Joy Francis Kasbe
the challan is done — these are for the IGR filing / KYC
- Mail bounced — the branch did not get it. Re-send.
- Challan on file does not agree with the case. Open it before paying or sharing.
- The work is done — our fee of ₹9,590.98 is still not in our account. Chase the branch for it.
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
⚠ 3 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The technical report | Plot No. 42 Plus 45 Plus 46 Plus 48 Plus 57 |
| The legal search report (TSR) | Plot Nos. 42, 45, 46, 47, 48 and 57 comprising Plot Nos. 42, 45, 46, 47, 48 and 57 |
| The PAN card | JOY FRANCIS KASBE |
| The Aadhaar card | Domnic (Joy) Francis Kasbe |
| The PAN card | DOMNIC (JOY) FRANCIS KASBE |
| The sanction letter DIFFERS | JOY FRANCIS KASBE |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011180526202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Sep, 16:19 · 15d ago THE FIRST MAIL — how this case began
Kindly Initiate NOI In Case Of // MR. JOY FRANCIS KASBE // 77000355099
Required Details Mention Below
Borrower Type – Individual
▪ Salutation – MR. JOY FRANCIS KASBE
▪ Name of the Property Owner - MR. JOY FRANCIS KASBE.
▪ Enter Registered Email Id of Primary Borrower (link will be triggered to this mail id) - joykasbe@gmail.com
▪ Enter 10-digit Mobile number - 9822244110
PFA Section Latter, All Apl / Co Apl KYC, Payment Proof, Legal Report, Technical Report, Draft
Request Your support Please Share the Challen
7 more mails in between — open
30 Sep, 16:22 · 15d ago
Kindly Initiate NOI In Case Of // MR. JOY FRANCIS KASBE // 77000355099
Required Details Mention Below
Borrower Type – Individual
▪ Salutation – MR. JOY FRANCIS KASBE
▪ Name of the Property Owner - MR. JOY FRANCIS KASBE.
▪ Enter Registered Email Id of Primary Borrower (link will be triggered to this mail id) - joykasbe@gmail.com
▪ Enter 10-digit Mobile number - 9822244110
PFA Section Latter, All Apl / Co Apl KYC, Payment Proof, Legal Report, Technical Report, Draft
Request Your support Please Share the Challen
30 Sep, 16:24 · 15d ago
PFA ADHAR CARD SECTION LATTER
30 Sep, 16:25 · 15d ago
PFA LEGAL TECHNICAL REPORT
30 Sep, 17:50 · 15d ago
Please Share Challen
30 Sep, 18:05 · 15d ago
team
pfa challan for a reference
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
30 Sep, 18:06 · 15d ago
kindly shared ondex 2 for noi filing
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
08 Oct, 21:49 · 6d ago
PFA Index 2
Thanks & Regards,
Yogesh Malpure
Senior Relationship Manager
✆ - 9822990694
✉ - yogesh.malpure@icicihfc.com
To: Yogesh Malpure /DIST/ICICIHFC/ <yogesh.malpure@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
<siddesh.ajvilkar@icicihfc.com>
Cc: Kiran Babar /DIST/ICICIHFC/ <kiran.babar@icicihfc.com>; Deepak Pagare /DISTP/ICICIHFC/ <deepak.pagare@icicihfc.com>; Shivangi Singh /DISTP/ICICIHFC/ <shivangi.singh@icicihfc.com>; Kunal Dhadge /DISTP/ICICIHFC/ <kunal.dhadge@icicihfc.com>; Samir Maske
/DISTP/ICICIHFC/ <samir.maske@icicihfc.com>; Nitin Mundhe /DIST/ICICIHFC/PUNE <nitin.mundhe@icicihfc.com>
team
pfa challan for a reference
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
09 Oct, 13:36 · 6d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
09 Oct, 13:36 · 6d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260930-WA0015.jpg | filed | 15d ago |
| Sanction letter | KFSLetter_77000355100.pdf | filed | 15d ago |
| Aadhaar card | PRATIBHA ADHAR.pdf | filed | 15d ago |
| Sanction letter | KFSLetter_77000355099.pdf | filed | 15d ago |
| Aadhaar card | ADHAR JOY.pdf | filed | 15d ago |
| Technical report | HRQ-26-161534_INDProcessRequest_2500320260930155527055.pdf | filed | 15d ago |
| PAN card | co apl pan.jpg | filed | 15d ago |
| Selfie / photo | co apl photo.jpg | CANNOT BE READ — clear copy asked | 15d ago |
| Selfie / photo | Apl Photo.jpg | CANNOT BE READ — clear copy asked | 15d ago |
| PAN card | apl pan.jpg | filed | 15d ago |
| LSR (search report)+ A challan whose owner could not be read — not counted until a person says inside | 1514_26_Baner_Joy Kasbe_TSR_Signed.pdf | filed | 15d ago |
| Other | Outlook-AKASH.png | filed | 15d ago |
| Paid challan (GRAS) | JOY FRANCIS KASBE EchallanMH011180526202627E.pdf | filed | 15d ago |
| Index IIthe branch sent this — an input | CamScanner 08-10-2026 21.47.jpg | filed | 6d ago |
| E-filing copy (token) | eFilingDoc9990910260220.pdf | filed | 6d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹9,590.98
waiting for the credit
₹12,850 627339369260
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹2,830 | ₹4,710 | ₹350 | ₹1,700 | ₹9,590 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 01, GROUND FLOOR, INDRAYANI HEIGHTS PHASE, II, NEAR SHIRUR INTERNATIONAL SCHOOL, PARNER PUNE,HIGHWAY, GAT NO. 689 PART, PLOT NO. 42 PLUS 45 ,PLUS 57 MAUJE KOREGAON BHIMA, TAL SHIRUR,DIST PUNE
FLAT NO 01, GROUND FLOOR, INDRAYANI HEIGHTS PHASE II, GAT NO. 689 PART, PLOT NO. 42 PLUS 45 PLUS 46 PLUS 48 PLUS 57 MAUJE KOREGAON BHIMA, TAL SHIRUR, DIST PUNE
412216
FLAT NO. GR-1, ALSO DESCRIBED AS FLAT NO. 01, SITUATED ON THE GROUND FLOOR, IN THE BUILDING KNOWN AS “INDRAYANI HEIGHTS, PHASE-II,” CONSTRUCTED ON THE LAND BEARING GAT NO. 689, COMPRISING PLOT NOS. 42, 45, 46, 47, 48 AND 57, SITUATED AT VILLAGE KOREGAON BHIMA, TALUKA SHIRUR, DISTRICT PUNE, WITHIN THE LIMITS OF THE PUNE METROPOLITAN REGION DEVELOPMENT AUTHORITY
paalikeche naavah puneitara varnana, itara maahitih gaanva mauje koregaanva bhimaa taa shirura ji pune yethila gata nan - 689 paiki plota nambara 42+45+45+47+48+57 ekuna kshetraphala 1146 chau mi yaa lihuna denaara yaanche maalakiche asalele kshetraavarila indraayani haaitsa yaa naavaane baandhanyaata yenaare gruhaprakalpaamadhila pheja 2 imaaratiche tala majalyaavarila sadanikaa nambara 01 kshetraphala 450 chau phuta yaapramaane sadanikaa milakata ((GAT NUMBER: 689;))
I CANNOT TELL
FLAT NO 01 GROUND FLOOR INDRAYANI HEIGHTS PHASE II GAT NO 689 PART
PLOT NO 42 PLUS 45 PLUS 46 PLUS 48 PLUS 57 MAUJE KOREGAON BHIMA TAL SHIRUR DIST PUNE
PUNE
the Index II also prints: 1146, 2, 450, 47, ASALELE, BAANDHANYAATA, CANNOT, CHAU, DENAARA, EKUNA, GAANVA, GATA, GRUHAPRAKALPAAMADHILA, HAAITSA
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Domnic (Joy) Francis Kasbe | …1642 | |
| co_mortgagor | Pratibha Joy Kasbe | BVJPK1696M | …0822 |
| mortgagor | JOY FRANCIS KASBE | ALQPK7549B |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| Index II chase | yogesh.malpure@icicihfc.com | 14d ago |
What EzDocs read from each document — check anything marked in red
627339369260
2026-09-30
15:42
12850
UPI
9594998979m@pnb
Adv Rashmi Singh Asso...
slice savings
raw reading (for Abhijit)
{'utr': '627339369260', 'date': '2026-09-30', 'time': '15:42', 'amount': 12850, 'method': 'UPI', 'payee_upi': '9594998979m@pnb', 'payer_upi': None, 'payee_name': 'Adv Rashmi Singh Asso...', 'payer_name': 'slice savings', 'debit_notification_text': None}77000355100
True
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
1
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.40% 9.50%p.a
77000355099 App Number, 77000355101 App Number
410000
-9.4
410000
9.5
29/09/2026
18.9
joykasbe@gmail.com
JOY FRANCIS KASBE, PRATIBHA JOY KASBE
False
9822244110
False
Sanctioned Loan amount (in Rupees)
False
Communication Address:, Survey no 6 Sai Krupa Housing Society, Vitthal Nagar Wadgaonsheri, Dunkirk lines, Pune City East, PUNE, MAHARASHTRA, IN, 411014
raw reading (for Abhijit)
{'lan': '77000355100', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.40% 9.50%p.a', 'handwritten': [], 'linked_refs': ['77000355099 App Number', '77000355101 App Number'], 'loan_amount': 410000, 'rate_spread': -9.4, 'final_amount': 410000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'joykasbe@gmail.com', 'applicant_names': ['JOY FRANCIS KASBE', 'PRATIBHA JOY KASBE'], 'printed_altered': False, 'applicant_mobile': '9822244110', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Communication Address:, Survey no 6 Sai Krupa Housing Society, Vitthal Nagar Wadgaonsheri, Dunkirk lines, Pune City East, PUNE, MAHARASHTRA, IN, 411014'}77000355099
True
Home Loan and Purchase/Improvement of Property
1
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.80% 9.10%p.a
77000355101
940000
-9.8
940000
9.1
29/09/2026
18.9
joykasbe@gmail.com
JOY FRANCIS KASBE, PRATIBHA JOY KASBE
False
+91-9822244110
False
Sanctioned Loan amount (in Rupees)
False
Communication Address:, Survey no 6 Sai Krupa Housing Society, Vitthal Nagar Wadgaonsheri, Dunkirk lines, Pune City East, PUNE, MAHARASHTRA, IN, 411014
raw reading (for Abhijit)
{'lan': '77000355099', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.80% 9.10%p.a', 'handwritten': [], 'linked_refs': ['77000355101'], 'loan_amount': 940000, 'rate_spread': -9.8, 'final_amount': 940000, 'interest_rate': 9.1, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'joykasbe@gmail.com', 'applicant_names': ['JOY FRANCIS KASBE', 'PRATIBHA JOY KASBE'], 'printed_altered': False, 'applicant_mobile': '+91-9822244110', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Communication Address:, Survey no 6 Sai Krupa Housing Society, Vitthal Nagar Wadgaonsheri, Dunkirk lines, Pune City East, PUNE, MAHARASHTRA, IN, 411014'}1973-01-23
Pratibha Joy Kasbe
9766569747
pin: 411014; area: Survey no 6, vitthal nagar, near inamdar School, Wadgaonsheri; state: Maharashtra; building: sai krupa Housing Society; district: Pune; post_office: Dukirkline; Village: Pune City
True
0822
raw reading (for Abhijit)
{'dob': '1973-01-23', 'pan': None, 'name': 'Pratibha Joy Kasbe', 'mobile': '9766569747', 'address': {'pin': '411014', 'area': 'Survey no 6, vitthal nagar, near inamdar School, Wadgaonsheri', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'sai krupa Housing Society', 'district': 'Pune', 'post_office': 'Dukirkline', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0822', 'quality_issue': None}photo_of_printed_photo
False
1
True
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}1968-06-15
Domnic (Joy) Francis Kasbe
9822244110
pin: 411014; area: Survey no 6, near inamdar School, Wadgaonsheri; road: vitthal nagar; state: Maharashtra; building: sai krupa Housing Society; district: Pune; post_office: Dukirkline; Village: Pune City
True
1642
raw reading (for Abhijit)
{'dob': '1968-06-15', 'pan': None, 'name': 'Domnic (Joy) Francis Kasbe', 'mobile': '9822244110', 'address': {'pin': '411014', 'area': 'Survey no 6, near inamdar School, Wadgaonsheri', 'flat': None, 'road': 'vitthal nagar', 'floor': None, 'state': 'Maharashtra', 'building': 'sai krupa Housing Society', 'district': 'Pune', 'post_office': 'Dukirkline', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1642', 'quality_issue': None}1973-01-23
BVJPK1696M
PRATIBHA JOY KASBE
True
MANOHAR NANAJI WAGHMARE
raw reading (for Abhijit)
{'dob': '1973-01-23', 'pan': 'BVJPK1696M', 'name': 'PRATIBHA JOY KASBE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MANOHAR NANAJI WAGHMARE', 'aadhaar_last4': None, 'quality_issue': None}photo_of_printed_photo
False
1
True
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}True
PROPERTY ADDRESS
30.94
loan_ref: 77000355099; report_id: HRQ-26-161534; customer_name: Joy Francis Kasbe
0.95
taken: legal; legal_address: Flat No 01, Ground Floor, Indrayani Heights Phase Ii, Gat No. 689 Part, Plot No. 42 Plus 45 Plus 46 Plus 48 Plus 57 Mauje Koregaon Bhima, Tal Shirur, Dist Pune; property_address: Flat No 01,
pin: 412216; state: MAHARASHTRA; taluka: SHIRUR; Flat no: FLAT NO 01; district: PUNE; Floor: GROUND; landmark: SHIRUR INTERNATIONAL SCHOOL; Address: Flat No 01, Ground Floor, Indrayani Heights Phase Ii, Gat No. 6
Flat No 01, Ground Floor, Indrayani Heights Phase Ii, Gat No. 689 Part, Plot No. 42 Plus 45 Plus 46 Plus 48 Plus 57 Mauje Koregaon Bhima, Tal Shirur, Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 30.94, 'paper_for': {'loan_ref': '77000355099', 'report_id': 'HRQ-26-161534', 'customer_name': 'Joy Francis Kasbe'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No 01, Ground Floor, Indrayani Heights Phase Ii, Gat No. 689 Part, Plot No. 42 Plus 45 Plus 46 Plus 48 Plus 57 Mauje Koregaon Bhima, Tal Shirur, Dist Pune', 'property_address': 'Flat No 01, Ground Floor, Indrayani Heights Phase, Ii, Near Shirur International School, Parner Pune,Highway, Gat No. 689 Part, Plot No. 42 Plus 45 ,Plus 57 Mauje Koregaon Bhima, Tal Shirur,Dist Pune'}, 'property_address': {'pin': '412216', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'SHIRUR', 'flat_no': 'FLAT NO 01', 'district': 'PUNE', 'floor_no': 'GROUND', 'landmark': 'SHIRUR INTERNATIONAL SCHOOL', 'full_address': 'Flat No 01, Ground Floor, Indrayani Heights Phase Ii, Gat No. 689 Part, Plot No. 42 Plus 45 Plus 46 Plus 48 Plus 57 Mauje Koregaon Bhima, Tal Shirur, Dist Pune', 'village_city': 'KOREGAON BHIMA', 'building_name': 'INDRAYANI HEIGHTS PHASE II', 'survey_or_cts_no': 'GAT NO. 689 PART, PLOT NO. 42 PLUS 45 PLUS 46 PLUS 48 PLUS 57'}, 'security_address_verbatim': 'Flat No 01, Ground Floor, Indrayani Heights Phase Ii, Gat No. 689 Part, Plot No. 42 Plus 45 Plus 46 Plus 48 Plus 57 Mauje Koregaon Bhima, Tal Shirur, Dist Pune'}1968-06-15
ALQPK7549B
JOY FRANCIS KASBE
True
FRANCIS JOHN KASBE
raw reading (for Abhijit)
{'dob': '1968-06-15', 'pan': 'ALQPK7549B', 'name': 'JOY FRANCIS KASBE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'FRANCIS JOHN KASBE', 'aadhaar_last4': None, 'quality_issue': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}True
DESCRIPTION OF SUBJECT FLAT PROPERTY
41.81
loan_ref: 77000355099; report_id: IHFC/TSR/1514/2026; customer_name: Mr. Joy Francis Kasbe
1.0
state: Maharashtra; taluka: Shirur; Flat no: Flat No. GR-1, also described as Flat No. 01; district: Pune; Floor: Ground Floor; Address: Flat No. GR-1, also described as Flat No. 01, Ground Floor, Indrayani Heigh
Flat No. GR-1, also described as Flat No. 01, situated on the Ground Floor, in the building known as “Indrayani Heights, Phase-II,” constructed on the land bearing Gat No. 689, comprising Plot Nos. 42, 45, 46, 47, 48 and
raw reading (for Abhijit)
{'found': True, 'found_in': 'DESCRIPTION OF SUBJECT FLAT PROPERTY', 'area_sq_m': 41.81, 'paper_for': {'loan_ref': '77000355099', 'report_id': 'IHFC/TSR/1514/2026', 'customer_name': 'Mr. Joy Francis Kasbe'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Shirur', 'flat_no': 'Flat No. GR-1, also described as Flat No. 01', 'district': 'Pune', 'floor_no': 'Ground Floor', 'landmark': None, 'full_address': 'Flat No. GR-1, also described as Flat No. 01, Ground Floor, Indrayani Heights, Phase-II, Gat No. 689, Plot Nos. 42, 45, 46, 47, 48 and 57, Village Koregaon Bhima, Taluka Shirur, District Pune', 'village_city': 'Koregaon Bhima', 'building_name': 'Indrayani Heights, Phase-II', 'survey_or_cts_no': 'Gat No. 689, Plot Nos. 42, 45, 46, 47, 48 and 57'}, 'security_address_verbatim': 'Flat No. GR-1, also described as Flat No. 01, situated on the Ground Floor, in the building known as “Indrayani Heights, Phase-II,” constructed on the land bearing Gat No. 689, comprising Plot Nos. 42, 45, 46, 47, 48 and 57, situated at Village Koregaon Bhima, Taluka Shirur, District Pune, within the limits of the Pune Metropolitan Region Development Authority'}MH010413972202627E
9750.0
False
PUNE
Advocate Narayan Laxman Khamkar
PND1_JT DISTT REGISTRAR PUNE URBAN
BANK OF BARODA
{'amount': 9750.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
18/09/2026-12:55:19
True
raw reading (for Abhijit)
{'grn': 'MH010413972202627E', 'pin': None, 'total': 9750.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'PUNE', 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'Advocate Narayan Laxman Khamkar', 'sro_office': 'PND1_JT DISTT REGISTRAR PUNE URBAN', 'paying_bank': 'BANK OF BARODA', 'remarks_raw': None, 'scheme_rows': [{'amount': 9750.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': None, 'payment_date': '18/09/2026-12:55:19', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}MH011180526202627E
412216
10820
6(1)
False
03006172026093001837
PUNE
PUNE
ALQXXXXXXB
FLAT NO 01, GROUND FLOOR, INDRAYANI HEIGHTS PHASE II, NEAR SHIRUR INTERNATIONAL SCHOOL PARNER PUNE
JOY FRANCIS KASBE
SRR_SHIRUR SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1350000
{'amount': 4060, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6760, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX4110
30/09/2026-18:02:05
HIGHWAY GAT NO 689 PART, PLOT NO 42 PLUS 45, PLUS 57 MAUJE KOREGAON BHIMA, SHIRUR, DIST PUNE
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
1350000
raw reading (for Abhijit)
{'grn': 'MH011180526202627E', 'pin': '412216', 'total': 10820, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001837', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ALQXXXXXXB', 'flat_block': 'FLAT NO 01, GROUND FLOOR, INDRAYANI HEIGHTS PHASE II, NEAR SHIRUR INTERNATIONAL SCHOOL PARNER PUNE', 'payer_name': 'JOY FRANCIS KASBE', 'sro_office': 'SRR_SHIRUR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1350000', 'scheme_rows': [{'amount': 4060, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6760, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4110', 'payment_date': '30/09/2026-18:02:05', 'road_locality': 'HIGHWAY GAT NO 689 PART, PLOT NO 42 PLUS 45, PLUS 57 MAUJE KOREGAON BHIMA, SHIRUR, DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1350000'}kind: payment_screenshot; payments: [{'utr': '627339369260', 'date': '2026-09-30', 'page': 1, 'time': '03:42', 'payee': 'Adv Rashmi Singh Asso...', 'amount': 12850.0, 'direction': 'debit', 'narration': '9594998979m@pnb',
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '627339369260', 'date': '2026-09-30', 'page': 1, 'time': '03:42', 'payee': 'Adv Rashmi Singh Asso...', 'amount': 12850.0, 'direction': 'debit', 'narration': '9594998979m@pnb', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9763', 'account_holder': 'slice savings'}}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}kind: bundle; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}index2_input
pin: I CANNOT TELL; rows: {'r4_palika': 'पुणेइतर', 'r11_serial': '57/2015', 'r14_remark': None, 'r4_locality': 'गांव मौजे कोरेगांव भिमा ता शिरूर जि पुणे येथील गट नं - 689 पैकी प्लॉट नंबर 42+45+45+47+48+57 एकुण क्षेत्रफळ
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पुणेइतर', 'r11_serial': '57/2015', 'r14_remark': None, 'r4_locality': 'गांव मौजे कोरेगांव भिमा ता शिरूर जि पुणे येथील गट नं - 689 पैकी प्लॉट नंबर 42+45+45+47+48+57 एकुण क्षेत्रफळ 1146 चौ मी या लिहुन देणार यांचे मालकीचे असलेले क्षेत्रावरील इंद्रायणी हाईट्स या नावाने बांधण्यात येणारे गृहप्रकल्पामधील फेज 2 इमारतीचे तळ मजल्यावरील सदनिका नंबर 01 क्षेत्रफळ 450 चौ फुट याप्रमाणे सदनिका मिळकत ( (GAT NUMBER: 689;))', 'r5_area_text': '0 हेक्टर. आर', 'r7_executants': [{'age': '39', 'pan': 'CAPTS8360J', 'name': 'मेसर्स त्रिमुर्ती एंटरप्रायजेस तर्फे भागीदार श्री विजय तुकाराम शिंदे', 'address': 'प्लॉट नंः माळा नं: इमारतीचे नाव: ब्लॉक नंः रोड नं: शिरसवडी ता हवेली जि पुणे... पिन कोड:- 412208'}, {'age': '39', 'pan': 'BDMPP8807L', 'name': 'मेसर्स त्रिमुर्ती एंटरप्रायजेस तर्फे भागीदार श्री संदिप आबुराव पायगुडे', 'address': 'पत्ता-प्लॉट नंः, माळा नंः इमारतीचे नावः ब्लॉक नंः रोड नं: वाडबोल्हाई ता हवेली जि पुणे, महाराष्ट्र, पुणे. पिन कोड:- 412208'}, {'age': '39', 'pan': 'AXCPP2484L', 'name': 'मेसर्स त्रिमुर्ती एंटरप्रायजेस तर्फे भागीदार श्री विजय प्रभाकर पायगुडे', 'address': 'पत्ता:-प्लॉट नंः, माळा नं:- इमारतीचे नाव: ब्लॉक नंः रोड नं: वाडेबोल्हाई ता हवेली जि पुणे,, पिन कोड:- 412208'}, {'age': '39', 'pan': 'CAPTS8360J', 'name': 'मान्यता दे श्री विजय तुकाराम शिंदे', 'address': 'पत्ता:- प्लॉट नं: माळा नं:-. इमारतीचे नावः - ब्लॉक नंः रोड नंः शिरसवडी ता हवेली जि पुणे, पिन कोड:- 412208'}, {'age': '39', 'pan': 'AXCPP2484L', 'name': 'मान्यता दे श्री विजय प्रभाकर पायगुडे', 'address': 'पत्ता:- प्लॉट नंः माळा नंः - • इमारतीचे नावः, ब्लॉक नंः रोड नंः वाडबोल्हाई ता हवेली जि पुणे... पिन कोड:- 412208'}, {'age': '39', 'pan': 'BDMPP8807L', 'name': 'मान्यता दे श्री संदिप आबुराव पायगुडे', 'address': 'पत्ता:- प्लॉट नं: माळा नं: - • इमारतीचे नावः ब्लॉक नंः रोड नंः वाडबोल्हाई ता हवेली जि पुणे... पिन कोड:- 412208'}], 'r8_purchasers': [{'age': '46', 'pan': 'ALQPK7549B', 'name': 'जॉय फ्रान्सीस कसबे', 'address': 'वडगांव शेरी पुणे, बुरुंजवाडी, MAHARASHTRA, PUNE, Non-Government. पिन कोड:- 412208'}], 'r12_stamp_duty': None, 'r3_market_value': 650000, 'r1_document_type': 'अॅग्रीमेंट टू सेल', 'r2_consideration': 1202500, 'r9_execution_date'HVL6
efiling_copy
9990910260220
True
road: PARNER PUNE HIGHWAY; unit: 01; floor: G; taluka: Shirur; numbers: [{'type': 'GAT NUMBER', 'value': '689P'}, {'type': 'Plot Number', 'value': '42+45+46+47+48+57'}]; village: Koreganv Bhima; building: INDRAYANI HEIGH
ICICI HOME FINANCE COMPANY LTD (163)
{'pan': 'ALQPK7549B', 'name': 'JOY FRANCIS KASBE', 'address': 'Flat No:G, Floor No:G, Building Name:SURVEY NO 6 SAI KRUPA HOUSING SOCIETY, VITTHAL NAGAR WADGAONSHERI, Block Sector:LINES, Road:PUNE, City: PUNE CITY EAST,
Agreement to Sale :57/2015 SRO TALEGAON DAMDHERE
2026-10-09
1350000.0
{'ref': 'MH011180526202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 4050.0, 'ref_kind': 'GRN'}, {'ref': 'MH011180526202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 6750.0, 'ref_kind': 'G
2026-10-09
raw reading (for Abhijit)
{'sro': 'HVL6', 'kind': 'efiling_copy', 'token': '9990910260220', 'legible': True, 'property': {'pin': None, 'road': 'PARNER PUNE HIGHWAY', 'unit': '01', 'floor': 'G', 'taluka': 'Shirur', 'numbers': [{'type': 'GAT NUMBER', 'value': '689P'}, {'type': 'Plot Number', 'value': '42+45+46+47+48+57'}], 'village': 'Koreganv Bhima', 'building': 'INDRAYANI HEIGHTS PHASE II BLDG', 'district': 'Pune', 'area_text': 'Build: 450 Sq.ft.', 'local_body': None, 'description': 'Block Sector:MOUJE KOREGAON BHIMA, Landmark:NEAR SHIRUR INTERNATIONAL SCHOOL', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'ALQPK7549B', 'name': 'JOY FRANCIS KASBE', 'address': 'Flat No:G, Floor No:G, Building Name:SURVEY NO 6 SAI KRUPA HOUSING SOCIETY, VITTHAL NAGAR WADGAONSHERI, Block Sector:LINES, Road:PUNE, City: PUNE CITY EAST, State: MAHARASHTRA, District:PUNE, Pin:411014'}], 'title_deed': 'Agreement to Sale :57/2015 SRO TALEGAON DAMDHERE', 'filing_date': '2026-10-09', 'loan_amount': 1350000.0, 'payment_lines': [{'ref': 'MH011180526202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 4050.0, 'ref_kind': 'GRN'}, {'ref': 'MH011180526202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 6750.0, 'ref_kind': 'GRN'}, {'ref': '1026095203992', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 09 Oct, 13:36 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 6 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 6d ago | EzDocs | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@icicihfc.com', 'subject': 'Undeliverable: Re: Kindly Initiate NOI In Case Of //\xa0MR. JOY FRANCIS KASBE\xa0// |
| 6d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 6 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 6d ago | EzDocs | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@icicihfc.com', 'subject': 'Undeliverable: Re: Kindly Initiate NOI In Case Of //\xa0MR. JOY FRANCIS KASBE\xa0// |
| 6d ago | EzDocs | dhc_prn_read | {'prn': '1026095203992', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990910260220.pdf', 'from': "the filed notice's own text", 'gr |
| 6d ago | EzDocs | efiling_copy_read | {'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990910260220.pdf', 'token': '9990910260220', 'doc_id': '0a77b83a-5382-478d-bd67-597e9b022331', 'mortgagors': 1} |
| 6d ago | EzDocs | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@icicihfc.com', 'subject': 'Undeliverable: Re: Kindly Initiate NOI In Case Of //\xa0MR. JOY FRANCIS KASBE\xa0// |
| 6d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 6d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999091026 |
| 6d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'CamScanner 08-10-2026 21.47.jpg', 'kind': 'index2'} |
| 6d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-08T16:20:57', 'why': 'mail', 'open': 9, 'mails': [{'at': '2026-09-30 10:49', 'id': '1a0f1efe4aa5310f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for Mr. Joy Francis Kas |
| 6d ago | EzDocs | mail_against_file490 | {'at': '2026-10-08T16:20:48', 'asks': [], 'gist': 'The branch sent the Index II.', 'next': 'Read the Index II and update the file with the property details and mortgagor information.', 'brought': [{'how': 'paper', 'need' |
| 6d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-08T16:20:40', 'why': 'paper', 'open': 9, 'mails': [{'at': '2026-09-30 10:49', 'id': '1a0f1efe4aa5310f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for Mr. Joy Francis Ka |
| 6d ago | EzDocs | paper_against_file490 | {'at': '2026-10-08T16:20:31', 'why': 'This Index II belongs to the file because it names the customer Joy Francis Kasbe as a purchaser and provides property details that clarify a previous discrepancy.', 'file': 'CamScan |
| 6d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-08T16:20:23', 'why': 'first note', 'open': 9, 'mails': [{'at': '2026-09-30 10:49', 'id': '1a0f1efe4aa5310f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for Mr. Joy Franc |
| 6d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 6d ago | EzDocs | address_compared | {'sig': 'e27994108bcdf4ec', 'why': 'new mail', 'people': [{'home': 'sai krupa Housing Society, vitthal nagar, Survey no 6, near inamdar School, Wadgaonsheri, Pune City, Pune, 411014', 'person': 'JOY FRANCIS KASBE', 'agai |
| 6d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 6, 'seconds': 17.7, 'workers': 5} |
| 6d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': 'The source is a property description from a title document. It provides the village, taluka, district, gat nu |
| 6d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'CamScanner 08-10-2026 21.47.jpg', 'changed': {}, 'village': 'कोरेगांव भिमा |
| 6d ago | EzDocs | index2_people_checked | {'doc_id': '5ba80d81-49d1-4aa8-b1af-a6a34fcf8d9b', 'differs': 0, 'matched': [{'score': 0.91, 'person': 'JOY FRANCIS KASBE', 'pan_agrees': True}], 'not_on_case': 0} |
| 6d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'CamScanner 08-10-2026 21.47.jpg', 'changed': {'Flat no': {'was': 'FLAT NO |
| 6d ago | EzDocs | index2_people_checked | {'doc_id': '5ba80d81-49d1-4aa8-b1af-a6a34fcf8d9b', 'differs': 0, 'matched': [{'score': 0.91, 'person': 'JOY FRANCIS KASBE', 'pan_agrees': True}], 'not_on_case': 0} |
| 6d ago | EzDocs | property_english_extracted | {'note': '', 'village': 'Koregaon Bhima', 'building': 'Indrayani Heights, Phase 2', 'specific_unit_found': True} |
| 6d ago | EzDocs | index2_people_checked | {'doc_id': '5ba80d81-49d1-4aa8-b1af-a6a34fcf8d9b', 'differs': 0, 'matched': [{'score': 0.91, 'person': 'JOY FRANCIS KASBE', 'pan_agrees': True}], 'not_on_case': 0} |
| 6d ago | EzDocs | index2_input_received | {'file': 'CamScanner 08-10-2026 21.47.jpg'} |
| 6d ago | EzDocs | document_received | {'file': 'CamScanner 08-10-2026 21.47.jpg', 'doc_type': 'index2', 'confidence': 0.98} |
| 13d ago | EzDocs | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 13d ago | EzDocs | hidden_payment_scan | {'file': 'KFSLetter_77000355100.pdf', 'kind': None, 'found': 0, 'doc_id': '56dae9ea-c100-4d84-b14c-f5db0f1c1eff', 'fetched': True} |