Cases / NOI-2026-03226
Pournima Sanjay Mahurkar
LAN HOU/WRJE/0926/5211522
Challan paid · our move
File on IGRAll documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Sale deedopen
✓PAN cardopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (7)A label is wrong? Fix it under All documents.
For you to check
- Screenshot shows money paid to “typed on the pay page” — not our account.
MoneyAll of it is in
₹26,780.63CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹26,850 receivedfound by its UTR
The branch sent 2 receipts — 1 of 2 have reached our account:
₹?not seen in our account yet8384883325
✓₹26,850seen in our account · 7 Oct 11:53 · by its UTR4189684556
Stamp duty 0.3%9,960
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.63
Total we ask for26,780.63
the branch’s receipt claims ₹26,850 224189684556,T2610062038358384883325
paid 7 Oct 11:53:35 · verified 7 Oct 11:53:37 · 2 s later
How we know
Our own bank told us — 7 Oct 11:53
₹26,850 · UTR 224189684556 · from BP-HDFCBN-S
“Successful! You have received Rs. 26850.00 via HDFC Bank SmartHub Vyapar from POURNIMA S. RRN-224189684556, Check: https://1.hdfc.bank.in/HDFCBK/s/7WW2jEby”
Matched by: by UTR — the screenshot's reference is inside the bank's
By law ₹26,769.80. We ask ₹26,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 40 minour time · 7 Oct 12:33
Index II —not yet
the NOI team 8 d 6 hthe branch 1 h 29 mintotal 8 d 7 h so far
Now with the NOI team — e-filing on IGR
since 7 Oct 12:49 — 8 d 5 h of working time
Day by day — every step and who held it
7 Oct 10:30Your branch's mail
7 Oct 10:30Papers readat once
7 Oct 10:30Fee quotedat once
7 Oct 10:30Property readat once
7 Oct 11:53Payment landed+1 h 23 min · the branch
7 Oct 11:53Payment verifiedat once
7 Oct 12:33Challan made+40 min · the NOI team
7 Oct 12:43Papers read+10 min · the NOI team
7 Oct 12:49Papers from your branch+6 min · the branch
Case facts
Bank
PNB_HFL
Loan amount
₹33,16,600
Loan account no.
HOU/WRJE/0926/5211522
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
PUNE
Taluka
Pune
Village
Dhayari
Number type
SURVEY
Number
22
Building
Patil Edific
Floor
4TH FLOOR
Flat / shop no
401
Area
(empty)
Hadd
Pune Mahanagarpalika
Read from the sanction letter, not the Index II. Sanction_letter - 2026-10-06T184209.462.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: ASHWIN SANJAY MAHURKAR is named on the sanction letter (Sanction_letter - 2026-10-06T184209.462.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• POURNIMA SANJAY MAHURKAR is on the case twice (two rows, the same PAN) — one Mortgagor page is typed for them; the rows are one person
• ASHWIN SANJAY MAHURKAR: birth date missing — no PAN card of ASHWIN SANJAY MAHURKAR is read on the file — the PAN cards on it (POURNIMA SANJAY MAHURKAR, App pan.pdf) are beside the form; type the birth date off the person's own card
• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent the loan documents and confirmed payment of Rs 26850. The team needs to provide a fee quote and proceed with the challan creation.
the history says the next move is with the NOI team — the fee quote
✓ loan papers sent — done, mail 1 (2026-10-07) “Please find attached require document for NOI process in case -- Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522”
✓ fee paid — the branch's words — done, mail 1 (2026-10-07) “Payment details screenshot with Transaction ID Attached”
read over 1 mail(s), last mail 2026-10-07 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011527844202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PS
pramod.sathe@phfl.com phfl.com
07 Oct, 10:30 · 8d ago THE FIRST MAIL — how this case began
07 Oct, 10:30 · 8d ago THE FIRST MAIL — how this case began
Please find attached require document for NOI process in case of___ Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211
📎 IMG-20261006-WA0028.jpg↗📎 APP PHOTO.png↗📎 Sanction_letter - 2026-10-06T184209.462.pd↗📎 Draft MAHURKAR - Flat No. - 401.pdf↗📎 App pan.pdf↗
Dear Team,
Please find attached require document for NOI process in case -- Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522
DetailsChecklist
Loan sanction letter✓ Attached
Draft✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached
Registration Execution Haveli No
Payment details screenshot with Transaction ID✓ Attached
Transaction ID- T2610062038358384883325₹26,850
Date of payment mentioned06/10/2026
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
🤖 read: says the fee is paid ₹26,850 (UTR T2610062038358384883325) ✓; documents attached — “Payment details screenshot with Transaction ID”
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
07 Oct, 12:00 · 8d ago
07 Oct, 12:00 · 8d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 7 Oct 2026 at 10:24, Pramod Tukaram Sathe <pramod.sathe@phfl.com>
wrote:
earlier mails quoted below
*Dear Team,*
**
*Please find attached require document for **NOI **p**rocess in case --
Mrs.** POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522*
Details
Checklist
Loan sanction letter
Attached
Draft
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy
Attached
Registration Execution Haveli No
-
Payment details screenshot with Transaction ID
Attached
Transaction ID- T2610062038358384883325
Rs 26850 /-
Date of payment mentioned
06/10/2026
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
07 Oct, 12:02 · 8d ago
07 Oct, 12:02 · 8d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicant POURNIMA SANJAY MAHURKAR.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 7 Oct 2026 at 10:24, Pramod Tukaram Sathe <pramod.sathe@phfl.com>
wrote:
earlier mails quoted below
*Dear Team,*
**
*Please find attached require document for **NOI **p**rocess in case --
Mrs.** POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522*
Details
Checklist
Loan sanction letter
Attached
Draft
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy
Attached
Registration Execution Haveli No
-
Payment details screenshot with Transaction ID
Attached
Transaction ID- T2610062038358384883325
Rs 26850 /-
Date of payment mentioned
06/10/2026
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
07 Oct, 12:36 · 8d ago
07 Oct, 12:36 · 8d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 12:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant POURNIMA SANJAY MAHURKAR.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 7 Oct 2026 at 10:24, Pramod Tukaram Sathe < pramod.sathe@phfl.com > wrote:
Dear Team,
Please find attached require document for NOI p rocess in case -- Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522
Details
Checklist
Loan sanction letter
Attached
Draft
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy
Attached
Registration Execution Haveli No
-
Payment details screenshot with Transaction ID
Attached
Transaction ID- T2610062038358384883325
Rs 26850 /-
Date of payment mentioned
06/10/2026
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
🤖 read: challan shared ✓ — “PFA challan for your reference.”
PS
pramod.sathe@phfl.com phfl.com
07 Oct, 12:49 · 8d ago
07 Oct, 12:49 · 8d ago
Re[2]: Please find attached require document for NOI process in case of___ Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/09
Dear Team,
Live selfie
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/07/26 12:03
To: Pramod Tukaram Sathe (pramod.sathe@phfl.com)
Cc: Chetan Tambade (chetan.tambade@pnbhousing.com), Mayur Jadhav1 (mayur.jadhav1@pnbhousing.com), Rohit.patole (rohit.patole@phfl.com)
Subject: Re: Please find attached require document for NOI process in case of___ Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant POURNIMA SANJAY MAHURKAR.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Wed, 7 Oct 2026 at 10:24, Pramod Tukaram Sathe < pramod.sathe@phfl.com > wrote:
Dear Team,
Please find attached require document for NOI p rocess in case -- Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522
Details
Checklist
Loan sanction letter
Attached
Draft
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy
Attached
Registration Execution Haveli No
-
Payment details screenshot with Transaction ID
Attached
Transaction ID- T2610062038358384883325
Rs 26850 /-
Date of payment mentioned
06/10/2026
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
07 Oct, 13:53 · 8d ago
07 Oct, 13:53 · 8d ago
Team
Kindly share index 2 for NOI prosess
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 12:43, Pramod Tukaram Sathe < pramod.sathe@phfl.com > wrote:
Dear Team,
Live selfie
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/07/26 12:03
To: Pramod Tukaram Sathe (pramod.sathe@phfl.com)
Cc: Chetan Tambade (chetan.tambade@pnbhousing.com), Mayur Jadhav1 (mayur.jadhav1@pnbhousing.com), Rohit.patole (rohit.patole@phfl.com)
Subject: Re: Please find attached require document for NOI process in case of___ Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant POURNIMA SANJAY MAHURKAR.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 7 Oct 2026 at 10:24, Pramod Tukaram Sathe < pramod.sathe@phfl.com > wrote:
Dear Team,
Please find attached require document for NOI p rocess in case -- Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE/0926/5211522
Details
Checklist
Loan sanction letter
Attached
Draft
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy
Attached
Registration Execution Haveli No
-
Payment details screenshot with Transaction ID
Attached
Transaction ID- T2610062038358384883325
Rs 26850 /-
Date of payment mentioned
06/10/2026
Thanks & Regards,
Pramod Sathe
Team Leader, Warje
🤖 read: asks the branch for documents — “Kindly share index 2 for NOI prosess”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261006-WA0028.jpg | filed | 8d ago |
| Selfie / photo | APP PHOTO.png | CANNOT BE READ — clear copy asked | 8d ago |
| Sanction letter | Sanction_letter - 2026-10-06T184209.462.pdf | filed | 8d ago |
| Sale deed | Draft MAHURKAR - Flat No. - 401.pdf | filed | 8d ago |
| PAN card+ Selfie / photo inside | App pan.pdf | filed | 8d ago |
| Paid challan (GRAS) | POURNIMA SANJAY MAHURKAR EchallanMH011527844202627E.pdf | filed | 8d ago |
| Selfie / photo | IMG-20261007-WA0012.jpg | filed | 8d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹26,780.63
₹26,780.63
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹26,850 224189684556,T2610062038358384883325
₹26,850 224189684556,T2610062038358384883325
Paid at
7 Oct 11:53:35
7 Oct 11:53:35
Verified on
7 Oct 11:53:37
7 Oct 11:53:37
wrong_payee:typed on the pay page
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,960 | ₹15,000 | ₹320 | ₹1,500 | ₹26,780 |
By law ₹26,769.80. We ask ₹26,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Title deed no / year / SRO, Birth date (person 1), Mobile (person 2), Floor (person 2)
35 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction_letter - 2026-10-06T184209.462.pdf
as printed
FLAT NO 401 4TH FLOOR, SR NO- 22, HISS NO-1A/2, NA, PATIL EDIFIC, PUNE, PUNE, PUNE, DHAYARI, PUNE, MAHARASHTRA, INDIA, 411041
FLAT NO 401 4TH FLOOR, SR NO- 22, HISS NO-1A/2, NA, PATIL EDIFIC, PUNE, PUNE, PUNE, DHAYARI, PUNE, MAHARASHTRA, INDIA, 411041
PIN
411041
411041
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 401 4TH FLOOR PATIL EDIFIC SURVEY NO 22 HISSA NO 1A/2
FLAT NO 401 4TH FLOOR PATIL EDIFIC SURVEY NO 22 HISSA NO 1A/2
Locality/Road
DHAYARI
DHAYARI
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | POURNIMA SANJAY MAHURKAR | AWNPM3882B | |
| mortgagor | POURNIMA SANJAY MAHURKAR | AWNPM3882B |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | pramod.sathe@phfl.com | 8d ago |
| document chase | pramod.sathe@phfl.com | 8d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261006-WA0028.jpg needs your check
utr
224189684556
224189684556
date
2026-10-06
2026-10-06
time
20:38
20:38
amount
26850
26850
method
UPI
UPI
payee upi
169705262080@hdfcbank
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '224189684556', 'date': '2026-10-06', 'time': '20:38', 'amount': 26850, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Selfie / photo APP PHOTO.png needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Sanction letter Sanction_letter - 2026-10-06T184209.462.pdf needs your check
lan
HOU/WRJE/0926/5211522
HOU/WRJE/0926/5211522
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'POURNIMA SANJAY MAHURKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWIN SANJAY MAHURKAR', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'POURNIMA SANJAY MAHURKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWIN SANJAY MAHURKAR', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement
loan amount
3220000.0
3220000.0
rate spread
-3.15
-3.15
final amount
3316600.0
3316600.0
interest rate
10.0
10.0
sanction date
04-Sep-2026
04-Sep-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
pournima3323@gmail.com
pournima3323@gmail.com
applicant names
POURNIMA SANJAY MAHURKAR, ASHWIN SANJAY MAHURKAR
POURNIMA SANJAY MAHURKAR, ASHWIN SANJAY MAHURKAR
printed altered
False
False
applicant mobile
9552566433
9552566433
balance transfer
False
False
property address
pin: 411041; state: MAHARASHTRA; taluka: Pune; Flat no: 401; district: PUNE; Floor: 4TH FLOOR; Address: FLAT NO 401 4TH FLOOR, Sr No- 22, Hiss no-1A/2, NA, Patil Edific, PUNE, PUNE, Pune, Dhayari, Pune, MAHARASHT
pin: 411041; state: MAHARASHTRA; taluka: Pune; Flat no: 401; district: PUNE; Floor: 4TH FLOOR; Address: FLAT NO 401 4TH FLOOR, Sr No- 22, Hiss no-1A/2, NA, Patil Edific, PUNE, PUNE, Pune, Dhayari, Pune, MAHARASHT
insurance premium
96600.0
96600.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
3316600.0
3316600.0
security address verbatim
FLAT NO 401 4TH FLOOR, Sr No- 22, Hiss no-1A/2, NA, Patil Edific, PUNE, PUNE, Pune, Dhayari, Pune, MAHARASHTRA, India, 411041
FLAT NO 401 4TH FLOOR, Sr No- 22, Hiss no-1A/2, NA, Patil Edific, PUNE, PUNE, Pune, Dhayari, Pune, MAHARASHTRA, India, 411041
applicant address verbatim
FLAT NO 59 SNEHAL APARTMENT, SINHAGAD ROAD NEAR SANAS SCHOOL, VADGAON KHURD PUNE, ., Pune, MAHARASHTRA, 411041, India
FLAT NO 59 SNEHAL APARTMENT, SINHAGAD ROAD NEAR SANAS SCHOOL, VADGAON KHURD PUNE, ., Pune, MAHARASHTRA, 411041, India
raw reading (for Abhijit)
{'lan': 'HOU/WRJE/0926/5211522', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'POURNIMA SANJAY MAHURKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWIN SANJAY MAHURKAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3220000.0, 'rate_spread': -3.15, 'final_amount': 3316600.0, 'interest_rate': 10.0, 'quality_issue': None, 'sanction_date': '04-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'pournima3323@gmail.com', 'applicant_names': ['POURNIMA SANJAY MAHURKAR', 'ASHWIN SANJAY MAHURKAR'], 'printed_altered': False, 'applicant_mobile': '9552566433', 'balance_transfer': False, 'property_address': {'pin': '411041', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': '401', 'district': 'PUNE', 'floor_no': '4TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 401 4TH FLOOR, Sr No- 22, Hiss no-1A/2, NA, Patil Edific, PUNE, PUNE, Pune, Dhayari, Pune, MAHARASHTRA, India, 411041', 'village_city': 'Dhayari', 'building_name': 'Patil Edific', 'survey_or_cts_no': 'Sr No- 22, Hiss no-1A/2'}, 'insurance_premium': 96600.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3316600.0, 'security_address_verbatim': 'FLAT NO 401 4TH FLOOR, Sr No- 22, Hiss no-1A/2, NA, Patil Edific, PUNE, PUNE, Pune, Dhayari, Pune, MAHARASHTRA, India, 411041', 'applicant_address_verbatim': 'FLAT NO 59 SNEHAL APARTMENT, SINHAGAD ROAD NEAR SANAS SCHOOL, VADGAON KHURD PUNE, ., Pune, MAHARASHTRA, 411041, India'}PAN card App pan.pdf needs your check
dob
1973-12-21
1973-12-21
pan
AWNPM3882B
AWNPM3882B
name
POURNIMA SANJAY MAHURKAR
POURNIMA SANJAY MAHURKAR
legible
True
True
father name
PRALHAD KESHAV KAVALE
PRALHAD KESHAV KAVALE
raw reading (for Abhijit)
{'dob': '1973-12-21', 'pan': 'AWNPM3882B', 'name': 'POURNIMA SANJAY MAHURKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRALHAD KESHAV KAVALE', 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20261006-WA0028.jpg needs your check
payments inside
payments: [{'utr': '224189684556', 'date': '2026-10-06', 'page': 1, 'time': '20:38', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26850.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610062038358
payments: [{'utr': '224189684556', 'date': '2026-10-06', 'page': 1, 'time': '20:38', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26850.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610062038358
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '224189684556', 'date': '2026-10-06', 'page': 1, 'time': '20:38', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26850.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610062038358384883325', 'proof_kind': 'success_screen'}]}}Paid challan (GRAS) POURNIMA SANJAY MAHURKAR EchallanMH011527844202627E.pdf needs your check
grn
MH011527844202627E
MH011527844202627E
pin
411041
411041
total
24960.0
24960.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100700344
03006172026100700344
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
AWNXXXXXXB
AWNXXXXXXB
flat block
FLAT NO 401 4TH FLOOR PATIL EDIFIC
FLAT NO 401 4TH FLOOR PATIL EDIFIC
payer name
POURNIMA SANJAY MAHURKAR
POURNIMA SANJAY MAHURKAR
sro office
HAVELI 16 JOINT SUB REGISTRAR
HAVELI 16 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3316600
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3316600
scheme rows
{'amount': 9960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 9960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6433
XXXXXX6433
payment date
07/10/2026-12:33:25
07/10/2026-12:33:25
road locality
SURVEY NO 22 HISSA NO 1A/2 DHAYARI PUNE MAHARASHTRA
SURVEY NO 22 HISSA NO 1A/2 DHAYARI PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
3316600
3316600
raw reading (for Abhijit)
{'grn': 'MH011527844202627E', 'pin': '411041', 'total': 24960.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100700344', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AWNXXXXXXB', 'flat_block': 'FLAT NO 401 4TH FLOOR PATIL EDIFIC', 'payer_name': 'POURNIMA SANJAY MAHURKAR', 'sro_office': 'HAVELI 16 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3316600', 'scheme_rows': [{'amount': 9960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6433', 'payment_date': '07/10/2026-12:33:25', 'road_locality': 'SURVEY NO 22 HISSA NO 1A/2 DHAYARI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3316600'}Selfie / photo IMG-20261007-WA0012.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 8d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-07T07:13:56', 'why': 'mail', 'open': 11, 'mails': [{'at': '2026-10-07 05:00', 'id': '1a114b6de01271df', 'from': 'branch', 'gist': 'The branch has attached required documents for the NOI process |
| 8d ago | EzDocs | mail_against_file490 | {'at': '2026-10-07T07:13:56', 'asks': [], 'gist': 'The branch has sent a live selfie for Pournima Sanjay Mahurkar and acknowledged receipt of documents and payment.', 'next': 'Ask the branch for the Aadhaar, the date of |
| 8d ago | EzDocs | selfie_accepted | {'kind': 'live_selfie', 'doc_id': '92b338bb-46cd-4d4a-b2d3-68346c9678d5', 'confidence': 0.9} |
| 8d ago | EzDocs | document_received | {'file': 'IMG-20261007-WA0012.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 8d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 8d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AWxxxxxxXB — no paper on the |
| 8d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Draft MAHURKAR - Flat No. - 401.pdf', 'kind': 'sale_deed'} |
| 8d ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'POURNIMA SANJAY MAHURKAR EchallanMH011527844202627E.pdf', 'kind |
| 8d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/WRJE/0926/521 |
| 8d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'POURNIMA SANJAY MAH |
| 8d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HAVELI 16 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 8d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011527844202627E', 'file': 'POURNIMA SANJAY MAHURKAR EchallanMH011527844202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 8d ago | EzDocs | challan_extracted | {'grn': 'MH011527844202627E', 'file': 'POURNIMA SANJAY MAHURKAR EchallanMH011527844202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24960.0} |
| 8d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '452162', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL16 |
| 8d ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 8d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed Property box 1 uses 'SURVEY NO' and 'HISSA NO' while the main paper uses 'SR NO- |
| 8d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03226'} |
| 8d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction_letter - 2026-10-06T184209.462.pdf', 'paper': 'the sanction letter', 'not_on_paper |
| 8d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY, HISSA) — read box 1 once against the paper's own words"} |
| 8d ago | EzDocs | reader_home_address | {'fp': '037ee2f2f8a87040', 'from': 'the sanction letter (Sanction_letter - 2026-10-06T184209.462.pdf)', 'home': {'pin': '411041', 'area': 'NEAR SANAS SCHOOL', 'flat': 'FLAT NO 59', 'road': 'SINHAGAD ROAD', 'state': 'MAHA |
| 8d ago | EzDocs | case_reevaluated | {'stage_after': 'AWAITING_DOCS'} |
| 8d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 8d ago | EzDocs | payment_verified | {'utr': '224189684556', 'why': "paid ₹26,850, ₹69 MORE than our ask of ₹26,781 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 69.37, 'method': 'utr_contains', 'paid_at' |
| 8d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': ['wrong_payee:typed on the pay page'], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': |
| 8d ago | EzDocs | quoted_history_checked | {} |
| 8d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 8d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-07T04:56:01', 'why': 'reading', 'open': 12, 'mails': [{'at': '2026-10-07 05:00', 'id': '1a114b6de01271df', 'from': 'branch', 'gist': 'The branch has attached required documents for the NOI proce |
| 8d ago | EzDocs | case_read | {'how': 'uri', 'tag': '406b43965aa9b1c6', 'docs': ['Draft MAHURKAR - Flat No. - 401.pdf', 'Sanction_letter - 2026-10-06T184209.462.pdf', 'App pan.pdf'], 'loan': {'amount': 3316600, 'made_of': [{'what': 'Sanctioned loan a |
| 8d ago | EzDocs | email_shadowed:doc_chase | {'to': 'pramod.sathe@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/WRJE/0926/5211522), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n\nAlr |
| 8d ago | EzDocs | draft_withdrawn | {'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹26,850 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Screenshot shows money paid to “typed on the pay page” — not our account.
7 Oct33 things
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20261007-WA0012.jpg
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
POURNIMA SANJAY MAHURKAR EchallanMH011527844202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
Nothing new to ask for — stayed quiet
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Please find attached require document for NOI process in case of___ Mrs. POURNIMA SANJAY MAHURKAR ___ HOU/WRJE
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: PAN card
App pan.pdf
Received: Sale deed
Draft MAHURKAR - Flat No. - 401.pdf
Received: Sanction letter
Sanction_letter - 2026-10-06T184209.462.pdf
Received: Selfie — not usable
APP PHOTO.png — this is a photograph of a passport-size print, not a live selfie
Received: Payment screenshot
IMG-20261006-WA0028.jpg
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03226
Payment proof arrived before the case was quoted — held
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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