Cases / NOI-2026-00715
KISHOR PATIL
LAN NHL/NAV/0426/5082790
Ready for challan · our move SHORT ₹4,340.65
Make the challanSend the draft 1All documentsMails & papers 2Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
Papers for the challan1 still to come
8 of 9 in hand.
everything the challan needs, and where each one stands
everything the challan needs, and where each one stands
Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹2,510 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Challan already made. Still missing for the file: Applicant's Aadhaar Card
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Payment screenshot — SHORT ₹4,340.65 (shows ₹1,500 of ₹5,840.65) — inside New Doc 06-27-2026 18.52.pdfopen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.
All files (2)A label is wrong? Fix it under All documents.
For you to check
- Payment SHORT by ₹4,340.65 (₹1,500 of ₹5,840.65).
- Payment proof is from 2026-06-27 — an old receipt?
MoneyWaiting for the credit
₹5,840.65CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹1,500; we wait for the credit itself
Ask for the exact ₹5,840.65. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%1,510
Registration fee 0.5%2,510
Government handling320
Our service fee1,500.65
Total we ask for5,840.65
Screenshot ₹1,500. Case needs ₹5,840.65. SHORT by ₹4,340.65. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹4,300 below the real calculation of ₹5,800 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹5,820. We ask ₹5,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 21 minour time · 27 Jun 19:53
Index II —not yet
the NOI team 27 d 6 hthe branch 82 d 18 htotal 110 d 1 h so far
Now with the NOI team — making the challan
since 18 Sep 14:31 — 27 d 5 h of working time
Day by day — every step and who held it
27 Jun 19:08Your branch's mail
27 Jun 19:53Challan made+44 min · the NOI team
18 Sep 14:30Papers from your branch+82 d 18 h · the branch
18 Sep 14:30Papers readat once
18 Sep 14:30Property readat once
18 Sep 14:31Fee quotedat once
18 Sep 14:31Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹5,00,000
Loan account no.
NHL/NAV/0426/5082790
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Make the challan — after these are in
This case stands at the challan step, but not everything is in: Applicant's Aadhaar Card; the branch payment is not verified yet. Clear those first — chase drafts wait on Draft mails. The five steps, ready for when everything is clear:
- Open GRAS for this case — the co-pilot walks the menu (Inspector General of Registration → Pay Without Registration → Citizen → Make Payment to Register Your Document → Pay Stamp Duty & Registration Fee Together) and stops on the challan form.
- The form fills itself with NOI-2026-00715 — nothing to type. Green boxes are filled; orange ones want your eyes. (If a link is not where the co-pilot expects, it says so — click that one step yourself and it carries on.) See the challan exactly as it will be typed, the papers beside it →
- Check the figures match these:GRAS will ask exactly: Stamp Duty ₹1,510 + Registration Fee ₹2,510 = ₹4,020 (also on the Calculator)
- Solve the captcha, press Proceed, and pay by the NOI team's netbanking. (The captcha and the money are always yours, never EzDocs'.)
- Download the challan PDF and drop it here — EzDocs reads the GRN, re-checks every figure and name on it, and writes the bank mail (held on Draft mails for your Send):
Where this case stands — the whole trailread by EzDocs as one conversation
The initial documents and payment have been received, and the challan has been generated and shared. The team now needs to file the NOI and provide the e-filing receipt and the government's Index II.
the history says the next move is with the NOI team — to file the NOI and share the e-filing receipt and NOI Index II
the branch last asked: Please provide E-filing receipt & NOI index II
the history says challan made is done, but the case stands at Ready for challan — the papers on the case do not show it yet; open the mail it names
the history says challan shared is done, but the case stands at Ready for challan — the papers on the case do not show it yet; open the mail it names
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-08-27) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.”
✓ fee paid — the branch's words — done, mail 1 (2026-08-27) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.”
✓ challan made — done, mail 1 (2026-08-27) “PFA challan for your reference..”
✓ challan shared — done, mail 1 (2026-08-27) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-08-27) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.”
? e-filing copy shared — asked, mail 1 (2026-08-27) “Please provide E-filing receipt & NOI index II”
? NOI Index II shared — asked, mail 1 (2026-08-27) “Please provide E-filing receipt & NOI index II”
read over 2 mail(s), last mail 2026-08-27 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereYOU ARE HERE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH005347873202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
NOI case NOI-2026-00715
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
UB
umesh.borade@phfl.com phfl.com
27 Aug, 15:51 · 49d ago THE APP JOINED HERE — earlier mails are on Gmail
27 Aug, 15:51 · 49d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL
Dear Team,
Please provide E-filing receipt & NOI index II
Thanks & Regards,
Umesh Borade
Senior Branch Operation Executive
PNB Housing Finance Ltd.
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 06/27/26 19:57
To: Vinay Devrao Gawai (vinay.gawai@phfl.com)
Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 27 Jun 2026 at 19:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 27 Jun 2026 at 19:10, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote:
Dear Team,
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.
Thanks & Regards
Vinay Gawai
9004735176
🤖 read: asks for the e-filing copy, the Index II — “Please provide E-filing receipt”
OL
The NOI teamTYPED IN GMAIL
27 Aug, 15:54 · 49d ago
27 Aug, 15:54 · 49d ago
Dear Team Kindly check the case ,
this case is only a top up case ,in which only 0.3 % challan is given.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 27 Aug 2026 at 15:49, Umesh Ramchandra Borade < umesh.borade@phfl.com > wrote: Dear Team, Please provide E-filing receipt & NOI index II Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 06/27/26 19:57 To: Vinay Devrao Gawai (vinay.gawai@phfl.com) Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL. Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 27 Jun 2026 at 19:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 27 Jun 2026 at 19:10, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote: Dear Team, Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL. Thanks & Regards Vinay Gawai 9004735176
Dear Team
Kindly check the case,this case is only a top up case,in which only 0.3 %
challan is given.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 27 Aug 2026 at 15:49, Umesh Ramchandra Borade <umesh.borade@phfl.com>
wrote:
Dear Team,
Please provide E-filing receipt & NOI index II
Thanks & Regards,
Umesh Borade
*Senior Branch Operation Executive*
*PNB Housing Finance Ltd.*
5th Floor, Flat No. 508-509,
Persipolis BuildingSector -17,
Vashi, Navi Mumbai-400703
Mobile: 7709905686
Website- www.pnbhousing.com <http://www.pnbhousing.com/>
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 06/27/26 19:57
To: Vinay Devrao Gawai (vinay.gawai@phfl.com)
Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade (
umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Samson
Silveira (samson.silveira@pnbhousing.com), Hemant Kumar 3 (
hemant.kumar3@pnbhousing.com)
Subject: Re: Please find attached documents and payment receipt for 0.30%
& NOI PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.
Secured by Check Point
Team,
PFA challan for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 27 Jun 2026 at 19:47, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 27 Jun 2026 at 19:10, Vinay Devrao Gawai <vinay.gawai@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Please find attached documents and payment receipt for 0.30% & NOI
>> PAYMENT of-NHL/NAV/0426/5082790 - KISHOR PATIL.
>>
>>
>> Thanks & Regards
>> Vinay Gawai
>> 9004735176
>>
>>
🤖 read: asks the branch for a clarification — “Kindly check the case”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
Challan already made. Still missing for the file: Applicant's Aadhaar Card
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Selfie / photo inside+ Payment screenshot inside+ Aadhaar card inside+ PAN card inside+ Index II inside | New Doc 06-27-2026 18.52.pdf | filed | 27d ago |
| Paid challan (GRAS) | KISHOR BHIMRAJ PATIL EchallanMH005347873202627E.pdf | filed | 27d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹5,840.65
₹5,840.65
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹1,500
₹1,500
Screenshot ₹1,500. Case needs ₹5,840.65. SHORT by ₹4,340.65. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹4,300 below the real calculation of ₹5,800 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
—
Verified on
not yet
not yet
stale_claim:2026-06-27:83d
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹1,510 | ₹2,510 | ₹320 | ₹1,500 | ₹5,840 |
By law ₹5,820. We ask ₹5,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
8 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Second number, First name (person 1), Last name (person 1), PAN (person 1), Floor (person 1), Road (person 1)
✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
New Doc 06-27-2026 18.52.pdf
the address
{'PIN': '421203', 'AREA': 'SUDARSHAN NAGAR, OPP, TILAK COLLEGE, MID C', 'FLAT': 'A-302', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'SURYAKIRAN CHS R-46', 'DISTRICT': 'THANE', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'DOMBIVALI EAST'}
{'PIN': '421203', 'AREA': 'SUDARSHAN NAGAR, OPP, TILAK COLLEGE, MID C', 'FLAT': 'A-302', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'SURYAKIRAN CHS R-46', 'DISTRICT': 'THANE', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'DOMBIVALI EAST'}
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1606 16TH FLOOR BELVEDERE F WING PREMIER COLONY GROUND DOMBIVALI EAST THANE THANE
FLAT NO 1606 16TH FLOOR BELVEDERE F WING PREMIER COLONY GROUND DOMBIVALI EAST THANE THANE
Locality/Road
KALYAN SHIL ROAD MAHARASHTRA
KALYAN SHIL ROAD MAHARASHTRA
Area/City
THANE
check or correct a box, the papers beside it →THANE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | KISHOR PATIL | AGIPP5490P | …6213 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| document chase | umesh.borade@phfl.com | 43d ago |
| document chase | umesh.borade@phfl.com | 41d ago |
| document chase | umesh.borade@phfl.com | 38d ago |
| document chase | umesh.borade@phfl.com | 31d ago |
| document chase | umesh.borade@phfl.com | 28d ago |
| documents acknowledged | umesh.borade@phfl.com | 27d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter New Doc 06-27-2026 18.52.pdf needs your check
lan
NHL/NAV/0426/5082790
NHL/NAV/0426/5082790
legible
True
True
loan type
Non Housing Loan, Personal use
Non Housing Loan, Personal use
confidence
1
1
loan amount
500000
500000
final amount
500000
500000
interest rate
9.5
9.5
sanction date
16-May-2026
16-May-2026
letter version
5
5
applicant email
kishorbsnl70@gmail.com
kishorbsnl70@gmail.com
applicant names
KISHOR PATIL, SANGEETA KISHOR PATIL
KISHOR PATIL, SANGEETA KISHOR PATIL
applicant mobile
9422477755
9422477755
property address
pin: 421203; road: KALYAN SHIL ROAD; state: MAHARASHTRA; Flat no: 1606; district: Thane; Floor: 16TH FLOOR; Address: FLAT NO 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, KALYAN SHIL ROAD, DOMBIVALI
pin: 421203; road: KALYAN SHIL ROAD; state: MAHARASHTRA; Flat no: 1606; district: Thane; Floor: 16TH FLOOR; Address: FLAT NO 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, KALYAN SHIL ROAD, DOMBIVALI
insurance premium
0
0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
500000
500000
security address verbatim
FLAT NO 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, DOMBIVALI EAST THANE, Thane, KALYAN SHIL ROAD, Thane, MAHARASHTRA, India, 421203
FLAT NO 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, DOMBIVALI EAST THANE, Thane, KALYAN SHIL ROAD, Thane, MAHARASHTRA, India, 421203
applicant address verbatim
HOUSE NO 22 2, B BLOCK OPP SANATAN MANDIR, RAMESH NAGAR, ., Delhi, DELHI, 110015, India
HOUSE NO 22 2, B BLOCK OPP SANATAN MANDIR, RAMESH NAGAR, ., Delhi, DELHI, 110015, India
raw reading (for Abhijit)
{'lan': 'NHL/NAV/0426/5082790', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 500000, 'final_amount': 500000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '16-May-2026', 'letter_version': '5', 'applicant_email': 'kishorbsnl70@gmail.com', 'applicant_names': ['KISHOR PATIL', 'SANGEETA KISHOR PATIL'], 'applicant_mobile': '9422477755', 'property_address': {'pin': '421203', 'road': 'KALYAN SHIL ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '1606', 'district': 'Thane', 'floor_no': '16TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, KALYAN SHIL ROAD, DOMBIVALI EAST, Thane, MAHARASHTRA, 421203', 'village_city': 'DOMBIVALI EAST', 'building_name': 'BELVEDERE F WING, PREMIER COLONY GROUND', 'survey_or_cts_no': None}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 500000, 'security_address_verbatim': 'FLAT NO 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, DOMBIVALI EAST THANE, Thane, KALYAN SHIL ROAD, Thane, MAHARASHTRA, India, 421203', 'applicant_address_verbatim': 'HOUSE NO 22 2, B BLOCK OPP SANATAN MANDIR, RAMESH NAGAR, ., Delhi, DELHI, 110015, India'}Sanction letter New Doc 06-27-2026 18.52.pdf needs your check
dob
1970-01-11
1970-01-11
pan
AGIPP5490P
AGIPP5490P
name
KISHOR BHIMRAJ PATIL
KISHOR BHIMRAJ PATIL
legible
True
True
raw reading (for Abhijit)
{'dob': '1970-01-11', 'pan': 'AGIPP5490P', 'name': 'KISHOR BHIMRAJ PATIL', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter New Doc 06-27-2026 18.52.pdf needs your check
dob
1976-05-01
1976-05-01
name
Sangeeta Kishor Patil
Sangeeta Kishor Patil
mobile
9423947755
9423947755
address
pin: 421203; area: SUDARSHAN NAGAR, OPP, TILAK COLLEGE, MID C; flat: A-302; state: Maharashtra; building: SURYAKIRAN CHS R-46; district: Thane; Village: DOMBIVALI EAST
pin: 421203; area: SUDARSHAN NAGAR, OPP, TILAK COLLEGE, MID C; flat: A-302; state: Maharashtra; building: SURYAKIRAN CHS R-46; district: Thane; Village: DOMBIVALI EAST
legible
True
True
aadhaar last4
6213
6213
raw reading (for Abhijit)
{'dob': '1976-05-01', 'pan': None, 'name': 'Sangeeta Kishor Patil', 'mobile': '9423947755', 'address': {'pin': '421203', 'area': 'SUDARSHAN NAGAR, OPP, TILAK COLLEGE, MID C', 'flat': 'A-302', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'SURYAKIRAN CHS R-46', 'district': 'Thane', 'post_office': None, 'village_city': 'DOMBIVALI EAST'}, 'legible': True, 'aadhaar_last4': '6213', 'quality_issue': None}Sanction letter New Doc 06-27-2026 18.52.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-06-27', 'page': 3, 'time': '10:19', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 1500.0, 'direction': 'debit', 'narration': None, 'proof_kind
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-06-27', 'page': 3, 'time': '10:19', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 1500.0, 'direction': 'debit', 'narration': None, 'proof_kind
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-06-27', 'page': 3, 'time': '10:19', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 1500.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Paid challan (GRAS) KISHOR BHIMRAJ PATIL EchallanMH005347873202627E.pdf needs your check
grn
MH005347873202627E
MH005347873202627E
pin
421203
421203
total
1505.0
1505.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026062701118
03006172026062701118
district
THANE
THANE
area city
THANE
THANE
payer pan
AGIXXXXXXP
AGIXXXXXXP
flat block
FLAT NO. 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, DOMBIVALI EAST
FLAT NO. 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, DOMBIVALI EAST
payer name
KISHOR BHIMRAJ PATIL
KISHOR BHIMRAJ PATIL
sro office
KLN5_KALYAN 5 JOINT SUB REGISTRAR
KLN5_KALYAN 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=500000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=500000
scheme rows
{'amount': 1505.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
{'amount': 1505.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
payer mobile
XXXXXX7755
XXXXXX7755
payment date
27/06/2026-19:53:07
27/06/2026-19:53:07
road locality
KALYAN SHIL ROAD, THANE, MAHARASHTRA
KALYAN SHIL ROAD, THANE, MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
500000
500000
raw reading (for Abhijit)
{'grn': 'MH005347873202627E', 'pin': '421203', 'total': 1505.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026062701118', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AGIXXXXXXP', 'flat_block': 'FLAT NO. 1606, 16TH FLOOR, BELVEDERE F WING, PREMIER COLONY GROUND, DOMBIVALI EAST', 'payer_name': 'KISHOR BHIMRAJ PATIL', 'sro_office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=500000', 'scheme_rows': [{'amount': 1505.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX7755', 'payment_date': '27/06/2026-19:53:07', 'road_locality': 'KALYAN SHIL ROAD, THANE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '500000'}Sanction letter New Doc 06-27-2026 18.52.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-06-27', 'page': 3, 'time': '10:19', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 1500.0, 'direction': 'debit', 'narration': 'Paid to THINKBIG
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-06-27', 'page': 3, 'time': '10:19', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 1500.0, 'direction': 'debit', 'narration': 'Paid to THINKBIG
header doc number
15511/2022
15511/2022
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-06-27', 'page': 3, 'time': '10:19', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 1500.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PRIVATE LIMITED', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}, 'header_doc_number': '15511/2022'}Technical record (for Abhijit — safe to ignore)
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AGxxxxxxXP — no paper on the |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'New Doc 06-27-2026 18.52.pdf', 'doc_id': 'bd8e7682-3863-4990-9024-b6dc731bcda7', |
| 27d ago | EzDocs | hidden_payment_scan | {'file': 'New Doc 06-27-2026 18.52.pdf', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'bd8e7682-3863-4990-9024-b6dc731bcda7', 'fetched': True} |
| 27d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'New Doc 06-27-2026 |
| 27d ago | EzDocs | stale_claim_flagged | {'age_days': 83, 'claim_date': '2026-06-27'} |
| 27d ago | EzDocs | claim_part_duplicate | {'utr': None, 'date': '2026-06-27', 'parts': 1, 'amount': 1500.0, 'claimed_total': 1500.0} |
| 27d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['New Doc 06-27-2026 18.52.pdf'], 'notes': None, 'filled': {'home.road#1': {'src': 'index2', 'conf': 1.0, 'page': 10, 'value': 'सुदर्शन नगर, टिळक कॉलेज समोर, एमआयडीसी रेसिडेंश |
| 27d ago | EzDocs | challan_boxes_by_rules | {'fp': '2b0903f160fe0b2f', 'why': "EzDocs's city is not the case's village / city (DOMBIVLI)"} |
| 27d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'District', 'why': 'The sou |
| 27d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'New Doc 06-27-2026 18.52.pdf', 'changed': {'taluka': {'was': None, 'index2 |
| 27d ago | EzDocs | index2_people_checked | {'doc_id': 'bd8e7682-3863-4990-9024-b6dc731bcda7', 'differs': 1, 'matched': [{'score': 1.0, 'person': 'KISHOR PATIL', 'pan_agrees': True}, {'score': 1.0, 'person': 'KISHOR PATIL', 'pan_agrees': False}], 'not_on_case': 0} |
| 27d ago | EzDocs | index2_pan_differs | {'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': 'bd8e7682-3863-4990-9024-b6dc731bcda |
| 27d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 7, 'trigger': 'quick sweep'} |
| 27d ago | EzDocs | thread_documents_backfilled | {'why': None, 'stored': 2, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 5, 'unreadable_threads': 0} |
| 27d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'district': 'THANE'} |
| 27d ago | EzDocs | challan_partial | {'paid': '0.3% stamp duty', 'still_to_pay': ['0.5% registration fee Rs.2510']} |
| 27d ago | EzDocs | challan_verified_against_case | {'grn': 'MH005347873202627E', 'file': 'KISHOR BHIMRAJ PATIL EchallanMH005347873202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 27d ago | EzDocs | challan_extracted | {'grn': 'MH005347873202627E', 'heads': ['0030046401'], 'total': 1505.0} |
| 27d ago | EzDocs | challan_identity | {'why': "the second party's PAN is the bank's own", 'file': 'KISHOR BHIMRAJ PATIL EchallanMH005347873202627E.pdf', 'inner': False, 'doc_id': '6f5eaf4b-4b17-4e61-a747-68f0b5e512bd', 'answer': 'noi', 'bank_pan': 'AAACP368 |
| 27d ago | EzDocs | document_received | {'file': 'KISHOR BHIMRAJ PATIL EchallanMH005347873202627E.pdf', 'doc_type': 'challan', 'confidence': 0.9} |
| 27d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'New Doc 06-27-2026 |
| 27d ago | EzDocs | stale_claim_flagged | {'age_days': 83, 'claim_date': '2026-06-27'} |
| 27d ago | EzDocs | screenshot_claim_recorded | {'utr': None, 'date': '2026-06-27', 'parts': 1, 'amount': 1500.0, 'claimed_total': 1500.0} |
| 27d ago | EzDocs | email_shadowed:ack_docs | {'to': 'umesh.borade@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: NHL/NAV/0426/5082790).\n\n Applicant : KISHOR PATIL\n LAN : NHL/NAV/0426/5082790\n Loa |
| 27d ago | EzDocs | acknowledged_with_advice | {'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': None} |
| 27d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NAV/0426/5082 |
| 27d ago | EzDocs | fee_quote_suppressed | {'how': 'screenshot', 'utr': None, 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': None} |
| 27d ago | EzDocs | identity_conflict | {'doc': 'aadhaar', 'sig': 'KISHOR BHIMRAJ PATIL|Sangeeta Kishor Patil|different', 'why': 'the PAN and the Aadhaar filed under this person name two different people — one of them belongs to somebody else on this case', 'f |
| 27d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'New Doc 06-27-2026 18.52.pdf', 'doc_id': 'bd8e7682-3863-4990-9024-b6dc731bcda7', 'person': 'KISHOR PATIL', 'party_id': '3fb388f4-4a8c-42ae-8b48-928328f42319', 'name_on_doc': 'Sangeeta Kishor P |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
Screenshot SHORT by ₹4,340.65
₹1,500 shown against ₹5,840.65 — the balance is being asked for.
Challan & filing
Ready for the challan
Make it on GRAS — the Calculator holds the figures.
Next — whose move
Us
make the challan
For you to check: Payment SHORT by ₹4,340.65 (₹1,500 of ₹5,840.65). Payment proof is from 2026-06-27 — an old receipt?
Today · 15 Oct1 thing
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18 Sep15 things — 2 documents received · 1 letter written · 12 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs took 18 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Documents the branch had sent were fetched from the mail thread
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
One challan of two is paid — the other head is still to pay
Challan re-read against the case — matches exactly
Received: Challan
KISHOR BHIMRAJ PATIL EchallanMH005347873202627E.pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-00715
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
Two documents disagree on a person's details — the card says which file and what it reads
Property address read from the sanction letter
Received: Sanction letter
New Doc 06-27-2026 18.52.pdf
17 Sep3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00715 — pending documents
An old draft withdrew itself — its asks were already answered
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00715 — pending documents
An old draft withdrew itself — its asks were already answered
7 Sep2 things — 1 letter written · 1 step
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00715 — pending documents
An old draft withdrew itself — its asks were already answered
4 Sep2 things — 1 letter written · 1 step
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00715 — pending documents
An old draft withdrew itself — its asks were already answered
1 Sep2 things — 2 letters written
Wrote the document chase mail — held, silent mode
Re[2]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-NHL/NAV/0426/5082790 - KI
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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