⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Swati Harshdeep Bansode
Mails & papers 15 1 new 3 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
27 Sep, 16:52
Documents
Payment
Challan
done 28 Sep, 11:55 · GRAS ↗
Filing
took 10d 5h · IGR e-filing ↗
E-filing copy
done 8 Oct, 17:35
Index II
took 4d 19h
doneIndex II shared · the trail says: The NOI team has shared the challan and is now waiting for the Index 2 copy and a colour selfie photo of the applicant from the branch. The branch needs to…whole case so far 16d 6h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
SWATI HARSHDEEP BANSODE Index-II.pdf
Yesterday · 12 Oct9 things — 9 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
address compared
8 Oct20 things — 2 documents received · 1 letter written · 17 steps
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260730.pdf
document read again
property self check
property from index2
index2 people checked
index2 pan differs
index2 pan differs
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
Received: Index II
IMG-20261008-WA0008.jpg
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep2 things — 2 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
28 Sep57 things — 3 documents received · 5 letters written · 1 money step · 48 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SWATI HARSHDEEP BANSODE EchallanMH010957992202627E.pdf
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
copilot check ok — by copilot
reader verdict — by ezdocs:reader
whole file hold — by copilot
address check hold — by copilot
challan boxes not the papers words — by copilot
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: 0.30 & 0.50 Process for NOI in Case of Swati Harshdeep Bansode || 77000356451 || 10335691
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: 0.30 & 0.50 Process for NOI in Case of Swati Harshdeep Bansode || 77000356451 || 10335691
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
HRQ-26-157825_INDProcessRequest_2500320260927171815018.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: 0.30 & 0.50 Process for NOI in Case of Swati Harshdeep Bansode || 77000356451 || 10335691
boxes gathered
address compared
challan boxes composed
documents read together
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02634
acknowledged with advice
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
IMG-20260928-WA0000.jpg
27 Sep54 things — 9 documents received · 6 letters written · 2 cautions · 37 steps
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
0.30 & 0.50 Process for NOI in Case of Swati Harshdeep Bansode || 77000356451 || 10335691
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
quoted history checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
0.30 & 0.50 Process for NOI in Case of Swati Harshdeep Bansode || 77000356451 || 10335691
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
desk quote read
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Nothing new to ask for — stayed quiet
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
0.30 & 0.50 Process for NOI in Case of Swati Harshdeep Bansode || 77000356451 || 10335691
case read — by ezdocs:reader
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02634
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02634
Received: Aadhaar
Outlook-padoteud.png
applicant email captured
roles from letter
applicant row from letter
roles from letter
Received: PAN card
App pan.jpg
Property checked by the engine — read from the report, every box that names the flat is there
Co-applicant added
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
Co app aadhar.jpg
Received: PAN card
Co app Pan card.jpg
Received: Sanction letter
KFSLetter_77000356451.pdf
Received: Selfie — not usable
1000645252.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Sale deed
Assignment - Jagtap - Bansode.pdf
Received: LSR
DSC REVISED POSITIVE LOR +SEARCH OF SWATI HARSHDEEP BANSODE - 27.09.2026.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
1000644172.jpg — this is a photograph of a passport-size print, not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
12 of 14 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓LSR (search report)open
✓Sale deedopen
✓Sanction letteropen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it6 open
The file contains a resale transaction for Flat No. 02, 1st Floor, Sadguru Heights, Narhe, Pune. The borrower is Swati Harshdeep Bansode, and the co-borrower is Harshdeep Parameshwar Bansode. The loan amount is Rs. 20,00,000. All documents are consistent with this transaction.
○the photo — the branch
✗the photo could not be read (1000644172.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (1000645252.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○HARSHDEEP PARAMESHWAR BANSODE — mobile — the branch
○HARSHDEEP PARAMESHWAR BANSODE — e-mail — the branch
○HARSHDEEP PARAMESHWAR BANSODE — home flat — the branch
?the papers disagree on Pin Code Mismatch (the technical report: 411041; the LSR: 421103) — Verify the correct pin code for Narhe, Pune with the branch.
?the papers disagree on Hissa Number formatting discrepancy (the sale deed: Hissa No. 8/1B and Hissa No. 8/1; the technical report: Hissa No. 8/1b; the LSR: Hissa No. 54/8/1B) — Confirm whether the correct sub-division is 8/1B.
the branch's last mail (2026-10-12): The branch is asking for the index 2 copy.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T10:30 UTC
Moneyall of it is in
₹18,070.88
Reached our account 28 Sep 10:35:55.
How we know
Our own bank told us — 28 Sep 10:35
₹18,070 · UTR 237569332082 · from VM-HDFCBN-S
“Successful! You have received Rs. 18070.00 via HDFC Bank SmartHub Vyapar from SWATI DHON . RRN-237569332082 , Check: https://1.hdfc.bank.in/HDFCBK/s/j9ykqeNZ”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%6,010
Registration fee 0.5%10,010
Government handling350
Our service fee1,700
Total we ask for18,070.88
By law ₹18,050. We ask ₹18,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
02, 1st, Sadguru Heights Sahakari Gruharachana Sanstha Maryadit, SURVEY, 54, Nanhe, 411041
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
Swati Harshdeep Bansode · applicantCMEPG9671DHARSHDEEP PARAMESHWAR BANSODE · co-applicantAWFPB5610G
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