BABASAHEB WALCHAND GAIKWAD
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹17,790 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper26 Aug, 18:41 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail
Share NOI challan on priority
Internal
26 Aug, 18:54 · 50d ago
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
earlier mails quoted below
26 Aug, 19:13 · 50d ago
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sale deed+ Other inside | REVISED DRAFT - DOA - KAMALRAJ SHIVDARSHAN FLAT NO. A-401 -20-08-26 - 4.46 PM (1).pdf | filed | 43d ago |
| Aadhaar card | Screenshot_20260826_183829.jpg | filed | 43d ago |
| PAN card | My pan card.pdf | filed | 43d ago |
| Aadhaar card | New Doc 12-18-2025 13.11.pdf | filed | 43d ago |
| Aadhaar card | Vahini Adhar.pdf | filed | 43d ago |
| PAN card | vahini Pan.pdf | filed | 43d ago |
| Selfie / photo | IMG-20260826-WA0008.jpg | filed | 43d ago |
| Selfie / photo | IMG-20260826-WA0007.jpg | filed | 43d ago |
| Selfie / photo | IMG-20260826-WA0012.jpg | filed | 43d ago |
| Sanction letter | Screenshot_20260826_180621.jpg | filed | 43d ago |
| Payment screenshot | IMG-20260826-WA0020.jpg | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹17,790
waiting for the credit
₹17,900 702034212933
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,990 | ₹9,980 | ₹320 | ₹1,500 | ₹17,790 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO A - 401,., 4TH FLOOR, BUILDING NO A, SURVEY NO 73, S NO 73, KAMALRAJ SHIVDARSHAN CO-OPERATIVE HOUSING SOCIETY LTD, KAMALRAJ SHIVDARSHAN CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, DIGHI, PUNE, DIGHI ROAD, PUNE, MAHARASHTRA, INDIA, 411015
411015
FLAT NO A - 401 4TH FLOOR BUILDING NO A SURVEY NO 73 S NO 73
KAMALRAJ SHIVDARSHAN CO-OPERATIVE HOUSING SOCIETY LTD PUNE DIGHI DIGHI ROAD MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | BABASAHEB WALCHAND GAIKWAD | DCSPG3024F | …8504 |
| co_mortgagor | Namrata Shankar Gaikwad | CIXPG6745F | …1729 |
| mortgagor | Manisha Babasaheb Gaikwad | …2095 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | rama.khot@pnbhousing.com | 43d ago |
What EzDocs read from each document — check anything marked in red
1999-01-01
Manisha Babasaheb Gaikwad
True
2095
raw reading (for Abhijit)
{'dob': '1999-01-01', 'pan': None, 'name': 'Manisha Babasaheb Gaikwad', 'legible': True, 'aadhaar_last4': '2095', 'quality_issue': None}1994-05-02
DCSPG3024F
BABASAHEB WALCHAND GAIKWAD
True
raw reading (for Abhijit)
{'dob': '1994-05-02', 'pan': 'DCSPG3024F', 'name': 'BABASAHEB WALCHAND GAIKWAD', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1994-05-02
Babasaheb Walchand Gaikwad
True
8504
raw reading (for Abhijit)
{'dob': '1994-05-02', 'pan': None, 'name': 'Babasaheb Walchand Gaikwad', 'legible': True, 'aadhaar_last4': '8504', 'quality_issue': None}1992-08-01
Namrata Shankar Gaikwad
True
1729
raw reading (for Abhijit)
{'dob': '1992-08-01', 'pan': None, 'name': 'Namrata Shankar Gaikwad', 'legible': True, 'aadhaar_last4': '1729', 'quality_issue': None}1992-08-01
CIXPG6745F
NAMRATA SHANKAR GAIKWAD
True
raw reading (for Abhijit)
{'dob': '1992-08-01', 'pan': 'CIXPG6745F', 'name': 'NAMRATA SHANKAR GAIKWAD', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}HOU/KRDI/0726/5180220
True
Housing Loan
1.0
1900000
8.5
03-Aug-2026
4
BABASAHEB WALCHAND GAIKWAD, MANISHA BABASAHEB GAIKWAD, NAMRATA SHANKAR GAIKWAD
8668434288
pin: 411015; road: DIGHI ROAD; state: MAHARASHTRA; Flat no: FLAT NO A - 401; district: Pune; Floor: 4TH FLOOR; Address: FLAT NO A - 401,., 4TH FLOOR, BUILDING NO A, SURVEY NO 73, S NO 73, Kamalraj Shivdarshan Co-
95000
True
1995000
read again off the letter's pages (page 1, Address row under Guarantor)
FLAT NO A - 401,., 4TH FLOOR, BUILDING NO A, SURVEY NO 73, S NO 73, Kamalraj Shivdarshan Co-operative Housing Society Ltd, Kamalraj Shivdarshan Co-operative Housing Society Ltd, PUNE, DIGHI, Pune, DIGHI ROAD, Pune, MAHAR
SR NO 74 AADRESH NAGAR DIGHI, NEAR SAI HOSPITAL, PUNE, ., Pune, MAHARASHTRA, 411015, India
raw reading (for Abhijit)
{'lan': 'HOU/KRDI/0726/5180220', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 1900000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '03-Aug-2026', 'letter_version': '4', 'applicant_names': ['BABASAHEB WALCHAND GAIKWAD', 'MANISHA BABASAHEB GAIKWAD', 'NAMRATA SHANKAR GAIKWAD'], 'applicant_mobile': '8668434288', 'property_address': {'pin': '411015', 'road': 'DIGHI ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO A - 401', 'district': 'Pune', 'floor_no': '4TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO A - 401,., 4TH FLOOR, BUILDING NO A, SURVEY NO 73, S NO 73, Kamalraj Shivdarshan Co-operative Housing Society Ltd, Kamalraj Shivdarshan Co-operative Housing Society Ltd, PUNE, DIGHI, Pune, DIGHI ROAD, Pune, MAHARASHTRA, India, 411015', 'village_city': 'PUNE, DIGHI', 'building_name': 'BUILDING NO A, Kamalraj Shivdarshan Co-operative Housing Society Ltd', 'survey_or_cts_no': 'SURVEY NO 73, S NO 73'}, 'insurance_premium': 95000, 'includes_insurance': True, 'total_with_insurance': 1995000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row under Guarantor)", 'security_address_verbatim': 'FLAT NO A - 401,., 4TH FLOOR, BUILDING NO A, SURVEY NO 73, S NO 73, Kamalraj Shivdarshan Co-operative Housing Society Ltd, Kamalraj Shivdarshan Co-operative Housing Society Ltd, PUNE, DIGHI, Pune, DIGHI ROAD, Pune, MAHARASHTRA, India, 411015', 'applicant_address_verbatim': 'SR NO 74 AADRESH NAGAR DIGHI, NEAR SAI HOSPITAL, PUNE, ., Pune, MAHARASHTRA, 411015, India'}702034212933
2026-08-26
17900
PhonePe UPI
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '702034212933', 'date': '2026-08-26', 'amount': 17900, 'method': 'PhonePe UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}bank: YES BANK; kind: payment_screenshot; payments: [{'utr': '702034212933', 'date': '2026-08-26', 'page': 1, 'time': '18:26', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17900.0, 'direction': 'debit', 'narration'
raw reading (for Abhijit)
{'payments_inside': {'bank': 'YES BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '702034212933', 'date': '2026-08-26', 'page': 1, 'time': '18:26', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17900.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2608261826440704686431', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0577', 'account_holder': 'XXXXXXXXXXXXXXX0577'}}Technical record (for Abhijit — safe to ignore)
| 37m ago | EzDocs | reader_mail_addition | {'fp': '2907306ec8c444bb', 'add': {}, 'why': "The mail does not add any property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 2h ago | EzDocs | reader_home_address | {'fp': '20ef429c62d6f4bc', 'from': 'the sanction letter (Screenshot_20260826_180621.jpg)', 'home': {'pin': '411015', 'flat': 'SR NO 74', 'road': 'NEAR SAI HOSPITAL', 'state': 'MAHARASHTRA', 'building': 'AADRESH NAGAR', ' |
| 13d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Screenshot_20260826_183829.jpg', 'cards': 1, 'doc_id': 'c862837b-5ccd-4062-97bf-fd217c6d263e', 'applied': 0} |
| 13d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'My pan card.pdf', 'cards': 1, 'doc_id': 'c8fb27a9-1e06-4de7-9e2a-9e02a998f9ea', 'applied': 0} |
| 13d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'New Doc 12-18-2025 13.11.pdf', 'cards': 1, 'doc_id': '3eb26801-7612-41e6-9561-fa6adc6594d6', 'applied': 0} |
| 13d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Vahini Adhar.pdf', 'cards': 1, 'doc_id': '1e244042-1faf-4741-b91a-fa9bd93aaf1f', 'applied': 0} |
| 13d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'vahini Pan.pdf', 'cards': 1, 'doc_id': '3e2850a3-dd09-4de4-aef2-363a27b0c709', 'applied': 0} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:4f7ebd1c-d418-4a47-8cd6-e16fd012dbf5', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Screenshot_20260826_180621.jpg', 'asked': True, 'foun |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260826-WA0020.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '884377dc-3ed0-4541-99bf-78c8b3cd5e2a', 'fetched': True} |
| 26d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260826-WA0020 |
| 26d ago | EzDocs | screenshot_claim_recorded | {'utr': '702034212933', 'date': '2026-08-26', 'parts': 1, 'amount': 17900.0, 'claimed_total': 17900.0} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '413216', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Palapur', 'doc_id': 'c862837b-5ccd |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '413216', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Palapur', 'doc_id': '1e244042-1faf |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '413216', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Palapur', 'doc_id': '3eb26801-7612 |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'REVISED DRAFT - DOA - KAMALRAJ SHIVDARSHAN FLAT NO. A-401 -20-08-26 - 4.46 PM (1', 'kind': 'sa |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 9, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Number': '73'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'SURVEY NO 73, S NO 73', 'Second number': ''}, 'why': "the number boxes hold the type word once an |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 41d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KRDI/0726/518 |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 42d ago | EzDocs | expectation_recorded_silently | {'why': 'reconcile: the loan amount was known but no expectation had been recorded', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 17790.0, 'loan_a |
| 42d ago | EzDocs | receivable_created | {'expected': 17790.0} |
| 43d ago | EzDocs | email_shadowed:doc_chase | {'to': 'rama.khot@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KRDI/0726/5180220), the following is pending from your end:\n\n 1. Kindly confirm the total loan amount (with insu |
| 43d ago | EzDocs | claim_held_until_quote | {'utr': '702034212933', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-26', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 1 |
| 43d ago | EzDocs | document_received | {'file': 'IMG-20260826-WA0020.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 43d ago | EzDocs | payer_mobile_captured | {'last4': '4288', 'source': 'sanction_letter'} |
| 43d ago | EzDocs | property_address_extracted | {'confidence': 1.0, 'Address': 'FLAT NO A - 401,., 4TH FLOOR, BUILDING NO A, SURVEY NO 73, S NO 73, Kamalraj Shivdarshan Co-operative Housing Society Ltd, Kamalraj Shivdarshan Co-operative Housing Society Ltd, PUNE, |
| 43d ago | EzDocs | amount_low_confidence | {'why': 'loan amount read from a photographed sanction letter — confirm before quoting', 'amount': 1995000.0} |