⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
RENUKA SURESH KHARAT
Make the challanMails & papers 6 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
19 Sep, 10:13
Documents
Payment
done 19 Sep, 12:05
Challan
in the tray 24d 10h · GRAS ↗
Filing
on the IGR site · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveReady for challan · the trail says: The NOI team has shared the challan with the branch. The team now needs to ask the branch for the Index II to proceed with filing the NOI.whole case so far 24d 12h
Needs your eyes3
Property unit details (flat number, floor, building name) — sanction letter says FLAT NO 203, 2ND FLOOR, BLOSSOM HOMES; Index II says FLAT NO 104, 1ST FLOOR, DAYAL GANESH ENCLAVE.. See the papers →
Payment SHORT by ₹3,100.51 (₹1,250 of ₹4,350.51).
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPour move
Make the challan — after these are in
Not everything is in: Applicant's Aadhaar Card. The chase drafts wait on Draft mails; the steps are ready for when it is.
How — the five small steps
- Open GRAS for this case — the co-pilot walks the menu and stops on the challan form.
- The form fills itself from the case; green boxes are filled, orange ones want your eyes.
- Check the figures match the ones above.
- Solve the captcha, press Proceed, pay by the team's netbanking — the captcha and the money are always yours.
- Download the challan PDF and drop it here — the GRN is read, every figure re-checked, the bank mail written (held on Draft mails for your Send).
✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.
Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹1,580 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Historywhat happened on this case, newest first
27 Sep2 things
mail read as shown
mail read as shown
25 Sep1 thing — 1 step
index2 docno read
22 Sep3 things — 1 letter written · 2 steps
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: share NOI challan -- RENUKA SURESH KHARAT -- NHL/KRDI/0926/5212805
case read — by ezdocs:reader
19 Sep317 things — 8 documents received · 4 letters written · 2 money steps · 4 cautions · 299 steps
case read — by ezdocs:reader
One challan of two is paid — the other head is still to pay
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02014
An old draft withdrew itself — its asks were already answered
Received: Challan
RENUKA SURESH KHARAT EchallanMH010453054202627E.pdf
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
copilot check issues — by copilot
Nothing new to ask for — stayed quiet
stuck after payment healed
The home address was read off the papers — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
challan boxes composed
box disagreement
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
quoted history checked
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
extra challan scanned
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
address compared
Nothing new to ask for — stayed quiet
challan boxes by rules
stuck after payment healed
Nothing new to ask for — stayed quiet
property self check
property from index2
index2 people checked
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
documents read together
property self check
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02014
property from index2
index2 people checked
property english extracted
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
The screenshot(s) add up to less than the case needs
The NOI team asks for the balance — the 'short amount' letter.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
The payment proof already on the case was applied
index2 people checked
Index II (title document) received from the branch
money settled — by ezdocs:reader
Document could not be read — a clear copy was asked for
this is a formal portrait with a studio backdrop, not a live selfie
credit seen before bill
Payment proof arrived before the case was quoted — held
applicant email captured
Property address read from the sanction letter
roles from letter
amount low confidence
Received: Payment screenshot
IMG-20260918-WA0044.jpg
Received: Selfie — not usable
IMG-20260918-WA0041.jpg — this is a formal portrait with a studio backdrop, not a live selfie
Co-applicant added
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Index II
IMG-20260903-WA0035.jpg
Received: PAN card
IMG-20260903-WA0013.jpg
Received: Selfie — not usable
IMG-20260918-WA0042.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
IMG-20260903-WA0009.jpg
Received: Sanction letter
20260918_194332.jpg
name from subject
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
Papers3 still to come
6 of 9 in hand · for the challan and the filing
✓Sanction letteropen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a formal portrait with a studio backdrop, not a live selfie)open
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
Moneyall of it is in
₹4,350.51
Reached our account 10 Sep 15:32:40.
How we know
Our own bank told us — 10 Sep 15:32
₹3,150 · UTR AXNGG25369697903 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.3150.00,10-09-2026 15:32:40 thru NEFT from AXNGG25369697903/GOOGLE INDIA DIGITAL . Aval Bal 189187.95 CR Helpline 18001800/18002021-PNB”
Matched by: equals the balance that was still due on the case · one of several parts
The working
Stamp duty 0.3%950
Registration fee 0.5%1,580
Government handling320
Our service fee1,500
Total we ask for4,350.51
By law ₹4,340. We ask ₹4,350 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
203, 2nd, Blossom Homes, SURVEY, 34, Kivale (Malwadi), 412101
read from the Index II · e-filing boxes 32 of 46 ready
Check the property →the boxes beside the paper
People
RENUKA SURESH KHARAT · applicantEUGPK7172HSURESH HANUMANT KHARAT · co-applicantBTDPK7365P
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