⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02599

DEEPAK A CHAUDHARI

LAN HOU/ARNG/0826/5186133 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Paid challan (GRAS)open

✓MOTD — inside DOC-20260926-WA0030.pdfopen

✓Aadhaar card — inside DOC-20260926-WA0030.pdfopen

✓PAN card — inside DOC-20260926-WA0030.pdfopen

✓Selfie / photo — inside DOC-20260926-WA0030.pdfopen

✓Payment screenshot — money verified — inside DOC-20260926-WA0030.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (4)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹8,240.30CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹8,200 receivedby the amount alone

Stamp duty 0.3%2,410

Registration fee 0.5%4,010

Government handling320

Our service fee1,500.30

Total we ask for8,240.30

the branch’s receipt claims ₹8,200

paid 1 Oct 18:40:34 · verified 1 Oct 18:40:36 · 2 s later

How we know

Our own bank told us — 1 Oct 18:40

₹8,200 · UTR 627438163284 · from JM-HDFCBN-S

“Successful! You have received Rs. 8200.00 via HDFC Bank SmartHub Vyapar from ANIL SIDDH. RRN-627438163284, Check: https://1.hdfc.bank.in/HDFCBK/s/npVeZ7K2”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it

By law ₹8,220. We ask ₹8,240 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 54 minour time (made after working hours) · 27 Sep 13:14

Index II —not yet

the NOI team 14 dthe branch 4 d 5 htotal 18 d 6 h so far

Now with the NOI team — e-filing on IGR

since 1 Oct 18:40 — 13 d 21 h of working time

Day by day — every step and who held it

27 Sep 10:19Your branch's mail

27 Sep 10:21Papers read+1 min · the NOI team

27 Sep 10:21Property readat once

27 Sep 10:21Fee quoted+1 min · the NOI team

27 Sep 13:14Challan made+2 h 52 min · the NOI team

1 Oct 18:40Payment landed+4 d 5 h · the branch

1 Oct 18:40Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹8,00,000

Loan account no.

HOU/ARNG/0826/5186133

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

AURANGABAD

Taluka

AURANGABAD

Village

DHARAMPUR

Number type

GAT

Number

Building

NAGESHWAR HOS SOCIETY

Floor

(empty)

Flat / shop no

Area

(empty)

Hadd

DHARAMPUR

Read from the sanction letter, not the Index II. DOC-20260926-WA0030.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — Property: residence vs security: this case (the branch's mail) says Building = NAGESHWAR HOS SOCIETY, Flat no = 21, road = 0.6 MTR.WIDE ROAD; the sanction letter says Security: Plot No 21, Gut No 16, Mauje Dharampur, Aurangabad. Our internal file has mixed up the borrower's home address at Nageshwar Hos Society with the mortgaged property at Mauje Dharampur. Filing with the wrong building name will make the notice invisible on the real property. Update the e-filing and challan property boxes to reflect the actual mortgaged property (Plot No 21, Gut No 16, Mauje Dharampur) and remove the residence address details.

• DO NOT SAVE — Wrong co-mortgagor on file: this case (the branch's mail) says co_mortgagor: Deepak Ashokrao Chaudhan; the MOTD Schedule A says 2. VAISHALI SURESH SONWANE. Our file lists a corrupted duplicate of the borrower (Deepak Ashokrao Chaudhan) as the co-mortgagor instead of the actual co-owner Vaishali Suresh Sonwane. The notice must name the actual owners who executed the mortgage. Replace Deepak Ashokrao Chaudhan with Vaishali Suresh Sonwane as the co-mortgagor in the e-filing.

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• person 1's mobile: the case's 7741010682 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers — 2 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty: residence vs security

This case (the branch's mail)	building_name = NAGESHWAR HOS SOCIETY, flat_no = 21, road = 0.6 MTR.WIDE ROAD
The sanction letter	Security: Plot No 21, Gut No 16, Mauje Dharampur, Aurangabad Plot No 21, Gut No 16, Mauje Dharampur, Aurangabad, Aurangabad, MAHARASHTRA. India, 431001

Why it matters: Our internal file has mixed up the borrower's home address at Nageshwar Hos Society with the mortgaged property at Mauje Dharampur. Filing with the wrong building name will make the notice invisible on the real property.

What to do: Update the e-filing and challan property boxes to reflect the actual mortgaged property (Plot No 21, Gut No 16, Mauje Dharampur) and remove the residence address details.

STOPWrong co-mortgagor on file

This case (the branch's mail)	co_mortgagor: Deepak Ashokrao Chaudhan
The MOTD Schedule A	2. VAISHALI SURESH SONWANE VAISHALI SURESH SONWANE

Why it matters: Our file lists a corrupted duplicate of the borrower (Deepak Ashokrao Chaudhan) as the co-mortgagor instead of the actual co-owner Vaishali Suresh Sonwane. The notice must name the actual owners who executed the mortgage.

What to do: Replace Deepak Ashokrao Chaudhan with Vaishali Suresh Sonwane as the co-mortgagor in the e-filing.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 (2026-09-27) “Pls help for NOI filing.”

✓ fee paid — the branch's words — done, mail 2 (2026-09-27) “We acknowledge the receipt of your mail documents and payment.”

⏳ challan made — promised, mail 2 (2026-09-27) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-27) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-27) “For NOI filing, We need an index 2 copy.”

read over 4 mail(s), last mail 2026-09-27 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010927293202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02599 | HOU/ARNG/0826/5186133

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5186133) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 14 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AW amol.wakekar@pnbhousing.com pnbhousing.com
27 Sep, 10:19 · 18d ago THE FIRST MAIL — how this case began

DEEPAK A CHAUDHARI - HOU/ARNG/0826/5186133

📎 image002.jpg ↗📎 image001.jpg ↗📎 DOC-20260926-WA0030.pdf ↗

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

🤖 read: asks for a status; documents attached — “Pls help for NOI filing.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 11:54 · 18d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 10:20, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 13:15 · 18d ago

📎 DEEPAK A CHAUDHARI EchallanMH0109272932026 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 11:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sun, 27 Sept 2026 at 10:20, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 13:17 · 18d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 11:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sun, 27 Sept 2026 at 10:20, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image002.jpg	filed	18d ago
Other	image001.jpg	filed	18d ago
Sanction letter+ MOTD inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside	DOC-20260926-WA0030.pdf	filed	18d ago
Paid challan (GRAS)	DEEPAK A CHAUDHARI EchallanMH010927293202627E.pdf	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹8,240.30

Where it stands
VERIFIED — money received

Screenshot claims
₹8,200

Paid at
1 Oct 18:40:34

Verified on
1 Oct 18:40:36

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹2,410	₹4,010	₹320	₹1,500	₹8,240

By law ₹8,220. We ask ₹8,240 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

37 of 46 e-filing boxes readyOpen the verification page →

Empty: Floor, Area, PAN (person 1), Mobile (person 1), E-mail (person 1), Floor (person 1) …

23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (DOC-20260926-WA0030.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO 21, GUT NO 16, MAUJE DHARAMPUR, AURANGABAD, AURANGABAD, MAHARASHTRA, 431001

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DOC-20260926-WA0030.pdf

the address
{'PIN': '431001', 'AREA': 'NAWJEEWAN COLONY', 'FLAT': 'F1/5', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'N-11 HUDCO', 'DISTRICT': 'AURANGABAD', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AURANGABAD'}

THE CHALLAN, as it will be typed

Flat/Survey Number
21 NAGESHWAR HOS SOCIETY GAT NO 16 PLOT NO 22

Locality/Road
0 6 MTR WIDE ROAD DHARAMPUR OPEN SPACE

Area/City
AURANGABAD

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	Deepak Ashokrao Chaudhan		…5415
mortgagor	DEEPAK A CHAUDHARI	AIQPC8820L

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
questions for the branch — what the papers leave open	amol.wakekar@pnbhousing.com	18d ago
documents acknowledged	amol.wakekar@pnbhousing.com	18d ago
questions for the branch — what the papers leave open	amol.wakekar@pnbhousing.com	18d ago
Index II chase	amol.wakekar@pnbhousing.com	16d ago
Index II chase	amol.wakekar@pnbhousing.com	13d ago
Index II chase	amol.wakekar@pnbhousing.com	10d ago
Index II chase	amol.wakekar@pnbhousing.com	7d ago
Index II chase	amol.wakekar@pnbhousing.com	3d ago

What EzDocs read from each document — check anything marked in red

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter DOC-20260926-WA0030.pdf needs your check

lan
HOU/ARNG/0826/5186133

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'DEEPAK A CHAUDHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHALI SURESH SONWANE', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

loan amount
800000

final amount
800000

interest rate
13.15

sanction date
11-Sep-2026

letter version
4

applicant email
deepakachaudhari@gmail.com

applicant names
DEEPAK A CHAUDHARI, VAISHALI SURESH SONWANE

printed altered
False

applicant mobile
7741010682

balance transfer
False

property address
pin: 431001; state: MAHARASHTRA; taluka: AURANGABAD; Flat no: 21; district: AURANGABAD; Address: PLOT NO 21, GUT NO 16, MAUJE DHARAMPUR, AURANGABAD, AURANGABAD, MAHARASHTRA, 431001; Village: DHARAMPUR; survey_o

insurance premium
0

final amount label
Total Loan Amount

includes insurance
False

total with insurance
800000

security address verbatim
Plot No 21, Gut No 16, Mauje Dharampur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001

applicant address verbatim
N/A N 11 M 4/9, NAGESHWAR HOS SOCIETY AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India

raw reading (for Abhijit)

{'lan': 'HOU/ARNG/0826/5186133', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DEEPAK A CHAUDHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHALI SURESH SONWANE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 800000, 'final_amount': 800000, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '11-Sep-2026', 'letter_version': '4', 'applicant_email': 'deepakachaudhari@gmail.com', 'applicant_names': ['DEEPAK A CHAUDHARI', 'VAISHALI SURESH SONWANE'], 'printed_altered': False, 'applicant_mobile': '7741010682', 'balance_transfer': False, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'AURANGABAD', 'flat_no': '21', 'district': 'AURANGABAD', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 21, GUT NO 16, MAUJE DHARAMPUR, AURANGABAD, AURANGABAD, MAHARASHTRA, 431001', 'village_city': 'DHARAMPUR', 'building_name': None, 'survey_or_cts_no': '16'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 800000, 'security_address_verbatim': 'Plot No 21, Gut No 16, Mauje Dharampur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'applicant_address_verbatim': 'N/A N 11 M 4/9, NAGESHWAR HOS SOCIETY AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India'}

Sanction letter DOC-20260926-WA0030.pdf needs your check

dob
1983-06-10

pan
AIQPC8820L

name
DEEPAK A CHAUDHARI

legible
True

father name
ASHOKRAO MANIKRAO CHAUDHARI

raw reading (for Abhijit)

{'dob': '1983-06-10', 'pan': 'AIQPC8820L', 'name': 'DEEPAK A CHAUDHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOKRAO MANIKRAO CHAUDHARI', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter DOC-20260926-WA0030.pdf needs your check

dob
1983-06-10

name
Deepak Ashokrao Chaudhan

mobile
7741010682

address
pin: 431001; area: NAWJEEWAN COLONY; flat: F1/5; state: Maharashtra; building: N-11 HUDCO; district: Aurangabad; Village: Aurangabad

legible
True

father name
Ashokrao Chaudhari

aadhaar last4
5415

raw reading (for Abhijit)

{'dob': '1983-06-10', 'pan': None, 'name': 'Deepak Ashokrao Chaudhan', 'mobile': '7741010682', 'address': {'pin': '431001', 'area': 'NAWJEEWAN COLONY', 'flat': 'F1/5', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'N-11 HUDCO', 'district': 'Aurangabad', 'post_office': None, 'village_city': 'Aurangabad'}, 'legible': True, 'father_name': 'Ashokrao Chaudhari', 'aadhaar_last4': '5415', 'quality_issue': None}

Sanction letter DOC-20260926-WA0030.pdf needs your check

amount words
INR 800000 (Rupees EIGHT CAICH Only)

secured amount
800000.0

raw reading (for Abhijit)

{'amount_words': 'INR 800000 (Rupees EIGHT CAICH Only)', 'secured_amount': 800000.0}

Sanction letter DOC-20260926-WA0030.pdf needs your check

payments inside
payments: [{'utr': None, 'date': '2026-09-26', 'page': 7, 'time': '17:01', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8200.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}]

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': None, 'date': '2026-09-26', 'page': 7, 'time': '17:01', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8200.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}]}}

Sanction letter DOC-20260926-WA0030.pdf needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-26', 'page': 7, 'time': '17:01', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8200.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'suc

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-26', 'page': 7, 'time': '17:01', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8200.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) DEEPAK A CHAUDHARI EchallanMH010927293202627E.pdf needs your check

grn
MH010927293202627E

pin
431001

total
6420.0

article
6(1)

defaced
False

bank cin
03006172026092700233

district
CHHATRAPATI SAMBHAJINAGAR

area city
AURANGABAD

payer pan
AIQXXXXXXL

flat block
PLOT NO 21 GUT NO 16 MAUJE DHARAMPUR

payer name
DEEPAK A CHAUDHARI

sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=800000

scheme rows
{'amount': 2410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0682

payment date
27/09/2026-13:14:01

road locality
AURANGABAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
800000

raw reading (for Abhijit)

{'grn': 'MH010927293202627E', 'pin': '431001', 'total': 6420.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700233', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'AIQXXXXXXL', 'flat_block': 'PLOT NO 21 GUT NO 16 MAUJE DHARAMPUR', 'payer_name': 'DEEPAK A CHAUDHARI', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=800000', 'scheme_rows': [{'amount': 2410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0682', 'payment_date': '27/09/2026-13:14:01', 'road_locality': 'AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '800000'}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter DOC-20260926-WA0030.pdf needs your check

dob
1983-06-10

name
Deepak Ashokrao Chaudhan

page
4

mobile
7741010682

address
pin: 431001; area: NAWJEEWAN COLONY; flat: F1/5; state: Maharashtra; building: N-11 HUDCO; district: Aurangabad; Village: Aurangabad

legible
True

card kind
aadhaar

card of many
1

aadhaar last4
5415

raw reading (for Abhijit)

{'dob': '1983-06-10', 'pan': None, 'name': 'Deepak Ashokrao Chaudhan', 'page': 4, 'mobile': '7741010682', 'address': {'pin': '431001', 'area': 'NAWJEEWAN COLONY', 'flat': 'F1/5', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'N-11 HUDCO', 'district': 'Aurangabad', 'post_office': None, 'village_city': 'Aurangabad'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '5415', 'quality_issue': None}

Sanction letter DOC-20260926-WA0030.pdf needs your check

dob
1983-06-10

pan
AIQPC8820L

name
DEEPAK A CHAUDHARI

page
5

legible
True

card kind
pan

father name
ASHOKRAO MANIKRAO CHAUDHARI

card of many
2

applicant address from462
read again off the letter's pages (page 1, Address row)

applicant address verbatim
N 11 M 4/9, NAGESHWAR HOS SOCIETY AURANGABAD, AURANGABAD, MAHARASHTRA, 431001, Aurangabad, India

raw reading (for Abhijit)

{'dob': '1983-06-10', 'pan': 'AIQPC8820L', 'name': 'DEEPAK A CHAUDHARI', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'ASHOKRAO MANIKRAO CHAUDHARI', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'applicant_address_verbatim': 'N 11 M 4/9, NAGESHWAR HOS SOCIETY AURANGABAD, AURANGABAD, MAHARASHTRA, 431001, Aurangabad, India'}

Technical record (for Abhijit — safe to ignore)

26m ago	EzDocs	letter_home_read462	{'fp': 'doc:463f615d-e5bc-4484-9cd4-9cfb3a270063', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'DOC-20260926-WA0030.pdf', 'asked': True, 'found': Tru
3d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5186133) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
3d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5186133) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5186133) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5186133) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
13d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
13d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
13d ago	EzDocs	payment_verified	{'utr': '627438163284', 'why': "paid ₹8,200, ₹40 under our ask of ₹8,240 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted as
13d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
15d ago	EzDocs	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'DOC-20260926-WA0030.pdf', 'cards': 2, 'doc_id': '463f615d-e5bc-4484-9cd4-9cfb3a270063', 'applied': 0}
15d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': 'cc030050-7483-4a4e-9369-3edd584cc415', 'fetched': True}
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'c5dff8e80418566b', 'docs': ['DOC-20260926-WA0030.pdf'], 'loan': {'amount': 800000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'sanction letter', 'quote': 'INR 800000 (INR Eight Lakh On
16d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5186133) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AIxxxxxxXL — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '264371', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '44db0c48b45cdf14', 'docs': ['DOC-20260926-WA0030.pdf'], 'loan': {'amount': 800000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'INR 800000 (INR Eight Lakh Only)', 'amou
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '44db0c48b45cdf14', 'docs': ['DOC-20260926-WA0030.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'Loan Amount INR 800000 (INR Eight Lakh Onl
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '58cf2baf26e7d3c9', 'docs': ['DOC-20260926-WA0030.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'Loan Amount', 'paper': 'the sanction letter', 'quote': 'Loan Amount INR 800000 (INR Eight Lakh
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'dc94aa17933de36a', 'docs': ['DOC-20260926-WA0030.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'Total Loan Amount', 'paper': 'Sanction Letter', 'quote': 'Total Loan Amount INR 800000 (INR Ei
18d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'AURANGABAD'"]}
18d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '729b7189-e7f3-42a4-93e4-5aa10791c7e6'}
18d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared'], 'mai
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'bf25c8275abc408e', 'docs': ['DOC-20260926-WA0030.pdf'], 'loan': {'amount': 800000, 'made_of': [{'what': 'Loan Amount', 'paper': 'SANCTION LETTER', 'quote': 'INR 800000 (INR Eight Lakh Only)', 'amou
18d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹8,200 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

12 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02599 | HOU/ARNG/0826/5186133

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02599 | HOU/ARNG/0826/5186133

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02599 | HOU/ARNG/0826/5186133

10:00

An old draft withdrew itself — its asks were already answered

10:00

2 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02599 | HOU/ARNG/0826/5186133

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct2 things — 2 steps

Payment verified against the credit in our account

The challan can be made now — money is no longer the wait.