Pramod Ramkisan Kharat
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- Mail bounced — the branch did not get it. Re-send.
- Challan on file does not agree with the case. Open it before paying or sharing.
- The work is done — our fee of ₹27,360 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH009267350202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Aug, 17:27 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly provide Challan and NOI In case of Mr. PRAMOD RAMKISAN KHARAT - HOU/PM/0826/5205780
Please Find the attachment of Required Documents.
2 more mails in between — open
30 Aug, 18:34 · 45d ago
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
earlier mails quoted below
30 Aug, 18:35 · 45d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
earlier mails quoted below
30 Aug, 19:56 · 45d ago
earlier mails quoted below
30 Aug, 19:57 · 45d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Pramod Kharat Sanction letter.pdf | filed | 46d ago |
| PAN card+ Aadhaar card inside | KYC-KHARAT.pdf | filed | 46d ago |
| MOTD | A2-PRAMOD KHARAT.pdf | filed | 46d ago |
| Payment screenshot | IMG-20260830-WA0005.jpg | filed | 46d ago |
| Selfie / photo | IMG-20260830-WA0052.jpg | filed | 46d ago |
| Selfie / photo | IMG-20260830-WA0051.jpg | filed | 46d ago |
| Other | image001.png | filed | 46d ago |
| Paid challan (GRAS) | KHARAT PRAMOD RAMKISAN EchallanMH009267350202627E.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹27,360
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹10,540 | ₹15,000 | ₹320 | ₹1,500 | ₹27,360 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
PLOT NO-A-12, S NO-102/A, SAI LEELA PARK-A, DUDULGAON, PUNE, KHED, NA, RATNAGIRI, MAHARASHTRA, INDIA, 412105
412105
PLOT NO A-12 SAI LEELA PARK-A SURVEY NO 102/A
MOUJE DUDULGAON TAL KHED DIST PUNE
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | PRAMOD RAMKISAN KHARAT | DMJPK2534P | …7708 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | shantilal.khose@pnbhousing.com | 46d ago |
| document chase | shantilal.khose@pnbhousing.com | 46d ago |
| Index II chase | postmaster@pnbhflo365.onmicrosoft.com | 30d ago |
| Index II chase | postmaster@pnbhflo365.onmicrosoft.com | 28d ago |
| Index II chase | postmaster@pnbhflo365.onmicrosoft.com | 24d ago |
| Index II chase | postmaster@pnbhflo365.onmicrosoft.com | 21d ago |
| Index II chase | postmaster@pnbhflo365.onmicrosoft.com | 17d ago |
| Index II chase | shantilal.khose@pnbhousing.com | 10d ago |
| Index II chase | shantilal.khose@pnbhousing.com | 7d ago |
| Index II chase | shantilal.khose@pnbhousing.com | 1d ago |
What EzDocs read from each document — check anything marked in red
HOU/PM/0826/5205780
True
Housing Loan
1.0
3050000
8.6
26-Aug-2026
4
PRAMOD RAMKISAN KHARAT, SUJATA SAKHARAM HAKALE
9420412093
pin: 412105; state: MAHARASHTRA; taluka: Khed; Flat no: PLOT NO-A-12; district: Ratnagiri; Address: PLOT NO-A-12, S NO-102/A, SAI LEELA PARK-A, DUDULGAON, PUNE, Khed, Ratnagiri, MAHARASHTRA, 412105; Village: DU
106000
True
3156000
read again off the letter's pages (page 1, the To, block)
PLOT NO-A-12, S NO-102/A, SAI LEELA PARK-A, DUDULGAON, PUNE, Khed, NA, Ratnagiri, MAHARASHTRA, India, 412105
FLAT NO 1103, C WING,, AKASHVEDH SOCIETY,, NEAR CITY PRIDE SCHOOL,, ., Pune, MAHARASHTRA, 411062, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5205780', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3050000, 'interest_rate': 8.6, 'quality_issue': None, 'sanction_date': '26-Aug-2026', 'letter_version': '4', 'applicant_names': ['PRAMOD RAMKISAN KHARAT', 'SUJATA SAKHARAM HAKALE'], 'applicant_mobile': '9420412093', 'property_address': {'pin': '412105', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Khed', 'flat_no': 'PLOT NO-A-12', 'district': 'Ratnagiri', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO-A-12, S NO-102/A, SAI LEELA PARK-A, DUDULGAON, PUNE, Khed, Ratnagiri, MAHARASHTRA, 412105', 'village_city': 'DUDULGAON, PUNE', 'building_name': 'SAI LEELA PARK-A', 'survey_or_cts_no': 'S NO-102/A'}, 'insurance_premium': 106000, 'includes_insurance': True, 'total_with_insurance': 3156000, 'applicant_address_from462': "read again off the letter's pages (page 1, the To, block)", 'security_address_verbatim': 'PLOT NO-A-12, S NO-102/A, SAI LEELA PARK-A, DUDULGAON, PUNE, Khed, NA, Ratnagiri, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'FLAT NO 1103, C WING,, AKASHVEDH SOCIETY,, NEAR CITY PRIDE SCHOOL,, ., Pune, MAHARASHTRA, 411062, India'}1987-05-03
DMJPK2534P
KHARAT PRAMOD RAMKISAN
True
raw reading (for Abhijit)
{'dob': '1987-05-03', 'pan': 'DMJPK2534P', 'name': 'KHARAT PRAMOD RAMKISAN', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}624273928379
2026-08-30
26380
Google Pay
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
PRAMOD RAMKISAN KHARAT
Payment of ₹26,380 completed
raw reading (for Abhijit)
{'utr': '624273928379', 'date': '2026-08-30', 'amount': 26380, 'method': 'Google Pay', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'PRAMOD RAMKISAN KHARAT', 'debit_notification_text': 'Payment of ₹26,380 completed'}MH009267350202627E
412105
24480.0
Stamp Duty and Registration Fee together
False
03006172026083000883
PUNE
PUNE
DMJXXXXXXP
PLOT NO A-12, S NO 102/A, SAI LEELA PARK-A,
KHARAT PRAMOD RAMKISAN
HVL24_HAVELI 24 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3156000
{'amount': 9480.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2093
30/08/2026-19:55:39
KHED, PUNE, MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
3156000
raw reading (for Abhijit)
{'grn': 'MH009267350202627E', 'pin': '412105', 'total': 24480.0, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026083000883', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'DMJXXXXXXP', 'flat_block': 'PLOT NO A-12, S NO 102/A, SAI LEELA PARK-A,', 'payer_name': 'KHARAT PRAMOD RAMKISAN', 'sro_office': 'HVL24_HAVELI 24 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3156000', 'scheme_rows': [{'amount': 9480.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2093', 'payment_date': '30/08/2026-19:55:39', 'road_locality': 'KHED, PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3156000'}1987-05-03
Pramod Ramkisan Kharat
True
7708
raw reading (for Abhijit)
{'dob': '1987-05-03', 'pan': None, 'name': 'Pramod Ramkisan Kharat', 'legible': True, 'aadhaar_last4': '7708', 'quality_issue': None}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '624273928379', 'date': '2026-08-30', 'page': 1, 'time': '12:57', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26380.0, 'direction': 'credit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '624273928379', 'date': '2026-08-30', 'page': 1, 'time': '12:57', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26380.0, 'direction': 'credit', 'narration': 'UPI transaction ID 624273928379 To: THINKBIGZ INITIATIVE PVT LTD 9892834356-2@okbizaxis From: PRAMOD RAMKISAN KHARAT (State Bank of India) Google Pay kharatpr9@oksbi Google transaction ID CICAgLi_ho_gGg', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4359', 'account_holder': 'PRAMOD RAMKISAN KHARAT'}}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | email_shadowed:index2_chase | {'to': 'shantilal.khose@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0826/5205780) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\ |
| 1d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 7d ago | EzDocs | email_shadowed:index2_chase | {'to': 'shantilal.khose@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0826/5205780) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\ |
| 7d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 10d ago | EzDocs | email_shadowed:index2_chase | {'to': 'shantilal.khose@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0826/5205780) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\ |
| 10d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']} |
| 10d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 5, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | reader_home_address | {'fp': '90f3c1e6b8204ef8', 'from': 'the sanction letter (Pramod Kharat Sanction letter.pdf)', 'home': {'pin': '411062', 'area': 'NEAR CITY PRIDE SCHOOL', 'flat': 'FLAT NO 1103', 'state': 'MAHARASHTRA', 'building': 'C WIN |
| 16d ago | EzDocs | letter_home_read462 | {'fp': 'doc:3bafeb94-b07c-461e-9ee7-104726fc3707', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Pramod Kharat Sanction letter.pdf', 'asked': True, 'f |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 3156000 from the sanction |
| 17d ago | EzDocs | email_shadowed:index2_chase | {'to': 'postmaster@pnbhflo365.onmicrosoft.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0826/5205780) is paid and the case is ready for NOI e-filing. The only thing pending from your e |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 21d ago | EzDocs | email_shadowed:index2_chase | {'to': 'postmaster@pnbhflo365.onmicrosoft.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0826/5205780) is paid and the case is ready for NOI e-filing. The only thing pending from your e |
| 23d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260830-WA0005.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '8c97a719-a0b5-48cf-8ce1-7556b933f4d1', 'fetched': True} |
| 23d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': '47a9f6fe-6a85-4407-8192-62aad3a14370', 'fetched': True} |
| 24d ago | EzDocs | email_shadowed:index2_chase | {'to': 'postmaster@pnbhflo365.onmicrosoft.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0826/5205780) is paid and the case is ready for NOI e-filing. The only thing pending from your e |
| 24d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'st |
| 24d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Pramod Kharat Sanction letter.pdf', 'KYC-KHARAT.pdf', 'A2-PRAMOD KHARAT.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO A-12 SAI |
| 24d ago | EzDocs | challan_boxes_composed | {'fp': '36f191be75bf9b50', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO A-12 SAI LEELA PARK-A SURVEY NO 102/A |
| 24d ago | EzDocs | box_disagreement | {'box': 'home.Village', 'src': 'motd', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Beed', 'page': 2, 'party': 'PRAMOD RAMKIS |
| 24d ago | EzDocs | box_disagreement | {'box': 'home.Village', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Beed', 'page': 1, 'party': 'PR |
| 25d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 25d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Pramod Kharat Sanction letter.pdf', 'KYC-KHARAT.pdf', 'A2-PRAMOD KHARAT.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO A-12 SAI |
| 25d ago | EzDocs | challan_boxes_composed | {'fp': '58750f4478b67c92', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO A-12 SAI LEELA PARK-A SURVEY NO 102/A |
| 25d ago | EzDocs | box_disagreement | {'box': 'home.district', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Beed', 'page': 1, 'party': 'PRAMOD |
| 25d ago | EzDocs | box_disagreement | {'box': 'home.pin', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '431130', 'page': 1, 'party': 'PRAMOD RA |
| 25d ago | EzDocs | box_disagreement | {'box': 'home.area', 'src': 'motd', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Malegaon, Malegaon Khurd', 'page': 2, 'party': 'P |
| 25d ago | EzDocs | box_disagreement | {'box': 'home.area', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Malegaon, Malegaon Khurd', 'page': 1, |
| 25d ago | EzDocs | box_disagreement | {'box': 'home.road', 'src': 'motd', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Kharat Galli, Near Bus Stand', 'page': 2, 'party' |