Sanatan Mark Uzagare
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹32,040 is still not in our account. Chase the branch for it.
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper26 Aug, 11:44 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
Please find the required information mentioned below.
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✗ IINDEX II COPY — pending
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
NITIATION
LAN NO REF #
77000320562
CASE INITIATION BRANCH NAME
AHILYANAGAR/AHMEDNAGAR
CASE TYPE
Hl - Rhl - Home Purchase - Builder.
NOI SERIVCE FEE
1700
SRO No
AHILYANAGAR/AHMEDNAGAR
Thanks & Regards.
9766443942
4 more mails in between — open
26 Aug, 12:13 · 48d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
26 Aug, 13:17 · 48d ago
Loan amount confirm.
Thanks & Regards.
9766443942
earlier mails quoted below
26 Aug, 13:56 · 48d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
26 Aug, 13:56 · 48d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Sep, 17:40 · 31d ago
Team,
Kindly share the Index 2 copy and applicant colour selfie photo for NOI
process.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
10 Oct, 14:22 · 3d ago
Team,
Kindly share the Index 2 copy and applicant colour selfie photo for NOI process.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | PAN CARD C.pdf | filed | 42d ago |
| PAN card | PAN CARD A.jpg | filed | 42d ago |
| Payment screenshot | IMG-20260824-WA0007.jpg | filed | 42d ago |
| Selfie / photo | PHOTO C.jpg | filed | 42d ago |
| Selfie / photo | PHOTO A.jpg | filed | 42d ago |
| Aadhaar card | AADHAR CARD NOT MASKING C.pdf | filed | 42d ago |
| Aadhaar card | AADHAR CARD A.pdf | filed | 42d ago |
| Technical report | HRQ-26-125011_INDProcessRequest_2500320260826112854028.pdf | filed | 42d ago |
| Sanction letter | KFSLetter_77000320562.pdf | filed | 42d ago |
| Sanction letter | InsKFSLetter_77000320563.pdf | filed | 42d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹32,040
waiting for the credit
₹32,800
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹14,990 | ₹15,000 | ₹350 | ₹1,700 | ₹32,040 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
ROW HOUSE BUNGALOW C, PLOT NO 1/5/3, SR NO,105/2/105/3 NEAR SARVAMANGAL SANSKRUTIK BHAVAN, SARAS NAGAR ROAD, KANADE MALA ROAD, AT MALIWADA, TAL DIST AHILYANAGAR (AHMEDNAGAR)
ROW HOUSE BUNGALOW C, PLOT NO 1/5/3, SR NO 105/2/105/3, NEAR SARVAMANGAL SANSKRUTIK BHAVAN, SARAS NAGAR ROAD, KANADE MALA ROAD, AT MALIWADA, TAL DIST AHILYANAGAR (AHMEDNAGAR)
414001
ROW HOUSE BUNGALOW C PLOT NO 1/5/3 SR NO 105/2/105/3 NEAR SARVAMANGAL SANSKRUTIK BHAVAN
SARAS NAGAR ROAD KANADE MALA ROAD AT MALIWADA TAL DIST AHILYANAGAR AHMEDNAGAR
AHILYANAGAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SUSHAMA MARK UZAGARE | AFAPU3040B | …2149 |
| co_mortgagor | UZAGARE SANATAN MARK | AMPPU4552Q | …2555 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | sarjerao.borude@icicihfc.com | 42d ago |
| documents acknowledged | sarjerao.borude@icicihfc.com | 42d ago |
What the engine read from each document — check anything marked in red
1973-08-13
AFAPU3040B
SUSHAMA MARK UZAGARE
True
raw reading (for Abhijit)
{'dob': '1973-08-13', 'pan': 'AFAPU3040B', 'name': 'SUSHAMA MARK UZAGARE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}2003-03-06
AMPPU4552Q
UZAGARE SANATAN MARK
True
raw reading (for Abhijit)
{'dob': '2003-03-06', 'pan': 'AMPPU4552Q', 'name': 'UZAGARE SANATAN MARK', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}2026-08-24
32800.0
GPay
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-24', 'amount': 32800.0, 'method': 'GPay', 'payee_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}1973-08-13
Sushama Mark Uzagare
True
2149
raw reading (for Abhijit)
{'dob': '1973-08-13', 'pan': None, 'name': 'Sushama Mark Uzagare', 'legible': True, 'aadhaar_last4': '2149', 'quality_issue': None}2003-03-06
Uzagare Sanatan Mark
True
2555
raw reading (for Abhijit)
{'dob': '2003-03-06', 'pan': None, 'name': 'Uzagare Sanatan Mark', 'legible': True, 'aadhaar_last4': '2555', 'quality_issue': None}77000320562
True
Home Loan
1.0
4900000
9.6
19/08/2026
HF-38-VER-14-01072026/KFS
Uzagare Sanatan Mark, Sushama Mark Uzagare
9146299327
False
raw reading (for Abhijit)
{'lan': '77000320562', 'legible': True, 'loan_type': 'Home Loan', 'confidence': 1.0, 'loan_amount': 4900000, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '19/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['Uzagare Sanatan Mark', 'Sushama Mark Uzagare'], 'applicant_mobile': '9146299327', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None}77000320563
True
Non Housing loan and Insurance
1.0
94572.0
9.6
19/08/2026
13
Uzagare Sanatan Mark, Sushama Mark Uzagare
9146299327
True
94572.0
read again off the letter's pages (page 1, Communication Address)
3/B CHAITANYA COLONY, KARKET YARD,G P O, AHMEDNAGAR,, POONAM MOTI NAGAR, NAGAR, AHMADNAGAR, Ahmednagar, Ahmednagar, AHMEDNAGAR, MAHARASHTRA, IN, 414001
raw reading (for Abhijit)
{'lan': '77000320563', 'legible': True, 'loan_type': 'Non Housing loan and Insurance', 'confidence': 1.0, 'loan_amount': 94572.0, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '19/08/2026', 'letter_version': '13', 'applicant_names': ['Uzagare Sanatan Mark', 'Sushama Mark Uzagare'], 'applicant_mobile': '9146299327', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': True, 'total_with_insurance': 94572.0, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address)", 'security_address_verbatim': None, 'applicant_address_verbatim': '3/B CHAITANYA COLONY, KARKET YARD,G P O, AHMEDNAGAR,, POONAM MOTI NAGAR, NAGAR, AHMADNAGAR, Ahmednagar, Ahmednagar, AHMEDNAGAR, MAHARASHTRA, IN, 414001'}kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-24', 'page': 1, 'time': '15:33', 'payee': 'EZDOCS', 'amount': 32800.0, 'direction': 'debit', 'narration': 'Paid to EZDOCS', 'proof_kind': 'success_scree
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-24', 'page': 1, 'time': '15:33', 'payee': 'EZDOCS', 'amount': 32800.0, 'direction': 'debit', 'narration': 'Paid to EZDOCS', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}True
PROPERTY ADDRESS
loan_ref: 77000320562; report_id: HRQ-26-125011; customer_name: Sanatan Mark Uzagare
1.0
taken: both the same; legal_address: Row House Bungalow C, Plot No 1/5/3, Sr No 105/2/105/3, Near Sarvamangal Sanskrutik Bhavan, Saras Nagar Road, Kanade Mala Road, At Maliwada, Tal Dist Ahilyanagar (Ahmednagar); propert
pin: 414001; road: Saras Nagar Road, Kanade Mala Road; state: Maharashtra; taluka: Ahilyanagar; flat_no: Plot No 1/5/3; district: Ahilyanagar; landmark: Near Sarvamangal Sanskrutik Bhavan; full_address: Row House Bungalo
Row House Bungalow C, Plot No 1/5/3, Sr No 105/2/105/3, Near Sarvamangal Sanskrutik Bhavan, Saras Nagar Road, Kanade Mala Road, At Maliwada, Tal Dist Ahilyanagar (Ahmednagar)
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000320562', 'report_id': 'HRQ-26-125011', 'customer_name': 'Sanatan Mark Uzagare'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'both the same', 'legal_address': 'Row House Bungalow C, Plot No 1/5/3, Sr No 105/2/105/3, Near Sarvamangal Sanskrutik Bhavan, Saras Nagar Road, Kanade Mala Road, At Maliwada, Tal Dist Ahilyanagar (Ahmednagar)', 'property_address': 'Row House Bungalow C, Plot No 1/5/3, Sr No,105/2/105/3 Near Sarvamangal Sanskrutik Bhavan, Saras Nagar Road, Kanade Mala Road, At Maliwada, Tal Dist Ahilyanagar (Ahmednagar)'}, 'property_address': {'pin': '414001', 'road': 'Saras Nagar Road, Kanade Mala Road', 'state': 'Maharashtra', 'taluka': 'Ahilyanagar', 'flat_no': 'Plot No 1/5/3', 'district': 'Ahilyanagar', 'floor_no': None, 'landmark': 'Near Sarvamangal Sanskrutik Bhavan', 'full_address': 'Row House Bungalow C, Plot No 1/5/3, Sr No 105/2/105/3, Near Sarvamangal Sanskrutik Bhavan, Saras Nagar Road, Kanade Mala Road, At Maliwada, Tal Dist Ahilyanagar (Ahmednagar)', 'village_city': 'Maliwada', 'building_name': 'Row House Bungalow C', 'survey_or_cts_no': 'Sr No 105/2/105/3'}, 'security_address_verbatim': 'Row House Bungalow C, Plot No 1/5/3, Sr No 105/2/105/3, Near Sarvamangal Sanskrutik Bhavan, Saras Nagar Road, Kanade Mala Road, At Maliwada, Tal Dist Ahilyanagar (Ahmednagar)'}Technical record (for Abhijit — safe to ignore)
| 2h ago | ezdocs:reader | reader_home_address | {'fp': '3a2346535daaad37', 'from': 'the sanction letter (InsKFSLetter_77000320563.pdf)', 'home': {'pin': '414001', 'area': 'POONAM MOTI NAGAR', 'flat': '3/B', 'road': 'KARKET YARD,G P O', 'state': 'MAHARASHTRA', 'buildin |
| 13d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:1d763592-e198-49e4-9a5e-e115f843d7d9', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'InsKFSLetter_77000320563.pdf', 'asked': True, 'found' |
| 17d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 10, 'trigger': 'quick sweep'} |
| 17d ago | system:extract | property_auto_verified | {'pin': '414001', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by the engine, nothing waits for a person. Correct any box below if it i |
| 17d ago | system:extract | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-125011_INDProcessRequest_25 |
| 17d ago | system:extract | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'HRQ-26-125011_INDProcess |
| 25d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260824-WA0007.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '139190c3-1b7b-4416-b765-d580c0db5596', 'fetched': True} |
| 25d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260824-WA0007 |
| 25d ago | system:payments | screenshot_claim_recorded | {'utr': None, 'date': '2026-08-24', 'parts': 1, 'amount': 32800.0, 'claimed_total': 32800.0} |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '414001', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Ahmadnagar', 'doc_id': '70ace753-3 |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '414001', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagar', 'doc_id': '5722aa5a-62d1-4 |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 40d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
| 40d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 40d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"} |
| 42d ago | system:emails | email_shadowed:ack_docs | {'to': 'sarjerao.borude@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000320562).\n\n Applicant : Sanatan Mark Uzagare\n LAN : 77000320562\n Loan A |
| 42d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: 77000320562), the |
| 42d ago | system:ingest | insurance_twin_detected | {'doc_lan': '77000320563', 'case_lan': '77000320562', 'insurance_amount': 94572.0} |
| 42d ago | system:ingest | document_received | {'file': 'InsKFSLetter_77000320563.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 42d ago | system:extract | payer_mobile_captured | {'last4': '9327', 'source': 'sanction_letter'} |
| 42d ago | system:ingest | document_received | {'file': 'KFSLetter_77000320562.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 42d ago | system:ingest | document_received | {'file': 'HRQ-26-125011_INDProcessRequest_2500320260826112854028.pdf', 'doc_type': 'technical_report', 'confidence': 0.9} |
| 42d ago | system:ingest | document_received | {'file': 'AADHAR CARD A.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 42d ago | system:ingest | document_received | {'file': 'AADHAR CARD NOT MASKING C.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 42d ago | system:ingest | document_received | {'file': 'PHOTO A.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 42d ago | system:ingest | document_received | {'file': 'PHOTO C.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 42d ago | system:payments | screenshot_claim_recorded | {'utr': None, 'date': '2026-08-24', 'parts': None, 'amount': 32800.0, 'claimed_total': None} |
| 42d ago | system:ingest | document_received | {'file': 'IMG-20260824-WA0007.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 42d ago | system:ingest | co_applicant_added | {'doc': 'pan', 'name': 'UZAGARE SANATAN MARK'} |
| 42d ago | system:ingest | document_received | {'file': 'PAN CARD A.jpg', 'doc_type': 'pan', 'confidence': 1.0} |