Dipak Vaman Kirtane
the challan is done — these are for the IGR filing / KYC
- GPay ₹18,100 announced at 05:33 has not settled into the PNB account (due 09:33). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010914628202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper26 Sep, 17:46 · 17d ago THE FIRST MAIL — how this case began
[cid:62c8a4b0-2529-4237-8dab-98d043c96d0d]
Kindly Share challan on high priority
Loan Amount—20 Lakh
All needed documents attached for your reference.
Need challans on very high priority.
26 Sep, 18:37 · 17d ago
Team,
We acknowledge the receipt of your mail documents and payment .We will
initiate the challan for the same. For noi filing we need index 2 copy and
colour selfie photo of applicants.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
26 Sep, 18:38 · 17d ago
Team,
We acknowledge the receipt of your mail documents and payment .We will
initiate the challan for the same. For noi filing we need index 2 copy and
colour selfie photo of applicants.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
26 Sep, 18:44 · 17d ago
Team,
Please find the challan attached for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Technical report | image.png | filed | 17d ago |
| Payment screenshot | IMG-20260926-WA0035.jpg | filed | 17d ago |
| Sanction letter | KFSLetter_77000360184.pdf | filed | 17d ago |
| Aadhaar card+ PAN card inside+ Selfie / photo inside | kirtane kyc pdf.pdf | filed | 17d ago |
| Paid challan (GRAS) | DIPAK VAMAN KIRTNE EchallanMH010914628202627E.pdf | filed | 17d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹18,070.72
VERIFIED — money received
₹18,050 038858242539
27 Sep 11:03:00
27 Sep 11:03:43
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,010 | ₹10,010 | ₹350 | ₹1,700 | ₹18,070 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
FLAT NO 407 4TH FLOOR BUILDING B ISHA ERIKA, SR NO127 HISSA 2A/12 A/2 2B OFF DSK VISHWA ROAD, MAUJE DHAYARI TALUKA HAVELI DIST PUNE
FLAT NO 407 4TH FLOOR BUILDING B ISHA ERIKA SR NO 127 HISSA 2A/12 A/2 2B MAUJE DHAYARI TALUKA HAVELI DIST PUNE
411041
FLAT NO 407 4TH FLOOR BUILDING B ISHA ERIKA SR NO 127 HISSA 2A/12 A/2 2B MAUJE DHAYARI TALUKA HAVELI
DIST PUNE
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Pragati Dipak Kirtane | RURPK2250J | …0429 |
| mortgagor | DIPAK VAMAN KIRTNE | JMVPK2972M |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | sarika.patil@icicihfc.com | 17d ago |
| Index II chase | sarika.patil@icicihfc.com | 13d ago |
| Index II chase | sarika.patil@icicihfc.com | 10d ago |
| Index II chase | sarika.patil@icicihfc.com | 8d ago |
| Index II chase | sarika.patil@icicihfc.com | 5d ago |
What the engine read from each document — check anything marked in red
038858242539
2026-09-26
17:35
18050
UPI
7715973535@okbizaxis
EZDOCS
raw reading (for Abhijit)
{'utr': '038858242539', 'date': '2026-09-26', 'time': '17:35', 'amount': 18050, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}True
PROPERTY ADDRESS
loan_ref: 77000360184; report_id: HRQ-26-163469; customer_name: Dipak Vaman Kirtne
1
taken: legal; legal_address: Flat No 407 4th Floor Building B Isha Erika Sr No 127 Hissa 2a/12 A/2 2b Mauje Dhayari Taluka Haveli Dist Pune; property_address: Flat No 407 4th Floor Building B Isha Erika, Sr No127 Hissa 2
pin: 411041; state: Maharashtra; taluka: Haveli; flat_no: Flat No 407; district: Pune; floor_no: 4th Floor; landmark: Vadgaon Bk, Near Birds Valley And Nakshatram Society; full_address: Flat No 407, 4th Floor, Building B
Flat No 407 4th Floor Building B Isha Erika Sr No 127 Hissa 2a/12 A/2 2b Mauje Dhayari Taluka Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000360184', 'report_id': 'HRQ-26-163469', 'customer_name': 'Dipak Vaman Kirtne'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No 407 4th Floor Building B Isha Erika Sr No 127 Hissa 2a/12 A/2 2b Mauje Dhayari Taluka Haveli Dist Pune', 'property_address': 'Flat No 407 4th Floor Building B Isha Erika, Sr No127 Hissa 2a/12 A/2 2b Off Dsk Vishwa Road, Mauje Dhayari Taluka Haveli Dist Pune'}, 'property_address': {'pin': '411041', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No 407', 'district': 'Pune', 'floor_no': '4th Floor', 'landmark': 'Vadgaon Bk, Near Birds Valley And Nakshatram Society', 'full_address': 'Flat No 407, 4th Floor, Building B Isha Erika, Sr No 127 Hissa 2a/12 A/2 2b, Mauje Dhayari, Taluka Haveli, Dist Pune, Maharashtra, 411041', 'village_city': 'Mauje Dhayari', 'building_name': 'Building B Isha Erika', 'survey_or_cts_no': 'Sr No 127 Hissa 2a/12 A/2 2b'}, 'security_address_verbatim': 'Flat No 407 4th Floor Building B Isha Erika Sr No 127 Hissa 2a/12 A/2 2b Mauje Dhayari Taluka Haveli Dist Pune'}77000360184
True
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
1.0
2000000.0
2000000.0
9.05
17/09/2026
dipakkirtane777@gmail.com
DIPAK VAMAN KIRTNE, PRAGATI DIPAK KIRTANE
False
8378079293
False
Sanctioned Loan amount (in Rupees)
False
Maharashtra mitra mandal, dhairy pune manjula society flat no 501, A.R. Shala, Pune City West, PUNE, MAHARASHTRA, IN, 411004
raw reading (for Abhijit)
{'lan': '77000360184', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'final_amount': 2000000.0, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '17/09/2026', 'letter_version': None, 'applicant_email': 'dipakkirtane777@gmail.com', 'applicant_names': ['DIPAK VAMAN KIRTNE', 'PRAGATI DIPAK KIRTANE'], 'printed_altered': False, 'applicant_mobile': '8378079293', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Maharashtra mitra mandal, dhairy pune manjula society flat no 501, A.R. Shala, Pune City West, PUNE, MAHARASHTRA, IN, 411004'}2006-06-27
Pragati Dipak Kirtane
pin: 414113; area: Ekanathwadi; state: Maharashtra; district: ahmednagar; post_office: munguswade; village_city: Ahmadnagar
True
0429
raw reading (for Abhijit)
{'dob': '2006-06-27', 'pan': None, 'name': 'Pragati Dipak Kirtane', 'mobile': None, 'address': {'pin': '414113', 'area': 'Ekanathwadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'ahmednagar', 'post_office': 'munguswade', 'village_city': 'Ahmadnagar'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0429', 'quality_issue': None}1995-03-10
JMVPK2972M
DIPAK VAMAN KIRTNE
True
VAMAN PIRAJI KIRTANE
raw reading (for Abhijit)
{'dob': '1995-03-10', 'pan': 'JMVPK2972M', 'name': 'DIPAK VAMAN KIRTNE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VAMAN PIRAJI KIRTANE', 'aadhaar_last4': None, 'quality_issue': None}bank: YES BANK; kind: payment_screenshot; payments: [{'utr': '038858242539', 'date': '2026-09-26', 'page': 1, 'time': '17:35', 'payee': 'EZDOCS', 'amount': 18050.0, 'direction': 'debit', 'narration': 'T260926173504614540
raw reading (for Abhijit)
{'payments_inside': {'bank': 'YES BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '038858242539', 'date': '2026-09-26', 'page': 1, 'time': '17:35', 'payee': 'EZDOCS', 'amount': 18050.0, 'direction': 'debit', 'narration': 'T2609261735046145407268', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9599', 'account_holder': None}}MH010914628202627E
411041
16020.0
6(1)
False
03006172026092601213
PUNE
PUNE
JMVXXXXXXM
FLAT NO 407 4TH FLOOR BUILDING B ISHA ERIKA SR NO 127 HISSA NO 2A/12 A/2 2B OFF
DIPAK VAMAN KIRTNE
HVL22_HAVELI 22 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX9293
26/09/2026-18:42:14
VISHWA ROAD MAUJE DHAYARI TAL HAVELI DIST PUNE
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
2000000
raw reading (for Abhijit)
{'grn': 'MH010914628202627E', 'pin': '411041', 'total': 16020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092601213', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'JMVXXXXXXM', 'flat_block': 'FLAT NO 407 4TH FLOOR BUILDING B ISHA ERIKA SR NO 127 HISSA NO 2A/12 A/2 2B OFF', 'payer_name': 'DIPAK VAMAN KIRTNE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000', 'scheme_rows': [{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9293', 'payment_date': '26/09/2026-18:42:14', 'road_locality': 'VISHWA ROAD MAUJE DHAYARI TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2000000'}Technical record (for Abhijit — safe to ignore)
| 5d ago | system:emails | email_shadowed:index2_chase | {'to': 'sarika.patil@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360184) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 5d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 8d ago | system:emails | email_shadowed:index2_chase | {'to': 'sarika.patil@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360184) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 8d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 10d ago | system:emails | email_shadowed:index2_chase | {'to': 'sarika.patil@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360184) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 10d ago | system:emails | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']} |
| 10d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 13d ago | system:emails | email_shadowed:index2_chase | {'to': 'sarika.patil@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360184) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 15d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed JMxxxxxxXM — no paper on the |
| 15d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '231748', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 16d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '22a99ef63c611a43', 'docs': ['image.png', 'KFSLetter_77000360184.pdf', 'kirtane kyc pdf.pdf'], 'loan': {'amount': 2000000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'sanction_letter', 'quot |
| 16d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '570a5fd7bfc74e1a', 'docs': ['image.png', 'KFSLetter_77000360184.pdf', 'kirtane kyc pdf.pdf'], 'loan': {'amount': 2000000, 'made_of': [{'what': 'Sanctioned Loan amount', 'paper': 'sanction_letter', |
| 16d ago | system:reconcile | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 16d ago | system:payments | sms_matched_late | {'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 18100.0, 'method': 'amount_match+pay |
| 16d ago | system:payments | payment_verified | {'utr': '038858242539', 'delta': 29.28, 'method': 'amount_match+payee_road', 'paid_at': '2026-09-27T05:33:00+00:00', 'expected': 18070.72, 'received': 18100.0, 'confidence': 'medium'} |
| 16d ago | system:payments | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 17d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'ac360df27edc6e8b', 'docs': ['image.png', 'KFSLetter_77000360184.pdf', 'kirtane kyc pdf.pdf'], 'loan': {'amount': 2000000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'sanction_letter', 'quot |
| 17d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '7b38489d650da528', 'docs': ['image.png', 'KFSLetter_77000360184.pdf', 'kirtane kyc pdf.pdf'], 'loan': {'amount': 2000000, 'made_of': [{'what': 'Sanctioned Loan amount', 'paper': 'KFSLetter_77000360 |
| 17d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '8ea59e6c0fe68eab', 'docs': ['image.png', 'KFSLetter_77000360184.pdf', 'kirtane kyc pdf.pdf'], 'loan': {'amount': 2000000, 'made_of': [{'what': 'Sanctioned Loan amount', 'paper': 'sanction_letter', |
| 17d ago | system:ingest | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'DIPAK VAMAN KIRTNE', 'party_id': '3c2f4719-d01b-4e5c-9d |
| 17d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared'], 'mai |
| 17d ago | system:ingest | filing_waits_on_title_doc | {'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran |
| 17d ago | system:ingest | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DIPAK VAMAN KIRTNE EchallanMH010914628202627E.pdf', 'kind': 'pai |
| 17d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DIPAK VAMAN KIRTNE |
| 17d ago | system:extract | challan_verified_against_case | {'grn': 'MH010914628202627E', 'file': 'DIPAK VAMAN KIRTNE EchallanMH010914628202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 17d ago | system:extract | challan_extracted | {'grn': 'MH010914628202627E', 'file': 'DIPAK VAMAN KIRTNE EchallanMH010914628202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16020.0} |
| 17d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 3, 'summary': |
| 17d ago | copilot:KUNAL | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 17d ago | copilot | copilot_check_ok | {'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []} |
| 17d ago | system:extract | challan_boxes_by_rules | {'fp': '02dd0f30cc91597f', 'why': "the reader wrote words the base paper does not print (SURVEY) — the paper's own words are typed, as printed"} |