Cases / NOI-2026-00415

DR. ANAND BAGMAR

LAN HOU/SOL/0726/5179572 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs5 still to come

4 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

PAN card (CANNOT BE READ — clear copy asked — document is rotated sideways)open

✓Payment screenshot — shows ₹1,03,900; money not verified yetopen

✓Selfie / photoopen

✓Sanction letteropen

✓Aadhaar card — inside Bagmar KYC.pdfopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (5)A label is wrong? Fix it under All documents.

For you to check

Bank under-collected — money at risk — see Facts.
The work is done — our fee of ₹1,03,830 is still not in our account. Chase the branch for it.
PAN card: copy on file cannot be used. A usable one is being asked for.

MoneyWaiting for the credit

₹1,03,830

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹1,03,900; we wait for the credit itself

Stamp duty 0.3%87,010

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for1,03,830

This payment is from the Vyapar QR (HDFC) at 2026-08-30 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹1,03,820. We ask ₹1,03,830 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹13,800 — ₹90,030 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹13,800. Case needs ₹1,03,830. SHORT by ₹90,030. Do NOT accept ₹13,800 — ask the branch for ₹1,03,830.

why?

The branch's mail adds up wrong: its own fee rows come to Rs.1,03,800, but the TOTAL line says Rs.13,800 — a dropped digit — Rs.90,000 less than its own rows. Collect Rs.1,03,820. Do NOT accept Rs.13,800: the government challan alone is more than that, so the case would stall at the counter and the shortfall would be ours to fund.

the branch's own words

The branch's mail said: total payable: bank says Rs.13,800, computed Rs.103,820 (difference Rs.-90,020); the bank's own rows sum to Rs.103,800 but its total says Rs.13,800

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 37 h 58 minour time · 3 Sep 17:28

Index II —not yet

the NOI team 45 d 23 htotal 45 d 23 h so far

Now with the NOI team — e-filing on IGR

since 3 Sep 17:28 — 42 d 1 h of working time

Day by day — every step and who held it

30 Aug 20:19Your branch's mail

30 Aug 20:20Papers read+1 min · the NOI team

30 Aug 20:20Property readat once

30 Aug 20:20Fee quotedat once

3 Sep 17:28Challan made+3 d 21 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹2,90,00,000

Loan account no.

HOU/SOL/0726/5179572

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: SONAL ANAND BAGMAR is named on the sanction letter (SL.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• SONAL ANAND BAGMAR: PAN missing — no PAN card of SONAL ANAND BAGMAR is on the file — type the PAN off the person's own card, or ask the branch for it

• SONAL ANAND BAGMAR: birth date missing — no PAN card of SONAL ANAND BAGMAR is on the file — type the birth date off the person's own card, or ask the branch for it

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the initial loan documents and payment details, and the NOI team has processed and shared the e-challan. The team is now waiting for the Index II copy from the branch to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly process challan in below case.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 2 (2026-08-30) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 2 (2026-08-30) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-08-30) “PFA challan for your reference..”

✓ challan shared — done, mail 3 (2026-08-30) “PFA challan for your reference..”

? Index II asked for — asked, mail 2 (2026-08-30) “For NOI filing, We need an index 2 copy..”

read over 3 mail(s), last mail 2026-08-30 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AJ akash.jadhav2@phfl.com phfl.com
30 Aug, 20:19 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail

Kindly process challan in below case -DR. ANAND BAGMAR - HOU/SOL/0726/5179572

📎 Bagmar KYC.pdf ↗📎 IMG-20260830-WA0047.jpg ↗📎 Sir Photo.jpg ↗📎 Madam Photo.jpg ↗📎 SL.pdf ↗

Dear Team,

Kindly process challan in below case.

Customer nameDR. ANAND BAGMAR

Loan account (LAN)HOU/SOL/0726/5179572

Loan amount₹2,90,00,000

Stamp duty 0.30%₹87,000

Registration fee 0.50%₹15,000

Service / vendor fees₹1,800

Total₹13,800

✓ Sanction Letter — attached
✓ Applicant and Aadhar Card — attached
✓ Applicant and Pan Card — attached
✗ Index II Copy — not attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Note: - Kindly Check PDF all Pages./- /- /- /- /- /- Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd.

Solapur Mobile No - 8600976294

🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “Kindly process challan in below case.”

OL The NOI teamTYPED IN GMAIL
30 Aug, 20:31 · 45d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Sun, 30 Aug 2026 at 20:19, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote: 
 Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name DR. ANAND BAGMAR Lan No HOU/SOL/0726/5179572 Loan Amount 2,90,00,000/- LOAN AMOUNT 2,90,00,000/- 0.3% 87000/- 0.5% 15000/- FEES 1800/- TOTAL 13800/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy Not attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd. Solapur ​ Mobile No - 8600976294 ​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Aug, 20:46 · 45d ago

Team,PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Sun, 30 Aug 2026 at 20:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sun, 30 Aug 2026 at 20:19, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote: 
 Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name DR. ANAND BAGMAR Lan No HOU/SOL/0726/5179572 Loan Amount 2,90,00,000/- LOAN AMOUNT 2,90,00,000/- 0.3% 87000/- 0.5% 15000/- FEES 1800/- TOTAL 13800/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy Not attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd. Solapur ​ Mobile No - 8600976294 ​ 

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Sun, 30 Aug 2026 at 20:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Sun, 30 Aug 2026 at 20:19, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:

> Dear Team,
>
> Kindly process challan in below case.
> Note: - Kindly Check PDF all Pages.
>
> *Customer Name*
> DR. ANAND BAGMAR
>
> *Lan No*
> HOU/SOL/0726/5179572
>
> *Loan Amount*
> 2,90,00,000/-
>
>
>
>
> *LOAN AMOUNT*
> 2,90,00,000/-
>
> *0.3%*
> 87000/-
> *0.5%*
> 15000/-
> *FEES*
>
> 1800/-
>
> *TOTAL*
> 13800/-
>
>
>
> **Sanction Letter*
>
> attached
>
> **Applicant and Aadhar Card*
>
> attached
>
> **Applicant and Pan Card*
>
> attached
>
> **Index II Copy*
>
> Not attached
>
> **Soft copy of Photograph*
>
> attached
>
> **Payment details*
>
> attached
>
>
> Thanks & Regards
> Akash Jadhav
> Channel Manager – Loans
> PNB Housing Finance Ltd.
> Solapur
> ​Mobile No - 8600976294
> ​
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card+ Aadhaar card inside	Bagmar KYC.pdf	CANNOT BE READ — clear copy asked	45d ago
Payment screenshot	IMG-20260830-WA0047.jpg	filed	45d ago
Selfie / photo	Sir Photo.jpg	filed	45d ago
Selfie / photo	Madam Photo.jpg	filed	45d ago
Sanction letter	SL.pdf	filed	45d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹1,03,830

Where it stands
waiting for the credit

Screenshot claims
₹1,03,900 624220740172

This payment is from the Vyapar QR (HDFC) at 2026-08-30 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹87,010	₹15,000	₹320	₹1,500	₹1,03,830

By law ₹1,03,820. We ask ₹1,03,830 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

18 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Floor …

15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (person 1) …

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the sanction letter (SL.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

CST NO 8391/5/19, RAILWAY LINES, VIP ROAD, Solapur, MAHARASHTRA, 413001

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SL.pdf

as printed
., ., ., CST NO 8391/5/19 Μ Η 201203, ., SOLAPUR, RAILWAY LINES, SOLAPUR, VIP ROAD, SOLAPUR, MAHARASHTRA, INDIA, 413001

PIN
413001

THE CHALLAN, as it will be typed

Flat/Survey Number
CST NO 8391/5/19 201203 SOLAPUR RAILWAY LINES VIP ROAD MAHARASHTRA

Locality/Road

Area/City
SOLAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ANAND BAGMAR	AAYPB5008R	…5235

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	akash.jadhav2@phfl.com	45d ago
document chase	akash.jadhav2@phfl.com	45d ago
document chase	akash.jadhav2@phfl.com	43d ago

What EzDocs read from each document — check anything marked in red

PAN card Bagmar KYC.pdf needs your check

dob
1973-02-08

pan
AAYPB5008R

name
ANAND BAGMAR

legible
True

aadhaar last4
5235

raw reading (for Abhijit)

{'dob': '1973-02-08', 'pan': 'AAYPB5008R', 'name': 'ANAND BAGMAR', 'legible': True, 'aadhaar_last4': '5235', 'quality_issue': None}

Payment screenshot IMG-20260830-WA0047.jpg needs your check

utr
624220740172

date
2026-08-30

amount
103900.0

method
IMPS

payee name
think bigz initiative pvt ltd

payer name
ANAND AMRUTLAL BAGMAR

raw reading (for Abhijit)

{'utr': '624220740172', 'date': '2026-08-30', 'amount': 103900.0, 'method': 'IMPS', 'payee_upi': None, 'payee_name': 'think bigz initiative pvt ltd', 'payer_name': 'ANAND AMRUTLAL BAGMAR', 'debit_notification_text': None}

Sanction letter SL.pdf needs your check

lan
HOU/SOL/0726/5179572

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
28300000

interest rate
8.1

sanction date
30-Aug-2026

letter version
12

applicant names
ANAND BAGMAR, SONAL ANAND BAGMAR

applicant mobile
9822209521

property address
pin: 413001; road: RAILWAY LINES, VIP ROAD; state: MAHARASHTRA; district: Solapur; Address: CST NO 8391/5/19, RAILWAY LINES, VIP ROAD, Solapur, MAHARASHTRA, 413001; Village: Solapur; survey_or_cts_no: CST NO 83

insurance premium
700000

includes insurance
True

total with insurance
29000000

applicant address from462
read again off the letter's pages (page 1, Address row)

security address verbatim
., ., ., CST NO 8391/5/19 Μ Η 201203, ., SOLAPUR, RAILWAY LINES, Solapur, VIP ROAD, Solapur, MAHARASHTRA, India, 413001

applicant address verbatim
FLNO 05 2ND FLOOR SHARDDHAEMPIER, 26 RLY LINE SOLAPUR, SOLAPUR, ., Solapur, MAHARASHTRA, 413003, Solapur, India

raw reading (for Abhijit)

{'lan': 'HOU/SOL/0726/5179572', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 28300000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '30-Aug-2026', 'letter_version': '12', 'applicant_names': ['ANAND BAGMAR', 'SONAL ANAND BAGMAR'], 'applicant_mobile': '9822209521', 'property_address': {'pin': '413001', 'road': 'RAILWAY LINES, VIP ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'CST NO 8391/5/19, RAILWAY LINES, VIP ROAD, Solapur, MAHARASHTRA, 413001', 'village_city': 'Solapur', 'building_name': None, 'survey_or_cts_no': 'CST NO 8391/5/19'}, 'insurance_premium': 700000, 'includes_insurance': True, 'total_with_insurance': 29000000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': '., ., ., CST NO 8391/5/19 Μ Η 201203, ., SOLAPUR, RAILWAY LINES, Solapur, VIP ROAD, Solapur, MAHARASHTRA, India, 413001', 'applicant_address_verbatim': 'FLNO 05 2ND FLOOR SHARDDHAEMPIER, 26 RLY LINE SOLAPUR, SOLAPUR, ., Solapur, MAHARASHTRA, 413003, Solapur, India'}

PAN card Bagmar KYC.pdf needs your check

dob
1973-02-08

pan
AAYPB5008R

name
ANAND BAGMAR

legible
False

aadhaar last4
5235

quality issue
document is rotated sideways

raw reading (for Abhijit)

{'dob': '1973-02-08', 'pan': 'AAYPB5008R', 'name': 'ANAND BAGMAR', 'legible': False, 'aadhaar_last4': '5235', 'quality_issue': 'document is rotated sideways'}

Payment screenshot IMG-20260830-WA0047.jpg needs your check

payments inside
bank: SBI; kind: payment_screenshot; payments: [{'utr': '624220740172', 'date': '2026-08-30', 'page': 1, 'time': '20:06', 'payee': 'think bigz initiative pvt ltd', 'amount': 103900.0, 'direction': 'debit', 'narration': '

raw reading (for Abhijit)

{'payments_inside': {'bank': 'SBI', 'kind': 'payment_screenshot', 'payments': [{'utr': '624220740172', 'date': '2026-08-30', 'page': 1, 'time': '20:06', 'payee': 'think bigz initiative pvt ltd', 'amount': 103900.0, 'direction': 'debit', 'narration': 'Loan Repayment', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1576', 'account_holder': 'ANAND AMRUTLAL BAGMAR'}}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_home_address	{'fp': 'a3cf41da92fefc98', 'from': 'the sanction letter (SL.pdf)', 'home': {'pin': '413003', 'flat': 'FLNO 05', 'road': '26 RLY LINE', 'floor': '2ND FLOOR', 'state': 'MAHARASHTRA', 'building': 'SHARDDHAEMPIER', 'district
1h ago	EzDocs	reader_home_address	{'fp': 'a3cf41da92fefc98', 'from': 'the sanction letter (SL.pdf)', 'home': {'pin': '413003', 'flat': 'FLNO 05', 'road': '26 RLY LINE', 'floor': '2ND FLOOR', 'state': 'MAHARASHTRA', 'building': 'SHARDDHAEMPIER', 'district
9h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Aug, 20:31 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:59b45758-e77a-4e1c-aea5-4f440b76319b', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SL.pdf', 'asked': True, 'found': True, 'where': 'page
23d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260830-WA0047.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'e30f9ab0-a538-4e85-9dc0-a67b614e9ddf', 'fetched': True}
23d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260830-WA0047
23d ago	EzDocs	screenshot_claim_recorded	{'utr': '624220740172', 'date': '2026-08-30', 'parts': 1, 'amount': 103900.0, 'claimed_total': 103900.0}
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 6, 'trigger': 'quick sweep'}
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'CTS', 'Second number type': '', 'Number': '8391/5/19', 'Second number': ''}, 'was': {'Number type': '', 'Second number type': '', 'Number': 'CST NO 8391/5/19', 'Second number': ''}, 'why': "the number boxes
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': '', 'Second number type': '', 'Number': 'CST NO 8391/5/19', 'Second number': ''}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'CST NO 8391/5/19', 'Second number': ''}, 'why': "the
41d ago	EzDocs	document_reread	{'now': ['aadhaar', 'pan'], 'was': ['pan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Bagmar KYC.pdf', 'doc_id': '5a600ec6-2499-4144-93e1-3860c7d7e5cb', 'fo
41d ago	EzDocs	document_unreadable	{'reason': 'document is rotated sideways', 'doc_type': 'aadhaar'}
42d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/SOL/072
42d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
42d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d ago	EzDocs	email_shadowed:doc_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/SOL/0726/5179572), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n\nAlr
45d ago	EzDocs	email_shadowed:doc_chase	{'to': 'akash.jadhav2@phfl.com', 'subject': 'Kindly process challan in below case -DR. ANAND BAGMAR - HOU/SOL/0726/5179572', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith reference to the ca
45d ago	EzDocs	email_shadowed:fee_quote	{'to': 'akash.jadhav2@phfl.com', 'subject': 'Kindly process challan in below case -DR. ANAND BAGMAR - HOU/SOL/0726/5179572', 'body_preview': 'Dear Team,\n\nFee computation for the captioned case (LAN: HOU/SOL/0726/517957
45d ago	EzDocs	receivable_created	{'expected': 103820.0}
45d ago	EzDocs	fee_notes	{'notes': ['bank sheet still shows DHC Rs.300; desk minimum is Rs.320 (covers gateway charges — Avinash policy) — the Rs.20 difference is margin, not an error']}
45d ago	EzDocs	fee_mismatch_with_bank	{'differences': ['total payable: bank says Rs.13,800, computed Rs.103,820 (difference Rs.-90,020)', "the bank's own rows sum to Rs.103,800 but its total says Rs.13,800"]}
45d ago	EzDocs	payer_mobile_captured	{'last4': '9521', 'source': 'sanction_letter'}
45d ago	EzDocs	property_address_extracted	{'confidence': 1.0, 'Address': 'CST NO 8391/5/19, RAILWAY LINES, VIP ROAD, Solapur, MAHARASHTRA, 413001'}
45d ago	EzDocs	document_received	{'file': 'SL.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0}
45d ago	EzDocs	document_received	{'file': 'Madam Photo.jpg', 'doc_type': 'selfie', 'confidence': 0.9}
45d ago	EzDocs	document_received	{'file': 'Sir Photo.jpg', 'doc_type': 'selfie', 'confidence': 0.9}
45d ago	EzDocs	document_received	{'file': 'IMG-20260830-WA0047.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0}
45d ago	EzDocs	document_received	{'file': 'Bagmar KYC.pdf', 'doc_type': 'pan', 'confidence': 0.95}
45d ago	EzDocs	mail_instruction_understood	{'amount': 29000000.0, 'phrase': 'Loan Amount 2,90,00,000/-', 'reason': None, 'instructions': [], 'urgent_disbursement': False}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹1,03,900 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Bank under-collected — money at risk — see Facts. The work is done — our fee of ₹1,03,830 is still not in our account. Chase the branch for it. PAN card: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered