Cases / NOI-2026-03637
Kailash Mangesh Chumble
LAN NHL/NSK/1026/5240121
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹10,070.27CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹10,032 receivedthe receipt's amount and minute agree
Stamp duty 0.3%3,100
Registration fee 0.5%5,150
Government handling320
Our service fee1,500.27
Total we ask for10,070.27
the branch’s receipt claims ₹10,032 628886135190
paid 15 Oct 15:55:15 · verified 16 Oct 13:24:05 · 21 h 28 min later
How we know
Our own bank told us — 15 Oct 15:55
₹10,032 · UTR 628886135190 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.10032.00 15-10-2026 15:55:15 by KAILASH thru UPI. Aval Bal Rs.35697.95 CR. (UPI Ref ID:628886135190) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
Paid the bank's own ₹10,032. ₹38.27 under our ask = our margin. Accepted as full.
By law ₹10,052. We ask ₹10,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹10,032 — accept as full (₹38.27 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 16 Oct 13:17
Index II —not yet
the NOI team 2 d 10 htotal 2 d 10 h so far
Now with the NOI team — e-filing on IGR
since 16 Oct 13:24 — 2 d 10 h of working time
Day by day — every step and who held it
16 Oct 13:17Your branch's mail
16 Oct 13:17Payment landedat once
16 Oct 13:17Challan madeat once
16 Oct 13:23Papers read+7 min · the NOI team
16 Oct 13:23Property readat once
16 Oct 13:24Fee quotedat once
16 Oct 13:24Payment verifiedat once
16 Oct 13:24Ready for the challanat once
Case facts
Bank
PNB_HFL
Loan amount
₹10,29,000
Loan account no.
NHL/NSK/1026/5240121
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Nashik
Taluka
Nashik
Village
Nashik
Number type
SURVEY
Number
702/5/1 TO 9/2
Building
RAGHUKUL APARTMENT
Floor
GROUND FLOOR
Flat / shop no
01
Area
(empty)
Hadd
Nashik Municipal Corporation
Read from the sanction letter, not the Index II. DocScanner 16-Oct-2026 01-14 PM.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 2d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
• check — EzDocs' loan amount was set aside: the parts do not add up to the figure
• EzDocs (reading the whole file) is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.
• check — property Number (attribute 2): the portal takes at most 50 characters in this box — this is 84 (02, NASHIK, BEHIND NIRMALA CONVERT SCHOOL, GANGAPUR ROAD, MA)
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 2d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012174677202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/1026/5240121 Applicant Name : KAILASH MANGESH CHUMB
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
16 Oct, 13:17 · 2d ago THE FIRST MAIL — how this case began
16 Oct, 13:17 · 2d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/1026/5240121 Applicant Name : KAILASH MANGESH CHUMBLE
📎 Co App Adhar.pdf↗📎 Co App Pan.pdf↗📎 DocScanner 16-Oct-2026 01-13 PM.pdf↗📎 DocScanner 16-Oct-2026 01-14 PM (1).pdf↗📎 DocScanner 16-Oct-2026 01-13 PM (1).pdf↗📎 image002.jpg↗📎 image001.jpg↗📎 App Adhar.pdf↗📎 App Pan.pdf↗📎 DocScanner 16-Oct-2026 01-14 PM.pdf↗
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameKAILASH MANGESH CHUMBLE
Loan account (LAN)NHL/NSK/1026/5240121
Loan amount₹10,29,000
Stamp duty 0.30%₹3,087
Registration fee 0.50%₹5,145
DHC₹300
Service / vendor fees₹1,500
Total₹10,032
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: pavan.suryawanshi@phfl.com
Date: 16-10-2026 01:15 pm
To: abhijeet.kale@phfl.com, piyush.aher@phfl.com
Subject: NOI- Kailash Chumble
Sent from OfficeMail
🤖 read: asks for the challan, a payment receipt, a status; documents attached
OL
The NOI teamTYPED IN GMAIL
16 Oct, 13:31 · 2d ago
16 Oct, 13:31 · 2d ago
Team,
We acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 13:23, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name KAILASH MANGESH CHUMBLE
Lan No NHL/NSK/1026/5240121
Loan Amount 1029000
LOAN AMOUNT 1029000
0.30% 3087
0.50% 5145
FEES 1500
DHC 300
TOTAL 10,032
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: pavan.suryawanshi@phfl.com
Date: 16-10-2026 01:15 pm
To: abhijeet.kale@phfl.com, piyush.aher@phfl.com
Subject: NOI- Kailash Chumble
Sent from OfficeMail
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail, documents and payment.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 13:43 · 2d ago
16 Oct, 13:43 · 2d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 13:23, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name KAILASH MANGESH CHUMBLE
Lan No NHL/NSK/1026/5240121
Loan Amount 1029000
LOAN AMOUNT 1029000
0.30% 3087
0.50% 5145
FEES 1500
DHC 300
TOTAL 10,032
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: pavan.suryawanshi@phfl.com
Date: 16-10-2026 01:15 pm
To: abhijeet.kale@phfl.com, piyush.aher@phfl.com
Subject: NOI- Kailash Chumble
Sent from OfficeMail
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | Co App Adhar.pdf | filed | 2d ago |
| PAN card | Co App Pan.pdf | filed | 2d ago |
| Selfie / photo | DocScanner 16-Oct-2026 01-13 PM.pdf | filed | 2d ago |
| Payment screenshot | DocScanner 16-Oct-2026 01-14 PM (1).pdf | filed | 2d ago |
| Selfie / photo | DocScanner 16-Oct-2026 01-13 PM (1).pdf | CANNOT BE READ — clear copy asked | 2d ago |
| Other | image002.jpg | filed | 2d ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.jpg | filed | 2d ago |
| Aadhaar card | App Adhar.pdf | filed | 2d ago |
| PAN card | App Pan.pdf | filed | 2d ago |
| Sanction letter | DocScanner 16-Oct-2026 01-14 PM.pdf | filed | 2d ago |
| Paid challan (GRAS) | KAILASH MANGESH CHUMBLE EchallanMH012174677202627E.pdf | filed | 2d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹10,070.27
₹10,070.27
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹10,032 628886135190
₹10,032 628886135190
Paid at
15 Oct 15:55:15
15 Oct 15:55:15
Verified on
16 Oct 13:24:05
16 Oct 13:24:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,100 | ₹5,150 | ₹320 | ₹1,500 | ₹10,070 |
By law ₹10,052. We ask ₹10,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
38 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …
17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 2d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner 16-Oct-2026 01-14 PM.pdf
as printed
FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5/1 TO 9/2. PLOT NO 02, NASHIK, BEHIND NIRMALA CONVERT SCHOOL, NASHIK, GANGAPUR ROAD,., MAHARASHTRA, INDIA, 422007
FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5/1 TO 9/2. PLOT NO 02, NASHIK, BEHIND NIRMALA CONVERT SCHOOL, NASHIK, GANGAPUR ROAD,., MAHARASHTRA, INDIA, 422007
PIN
422007
422007
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 01 GROUND FLOOR RAGHUKUL APARTMENT S NO 702/5/1 TO 9/2 PLOT NO 02
FLAT NO 01 GROUND FLOOR RAGHUKUL APARTMENT S NO 702/5/1 TO 9/2 PLOT NO 02
Locality/Road
GANGAPUR ROAD BEHIND NIRMALA CONVERT SCHOOL NASHIK
GANGAPUR ROAD BEHIND NIRMALA CONVERT SCHOOL NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Kailash Mangesh Chumble | ACTPC2345M | …4464 |
| mortgagor | CHUMBLE NILIMA KAILASH | AIYPC6359E | …7210 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | piyush.aher@phfl.com | 2d ago |
| Index II chase | piyush.aher@phfl.com | 1d ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo DocScanner 16-Oct-2026 01-13 PM (1).pdf needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}PAN card Co App Pan.pdf needs your check
dob
1975-10-10
1975-10-10
pan
AIYPC6359E
AIYPC6359E
name
CHUMBLE NILIMA KAILASH
CHUMBLE NILIMA KAILASH
legible
True
True
father name
VIJAY ANANT BAKARE
VIJAY ANANT BAKARE
raw reading (for Abhijit)
{'dob': '1975-10-10', 'pan': 'AIYPC6359E', 'name': 'CHUMBLE NILIMA KAILASH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY ANANT BAKARE', 'aadhaar_last4': None, 'quality_issue': None}Selfie / photo DocScanner 16-Oct-2026 01-13 PM.pdf needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}Aadhaar card Co App Adhar.pdf needs your check
name
Nilima Kailash Chumble
Nilima Kailash Chumble
mobile
9850917927
9850917927
address
pin: 422007; area: near cricket ground mahatma nagar; flat: flat no -4; state: Maharashtra; building: archit niketan b wing; district: Nashik; Village: Nashik Industrial Estate Nashik
pin: 422007; area: near cricket ground mahatma nagar; flat: flat no -4; state: Maharashtra; building: archit niketan b wing; district: Nashik; Village: Nashik Industrial Estate Nashik
legible
True
True
aadhaar last4
7210
7210
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Nilima Kailash Chumble', 'mobile': '9850917927', 'address': {'pin': '422007', 'area': 'near cricket ground mahatma nagar', 'flat': 'flat no -4', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'archit niketan b wing', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik Industrial Estate Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7210', 'quality_issue': None}Payment screenshot DocScanner 16-Oct-2026 01-14 PM (1).pdf needs your check
utr
628886135190
628886135190
date
2026-10-15
2026-10-15
time
15:55
15:55
amount
10032
10032
method
UPI
UPI
payee upi
9892834356m@pnb
9892834356m@pnb
payer upi
7276516555@apl
7276516555@apl
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
THINKBIGZ INITIATIVE PRIVATE LIMITED
payer name
Axis Bank
Axis Bank
raw reading (for Abhijit)
{'utr': '628886135190', 'date': '2026-10-15', 'time': '15:55', 'amount': 10032, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payer_upi': '7276516555@apl', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'Axis Bank', 'debit_notification_text': None}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Aadhaar card App Adhar.pdf needs your check
dob
1972-07-16
1972-07-16
name
Kailash Mangesh Chumble
Kailash Mangesh Chumble
address
pin: 422007; area: near cricket ground, mahatma nagar; flat: flat no -4; state: Maharashtra; building: archit niketan b wing; district: Nashik; Village: Nashik
pin: 422007; area: near cricket ground, mahatma nagar; flat: flat no -4; state: Maharashtra; building: archit niketan b wing; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
4464
4464
raw reading (for Abhijit)
{'dob': '1972-07-16', 'pan': None, 'name': 'Kailash Mangesh Chumble', 'mobile': None, 'address': {'pin': '422007', 'area': 'near cricket ground, mahatma nagar', 'flat': 'flat no -4', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'archit niketan b wing', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4464', 'quality_issue': None}PAN card App Pan.pdf needs your check
dob
1972-07-16
1972-07-16
pan
ACTPC2345M
ACTPC2345M
name
KAILASH MANGESH CHUMBLE
KAILASH MANGESH CHUMBLE
legible
True
True
father name
MANGESH SHANKAR CHUMBLE
MANGESH SHANKAR CHUMBLE
raw reading (for Abhijit)
{'dob': '1972-07-16', 'pan': 'ACTPC2345M', 'name': 'KAILASH MANGESH CHUMBLE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MANGESH SHANKAR CHUMBLE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DocScanner 16-Oct-2026 01-14 PM.pdf needs your check
lan
NHL/NSK/1026/5240121
NHL/NSK/1026/5240121
legible
True
True
purpose
Non Housing Loan, Personal use
Non Housing Loan, Personal use
borrowers
{'name': 'KAILASH MANGESH CHUMBLE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILIMA KAILASH CHUMBLE', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'KAILASH MANGESH CHUMBLE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILIMA KAILASH CHUMBLE', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
1
rate words
13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement
13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement
loan amount
980000
980000
rate spread
-3.15
-3.15
final amount
980000
980000
interest rate
10
10
sanction date
07-10-2026
07-10-2026
reference rate
13.15
13.15
applicant email
kmchumble@gmail.com
kmchumble@gmail.com
applicant names
KAILASH MANGESH CHUMBLE, NILIMA KAILASH CHUMBLE
KAILASH MANGESH CHUMBLE, NILIMA KAILASH CHUMBLE
printed altered
False
False
applicant mobile
7276516555
7276516555
balance transfer
False
False
property address
pin: 422007; road: GANGAPUR ROAD; state: MAHARASHTRA; Flat no: 01; district: Nashik; Floor: GROUND FLOOR; landmark: BEHIND NIRMALA CONVERT SCHOOL; Address: FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5
pin: 422007; road: GANGAPUR ROAD; state: MAHARASHTRA; Flat no: 01; district: Nashik; Floor: GROUND FLOOR; landmark: BEHIND NIRMALA CONVERT SCHOOL; Address: FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5
insurance premium
0
0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
980000
980000
security address verbatim
FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5/1 TO 9/2. PLOT NO 02, Nashik, BEHIND NIRMALA CONVERT SCHOOL, Nashik, GANGAPUR ROAD,., MAHARASHTRA, India, 422007
FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5/1 TO 9/2. PLOT NO 02, Nashik, BEHIND NIRMALA CONVERT SCHOOL, Nashik, GANGAPUR ROAD,., MAHARASHTRA, India, 422007
applicant address verbatim
S/O MANGESH SHANKAR CHUMBLE, FLAT NO 4, ARCHIT NIKETAN B WING,, NEAR CRICKET GROUND, MAHATMA NAGAR, CRICKET GROUND, Nashik, MAHARASHTRA, 422007, India
S/O MANGESH SHANKAR CHUMBLE, FLAT NO 4, ARCHIT NIKETAN B WING,, NEAR CRICKET GROUND, MAHATMA NAGAR, CRICKET GROUND, Nashik, MAHARASHTRA, 422007, India
raw reading (for Abhijit)
{'lan': 'NHL/NSK/1026/5240121', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'KAILASH MANGESH CHUMBLE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILIMA KAILASH CHUMBLE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 980000, 'rate_spread': -3.15, 'final_amount': 980000, 'interest_rate': 10, 'quality_issue': None, 'sanction_date': '07-10-2026', 'letter_version': None, 'reference_rate': 13.15, 'applicant_email': 'kmchumble@gmail.com', 'applicant_names': ['KAILASH MANGESH CHUMBLE', 'NILIMA KAILASH CHUMBLE'], 'printed_altered': False, 'applicant_mobile': '7276516555', 'balance_transfer': False, 'property_address': {'pin': '422007', 'road': 'GANGAPUR ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '01', 'district': 'Nashik', 'floor_no': 'GROUND FLOOR', 'landmark': 'BEHIND NIRMALA CONVERT SCHOOL', 'full_address': 'FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5/1 TO 9/2. PLOT NO 02, Nashik, BEHIND NIRMALA CONVERT SCHOOL, Nashik, GANGAPUR ROAD,., MAHARASHTRA, India, 422007', 'village_city': 'Nashik', 'building_name': 'RAGHUKUL APARTMENT', 'survey_or_cts_no': 'S NO 702/5/1 TO 9/2. PLOT NO 02'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 980000, 'security_address_verbatim': 'FLAT NO 01, GROUND FLOOR, RAGHUKUL APARTMENT, S NO 702/5/1 TO 9/2. PLOT NO 02, Nashik, BEHIND NIRMALA CONVERT SCHOOL, Nashik, GANGAPUR ROAD,., MAHARASHTRA, India, 422007', 'applicant_address_verbatim': 'S/O MANGESH SHANKAR CHUMBLE, FLAT NO 4, ARCHIT NIKETAN B WING,, NEAR CRICKET GROUND, MAHATMA NAGAR, CRICKET GROUND, Nashik, MAHARASHTRA, 422007, India'}Paid challan (GRAS) KAILASH MANGESH CHUMBLE EchallanMH012174677202627E.pdf needs your check
grn
MH012174677202627E
MH012174677202627E
pin
422007
422007
total
8250.0
8250.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101600766
03006172026101600766
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
ACTXXXXXXM
ACTXXXXXXM
flat block
FLAT NO 01 GROUND FLOOR RAGHUKUL APARTMENT SURVEY NO 702/5/1 TO 9/2 PLOT NO 02
FLAT NO 01 GROUND FLOOR RAGHUKUL APARTMENT SURVEY NO 702/5/1 TO 9/2 PLOT NO 02
payer name
KAILASH MANGESH CHUMBLE
KAILASH MANGESH CHUMBLE
sro office
NASHIK 5 JOINT SUB REGISTRAR
NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1029000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1029000
scheme rows
{'amount': 3100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 3100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6555
XXXXXX6555
payment date
16/10/2026
16/10/2026
road locality
BEHIND NIRMALA CONVERT SCHOOL GANGAPUR ROAD NASHIK MAHARASHTRA
BEHIND NIRMALA CONVERT SCHOOL GANGAPUR ROAD NASHIK MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1029000
1029000
raw reading (for Abhijit)
{'grn': 'MH012174677202627E', 'pin': '422007', 'total': 8250.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101600766', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'ACTXXXXXXM', 'flat_block': 'FLAT NO 01 GROUND FLOOR RAGHUKUL APARTMENT SURVEY NO 702/5/1 TO 9/2 PLOT NO 02', 'payer_name': 'KAILASH MANGESH CHUMBLE', 'sro_office': 'NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1029000', 'scheme_rows': [{'amount': 3100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6555', 'payment_date': '16/10/2026', 'road_locality': 'BEHIND NIRMALA CONVERT SCHOOL GANGAPUR ROAD NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1029000'}Technical record (for Abhijit — safe to ignore)
| 1d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '2c766c317fbdc57f', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of Mortgage is a required field and is missing.', 'page': 'Start page |
| 1d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 1d ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Process 0.3 & 0.5 Challan in case of Lo |
| 2d ago | EzDocs | quoted_history_checked | {} |
| 2d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 2d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team took ACxxxxxx5M from the PAN card; |
| 2d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 2d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KAILASH MANGESH CHUMBLE EchallanMH012174677202627E.pdf', 'kin |
| 2d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KAILASH MANGESH CHU |
| 2d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'} |
| 2d ago | EzDocs | challan_verified_against_case | {'grn': 'MH012174677202627E', 'file': 'KAILASH MANGESH CHUMBLE EchallanMH012174677202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 2d ago | EzDocs | challan_extracted | {'grn': 'MH012174677202627E', 'file': 'KAILASH MANGESH CHUMBLE EchallanMH012174677202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 8250.0} |
| 2d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '538189', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 2d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 2d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03637'} |
| 2d ago | EzDocs | challan_boxes_composed | {'fp': '37c3c54fe087303f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 01 GROUND FLOOR RAGHUKU |
| 2d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PENDING'} |
| 2d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'trigger': 'quick sweep'} |
| 2d ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Oct, 13:31 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2d ago | EzDocs | reader_home_address | {'fp': '6f7f51c8f83a32da', 'from': 'the sanction letter (DocScanner 16-Oct-2026 01-14 PM.pdf)', 'home': {'pin': '422007', 'area': 'NEAR CRICKET GROUND, MAHATMA NAGAR, CRICKET GROUND', 'flat': 'FLAT NO 4', 'state': 'MAHAR |
| 2d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T07:54:43', 'why': 'reading', 'open': 7, 'mails': [{'at': '2026-10-16 07:47', 'id': '1a143b3487ee275b', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for the given |
| 2d ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'} |
| 2d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'b416f1a8919e8254', 'docs': ['DocScanner 16-Oct-2026 01-14 PM.pdf', 'Co App Adhar.pdf', 'App Adhar.pdf', 'Co App Pan.pdf', 'App Pan.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'sanctioned a |
| 2d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['DocScanner 16-Oct-2026 01-14 PM.pdf', 'Co App Adhar.pdf', 'App Adhar.pdf', 'Co App Pan.pdf', 'App Pan.pdf'], 'after': {'addresses': {'people': [['CHUMBLE NILIMA KAILASH', [['sa |
| 2d ago | EzDocs | address_compared | {'sig': '05147abb18e58ba8', 'why': 'after gather', 'people': [{'home': 'flat no -4, archit niketan b wing, near cricket ground mahatma nagar, near cricket ground mahatma nagar, Nashik Industrial Estate Nashik, Nashik, 42 |
| 2d ago | EzDocs | challan_boxes_composed | {'fp': '37c3c54fe087303f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 01 GROUND FLOOR RAGHUKUL |
| 2d ago | EzDocs | box_disagreement | {'box': 'party.last_name', 'src': 'pan', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'KAILASH', 'page': 1, 'party': 'CHUMBLE NILIM |
| 2d ago | EzDocs | box_disagreement | {'box': 'party.middle_name', 'src': 'pan', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'NILIMA', 'page': 1, 'party': 'CHUMBLE NILI |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹10,032 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 18 Oct1 thing
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
Yesterday · 17 Oct3 things — 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs checked the e-filing boxes against the papers
Wrote the Index II chase mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/1026/5240121 Applicant Name : KAILASH MANGESH CHUMB
16 Oct37 things — 11 documents received · 3 letters written · 2 money steps · 1 caution · 20 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
KAILASH MANGESH CHUMBLE EchallanMH012174677202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The challan's address boxes were written from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
EzDocs took 33 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the acknowledgement mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/1026/5240121 Applicant Name : KAILASH MANGESH CHUMB
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The loan amount was worked out from the papers
Property address read from the sanction letter
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Sanction letter
DocScanner 16-Oct-2026 01-14 PM.pdf
Received: PAN card
App Pan.pdf
Received: Aadhaar
App Adhar.pdf
Received: logo
image001.jpg
Received: other
image002.jpg
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Selfie checked — a live one
A real selfie — usable for the e-filing.
Co-applicant added
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
DocScanner 16-Oct-2026 01-13 PM (1).pdf — this is a photograph of a passport-size print, not a live selfie
Received: Payment screenshot
DocScanner 16-Oct-2026 01-14 PM (1).pdf
Received: Selfie
DocScanner 16-Oct-2026 01-13 PM.pdf
Received: PAN card
Co App Pan.pdf
Received: Aadhaar
Co App Adhar.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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