Cases / NOI-2026-02110

DEEPAK SURESH BANDIVADEKAR

LAN HOU/KOP/0926/5212542 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Sanction letteropen

✓PAN cardopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside SKM_226i26092110180.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹28,320.08CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹28,290 receivedthe receipt's amount and minute agree

Stamp duty 0.3%11,500

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.08

Total we ask for28,320.08

the branch’s receipt claims ₹28,290 356728395231

paid 19 Sep 14:02:45 · verified 21 Sep 16:05:45 · 2 d 2 h later

How we know

Our own bank told us — 19 Sep 14:02

₹28,290 · UTR 356728395231 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.28290.00 19-09-2026 14:02:45 by DEEPAK S thru UPI. Aval Bal Rs.415897.55 CR. (UPI Ref ID:356728395231) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit

Paid the bank's own ₹28,290. ₹30.08 under our ask = our margin. Accepted as full.

By law ₹28,310. We ask ₹28,320 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹28,290 — accept as full (₹30.08 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 37 minour time · 21 Sep 14:16

Index II —not yet

the NOI team 24 d 9 htotal 24 d 9 h so far

Now with the NOI team — e-filing on IGR

since 21 Sep 16:05 — 24 d 6 h of working time

Day by day — every step and who held it

21 Sep 13:40Your branch's mail

21 Sep 13:40Payment landedat once

21 Sep 14:16Challan made+37 min · the NOI team

21 Sep 16:05Papers read+1 h 48 min · the NOI team

21 Sep 16:05Property readat once

21 Sep 16:05Fee quoted+1 min · the NOI team

21 Sep 16:05Payment verifiedat once

21 Sep 16:05Ready for the challanat once

Case facts

Bank

PNB_HFL

Loan amount

₹38,30,000

Loan account no.

HOU/KOP/0926/5212542

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Kolhapur

Taluka

Kolhapur

Village

Kolhapur

Number type

CTS

Number

461

Building

BHAVANI CHAMBERS

Floor

2nd FLOOR

Flat / shop no

S201

Area

(empty)

Hadd

Kolhapur

Read from the sanction letter, not the Index II. bandidwadekar sanction.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: RADHIKA DEEPAK BANDIVADEKAR is named on the sanction letter (bandidwadekar sanction.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• check — property second number: EzDocs (reading the whole file) (sanction_letter) says none — the reading names one kind of number; the case holds 461

• changed — local body name: the case held KOLHAPUR; filled KOLHAPUR MUNICIPAL CORPORATION — EzDocs (reading the whole file), from sanction_letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all documents and the fee has been paid. The NOI team has generated and shared the challan. The NOI team needs to file the NOI.

the history says the next move is with the NOI team — filing the NOI

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

✓ loan papers sent — done, mail 1 (2026-09-21) “KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5”

✓ fee paid — the branch's words — done, mail 2 (2026-09-21) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 2 (2026-09-21) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-21) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-21) “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-21) “*Index II Copy Attached”

read over 3 mail(s), last mail 2026-09-21 · read 24d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010537270202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-DEEPAK SURESH BANDIVADEKAR HOU/KOP/0926/5212542

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantDEEPAK SURESH BANDIVADEKAR

LANHOU/KOP/0926/5212542

Loan AmtRs. 38,30,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 28,290.00 stands VERIFIED against the credit in our account on 21-Sep-2026 (UTR: 356728395231). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02110 | HOU/KOP/0926/5212542

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 21 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SS sambhaji.shelake@phfl.com phfl.com
21 Sep, 13:40 · 24d ago THE FIRST MAIL — how this case began

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-DEEPAK SURESH BANDIVADEKAR HOU/KOP/0926/5212542

📎 IMG-20260921-WA0004.jpg ↗📎 bandidwadekar sanction.pdf ↗📎 SKM_226i26092110180.pdf ↗📎 IMG-20260921-WA0003.jpg ↗📎 IMG-20260921-WA0006.jpg ↗

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

Customer nameDEEPAK SURESH BANDIVADEKAR

Loan account (LAN)HOU/KOP/0926/5212542

Loan amount₹38,30,000

Stamp duty 0.30%₹11,490

Registration fee 0.50%₹15,000

Service / vendor fees₹1,800

Total₹28,290

✓ Sanction Letter — attached
✓ Applicant and Co App Aadhar Card — attached
✓ Applicant and Co App Pan Card — attached
✓ Index II Copy — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

SRO No

Kavan 1

🤖 read: asks for the challan; documents attached — “KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5”

OL The NOI teamTYPED IN GMAIL
21 Sep, 13:56 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy

and a colour live selfie photo of the applicant.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Mon, 21 Sept 2026 at 13:50, Sambhaji Bhimrao Shelake <
sambhaji.shelake@phfl.com> wrote:

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
*Customer Name*

DEEPAK SURESH BANDIVADEKAR

​
*Lan No*

HOU/KOP/0926/5212542

*Loan Amount*
 3830000/-

*LOAN AMOUNT*
 3830000​/-
*0.3%*

11490/-
*0.5%*

15000/-
*FEES*

1800/-
*TOTAL*
 28290/-

**Sanction Letter*

Attached
**Applicant and Co App Aadhar Card*

Attached
**Applicant and Co App Pan Card*

Attached
**Index II Copy*
 Attached
**Soft copy of Photograph*

Attached
**Payment details*

Attached

*SRO No*
 Kavan 1

​

​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 14:18 · 24d ago

📎 DEEPAK S BANDIVADEKAR EchallanMH0105372702 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 13:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicant.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 13:50, Sambhaji Bhimrao Shelake <
sambhaji.shelake@phfl.com> wrote:

> Dear Team,
>
> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
> *Customer Name*
>
> DEEPAK SURESH BANDIVADEKAR
>
> ​
> *Lan No*
>
> HOU/KOP/0926/5212542
>
> *Loan Amount*
> 3830000/-
>
>
> *LOAN AMOUNT*
> 3830000​/-
> *0.3%*
>
> 11490/-
> *0.5%*
>
> 15000/-
> *FEES*
>
> 1800/-
> *TOTAL*
> 28290/-
>
>
>
>
> **Sanction Letter*
>
> Attached
> **Applicant and Co App Aadhar Card*
>
> Attached
> **Applicant and Co App Pan Card*
>
> Attached
> **Index II Copy*
> Attached
> **Soft copy of Photograph*
>
> Attached
> **Payment details*
>
> Attached
>
>
> *SRO No*
> Kavan 1
>
>
>
>
> ​
>
>
>
> ​
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG-20260921-WA0004.jpg	filed	24d ago
Sanction letter	bandidwadekar sanction.pdf	filed	24d ago
PAN card+ Aadhaar card inside	SKM_226i26092110180.pdf	filed	24d ago
Selfie / photo	IMG-20260921-WA0003.jpg	filed	24d ago
Payment screenshot	IMG-20260921-WA0006.jpg	filed	24d ago
Paid challan (GRAS)	DEEPAK S BANDIVADEKAR EchallanMH010537270202627E.pdf	filed	24d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹28,320.08

Where it stands
VERIFIED — money received

Screenshot claims
₹28,290 356728395231

Paid at
19 Sep 14:02:45

Verified on
21 Sep 16:05:45

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹11,500	₹15,000	₹320	₹1,500	₹28,320

By law ₹28,310. We ask ₹28,320 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Title deed no / year / SRO

19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (bandidwadekar sanction.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

2nd FLOOR, FLAT NO S201, BHAVANI CHAMBERS, C S NO 461, BHAPANI MANDAP AREA, Kolhapur, B WARD, Kolhapur, MAHARASHTRA, India, 416012

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

bandidwadekar sanction.pdf

as printed
2ND FLOOR, FLAT NO S201, BHAVANI CHAMBERS, C S NO 461, KOLHAPUR, BHAVANI MANDAP AREA, KOLHAPUR, B WARD, KOLHAPUR, MAHARASHTRA, INDIA, 416012

PIN
416012

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO S201 2ND FLOOR BHAVANI CHAMBERS C S NO 461

Locality/Road
BHAVANI MANDAP AREA B WARD

Area/City
KOLHAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	DEEPAK SURESH BANDIVADEKAR	AXGPB6508D

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	sambhaji.shelake@phfl.com	24d ago
documents acknowledged	sambhaji.shelake@phfl.com	24d ago
acknowledgement	sambhaji.shelake@phfl.com	24d ago
Index II chase	sambhaji.shelake@phfl.com	21d ago
Index II chase	sambhaji.shelake@phfl.com	17d ago
Index II chase	sambhaji.shelake@phfl.com	14d ago
Index II chase	sambhaji.shelake@phfl.com	8d ago
Index II chase	sambhaji.shelake@phfl.com	5d ago
Index II chase	sambhaji.shelake@phfl.com	2d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo IMG-20260921-WA0004.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo IMG-20260921-WA0003.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Sanction letter bandidwadekar sanction.pdf needs your check

lan
HOU/KOP/0926/5212542

legible
True

borrowers
{'name': 'DEEPAK SURESH BANDIVADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RADHIKA DEEPAK BANDIVADEKAR', 'role': 'applicant', 'label': 'Applicant'}

loan type
Housing Loan, Housing

confidence
1.0

loan amount
3700000.0

final amount
3830000.0

interest rate
8.2

sanction date
08-Sep-2026

letter version
4

applicant email
deepakshimate86@yahoo.com

applicant names
DEEPAK SURESH BANDIVADEKAR, RADHIKA DEEPAK BANDIVADEKAR

printed altered
False

applicant mobile
7378410110

property address
pin: 416012; state: MAHARASHTRA; Flat no: S201; district: Kolhapur; Floor: 2nd FLOOR; Address: 2nd FLOOR, FLAT NO S201, BHAVANI CHAMBERS, C S NO 461, BHAPANI MANDAP AREA, Kolhapur, B WARD, Kolhapur, MAHARASHTRA,

insurance premium
130000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3830000.0

security address verbatim
2nd FLOOR, FLAT NO S201, BHAVANI CHAMBERS, C S NO 461, KOLHAPUR, BHAVANI MANDAP AREA, Kolhapur, B WARD, Kolhapur, MAHARASHTRA, India, 416012

applicant address verbatim
790/38/18 PACHGAON ROAD, NEAR YOGESHWARI TEMPLE, JAGTAP NAGAR PACHGAON KARVIR KOLHAPUR, .

raw reading (for Abhijit)

{'lan': 'HOU/KOP/0926/5212542', 'legible': True, 'borrowers': [{'name': 'DEEPAK SURESH BANDIVADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RADHIKA DEEPAK BANDIVADEKAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'handwritten': [], 'loan_amount': 3700000.0, 'final_amount': 3830000.0, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '08-Sep-2026', 'letter_version': '4', 'applicant_email': 'deepakshimate86@yahoo.com', 'applicant_names': ['DEEPAK SURESH BANDIVADEKAR', 'RADHIKA DEEPAK BANDIVADEKAR'], 'printed_altered': False, 'applicant_mobile': '7378410110', 'property_address': {'pin': '416012', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'S201', 'district': 'Kolhapur', 'floor_no': '2nd FLOOR', 'landmark': None, 'full_address': '2nd FLOOR, FLAT NO S201, BHAVANI CHAMBERS, C S NO 461, BHAPANI MANDAP AREA, Kolhapur, B WARD, Kolhapur, MAHARASHTRA, India, 416012', 'village_city': 'Kolhapur', 'building_name': 'BHAVANI CHAMBERS', 'survey_or_cts_no': 'C S NO 461'}, 'insurance_premium': 130000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3830000.0, 'security_address_verbatim': '2nd FLOOR, FLAT NO S201, BHAVANI CHAMBERS, C S NO 461, KOLHAPUR, BHAVANI MANDAP AREA, Kolhapur, B WARD, Kolhapur, MAHARASHTRA, India, 416012', 'applicant_address_verbatim': '790/38/18 PACHGAON ROAD, NEAR YOGESHWARI TEMPLE, JAGTAP NAGAR PACHGAON KARVIR KOLHAPUR, .'}

Payment screenshot IMG-20260921-WA0006.jpg needs your check

utr
356728395231

date
2026-09-19

time
14:02

amount
28290

method
UPI

payee upi
9892834356m@pnb

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

raw reading (for Abhijit)

{'utr': '356728395231', 'date': '2026-09-19', 'time': '14:02', 'amount': 28290, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}

PAN card SKM_226i26092110180.pdf needs your check

dob
1986-10-29

pan
AXGPB6508D

legible
True

raw reading (for Abhijit)

{'dob': '1986-10-29', 'pan': 'AXGPB6508D', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

PAN card SKM_226i26092110180.pdf needs your check

dob
1986-10-29

pan
AXGPB6508D

legible
True

raw reading (for Abhijit)

{'dob': '1986-10-29', 'pan': 'AXGPB6508D', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) DEEPAK S BANDIVADEKAR EchallanMH010537270202627E.pdf needs your check

grn
MH010537270202627E

pin
416012

total
26500.0

article
6(1)

defaced
False

bank cin
03006172026092100641

district
KOLHAPUR

area city
KOLHAPUR

payer pan
AXGXXXXXXD

flat block
FLAT NO S201, 2ND FLOOR, BHAVANI CHAMBERS, C S NO 461, B WARD, BHAVANI

payer name
DEEPAK S BANDIVADEKAR

sro office
KRV1_SUB REGISTRAR KARVEER1

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3830000

scheme rows
{'amount': 11500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0110

payment date
21/09/2026-14:16:50

road locality
MANDAP AREA KOLHAPUR, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3830000

raw reading (for Abhijit)

{'grn': 'MH010537270202627E', 'pin': '416012', 'total': 26500.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092100641', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'AXGXXXXXXD', 'flat_block': 'FLAT NO S201, 2ND FLOOR, BHAVANI CHAMBERS, C S NO 461, B WARD, BHAVANI', 'payer_name': 'DEEPAK S BANDIVADEKAR', 'sro_office': 'KRV1_SUB REGISTRAR KARVEER1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3830000', 'scheme_rows': [{'amount': 11500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0110', 'payment_date': '21/09/2026-14:16:50', 'road_locality': 'MANDAP AREA KOLHAPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3830000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	reader_efiling_verdict	{'fp': '53a69eb3f27e387c', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing.', 'page': 'Star
2d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
2d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
5d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
8d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
8d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'cd5654c342a641bd', 'docs': ['bandidwadekar sanction.pdf', 'SKM_226i26092110180.pdf'], 'loan': {'amount': 3830000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'sanction_letter', 'quote':
13d ago	EzDocs	case_read_started	{'tag': 'cd5654c342a641bd', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
14d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
14d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AXxxxxxxXD — no paper on the
17d ago	EzDocs	reader_home_address	{'fp': '7d9a045295210237', 'from': 'the sanction letter (bandidwadekar sanction.pdf)', 'home': {'area': 'NEAR YOGESHWARI TEMPLE, JAGTAP NAGAR', 'flat': '790/38/18', 'road': 'PACHGAON ROAD', 'state': 'MAHARASHTRA', 'distr
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
17d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan
17d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['bandidwadekar sanction.pdf', 'SKM_226i26092110180.pdf'], 'after': {'addresses': {'people': [['DEEPAK SURESH BANDIVADEKAR', [['sancti
17d ago	EzDocs	address_compared	{'sig': '2f380cd07a51852d', 'why': 'after gather', 'people': [{'home': '790/38/18, Not available, Not available, Pachgaon Road, Jagtap Nagar, Kolhapur, Kolhapur, 416007', 'person': 'DEEPAK SURESH BANDIVADEKAR', 'against'
17d ago	EzDocs	challan_boxes_composed	{'fp': '265290231508a018', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO S201 2ND FLOOR BHAVANI CHAMBERS C S N
19d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
19d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['bandidwadekar sanction.pdf', 'SKM_226i26092110180.pdf'], 'after': {'addresses': {'people': [['DEEPAK SURESH BANDIVADEKAR', [['sancti
20d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
20d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['bandidwadekar sanction.pdf', 'SKM_226i26092110180.pdf'], 'after': {'addresses': {'people': [['DEEPAK SURESH BANDIVADEKAR', [['sancti
21d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
21d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['bandidwadekar sanction.pdf', 'SKM_226i26092110180.pdf'], 'after': {'addresses': {'people': [['DEEPAK SURESH BANDIVADEKAR', [['sancti
21d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5212542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
22d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
22d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['bandidwadekar sanction.pdf', 'SKM_226i26092110180.pdf'], 'after': {'addresses': {'people': [['DEEPAK SURESH BANDIVADEKAR', [['sancti
22d ago	EzDocs	address_compared	{'sig': '7fe0d654dc014a91', 'why': 'after gather', 'people': [{'home': '790/38/18, Pachgaon Road, Jagtap Nagar, Kolhapur, Kolhapur, 416007', 'person': 'DEEPAK SURESH BANDIVADEKAR', 'against': [{'src': 'sanction_letter',
22d ago	EzDocs	challan_boxes_composed	{'fp': '2590798b451199ab', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO S201 2ND FLOOR BHAVANI CHAMBERS C S N

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹28,290 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

13 Oct3 things

EzDocs checked the e-filing boxes against the papers

23:52

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02110 | HOU/KOP/0926/5212542

10:00

An old draft withdrew itself — its asks were already answered

10:00

10 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02110 | HOU/KOP/0926/5212542

10:00

An old draft withdrew itself — its asks were already answered

10:00

7 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02110 | HOU/KOP/0926/5212542

10:00

An old draft withdrew itself — its asks were already answered

10:00

2 Oct1 thing — 1 step

EzDocs read the whole file

01:37

1 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02110 | HOU/KOP/0926/5212542

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered

10:00

28 Sep1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02110 | HOU/KOP/0926/5212542