Darshan Sunil Shinde
the challan is done — these are for the IGR filing / KYC
- GPay ₹15,241 announced at 10:48 has not settled into the PNB account (due 14:48). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter | TALEGAON TALEGAON, Pune, MAHARASHTRA, India, 410506 |
| The agreement for sale | MAVAL village Vadgaon, Tal- Maval, Dist- Pune |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011176614202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Sep, 16:26 · 15d ago THE FIRST MAIL — how this case began
Kindly provide the NOI in captioned case
30 Sep, 16:43 · 15d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 30 Sept 2026 at 16:27, Sandeep Shinde <sandeep.shinde@pnbhousing.com>
wrote:
earlier mails quoted below
30 Sep, 17:33 · 14d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Sanction letter - 2026-09-30T162351.305.pdf | filed | 15d ago |
| Sale deed | MORE SHINDE FLAT SILVER TREASURE.pdf | filed | 15d ago |
| Other | image001.png | filed | 15d ago |
| PAN card+ Aadhaar card inside+ Payment screenshot inside+ Selfie / photo inside | darshan Pan.pdf | filed | 15d ago |
| Paid challan (GRAS) | DARSHAN SUNIL SHINDE EchallanMH011176614202627E.pdf | filed | 14d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹15,280.66
VERIFIED — money received
₹15,241
30 Sep 16:17:00
30 Sep 16:28:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,050 | ₹8,410 | ₹320 | ₹1,500 | ₹15,280 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 912, B WING, BUILDING NO 1, URSHI, VADGAON, PUNE, PUNE, TALEGAON, PUNE, MAHARASHTRA, INDIA, 410506
410506
FLAT NO 912 B WING BUILDING NO 1 SURVEY NO 284/1
URSHI VADGAON TAL TALEGAON
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DARSHAN SUNIL SHINDE | LTRPS3525D | …1122 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | sandeep.shinde@pnbhousing.com | 15d ago |
What EzDocs read from each document — check anything marked in red
HOU/PM/0826/5187774
True
Housing Loan, Housing
{'name': 'DARSHAN SUNIL SHINDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANKET SUNIL SHINDE', 'role': 'applicant', 'label': 'Applicant'}
1.0
13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
1600000.0
-4.65
1680000.0
8.5
28-Sep-2026
5
13.15
darshansshinde94@gmail.com
DARSHAN SUNIL SHINDE, SANKET SUNIL SHINDE
False
8956982334
False
pin: 410506; road: URSHI; state: MAHARASHTRA; taluka: TALEGAON; Flat no: 912; district: PUNE; Address: FLAT NO 912, B WING, BUILDING NO 1, URSHI, VADGAON, PUNE, TALEGAON, Pune, MAHARASHTRA, India, 410506; village_ci
80000.0
Total Loan Amount
True
1680000.0
FLAT NO 912, B WING, BUILDING NO 1, URSHI, VADGAON, PUNE, Pune, TALEGAON, Pune, MAHARASHTRA, India, 410506
AAI NIVAS, KUSGAON ROAD,, INDRAYANI COLONY, ., Pune, MAHARASHTRA, 410405, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5187774', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DARSHAN SUNIL SHINDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANKET SUNIL SHINDE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': '13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1600000.0, 'rate_spread': -4.65, 'final_amount': 1680000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'darshansshinde94@gmail.com', 'applicant_names': ['DARSHAN SUNIL SHINDE', 'SANKET SUNIL SHINDE'], 'printed_altered': False, 'applicant_mobile': '8956982334', 'balance_transfer': False, 'property_address': {'pin': '410506', 'road': 'URSHI', 'state': 'MAHARASHTRA', 'taluka': 'TALEGAON', 'flat_no': '912', 'district': 'PUNE', 'floor_no': None, 'landmark': None, 'full_address': 'FLAT NO 912, B WING, BUILDING NO 1, URSHI, VADGAON, PUNE, TALEGAON, Pune, MAHARASHTRA, India, 410506', 'village_city': 'VADGAON', 'building_name': 'BUILDING NO 1', 'survey_or_cts_no': None}, 'insurance_premium': 80000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1680000.0, 'security_address_verbatim': 'FLAT NO 912, B WING, BUILDING NO 1, URSHI, VADGAON, PUNE, Pune, TALEGAON, Pune, MAHARASHTRA, India, 410506', 'applicant_address_verbatim': 'AAI NIVAS, KUSGAON ROAD,, INDRAYANI COLONY, ., Pune, MAHARASHTRA, 410405, India'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}1994-09-27
LTRPS3525D
DARSHAN SUNIL SHINDE
pin: 410405; area: INDRAYANI COLONY; road: KUSGAON ROAD; state: MAHARASHTRA; building: AAI NIWAS; district: PUNE; post_office: KAMSHET; Village: KAMSHET
True
SUNIL BHAU SHINDE
1122
raw reading (for Abhijit)
{'dob': '1994-09-27', 'pan': 'LTRPS3525D', 'name': 'DARSHAN SUNIL SHINDE', 'mobile': None, 'address': {'pin': '410405', 'area': 'INDRAYANI COLONY', 'flat': None, 'road': 'KUSGAON ROAD', 'floor': None, 'state': 'MAHARASHTRA', 'building': 'AAI NIWAS', 'district': 'PUNE', 'post_office': 'KAMSHET', 'village_city': 'KAMSHET'}, 'legible': True, 'father_name': 'SUNIL BHAU SHINDE', 'aadhaar_last4': '1122', 'quality_issue': None}1994-09-27
LTRPS3525D
DARSHAN SUNIL SHINDE
pin: 410405; flat: aai niwas; road: kusgaon road; state: Maharashtra; building: indrayani colony; district: Pune; post_office: Kamshet; Village: Kamshet
True
SUNIL BHAU SHINDE
1122
raw reading (for Abhijit)
{'dob': '1994-09-27', 'pan': 'LTRPS3525D', 'name': 'DARSHAN SUNIL SHINDE', 'mobile': None, 'address': {'pin': '410405', 'area': None, 'flat': 'aai niwas', 'road': 'kusgaon road', 'floor': None, 'state': 'Maharashtra', 'building': 'indrayani colony', 'district': 'Pune', 'post_office': 'Kamshet', 'village_city': 'Kamshet'}, 'legible': True, 'father_name': 'SUNIL BHAU SHINDE', 'aadhaar_last4': '1122', 'quality_issue': None}kind: bundle; payments: [{'utr': None, 'date': '2026-09-30', 'page': 3, 'time': '16:17', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15241.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': None, 'date': '2026-09-30', 'page': 3, 'time': '16:17', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 15241.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}MH011176614202627E
410506
13460.0
6(1)
False
03006172026093001724
PUNE
PUNE
LTRXXXXXXD
FLAT NO 912 B WING BUILDING NO 1 SILVER
DARSHAN SUNIL SHINDE
MAWAL 2 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1680000
{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2334
30/09/2026-17:31:11
GRIHARACHANA MARYADIT URSHI VADGAON TALEGAON PUNE MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
1680000
raw reading (for Abhijit)
{'grn': 'MH011176614202627E', 'pin': '410506', 'total': 13460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001724', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'LTRXXXXXXD', 'flat_block': 'FLAT NO 912 B WING BUILDING NO 1 SILVER', 'payer_name': 'DARSHAN SUNIL SHINDE', 'sro_office': 'MAWAL 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1680000', 'scheme_rows': [{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2334', 'payment_date': '30/09/2026-17:31:11', 'road_locality': 'GRIHARACHANA MARYADIT URSHI VADGAON TALEGAON PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1680000'}Technical record (for Abhijit — safe to ignore)
| 38m ago | EzDocs | challan_boxes_composed | {'fp': '49df8ca6492cfbf9', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 912 B WING BUILDING NO 1 |
| 1h ago | EzDocs | reader_efiling_verdict | {'fp': 'fd6a9ec3b2c584d1', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the filing but is empty.', 'page' |
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 30 Sep, 16:43 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 14d ago | EzDocs | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails |
| 14d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed LTxxxxxxXD — no paper on the |
| 14d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '387134', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words |
| 14d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'MORE SHINDE FLAT SILVER TREASURE.pdf', 'kind': 'sale_deed'} |
| 14d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DARSHAN SUNIL SHINDE EchallanMH011176614202627E.pdf', 'kind': |
| 14d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DARSHAN SUNIL SHIND |
| 14d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'MAWAL 2 SUB REGISTRAR', 'district': 'PUNE'} |
| 14d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011176614202627E', 'file': 'DARSHAN SUNIL SHINDE EchallanMH011176614202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 14d ago | EzDocs | challan_extracted | {'grn': 'MH011176614202627E', 'file': 'DARSHAN SUNIL SHINDE EchallanMH011176614202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 13460.0} |
| 15d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 15d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints an a |
| 15d ago | EzDocs | case_read | {'how': 'uri', 'tag': '8a08aaa23fb79719', 'docs': ['MORE SHINDE FLAT SILVER TREASURE.pdf', 'Sanction letter - 2026-09-30T162351.305.pdf', 'darshan Pan.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'paper': 'the sanct |
| 15d ago | copilot | copilot_pick | {'why': "The hint explicitly states 'HAVELI 22 JOINT SUB REGISTRAR' and the options contain a direct match for we.", 'field': 'Office (SRO)', 'value': 'IGR563-HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'method': 'ai' |
| 15d ago | the co-pilot | challan_boxes_from_reading | {'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']} |
| 15d ago | EzDocs | challan_boxes_by_rules | {'fp': '49df8ca6492cfbf9', 'why': 'box 1 lost a number the case holds (284)'} |
| 15d ago | EzDocs | case_read_started | {'tag': '8a08aaa23fb79719', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'} |
| 15d ago | EzDocs | reader_mail_addition | {'fp': '5921b0a73e8be74d', 'add': {}, 'why': "The mail does not provide any property details to compare with the paper's address.", 'asked': True, 'quote': '', 'same_property': False} |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The branch |
| 15d ago | EzDocs | quoted_history_checked | {} |
| 15d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 15d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building (with win |
| 15d ago | EzDocs | reader_home_address | {'fp': '339ed6e7b0d32dcd', 'from': 'the sanction letter (Sanction letter - 2026-09-30T162351.305.pdf)', 'home': {'pin': '410405', 'area': 'INDRAYANI COLONY', 'road': 'KUSGAON ROAD', 'state': 'MAHARASHTRA', 'building': 'A |
| 15d ago | EzDocs | case_read | {'how': 'uri', 'tag': '82d8719e2ecfb4c4', 'docs': ['MORE SHINDE FLAT SILVER TREASURE.pdf', 'Sanction letter - 2026-09-30T162351.305.pdf', 'darshan Pan.pdf'], 'loan': {'amount': 1680000, 'made_of': [{'paper': 'the sanct |
| 15d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['MORE SHINDE FLAT SILVER TREASURE.pdf', 'Sanction letter - 2026-09-30T162351.305.pdf', 'darshan Pan.pdf'], 'after': {'addresses': {'people': [['DARSHAN SUNIL SHINDE', [['sanct |
| 15d ago | EzDocs | address_compared | {'sig': 'c46a6db4f0660955', 'why': 'after gather', 'people': [{'home': 'aai niwas, AAI NIWAS, KUSGAON ROAD, INDRAYANI COLONY, KAMSHET, PUNE, 410405', 'person': 'DARSHAN SUNIL SHINDE', 'against': [{'src': 'sanction_letter |
| 15d ago | EzDocs | challan_boxes_by_rules | {'fp': '49df8ca6492cfbf9', 'why': 'box 1 lost a number the case holds (284)'} |