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Cases / NOI-2026-02916

Pooja Gaykar

PNB_HFLLAN HOU/THA/0926/5227942 Challan paid · our move File on IGRAll documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Payment screenshot — shows ₹26,124; money not verified yet — inside NOI pooja.pdfopen
✓Index II — inside NOI pooja.pdfopen
✓PAN card — inside NOI pooja.pdfopen
✓Aadhaar card — inside NOI pooja.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (2)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹26,150.97 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹26,150.97CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹26,124; we wait for the credit itself
The branch sent 2 receipts — 0 of 2 have reached our account:
₹24,124not seen in our account yet
₹2,000not seen in our account yet3803825610
Ask for the exact ₹26,150.97. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%9,330
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.97
Total we ask for26,150.97
Screenshot ₹26,124 — ₹27 under our ask, not below the real calculation ₹26,124. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 2 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹26,144. We ask ₹26,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹26,475 · 14 Oct 15:48 · AAKASH BHA. RRN- · 8724880192 — ₹324.03 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 13 minour time · 30 Sep 12:43
Index II —not yet
the NOI team 15 d 19 htotal 15 d 19 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 12:43 — 15 d 5 h of working time
Day by day — every step and who held it
29 Sep 23:13Your branch's mail
29 Sep 23:13Papers readat once
29 Sep 23:13Property readat once
29 Sep 23:13Fee quotedat once
29 Sep 23:13Ready for the challanat once
30 Sep 12:43Challan made+13 h 29 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹31,08,000
Loan account no.
HOU/THA/0926/5227942
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to provide the Index II and a selfie photo of the applicants.
the history says the next move is with the branch — the Index II and selfie photo
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 2 (2026-09-29) “We acknowledge the receipt of your mail document and payment.”
✓ challan made — done, mail 4 (2026-09-30) “PFA challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-30) “PFA challan for your reference.”
? Index II asked for — asked, mail 3 (2026-09-30) “For NOI filing, We need a clear photocopy of index 2 and a colour live selfie photo of applicants..”
read over 4 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011133030202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
GM ganesh.mali@phfl.com phfl.com
29 Sep, 23:13 · 15d ago
THE FIRST MAIL — how this case began
POOJA GAYKAR - HOU/THA/0926/5227942
DEAR TEAM ,

PLASE DO NEEDFULL .

Thanks & Regards, Ganesh Mali Channel Manager-DMA PNB Housing Finance Ltd, Thane West, Maharashtra – 400601 Mob:-9004927738 Website-www.pnbhousing
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
29 Sep, 23:27 · 15d ago
Dear Team

We acknowledge the receipt of your mail document and payment. We will

initiate the Challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 29 Sep, 2026, 23:13 Ganesh Ramvilas Mali, <ganesh.mali@phfl.com>

wrote:

earlier mails quoted below
DEAR TEAM, PLASE DO NEEDFULL. ​ *Thanks & Regards,* *Ganesh Mali* *Channel Manager-DMA* *PNB Housing Finance Ltd, Thane West, Maharashtra – 400601* *Mob:-9004927738* *Website-www.pnbhousing <http://www.pnbhousing/>*
🤖 read: challan shared — promised for later — “We will initiate the Challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 11:36 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a clear photocopy of index 2 and a colour live selfie photo of applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 23:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 29 Sep, 2026, 23:13 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote: DEAR TEAM, PLASE DO NEEDFULL. ​ Thanks & Regards, Ganesh Mali Channel Manager-DMA PNB Housing Finance Ltd, Thane West, Maharashtra – 400601 Mob:- 9004927738 Website- www.pnbhousing
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:45 · 15d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 11:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a clear photocopy of index 2 and a colour live selfie photo of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 29 Sept 2026 at 23:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 29 Sep, 2026, 23:13 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote: DEAR TEAM, PLASE DO NEEDFULL. ​ Thanks & Regards, Ganesh Mali Channel Manager-DMA PNB Housing Finance Ltd, Thane West, Maharashtra – 400601 Mob:- 9004927738 Website- www.pnbhousing
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Payment screenshot inside+ Index II inside+ PAN card inside+ Aadhaar card inside NOI pooja.pdf
filed 15d ago
Paid challan (GRAS) POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf
filed 15d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,150.97
Where it stands
waiting for the credit
Screenshot claims
₹26,124 663803825610
Screenshot ₹26,124 — ₹27 under our ask, not below the real calculation ₹26,124. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,330₹15,000₹320 ₹1,500₹26,150
By law ₹26,144. We ask ₹26,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd name, Area, Area unit (Sq.mt. / Sq.ft.), Building (person 1), Floor (person 1)
19 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (NOI pooja.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
empty
PIN
⚠ not in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
१) इनर वर्णन इनर माहिती मौजे भिवानी 1400-/1,1453- जागवीन नक्ष्मीधर ही गोगावी मतदान 202 ने क्षेत्र 365 नौ फुटान 3392 नी मी ज्यामय पर 284/6(OC) विदार अगल्यामुळे महणून व वन विभाग महाराष्ट्र आगन यान दिनार 31/03/2021 गत्रीया व. मुद्रान-2021/अनी म.क्र. 12/प्र.क्र. 107/-1 (धोरण अन् मुद्रा मध्य 1% नामदान देना। (C.T.S. Number 1400-A/1, 1453-)) व्यानर म्यानजामपुर मनन
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
NOI pooja.pdf
as printed
FLAT NO 201 AND 202, 2ND FLOOR, MH NO 284/6, LAXMIDHAR CO OP HOU SOC LTD, BHIWANDHI, WEST, THANE, BRAHMAN ALI, THANE, MAHARASHTRA, INDIA, 421302
PIN
421302
THE CHALLAN, as it will be typed
Flat/Survey Number
201 AND 202 2ND FLOOR LAXMIDHAR CO OP HOU SOC LTD CTS NO 1400-A/1 AND 1453
Locality/Road
BRAHMAN ALI BHIVANDI
Area/City
THANE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorPOOJA CHANDRAKANT GAYKARBECPG8896P

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementganesh.mali@phfl.com 15d ago
What EzDocs read from each document — check anything marked in red
Sanction letter NOI pooja.pdf needs your check
lan
HOU/THA/0926/5227942
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'POOJA CHANDRAKANT GAYKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KIRAN CHANDRAKANT GAIKAR', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
loan amount
2960000.0
final amount
3108000.0
interest rate
8.5
sanction date
28-Sep-2026
letter version
10
applicant email
poojagaikar35@gmail.com
applicant names
POOJA CHANDRAKANT GAYKAR, KIRAN CHANDRAKANT GAIKAR
printed altered
False
applicant mobile
9029892772
balance transfer
False
property address
pin: 421302; road: BRAHMAN ALI; state: MAHARASHTRA; taluka: Thane; Flat no: 201 AND 202; district: Thane; Floor: 2ND FLOOR; Address: FLAT NO 201 AND 202, 2ND FLOOR, MH NO 284/6, LAXMIDHAR CO OP HOU SOC LTD, BHIWA
insurance premium
148000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3108000.0
security address verbatim
FLAT NO 201 AND 202, 2ND FLOOR, MH NO 284/6, LAXMIDHAR CO OP HOU SOC LTD, BHIWANDHI, WEST, Thane, BRAHMAN ALI, Thane, MAHARASHTRA, India, 421302
applicant address verbatim
CHANDRAKANT GAYKAR, HOUSE NO 131, KOMBADPADA ROAD SANGAM PADA, BHIWANDI,., Thane, MAHARASHTRA, 421308, India
raw reading (for Abhijit)
{'lan': 'HOU/THA/0926/5227942', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'POOJA CHANDRAKANT GAYKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KIRAN CHANDRAKANT GAIKAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2960000.0, 'final_amount': 3108000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '10', 'applicant_email': 'poojagaikar35@gmail.com', 'applicant_names': ['POOJA CHANDRAKANT GAYKAR', 'KIRAN CHANDRAKANT GAIKAR'], 'printed_altered': False, 'applicant_mobile': '9029892772', 'balance_transfer': False, 'property_address': {'pin': '421302', 'road': 'BRAHMAN ALI', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '201 AND 202', 'district': 'Thane', 'floor_no': '2ND FLOOR', 'landmark': None, 'full_address': 'FLAT NO 201 AND 202, 2ND FLOOR, MH NO 284/6, LAXMIDHAR CO OP HOU SOC LTD, BHIWANDHI, WEST, Thane, BRAHMAN ALI, Thane, MAHARASHTRA, India, 421302', 'village_city': 'BHIWANDHI, WEST', 'building_name': 'LAXMIDHAR CO OP HOU SOC LTD', 'survey_or_cts_no': 'MH NO 284/6'}, 'insurance_premium': 148000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3108000.0, 'security_address_verbatim': 'FLAT NO 201 AND 202, 2ND FLOOR, MH NO 284/6, LAXMIDHAR CO OP HOU SOC LTD, BHIWANDHI, WEST, Thane, BRAHMAN ALI, Thane, MAHARASHTRA, India, 421302', 'applicant_address_verbatim': 'CHANDRAKANT GAYKAR, HOUSE NO 131, KOMBADPADA ROAD SANGAM PADA, BHIWANDI,., Thane, MAHARASHTRA, 421308, India'}
Sanction letter NOI pooja.pdf needs your check
dob
1991-12-09
pan
BECPG8896P
name
POOJA CHANDRAKANT GAYKAR
legible
True
father name
CHANDRAKANT PANDURANG GAIKAR
raw reading (for Abhijit)
{'dob': '1991-12-09', 'pan': 'BECPG8896P', 'name': 'POOJA CHANDRAKANT GAYKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'CHANDRAKANT PANDURANG GAIKAR', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter NOI pooja.pdf needs your check
dob
1991-12-09
pan
BECPG8896P
legible
True
raw reading (for Abhijit)
{'dob': '1991-12-09', 'pan': 'BECPG8896P', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter NOI pooja.pdf needs your check
payments inside
bank: IDFC FIRST Bank; kind: bundle; payments: [{'utr': None, 'date': '2026-09-29', 'page': 1, 'time': '17:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24124.0, 'direction': 'debit', 'narration': None, 'proof_
header doc number
BVD3-11364-2026
raw reading (for Abhijit)
{'payments_inside': {'bank': 'IDFC FIRST Bank', 'kind': 'bundle', 'payments': [{'utr': None, 'date': '2026-09-29', 'page': 1, 'time': '17:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24124.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}, {'utr': '663803825610', 'date': '2026-09-29', 'page': 2, 'time': '17:27', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI transaction ID 663803825610 To: THINKBIGZ INITIATIVE PVT LTD 56-2@okbizaxis From: Pooja Chandrakant Gaykar (IDFC FIRST Bank) ....ar35@okicici on Google Pay Google transaction ID CICAgPjihYCYWQ', 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_last4': '1278', 'account_holder': 'Pooja Chandrakant Gaykar'}, 'header_doc_number': 'BVD3-11364-2026'}
Paid challan (GRAS) POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf needs your check
grn
MH011133030202627E
pin
421302
total
24330.0
article
6(1)
defaced
False
bank cin
03006172026093000667
district
THANE
area city
THANE
payer pan
BECXXXXXXP
flat block
FLAT NO 201 AND 202 2ND FLOOR LAXMIDHAR CO OP HOU SOC LTD CTS NO 1400 A/1 AND 1453 A
payer name
POOJA CHANDRAKANT GAYKAR
sro office
BVD3_BHIWANDI 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3108000
scheme rows
{'amount': 9330.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2772
payment date
30/09/2026-12:43:15
road locality
MH NO 284/6 BRAHMAN ALI BHIVANDI
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3108000
raw reading (for Abhijit)
{'grn': 'MH011133030202627E', 'pin': '421302', 'total': 24330.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000667', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'BECXXXXXXP', 'flat_block': 'FLAT NO 201 AND 202 2ND FLOOR LAXMIDHAR CO OP HOU SOC LTD CTS NO 1400 A/1 AND 1453 A', 'payer_name': 'POOJA CHANDRAKANT GAYKAR', 'sro_office': 'BVD3_BHIWANDI 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3108000', 'scheme_rows': [{'amount': 9330.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2772', 'payment_date': '30/09/2026-12:43:15', 'road_locality': 'MH NO 284/6 BRAHMAN ALI BHIVANDI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3108000'}
Sanction letter NOI pooja.pdf needs your check
payments inside
kind: bundle; payments: [{'utr': None, 'date': '2026-09-29', 'page': 1, 'time': '17:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24124.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen
raw reading (for Abhijit)
{'payments_inside': {'kind': 'bundle', 'payments': [{'utr': None, 'date': '2026-09-29', 'page': 1, 'time': '17:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24124.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}, {'utr': '663803825610', 'date': '2026-09-29', 'page': 2, 'time': '17:27', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 2000.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_holder': 'Pooja Chandrakant Gaykar'}}
Paid challan (GRAS) POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 29 Sep, 23:27 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
13d agoEzDocshidden_payment_scan{'file': 'POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '89ae565b-eee4-4985-b7c6-80f5d80b2d90', 'fetched': True}
14d agoEzDocshidden_payment_scan{'file': 'NOI pooja.pdf', 'kind': 'bundle', 'found': 0, 'doc_id': '457db5df-0ece-4c81-914f-806ebc73ef8d', 'fetched': True}
15d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_over
15d agoEzDocsmatch_undone{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 26250.0, 'reason': 'amount-only match onto a case pa
15d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BExxxxxxXP — no paper on the
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
15d agoEzDocstitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'NOI pooja.pdf', 'kind': 'index2'}
15d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf', 'ki
15d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'POOJA CHANDRAKANT G
15d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'BVD3_BHIWANDI 3 JOINT SUB REGISTRAR', 'district': 'THANE'}
15d agoEzDocschallan_verified_against_case{'grn': 'MH011133030202627E', 'file': 'POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d agoEzDocschallan_extracted{'grn': 'MH011133030202627E', 'file': 'POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24330.0}
15d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the sanction letter prints
15d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (CTS, 1400, A, 1, 1453, BHIVANDI) — read box 1 once against the paper's own words"}
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 3, 'summary': 'The bank ha
15d agoEzDocsquoted_history_checked{}
15d agoEzDocsextra_challan_scanned{'found': 0}
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The branch
15d agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'NOI pooja.pdf', 'doc_id': '457db5df-0ece-4c81-914f-806ebc73ef8d', 'header_sro': '
15d agoEzDocsreader_home_address{'fp': '0b1bd7a3c015d21e', 'from': 'the sanction letter (NOI pooja.pdf)', 'home': {'pin': '421308', 'area': 'SANGAM PADA', 'flat': 'HOUSE NO 131', 'road': 'KOMBAPADA ROAD', 'state': 'MAHARASHTRA', 'district': 'Thane', 'v
15d agoEzDocscase_read{'how': 'uri', 'tag': '85d016b2b91aa592', 'docs': ['NOI pooja.pdf'], 'loan': {'amount': 3108000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', 'quote': 'Loan Amount INR 2960000', 'amount': 296
15d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['NOI pooja.pdf'], 'after': {'challan_boxes': {'box1': '201 AND 202 2ND FLOOR LAXMIDHAR CO OP HOU SOC LTD CTS NO 1400-A/1 AND 1453', 'box2': 'BRAHMAN ALI BHIVANDI', 'city': 'THAN
15d agoEzDocschallan_boxes_composed{'fp': 'fe1617521cb48972', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': '201 AND 202 2ND FLOOR LAXMIDHAR CO OP HOU SOC LTD
15d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka', 'why': 'T
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The branch has sent t
15d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka', 'why': 'T
15d agoEzDocskyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'POOJA CHANDRAKANT GAYKAR', 'party_id': 'cfdab6bb-6126-4
15d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'NOI pooja.pdf', 'changed': {'Flat no': {'was': '201 AND 202', 'index2': No
15d agoEzDocsindex2_people_checked{'doc_id': '457db5df-0ece-4c81-914f-806ebc73ef8d', 'differs': 2, 'matched': [{'score': 0.98, 'person': 'POOJA CHANDRAKANT GAYKAR', 'pan_agrees': False}, {'score': 0.81, 'person': 'POOJA CHANDRAKANT GAYKAR', 'pan_agrees':

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹26,124 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹26,150.97 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:00
30 Sep10 things — 1 document received · 1 letter written · 1 caution · 7 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:12
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:52
The branch's title document is on the case — the filing is the NOI team's move
12:46
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:46
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:46
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:46
Challan re-read against the case — matches exactly
12:46
Received: Challan
POOJA CHANDRAKANT GAYKAR EchallanMH011133030202627E.pdf
12:46
EzDocs found something to check before the form is saved
12:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:39
29 Sep18 things — 1 document received · 2 letters written · 2 money steps · 13 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
23:31
EzDocs read the whole file
23:15
The challan's address boxes were written from the papers
23:14
EzDocs read the whole trail as one conversation — where the case stands is on the page
23:14
EzDocs took 18 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
23:14
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
23:14
The branch's payment screenshot was read
23:13
The branch's payment screenshot was read
23:13
Everything for the challan is in — queued
Papers and money are in — the challan is next.
23:13
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02916
23:13
No fee quote sent — the branch's own figures were right
23:13
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
23:13
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
23:13
PAN found inside the KYC file — no need to ask for it
23:13
The loan amount was worked out from the papers
23:13
Property address read from the sanction letter
23:13
Received: Sanction letter
NOI pooja.pdf
23:13
Case opened from the branch's mail
23:13
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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