Adinath Gorakshnath Thorat
the challan is done — these are for the IGR filing / KYC
- GPay ₹20,010 announced at 06:08 has not settled into the PNB account (due 10:08). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper11 Sep, 12:02 · 32d ago THE FIRST MAIL — how this case began
In caption case, payment is done all required documents with technical report attached on mail.
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
Please check and share receipt and NOI challan for the captioned case.
CASE INITIATION BRANCH NAME
Vishrantwadi
CASE TYPE (PLS MENTION IT )
NOI | HL Resale
SRO No
PANVEL4
[cid:a311b28e-46b0-411f-815c-15f7e09b0e97]
3 more mails in between — open
11 Sep, 13:59 · 32d ago
Please share Challan for the captioned case on priority basis.
earlier mails quoted below
11 Sep, 14:34 · 32d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
11 Sep, 16:12 · 32d ago
Team
kindly share color selfie photo for noi prosess
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Fri, 11 Sept 2026 at 14:34, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
12 Sep, 15:08 · 31d ago
Team
Kindly share the colour selfie photo of the applicants for the NOI process.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Fri, 11 Sept 2026 at 16:12, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
05 Oct, 16:08 · 8d ago
Team
kindly share color selfie photo for noi prosess
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | Thorat adhaar.pdf | filed | 32d ago |
| PAN card | Thorat pan.pdf | filed | 32d ago |
| PAN card | Aditya pan.pdf | filed | 32d ago |
| Index IIthe branch sent this — an input | IMG-20260818-WA0015.jpg | filed | 32d ago |
| Payment screenshot | IMG-20260911-WA0004.jpg | filed | 32d ago |
| Aadhaar card | Aditya adhaar.pdf | filed | 32d ago |
| Technical report | image.png | filed | 32d ago |
| Sanction letter | KFSLetter_77000325446 (1).pdf | filed | 32d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹20,020.80
VERIFIED — money received
₹20,010 159951015712
11 Sep 11:38:00
11 Sep 12:28:21
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,740 | ₹11,230 | ₹350 | ₹1,700 | ₹20,020 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
FLAT NO 505, 5TH FLOOR, B WING, RAJESH EAST ENIGMA, GAT NO 237/1 237/2 MAUJE LONIKAND TAL HAVELI DIST PUNE
412216
1) itara varnanah, itara maahitih gaava mauje lonikanda yethila gata nan 237/1 yaansi kshetra 957 chau.mi. va gata nan 237/2 yaansi kshetra 8000 chau.mi. yaa milakativara baandhalelyaa raajesha ista inigmaa yaa prakalpaatila raajesha ista inigmaa ko-opa hausinga sosaayati li yaa imaaratimadhila vinga ke bi madhila paachavyaa majalyaavarila phlata nan. bi 505 yaansi kaarapeta kshetra 334.20 chau. phuta mhanajecha 31.06 chau.mi. + baalkani kshetra 35.18 chau. phuta mhanajecha 3.27 chau.mi.+ teresa kshetra 44.34 chau. phuta mhanajecha 4.12 chau.mi. + baalkani kshetra 36.36 chau. phuta mhanajecha 3.38.chau. mi hi milakata ( (GAT NUMBER: 237;)) - sthaanika svaraajya sansthaah pune
412216
FLAT NO 505 5TH FLOOR B WING RAJESH EAST ENIGMA
GAT NO 237/1 237/2 MAUJE LONIKAND TAL HAVELI DIST PUNE
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SUNITA AADINATH THORAT | BTUPT9404R | |
| co_mortgagor | ADINATH GORAKSHNATH THORAT | AMHPT3577C | …4581 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | shrikrishna.pal@icicihfc.com | 32d ago |
| acknowledgement | shrikrishna.pal@icicihfc.com | 32d ago |
What the engine read from each document — check anything marked in red
1992-06-20
BTUPT9404R
SUNITA AADINATH THORAT
True
raw reading (for Abhijit)
{'dob': '1992-06-20', 'pan': 'BTUPT9404R', 'name': 'SUNITA AADINATH THORAT', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1989-10-03
AMHPT3577C
ADINATH GORAKSHNATH THORAT
True
raw reading (for Abhijit)
{'dob': '1989-10-03', 'pan': 'AMHPT3577C', 'name': 'ADINATH GORAKSHNATH THORAT', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1992-06-20
Sunita Aadinath Thorat
True
raw reading (for Abhijit)
{'dob': '1992-06-20', 'pan': None, 'name': 'Sunita Aadinath Thorat', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}159951015712
2026-09-11
11:38
20010
PhonePe
*******3535@okbizaxis
EZDOCS
raw reading (for Abhijit)
{'utr': '159951015712', 'date': '2026-09-11', 'time': '11:38', 'amount': 20010, 'method': 'PhonePe', 'payee_upi': '*******3535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}1989-10-03
Adinath Gorakshnath Thorat
True
4581
raw reading (for Abhijit)
{'dob': '1989-10-03', 'pan': None, 'name': 'Adinath Gorakshnath Thorat', 'legible': True, 'aadhaar_last4': '4581', 'quality_issue': None}index2_input
pin: 412216; doc_no: HVL6-23838-2026; village: लोणीकंद; doc_kind: सूची क्र. २; doc_year: 2026; sro_name: सह दु.नि. हवेली 6; area_text: 31.06 चौ. मीटर; mortgagee: आदिनाथ गोरक्षनाथ थोरात; filing_fee: 23700; mortgagors: ['श
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '412216', 'doc_no': 'HVL6-23838-2026', 'village': 'लोणीकंद', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 6', 'area_text': '31.06 चौ. मीटर', 'mortgagee': 'आदिनाथ गोरक्षनाथ थोरात', 'filing_fee': 23700, 'mortgagors': ['शरीफ सैफन जमादार'], 'stamp_duty': 141900, 'filing_date': '2026-08-17', 'loan_amount': 2363500, 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव मौजे लोणीकंद येथील गट नं 237/1 यांसी क्षेत्र 957 चौ.मी. व गट नं 237/2 यांसी क्षेत्र 8000 चौ.मी. या मिळकतीवर बांधलेल्या राजेश ईस्ट इनिग्मा या प्रकल्पातील राजेश ईस्ट इनिग्मा को-ऑप हौसिंग सोसायटी लि या इमारतीमधील विंग के बी मधील पाचव्या मजल्यावरील फ्लॅट नं. बी 505 यांसी कारपेट क्षेत्र 334.20 चौ. फुट म्हणजेच 31.06 चौ.मी. + बाल्कनी क्षेत्र 35.18 चौ. फुट म्हणजेच 3.27 चौ.मी.+ टेरेस क्षेत्र 44.34 चौ. फुट म्हणजेच 4.12 चौ.मी. + बाल्कनी क्षेत्र 36.36 चौ. फुट म्हणजेच 3.38.चौ. मी हि मिळकत ( (GAT NUMBER: 237;)) - स्थानिक स्वराज्य संस्थाः पुणे', 'survey_numbers': ['237/1', '237/2', '237'], 'header_doc_number': 'HVL6-23838-2026'}}True
Legal Address
1
pin: 412216; state: Maharashtra; taluka: Haveli; flat_no: Flat No 505; district: Pune; floor_no: 5th Floor; landmark: Bhoisar, Dhyanmudra Career Acyadamy; village_city: Lonikand; building_name: B Wing, Rajesh East Enigma
Flat No 505, 5th Floor, B Wing, Rajesh East Enigma, Gat No 237/1 237/2 Mauje Lonikand Tal Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'Legal Address', 'area_sq_m': None, 'confidence': 1, 'property_address': {'pin': '412216', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No 505', 'district': 'Pune', 'floor_no': '5th Floor', 'landmark': 'Bhoisar, Dhyanmudra Career Acyadamy', 'full_address': None, 'village_city': 'Lonikand', 'building_name': 'B Wing, Rajesh East Enigma', 'survey_or_cts_no': 'Gat No 237/1 237/2'}, 'security_address_verbatim': 'Flat No 505, 5th Floor, B Wing, Rajesh East Enigma, Gat No 237/1 237/2 Mauje Lonikand Tal Haveli Dist Pune'}77000325446
True
Home Loan and Purchase/Improvement of Property
1.0
2245000
9.05
10/09/2026
HF-38-VER-14-01072026/KFS
ADINATH GORAKSHNATH THORAT, SUNITA AADINATH THORAT
7350412705
False
2245000
read again off the letter's pages (page 1, Communication Address)
Ram Nagar, Lonikand, Pune, Lonikand, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412216
raw reading (for Abhijit)
{'lan': '77000325446', 'legible': True, 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'loan_amount': 2245000, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '10/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['ADINATH GORAKSHNATH THORAT', 'SUNITA AADINATH THORAT'], 'applicant_mobile': '7350412705', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': 2245000, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'Ram Nagar, Lonikand, Pune, Lonikand, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412216'}Technical record (for Abhijit — safe to ignore)
| 4h ago | ezdocs:reader | reader_home_address | {'fp': '7d3e6973064743a5', 'from': 'the sanction letter (KFSLetter_77000325446 (1).pdf)', 'home': {'pin': '412216', 'area': 'Ram Nagar, Lonikand', 'state': 'MAHARASHTRA', 'district': 'PUNE', 'village_city': 'Lonikand'}, |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:3ea91f05-b718-45cf-bee8-39263dec5626', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'KFSLetter_77000325446 (1).pdf', 'asked': True, 'found |
| 18d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'IMG-20260818-WA0015.jpg', 'doc_id': '865b8b43-5a11-49be-b026-d3ed319bcc45', 'head |
| 29d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 29d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the sweep — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'IMG-20260818-WA0015.jpg', 'kind': 'index2'} |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '412216', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'lonikand', 'doc_id': 'afc1efd0-728 |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '414606', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Chanda', 'doc_id': '62050825-cdc4- |
| 29d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Building (with wing)', 'wh |
| 32d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 32d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"} |
| 32d ago | system:reconcile | quoted_history_checked | {} |
| 32d ago | system:reconcile | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 32d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 32d ago | system:ingest | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': False} |
| 32d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 32d ago | system:ingest | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': False} |
| 32d ago | system:ingest | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': False} |
| 32d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
| 32d ago | system:ingest | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 32d ago | system:ingest | case_acknowledged_challan_queued | {'utr': '159951015712', 'fee_total': 20020} |
| 32d ago | system:emails | email_shadowed:ack | {'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Adinath Gorakshnath T |
| 32d ago | system:emails | fee_quote_suppressed | {'how': 'claim', 'utr': '159951015712', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 20010.0} |
| 32d ago | system:payments | sms_matched_late | {'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 20010.0, 'method': 'screenshot_amoun |
| 32d ago | system:payments | payment_verified | {'utr': '159951015712', 'delta': -10.8, 'method': 'screenshot_amount_time', 'paid_at': '2026-09-11T06:08:00+00:00', 'expected': 20020.8, 'received': 20010.0, 'confidence': 'high'} |
| 32d ago | system:payments | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 32d ago | system:emails | email_shadowed:ack_docs | {'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000325446).\n\n Applicant : Adinath Gorakshnath Thorat\n LAN : 77000325446\n |
| 32d ago | system:payments | claim_matches_law_exact | {'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 20010.0, 'our_ask': 20020.8, 'law_exact': 20010.0} |
| 32d ago | system:payments | claim_matches_bank_sheet | {'why': "the branch paid its own sheet's total — accepted desk practice; the few rupees of rounding are not a shortfall", 'claimed': 20010.0, 'our_ask': 20020.8, 'bank_total': 20010.0} |
| 32d ago | system:ingest | acknowledged_with_advice | {'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 20010.0} |
| 32d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 8, 'seconds': 41.0, 'workers': 5} |