Cases / NOI-2026-01027

VISHVANATH RAJERAM CHOUDHARI

LAN HOU/NAG/0626/5122267 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

4 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Aadhaar cardopen

✓Payment screenshot — shows ₹15,180; money not verified yetopen

✓Sanction letteropen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (8)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹15,220 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹15,220

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹15,180; we wait for the credit itself

Stamp duty 0.3%5,030

Registration fee 0.5%8,370

Government handling320

Our service fee1,500

Total we ask for15,220

Screenshot ₹15,180 — ₹40 under our ask, not below the real calculation ₹15,176. Counts as full. Nothing to ask.
Screenshot ₹15,180 — verified by itself the moment the bank credit is heard.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹15,196. We ask ₹15,220 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 3 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 10 h 43 minour time · 3 Sep 17:28

Index II —not yet

the NOI team 43 d 3 hthe branch 4 h 33 mintotal 43 d 7 h so far

Now with the NOI team — e-filing on IGR

since 3 Sep 17:28 — 42 d 2 h of working time

Day by day — every step and who held it

2 Sep 12:12Your branch's mail

2 Sep 12:15Papers read+3 min · the NOI team

2 Sep 16:48Papers from your branch+4 h 33 min · the branch

2 Sep 16:50Papers read+3 min · the NOI team

2 Sep 16:51Property readat once

2 Sep 16:51Fee quotedat once

3 Sep 17:28Challan made+1 d · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹16,72,000

Loan account no.

HOU/NAG/0626/5122267

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• 9 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, road, Number type, Number, Second number type

• Build Up Area not on file — read it off the Index II / sale deed

• taluka not on file — pick it on the portal (district cascade)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the initial loan documents and payment, and has generated and shared the challan. The team is currently waiting for the branch to provide the registered sale deed copy and applicant selfie photos to proceed with the NOI filing.

the history says the next move is with the branch — the registered sale deed copy and selfie photos

the branch last asked: Please provide challan.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 3 (2026-09-02) “PFA”

✓ fee paid — the branch's words — done, mail 4 (2026-09-02) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 7 (2026-09-02) “PFA challan for your reference.”

✓ challan shared — done, mail 7 (2026-09-02) “PFA challan for your reference.”

? Index II asked for — asked, mail 5 (2026-09-02) “For NOI filing, We need a registered sale deed copy and a colour live selfie photo of the applicants..”

read over 7 mail(s), last mail 2026-09-02 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK anup.khairwar1@pnbhousing.com pnbhousing.com
02 Sep, 12:12 · 43d ago THE FIRST MAIL — how this case began

Request for challan :VISHWANATH CHOUDHARY HOU/NAG/0626/5122267

📎 PAN CARD VISHWANATH.jpg ↗📎 MRS PAN CARD.jpg ↗📎 HARSHA ADHAR.pdf ↗📎 ADHAR VISHWANATH.pdf ↗📎 image003.png ↗📎 image002.jpg ↗📎 image001.jpg ↗

Dear Team,

Please provide challan .

Thanks & Regards,

Anup khairwar

Area Sales Manager - Nagpur

PNB Housing Finance Limited,

1st Floor, Achraj tower II, Chindwara Road,

Chhaoni Square,Sadar, Nagpur-440001

Mobile: +91 9595787226

Website-
www.pnbhousing.com

Internal

🤖 read: asks for the challan; documents attached — “Please provide challan .”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
02 Sep, 12:30 · 43d ago

Dear Team,

Pls share sanction letter for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 

 Dear Team, 
 Please provide challan. 
 
 Thanks & Regards, 
 
 Anup khairwar 
 
 Area Sales Manager - Nagpur 
 PNB Housing Finance Limited, 
 1st Floor, Achraj tower II, Chindwara Road,
 
 Chhaoni Square,Sadar, Nagpur-440001 
 Mobile: +91 9595787226 
 Website-
 www.pnbhousing.com 
 
Internal 
 
Dear Team,

Pls share sanction letter for challan initiation,

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 <anup.khairwar1@pnbhousing.com>
wrote:

Dear Team,

Please provide challan.

Thanks & Regards,
*Anup khairwar*
Area Sales Manager - Nagpur
PNB Housing Finance Limited,

1st Floor, Achraj tower II, Chindwara Road,

Chhaoni Square,Sadar, Nagpur-440001

Mobile: +91 9595787226 <+91%2095957%2087226>

Website- www.pnbhousing.com

[image: Email Signature]

Internal

🤖 read: asks the branch for documents — “Pls share sanction letter for challan initiation”

AK anup.khairwar1@pnbhousing.com pnbhousing.com
02 Sep, 16:48 · 43d ago

📎 SANCTION LETTER.pdf ↗

PFA

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent:Wednesday, September 2, 2026 12:31 PM

To:Anup Khairwar 1 <anup.khairwar1@pnbhousing.com>

Cc:Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <bharati.bhope@phfl.com>

Subject:Re: Request for challan :VISHWANATH CHOUDHARY HOU/NAG/0626/5122267

ExerciseSecured by Check Point

Dear Team,

Pls share sanction letter for challan initiation,

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote:

Dear Team,

Please provide challan.

Thanks & Regards,

Anup khairwar

Area Sales Manager - Nagpur

PNB Housing Finance Limited,

1st Floor, Achraj tower II, Chindwara Road,

Chhaoni Square,Sadar, Nagpur-440001

Mobile:
+91 9595787226

Website-
www.pnbhousing.com

Internal

🤖 read: asks for the challan; documents attached

OL The NOI teamTYPED IN GMAIL
02 Sep, 16:54 · 43d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 16:49, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 

 PFA 
 
Internal 
 
 From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
 
 Sent: Wednesday, September 2, 2026 12:31 PM 
 To: Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > 
 Cc: Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com > 
 Subject: Re: Request for challan :VISHWANATH CHOUDHARY HOU/NAG/0626/5122267 
 
 Exercise Secured by Check Point
 
 Dear Team, 
 
 Pls share sanction letter for challan initiation, 
 
 Regards, 
 
 NOI Coordinator (PNB) 
 
 ThinkBigz 
 
 M:- 8097244974 
 
 On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 
 
 Dear Team, 
 Please provide challan. 
 
 Thanks & Regards, 
 
 Anup khairwar 
 
 Area Sales Manager - Nagpur 
 PNB Housing Finance Limited, 
 1st Floor, Achraj tower II, Chindwara Road,
 
 Chhaoni Square,Sadar, Nagpur-440001 
 Mobile:
 +91 9595787226 
 Website-
 www.pnbhousing.com 
 
 Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
02 Sep, 16:54 · 43d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need a registered sale deed copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 16:49, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 

 PFA 
 
Internal 
 
 From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
 
 Sent: Wednesday, September 2, 2026 12:31 PM 
 To: Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > 
 Cc: Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com > 
 Subject: Re: Request for challan :VISHWANATH CHOUDHARY HOU/NAG/0626/5122267 
 
 Exercise Secured by Check Point
 
 Dear Team, 
 
 Pls share sanction letter for challan initiation, 
 
 Regards, 
 
 NOI Coordinator (PNB) 
 
 ThinkBigz 
 
 M:- 8097244974 
 
 On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 
 
 Dear Team, 
 Please provide challan. 
 
 Thanks & Regards, 
 
 Anup khairwar 
 
 Area Sales Manager - Nagpur 
 PNB Housing Finance Limited, 
 1st Floor, Achraj tower II, Chindwara Road,
 
 Chhaoni Square,Sadar, Nagpur-440001 
 Mobile:
 +91 9595787226 
 Website-
 www.pnbhousing.com 
 
 Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
02 Sep, 16:54 · 43d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need a registered sale deed copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 16:49, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 

 PFA 
 
Internal 
 
 From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
 
 Sent: Wednesday, September 2, 2026 12:31 PM 
 To: Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > 
 Cc: Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com > 
 Subject: Re: Request for challan :VISHWANATH CHOUDHARY HOU/NAG/0626/5122267 
 
 Exercise Secured by Check Point
 
 Dear Team, 
 
 Pls share sanction letter for challan initiation, 
 
 Regards, 
 
 NOI Coordinator (PNB) 
 
 ThinkBigz 
 
 M:- 8097244974 
 
 On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 
 
 Dear Team, 
 Please provide challan. 
 
 Thanks & Regards, 
 
 Anup khairwar 
 
 Area Sales Manager - Nagpur 
 PNB Housing Finance Limited, 
 1st Floor, Achraj tower II, Chindwara Road,
 
 Chhaoni Square,Sadar, Nagpur-440001 
 Mobile:
 +91 9595787226 
 Website-
 www.pnbhousing.com 
 
 Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
02 Sep, 17:26 · 43d ago

Team,PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 2 Sept 2026 at 16:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 2 Sept 2026 at 16:49, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 

 
 
 PFA 
 
 
 
Internal 
 
 
 From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
 
 Sent: Wednesday, September 2, 2026 12:31 PM 
 To: Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > 
 Cc: Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com > 
 Subject: Re: Request for challan :VISHWANATH CHOUDHARY HOU/NAG/0626/5122267 
 
 
 
 
 
 
 Exercise Secured by Check Point
 
 
 
 
 
 
 
 
 Dear Team, 
 
 
 
 
 
 Pls share sanction letter for challan initiation, 
 
 
 
 
 
 
 
 Regards, 
 
 NOI Coordinator (PNB) 
 
 
 ThinkBigz 
 
 
 M:- 8097244974 
 
 
 
 
 
 
 
 
 
 On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 < anup.khairwar1@pnbhousing.com > wrote: 
 
 
 
 
 
 
 Dear Team, 
 Please provide challan. 
 
 
 
 Thanks & Regards, 
 
 Anup khairwar 
 
 Area Sales Manager - Nagpur 
 PNB Housing Finance Limited, 
 1st Floor, Achraj tower II, Chindwara Road,
 
 Chhaoni Square,Sadar, Nagpur-440001 
 Mobile:
 +91 9595787226 
 Website-
 www.pnbhousing.com 
 
 
 
 
 Internal 
 
 
 
 
 
 

 
 

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Wed, 2 Sept 2026 at 16:54, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a registered
sale deed copy and a colour live selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 2 Sept 2026 at 16:49, Anup Khairwar 1 <
anup.khairwar1@pnbhousing.com> wrote:

> PFA
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* Wednesday, September 2, 2026 12:31 PM
> *To:* Anup Khairwar 1 <anup.khairwar1@pnbhousing.com>
> *Cc:* Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <
> bharati.bhope@phfl.com>
> *Subject:* Re: Request for challan :VISHWANATH CHOUDHARY
> HOU/NAG/0626/5122267
>
>
>
> >
> *Secured by Check Point *
>
>
>
> Dear Team,
>
>
>
> Pls share sanction letter for challan initiation,
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Wed, 2 Sept 2026 at 12:14, Anup Khairwar 1 <
> anup.khairwar1@pnbhousing.com> wrote:
>
>
>
> Dear Team,
>
> Please provide challan.
>
>
>
>
>
> Thanks & Regards,
> *Anup khairwar*
> Area Sales Manager - Nagpur
> PNB Housing Finance Limited,
>
> 1st Floor, Achraj tower II, Chindwara Road,
>
> Chhaoni Square,Sadar, Nagpur-440001
>
> Mobile: +91 9595787226 <+91%2095957%2087226>
>
> Website- www.pnbhousing.com
> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpiNWFjMjNhY2RmYWE5YmY2MTc5OTY3N2UyYzFjODMyZDo3OjY0YTE6N2VmMTI5MDMwOGEyOWNkODM0MGY3MzhlNTdlZjM0ZTk1M2QyMWZhZWNhYjMwMDI5ODI2YTQ0MDA4NGU0NmZhODpoOlQ6Rg>
>
> [image: Email Signature]
>
>
>
>
>
> Internal
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	PAN CARD VISHWANATH.jpg	filed	43d ago
PAN card	MRS PAN CARD.jpg	filed	43d ago
Aadhaar card	HARSHA ADHAR.pdf	filed	43d ago
Aadhaar card	ADHAR VISHWANATH.pdf	filed	43d ago
Other	image003.png	filed	43d ago
Other	image002.jpg	filed	43d ago
Payment screenshot	image001.jpg	filed	43d ago
Sanction letter	SANCTION LETTER.pdf	filed	43d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹15,220

Where it stands
waiting for the credit

Screenshot claims
₹15,180

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹5,030	₹8,370	₹320	₹1,500	₹15,220

By law ₹15,196. We ask ₹15,220 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

24 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Floor, Property type (Open / Building / Open + Building) …

15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (SANCTION LETTER.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

empty

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA, MOUZA BHAMIT, NEAR SWAWALAMBI NAGAR, BHAMTI, PARSODI, Nagpur, JAITALA ROAD, Nagpur, MAHARASHTRA, India, 440022

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER.pdf

as printed
TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA, MOUZA BHAMIT, NEAR SWAWALAMBI NAGAR, BHAMTI, PARSODI, NAGPUR, JAITALA ROAD, NAGPUR, MAHARASHTRA, INDIA, 440022

PIN
440022

THE CHALLAN, as it will be typed

Flat/Survey Number
TENEMENT NO B/G 06 40 TENEMENTS EWS BHAMTI GRUH NIRMAN SCHEME 14 PMAY AND 26 MHADA MOUZA BHAMIT

Locality/Road
NEAR SWAWALAMBI NAGAR BHAMTI PARSODI NAGPUR JAITALA ROAD MAHARASHTRA

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VISHVANATH RAJERAM CHOUDHARI	APHPC1224J	…8101
co_mortgagor	HARSHA VISHVANATH CHOUDHARI	BGKPC8054K	…4046

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	anup.khairwar1@pnbhousing.com	43d ago
documents acknowledged	anup.khairwar1@pnbhousing.com	43d ago

What EzDocs read from each document — check anything marked in red

PAN card PAN CARD VISHWANATH.jpg needs your check

dob
1983-08-28

pan
APHPC1224J

name
VISHVANATH RAJERAM CHOUDHARI

legible
True

raw reading (for Abhijit)

{'dob': '1983-08-28', 'pan': 'APHPC1224J', 'name': 'VISHVANATH RAJERAM CHOUDHARI', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

PAN card MRS PAN CARD.jpg needs your check

dob
1991-07-12

pan
BGKPC8054K

name
HARSHA VISHVANATH CHOUDHARI

legible
True

raw reading (for Abhijit)

{'dob': '1991-07-12', 'pan': 'BGKPC8054K', 'name': 'HARSHA VISHVANATH CHOUDHARI', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card HARSHA ADHAR.pdf needs your check

dob
1991-07-12

name
Harsha Vishvanath Choudhari

legible
True

aadhaar last4
4046

raw reading (for Abhijit)

{'dob': '1991-07-12', 'pan': None, 'name': 'Harsha Vishvanath Choudhari', 'legible': True, 'aadhaar_last4': '4046', 'quality_issue': None}

Aadhaar card ADHAR VISHWANATH.pdf needs your check

dob
1983-08-28

name
Vishvanath Rajeram Choudhari

legible
True

aadhaar last4
8101

raw reading (for Abhijit)

{'dob': '1983-08-28', 'pan': None, 'name': 'Vishvanath Rajeram Choudhari', 'legible': True, 'aadhaar_last4': '8101', 'quality_issue': None}

Payment screenshot image001.jpg needs your check

date
2026-09-01

amount
15180.0

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-01', 'amount': 15180.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter SANCTION LETTER.pdf needs your check

lan
HOU/NAG/0626/5122267

legible
True

loan type
Housing Loan

confidence
1

loan amount
1600000

interest rate
8.3

sanction date
12-Jun-2026

letter version
4

applicant names
VISHVANATH RAJERAM CHOUDHARI, HARSHA VISHVANATH CHOUDHARI

applicant mobile
8668828077

property address
pin: 440022; road: JAITALA ROAD; state: MAHARASHTRA; Flat no: TENEMENT NO B/G 06; district: Nagpur; landmark: NEAR SWAWALAMBI NAGAR; Address: TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY

insurance premium
72000

includes insurance
True

total with insurance
1672000

applicant address from462
read again off the letter's pages (page 1, Address row)

security address verbatim
TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA, MOUZA BHAMIT, NEAR SWAWALAMBI NAGAR, BHAMTI, PARSODI, Nagpur, JAITALA ROAD, Nagpur, MAHARASHTRA, India, 440022

applicant address verbatim
CO INDUBAI KEJAI BODE, RAMNAGAR Nagpur, MAHARASHTRA, 441103, Nagpur, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0626/5122267', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1600000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '12-Jun-2026', 'letter_version': '4', 'applicant_names': ['VISHVANATH RAJERAM CHOUDHARI', 'HARSHA VISHVANATH CHOUDHARI'], 'applicant_mobile': '8668828077', 'property_address': {'pin': '440022', 'road': 'JAITALA ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'TENEMENT NO B/G 06', 'district': 'Nagpur', 'floor_no': None, 'landmark': 'NEAR SWAWALAMBI NAGAR', 'full_address': 'TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA, MOUZA BHAMIT, NEAR SWAWALAMBI NAGAR, BHAMTI, PARSODI, Nagpur, JAITALA ROAD, Nagpur, MAHARASHTRA, India, 440022', 'village_city': 'Nagpur', 'building_name': '40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA', 'survey_or_cts_no': None}, 'insurance_premium': 72000, 'includes_insurance': True, 'total_with_insurance': 1672000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA, MOUZA BHAMIT, NEAR SWAWALAMBI NAGAR, BHAMTI, PARSODI, Nagpur, JAITALA ROAD, Nagpur, MAHARASHTRA, India, 440022', 'applicant_address_verbatim': 'CO INDUBAI KEJAI BODE, RAMNAGAR Nagpur, MAHARASHTRA, 441103, Nagpur, India'}

Payment screenshot image001.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-01', 'page': None, 'time': '11:41', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15180.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-01', 'page': None, 'time': '11:41', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15180.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Other image002.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image003.png needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

42m ago	EzDocs	reader_mail_addition	{'fp': '34e1e4c0215ebf4a', 'add': {}, 'why': 'The mail provides a branch address, not a property address. The paper provides a property address.', 'asked': True, 'quote': '', 'same_property': False}
1h ago	EzDocs	reader_home_address	{'fp': '9f4ddaade05fabb5', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '441103', 'area': 'RAMNAGAR', 'state': 'MAHARASHTRA', 'district': 'Nagpur', 'Village': 'Nagpur'}, 'asked': True, 'notes
1h ago	EzDocs	reader_home_address	{'fp': '9f4ddaade05fabb5', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '441103', 'area': 'RAMNAGAR', 'state': 'MAHARASHTRA', 'district': 'Nagpur', 'Village': 'Nagpur'}, 'asked': True, 'notes
8h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 02 Sep, 16:54 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:e6b9091a-1d37-40be-874d-1a3d3c7997b3', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SANCTION LETTER.pdf', 'asked': True, 'found': True, '
19d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
29d ago	EzDocs	hidden_payment_scan	{'file': 'image003.png', 'kind': 'other', 'found': 0, 'doc_id': '94d83811-dac5-4a93-848d-40ac53d5b37a', 'fetched': True}
29d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': 'other', 'found': 0, 'doc_id': '41cec8be-558e-49e6-96b1-64643dd3054b', 'fetched': True}
29d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '12c334fe-aae9-4ed2-9d82-7801362cf525', 'fetched': True}
29d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'image001.jpg', 'kin
29d ago	EzDocs	claim_part_duplicate	{'utr': None, 'date': '2026-09-01', 'parts': 1, 'amount': 15180.0, 'claimed_total': 15180.0}
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '441103', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Khapari (Barokar)', 'doc_id': 'ce3
30d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '441103', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Khursapur', 'doc_id': '13d8eb5c-d5
30d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Village', 'why': "The type
40d ago	EzDocs	quoted_history_checked	{}
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
42d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
42d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d ago	EzDocs	email_shadowed:ack_docs	{'to': 'anup.khairwar1@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/NAG/0626/5122267).\n\n Applicant : VISHVANATH RAJERAM CHOUDHARI\n LAN : HOU
43d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0626/5122
43d ago	EzDocs	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 15180.0}
43d ago	EzDocs	claim_applied_on_quote	{'utr': None, 'parts': 1, 'claimed_total': 15180.0}
43d ago	EzDocs	receivable_created	{'expected': 15220.0}
43d ago	EzDocs	payer_mobile_captured	{'last4': '8077', 'source': 'sanction_letter'}
43d ago	EzDocs	property_address_extracted	{'confidence': 1, 'Address': 'TENEMENT NO B/G 06, 40 TENEMENTS EWS BHAMTI, GRUH NIRMAN SCHEME, 14, PMAY AND 26, MHADA, MOUZA BHAMIT, NEAR SWAWALAMBI NAGAR, BHAMTI, PARSODI, Nagpur, JAITALA ROAD, Nagpur, MAHARASHTRA,
43d ago	EzDocs	document_received	{'file': 'SANCTION LETTER.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0}
43d ago	EzDocs	email_shadowed:doc_chase	{'to': 'anup.khairwar1@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0626/5122267), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Lo
43d ago	EzDocs	claim_held_until_quote	{'utr': None, 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-09-01', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15180.0, 'p

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Applicant's Selfie / Photo, Index II copy / Title document

Money

₹15,180 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹15,220 is still not in our account. Chase the branch for it.

Today · 15 Oct2 things

EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records