Cases / NOI-2026-00985

PRABHAKAR KASHINATH BHADANE

LAN HOU/NSK/0826/519139 Index II shared · done All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needsall in

7 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Index II — inside DOC-20260821-WA0059.pdfopen

✓Selfie / photo — inside DOC-20260821-WA0059.pdfopen

✓Payment screenshot — shows ₹20,200; money not verified yet — inside DOC-20260821-WA0059.pdfopen

✓Aadhaar card — inside DOC-20260821-WA0059.pdfopen

✓PAN card — inside DOC-20260821-WA0059.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (1)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹20,240 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹20,240

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹20,200; we wait for the credit itself

Stamp duty 0.3%6,910

Registration fee 0.5%11,510

Government handling320

Our service fee1,500

Total we ask for20,240

Screenshot ₹20,200 — ₹40 under our ask, not below the real calculation ₹20,200. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-08-21 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 18:08 — 8 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹20,220. We ask ₹20,240 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹20,200 — accept as full (₹40 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 112 h 16 minour time · 3 Sep 20:24

Index II 202 h 16 minour time · 15 Sep 08:38

the NOI team 24 d 15 htotal 24 d 15 h

Complete.

Day by day — every step and who held it

21 Aug 17:13Your branch's mail

2 Sep 02:02Fee quoted+11 d 8 h · the NOI team

2 Sep 02:02Papers readat once

2 Sep 02:02Property readat once

3 Sep 20:24Challan made+1 d 18 h · the NOI team

15 Sep 08:38Index II sent+11 d 12 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹23,00,000

Loan account no.

HOU/NSK/0826/519139

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. The NOI team has filed the NOI, shared the e-filing copy, and provided the government's Index II for case closure.

the history says the next move is with no one — the case is finished — case closed

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-08-21) “*Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of ”

✓ fee paid — the branch's words — done, mail 1 (2026-08-21) “*Payment details attached”

✓ challan made — done, mail 3 (2026-08-21) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-08-21) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 7 (2026-09-16) “PFA Index II.”

✓ filed on the IGR site — done, mail 4 (2026-08-26) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 4 (2026-08-26) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 5 (2026-09-03) “PFA NOI INDEX 2 FOR CASE CLOSURE”

read over 7 mail(s), last mail 2026-09-16 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK abhijeet.kale@phfl.com phfl.com
21 Aug, 17:13 · 56d ago THE APP JOINED HERE — earlier mails are on Gmail

Process 0.3 & 0.5 Challan in case of PRABHAKAR KASHINATH BHADANE "HOU/NSK/0826/519139 "

📎 DOC-20260821-WA0059.pdf ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case *Index II Copy OTC. SRO No

Customer namePRABHAKAR KASHINATH BHADANE

Loan account (LAN)HOU/NSK/0826/519139

Loan amount₹23,00,000

Stamp duty 0.30%₹6,900

Registration fee 0.50%₹11,500

DHC₹300

Service / vendor fees₹1,500

Total₹20,200

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

Dear

🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: Process 0.3 & 0.5 Challan. — “Kindly process 0.3 & 0.5 Challan in below case”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
21 Aug, 17:24 · 56d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: 
 Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name PRABHAKAR KASHINATH BHADANE Lan No HOU/NSK/0826/519139 Loan Amount 2300000 LOAN AMOUNT 2300000 0.30% 6900 0.50% 11500 FEES 1500 DHC 300 TOTAL 20,200 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
21 Aug, 19:21 · 56d ago

Team,PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Fri, 21 Aug 2026 at 17:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: 
 Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name PRABHAKAR KASHINATH BHADANE Lan No HOU/NSK/0826/519139 Loan Amount 2300000 LOAN AMOUNT 2300000 0.30% 6900 0.50% 11500 FEES 1500 DHC 300 TOTAL 20,200 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No 

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Fri, 21 Aug 2026 at 17:24, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale <abhijeet.kale@phfl.com>
wrote:

>
> Dear Team, Kindly process 0.3 & 0.5 Challan in below case
>
>
> Customer Name PRABHAKAR KASHINATH BHADANE
> Lan No HOU/NSK/0826/519139
> Loan Amount 2300000
>
>
> LOAN AMOUNT 2300000
> 0.30% 6900
> 0.50% 11500
> FEES 1500
> DHC 300
> TOTAL 20,200
>
>
> *Sanction Letter attached
> *Customer Aadhar Card / co applicant attached
> *Customer pan Card / co applicant attached
> *Index II Copy OTC.
> *Form A2 or Soft copy of photograph attached
> *Payment details attached
>
>
> SRO No
>
>
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
26 Aug, 16:02 · 51d ago

TEAM,PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Fri, 21 Aug 2026 at 19:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 21 Aug 2026 at 17:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: 
 Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name PRABHAKAR KASHINATH BHADANE Lan No HOU/NSK/0826/519139 Loan Amount 2300000 LOAN AMOUNT 2300000 0.30% 6900 0.50% 11500 FEES 1500 DHC 300 TOTAL 20,200 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No 

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Fri, 21 Aug 2026 at 19:21, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Fri, 21 Aug 2026 at 17:24, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale <abhijeet.kale@phfl.com>
> wrote:
>
>>
>> Dear Team, Kindly process 0.3 & 0.5 Challan in below case
>>
>>
>> Customer Name PRABHAKAR KASHINATH BHADANE
>> Lan No HOU/NSK/0826/519139
>> Loan Amount 2300000
>>
>>
>> LOAN AMOUNT 2300000
>> 0.30% 6900
>> 0.50% 11500
>> FEES 1500
>> DHC 300
>> TOTAL 20,200
>>
>>
>> *Sanction Letter attached
>> *Customer Aadhar Card / co applicant attached
>> *Customer pan Card / co applicant attached
>> *Index II Copy OTC.
>> *Form A2 or Soft copy of photograph attached
>> *Payment details attached
>>
>>
>> SRO No
>>
>>
>>
>>
>>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference.”

OL The NOI teamTYPED IN GMAIL
03 Sep, 18:18 · 43d ago

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 26 Aug 2026 at 16:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 21 Aug 2026 at 19:21, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 21 Aug 2026 at 17:24, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale <abhijeet.kale@phfl.com>
>> wrote:
>>
>>>
>>> Dear Team, Kindly process 0.3 & 0.5 Challan in below case
>>>
>>>
>>> Customer Name PRABHAKAR KASHINATH BHADANE
>>> Lan No HOU/NSK/0826/519139
>>> Loan Amount 2300000
>>>
>>>
>>> LOAN AMOUNT 2300000
>>> 0.30% 6900
>>> 0.50% 11500
>>> FEES 1500
>>> DHC 300
>>> TOTAL 20,200
>>>
>>>
>>> *Sanction Letter attached
>>> *Customer Aadhar Card / co applicant attached
>>> *Customer pan Card / co applicant attached
>>> *Index II Copy OTC.
>>> *Form A2 or Soft copy of photograph attached
>>> *Payment details attached
>>>
>>>
>>> SRO No
>>>
>>>
>>>
>>>
>>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

PA piyush.aher@phfl.com phfl.com
16 Sep, 11:42 · 30d ago

Re[2]: Process 0.3 & 0.5 Challan in case of PRABHAKAR KASHINATH BHADANE "HOU/NSK/0826/519139 "

Dear Team,

PFA Index II.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 21-08-2026 05:25 pm
To: Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of PRABHAKAR KASHINATH BHADANE "HOU/NSK/0826/519139 "

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name PRABHAKAR KASHINATH BHADANE
Lan No HOU/NSK/0826/519139

Loan Amount 2300000

LOAN AMOUNT 2300000
0.30% 6900
0.50% 11500
FEES 1500
DHC 300
TOTAL 20,200

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

🤖 read: documents attached

PA piyush.aher@phfl.com phfl.com
16 Sep, 11:43 · 30d ago

Re[3]: Process 0.3 & 0.5 Challan in case of PRABHAKAR KASHINATH BHADANE "HOU/NSK/0826/519139 "

Dear Team,

PFA Index II.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 21-08-2026 05:25 pm
To: Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of PRABHAKAR KASHINATH BHADANE "HOU/NSK/0826/519139 "

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Fri, 21 Aug 2026 at 17:16, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:

Dear Team, Kindly process 0.3 & 0.5 Challan in below case

Customer Name PRABHAKAR KASHINATH BHADANE
Lan No HOU/NSK/0826/519139

Loan Amount 2300000

LOAN AMOUNT 2300000
0.30% 6900
0.50% 11500
FEES 1500
DHC 300
TOTAL 20,200

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

🤖 read: documents attached

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter+ Index II inside+ Selfie / photo inside+ Payment screenshot inside+ Aadhaar card inside+ PAN card inside	DOC-20260821-WA0059.pdf	filed	45d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,240

Where it stands
waiting for the credit

Screenshot claims
₹20,200 659921287210

Screenshot ₹20,200 — ₹40 under our ask, not below the real calculation ₹20,200. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-08-21 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,910	₹11,510	₹320	₹1,500	₹20,240

By law ₹20,220. We ask ₹20,240 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), E-mail (person 1), Building (person 1), Floor (person 1) …

10 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1), Village / city (person 1), PAN (person 2) …

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DOC-20260821-WA0059.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक,पोट तुकडी तालुका निफाड पैकी मौजे ओझर या गांवचे शिवारातील मिळकत यांसी गट नंबर 2411/3/2 पैकी प्लॉट नंबर 23 ते 28 यांसी क्षेत्र 524.85 चौ.मी. या मिळकतीवर बांधकाम करण्यात आलेल्या "साई उमंग हाईट्स" या नावाने ओळखल्या जाणा-या इमारतीमधील तिसऱ्या मजल्यावरील फ्लॅट नं. 12(मंजूर बांधकाम नकाशा प्रमाणे फ्लॅट नं. 302) यांसी कार्पेट क्षेत्र 62.398 चौ.मी. ही मिळकत. ( (Survey Number: 2411/3/2/प्लॉट/23/ते/28 ; ) ) - स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DOC-20260821-WA0059.pdf

the address
{'PIN': '422207', 'AREA': NONE, 'FLAT': 'H N 5519', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'RAOSAHEB KADAM COLONY, TILAK NAGAR OPP ANGANWADI OZER', 'DISTRICT': 'NASHIK', 'POST_OFFICE': 'OJHAR T.S.', 'VILLAGE_CITY': 'OJHAR T.S.'}

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 12 AS PER BUILDING PLAN 302 3RD FLOOR SAI UMANG HEIGHTS PLOT NO 23 TO 28 S NO 2411/3/2

Locality/Road
TILAK NAGAR MAUJE OZAR OPP USHA HOSPITAL NASHIK VIJAY NAGAR ROAD MAHARASHTRA

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	REKHA PRABHAKAR BHADANE	BTYPB9856M
mortgagor	PRABHAKAR KASHINATH BHADANE	AEJPB4957Q	…8615

All mail records (for Abhijit — safe to ignore)

Template	To	When
none yet

What EzDocs read from each document — check anything marked in red

Sanction letter DOC-20260821-WA0059.pdf needs your check

lan
HOU/NSK/0826/5191390

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
2200000

interest rate
8.4

sanction date
07-Aug-2026

letter version
4

applicant names
PRABHAKAR KASHINATH BHADANE, REKHA PRABHAKAR BHANDANE

applicant mobile
9823822283

property address
pin: 422206; road: Vijay Nagar Road; state: MAHARASHTRA; taluka: Niphad; Flat no: 12; district: Nashik; Floor: 3rd; landmark: Opp Usha Hospital; Address: Flat No 12, 3rd Floor, Sai Umang Heights, Plot No 23 To 28

insurance premium
100000

includes insurance
True

total with insurance
2300000

security address verbatim
Flat No 12 (As Per Building Plan 302), 3rd Floor, Sai Umang Heights, Plot No 23 To 28, S No 2411/3/2, Tilak Nagar, Mauje Ozar, Opp Usha Hospital, Nashik, Vijay Nagar Road, Nashik, MAHARASHTRA, India, 422206

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0826/5191390', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 2200000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '07-Aug-2026', 'letter_version': '4', 'applicant_names': ['PRABHAKAR KASHINATH BHADANE', 'REKHA PRABHAKAR BHANDANE'], 'applicant_mobile': '9823822283', 'property_address': {'pin': '422206', 'road': 'Vijay Nagar Road', 'state': 'MAHARASHTRA', 'taluka': 'Niphad', 'flat_no': '12', 'district': 'Nashik', 'floor_no': '3rd', 'landmark': 'Opp Usha Hospital', 'full_address': 'Flat No 12, 3rd Floor, Sai Umang Heights, Plot No 23 To 28, S No 2411/3/2, Tilak Nagar, Mauje Ozar, Opp Usha Hospital, Vijay Nagar Road, Nashik, Niphad, Nashik, MAHARASHTRA, 422206', 'village_city': 'Ozar', 'building_name': 'Sai Umang Heights', 'survey_or_cts_no': 'S No 2411/3/2, Plot No 23 To 28'}, 'insurance_premium': 100000, 'includes_insurance': True, 'total_with_insurance': 2300000, 'security_address_verbatim': 'Flat No 12 (As Per Building Plan 302), 3rd Floor, Sai Umang Heights, Plot No 23 To 28, S No 2411/3/2, Tilak Nagar, Mauje Ozar, Opp Usha Hospital, Nashik, Vijay Nagar Road, Nashik, MAHARASHTRA, India, 422206'}

Sanction letter DOC-20260821-WA0059.pdf needs your check

payments inside
bank: Kotak Mahindra Bank; kind: bundle; payments: [{'utr': '659921287210', 'date': '2026-08-21', 'page': 5, 'time': '15:51', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 20200.0, 'direction': 'debit', 'narration':

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Kotak Mahindra Bank', 'kind': 'bundle', 'payments': [{'utr': '659921287210', 'date': '2026-08-21', 'page': 5, 'time': '15:51', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 20200.0, 'direction': 'debit', 'narration': 'UPI', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'AKSHAY LAKSHMAN AHIRE'}}

Sanction letter DOC-20260821-WA0059.pdf needs your check

dob
1973-06-03

name
Prabhakar Kashinath Bhadane

page
6

address
pin: 422207; flat: H N 5519; state: Maharashtra; building: Raosaheb Kadam Colony, Tilak Nagar Opp Anganwadi Ozer; district: Nashik; post_office: Ojhar T.s.; Village: Ojhar T.S.

legible
True

card kind
aadhaar

card of many
1

aadhaar last4
8615

raw reading (for Abhijit)

{'dob': '1973-06-03', 'pan': None, 'name': 'Prabhakar Kashinath Bhadane', 'page': 6, 'mobile': None, 'address': {'pin': '422207', 'area': None, 'flat': 'H N 5519', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Raosaheb Kadam Colony, Tilak Nagar Opp Anganwadi Ozer', 'district': 'Nashik', 'post_office': 'Ojhar T.s.', 'village_city': 'Ojhar T.S.'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '8615', 'quality_issue': None}

Sanction letter DOC-20260821-WA0059.pdf needs your check

dob
1973-06-03

pan
AEJPB4957Q

name
PRABHAKAR K BHADANE

page
8

legible
True

card kind
pan

father name
KASHINATH PUNDLIK BHADANE

card of many
2

raw reading (for Abhijit)

{'dob': '1973-06-03', 'pan': 'AEJPB4957Q', 'name': 'PRABHAKAR K BHADANE', 'page': 8, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KASHINATH PUNDLIK BHADANE', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter DOC-20260821-WA0059.pdf needs your check

dob
1983-05-17

pan
BTYPB9856M

name
REKHA PRABHAKAR BHADANE

page
9

legible
True

card kind
pan

father name
GULABRAO PITAMBAR MAHALE

card of many
3

raw reading (for Abhijit)

{'dob': '1983-05-17', 'pan': 'BTYPB9856M', 'name': 'REKHA PRABHAKAR BHADANE', 'page': 9, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'GULABRAO PITAMBAR MAHALE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['DOC-20260821-WA0059.pdf'], 'notes': None, 'filled': {'home.floor#1': {'src': 'worked out', 'conf': 0.8, 'page': None, 'value': '55th'}, 'party.email#1': {'src': 'index2', 'conf
1h ago	EzDocs	challan_boxes_by_rules	{'fp': 'a5dcf84fb8ee48ab', 'why': 'box 1 lost a number the case holds (302)', 'anew': 'first'}
1h ago	EzDocs	pages_trimmed480	{'of': 9, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'DOC-20260821-WA0059.pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8], 'doc_id': '3ce41543-6fe4-4887-858f-
1h ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Area', 'why': 'The
1h ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20260821-WA0059.pdf', 'changed': {'Flat no': {'was': '12', 'index2': '
1h ago	EzDocs	index2_people_checked	{'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5b', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'PRABHAKAR KASHINATH BHADANE', 'pan_agrees': False}, {'score': 1.0, 'person': 'REKHA PRABHAKAR BHADANE', 'pan_agrees':
1h ago	EzDocs	index2_pan_differs	{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5
1h ago	EzDocs	index2_pan_differs	{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5
15d ago	EzDocs	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'DOC-20260821-WA0059.pdf', 'cards': 3, 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5b', 'applied': 3}
15d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'DOC-20260821-WA0059.pdf', 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5b', 'person': 'REKHA PRABHAKAR BHADANE', 'party_id': 'ac359c59-ca04-4863-91b4-d3003dba1c75', 'name_on_doc': 'REKHA PRABHAKAR
15d ago	EzDocs	co_applicant_added	{'doc': 'pan', 'name': 'REKHA PRABHAKAR BHADANE'}
15d ago	EzDocs	kyc_names_match	{'sig': 'PRABHAKAR K BHADANE\|Prabhakar Kashinath Bhadane\|same', 'why': 'the PAN and the Aadhaar name the same person — the same name, written with initials', 'score': 0.826, 'pan_file': 'DOC-20260821-WA0059.pdf', 'pan_na
15d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'DOC-20260821-WA0059.pdf', 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5b', 'person': 'PRABHAKAR KASHINATH BHADANE', 'party_id': '64403f6a-27a3-4fa0-b515-b2b1dbc2225c', 'name_on_doc': 'PRABHAKAR K
15d ago	EzDocs	roles_from_letter	{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['PRABHAKAR KASHINATH BHAD
15d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'DOC-20260821-WA0059.pdf', 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5b', 'person': 'PRABHAKAR KASHINATH BHADANE', 'party_id': '64403f6a-27a3-4fa0-b515-b2b1dbc2225c', 'name_on_doc': 'Prabhak
15d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '422207', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Ojhar T.S.', 'doc_id': '3ce41543-6
20d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
30d ago	EzDocs	hidden_payment_scan	{'file': 'DOC-20260821-WA0059.pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '3ce41543-6fe4-4887-858f-ed79f0251f5b', 'fetched': True}
30d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DOC-20260821-WA0059
30d ago	EzDocs	screenshot_claim_recorded	{'utr': '659921287210', 'date': '2026-08-21', 'parts': 1, 'amount': 20200.0, 'claimed_total': 20200.0}
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	old_thread_stored_only	{'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-21 11:43:53'}
31d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
31d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
32d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
33d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SURVEY', 'Second number type': 'PLOT', 'Number': '2411/3/2', 'Second number': '23 To 28'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'S No 2411/3/2, Plot No 23 To 28', 'attr2
43d ago	EzDocs	extra_challan_scanned	{'found': 0}
43d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
43d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}

Case diary the case’s history — what happened, newest day first

Papers

All 1 in hand

Nothing more to ask the branch for

Money

₹20,200 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: The work is done — our fee of ₹20,240 is still not in our account. Chase the branch for it.

Today · 17 Oct1 thing

EzDocs took 8 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records