required for NOI Filing Remark Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached Challan Date:- 07/08/2026 NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 53,77,000 NOI Govt Fees Stamp Duty 0.30% 16131.00 Registration Fees 0.50% 15000.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 32931.00 THANKS & REGARDS, SHUBHAM GAIKWAD AREA SALES MANAGER MOB-8237335213 Internal
🤖 read: The branch is asked to share a color selfie photo for the NOI process.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sale deed 260_-_ Deed_-_Assign_-_ Ashutosh Kshirsagar _-_ Sandeep Nagori _-_ Swapnalok CHS _-_ Phursungi _-_ 09-07-2026.pdf
filed 18d ago
Aadhaar card CO APP Nilam aadhar.pdf
filed 18d ago
PAN card APP ashutosh pan.pdf
filed 18d ago
Aadhaar card APP Ashutosh aadhar.pdf
filed 18d ago
PAN card CO APP PAN.pdf
filed 18d ago
Payment screenshot PHOTO-2026-08-05-17-09-26.jpg
filed 18d ago
Sanction letter PHOTO-2026-08-07-16-36-42.jpg
filed 18d ago
Other image001.png
filed 18d ago
Paid challan (GRAS) ASHUTOSH PRAKASH KSHIRSAGAR EchallanMH007926485202627E.pdf
filed 18d ago
Index IIthe branch sent this — an input INDEx II Ksirsagar.pdf
filed 18d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,960.01
Where it stands
waiting for the credit
Screenshot claims
₹32,935 376553054860
Screenshot ₹32,935 — ₹25 under our ask, not below the real calculation ₹32,931. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-05 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet
stale_claim:2026-08-05:53d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹16,140₹15,000₹320 ₹1,500₹32,960
By law ₹32,951. We ask ₹32,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), E-mail (person 1), Floor (person 1), Floor (person 2)
13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …
✓ EzDocs checked every box against the document’s own words 18d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEx II Ksirsagar.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः, इतर माहितीः गांव मौजे फुरसुंगी ता. हवेली, जि. पुणे येथील स.नं. 201/1/1,201/2/1,201/2/2, 201/3 आणि स.नं. 202 या जमिन मिळकतीवर बंधण्यात आलेल्या स्वप्नलोक ई विंग सहकारी गृहरचना संस्था मर्यादित मधील विंग नं. ई मधील सातव्या मजल्यावरील फ्लॅट नं. 708, यांसी क्षेत्र 565 चौ फूट म्हणजेच 52.50 चौ.मी. (कार्पेट) + टेरेस 153 चौ फूट म्हणजेच 14.21 चौ मी, तसेच ओपन कार पार्किंग नं. ओ 92, ही फ्लॅट मिळकत (यांसी पुणे महानगर प्रदेश क्षेत्र विकास प्राधिकरण, पुणे यांचेकडील भोगवटा क्र. पीएचआर / मौ. फुरसुंगी / स.नं. 201/1/1 व इतर प्र.क्र. 1114, दि. 24/08/2015)((Survey Number: 201 ;)) - स्थानिक स्वराज्य संस्थाः पुणे म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
PHOTO-2026-08-07-16-36-42.jpg
as printed
FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2, 201/3 & 202, SWAPNALOK, SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD, PHURSUNGI, NEAR SHRI SAI ENGLISH MEDIUM SCHOOL, PUNE, PUNE, MAHARASHTRA, INDIA, 412308
PIN
412308
the Index II
INDEx II Ksirsagar.pdf
the property
1) itara varnanah, itara maahitih, itara maahitih gaanva mauje phurasungi taa. haveli, ji. pune yethila sa.nan. 201/1/1,201/2/1,201/2/2, 201/3 aani sa.nan. 202 yaa jamina milakativara bandhanyaata aalelyaa svapnaloka i vinga sahakaari gruharachanaa sansthaa maryaadita madhila vinga nan. i madhila saatavyaa majalyaavarila phlata nan. 708, yaansi kshetra 565 chau phuta mhanajecha 52.50 chau.mi. (kaarpeta) + teresa 153 chau phuta mhanajecha 14.21 chau mi, tasecha opana kaara paarkinga nan. o 92, hi phlata milakata (yaansi pune mahaanagara pradesha kshetra vikaasa praadhikarana, pune yaanchekadila bhogavataa kra. piechaaara / mau. phurasungi / sa.nan. 201/1/1 va itara pra.kra. 1114, di. 24/08/2015)((SURVEY NUMBER: 201 ;)) - sthaanika svaraajya sansthaah pune ma.na.paa.
PIN
411028
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 708 7TH FLOOR WING E SWAPNALOK E WING CHSL SURVEY NO 201/1/1 201/2/1 201/2/2 201/3 AND 202
Locality/Road
PHURSUNGI NEAR SHRI SAI ENGLISH MEDIUM SCHOOL
Area/City
PUNE
check or correct a box, the papers beside it →
the Index II also prints: 1, 1114, 14, 153, 201, 21, 24/08/2015, 411028, AALELYAA, AANI, BANDHANYAATA, BHOGAVATAA, CHAU, DI, GAANVA, GRUHARACHANAA, HI, ITARA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorNilam Ashutosh KshirsagarESCPM1416A…9260
mortgagorASHUTOSH PRAKASH KSHIRSAGARDJGPK4127L
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasepramod.wakade1@phfl.com 18d ago
document chasepramod.wakade1@phfl.com 18d ago
What EzDocs read from each document — check anything marked in red
Aadhaar card CO APP Nilam aadhar.pdf needs your check
dob
1994-11-09
name
Nilam Ashutosh Kshirsagar
address
pin: 415511; state: Maharashtra; district: Satara; Village: Dhamner
legible
True
aadhaar last4
9260
raw reading (for Abhijit)
{'dob': '1994-11-09', 'pan': None, 'name': 'Nilam Ashutosh Kshirsagar', 'mobile': None, 'address': {'pin': '415511', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'Dhamner'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9260', 'quality_issue': None}
PAN card APP ashutosh pan.pdf needs your check
dob
1992-08-30
pan
DJGPK4127L
name
ASHUTOSH PRAKASH KSHIRSAGAR
legible
True
father name
PRAKASH KALYANRAO KSHIRSAGAR
raw reading (for Abhijit)
{'dob': '1992-08-30', 'pan': 'DJGPK4127L', 'name': 'ASHUTOSH PRAKASH KSHIRSAGAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRAKASH KALYANRAO KSHIRSAGAR', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card APP Ashutosh aadhar.pdf needs your check
dob
1992
name
Ashutosh Prakash Kshirsagar
address
pin: 415511; state: Maharashtra; district: Satara; Village: Dhamner, Koregaon
legible
True
aadhaar last4
4618
raw reading (for Abhijit)
{'dob': '1992', 'pan': None, 'name': 'Ashutosh Prakash Kshirsagar', 'mobile': None, 'address': {'pin': '415511', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'Dhamner, Koregaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4618', 'quality_issue': None}
PAN card CO APP PAN.pdf needs your check
dob
1994-11-09
pan
ESCPM1416A
name
NILAM ASHUTOSH KSHIRSAGAR
legible
True
father name
VILAS VISHNU MORE
raw reading (for Abhijit)
{'dob': '1994-11-09', 'pan': 'ESCPM1416A', 'name': 'NILAM ASHUTOSH KSHIRSAGAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VILAS VISHNU MORE', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot PHOTO-2026-08-05-17-09-26.jpg needs your check
utr
376553054860
date
2026-08-05
time
17:08
amount
32935
method
UPI
payee upi
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '376553054860', 'date': '2026-08-05', 'time': '17:08', 'amount': 32935, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Sanction letter PHOTO-2026-08-07-16-36-42.jpg needs your check
lan
HOU/PUN/0726/5165217
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'ASHUTOSH PRAKASH KSHIRSAGAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILAM ASHUTOSH KSHIRSAGAR', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1.0
loan amount
5220000.0
final amount
5377000.0
interest rate
8.3
sanction date
18-Jul-2026
letter version
5
applicant email
ashuksagar30@gmail.com
applicant names
ASHUTOSH PRAKASH KSHIRSAGAR, NILAM ASHUTOSH KSHIRSAGAR
printed altered
False
applicant mobile
7559424028
balance transfer
False
property address
pin: 412308; road: PHURSUNGI; state: MAHARASHTRA; Flat no: 708; district: Pune; Floor: 7TH; landmark: NEAR SHRI SAI ENGLISH MEDIUM SCHOOL; Address: FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2,
insurance premium
157000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5377000.0
security address verbatim
FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2, 201/3 & 202, SWAPNALOK, SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD, PHURSUNGI, NEAR SHRI SAI ENGLISH MEDIUM SCHOOL, Pune, Pune, MAHARASHTRA, India, 4
applicant address verbatim
B1/7, MANIRATN ANAGAN SOCIETY, MANJARI ROAD, HADAPSAR, ., Pune, MAHARASHTRA, 411028, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0726/5165217', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ASHUTOSH PRAKASH KSHIRSAGAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILAM ASHUTOSH KSHIRSAGAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 5220000.0, 'final_amount': 5377000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '18-Jul-2026', 'letter_version': '5', 'applicant_email': 'ashuksagar30@gmail.com', 'applicant_names': ['ASHUTOSH PRAKASH KSHIRSAGAR', 'NILAM ASHUTOSH KSHIRSAGAR'], 'printed_altered': False, 'applicant_mobile': '7559424028', 'balance_transfer': False, 'property_address': {'pin': '412308', 'road': 'PHURSUNGI', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '708', 'district': 'Pune', 'floor_no': '7TH', 'landmark': 'NEAR SHRI SAI ENGLISH MEDIUM SCHOOL', 'full_address': 'FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2, 201/3 & 202, SWAPNALOK, SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD, PHURSUNGI, NEAR SHRI SAI ENGLISH MEDIUM SCHOOL, Pune, Pune, MAHARASHTRA, India, 412308', 'village_city': 'Pune', 'building_name': 'SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD', 'survey_or_cts_no': 'SR NO 201/1/1, 201/2/1,201/2/2, 201/3 & 202'}, 'insurance_premium': 157000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5377000.0, 'security_address_verbatim': 'FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2, 201/3 & 202, SWAPNALOK, SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD, PHURSUNGI, NEAR SHRI SAI ENGLISH MEDIUM SCHOOL, Pune, Pune, MAHARASHTRA, India, 412308', 'applicant_address_verbatim': 'B1/7, MANIRATN ANAGAN SOCIETY, MANJARI ROAD, HADAPSAR, ., Pune, MAHARASHTRA, 411028, Pune, India'}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) ASHUTOSH PRAKASH KSHIRSAGAR EchallanMH007926485202627E.pdf needs your check
grn
MH007926485202627E
pin
412308
total
31140.0
article
6(1)
defaced
False
bank cin
03006172026080701159
district
PUNE
area city
MAHARASHTRA
payer pan
DJGXXXXXXL
flat block
FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2, 201/3 AND 202
payer name
ASHUTOSH PRAKASH KSHIRSAGAR
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5377000
scheme rows
{'amount': 16140.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4028
payment date
07/08/2026-17:11:38
road locality
SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD, PHURSUNGI, PUNE,
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
5377000
raw reading (for Abhijit)
{'grn': 'MH007926485202627E', 'pin': '412308', 'total': 31140.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026080701159', 'district': 'PUNE', 'area_city': 'MAHARASHTRA', 'payer_pan': 'DJGXXXXXXL', 'flat_block': 'FLAT NO 708, 7TH FLOOR, WING E, SR NO 201/1/1, 201/2/1,201/2/2, 201/3 AND 202', 'payer_name': 'ASHUTOSH PRAKASH KSHIRSAGAR', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5377000', 'scheme_rows': [{'amount': 16140.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4028', 'payment_date': '07/08/2026-17:11:38', 'road_locality': 'SWAPNALOK E WING CO-OPERATIVE HOUSING SOCIETY LTD, PHURSUNGI, PUNE,', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5377000'}
Index II INDEx II Ksirsagar.pdf needs your check
kind
index2_input
extracted
pin: 411028; rows: {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवेल3-25305-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद:- (25-b) Immovable Property ==> (ii) within the limits of any Mu
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411028', 'rows': {'r4_palika': 'पुणे म.न.पा. (महानगरपालिका )', 'r11_serial': 'हवेल3-25305-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद:- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp Determination of True Market Value of Property) Rules, 1995.', 'r5_area_text': '1) 52.50 चौ. मीटर', 'r7_executants': [{'age': '37', 'pan': 'AGMXXXXX2R', 'name': 'श्री संदीप नागोरी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: सेक्टर आर - 19, टॉवर 40-3006, अमनोरा अॅड्रीनो टॉवर्स, अमनोरा पार्क टाऊन, हडपसर, पुणे, महाराष्ट्र, पुणे. पिन:- 411028'}], 'r8_purchasers': [{'age': '33', 'pan': 'DJGXXXXX7L', 'name': 'श्री आशुतोष प्रकाश क्षीरसागर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः धामणेर, ता. कोरेगाव, जि. सातारा, महाराष्ट्र, सतारा. पिन:- 415511'}, {'age': '31', 'pan': 'ESCXXXXX6A', 'name': 'सौ निलम आशुतोष क्षीरसागर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः धामणेर, ता. कोरेगाव, जि. सातारा, महाराष्ट्र, सतारा. पिन:- 415511'}], 'r12_stamp_duty': 342000.0, 'r3_market_value': 4193268.94, 'r1_document_type': 'अभिहस्तातंरणपत्र', 'r9_execution_date': '14-08-2026', 'r13_registration_fee': 30000.0, 'r10_registration_date': '14-08-2026'}, 'doc_no': 'HVL3-25305-2026', 'village': 'फुरसुंगी', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 3', 'area_text': '1) 52.50 चौ. मीटर', 'filing_fee': 30000.0, 'header_sro': 'सह दु.नि. हवेली 3', 'mortgagors': ['श्री संदीप नागोरी'], 'stamp_duty': 342000.0, 'filing_date': '2026-08-14', 'loan_amount': 5700000.0, 'property_text': '1) इतर वर्णनः, इतर माहितीः, इतर माहितीः गांव मौजे फुरसुंगी ता. हवेली, जि. पुणे येथील स.नं. 201/1/1,201/2/1,201/2/2, 201/3 आणि स.नं. 202 या जमिन मिळकतीवर बंधण्यात आलेल्या स्वप्नलोक ई विंग सहकारी गृहरचना संस्था मर्यादित मधील विंग नं. ई मधील सातव्या मजल्यावरील फ्लॅट नं. 708, यांसी क्षेत्र 565 चौ फूट म्हणजेच 52.50
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot PHOTO-2026-08-05-17-09-26.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '376553054860', 'date': '2026-08-05', 'page': 1, 'time': '17:08', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32935.0, 'direction': 'debit', 'narration': 'T26080517081
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '376553054860', 'date': '2026-08-05', 'page': 1, 'time': '17:08', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32935.0, 'direction': 'debit', 'narration': 'T2608051708105616943204', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'X65', 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 06 Oct, 13:39 asked for the selfie photo — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
3d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared', 'index2_asked'], 'm
3d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared', 'index2_asked'], 'm
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed DJxxxxxxXL — no paper on the
18d agoEzDocshidden_payment_scan{'file': 'PHOTO-2026-08-05-17-09-26.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'e367c86f-3a19-45f5-93d8-c97c445ab08a', 'fetched': True}
18d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'PHOTO-2026-08-05-17
18d agoEzDocsstale_claim_flagged{'age_days': 53, 'claim_date': '2026-08-05'}
18d agoEzDocsclaim_part_duplicate{'utr': '376553054860', 'date': '2026-08-05', 'parts': 1, 'amount': 32935.0, 'claimed_total': 32935.0}
18d agoEzDocshidden_payment_scan{'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '61f6261c-d8c8-4cca-b99a-5e5721619e4b', 'fetched': True}
18d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '415511', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Dhamner, Koregaon', 'doc_id': 'be2
18d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEx II Ksirsagar.pdf', 'kind': 'index2'}
18d agoEzDocschallan_found_on_case{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ASHUTOSH PRAKASH KSHIRSAGAR EchallanMH007926485202627E.pdf',
18d agoEzDocsreader_home_address{'fp': 'cfddf97c3df32e83', 'from': 'the sanction letter (PHOTO-2026-08-07-16-36-42.jpg)', 'home': {'pin': '411028', 'area': 'HADAPSAR', 'flat': 'B1/7', 'road': 'MANJARI ROAD', 'state': 'MAHARASHTRA', 'building': 'MANIRAT
18d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 53,77,000 from the sanction copy s
18d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEx II Ksirsagar.pdf', '260_-_ Deed_-_Assign_-_ Ashutosh Kshirsagar _-_ Sandeep Nago', 'PHOTO-2026-08-07-16-36-42.jpg', 'CO APP Nilam aadhar.pdf', 'APP Ashutosh aadhar.pdf
18d agoEzDocsaddress_compared{'sig': 'c09355f306f95525', 'why': 'after gather', 'people': [{'home': '', 'person': 'ASHUTOSH PRAKASH KSHIRSAGAR', 'against': [], 'home_src': '', 'party_id': '802c1279-394a-43c9-a2b4-39d00a8dd5f4'}, {'home': 'DHAMNER, D
18d agoEzDocschallan_boxes_composed{'fp': '59846ec5e3fa00c0', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 708 7TH FLOOR WING E SWAPNALOK E WING
18d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 53,77,000 from the sanction copy s
18d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'trigger': 'after the Index II takeover'}
18d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEx II Ksirsagar.pdf', 'changed': {'Area unit': {'was': 'Sq.mt.', 'index
18d agoEzDocsindex2_people_checked{'doc_id': 'ef1481c1-9986-45df-b6ee-427041dc184b', 'differs': 2, 'matched': [{'score': 0.95, 'person': 'ASHUTOSH PRAKASH KSHIRSAGAR', 'pan_agrees': False}, {'score': 0.95, 'person': 'Nilam Ashutosh Kshirsagar', 'pan_agre
18d agoEzDocsproperty_numbers_completed{'now': {'Number': '201/1/1, 201/2/1, 201/2/2, 201/3, 202, 201', 'Second number': '201/1/1, 201/2/1, 201/2/2, 201/3, 202, 201'}, 'was': {'Number': '201/1/1, 201/2/1, 201/2/2, 201/3', 'Second number': '202'}, 'why':
18d agoEzDocsemail_shadowed:doc_chase{'to': 'pramod.wakade1@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PUN/0726/5165217), the following is pending from your end:\n\n 1. Kindly confirm the total loan amount (with insura
18d agoEzDocsdraft_withdrawn{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
18d agoEzDocsclaim_inside_desk_buffer{'gap': 25.01, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
18d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
18d agoEzDocscase_read{'how': 'uri', 'tag': 'cd698b24b550c6e9', 'docs': ['260_-_ Deed_-_Assign_-_ Ashutosh Kshirsagar _-_ Sandeep Nagori _-_ Swapnalok CHS', 'PHOTO-2026-08-07-16-36-42.jpg', 'CO APP Nilam aadhar.pdf', 'APP Ashutosh aadhar.pdf'
18d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 10, 'why_not': None, 'messages': 5}
18d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 10, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 5, 'unreadable_threads': 0}
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹32,935 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹32,960.01 is still not in our account. Chase the branch for it. Payment proof is from 2026-08-05 — an old receipt?
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
13:30
12 Oct2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:15
EzDocs read the whole trail as one conversation — where the case stands is on the page
09:45
27 Sep32 things — 10 documents received · 2 letters written · 2 money steps · 18 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
08:03
EzDocs took 31 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
08:03
The branch's title document is on the case — the filing is the NOI team's move
08:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
08:00
Nothing new to ask for — stayed quiet
07:59
The challan's address boxes were written from the papers
07:58
Nothing new to ask for — stayed quiet
07:58
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02119
07:50
An old draft withdrew itself — its asks were already answered
07:50
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
07:50
EzDocs read the whole file
07:50
Documents the branch had sent were fetched from the mail thread
07:50
The payment proof already on the case was applied
07:50
Index II (title document) received from the branch
07:49
Received: Index II
INDEx II Ksirsagar.pdf
07:49
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
07:49
Challan re-read against the case — matches exactly
07:49
Received: Challan
ASHUTOSH PRAKASH KSHIRSAGAR EchallanMH007926485202627E.pdf
07:49
Received: other
image001.png
07:49
The loan amount was worked out from the papers
07:49
Property address read from the sanction letter
07:49
Received: Sanction letter
PHOTO-2026-08-07-16-36-42.jpg
07:49
Payment proof arrived before the case was quoted — held
07:49
Received: Payment screenshot
PHOTO-2026-08-05-17-09-26.jpg
07:49
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
07:49
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02119
07:49
Received: PAN card
CO APP PAN.pdf
07:49
Received: Aadhaar
APP Ashutosh aadhar.pdf
07:49
Received: PAN card
APP ashutosh pan.pdf
07:49
Co-applicant added
07:48
Received: Aadhaar
CO APP Nilam aadhar.pdf
07:48
Received: Sale deed
260_-_ Deed_-_Assign_-_ Ashutosh Kshirsagar _-_ Sandeep Nagori _-_ Swapnalok CHS
07:48
21 Sep4 things — 1 letter written · 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:41
Nothing new to ask for — stayed quiet
16:09
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:08
Case opened from the branch's mail
16:08
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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