⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02691

Shweta Keshav Wadkar

LAN 4600000236 Challan paid · our move SHORT ₹164.32 File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

The challan was paid on another loan figure. The file adds up to ₹25,640; it reads: ₹10,640 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹25,790 (0.3% ₹10,790 + 0.5% ₹15,000 on a loan of ₹35,95,000); the challan itself says a loan of ₹35,42,000. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹35,41,669–₹35,45,001, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.

✓Payment screenshot — SHORT ₹164.32 (shows ₹27,676 of ₹27,840.32)open

✓Aadhaar cardopen

✓Technical reportopen

✓Sanction letteropen

✓Sale deedopen

✓PAN cardopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Paid challan (GRAS)open

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹164.32 (₹27,676 of ₹27,840.32).
Money received is short — ₹164.32 still to come.
Challan on file does not agree with the case. Open it before paying or sharing.
Bank under-collected — money at risk — see Facts.
The work is done — our fee of ₹27,840.32 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyLess money came

₹27,676of ₹27,840.32CASE MARK

₹164.32 of our ask has not arrived yet.

₹27,676 receivedthe receipt's amount and minute agree

Ask for the exact ₹27,840.32. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%10,790

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.32

Total we ask for27,840.32

Screenshot ₹27,676. Case needs ₹27,840.32. SHORT by ₹164.32. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹109 below the real calculation of ₹27,785 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

paid 26 Sep 10:57:59

How we know

Our own bank told us — 26 Sep 10:57

₹27,676 · UTR 626904357863 · from BP-HDFCBN-S

“Successful! You have received Rs. 27676.00 via HDFC Bank SmartHub Vyapar from SHWETA KES. RRN-626904357863, Check: https://1.hdfc.bank.in/HDFCBK/s/N017dMpO”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹27,835. We ask ₹27,840 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹27,676 — ₹164.32 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹27,676. Case needs ₹27,840. SHORT by ₹164. Do NOT accept ₹27,676 — ask the branch for ₹27,840.

why?

The branch is asking the borrower for Rs.27,676 where the duty and fees come to Rs.27,835 — Rs.159 short. Collect Rs.27,835; a short challan is refused at the SRO counter.

the branch's own words

The branch's mail said: total payable: bank says Rs.27,676, computed Rs.27,835 (difference Rs.-159)

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 24 minour time · 28 Sep 13:49

Index II —not yet

the NOI team 17 d 2 htotal 17 d 2 h so far

Now with the NOI team — e-filing on IGR

since 28 Sep 13:49 — 17 d 2 h of working time

Day by day — every step and who held it

28 Sep 13:24Your branch's mail

28 Sep 13:24Payment landedat once

28 Sep 13:25Papers read+1 min · the NOI team

28 Sep 13:25Property readat once

28 Sep 13:25Papers readat once

28 Sep 13:26Fee quotedat once

28 Sep 13:49Challan made+23 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹35,95,000

Loan account no.

4600000236

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — the loan: the paid challan (₹25,640, GRN MH010976089202627E) was worked on a loan of ₹35,41,669–₹35,45,001; this case holds ₹35,95,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Payment page: NO paid challan on this case fits its loan of 35,95,000 — GRN MH010976089202627E pays 10,640 + 15,000 (that is a loan of about 35,47,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.

• challan paid-date not on file — it is printed on the challan

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan account number mismatch

Technical report	4600000236 Application No.: 4600000236
Sanction letter	364010464171 Loan proposal/ account No. 364010464171

Why it matters: The technical report and the case file list application/loan number 4600000236, whereas the sanction letter lists loan number 364010464171. Since the customer name and property details match, these numbers likely refer to the same case at different stages, but the difference should be noted.

What to do: Verify with the branch whether the final loan account number is 4600000236 or 364010464171.

CHECKLoan amount mismatch

Sanction letter	35,95,000 Sanctioned Loan amount (in Rupees) 35,95,000
Branch request mail	35,42,000 LOAN AMOUNT 35,42,000

Why it matters: The sanction letter specifies a loan of Rs. 35,95,000, but the branch's request email and the paid challan use Rs. 35,42,000. The notice has been filed and paid using the lower amount.

What to do: Proceed with the paid amount of Rs. 35,42,000 as the challan is already generated and paid under this figure.

CHECKApplicant photo issue

Selfie

not a live selfie

photograph of a passport-size print

Why it matters: The uploaded selfie is a photo of a printed photograph rather than a live selfie of the applicant, which may lead to portal rejection during verification.

What to do: Request a fresh live selfie of Shweta Keshav Wadkar from the branch.

Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and confirmed payment for the challan. The team has generated and shared the challan, but is now waiting for the Index II copy from the branch to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 1 (2026-09-28) “case details are mentioned below, and the payment receipt is also attached.”

✓ challan made — done, mail 2 (2026-09-28) “PFA challan for your reference.”

✓ challan shared — done, mail 2 (2026-09-28) “PFA challan for your reference.”

? Index II asked for — asked, mail 3 (2026-09-28) “For the NOI filing, we need the index 2 copy.”

read over 3 mail(s), last mail 2026-09-28 · read 17d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010976089202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PB prashant.bisht@icicihfc.com icicihfc.com
28 Sep, 13:24 · 17d ago THE FIRST MAIL — how this case began

Kindly process the Challan for 0.30% & 0.50% for the case of Shweta Keshav Wadkar // 10312180 // 4600000236

📎 NOI payment- Shweta Wadkar.pdf ↗📎 AADHAR CARD SHWETA.pdf ↗📎 IND_APF_REPORT_10312180VAL1.pdf ↗📎 364010464171.pdf ↗📎 Draft_AFS_1702.pdf ↗📎 Pan Card Shweta.pdf ↗📎 Image.png ↗📎 Image.jpeg ↗

Dear Team.

Kindly process the Challan for 0.30% & 0.50% for the case of Shweta Keshav Wadkar //

Customer nameSHWETA KESHAV WADKAR

Loan account (LAN)4600000236

Loan amount₹35,42,000

Stamp duty 0.30%₹10,626

Registration fee 0.50%₹15,000

DHC₹350

Total₹27,676

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

10312180//

4600000236 and

case details are mentioned below, and the payment receipt is also attached.

Team, please provide the Challan on a priority basis.

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

Property Owner Name

SHWETA KESHAV WADKAR

CASE INITIATION BRANCH NAME

CBD Belapur

CASE TYPE (PLS MENTION IT )

Home Loan (Resale)

Property Address

GHP Azzure,

Plot No 11, Flat No 1702, Sector 8, Taloja Phase 1, Taloja, 410208

NOI SERIVCE FEE1700

Warm Regards,

Prashant Bisht

Relationship Manager

CBD-Belapur

Get Outlook for iOS

🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “Team, please provide the Challan on a priority basis.”

OL The NOI teamTYPED IN GMAIL
28 Sep, 13:50 · 17d ago

📎 SHWETA KESHAV WADKAR EchallanMH01097608920 ↗

Team,

PFA challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 28 Sept 2026 at 13:25, Prashant Bisht / /ICICIHFC/PNVL <
prashant.bisht@icicihfc.com> wrote:

*[image: Image.png]Dear Team.*

*Kindly process the Challan for 0.30% & 0.50% for the case of Shweta
Keshav Wadkar // **10312180** // **4600000236 and **case details are
mentioned below, and the payment receipt is also attached.*

*Team, please provide the Challan on a priority basis.*

*CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*
*APPLICANT NAME*
*SHWETA KESHAV WADKAR*
*Property Owner Name*
*SHWETA KESHAV WADKAR*
*LAN NO*
*4600000236*
*CASE INITIATION BRANCH NAME*
*CBD Belapur*
*CASE TYPE (PLS MENTION IT)*
*Home Loan (Resale)*
*Property Address*
GHP Azzure, Plot No 11, Flat No 1702, Sector 8, Taloja Phase 1, Taloja,
410208
<https://www.google.com/maps/search/8,+Taloja+Phase+1,+Taloja,+410208?entry=gmail&source=g>
*LOAN AMOUNT*
*35,42,000*
*0.30%*
*10,626*
*0.50%*
*15000*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*27676/-*

**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*

[image: signatureImage]
*Warm Regards,*
*Prashant Bisht*
*Relationship Manager*
*CBD-Belapur *

Get Outlook for iOS <https://aka.ms/o0ukef>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
28 Sep, 13:51 · 17d ago

Team,

For the NOI filing, we need the index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 28 Sept 2026 at 13:50, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Mon, 28 Sept 2026 at 13:25, Prashant Bisht / /ICICIHFC/PNVL < prashant.bisht@icicihfc.com > wrote:

Dear Team.

Kindly process the Challan for 0.30% & 0.50% for the case of Shweta Keshav Wadkar //
10312180 //
4600000236 and
case details are mentioned below, and the payment receipt is also attached.

Team, please provide the Challan on a priority basis.

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

APPLICANT NAME

SHWETA KESHAV WADKAR

Property Owner Name

SHWETA KESHAV WADKAR

LAN NO

4600000236

CASE INITIATION BRANCH NAME

CBD Belapur

CASE TYPE (PLS MENTION IT)

Home Loan (Resale)

Property Address

GHP Azzure,
Plot No 11, Flat No 1702, Sector 8, Taloja Phase 1, Taloja, 410208

LOAN AMOUNT

35,42,000

0.30%

10,626

0.50%

15000

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

27676/-

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

Warm Regards,

Prashant Bisht

Relationship Manager

CBD-Belapur

Get Outlook for iOS

🤖 read: asks the branch for documents — “For the NOI filing, we need the index 2 copy.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	NOI payment- Shweta Wadkar.pdf	filed	17d ago
Aadhaar card	AADHAR CARD SHWETA.pdf	filed	17d ago
Technical report	IND_APF_REPORT_10312180VAL1.pdf	filed	17d ago
Sanction letter	364010464171.pdf	filed	17d ago
Sale deed	Draft_AFS_1702.pdf	filed	17d ago
PAN card	Pan Card Shweta.pdf	filed	17d ago
Selfie / photo	Image.png	CANNOT BE READ — clear copy asked	17d ago
Other	Image.jpeg	filed	17d ago
Paid challan (GRAS)	SHWETA KESHAV WADKAR EchallanMH010976089202627E.pdf	filed	17d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,840.32

Where it stands
SHORT — less arrived than needed

Screenshot claims
₹27,676 626904357863

Screenshot ₹27,676. Case needs ₹27,840.32. SHORT by ₹164.32. Ask the branch for the balance.

why?

Paid at
26 Sep 10:57:59

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹10,790	₹15,000	₹350	₹1,700	₹27,840

By law ₹27,835. We ask ₹27,840 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO

19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (IND_APF_REPORT_10312180VAL1.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No. 1702, 17th Floor, Azure Building, Plot No. 11, Sector 08, Taloja (Ges), Navi Mumbai - 410208

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

IND_APF_REPORT_10312180VAL1.pdf

Property Address line
FLAT NO. 1702, 17TH FLOOR,AZURE BUILDING,PLOT NO. 11, SECTOR 08, TALOJA (GES), NAVI MUMBAI - 410208

Legal Address line
FLAT NO. 1702, 17TH FLOOR, AZURE BUILDING, PLOT NO. 11, SECTOR 8, TALOJA (GES), NAVI MUMBAI - 410208

PIN
410208

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1702 17TH FLOOR AZURE BUILDING PLOT NO 11 SECTOR 8

Locality/Road
TALOJA GES NEAR SM MARWA TALOJA PHASE 1

Area/City
NAVI MUMBAI

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SHWETA KESHAV WADKAR	ADXPW8334M	…4083

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	prashant.bisht@icicihfc.com	17d ago
document chase	prashant.bisht@icicihfc.com	17d ago
questions for the branch — what the papers leave open	prashant.bisht@icicihfc.com	17d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot NOI payment- Shweta Wadkar.pdf needs your check

utr
626904357863

date
2026-09-26

time
10:57

amount
27676

method
UPI

payee upi
0123@hdfcbank

payer upi
ar-1@okicici

payee name
EZDOCS

payer name
SHWETA KESHAV WADKAR

debit notification text
Payment of ‘27,676 completed Receiver’s bank has confirmed deposit of money to EZDOCS’s bank account

raw reading (for Abhijit)

{'utr': '626904357863', 'date': '2026-09-26', 'time': '10:57', 'amount': 27676, 'method': 'UPI', 'payee_upi': '0123@hdfcbank', 'payer_upi': 'ar-1@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'SHWETA KESHAV WADKAR', 'debit_notification_text': 'Payment of ‘27,676 completed Receiver’s bank has confirmed deposit of money to EZDOCS’s bank account'}

Technical report IND_APF_REPORT_10312180VAL1.pdf needs your check

found
True

found in
TECHNICAL REPORT

area sq m
58.34

paper for
loan_ref: 4600000236; report_id: HRQ-26-160108; customer_name: Shweta Keshav Wadkar

confidence
1

address lines
taken: both the same; legal_address: Flat No. 1702, 17th Floor, Azure Building, Plot No. 11, Sector 8, Taloja (Ges), Navi Mumbai - 410208; property_address: Flat No. 1702, 17th Floor,,Azure Building,,Plot No. 11, Sector

property address
pin: 410208; road: Plot No. 11, Sector 08; state: Maharashtra; taluka: Taloja; Flat no: Flat No. 1702; district: Navi Mumbai; Floor: 17th Floor; landmark: Near Sm Marwa, Taloja Phase1; Address: Flat No. 1702, 17t

security address verbatim
Flat No. 1702, 17th Floor, Azure Building, Plot No. 11, Sector 08, Taloja (Ges), Navi Mumbai - 410208

raw reading (for Abhijit)

{'found': True, 'found_in': 'TECHNICAL REPORT', 'area_sq_m': 58.34, 'paper_for': {'loan_ref': '4600000236', 'report_id': 'HRQ-26-160108', 'customer_name': 'Shweta Keshav Wadkar'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Flat No. 1702, 17th Floor, Azure Building, Plot No. 11, Sector 8, Taloja (Ges), Navi Mumbai - 410208', 'property_address': 'Flat No. 1702, 17th Floor,,Azure Building,,Plot No. 11, Sector 08,, Taloja (Ges), Navi Mumbai - 410208'}, 'property_address': {'pin': '410208', 'road': 'Plot No. 11, Sector 08', 'state': 'Maharashtra', 'taluka': 'Taloja', 'flat_no': 'Flat No. 1702', 'district': 'Navi Mumbai', 'floor_no': '17th Floor', 'landmark': 'Near Sm Marwa, Taloja Phase1', 'full_address': 'Flat No. 1702, 17th Floor, Azure Building, Plot No. 11, Sector 08, Taloja (Ges), Navi Mumbai - 410208', 'village_city': 'Taloja (Ges)', 'building_name': 'Azure Building', 'survey_or_cts_no': 'Plot No. 11, Sector 08'}, 'security_address_verbatim': 'Flat No. 1702, 17th Floor, Azure Building, Plot No. 11, Sector 08, Taloja (Ges), Navi Mumbai - 410208'}

Sanction letter 364010464171.pdf needs your check

lan
364010464171

legible
True

borrowers
{'name': 'SHWETA KESHAV WADKAR', 'role': 'applicant', 'label': None}

loan type
Home Loan

confidence
1.0

loan amount
3595000.0

final amount
3595000.0

interest rate
9.1

sanction date
08/03/2026

applicant email
SHWETAKWADKAR@GMAIL.COM

applicant names
SHWETA KESHAV WADKAR

printed altered
False

applicant mobile
9326928574

balance transfer
False

property address

final amount label
Loan Amount

includes insurance
False

applicant address verbatim
FLAT, NO-A-401 4TH FLOOR, MARVEL, SOHAM BUILDNG PLOT, NO-147 MEERA,

raw reading (for Abhijit)

{'lan': '364010464171', 'legible': True, 'purpose': None, 'borrowers': [{'name': 'SHWETA KESHAV WADKAR', 'role': 'applicant', 'label': None}], 'loan_type': 'Home Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3595000.0, 'final_amount': 3595000.0, 'interest_rate': 9.1, 'quality_issue': None, 'sanction_date': '08/03/2026', 'letter_version': None, 'applicant_email': 'SHWETAKWADKAR@GMAIL.COM', 'applicant_names': ['SHWETA KESHAV WADKAR'], 'printed_altered': False, 'applicant_mobile': '9326928574', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Loan Amount', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'FLAT, NO-A-401 4TH FLOOR, MARVEL, SOHAM BUILDNG PLOT, NO-147 MEERA,'}

Selfie / photo Image.png needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Aadhaar card AADHAR CARD SHWETA.pdf needs your check

name
Shweta Keshav Wadkar

mobile
9326928574

address
pin: 400706; area: Sector-27, Seawood; flat: Flat No. 201; state: Maharashtra; building: Sundham Apartment; district: Thane; post_office: Nerul Node - 3; Village: Navi Mumbai

legible
True

aadhaar last4
4083

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Shweta Keshav Wadkar', 'mobile': '9326928574', 'address': {'pin': '400706', 'area': 'Sector-27, Seawood', 'flat': 'Flat No. 201', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Sundham Apartment', 'district': 'Thane', 'post_office': 'Nerul Node - 3', 'village_city': 'Navi Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4083', 'quality_issue': None}

PAN card Pan Card Shweta.pdf needs your check

dob
1995-04-12

pan
ADXPW8334M

name
SHWETA KESHAV WADKAR

legible
True

father name
KESHAV BABURAO WADKAR

raw reading (for Abhijit)

{'dob': '1995-04-12', 'pan': 'ADXPW8334M', 'name': 'SHWETA KESHAV WADKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KESHAV BABURAO WADKAR', 'aadhaar_last4': None, 'quality_issue': None}

Other Image.jpeg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot NOI payment- Shweta Wadkar.pdf needs your check

payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '626904357863', 'date': '2026-09-26', 'page': 1, 'time': '10:57', 'payee': 'EZDOCS', 'amount': 27676.0, 'direction': 'credit', 'narration': "Payment of ’27,6

raw reading (for Abhijit)

{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '626904357863', 'date': '2026-09-26', 'page': 1, 'time': '10:57', 'payee': 'EZDOCS', 'amount': 27676.0, 'direction': 'credit', 'narration': "Payment of ’27,676 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4888', 'account_holder': 'SHWETA KESHAV WADKAR'}}

Other Image.jpeg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) SHWETA KESHAV WADKAR EchallanMH010976089202627E.pdf needs your check

grn
MH010976089202627E

pin
410208

total
25640.0

article
6(1)

defaced
False

bank cin
03006172026092800606

district
RAIGAD

area city
RAIGAD

payer pan
ADXXXXXXXM

flat block
FLAT NO 1702 17TH FLOOR AZURE BUILDING PLOT NO 11 SECTOR 8

payer name
SHWETA KESHAV WADKAR

sro office
PNL3 PANVEL 3 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3542000

scheme rows
{'amount': 10640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8574

payment date
28/09/2026-13:49:00

road locality
TALOJA GES NEAR SM MARWA TALOJA PHASE 1 NAVI MUMBAI TAL PANVEL DIST RAIGAD

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
3542000

raw reading (for Abhijit)

{'grn': 'MH010976089202627E', 'pin': '410208', 'total': 25640.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092800606', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'ADXXXXXXXM', 'flat_block': 'FLAT NO 1702 17TH FLOOR AZURE BUILDING PLOT NO 11 SECTOR 8', 'payer_name': 'SHWETA KESHAV WADKAR', 'sro_office': 'PNL3 PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3542000', 'scheme_rows': [{'amount': 10640.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8574', 'payment_date': '28/09/2026-13:49:00', 'road_locality': 'TALOJA GES NEAR SM MARWA TALOJA PHASE 1 NAVI MUMBAI TAL PANVEL DIST RAIGAD', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3542000'}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 28 Sep, 13:50 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '8e011346cfb3c4ba', 'docs': ['Draft_AFS_1702.pdf', 'IND_APF_REPORT_10312180VAL1.pdf', '364010464171.pdf', 'AADHAR CARD SHWETA.pdf', 'Pan Card Shweta.pdf', 'Image.jpeg'], 'loan': {'amount': 3542000,
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '8e011346cfb3c4ba', 'docs': ['Draft_AFS_1702.pdf', 'IND_APF_REPORT_10312180VAL1.pdf', '364010464171.pdf', 'AADHAR CARD SHWETA.pdf', 'Pan Card Shweta.pdf', 'Image.jpeg'], 'loan': {'amount': 3595000,
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 3542000 from the branch's
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '303919', 'lessons': [{'box': 'Office', 'words': 'Office: the team adds words
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '304005', 'lessons': [{'box': 'Office', 'words': 'Office: the team adds words
17d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.3542000 — the loan amount is Rs.3595000', "district on the challan 'RAIGA
17d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'fa2a6b36-05f7-412d-9788-30af2f5ddc34'}
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '74facf03b681c70f', 'docs': ['Draft_AFS_1702.pdf', 'IND_APF_REPORT_10312180VAL1.pdf', '364010464171.pdf', 'AADHAR CARD SHWETA.pdf', 'Pan Card Shweta.pdf', 'Image.jpeg'], 'loan': {'amount': 3542000,
17d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
17d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Draft_AFS_1702.pdf', 'kind': 'sale_deed'}
17d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.25640 but this case's figures say Rs.25790 (0.3% Rs.10790 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.3
17d ago	EzDocs	challan_figures_differ	{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
17d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: 4600000236), the
17d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SHWETA KESHAV WADKA
17d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PNL3 PANVEL 3 JOINT SUB REGISTRAR', 'district': 'RAIGAD'}
17d ago	EzDocs	challan_mismatch	{'file': 'SHWETA KESHAV WADKAR EchallanMH010976089202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.3542000 — the loan amount is Rs.3595000', "district on the challan 'RAIGAD' — the case says 'Navi Mumbai'
17d ago	EzDocs	challan_extracted	{'grn': 'MH010976089202627E', 'file': 'SHWETA KESHAV WADKAR EchallanMH010976089202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25640.0}
17d ago	KUNAL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
17d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
17d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'IND_APF_REPORT_10312180VAL1.pdf', 'paper': 'the technical report', 'not_on_paper': ['SM', '
17d ago	the co-pilot	address_check_hold	{'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ['A PIN belongs to one district only. Our own papers put 410208 in RAIGAD on 21 other ca
17d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 3595000.0, 'findings': ['This file holds 1 sanction letter(s) for a different loan account: 364010464171 (3
17d ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'IND_APF_REPORT_10312180VAL1.pdf', 'from': 'the technical report', 'a
17d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — EzDocs's boxes carry words the main paper does not print (SM, MARWA) — read box 1 once against the paper's own words"}
17d ago	KUNAL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
17d ago	EzDocs	reader_verdict	{'fp': '1c3f85f0d9755259', 'asked': True, 'missed': [{'do': "Remove 'SECTOR NO 08'.", 'box': 'box 1', 'why': "The phrase 'SECTOR NO 08' is redundant with 'SECTOR 8'.", 'quote': 'Sector 08'}], 'answers': [{'id': 0, 'why'
17d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'C
17d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'IND_APF_REPORT_10312180VAL1.pdf', 'paper': 'the technical report', 'not_on_paper': ['SM', '

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

SHORT — ₹27,676 of ₹27,840.32 received

₹164.32 still to come before the challan.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment SHORT by ₹164.32 (₹27,676 of ₹27,840.32). Money received is short — ₹164.32 still to come. Challan on file does not agree with the case. Open it before paying or sharing. Bank under-collected — money at risk — see Facts.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered