Cases / NOI-2026-02063

MR.BALAJI POTDAR

LAN NHL/SOL/0826/5209682 Challan paid · waiting on the branch SHORT ₹90.83 Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓Aadhaar cardopen

✓PAN cardopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹90.83 (₹10,040 of ₹10,130.83).
Bank under-collected — money at risk — see Facts.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹10,130.83CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹10,100 receivedby the amount alone

Stamp duty 0.3%3,120

Registration fee 0.5%5,190

Government handling320

Our service fee1,500.83

Total we ask for10,130.83

the branch’s receipt claims ₹10,040 072613890987

paid 29 Sep 15:42:32 · verified 29 Sep 15:42:34 · 2 s later

How we know

Our own bank told us — 29 Sep 15:42

₹10,100 · UTR 663871537068 · from CP-HDFCBN-S

“Successful! You have received Rs. 10100.00 via HDFC Bank SmartHub Vyapar from SUNILKUMAR. RRN-663871537068, Check: https://1.hdfc.bank.in/HDFCBK/s/K5kxPM85”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road; counted full inside our buffer

By law ₹10,108. We ask ₹10,130 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹10,040 — ₹90.83 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹10,040. Case needs ₹10,130. SHORT by ₹90. Do NOT accept ₹10,040 — ask the branch for ₹10,130.

why?

The branch is asking the borrower for Rs.10,040 where the duty and fees come to Rs.10,108 — Rs.68 short. Collect Rs.10,108; a short challan is refused at the SRO counter.

the branch's own words

The branch's mail said: filing fee (0.50%): bank says Rs.5,150, computed Rs.5,180 (difference Rs.-30); total payable: bank says Rs.10,040, computed Rs.10,108 (difference Rs.-68)

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 21 minour time · 19 Sep 18:04

Index II —not yet

the NOI team 16 d 3 hthe branch 9 d 21 htotal 26 d 1 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 15:42 — 16 d 3 h of working time

Day by day — every step and who held it

19 Sep 17:43Your branch's mail

19 Sep 17:43Papers readat once

19 Sep 17:43Property readat once

19 Sep 17:43Fee quotedat once

19 Sep 18:04Challan made+21 min · the NOI team

29 Sep 15:42Payment landed+9 d 21 h · the branch

29 Sep 15:42Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹10,36,000

Loan account no.

NHL/SOL/0826/5209682

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (26d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Solapur

Taluka

Solapur

Village

MAJAREWADI

Number type

SURVEY

Number

99/1/B PART, 337/1/B

Building

RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR

Floor

1st

Flat / shop no

114

Area

(empty)

Hadd

MAJAREWADI

Read from the sanction letter, not the Index II. CustomerDocument068S300000f29t7IAA (1).pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — the loan: the paid challan (₹8,260, GRN MH010480313202627E) was worked on a loan of ₹10,29,001–₹10,31,000; this case holds ₹10,36,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.

• Mortgagor pages: APARNA BALAJI POTDAR is named on the sanction letter (CustomerDocument068S300000f29t7IAA (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• APARNA BALAJI POTDAR: PAN missing — no PAN card of APARNA BALAJI POTDAR is read on the file — the PAN cards on it (BALAJI DAGADU POTDAR, Sir Pan Card.jpg) are beside the form; type the PAN off the person's own card

• APARNA BALAJI POTDAR: birth date missing — no PAN card of APARNA BALAJI POTDAR is read on the file — the PAN cards on it (BALAJI DAGADU POTDAR, Sir Pan Card.jpg) are beside the form; type the birth date off the person's own card

• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan amount discrepancy

The sanction letter	1,036,000 Total Loan Amount INR 1036000 (INR Ten Lakh Thirty Six Thousand Only)
The branch's mail of 19 Sep	1,030,000 LOAN AMOUNT 1030000/-
The paid challan	1,030,000

Why it matters: The sanction letter says the total loan amount with insurance is 10,36,000, but the branch's mail and the paid challan are for 10,30,000.

What to do: Verify whether the correct loan amount to register is 10,30,000 or 10,36,000. The e-filing will be processed with the paid challan's amount of 10,30,000.

CHECKSelfie document could not be read

The selfie file Sir Photo.jpg

not a live selfie

Why it matters: The photo uploaded on the file was set aside because it is not a live selfie.

What to do: Ask the branch to share a clear live selfie of BALAJI POTDAR; keep it on file before submitting the e-filing.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the loan documents and payment details, and the NOI team has generated and shared the challan. The NOI team is waiting for the bank branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 (2026-09-19) “Dear Team, Kindly process challan in below case. Customer Name MR. BALAJI POTDAR Lan No NHL/SOL/0826/5209682 Loan Amount 103000/- LOAN AMOUNT 1030000/-”

✓ fee paid — the branch's words — done, mail 1 (2026-09-19) “*Payment details attached”

✓ challan made — done, mail 4 (2026-09-19) “PFA challan for your reference..”

✓ challan shared — done, mail 4 (2026-09-19) “PFA challan for your reference..”

? Index II asked for — asked, mail 3 (2026-09-19) “For NOI filing, We need an index 2 copy.”

read over 4 mail(s), last mail 2026-09-19 · read 26d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (26d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010480313202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02063 | NHL/SOL/0826/5209682

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: NHL/SOL/0826/5209682) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 23 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AJ akash.jadhav2@phfl.com phfl.com
19 Sep, 17:43 · 26d ago THE FIRST MAIL — how this case began

Kindly process challan in below case -MR.BALAJI POTDAR -NHL/SOL/0826/5209682

📎 210611.jpg ↗📎 CustomerDocument068S300000f29t7IAA (1).pdf ↗📎 Sir Photo.jpg ↗📎 Sir Adhar Card.pdf ↗📎 Sir Pan Card.jpg ↗

Dear Team,

Kindly process challan in below case.

Customer nameMR. BALAJI POTDAR

Loan account (LAN)NHL/SOL/0826/5209682

Loan amount₹1,03,000

Stamp duty 0.30%₹3,090

Registration fee 0.50%₹5,150

Service / vendor fees₹1,800

Total₹10,040

✓ Sanction Letter — attached
✓ Applicant and Aadhar Card — attached
✓ Applicant and Pan Card — attached
✗ Index II Copy — not attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​





Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: asks for the challan; documents attached — “Kindly process challan in below case.”

OL The NOI teamTYPED IN GMAIL
19 Sep, 17:51 · 26d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 17:43, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly process challan in below case.  
*Customer Name*
MR. BALAJI POTDAR

*Lan No*
NHL/SOL/0826/5209682

*Loan Amount*
103000/-

*LOAN AMOUNT*
1030000/-

*0.3%*
3090/- 
*0.5%*
5150/- 
*FEES*

1800/-

*TOTAL*
10040/- 

**Sanction Letter*

attached

**Applicant and Aadhar Card*

attached

**Applicant and Pan Card*

attached

**Index II Copy*

not Attached

**Soft copy of Photograph*

attached

**Payment details*

attached

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
19 Sep, 17:51 · 26d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 17:43, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly process challan in below case.
*Customer Name*
MR. BALAJI POTDAR

*Lan No*
NHL/SOL/0826/5209682

*Loan Amount*
103000/-

*LOAN AMOUNT*
1030000/-

*0.3%*
3090/-
*0.5%*
5150/-
*FEES*

1800/-

*TOTAL*
10040/-

**Sanction Letter*

attached

**Applicant and Aadhar Card*

attached

**Applicant and Pan Card*

attached

**Index II Copy*

not Attached

**Soft copy of Photograph*

attached

**Payment details*

attached

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
19 Sep, 18:05 · 26d ago

📎 BALAJI DAGADU POTDAR EchallanMH01048031320 ↗

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 17:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Sat, 19 Sept 2026 at 17:43, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:

> Dear Team,
>
> Kindly process challan in below case.
> *Customer Name*
> MR. BALAJI POTDAR
>
> *Lan No*
> NHL/SOL/0826/5209682
>
> *Loan Amount*
> 103000/-
>
>
>
>
> *LOAN AMOUNT*
> 1030000/-
>
> *0.3%*
> 3090/-
> *0.5%*
> 5150/-
> *FEES*
>
> 1800/-
>
> *TOTAL*
> 10040/-
>
>
>
> **Sanction Letter*
>
> attached
>
> **Applicant and Aadhar Card*
>
> attached
>
> **Applicant and Pan Card*
>
> attached
>
> **Index II Copy*
>
> not Attached
>
> **Soft copy of Photograph*
>
> attached
>
> **Payment details*
>
> attached
>
>
>
> Thanks & Regards
> Akash Jadhav
> Channel Manager – Loans
> PNB Housing Finance Ltd.
> Solapur
> ​Mobile No - 8600976294
> ​
>
>
>
> Thanks & Regards
> Akash Jadhav
> Channel Manager – Loans
> PNB Housing Finance Ltd.
> Solapur
> ​Mobile No - 8600976294
> ​
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	210611.jpg	filed	26d ago
Sanction letter	CustomerDocument068S300000f29t7IAA (1).pdf	filed	26d ago
Selfie / photo	Sir Photo.jpg	CANNOT BE READ — clear copy asked	26d ago
Aadhaar card	Sir Adhar Card.pdf	filed	26d ago
PAN card	Sir Pan Card.jpg	filed	26d ago
Paid challan (GRAS)	BALAJI DAGADU POTDAR EchallanMH010480313202627E.pdf	filed	26d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,130.83

Where it stands
VERIFIED — money received

Screenshot claims
₹10,040 072613890987

Paid at
29 Sep 15:42:32

Verified on
29 Sep 15:42:34

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,120	₹5,190	₹320	₹1,500	₹10,130

By law ₹10,108. We ask ₹10,130 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Title deed no / year / SRO

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (26d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (CustomerDocument068S300000f29t7IAA (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

NEW SURVEY NO 99/1/B PART, OLD SURVEY NO 337/1/B, PLOT NO 114, RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR, MOUJE MAJAREWADI, Solapur, Solapur, MAHARASHTRA, India, 413004

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

CustomerDocument068S300000f29t7IAA (1).pdf

as printed
NEW SURVEY NO 99/1/B PART, OLD SURVEY NO 337/1/B, PLOT NO 114, RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR, MOUJE MAJAREWADI, -, SOLAPUR, -, SOLAPUR, MAHARASHTRA, INDIA, 413004

PIN
413004

THE CHALLAN, as it will be typed

Flat/Survey Number
NEW SURVEY NO 99/1/B PART OLD SURVEY NO 337/1/B PLOT NO 114 RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR

Locality/Road
MOUJE MAJAREWADI SOLAPUR MAHARASHTRA

Area/City
SOLAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Balaji Potdar	ARBPP4443N	…3678

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	akash.jadhav2@phfl.com	26d ago
documents acknowledged	akash.jadhav2@phfl.com	26d ago
Index II chase	akash.jadhav2@phfl.com	24d ago
Index II chase	akash.jadhav2@phfl.com	21d ago
Index II chase	akash.jadhav2@phfl.com	17d ago
Index II chase	akash.jadhav2@phfl.com	8d ago
Index II chase	akash.jadhav2@phfl.com	5d ago
Index II chase	akash.jadhav2@phfl.com	2d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot 210611.jpg needs your check

utr
072613890987

date
2026-09-19

time
14:19

amount
10040

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

debit notification text
Transaction Successful

raw reading (for Abhijit)

{'utr': '072613890987', 'date': '2026-09-19', 'time': '14:19', 'amount': 10040, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}

Selfie / photo Sir Photo.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Aadhaar card Sir Adhar Card.pdf needs your check

dob
1974-08-10

name
Balaji Potdar

mobile
9823761760

address
pin: 413004; area: near padmaja park, jule solapur; flat: 24; state: Maharashtra; building: vijayalaxmi nivas rohan residency; district: Solapur; Village: Solapur South

legible
True

aadhaar last4
3678

raw reading (for Abhijit)

{'dob': '1974-08-10', 'pan': None, 'name': 'Balaji Potdar', 'mobile': '9823761760', 'address': {'pin': '413004', 'area': 'near padmaja park, jule solapur', 'flat': '24', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'vijayalaxmi nivas rohan residency', 'district': 'Solapur', 'post_office': None, 'village_city': 'Solapur South'}, 'legible': True, 'aadhaar_last4': '3678', 'quality_issue': None}

Sanction letter CustomerDocument068S300000f29t7IAA (1).pdf needs your check

lan
NHL/SOL/0826/5209682

legible
True

borrowers
{'name': 'BALAJI POTDAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'APARNA BALAJI POTDAR', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Non Housing Loan, Personal use

confidence
1

loan amount
1000000

final amount
1036000

interest rate
9.7

sanction date
02-Sep-2026

letter version
4

applicant email
balajipotdar760@gmail.com

applicant names
BALAJI POTDAR, APARNA BALAJI POTDAR

applicant mobile
9823761760

property address
pin: 413004; state: MAHARASHTRA; taluka: Solapur; Flat no: 114; district: Solapur; Address: NEW SURVEY NO 99/1/B PART, OLD SURVEY NO 337/1/B, PLOT NO 114, RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR, MOUJE MAJAREWADI, S

insurance premium
36000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1036000

security address verbatim
NEW SURVEY NO 99/1/B PART, OLD SURVEY NO 337/1/B, PLOT NO 114, RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR, MOUJE MAJAREWADI, -, Solapur, -, Solapur, MAHARASHTRA, India, 413004

applicant address verbatim
NEAR PADMAJA PARK,, 24 VIJAYALAXMI NIVAS ROHAN RESIDENCY, JULE SOLAPUR,, ., Solapur, MAHARASHTRA, 413004, Solapur, India

raw reading (for Abhijit)

{'lan': 'NHL/SOL/0826/5209682', 'legible': True, 'borrowers': [{'name': 'BALAJI POTDAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'APARNA BALAJI POTDAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 1000000, 'final_amount': 1036000, 'interest_rate': 9.7, 'quality_issue': None, 'sanction_date': '02-Sep-2026', 'letter_version': '4', 'applicant_email': 'balajipotdar760@gmail.com', 'applicant_names': ['BALAJI POTDAR', 'APARNA BALAJI POTDAR'], 'applicant_mobile': '9823761760', 'property_address': {'pin': '413004', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Solapur', 'flat_no': '114', 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'NEW SURVEY NO 99/1/B PART, OLD SURVEY NO 337/1/B, PLOT NO 114, RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR, MOUJE MAJAREWADI, Solapur, Solapur, MAHARASHTRA, India, 413004', 'village_city': 'MAJAREWADI', 'building_name': 'RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR', 'survey_or_cts_no': '99/1/B PART, 337/1/B'}, 'insurance_premium': 36000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1036000, 'security_address_verbatim': 'NEW SURVEY NO 99/1/B PART, OLD SURVEY NO 337/1/B, PLOT NO 114, RENUKA GRUHA NIRMAN SANSTHA LTD SOLAPUR, MOUJE MAJAREWADI, -, Solapur, -, Solapur, MAHARASHTRA, India, 413004', 'applicant_address_verbatim': 'NEAR PADMAJA PARK,, 24 VIJAYALAXMI NIVAS ROHAN RESIDENCY, JULE SOLAPUR,, ., Solapur, MAHARASHTRA, 413004, Solapur, India'}

PAN card Sir Pan Card.jpg needs your check

dob
1974-08-10

pan
ARBPP4443N

name
BALAJI DAGADU POTDAR

legible
True

raw reading (for Abhijit)

{'dob': '1974-08-10', 'pan': 'ARBPP4443N', 'name': 'BALAJI DAGADU POTDAR', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot 210611.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': '072613890987', 'date': '2026-09-19', 'page': 1, 'time': '14:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10040.0, 'direction': 'debit', 'narration': 'PhonePe Tran

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '072613890987', 'date': '2026-09-19', 'page': 1, 'time': '14:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10040.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609191419218145520530', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3943', 'account_holder': None}}

Paid challan (GRAS) BALAJI DAGADU POTDAR EchallanMH010480313202627E.pdf needs your check

grn
MH010480313202627E

pin
413004

total
8260.0

article
6(1)

defaced
False

bank cin
03006172026091901095

district
SOLAPUR

area city
SOLAPUR

payer pan
ARBXXXXXXN

flat block
NEW SURVEY NO 99/1/B PART OLD SURVEY NO 337/1/B PLOT NO 114 RENUKA GRUHA

payer name
BALAJI DAGADU POTDAR

sro office
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1030000

scheme rows
{'amount': 3100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5160.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1760

payment date
19/09/2026-18:04:33

road locality
MOUJE MAJAREWADI MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1030000

raw reading (for Abhijit)

{'grn': 'MH010480313202627E', 'pin': '413004', 'total': 8260.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091901095', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'ARBXXXXXXN', 'flat_block': 'NEW SURVEY NO 99/1/B PART OLD SURVEY NO 337/1/B PLOT NO 114 RENUKA GRUHA', 'payer_name': 'BALAJI DAGADU POTDAR', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1030000', 'scheme_rows': [{'amount': 3100.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5160.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1760', 'payment_date': '19/09/2026-18:04:33', 'road_locality': 'MOUJE MAJAREWADI MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1030000'}

Technical record (for Abhijit — safe to ignore)

2d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0826/5209682) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
2d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0826/5209682) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
5d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
8d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0826/5209682) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
8d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
8d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']}
15d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '663871537068', 'why': 'NOI-2026-02894 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 10100, 'other_case': 'NOI-2026-02894'}
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '4597fef8c543c902', 'docs': ['CustomerDocument068S300000f29t7IAA (1).pdf', 'Sir Adhar Card.pdf', 'Sir Pan Card.jpg'], 'loan': {'amount': 1036000, 'made_of': [{'what': 'Sanctioned loan amount', 'pape
16d ago	EzDocs	case_read_started	{'tag': '4597fef8c543c902', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
16d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
16d ago	EzDocs	payment_verified	{'utr': '663871537068', 'why': "paid ₹10,100, ₹31 under our ask of ₹10,131 — the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; accepted as full", 'delta': -30.83, 'method': 'amount_in_buff
16d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan
16d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['CustomerDocument068S300000f29t7IAA (1).pdf', 'Sir Adhar Card.pdf', 'Sir Pan Card.jpg'], 'after': {'addresses': {'people': [['Balaji
16d ago	EzDocs	address_compared	{'sig': '72b9cb268d9a65f9', 'why': 'after gather', 'people': [{'home': '24, Not available, vijayalaxmi nivas rohan residency, ROHAN RESIDENCY, near padmaja park, jule solapur, Solapur South, Solapur, 413004', 'person': '
16d ago	EzDocs	challan_boxes_by_rules	{'fp': 'f61392ba20c6174e', 'why': "'SURVEY NO' twice in box 1"}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 1030000 from the branch's
17d ago	EzDocs	reader_home_address	{'fp': 'a1f06b675e734ee6', 'from': 'the sanction letter (CustomerDocument068S300000f29t7IAA (1).pdf)', 'home': {'pin': '413004', 'area': 'NEAR PADMAJA PARK', 'flat': '24', 'road': 'JULE SOLAPUR', 'state': 'MAHARASHTRA',
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0826/5209682) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
17d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
17d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['CustomerDocument068S300000f29t7IAA (1).pdf', 'Sir Adhar Card.pdf', 'Sir Pan Card.jpg'], 'after': {'addresses': {'people': [['Balaji
17d ago	EzDocs	challan_boxes_by_rules	{'fp': '2f95cda7646bafff', 'why': "'SURVEY NO' twice in box 1"}
18d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
18d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['CustomerDocument068S300000f29t7IAA (1).pdf', 'Sir Adhar Card.pdf', 'Sir Pan Card.jpg'], 'after': {'addresses': {'people': [['Balaji
18d ago	EzDocs	challan_boxes_by_rules	{'fp': '2f95cda7646bafff', 'why': "'SURVEY NO' twice in box 1"}
19d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
19d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['CustomerDocument068S300000f29t7IAA (1).pdf', 'Sir Adhar Card.pdf', 'Sir Pan Card.jpg'], 'after': {'addresses': {'people': [['Balaji
19d ago	EzDocs	challan_boxes_by_rules	{'fp': '2f95cda7646bafff', 'why': "'SURVEY NO' twice in box 1"}
20d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹10,100 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment SHORT by ₹90.83 (₹10,040 of ₹10,130.83). Bank under-collected — money at risk — see Facts. Selfie / photo: copy on file cannot be used. A usable one is being asked for.

13 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02063 | NHL/SOL/0826/5209682

10:00

An old draft withdrew itself — its asks were already answered

10:00

10 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02063 | NHL/SOL/0826/5209682

10:00

An old draft withdrew itself — its asks were already answered

10:00

7 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02063 | NHL/SOL/0826/5209682