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Cases / NOI-2026-01999

SUMITRABAI BHAURAOJI KARNAKE

PNB_HFLLAN HOU/NAG/0726/5159243 Index II shared · done All documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓Sale deedopen
✓E-filing copy (token)open
✓Index II — the registered copy of our filing, from the governmentopen download
✓MOTD — inside DocScanner 18 Sept 2026 5-08 pm.pdopen
A challan whose owner could not be read — not counted until a person says — inside RR and sale deed Mrs. Karnake.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (15)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹17,790.12CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹17,860 receivedthe receipt's amount and minute agree
Stamp duty 0.3%5,990
Registration fee 0.5%9,980
Government handling320
Our service fee1,500.12
Total we ask for17,790.12
the branch’s receipt claims ₹17,860 840659091400
paid 18 Sep 15:00:00 · verified 18 Sep 18:40:53 · 3 h 40 min later
How we know
Our own bank told us — 18 Sep 15:00
₹17,860 · from GPAY-BIZ
“₹17,860 received from PRAVIN B K at 3:00 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹17,780. We ask ₹17,790 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 18 Sep 18:26
Index II 145 h 18 minour time · 6 Oct 13:44
the NOI team 17 d 19 hthe branch 1 mintotal 17 d 19 h
Complete.
Day by day — every step and who held it
18 Sep 18:26Your branch's mail
18 Sep 18:26Payment landedat once
18 Sep 18:26Challan madeat once
18 Sep 18:28Papers read+2 min · the NOI team
18 Sep 18:28Property readat once
18 Sep 18:29Fee quoted+1 min · the NOI team
18 Sep 18:40Payment verified+12 min · the NOI team
18 Sep 18:41Ready for the challanat once
24 Sep 14:57Papers read+5 d 20 h · the NOI team
24 Sep 14:58Papers from your branch+1 min · the branch
5 Oct 14:30Filed on IGR — e-filing shared+10 d 23 h · the NOI team
6 Oct 13:44Index II sent+23 h 14 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹19,95,000
Loan account no.
HOU/NAG/0726/5159243
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent all required documents and the NOI team has created and shared the challan. The NOI team has promised to process the NOI and is now expected to file it and share the e-filing copy.
the history says the next move is with the NOI team — the e-filing copy
the branch last asked: Please provide NOI;
the NOI team last promised: we will process the NOI for the same.
✓ loan papers sent — done, mail 1 (2026-09-18) “Please process for challan.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-18) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-18) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-18) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-18) “For NOI filing, we need a register sale deed copy and a colour live selfie photo of the applicant.”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-24) “RR and sale deed is enclosed.”
⏳ filed on the IGR site — promised, mail 5 (2026-09-24) “we will process the NOI for the same.”
read over 5 mail(s), last mail 2026-09-24 · read 21d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926284417628 · ₹300 · paid 28/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010442962202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AG ashish.gour@pnbhousing.com pnbhousing.com
18 Sep, 18:26 · 27d ago THE FIRST MAIL — how this case began
Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243
Dear Team,

Please process for challan.

Thanks & Regards, [cid:image001.gif@01DD479B.29AAB820] Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image002.png@01DD479B.29AAB820] Internal
earlier mails quoted below
From: jay ghore <jayghore2@gmail.com> Sent: 18 September 2026 18:17 To: Ashish Gour <ashish.gour@pnbhousing.com>; Sujit China 1 <sujit.china1@phfl.com>; Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Bharati Bhope <bharati.bhope@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com> Subject: Fwd: NOI MRS SUMITRA BAI B KARNAKE Exercise Secured by Check Point Pfa ---------- Forwarded message --------- From: jay ghore <jayghore2@gmail.com<mailto:jayghore2@gmail.com>> Date: Fri, 18 Sept, 2026, 5:13 pm Subject: NOI MRS SUMITRA BAI B KARNAKE To: <ashish.gour@pnbhousing.com<mailto:ashish.gour@pnbhousing.com>> Cc: <sujit.china1@phfl.com<mailto:sujit.china1@phfl.com>>, <gulshan.harode1@pnbhousing.com<mailto:gulshan.harode1@pnbhousing.com>>, <bharati.bhope@phfl.com<mailto:bharati.bhope@phfl.com>>, <sunil.mishra@pnbhousing.com<mailto:sunil.mishra@pnbhousing.com>> Pfa HOU/NAG/0726/5159243
🤖 read: asks for the challan; documents attached — “Please process for challan.”
4 more mails in between — open
OL The NOI teamTYPED IN GMAIL
18 Sep, 18:50 · 27d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, we need a register sale

deed copy and a colour live selfie photo of the applicant.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 18 Sept 2026 at 18:27, Ashish Gour <ashish.gour@pnbhousing.com>

wrote:

earlier mails quoted below
Dear Team, Please process for challan. Thanks & Regards, *Ashish B. Gour* Customer Service Manager – Loans PNB Housing Finance Limited 1st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 <(915)%20294-2041> Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal *From:* jay ghore <jayghore2@gmail.com> *Sent:* 18 September 2026 18:17 *To:* Ashish Gour <ashish.gour@pnbhousing.com>; Sujit China 1 < sujit.china1@phfl.com>; Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Bharati Bhope <bharati.bhope@phfl.com>; Sunil Mishra < sunil.mishra@pnbhousing.com> *Subject:* Fwd: NOI MRS SUMITRA BAI B KARNAKE *Secured by Check Point * Pfa ---------- Forwarded message --------- From: *jay ghore* <jayghore2@gmail.com> Date: Fri, 18 Sept, 2026, 5:13 pm Subject: NOI MRS SUMITRA BAI B KARNAKE To: <ashish.gour@pnbhousing.com> Cc: <sujit.china1@phfl.com>, <gulshan.harode1@pnbhousing.com>, < bharati.bhope@phfl.com>, <sunil.mishra@pnbhousing.com> Pfa HOU/NAG/0726/5159243
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
18 Sep, 19:13 · 27d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 18 Sept 2026 at 18:50, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a register sale deed copy and a colour live selfie photo of the applicant. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 18:27, Ashish Gour <ashish.gour@pnbhousing.com> wrote: > Dear Team, > > > > Please process for challan. > > > > > > > > Thanks & Regards, > > *Ashish B. Gour* > > Customer Service Manager – Loans > > PNB Housing Finance Limited > > 1st Floor, Achraj Tower II, Chindwara Road, > > Chhaoni Square, Sadar, Nagpur - 440001 > > Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 > <(915)%20294-2041> > > Toll Free :- 1800 120 8800 > > Website- www.pnbhousing.com > > > > > > > > > > > > Internal > > *From:* jay ghore <jayghore2@gmail.com> > *Sent:* 18 September 2026 18:17 > *To:* Ashish Gour <ashish.gour@pnbhousing.com>; Sujit China 1 < > sujit.china1@phfl.com>; Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; > Bharati Bhope <bharati.bhope@phfl.com>; Sunil Mishra < > sunil.mishra@pnbhousing.com> > *Subject:* Fwd: NOI MRS SUMITRA BAI B KARNAKE > > > > > > *Secured by Check Point * > > > > Pfa > > > > ---------- Forwarded message --------- > From: *jay ghore* <jayghore2@gmail.com> > Date: Fri, 18 Sept, 2026, 5:13 pm > Subject: NOI MRS SUMITRA BAI B KARNAKE > To: <ashish.gour@pnbhousing.com> > Cc: <sujit.china1@phfl.com>, <gulshan.harode1@pnbhousing.com>, < > bharati.bhope@phfl.com>, <sunil.mishra@pnbhousing.com> > > > > Pfa > > HOU/NAG/0726/5159243 >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
BB bharati.bhope@phfl.com phfl.com
24 Sep, 14:58 · 21d ago
Fw: Re: Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243
Dear Team,

Please provide NOI; RR and sale deed is enclosed.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 19:16 To: Ashish Gour (ashish.gour@pnbhousing.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Dinesh Ghore (dinesh.ghore@phfl.com) Subject: Re: Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 18 Sept 2026 at 18:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: T eam, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a register sale deed copy and a colour live selfie photo of the applicant. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:27, Ashish Gour < ashish.gour@pnbhousing.com > wrote: Dear Team, Please process for challan. Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: jay ghore < jayghore2@gmail.com > Sent: 18 September 2026 18:17 To: Ashish Gour < ashish.gour@pnbhousing.com >; Sujit China 1 < sujit.china1@phfl.com >; Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com > Subject: Fwd: NOI MRS SUMITRA BAI B KARNAKE Exercise Secured by Check Point Pfa ---------- Forwarded message --------- From: jay ghore < jayghore2@gmail.com > Date: Fri, 18 Sept, 2026, 5:13 pm Subject: NOI MRS SUMITRA BAI B KARNAKE To: < ashish.gour@pnbhousing.com > Cc: < sujit.china1@phfl.com >, < gulshan.harode1@pnbhousing.com >, < bharati.bhope@phfl.com >, < sunil.mishra@pnbhousing.com > Pfa HOU/NAG/0726/5159243
🤖 read: asks for the e-filing copy; documents attached — “Please provide NOI;”
OL The NOI teamTYPED IN GMAIL
24 Sep, 16:15 · 21d ago
Re: Fw: Re: Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Thu, 24 Sept 2026 at 14:57, Bharati Bhope <bharati.bhope@phfl.com> wrote: Dear Team, Please provide NOI; RR and sale deed is enclosed. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Forwarded Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 19:16 To: Ashish Gour (ashish.gour@pnbhousing.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Dinesh Ghore ( dinesh.ghore@phfl.com) Subject: Re: Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243 Secured by Check Point Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 18:50, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. For NOI filing, we need a > register sale deed copy and a colour live selfie photo of the applicant. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 18:27, Ashish Gour <ashish.gour@pnbhousing.com> > wrote: > >> Dear Team, >> >> >> >> Please process for challan. >> >> >> >> >> >> >> >> Thanks & Regards, >> >> *Ashish B. Gour* >> >> Customer Service Manager – Loans >> >> PNB Housing Finance Limited >> >> 1st Floor, Achraj Tower II, Chindwara Road, >> >> Chhaoni Square, Sadar, Nagpur - 440001 >> >> Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 >> <(915)%20294-2041> >> >> Toll Free :- 1800 120 8800 >> >> Website-www.pnbhousing.com >> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo1MTlkMjZmY2YxMzkzMWZlYzViYzliNzRmM2Y2MThkODo3OmZiNWI6Y2FmNDFkZDRlOWRkNmVjZGQzZmM2YTI5YzY1YTJkMjFkMmUyOTc5YjNjZTY2MTIyZTM1YzM5NjkwNjRkZmY2YTpoOkY6Rg> >> >> >> >> >> >> >> >> >> >> >> >> Internal >> >> *From:* jay ghore <jayghore2@gmail.com> >> *Sent:* 18 September 2026 18:17 >> *To:* Ashish Gour <ashish.gour@pnbhousing.com>; Sujit China 1 < >> sujit.china1@phfl.com>; Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; >> Bharati Bhope <bharati.bhope@phfl.com>; Sunil Mishra < >> sunil.mishra@pnbhousing.com> >> *Subject:* Fwd: NOI MRS SUMITRA BAI B KARNAKE >> >> >> >> >> >> *Secured by Check Point* >> >> >> >> Pfa >> >> >> >> ---------- Forwarded message --------- >> From: *jay ghore* <jayghore2@gmail.com> >> Date: Fri, 18 Sept, 2026, 5:13 pm >> Subject: NOI MRS SUMITRA BAI B KARNAKE >> To: <ashish.gour@pnbhousing.com> >> Cc: <sujit.china1@phfl.com>, <gulshan.harode1@pnbhousing.com>, < >> bharati.bhope@phfl.com>, <sunil.mishra@pnbhousing.com> >> >> >> >> Pfa >> >> HOU/NAG/0726/5159243 >> >
🤖 read: The team says they will process the NOI.
OL The NOI teamTYPED IN GMAIL
05 Oct, 14:30 · 10d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 16:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:57, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide NOI; RR and sale deed is enclosed. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 19:16 To: Ashish Gour (ashish.gour@pnbhousing.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Dinesh Ghore (dinesh.ghore@phfl.com) Subject: Re: Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: T eam, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a register sale deed copy and a colour live selfie photo of the applicant. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:27, Ashish Gour < ashish.gour@pnbhousing.com > wrote: Dear Team, Please process for challan. Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: jay ghore < jayghore2@gmail.com > Sent: 18 September 2026 18:17 To: Ashish Gour < ashish.gour@pnbhousing.com >; Sujit China 1 < sujit.china1@phfl.com >; Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com > Subject: Fwd: NOI MRS SUMITRA BAI B KARNAKE Exercise Secured by Check Point Pfa ---------- Forwarded message --------- From: jay ghore < jayghore2@gmail.com > Date: Fri, 18 Sept, 2026, 5:13 pm Subject: NOI MRS SUMITRA BAI B KARNAKE To: < ashish.gour@pnbhousing.com > Cc: < sujit.china1@phfl.com >, < gulshan.harode1@pnbhousing.com >, < bharati.bhope@phfl.com >, < sunil.mishra@pnbhousing.com > Pfa HOU/NAG/0726/5159243
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:44 · 9d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 14:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 16:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:57, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide NOI; RR and sale deed is enclosed. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 19:16 To: Ashish Gour (ashish.gour@pnbhousing.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Dinesh Ghore (dinesh.ghore@phfl.com) Subject: Re: Challan & NOI - SUMITRABAI BHAURAOJI KARNAKE - HOU/NAG/0726/5159243 Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: T eam, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a register sale deed copy and a colour live selfie photo of the applicant. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:27, Ashish Gour < ashish.gour@pnbhousing.com > wrote: Dear Team, Please process for challan. Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: jay ghore < jayghore2@gmail.com > Sent: 18 September 2026 18:17 To: Ashish Gour < ashish.gour@pnbhousing.com >; Sujit China 1 < sujit.china1@phfl.com >; Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com > Subject: Fwd: NOI MRS SUMITRA BAI B KARNAKE Exercise Secured by Check Point Pfa ---------- Forwarded message --------- From: jay ghore < jayghore2@gmail.com > Date: Fri, 18 Sept, 2026, 5:13 pm Subject: NOI MRS SUMITRA BAI B KARNAKE To: < ashish.gour@pnbhousing.com > Cc: < sujit.china1@phfl.com >, < gulshan.harode1@pnbhousing.com >, < bharati.bhope@phfl.com >, < sunil.mishra@pnbhousing.com > Pfa HOU/NAG/0726/5159243
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Aadhaar card IMG-20260710-WA0043(1).jpg
filed 27d ago
Aadhaar card IMG-20260715-WA0017.jpg
filed 27d ago
PAN card IMG-20260710-WA0042(1).jpg
filed 27d ago
Aadhaar card IMG-20260715-WA0018.jpg
filed 27d ago
Payment screenshot IMG-20260918-WA0007.jpg
filed 27d ago
PAN card IMG-20260715-WA0016.jpg
filed 27d ago
Other image002.png
filed 27d ago
Other image001.gif
filed 27d ago
Sanction letter+ MOTD inside DocScanner 18 Sept 2026 5-08 pm.pdf
filed 27d ago
Paid challan (GRAS) SUMITRABAI BHAURAOJI KARNAKE EchallanMH010442962202627E.pdf
filed 27d ago
Selfie / photo IMG-20260917-WA0031.jpg
filed 21d ago
Selfie / photo IMG-20260919-WA0010.jpg
filed 21d ago
Sale deed+ A challan whose owner could not be read — not counted until a person says inside RR and sale deed Mrs. Karnake.pdf
filed 21d ago
E-filing copy (token) eFilingDoc9992809260891.pdf
filed 10d ago
Index IIthe registered copy we filed IndexII9992809260891.pdf
filed 9d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹17,790.12
Where it stands
VERIFIED — money received
Screenshot claims
₹17,860 840659091400
Paid at
18 Sep 15:00:00
Verified on
18 Sep 18:40:53

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹5,990₹9,980₹320 ₹1,500₹17,790
By law ₹17,780. We ask ₹17,790 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

42 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO, Building (person 1), Floor (person 1), Flat / house no (person 1), Building (person 2) …
29 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (DocScanner 18 Sept 2026 5-08 pm.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Plot No.143, Block Plots, METROCITY-9, KH No. 241, Ph No 4 A, Lavha, Nagpur (Rural), Nagpur, 440023, MAHARASHTRA
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DocScanner 18 Sept 2026 5-08 pm.pdf
as printed
UNIT PLOT NO.143, BLOCK PLOTS, PROJECT METROCITY-9, KH NO. 241, PH NO 4 A, AT LAVHA, NAGPUR (RURAL), NAGPUR, 440023, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440023
PIN
440023
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT PLOT NO 143 BLOCK PLOTS PROJECT METROCITY-9 KH NO 241 PH NO 4 A AT LAVHA NAGPUR RURAL NAGPUR
Locality/Road
MAHARASHTRA
Area/City
NAGPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorPravin Bhaurao KarnakeDEMPK0205J…2132
mortgagorSUMITRABAI BHAURAOJI KARNAKEGMTPK1361R…5047
co_mortgagor
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
documents acknowledgedashish.gour@pnbhousing.com 27d ago
acknowledgementashish.gour@pnbhousing.com 27d ago
Index II chaseashish.gour@pnbhousing.com 26d ago
Index II chaseashish.gour@pnbhousing.com 23d ago
Index II chaseashish.gour@pnbhousing.com 21d ago
What EzDocs read from each document — check anything marked in red
Aadhaar card IMG-20260715-WA0017.jpg needs your check
dob
1988-07-10
name
Pravin Bhaurao Karnake
mobile
9970571403
legible
True
aadhaar last4
2132
raw reading (for Abhijit)
{'dob': '1988-07-10', 'pan': None, 'name': 'Pravin Bhaurao Karnake', 'mobile': '9970571403', 'address': None, 'legible': True, 'aadhaar_last4': '2132', 'quality_issue': None}
PAN card IMG-20260710-WA0042(1).jpg needs your check
dob
1976-01-01
pan
GMTPK1361R
name
SUMITRABAI BHAURAOJI KARNAKE
legible
True
raw reading (for Abhijit)
{'dob': '1976-01-01', 'pan': 'GMTPK1361R', 'name': 'SUMITRABAI BHAURAOJI KARNAKE', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card IMG-20260710-WA0043(1).jpg needs your check
dob
1965-01-01
name
Sumitrabai Bhaurao Karnake
address
pin: 440006; area: Near Gandhi Putla, Surendragad, Seminary Hills; road: Main Road; state: Maharashtra
legible
True
aadhaar last4
5047
raw reading (for Abhijit)
{'dob': '1965-01-01', 'pan': None, 'name': 'Sumitrabai Bhaurao Karnake', 'mobile': None, 'address': {'pin': '440006', 'area': 'Near Gandhi Putla, Surendragad, Seminary Hills', 'flat': None, 'road': 'Main Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': None, 'post_office': None, 'village_city': None}, 'legible': True, 'aadhaar_last4': '5047', 'quality_issue': None}
Payment screenshot IMG-20260918-WA0007.jpg needs your check
utr
840659091400
date
2026-09-18
time
15:00
amount
17860
method
PhonePe UPI
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '840659091400', 'date': '2026-09-18', 'time': '15:00', 'amount': 17860, 'method': 'PhonePe UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
PAN card IMG-20260715-WA0016.jpg needs your check
dob
1988-07-10
pan
DEMPK0205J
name
PRAVIN BHAURAO KARNAKE
legible
True
raw reading (for Abhijit)
{'dob': '1988-07-10', 'pan': 'DEMPK0205J', 'name': 'PRAVIN BHAURAO KARNAKE', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card IMG-20260715-WA0018.jpg needs your check
address
pin: 440006; area: Behind Vetanary College, Near Pashupatinath Mandir, Surendra Gad, Seminary Hills; state: Maharashtra; district: Nagpur; Village: Nagpur
legible
True
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '440006', 'area': 'Behind Vetanary College, Near Pashupatinath Mandir, Surendra Gad, Seminary Hills', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Other image001.gif needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image002.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter DocScanner 18 Sept 2026 5-08 pm.pdf needs your check
lan
HOU/NAG/0726/5159243
legible
True
borrowers
{'name': 'SUMITRABAI BHAURAOJI KARNAKE', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'PRAVIN BHAURAO KARNAKE', 'role': 'applicant', 'label': 'Borrower'}
loan type
Housing Loan
confidence
1
loan amount
1900000
final amount
1995000
interest rate
8.3
sanction date
07-Aug-2026
letter version
4
applicant email
pravinkarnake88@gmail.com
applicant names
SUMITRABAI BHAURAOJI KARNAKE, PRAVIN BHAURAO KARNAKE
applicant mobile
7499232038
property address
pin: 440023; state: MAHARASHTRA; Flat no: Plot No.143; district: Nagpur; Address: Plot No.143, Block Plots, METROCITY-9, KH No. 241, Ph No 4 A, Lavha, Nagpur (Rural), Nagpur, 440023, MAHARASHTRA; Village: Lavha
insurance premium
95000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1995000
security address verbatim
Unit Plot No.143, Block Plots, Project METROCITY-9, KH No. 241, Ph No 4 A, at Lavha, Nagpur (Rural),, Nagpur, 440023, Nagpur, Nagpur, MAHARASHTRA, India, 440023
applicant address verbatim
MAIN ROAD, GANDHI PUTLA, SURENDRAGAD,SEMINARY HILLS, ., Nagpur, MAHARASHTRA, 440006, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0726/5159243', 'legible': True, 'borrowers': [{'name': 'SUMITRABAI BHAURAOJI KARNAKE', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'PRAVIN BHAURAO KARNAKE', 'role': 'applicant', 'label': 'Borrower'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1900000, 'final_amount': 1995000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '07-Aug-2026', 'letter_version': '4', 'applicant_email': 'pravinkarnake88@gmail.com', 'applicant_names': ['SUMITRABAI BHAURAOJI KARNAKE', 'PRAVIN BHAURAO KARNAKE'], 'applicant_mobile': '7499232038', 'property_address': {'pin': '440023', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Plot No.143', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No.143, Block Plots, METROCITY-9, KH No. 241, Ph No 4 A, Lavha, Nagpur (Rural), Nagpur, 440023, MAHARASHTRA', 'village_city': 'Lavha', 'building_name': 'METROCITY-9', 'survey_or_cts_no': 'KH No. 241'}, 'insurance_premium': 95000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1995000, 'security_address_verbatim': 'Unit Plot No.143, Block Plots, Project METROCITY-9, KH No. 241, Ph No 4 A, at Lavha, Nagpur (Rural),, Nagpur, 440023, Nagpur, Nagpur, MAHARASHTRA, India, 440023', 'applicant_address_verbatim': 'MAIN ROAD, GANDHI PUTLA, SURENDRAGAD,SEMINARY HILLS, ., Nagpur, MAHARASHTRA, 440006, India'}
Other image001.gif needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image002.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) SUMITRABAI BHAURAOJI KARNAKE EchallanMH010442962202627E.pdf needs your check
grn
MH010442962202627E
pin
440023
total
15970.0
article
6(1)
defaced
False
bank cin
03006172026091801163
district
NAGPUR
area city
NAGPUR
payer pan
GMTXXXXXXR
flat block
UNIT PLOT NO 143, BLOCK PLOTS, PROJECT
payer name
SUMITRABAI BHAURAOJI KARNAKE
sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1995000
scheme rows
{'amount': 5990.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9980.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2038
payment date
18/09/2026
road locality
NAGPUR, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1995000
raw reading (for Abhijit)
{'grn': 'MH010442962202627E', 'pin': '440023', 'total': 15970.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091801163', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'GMTXXXXXXR', 'flat_block': 'UNIT PLOT NO 143, BLOCK PLOTS, PROJECT', 'payer_name': 'SUMITRABAI BHAURAOJI KARNAKE', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1995000', 'scheme_rows': [{'amount': 5990.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9980.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2038', 'payment_date': '18/09/2026', 'road_locality': 'NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1995000'}
Selfie / photo IMG-20260917-WA0031.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20260919-WA0010.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Sale deed RR and sale deed Mrs. Karnake.pdf needs your check
grn
MH010516239202627E
pin
440023
total
164650.0
defaced
True
district
NAGPUR
area city
TAH NAGPUR RURAL DISTRICT NAGPUR
flat block
AS PER SCHEDULE
payer name
PRAVIN B KARNAKE AND SUMITRABAI B KARNAKE
sro office
NGR_NAGPUR NO10 RURAL SUB REGISTRAR
paying bank
IDBI BANK
remarks raw
SecondPartyName=METROCITY DEVELOPERS~
scheme rows
{'amount': 141100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 23550.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
21/09/2026
inner challan
True
road locality
MOUZA LAVA
second party name
METROCITY DEVELOPERS
raw reading (for Abhijit)
{'grn': 'MH010516239202627E', 'pin': '440023', 'total': 164650.0, 'article': None, 'defaced': True, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': 'TAH NAGPUR RURAL DISTRICT NAGPUR', 'payer_pan': None, 'flat_block': 'AS PER SCHEDULE', 'payer_name': 'PRAVIN B KARNAKE AND SUMITRABAI B KARNAKE', 'sro_office': 'NGR_NAGPUR NO10 RURAL SUB REGISTRAR', 'paying_bank': 'IDBI BANK', 'remarks_raw': 'SecondPartyName=METROCITY DEVELOPERS~', 'scheme_rows': [{'amount': 141100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 23550.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '21/09/2026', 'inner_challan': True, 'road_locality': 'MOUZA LAVA', 'second_party_pan': None, 'second_party_name': 'METROCITY DEVELOPERS', 'consideration_amount': None}
E-filing copy (token) eFilingDoc9992809260891.pdf needs your check
sro
RTK
kind
efiling_copy
token
9992809260891
legible
True
property
road: NAGPUR ROAD; unit: PLOT N 143; floor: G; taluka: Nagpur Gramin; numbers: [{'type': 'Plot Number', 'value': '143'}, {'type': 'Kachara Number', 'value': '241'}, {'type': 'PH NO', 'value': '4 A'}]; village: Lavha; bui
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'GMTPK1361R', 'name': 'SUMITRABAI BHAURAOJI KARNAKE', 'address': 'Flat No:G, Floor No:G, Building Name:MAIN ROAD, GANDHI PUTRA, SURENDRAGAD SEMINARY HILLS, Road:NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NA
title deed
Sale Deed :10988/2026 SRO NAGPUR-4
filing date
2026-10-05
loan amount
1995000.0
payment lines
{'ref': 'MH010442962202627E', 'head': 'Stamp Duty', 'dated': '18/09/2026', 'amount': 5985.0, 'ref_kind': 'GRN'}, {'ref': 'MH010442962202627E', 'head': 'Filing Fee', 'dated': '18/09/2026', 'amount': 9980.0, 'ref_kind': 'G
date of mortgage
2026-09-28
raw reading (for Abhijit)
{'sro': 'RTK', 'kind': 'efiling_copy', 'token': '9992809260891', 'legible': True, 'property': {'pin': None, 'road': 'NAGPUR ROAD', 'unit': 'PLOT N 143', 'floor': 'G', 'taluka': 'Nagpur Gramin', 'numbers': [{'type': 'Plot Number', 'value': '143'}, {'type': 'Kachara Number', 'value': '241'}, {'type': 'PH NO', 'value': '4 A'}], 'village': 'Lavha', 'building': 'UNIT PLOT NO 143, BLOCK PLOTS, PROJECT METROCITY 9', 'district': 'Nagpur', 'area_text': '112.00 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUZA LAVHA', 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'GMTPK1361R', 'name': 'SUMITRABAI BHAURAOJI KARNAKE', 'address': 'Flat No:G, Floor No:G, Building Name:MAIN ROAD, GANDHI PUTRA, SURENDRAGAD SEMINARY HILLS, Road:NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin:440006'}, {'pan': 'DEMPK0205J', 'name': 'PRAVIN BHAURAO KARNAKE', 'address': 'Flat No:G, Floor No:G, Building Name:MAIN ROAD, GANDHI PUTRA, SURENDRAGAD SEMINARY HILLS, Road:NAGPUR, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin:440006'}], 'title_deed': 'Sale Deed :10988/2026 SRO NAGPUR-4', 'filing_date': '2026-10-05', 'loan_amount': 1995000.0, 'payment_lines': [{'ref': 'MH010442962202627E', 'head': 'Stamp Duty', 'dated': '18/09/2026', 'amount': 5985.0, 'ref_kind': 'GRN'}, {'ref': 'MH010442962202627E', 'head': 'Filing Fee', 'dated': '18/09/2026', 'amount': 9980.0, 'ref_kind': 'GRN'}, {'ref': '0926284417628', 'head': 'Document Handling Charges', 'dated': '28/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-28'}
Technical record (for Abhijit — safe to ignore)
34m agoEzDocsreader_efiling_verdict{'fp': '37cc90c93f261556', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page': 'Start page
34m agoEzDocsreader_mail_addition{'fp': '0562a0c614a1cfb8', 'add': {}, 'why': 'The paper describes the property as "UNIT PLOT NO 143 BLOCK PLOTS PROJECT METROCITY-9 KH NO 241 PH NO 4 A AT LAVHA NAGPUR RURAL NAGPUR MAHARASHTRA". The mail does not describ
2h agoEzDocsreader_home_address{'fp': 'd94d074353018b93', 'from': 'the sanction letter (DocScanner 18 Sept 2026 5-08\u202fpm.pdf)', 'home': {'pin': '440006', 'area': 'GANDHI PUTLA, SURENDRAGAD, SEMINARY HILLS', 'road': 'MAIN ROAD', 'state': 'MAHARASHT
7h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 05 Oct, 14:30 shared the e-filing copy — the drafts it answers are taken off", 'count': 3, 'kinds': ['index2_chase']}
7h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 18 Sep, 18:50 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'ack_docs']}
9d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
9d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999280926089
10d agoEzDocsdhc_prn_read{'prn': '0926284417628', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992809260891.pdf', 'from': "the filed notice's own text", 'gr
10d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992809260891.pdf', 'token': '9992809260891', 'doc_id': '19c496a9-4f29-4170-949e-c5a58b3f90db', 'mortgagors': 2}
10d agoEzDocsdhc_prn_looked{'file': 'eFilingDoc9992809260891.pdf', 'found': True, 'doc_id': '19c496a9-4f29-4170-949e-c5a58b3f90db'}
10d agoEzDocsdhc_prn_read{'prn': '0926284417628', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992809260891.pdf', 'from': "the filed notice's own text", 'gr
10d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
10d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999280926
14d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260710-WA0043(1).jpg', 'cards': 1, 'doc_id': 'e0134a0d-8111-45bc-8dc8-22d9ea094316', 'applied': 0}
14d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260715-WA0017.jpg', 'cards': 1, 'doc_id': '7d815689-fcb3-4e6e-a937-7ce66e51fe3b', 'applied': 0}
14d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260710-WA0042(1).jpg', 'cards': 1, 'doc_id': '9fdcba53-aae8-4472-9bdd-c46b42ace080', 'applied': 0}
14d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260715-WA0018.jpg', 'cards': 1, 'doc_id': '8006b70b-af15-4e2d-975c-fd065c99ec0f', 'applied': 0}
14d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260715-WA0016.jpg', 'cards': 1, 'doc_id': '3e02add3-0c32-4eeb-aa81-9a322cb7e9e6', 'applied': 0}
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed GMxxxxxxXR — no paper on the
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
21d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
21d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'RR and sale deed Mrs. Karnake.pdf', 'kind': 'sale_deed'}
21d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
21d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['RR and sale deed Mrs. Karnake.pdf', 'DocScanner 18 Sept 2026 5-08\u202fpm.pdf', 'IMG-20260710-WA0043(1).jpg', 'IMG-20260715-WA0017.jpg', 'IMG-20260715-WA0018.jpg', 'IMG-2026071
21d agoEzDocsaddress_compared{'sig': '99eadb5d34755aa3', 'why': 'after gather', 'people': [{'home': 'MAIN ROAD, Behind Vetanary College, Near Pashupatinath Mandir, Surendra Gad, Seminary Hills, Nagpur, Nagpur, 440006', 'person': 'Pravin Bhaurao Karn
21d agoEzDocschallan_boxes_by_rules{'fp': '79dc4c9667759633', 'why': 'box 1 lost a number the case holds (440023)'}
21d agoEzDocsbox_disagreement{'box': 'home.road', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Main Road', 'page': 4, 'party': 'SUMITRABAI BH
21d agoEzDocsbox_disagreement{'box': 'home.road', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'MAIN ROAD', 'page': 4, 'party': 'Pravin Bhaura
21d agoEzDocsbox_disagreement{'box': 'party.email', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'pravinkarnake88@gmail.com', 'page': 4, 'part
21d agoEzDocsproperty_numbers_completed{'now': {'Number': '241, PH NO 4 A, LAVHA, NAGPUR (RURAL), NAGPUR, 440023'}, 'was': {'Number': '241'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Nothing more to ask the branch for
Money
₹17,860 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 15 Oct4 things
EzDocs checked the e-filing boxes against the papers
19:23
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:22
An old draft withdrew itself — its asks were already answered
12:20
An old draft withdrew itself — its asks were already answered
12:20
6 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:34
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:45
Received: Index II
IndexII9992809260891.pdf
13:45
5 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:36
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:30
Received: E-filing copy
eFilingDoc9992809260891.pdf
14:30
27 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
09:35
24 Sep10 things — 3 documents received · 1 letter written · 6 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:20
The branch's title document is on the case — the filing is the NOI team's move
15:02
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:01
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
14:57
Received: Sale deed
RR and sale deed Mrs. Karnake.pdf
14:57
Selfie checked — a live one
A real selfie — usable for the e-filing.
14:57
Selfie checked — a live one
A real selfie — usable for the e-filing.
14:57
Received: Selfie
IMG-20260919-WA0010.jpg
14:57
Received: Selfie
IMG-20260917-WA0031.jpg
14:57
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01999 | HOU/NAG/0726/5159243
10:00
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01999 | HOU/NAG/0726/5159243
10:00
19 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01999 | HOU/NAG/0726/5159243
10:00
18 Sep34 things — 10 documents received · 4 letters written · 1 money step · 19 steps
EzDocs took 30 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:39
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:18
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
19:14
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:14
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:14
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:14
Challan re-read against the case — matches exactly
19:14
Received: Challan
SUMITRABAI BHAURAOJI KARNAKE EchallanMH010442962202627E.pdf
19:14
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:06
Everything for the challan is in — queued
Papers and money are in — the challan is next.
18:41
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-01999
18:41
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:40
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:40
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:29
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01999
18:29
No fee quote sent — the branch's own figures were right
18:29
The payment proof already on the case was applied
18:29
Property address read from the sanction letter
18:28
Received: Sanction letter
DocScanner 18 Sept 2026 5-08 pm.pdf
18:28
Received: other
image001.gif
18:28
Received: other
image002.png
18:28
Nothing new to ask for — stayed quiet
18:28
Co-applicant added
18:28
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:28
Received: PAN card
IMG-20260715-WA0016.jpg
18:28
Payment proof arrived before the case was quoted — held
18:28
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:27
Co-applicant added
18:27
Received: Payment screenshot
IMG-20260918-WA0007.jpg
18:27
Received: Aadhaar
IMG-20260715-WA0018.jpg
18:27
Received: PAN card
IMG-20260710-WA0042(1).jpg
18:27
Received: Aadhaar
IMG-20260715-WA0017.jpg
18:27
Received: Aadhaar
IMG-20260710-WA0043(1).jpg
18:27
Case opened from the branch's mail
18:27
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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