Cases / NOI-2026-00599
SAGAR ANIL JOSHI
LAN HOU/KLN/0826/5201544
Challan paid · our move
File on IGRAll documentsMails & papers 9Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs3 still to come
5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
A challan is on file but its amount rows could not be read — open the challan file and check the 0.3% and 0.5% by eye.
✓Paid challan (GRAS)open
Payment Screenshot with UTR — still needed
Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹16,110.96 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹16,110.96CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹16,110.96 — we only count a credit our bank shows us.
Ask for the exact ₹16,110.96. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%5,360
Registration fee 0.5%8,930
Government handling320
Our service fee1,500.96
Total we ask for16,110.96
By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 5 h 18 minour time · 1 Sep 14:48
Index II —not yet
the NOI team 44 d 21 hthe branch 1 mintotal 44 d 21 h so far
Now with the NOI team — e-filing on IGR
since 9 Sep 08:30 — 36 d 11 h of working time
Day by day — every step and who held it
31 Aug 22:42Your branch's mail
31 Aug 22:42Papers readat once
31 Aug 22:42Property readat once
31 Aug 22:42Papers readat once
1 Sep 14:48Papers read+16 h 05 min · the NOI team
1 Sep 14:48Challan madeat once
1 Sep 14:48Papers from your branch+1 min · the branch
9 Sep 08:30Fee quoted+7 d 17 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹17,85,000
Loan account no.
HOU/KLN/0826/5201544
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: AKASH ANIL JOSHI is named on the sanction letter (Kaagaz_20260831_2235169461.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: REKHA ANIL JOSHI is named on the sanction letter (Kaagaz_20260831_2235169461.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• SAGAR ANIL JOSHI: PAN missing — no PAN card of SAGAR ANIL JOSHI is on the file — type the PAN off the person's own card, or ask the branch for it
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team has received the necessary documents and payment proof, and has generated and shared the e-challan. The team is currently waiting for the branch to provide a color live selfie photo of the applicants to proceed with the NOI filing.
the history says the next move is with the branch — the selfie photo of the applicants
the branch last asked: kindly resolve query's
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 5 (2026-09-01) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 4 (2026-09-01) “DEAR TEAM PFA”
✓ challan made — done, mail 6 (2026-09-01) “PFA challan for your reference.”
✓ challan shared — done, mail 6 (2026-09-01) “PFA challan for your reference.”
read over 9 mail(s), last mail 2026-09-15 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (31d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AP
ashok.patil@phfl.com phfl.com
31 Aug, 22:42 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
31 Aug, 22:42 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR.
SAGAR ANIL JOSHIHOU/KLN/0826/5201544
Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: asks for the challan; documents attached; note: Initiate challan with 0.03 and 0.05 percentages. — “INITATE NOI CHALLAN 0.03 & 0.05”
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
31 Aug, 23:01 · 44d ago
31 Aug, 23:01 · 44d ago
Dear Team,
Pls share payment screen shot for challan initiation,
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
Dear Team,
Pls share payment screen shot for challan initiation,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil <ashok.patil@phfl.com>
wrote:
DEAR TEAM
INITATE* NOI *CHALLAN* 0.03 & 0.05 *
* MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544*
Thanks & Regards,
*ASHOK PATIL*
*Channel Manager – Kalyan Branch.*
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
*Mobile - +91 <8850871011> 80807 09917*
Toll Free:*1800 120 8800 <1800%20120%208800>*
Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
🤖 read: asks the branch for the payment — “Pls share payment screen shot for challan initiation”
OL
The NOI teamTYPED IN GMAIL
01 Sep, 14:01 · 44d ago
01 Sep, 14:01 · 44d ago
Dear Team,
Pls share payment screen shot for challan initiation..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screen shot for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
Dear Team,
Pls share payment screen shot for challan initiation..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Dear Team,
Pls share payment screen shot for challan initiation,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil <ashok.patil@phfl.com>
wrote:
> DEAR TEAM
>
>
>
>
>
> INITATE* NOI *CHALLAN* 0.03 & 0.05 *
>
>
> * MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544*
>
>
>
>
>
>
>
>
>
>
> Thanks & Regards,
> *ASHOK PATIL*
> *Channel Manager – Kalyan Branch.*
> PHFL Home Loans And Services Limited.
> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
> *Mobile - +91 <8850871011> 80807 09917*
> Toll Free:*1800 120 8800 <1800%20120%208800>*
> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
> [image: E-mailer Signeture draft]
>
🤖 read: asks the branch for the payment — “Pls share payment screen shot for challan initiation..”
AP
ashok.patil@phfl.com phfl.com
01 Sep, 14:48 · 44d ago
01 Sep, 14:48 · 44d ago
Re[2]: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
DEAR TEAM
PFA
Thanks & Regards,
ASHOK PATIL
Channel Manager – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile -+91 80807 09917
Toll Free:1800 120 8800
Web Site:www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/01/26 14:02
To: Ashok Pundlik Patil (ashok.patil@phfl.com)
Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (archana.pardhale@pnbhousing.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (dilip.bhagat@phfl.com)
Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Exercise Secured by Check Point
Dear Team,
Pls share payment screen shot for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share payment screen shot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM
INITATE NOI CHALLAN 0.03 & 0.05
MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Thanks & Regards,
ASHOK PATIL
Channel Manager – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - +91 80807 09917
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com
🤖 read: says the fee is paid ✓; documents attached — “PFA”
OL
The NOI teamTYPED IN GMAIL
01 Sep, 14:59 · 44d ago
01 Sep, 14:59 · 44d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 14:47, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/01/26 14:02 To: Ashok Pundlik Patil (ashok.patil@phfl.com) Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (archana.pardhale@pnbhousing.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (dilip.bhagat@phfl.com) Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544 Exercise Secured by Check Point Dear Team, Pls share payment screen shot for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screen shot for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
01 Sep, 17:13 · 44d ago
01 Sep, 17:13 · 44d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 14:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 14:47, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/01/26 14:02 To: Ashok Pundlik Patil (ashok.patil@phfl.com) Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (archana.pardhale@pnbhousing.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (dilip.bhagat@phfl.com) Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544 Exercise Secured by Check Point Dear Team, Pls share payment screen shot for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screen shot for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 1 Sept 2026 at 14:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 1 Sept 2026 at 14:47, Ashok Pundlik Patil <ashok.patil@phfl.com>
wrote:
> DEAR TEAM
>
>
> PFA
>
> Thanks & Regards,
> *ASHOK PATIL*
> *Channel Manager – Kalyan Branch.*
> PHFL Home Loans And Services Limited.
> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
> *Mobile - +91 <8850871011> 80807 09917*
> Toll Free:*1800 120 8800 <1800%20120%208800>*
> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
> [image: E-mailer Signeture draft]
>
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 09/01/26 14:02
> To: Ashok Pundlik Patil (ashok.patil@phfl.com)
> Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (
> ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (
> siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com),
> Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (
> archana.pardhale@pnbhousing.com), Santosh Phalane 1 (
> santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (
> dilip.bhagat@phfl.com)
> Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI -
> HOU/KLN/0826/5201544
>
> > Secured by Check Point
> Dear Team,
>
> Pls share payment screen shot for challan initiation..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear Team,
>>
>> Pls share payment screen shot for challan initiation,
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil <ashok.patil@phfl.com>
>> wrote:
>>
>>> DEAR TEAM
>>>
>>>
>>>
>>>
>>>
>>> INITATE* NOI *CHALLAN* 0.03 & 0.05 *
>>>
>>>
>>> * MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544*
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Thanks & Regards,
>>> *ASHOK PATIL*
>>> *Channel Manager – Kalyan Branch.*
>>> PHFL Home Loans And Services Limited.
>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>>> *Mobile - +91 <8850871011> 80807 09917*
>>> Toll Free:*1800 120 8800 <1800%20120%208800>*
>>> Web Site:*www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzoxZjM3OGJhNDcxYzg0NTdjNTQ2ODMyOWJkMmEyZWI2OTo3OmRmOWE6NGMyMjU0M2Y4OGM5ZWRjNWRmMzYzZTNlM2EyMTk3ZGYzNTliYWJmMzBhZjc3MDUyNmM3MjM4ZGI0NzU1NGE0ODpoOlQ6Rg>*
>>> [image: E-mailer Signeture draft]
>>>
>>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
12 Sep, 13:05 · 33d ago
12 Sep, 13:05 · 33d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 1 Sept 2026 at 17:13, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 1 Sept 2026 at 14:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need a colour live
> selfie photo of the applicants..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 1 Sept 2026 at 14:47, Ashok Pundlik Patil <ashok.patil@phfl.com>
> wrote:
>
>> DEAR TEAM
>>
>>
>> PFA
>>
>> Thanks & Regards,
>> *ASHOK PATIL*
>> *Channel Manager – Kalyan Branch.*
>> PHFL Home Loans And Services Limited.
>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>> *Mobile - +91 <8850871011> 80807 09917*
>> Toll Free:*1800 120 8800 <1800%20120%208800>*
>> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
>> [image: E-mailer Signeture draft]
>>
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 09/01/26 14:02
>> To: Ashok Pundlik Patil (ashok.patil@phfl.com)
>> Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (
>> ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (
>> siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com),
>> Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (
>> archana.pardhale@pnbhousing.com), Santosh Phalane 1 (
>> santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (
>> dilip.bhagat@phfl.com)
>> Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI -
>> HOU/KLN/0826/5201544
>>
>> >> Secured by Check Point
>> Dear Team,
>>
>> Pls share payment screen shot for challan initiation..
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Pls share payment screen shot for challan initiation,
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil <ashok.patil@phfl.com>
>>> wrote:
>>>
>>>> DEAR TEAM
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> INITATE* NOI *CHALLAN* 0.03 & 0.05 *
>>>>
>>>>
>>>> * MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544*
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> Thanks & Regards,
>>>> *ASHOK PATIL*
>>>> *Channel Manager – Kalyan Branch.*
>>>> PHFL Home Loans And Services Limited.
>>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>>>> *Mobile - +91 <8850871011> 80807 09917*
>>>> Toll Free:*1800 120 8800 <1800%20120%208800>*
>>>> Web Site:*www.pnbhousing.com
>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzoxZjM3OGJhNDcxYzg0NTdjNTQ2ODMyOWJkMmEyZWI2OTo3OmRmOWE6NGMyMjU0M2Y4OGM5ZWRjNWRmMzYzZTNlM2EyMTk3ZGYzNTliYWJmMzBhZjc3MDUyNmM3MjM4ZGI0NzU1NGE0ODpoOlQ6Rg>*
>>>> [image: E-mailer Signeture draft]
>>>>
>>>
🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicants..”
OL
The NOI teamTYPED IN GMAIL
12 Sep, 13:06 · 33d ago
12 Sep, 13:06 · 33d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 12 Sept 2026 at 13:05, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 1 Sept 2026 at 17:13, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 1 Sept 2026 at 14:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same. For NOI filing, We need a colour live
>> selfie photo of the applicants..
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Tue, 1 Sept 2026 at 14:47, Ashok Pundlik Patil <ashok.patil@phfl.com>
>> wrote:
>>
>>> DEAR TEAM
>>>
>>>
>>> PFA
>>>
>>> Thanks & Regards,
>>> *ASHOK PATIL*
>>> *Channel Manager – Kalyan Branch.*
>>> PHFL Home Loans And Services Limited.
>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>>> *Mobile - +91 <8850871011> 80807 09917*
>>> Toll Free:*1800 120 8800 <1800%20120%208800>*
>>> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
>>> [image: E-mailer Signeture draft]
>>>
>>>
>>> ----- Original Message -----
>>> ------------------------------
>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>> Date: 09/01/26 14:02
>>> To: Ashok Pundlik Patil (ashok.patil@phfl.com)
>>> Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (
>>> ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (
>>> siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com),
>>> Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (
>>> archana.pardhale@pnbhousing.com), Santosh Phalane 1 (
>>> santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (
>>> dilip.bhagat@phfl.com)
>>> Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI -
>>> HOU/KLN/0826/5201544
>>>
>>> >>> Secured by Check Point
>>> Dear Team,
>>>
>>> Pls share payment screen shot for challan initiation..
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear Team,
>>>>
>>>> Pls share payment screen shot for challan initiation,
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>
>>>>
>>>> On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil <
>>>> ashok.patil@phfl.com> wrote:
>>>>
>>>>> DEAR TEAM
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>> INITATE* NOI *CHALLAN* 0.03 & 0.05 *
>>>>>
>>>>>
>>>>> * MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544*
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>> Thanks & Regards,
>>>>> *ASHOK PATIL*
>>>>> *Channel Manager – Kalyan Branch.*
>>>>> PHFL Home Loans And Services Limited.
>>>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>>>>> *Mobile - +91 <8850871011> 80807 09917*
>>>>> Toll Free:*1800 120 8800 <1800%20120%208800>*
>>>>> Web Site:*www.pnbhousing.com
>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzoxZjM3OGJhNDcxYzg0NTdjNTQ2ODMyOWJkMmEyZWI2OTo3OmRmOWE6NGMyMjU0M2Y4OGM5ZWRjNWRmMzYzZTNlM2EyMTk3ZGYzNTliYWJmMzBhZjc3MDUyNmM3MjM4ZGI0NzU1NGE0ODpoOlQ6Rg>*
>>>>> [image: E-mailer Signeture draft]
>>>>>
>>>>
🤖 read: asks the branch for documents — “We need a colour live selfie photo of the applicants..”
SM
swati.more@phfl.com phfl.com
15 Sep, 09:54 · 30d ago
15 Sep, 09:54 · 30d ago
Re[4]: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Dear Siddhesh
kindly resolve query's
Thanks & Regards,
Swati more
Branch Operations Executive
Kalyan Branch
Contact no :- 7039430373
Land Line – 0251-2230026 Ext.:225
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/12/26 13:07
To: Ashok Pundlik Patil (ashok.patil@phfl.com)
Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (archana.pardhale@pnbhousing.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (dilip.bhagat@phfl.com)
Subject: Re: Re[2]: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Exercise Secured by Check Point
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 12 Sept 2026 at 13:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 17:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 14:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 1 Sept 2026 at 14:47, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM
PFA
Thanks & Regards,
ASHOK PATIL
Channel Manager – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - +91 80807 09917
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/01/26 14:02
To: Ashok Pundlik Patil (ashok.patil@phfl.com)
Cc: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com), Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Siddhesh Dilip Ghosalkar (siddhesh.ghosalkar@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale (archana.pardhale@pnbhousing.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Dilip Dattatray Bhagat (dilip.bhagat@phfl.com)
Subject: Re: INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Exercise Secured by Check Point
Dear Team,
Pls share payment screen shot for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 23:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Pls share payment screen shot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 22:41, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote:
DEAR TEAM
INITATE NOI CHALLAN 0.03 & 0.05
MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Thanks & Regards,
ASHOK PATIL
Channel Manager – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - +91 80807 09917
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com
🤖 read: asks for a status — “kindly resolve query's”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index II+ Sanction letter inside+ PAN card inside+ Aadhaar card insidethe branch sent this — an input | Kaagaz_20260831_2235169461.pdf | filed | 44d ago |
| Other | 5_signature_-5202021904701021408671556455.png | filed | 44d ago |
| Paid challan (GRAS) | CHALLAN JOSHI.jpg | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹16,110.96
₹16,110.96
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
—
—
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,360 | ₹8,930 | ₹320 | ₹1,500 | ₹16,110 |
By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
17 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Property type (Open / Building / Open + Building) …
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Second number type, Second number, Floor (person 1), District (person 1)
✗ EzDocs found boxes that do NOT agree with the document (31d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Kaagaz_20260831_2235169461.pdf
as printed
FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, THANE, MAHARASHTRA, INDIA, 421605
FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, THANE, MAHARASHTRA, INDIA, 421605
PIN
421605
421605
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 304 3RD FLOOR TOWER 05 KALASH DARSHAN TITWALA EAST GANESH SCHOOL THANE MAHARASHTRA
FLAT NO 304 3RD FLOOR TOWER 05 KALASH DARSHAN TITWALA EAST GANESH SCHOOL THANE MAHARASHTRA
Locality/Road
Area/City
THANE
check or correct a box, the papers beside it →THANE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SAGAR ANIL JOSHI |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | ashok.patil@phfl.com | 44d ago |
What EzDocs read from each document — check anything marked in red
Index II Kaagaz_20260831_2235169461.pdf needs your check
kind
index2_input
index2_input
extracted
doc_no: KLN1-16770-2026; village: टिटवाळा; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: मह दु.नि. कल्याण 1; area_text: सदनिका क. 304 निमरा मजना क्षेत्र 29.98 चौ. मी. कारपेट 4.7 चौ. मी. बाल्कनी; mortgagee: PNB Housing
doc_no: KLN1-16770-2026; village: टिटवाळा; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: मह दु.नि. कल्याण 1; area_text: सदनिका क. 304 निमरा मजना क्षेत्र 29.98 चौ. मी. कारपेट 4.7 चौ. मी. बाल्कनी; mortgagee: PNB Housing
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': 'KLN1-16770-2026', 'village': 'टिटवाळा', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'मह दु.नि. कल्याण 1', 'area_text': 'सदनिका क. 304 निमरा मजना क्षेत्र 29.98 चौ. मी. कारपेट 4.7 चौ. मी. बाल्कनी', 'mortgagee': 'PNB Housing Finance Limited', 'filing_fee': 20000, 'mortgagors': ['मागर अनिल जोशी', 'आकाश अनिल जोशी', 'रेखा अनिन जोशी'], 'stamp_duty': 139700, 'filing_date': '2026-08-21', 'loan_amount': 1700000, 'property_text': '1) इतर वर्णनः, इतर माहितीः मौजे टिटवाळा ता. कल्याण जि. ठाणे येथील सर्व्हे नं. 72/2/ 73/4/73/4/बी, 73/4/ क. 73/5अ यावरील कळस दर्शन टॉवर नं. 5 को. ऑप. हो. मो. नि. टॉवर नं. 5 मधीन सदनिका क. 304 निमरा मजना क्षेत्र 29.98 चौ. मी. कारपेट 4.7 चौ. मी. बाल्कनी ((Survey Number: 72/2/A, 73/4/A, 73/4/B, 73/4/C, 73/5A:) )- स्थानिक स्वराज्य संस्थाः कल्याण-डोंबिवली', 'survey_numbers': ['72/2', '73/4', '73/4/बी', '73/4/क', '73/5अ', '72/2/A', '73/4/A', '73/4/B', '73/4/C', '73/5A']}}Paid challan (GRAS) CHALLAN JOSHI.jpg needs your check
nothing readable inside
raw reading (for Abhijit)
{'grn': None, 'pin': None, 'total': None, 'article': None, 'defaced': None, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': None, 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}Index II Kaagaz_20260831_2235169461.pdf needs your check
lan
HOU/KLN/0826/5201544
HOU/KLN/0826/5201544
legible
True
True
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
loan amount
1700000
1700000
interest rate
10.0
10.0
sanction date
31-Aug-2026
31-Aug-2026
letter version
6
6
applicant names
SAGAR ANIL JOSHI, AKASH ANIL JOSHI, REKHA ANIL JOSHI
SAGAR ANIL JOSHI, AKASH ANIL JOSHI, REKHA ANIL JOSHI
applicant mobile
8291567346
8291567346
property address
pin: 421605; state: MAHARASHTRA; taluka: Kalyan; Flat no: FLAT NO 304; district: Thane; Floor: 3RD FLOOR; landmark: GANESH SCHOOL; Address: FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH S
pin: 421605; state: MAHARASHTRA; taluka: Kalyan; Flat no: FLAT NO 304; district: Thane; Floor: 3RD FLOOR; landmark: GANESH SCHOOL; Address: FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH S
header doc number
KLN1-16770-2026
KLN1-16770-2026
insurance premium
85000
85000
includes insurance
True
True
total with insurance
1785000
1785000
applicant address from462
read again off the letter's pages (page 1, Address row)
read again off the letter's pages (page 1, Address row)
security address verbatim
FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, Thane, MAHARASHTRA, India, 421605
FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, Thane, MAHARASHTRA, India, 421605
applicant address verbatim
JOSHI WADI CHAWL ROOM NO 3, GARDEN PLOT, HALAPUL MASHRANI LANE,., Mumbai, MAHARASHTRA, 400070, Mumbai, India
JOSHI WADI CHAWL ROOM NO 3, GARDEN PLOT, HALAPUL MASHRANI LANE,., Mumbai, MAHARASHTRA, 400070, Mumbai, India
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0826/5201544', 'legible': True, 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'loan_amount': 1700000, 'interest_rate': 10.0, 'quality_issue': None, 'sanction_date': '31-Aug-2026', 'letter_version': '6', 'applicant_names': ['SAGAR ANIL JOSHI', 'AKASH ANIL JOSHI', 'REKHA ANIL JOSHI'], 'applicant_mobile': '8291567346', 'property_address': {'pin': '421605', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kalyan', 'flat_no': 'FLAT NO 304', 'district': 'Thane', 'floor_no': '3RD FLOOR', 'landmark': 'GANESH SCHOOL', 'full_address': 'FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, Taluka Kalyan, District Thane, MAHARASHTRA, 421605. Survey No. 72/2/A, 73/4/A, 73/4/B, 73/4/C, 73/5A', 'village_city': 'TITWALA EAST', 'building_name': 'KALASH DARSHAN, TOWER 05', 'survey_or_cts_no': '72/2/A, 73/4/A, 73/4/B, 73/4/C, 73/5A'}, 'header_doc_number': 'KLN1-16770-2026', 'insurance_premium': 85000, 'includes_insurance': True, 'total_with_insurance': 1785000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, Thane, MAHARASHTRA, India, 421605', 'applicant_address_verbatim': 'JOSHI WADI CHAWL ROOM NO 3, GARDEN PLOT, HALAPUL MASHRANI LANE,., Mumbai, MAHARASHTRA, 400070, Mumbai, India'}Other 5_signature_-5202021904701021408671556455.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_home_address | {'fp': '05d4ad21a0f7691a', 'from': 'the sanction letter (Kaagaz_20260831_2235169461.pdf)', 'home': {'pin': '400070', 'area': 'GARDEN PLOT', 'flat': 'ROOM NO 3', 'road': 'HALAPUL MASHRANI LANE', 'state': 'MAHARASHTRA', 'b |
| 2h ago | EzDocs | reader_home_address | {'fp': '05d4ad21a0f7691a', 'from': 'the sanction letter (Kaagaz_20260831_2235169461.pdf)', 'home': {'pin': '400070', 'area': 'GARDEN PLOT', 'flat': 'ROOM NO 3', 'road': 'HALAPUL MASHRANI LANE', 'state': 'MAHARASHTRA', 'b |
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 31 Aug, 23:01 asked for the payment screenshot — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']} |
| 16d ago | EzDocs | letter_home_read462 | {'fp': 'doc:57fe6f65-66cf-4a14-b868-32161e134cdf', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Kaagaz_20260831_2235169461.pdf', 'asked': True, 'foun |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '11243101-2909-4aba-a081-e0389e32d98d'} |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Kaagaz_20260831_2235169461.pdf', 'doc_id': '57fe6f65-66cf-4a14-b868-32161e134cdf' |
| 25d ago | EzDocs | hidden_payment_scan | {'file': '5_signature_-5202021904701021408671556455.png', 'kind': 'other', 'found': 0, 'doc_id': 'cfe7c592-fe1a-4c67-9609-365c3deb1575', 'fetched': True} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-31 17:12:46'} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challa |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Kaagaz_20260831_2235169461.pdf', 'kind': 'index2'} |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '400070', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Mumbai', 'doc_id': '57fe6f65-66cf- |
| 31d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Landmark', 'why': "The typ |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': '', 'Second number type': '', 'Number': '72/2, 73/4', 'Second number': ''}, 'was': {'Number type': '', 'Second number type': '', 'Number': '72/2, 73/4, 73/4/BI, 73/4/K, 73/5A, 72/2/A', 'Second number': ''}, ' |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': '', 'Second number type': '', 'Number': '72/2, 73/4, 73/4/BI, 73/4/K, 73/5A, 72/2/A', 'Second number': ''}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': '72/2, 73/4, 73/4/बी, 73/ |
| 36d ago | EzDocs | expectation_recorded_silently | {'why': ': the loan amount was read from the letter inside a bundle', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 16110.96, 'loan_amount': 17 |
| 36d ago | EzDocs | receivable_created | {'expected': 16110.96} |
| 36d ago | EzDocs | payer_mobile_captured | {'last4': '7346', 'source': 'sanction_letter'} |
| 36d ago | EzDocs | property_address_extracted | {'confidence': 1.0, 'Address': 'FLAT NO 304, 3RD FLOOR, TOWER 05, KALASH DARSHAN, TITWALA EAST, GANESH SCHOOL, Taluka Kalyan, District Thane, MAHARASHTRA, 421605. Survey No. 72/2/A, 73/4/A, 73/4/B, 73/4/C, 73/5A'} |
| 36d ago | EzDocs | inner_sanction_read | {'lan': 'HOU/KLN/0826/5201544', 'why': 'the sanction letter sat inside a bundle behind another document — read from there, so the fee is worked and the case moves', 'doc_id': '57fe6f65-66cf-4a14-b868-32161e134cdf', 'loan |
| 44d ago | EzDocs | challan_found_on_case | {'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'} |
| 44d ago | EzDocs | challan_extracted | {'grn': None, 'heads': [], 'total': None} |
| 44d ago | EzDocs | document_received | {'file': 'CHALLAN JOSHI.jpg', 'doc_type': 'challan', 'confidence': 0.9} |
| 44d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ashok.patil@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0826/5201544), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n 2. |
| 44d ago | EzDocs | document_received | {'file': '5_signature_-5202021904701021408671556455.png', 'doc_type': 'other', 'confidence': 1.0} |
| 44d ago | EzDocs | property_english_extracted | {'note': 'Nimra Majana', 'village': 'Titwala', 'building': 'Kalas Darshan Tower No. 5 Co-op. Hsg. Soc. Ltd.', 'specific_unit_found': True} |
| 44d ago | EzDocs | property_from_index2_input | {'surveys': ['72/2', '73/4', '73/4/बी', '73/4/क', '73/5अ', '72/2/A'], 'village': 'टिटवाळा'} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Payment Screenshot with UTR
Money
₹16,110.96 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹16,110.96 is still not in our account. Chase the branch for it.
Today · 15 Oct2 things
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
An old draft withdrew itself — its asks were already answered
26 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15 Sep4 things — 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
9 Sep3 things — 1 money step · 2 steps
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
1 Sep2 things — 1 document received · 1 step
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
CHALLAN JOSHI.jpg
31 Aug7 things — 2 documents received · 2 letters written · 3 steps
Wrote the document chase mail — held, silent mode
INITATE NOI CHALLAN OF MR. SAGAR ANIL JOSHI - HOU/KLN/0826/5201544
Received: other
5_signature_-5202021904701021408671556455.png
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
Property read from the Index II
Index II (title document) received from the branch
Received: Index II
Kaagaz_20260831_2235169461.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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