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Cases / NOI-2026-03401

Vijay Sadashiv Metkari

LAN 77000352650 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

The made challan does not match the case: stamp duty on the challan is 18860/15000 — the case works out Rs.18850; challan total Rs.33860 — the case works out Rs.33850; consideration (CA) on the challan Rs.6284000 — the loan amount is Rs.6280000 — open the challan file and check before anything is shared.

✓Aadhaar cardopen

✓PAN cardopen

✓Technical reportopen

✓Sanction letteropen

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓Bank's calculation sheet — inside KFSLetter_77000352650 (1).pdfopen

✓Property address — verified by the engine, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

Needs your eyes

Challan on file does not agree with the case. Open it before paying or sharing.
GPay ₹35,902 announced at 06:28 has not settled into the PNB account (due 10:28). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹35,910.02CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹35,902 receivedthe figure the branch wrote

Stamp duty 0.3%18,850

Registration fee 0.5%15,000

Government handling350

Our service fee1,700

Total we ask for35,910.02

the branch’s receipt claims ₹35,902 075762840986

paid 12 Oct 11:58:00 · verified 12 Oct 12:53:05 · 55 min later

How we know

Our own bank told us — 12 Oct 11:58

₹35,902 · from GPAY-BIZ

“₹35,902 received from VIJAY S M at 11:58 am”

Matched by: equals the figure the branch wrote in its own mail · the payer is the applicant himself — his own fee

By law ₹35,902. We ask ₹35,900 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹35,902 — accept as full (₹8.02 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 40 minour time · 12 Oct 13:21

Index II —not yet

the NOI team 1 d 12 htotal 1 d 12 h so far

Now with the NOI team — e-filing on IGR

since 12 Oct 13:21 — 1 d 11 h of working time

Day by day — every step and who held it

12 Oct 12:41Your branch's mail

12 Oct 12:41Payment landedat once

12 Oct 12:53Papers read+11 min · the NOI team

12 Oct 12:53Property readat once

12 Oct 12:53Papers readat once

12 Oct 12:53Fee quotedat once

12 Oct 12:53Papers readat once

12 Oct 12:53Payment verifiedat once

12 Oct 12:53Papers readat once

12 Oct 12:53Ready for the challan+1 min · the NOI team

12 Oct 13:21Challan made+28 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹62,80,000

Loan account no.

77000352650

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Pune

Taluka

Haveli

Village

Charholi

Number type

SURVEY

Number

22/1(P)

Building

Boston D E F, Building F

Floor

14th

Flat / shop no

Flat No. 1403

Area

67.44

Hadd

Pune

Read from the technical report, not the Index II. HRQ-26-160125_INDProcessRequest_2500320261012123831038.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• DO NOT SAVE — the loan: the paid challan (₹33,860, GRN MH011808506202627E) was worked on a loan of ₹62,81,669–₹62,85,001; this case holds ₹62,80,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 19 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• Loan Amount: 62,84,000 — the figure the paid challan prints (VIJAY SADASHIV METKARI EchallanMH0118085, GRN MH011808506202627E); the case holds 62,80,000. The notice is filed on the challan that was paid.

• changed — local body name: the case held PUNE; filled PUNE MUNICIPAL CORPORATION — the whole-file reading, from Technical Report, reads it so

• changed — flat no: the case held FLAT NO. 1403; filled 1403 — the whole-file reading, from Technical Report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011808506202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

77000352650 -APPLICANT NAME – VIJAY SADASHIV METKARI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantVijay Sadashiv Metkari

LAN77000352650

Loan AmtRs. 62,80,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Bank's calculation sheet, Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 35,902.00 stands VERIFIED against the credit in our account on 12-Oct-2026 (UTR: -). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DK dhannjay.kumar@icicihfc.com icicihfc.com
12 Oct, 12:41 · 1d ago THE FIRST MAIL — how this case began

77000352650 -APPLICANT NAME – VIJAY SADASHIV METKARI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 IMG-20260902-WA0010.jpg ↗📎 Vijay M - Pan Card.pdf ↗📎 Vijay M - Aadhar Card.pdf ↗📎 HRQ-26-160125_INDProcessRequest_2500320261 ↗📎 KFSLetter_77000352650 (1).pdf ↗📎 IMG-20260902-WA0012.jpg ↗📎 IMG-20260902-WA0013.jpg ↗📎 IMG-20260902-WA0009.jpg ↗📎 image.png ↗📎 IMG-20261012-WA0002.jpg ↗

Dear Team,

In caption case, payment is done all required documents with technical report attached on mail.

Customer nameVIJAY SADASHIV METKARI

Loan account (LAN)77000352650

Loan amount₹62,84,000

Stamp duty 0.30%₹18,852

Registration fee 0.50%₹15,000

DHC₹350

Total₹35,902

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✗ IINDEX II COPY | LSR | SALE DEED — pending
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

Please check and share receipt.

If anything, more required, please inform.

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

VISHRANTWADI

CASE TYPE (PLS MENTION IT )

BUILDER PURCHASE HL

NOI SERIVCE FEE1700

Regards,
Dhannjay Kumar
8873478457

[https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg]

🤖 read: asks for a payment receipt; says the fee is paid ₹35,902 ✓; documents attached; note: BUILDER PURCHASE HL — “payment is done all required documents with technical report attached on mail.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 13:24 · 1d ago

📎 VIJAY SADASHIV METKARI EchallanMH011808506 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 12:42, Dhannjay Kumar / /ICICIHFC/ <
dhannjay.kumar@icicihfc.com> wrote:

Dear Team,

In caption case, payment is done all required documents with technical
report attached on mail.

Please check and share receipt.

*If anything, more required, please inform.*

*CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*
*APPLICANT NAME*
*VIJAY SADASHIV METKARI*
*LAN NO*
*77000352650*
*CASE INITIATION BRANCH NAME*
*VISHRANTWADI*
*CASE TYPE (PLS MENTION IT )*
*BUILDER PURCHASE HL*

*LOAN AMOUNT WITH INSURANCE*
*6284000*
*0.30%*
*18852*
*0.50%*
*15000*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*35,902*

**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*PENDING*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*

*Regards,*
*Dhannjay Kumar*
*8873478457*

[image:
https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg]

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 13:24 · 1d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 13:24, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Mon, 12 Oct 2026 at 12:42, Dhannjay Kumar  / /ICICIHFC/ < dhannjay.kumar@icicihfc.com > wrote:

Dear Team,

In caption case, payment is done all required documents with technical report attached on mail.

Please check and share receipt.

If anything, more required, please inform.

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

APPLICANT NAME

VIJAY SADASHIV METKARI

LAN NO

77000352650

CASE INITIATION BRANCH NAME

VISHRANTWADI

CASE TYPE (PLS MENTION IT )

BUILDER PURCHASE HL

LOAN AMOUNT WITH INSURANCE

6284000

0.30%

18852

0.50%

15000

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

35,902

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

PENDING

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

Regards,

Dhannjay Kumar

8873478457

🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	IMG-20260902-WA0010.jpg	filed	1d ago
PAN card	Vijay M - Pan Card.pdf	filed	1d ago
Aadhaar card+ PAN card inside	Vijay M - Aadhar Card.pdf	filed	1d ago
Technical report	HRQ-26-160125_INDProcessRequest_2500320261012123831038.pdf	filed	1d ago
Sanction letter+ Bank's calculation sheet inside	KFSLetter_77000352650 (1).pdf	filed	1d ago
PAN card	IMG-20260902-WA0012.jpg	filed	1d ago
Selfie / photo	IMG-20260902-WA0013.jpg	CANNOT BE READ — clear copy asked	1d ago
Selfie / photo	IMG-20260902-WA0009.jpg	filed	1d ago
Other	image.png	filed	1d ago
Payment screenshot	IMG-20261012-WA0002.jpg	filed	1d ago
Paid challan (GRAS)	VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹35,910.02

Where it stands
VERIFIED — money received

Screenshot claims
₹35,902 075762840986

Paid at
12 Oct 11:58:00

Verified on
12 Oct 12:53:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹18,850	₹15,000	₹350	₹1,700	₹35,900

By law ₹35,902. We ask ₹35,900 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

43 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Road (person 1), Mobile (person 2)

21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-160125_INDProcessRequest_2500320261012123831038.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P), Charholi Tal. Haveli Dist Pune 412105

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

HRQ-26-160125_INDProcessRequest_2500320261012123831038.pdf

Property Address line
FLAT NO. 1403, 14TH FLOOR, BUILDING F,BOSTON D E F,SURVEY NO 22/1(P),CHARHOLI TAL. HAVELI DIST PUNE 412105

Legal Address line
FLAT NO. 1403, 14TH FLOOR, BUILDING F, BOSTON D E F, SURVEY NO 22/1(P), CHARHOLI TAL. HAVELI DIST PUNE 412105

PIN
412105

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1403 14TH FLOOR BUILDING F BOSTON D E F SURVEY NO 22/1 P

Locality/Road
CHARHOLI TAL HAVELI DIST PUNE NEAR RADHABAI CHOWK

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VIJAY SADASHIV METKARI	AYMPK6932B	…8283
co_mortgagor	Poonam Vijay Metkari	HXEPM8390F	…9915

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	dhannjay.kumar@icicihfc.com	1d ago
acknowledgement	dhannjay.kumar@icicihfc.com	1d ago

What the engine read from each document — check anything marked in red

Aadhaar card IMG-20260902-WA0010.jpg needs your check

dob
1988-02-12

name
Poonam Vijay Metkari

legible
True

aadhaar last4
9915

raw reading (for Abhijit)

{'dob': '1988-02-12', 'pan': None, 'name': 'Poonam Vijay Metkari', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '9915', 'quality_issue': None}

PAN card Vijay M - Pan Card.pdf needs your check

dob
1987-01-13

pan
AYMPK6932B

name
VIJAY SADASHIV METKARI

legible
True

father name
SADASHIV METKARI

raw reading (for Abhijit)

{'dob': '1987-01-13', 'pan': 'AYMPK6932B', 'name': 'VIJAY SADASHIV METKARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SADASHIV METKARI', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Vijay M - Aadhar Card.pdf needs your check

dob
1987-01-13

name
विजय सदाशिव मेतकरी

mobile
7020322700

address
pin: 411015; area: Duttanagar, Dutta Mandir; flat: 14 Plot no 66; floor: third floor; state: Maharashtra; building: B.U.Bhandhari Skyline; district: Pune; village_city: Dighi

legible
True

aadhaar last4
8283

raw reading (for Abhijit)

{'dob': '1987-01-13', 'pan': None, 'name': 'विजय सदाशिव मेतकरी', 'mobile': '7020322700', 'address': {'pin': '411015', 'area': 'Duttanagar, Dutta Mandir', 'flat': '14 Plot no 66', 'road': None, 'floor': 'third floor', 'state': 'Maharashtra', 'building': 'B.U.Bhandhari Skyline', 'district': 'Pune', 'post_office': None, 'village_city': 'Dighi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8283', 'quality_issue': None}

Technical report HRQ-26-160125_INDProcessRequest_2500320261012123831038.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

area sq m
67.44

paper for
loan_ref: 77000352650; report_id: HRQ-26-160125; customer_name: Vijay Sadashiv Metkari

confidence
1.0

reading486
property

address lines
taken: legal; legal_address: Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P), Charholi Tal. Haveli Dist Pune 412105; property_address: Flat No. 1403, 14th Floor, Building F,,Boston D E F,Survey No

property address
pin: 412105; state: Maharashtra; taluka: Haveli; flat_no: Flat No. 1403; district: Pune; floor_no: 14th; landmark: Near Radhabai Chowk; full_address: Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P)

security address verbatim
Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P), Charholi Tal. Haveli Dist Pune 412105

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 67.44, 'paper_for': {'loan_ref': '77000352650', 'report_id': 'HRQ-26-160125', 'customer_name': 'Vijay Sadashiv Metkari'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P), Charholi Tal. Haveli Dist Pune 412105', 'property_address': 'Flat No. 1403, 14th Floor, Building F,,Boston D E F,Survey No 22/1(P),Charholi Tal. Haveli Dist Pune 412105'}, 'property_address': {'pin': '412105', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No. 1403', 'district': 'Pune', 'floor_no': '14th', 'landmark': 'Near Radhabai Chowk', 'full_address': 'Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P), Charholi Tal. Haveli Dist Pune 412105', 'village_city': 'Charholi', 'building_name': 'Boston D E F, Building F', 'survey_or_cts_no': 'Survey No 22/1(P)'}, 'security_address_verbatim': 'Flat No. 1403, 14th Floor, Building F, Boston D E F, Survey No 22/1(P), Charholi Tal. Haveli Dist Pune 412105'}

Aadhaar card Vijay M - Aadhar Card.pdf needs your check

dob
1987-01-13

name
Vijay Sadashiv Metkari

mobile
7020322700

address
pin: 411015; area: Duttanagar, Dutta Mandir; flat: 14 Plot no 66; state: Maharashtra; building: B.U.Bhandhari Skyline third floor; district: Pune; village_city: Dighi, Dighi

legible
True

aadhaar last4
8283

raw reading (for Abhijit)

{'dob': '1987-01-13', 'pan': None, 'name': 'Vijay Sadashiv Metkari', 'mobile': '7020322700', 'address': {'pin': '411015', 'area': 'Duttanagar, Dutta Mandir', 'flat': '14 Plot no 66', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'B.U.Bhandhari Skyline third floor', 'district': 'Pune', 'post_office': None, 'village_city': 'Dighi, Dighi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8283', 'quality_issue': None}

PAN card IMG-20260902-WA0012.jpg needs your check

dob
1988-02-12

pan
HXEPM8390F

name
POONAM VIJAY METKARI

legible
True

father name
NANDKUMAR SHELAKE

raw reading (for Abhijit)

{'dob': '1988-02-12', 'pan': 'HXEPM8390F', 'name': 'POONAM VIJAY METKARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NANDKUMAR SHELAKE', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo IMG-20260902-WA0013.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Sanction letter KFSLetter_77000352650 (1).pdf needs your check

lan
77000352650

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'VIJAY SADASHIV METKARI', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'POONAM VIJAY METKARI', 'role': 'co_applicant', 'label': 'Customer Name'}

loan type
Home Loan and Purchase/Improvement of Property

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.75% 9.15%p.a

loan amount
6280000

rate spread
-9.75

final amount
6280000

interest rate
9.15

sanction date
07/10/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
vijaymetkari@smartairsystems.in

applicant names
VIJAY SADASHIV METKARI, POONAM VIJAY METKARI

printed altered
False

applicant mobile
7020322700

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
B U Bhandhari Skyline third floor flat no 14, Plot no 66 Duttanagar Dutta Mandir Dighi, Dighi Camp, Pune City East, PUNE, MAHARASHTRA, IN, 411015

raw reading (for Abhijit)

{'lan': '77000352650', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'VIJAY SADASHIV METKARI', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'POONAM VIJAY METKARI', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.75% 9.15%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 6280000, 'rate_spread': -9.75, 'final_amount': 6280000, 'interest_rate': 9.15, 'quality_issue': None, 'sanction_date': '07/10/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'vijaymetkari@smartairsystems.in', 'applicant_names': ['VIJAY SADASHIV METKARI', 'POONAM VIJAY METKARI'], 'printed_altered': False, 'applicant_mobile': '7020322700', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'B U Bhandhari Skyline third floor flat no 14, Plot no 66 Duttanagar Dutta Mandir Dighi, Dighi Camp, Pune City East, PUNE, MAHARASHTRA, IN, 411015'}

Selfie / photo IMG-20260902-WA0009.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Other image.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20261012-WA0002.jpg needs your check

utr
075762840986

date
2026-10-12

time
11:57

amount
35902

method
UPI

payee upi
7715973535@okbizaxis

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': '075762840986', 'date': '2026-10-12', 'time': '11:57', 'amount': 35902, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Paid challan (GRAS) VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf needs your check

grn
MH011808506202627E

pin
412105

total
33860.0

article
6(1)

defaced
False

bank cin
03006172026101200564

district
PUNE

area city
CHARHOLI TAL HAVELI DIST PUNE

payer pan
AYMXXXXXXB

flat block
FLAT NO 1403 14TH FLOOR BUILDING F

payer name
VIJAY SADASHIV METKARI

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6284000

scheme rows
{'amount': 18860.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2700

payment date
12/10/2026-13:21:33

road locality
BOSTON D E F SURVEY NO 22/1 P

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
6284000

raw reading (for Abhijit)

{'grn': 'MH011808506202627E', 'pin': '412105', 'total': 33860.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200564', 'district': 'PUNE', 'area_city': 'CHARHOLI TAL HAVELI DIST PUNE', 'payer_pan': 'AYMXXXXXXB', 'flat_block': 'FLAT NO 1403 14TH FLOOR BUILDING F', 'payer_name': 'VIJAY SADASHIV METKARI', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6284000', 'scheme_rows': [{'amount': 18860.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2700', 'payment_date': '12/10/2026-13:21:33', 'road_locality': 'BOSTON D E F SURVEY NO 22/1 P', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '6284000'}

Paid challan (GRAS) VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf needs your check

grn
MH011808506202627E

pin
412105

total
33860.0

article
6(1)

defaced
False

bank cin
03006172026101200564

district
PUNE

area city
CHARHOLI TAL HAVELI DIST PUNE

payer pan
AYMXXXXXXB

flat block
FLAT NO 1403 14TH FLOOR BUILDING F

payer name
VIJAY SADASHIV METKARI

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6284000

scheme rows
{'amount': 18860.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2700

payment date
12/10/2026-13:21:33

road locality
BOSTON D E F SURVEY NO 22/1 P

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
6284000

raw reading (for Abhijit)

{'grn': 'MH011808506202627E', 'pin': '412105', 'total': 33860.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200564', 'district': 'PUNE', 'area_city': 'CHARHOLI TAL HAVELI DIST PUNE', 'payer_pan': 'AYMXXXXXXB', 'flat_block': 'FLAT NO 1403 14TH FLOOR BUILDING F', 'payer_name': 'VIJAY SADASHIV METKARI', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6284000', 'scheme_rows': [{'amount': 18860.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2700', 'payment_date': '12/10/2026-13:21:33', 'road_locality': 'BOSTON D E F SURVEY NO 22/1 P', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '6284000'}

Technical record (for Abhijit — safe to ignore)

1d ago	system:reconcile	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
1d ago	system:reconcile	challan_mismatch_kept	{'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 18860/15000 — the case works out Rs.18850', 'challan total Rs.33860 — the case wo
1d ago	system:reconcile	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '70447055-4965-483f-aec6-0da1ec57bdb5'}
1d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 6284000 — no paper on th
1d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '497616', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
1d ago	system:extract	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'doc_id': '704470
1d ago	system:ingest	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
1d ago	system:extract	challan_mismatch	{'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'problems': ['stamp duty on the challan is 18860/15000 — the case works out Rs.18850', 'challan total Rs.33860 — the case works out Rs.33850', 'considerat
1d ago	system:extract	challan_extracted	{'grn': 'MH011808506202627E', 'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 33860.0}
1d ago	system:learn	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'ours'
1d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'kind
1d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIJAY SADASHIV METK
1d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
1d ago	system:extract	challan_mismatch	{'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'problems': ['stamp duty on the challan is 18860/15000 — the case works out Rs.18850', 'challan total Rs.33860 — the case works out Rs.33850', 'considerat
1d ago	system:extract	challan_extracted	{'grn': 'MH011808506202627E', 'file': 'VIJAY SADASHIV METKARI EchallanMH011808506202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 33860.0}
1d ago	copilot:Nikhil	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
1d ago	ezdocs:reader	paper_locate	{'fp': '6bf64a35f9fcbdfa', 'box': [199, 179, 648, 800], 'why': 'The PAN card with the number AYMPK6932B is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '86599b6f-c9f4-49f1-89c1-de3f
1d ago	copilot:Nikhil	calc_figure452	{'by': 'Nikhil', 'rf': 15000, 'sd': 18860, 'why': "a person worked this challan on this figure with the calculator on the GRAS page; the amounts were typed into the form from it. The case's loan amount is not changed her
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes correctly distribute the base paper's address line according to t
1d ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03401'}
1d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (RADHABAI, CHOWK) — read box 1 once against the paper's own words"}
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
1d ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03401'}
1d ago	copilot	copilot_pick	{'why': "The wanted English reading 'HAVELI 16 JOINT SUB REGISTRAR' directly matches the option 'HVL16_HAVELI 16 JOINT SUB REGISTRAR'. The source text confirms the property is in Taluka Haveli, District Pune.", 'field':
1d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (RADHABAI, CHOWK) — read box 1 once against the paper's own words"}
1d ago	system:reconcile	quoted_history_checked	{}
1d ago	system:reconcile	extra_challan_scanned	{'found': 0}
1d ago	ezdocs:reader	allotment_read	{'fp': '33c6ae2941c3cc92', 'file': 'image.png', 'asked': True, 'doc_id': 'dd0021f7-4471-417c-adbc-65f752d419d4', 'is_allotment_letter': False}
1d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹35,902 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: Challan on file does not agree with the case. Open it before paying or sharing. GPay ₹35,902 announced at 06:28 has not settled into the PNB account (due 10:28). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

12 Oct77 things

gpay not settled yet