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Cases / NOI-2026-02890

Nitiksha Nilesh Chavan

PNB_HFLLAN NHL/THA/0726/5149899 Challan paid · our move File on IGRAll documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside kyc.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (7)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • ₹775 is counted here (on the balance still due there) — but NOI-2026-03291's own screenshot carries its transaction number. If it is NOI-2026-03291's money, move it there on the money desk.
MoneyAll of it is in
₹27,750.17CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,775 receivedthe balance that was due
The branch sent 2 receipts — 1 of 2 have reached our account:
₹720not seen in our account yet
✓₹27,000seen in our account · 29 Sep 18:53 · by its amount
Stamp duty 0.3%10,930
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.17
Total we ask for27,750.17
the branch’s receipt claims ₹27,720
paid 7 Oct 11:53:33 · verified 7 Oct 11:53:34 · 1 s later
How we know
Our own bank told us — 7 Oct 11:53
₹775 · UTR 316332038446 · from JM-HDFCBN-S
“Successful! You have received Rs. 775.00 via HDFC Bank SmartHub Vyapar from RAHUL GULA. RRN-316332038446, Check: https://1.hdfc.bank.in/HDFCBK/s/ZllywBRY”
Matched by: equals the balance that was still due on the case · one of several parts
By law ₹27,740. We ask ₹27,750 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 13 minour time · 29 Sep 20:07
Index II —not yet
the NOI team 9 d 7 hthe branch 7 d 15 htotal 16 d 23 h so far
Now with the NOI team — e-filing on IGR
since 7 Oct 11:53 — 9 d 6 h of working time
Day by day — every step and who held it
29 Sep 19:17Your branch's mail
29 Sep 19:20Papers read+4 min · the NOI team
29 Sep 19:20Property readat once
29 Sep 19:21Fee quotedat once
29 Sep 20:07Challan made+46 min · the NOI team
7 Oct 11:53Payment landed+7 d 15 h · the branch
7 Oct 11:53Payment verifiedat once
Case facts
Bank
PNB_HFL
Loan amount
₹36,40,000
Loan account no.
NHL/THA/0726/5149899
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the Index II. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.
open the verification page
See the boxes — read from the Index II
District
Thane
Taluka
Thane
Village
Thane
Number type
CTS
Number
80
Building
Shri Samarth Co-Op Housing Society Ltd.
Floor
Ground floor
Flat / shop no
Shop 1
Area
190.00
Hadd
Thane Municipal Corporation
Read from the Index II on file — the government's own words for this property. IMG20260929183538.jpg open it
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and paid the fee, and the team has generated and shared the challan. The team is waiting for a colour live selfie photo of the applicants from the branch to proceed with the NOI filing.
the history says the next move is with the branch — a colour live selfie photo of applicants
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 3 (2026-09-29) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 4 (2026-09-29) “PFA challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-29) “PFA challan for your reference.”
read over 4 mail(s), last mail 2026-09-29 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011104082202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
NG nikhil.gaikar@pnbhousing.com pnbhousing.com
29 Sep, 19:17 · 16d ago
THE FIRST MAIL — how this case began
Request challan in case Nitiksha Nilesh Chavan NHL/THA/0726/5149899
Dear Team,

Request challan in case Nitiksha Nilesh Chavan NHL/THA/0726/5149899.

Thanks & Regards, Nikhil Gaikar Area Sales Manager - DST Thane (West) Mobile :- 8898217311 [cid:image001.png@01DD5045.90260840] Internal
🤖 read: asks for the challan; documents attached — “Request challan in case Nitiksha Nilesh Chavan NHL/THA/0726/5149899.”
OL The NOI teamTYPED IN GMAIL
29 Sep, 19:33 · 16d ago

T eam,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 19:19, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote: Dear Team, Request challan in case Nitiksha Nilesh Chavan NHL/THA/0726/5149899. Thanks & Regards, Nikhil Gaikar Area Sales Manager - DST Thane (West) Mobile :- 8898217311 Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
29 Sep, 19:34 · 16d ago

T eam,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 19:19, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote: Dear Team, Request challan in case Nitiksha Nilesh Chavan NHL/THA/0726/5149899. Thanks & Regards, Nikhil Gaikar Area Sales Manager - DST Thane (West) Mobile :- 8898217311 Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
29 Sep, 20:07 · 16d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 19:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: T eam, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 29 Sept 2026 at 19:19, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote: Dear Team, Request challan in case Nitiksha Nilesh Chavan NHL/THA/0726/5149899. Thanks & Regards, Nikhil Gaikar Area Sales Manager - DST Thane (West) Mobile :- 8898217311 Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260929-WA0015.jpg
filed 16d ago
Payment screenshot IMG-20260929-WA0016.jpg
filed 16d ago
Sanction letter SANCTION.pdf
filed 16d ago
PAN card+ Aadhaar card inside kyc.pdf
filed 16d ago
Index IIthe branch sent this — an input IMG20260929183538.jpg
filed 16d ago
Other image001.png
filed 16d ago
Paid challan (GRAS) NITIKSHA NILESH CHAVAN EchallanMH011104082202627E.pdf
filed 16d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,750.17
Where it stands
VERIFIED — money received
Screenshot claims
₹27,720
Paid at
7 Oct 11:53:33
Verified on
7 Oct 11:53:34

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,930₹15,000₹320 ₹1,500₹27,750
By law ₹27,740. We ask ₹27,750 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1)
7 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, House type (Niwasi Sadanika / Shop / Gala …), Floor (person 1), Road (person 1)
✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IMG20260929183538.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः सदनिका नंः शॉप नं. 1, माळा नंः तळ मजला, इमारतीचे नावः श्री समर्थ को-ऑप हौसिंग सोसायटी लि.,, ब्लॉक नंः दिप शमा सोसायटी समोर, धोबी आळी, रोड : मावळी मंडळ रोड, ठाणे, इतर माहितीः मौजे ठाणे विभाग 2/6/1- 9अ, येथील शॉप नं. 1, क्षेत्र 190 चौ. फूट कार्पेट (टीका नं. 11, सीटीएस नं. 80)((C.T.S. Number: 80;)) स्थानिक स्वराज्य संस्थाः ठाणे म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SANCTION.pdf
as printed
SHOP NO 1, CITY SURVEY NO. 80, GROUND FLOOR, SHREE SAMARTH CHS LTD, OPP. DEEP SHAMA SOCIETY, MAVLI MANDAL ROAD, THANE, MAVLI MANDAL ROAD, THANE, MAHARASHTRA, INDIA, 400601
PIN
400601
the Index II
IMG20260929183538.jpg
the property
1) itara varnanah sadanikaa nanh shopa nan. 1, maalaa nanh tala majalaa, imaaratiche naavah shri samartha ko-opa hausinga sosaayati li., bloka nanh dipa shamaa sosaayati samora, dhobi aali, roda : maavali mandala roda, thaane, itara maahitih mauje thaane vibhaaga 2/6/1- 9a, yethila shopa nan. 1, kshetra 190 chau. phuta kaarpeta (tikaa nan. 11, sitiesa nan. 80)((C.T.S. NUMBER: 80;)) sthaanika svaraajya sansthaah thaane ma.na.paa.
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 1 GROUND FLOOR SHREE SAMARTH CHS LTD CTS NO 80
Locality/Road
MAVLI MANDAL ROAD OPP DEEP SHAMA SOCIETY
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 11, 190, 2/6/1, 9A, AALI, BLOKA, CHAU, DHOBI, DIPA, HAUSINGA, IMAARATICHE, ITARA, KAARPETA, KO
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNITIKSHA CHAVANAUDPC0078P…8011

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
stale:ack docs balancenikhil.gaikar@pnbhousing.com 16d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260929-WA0016.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': None, 'page': 1, 'time': '18:52', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 720.0, 'direction': 'credit', 'narration': 'Payment to THINK BIGZ INITIATIV
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': None, 'page': 1, 'time': '18:52', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 720.0, 'direction': 'credit', 'narration': 'Payment to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}, {'utr': None, 'date': None, 'page': 1, 'time': '18:53', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27000.0, 'direction': 'credit', 'narration': 'Payment to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_last4': None, 'account_holder': None}}
Payment screenshot IMG-20260929-WA0015.jpg needs your check
date
2026-09-29
time
18:53
amount
720
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-29', 'time': '18:53', 'amount': 720, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Sanction letter SANCTION.pdf needs your check
lan
NHL/THA/0726/5149899
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'NITIKSHA CHAVAN', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILESH SURYAKANT CHAVAN', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
loan amount
3500000
final amount
3640000
interest rate
9.7
sanction date
15-Jul-2026
letter version
5
applicant email
34ritwikchavan@gmail.com
applicant names
NITIKSHA CHAVAN, NILESH SURYAKANT CHAVAN
printed altered
False
applicant mobile
9833422654
balance transfer
False
property address
pin: 400601; road: Mavli Mandal Road; state: MAHARASHTRA; taluka: Thane; Flat no: SHOP NO 1; district: Thane; Floor: Ground Floor; landmark: Opp. Deep Shama Society; Address: SHOP NO 1, City Survey No. 80, Ground
insurance premium
140000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3640000
security address verbatim
SHOP NO 1, City Survey No. 80, Ground Floor, Shree Samarth CHS Ltd, Opp. Deep Shama Society, Mavli Mandal Road, Thane, Mavli Mandal Road, Thane, MAHARASHTRA, India, 400601
applicant address verbatim
23, WARKARI CHAWL, DAWALE NAGAR, LOKMANYA NAGAR PADA NO.3, THANE, ., Thane, MAHARASHTRA, 400606, India
raw reading (for Abhijit)
{'lan': 'NHL/THA/0726/5149899', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'NITIKSHA CHAVAN', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILESH SURYAKANT CHAVAN', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3500000, 'final_amount': 3640000, 'interest_rate': 9.7, 'quality_issue': None, 'sanction_date': '15-Jul-2026', 'letter_version': '5', 'applicant_email': '34ritwikchavan@gmail.com', 'applicant_names': ['NITIKSHA CHAVAN', 'NILESH SURYAKANT CHAVAN'], 'printed_altered': False, 'applicant_mobile': '9833422654', 'balance_transfer': False, 'property_address': {'pin': '400601', 'road': 'Mavli Mandal Road', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': 'SHOP NO 1', 'district': 'Thane', 'floor_no': 'Ground Floor', 'landmark': 'Opp. Deep Shama Society', 'full_address': 'SHOP NO 1, City Survey No. 80, Ground Floor, Shree Samarth CHS Ltd, Opp. Deep Shama Society, Mavli Mandal Road, Thane, Mavli Mandal Road, Thane, MAHARASHTRA, India, 400601', 'village_city': 'Thane', 'building_name': 'Shree Samarth CHS Ltd', 'survey_or_cts_no': 'City Survey No. 80'}, 'insurance_premium': 140000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3640000, 'security_address_verbatim': 'SHOP NO 1, City Survey No. 80, Ground Floor, Shree Samarth CHS Ltd, Opp. Deep Shama Society, Mavli Mandal Road, Thane, Mavli Mandal Road, Thane, MAHARASHTRA, India, 400601', 'applicant_address_verbatim': '23, WARKARI CHAWL, DAWALE NAGAR, LOKMANYA NAGAR PADA NO.3, THANE, ., Thane, MAHARASHTRA, 400606, India'}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II IMG20260929183538.jpg needs your check
kind
index2_input
extracted
rows: {'r11_serial': 'टनन1-11611-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.',
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'rows': {'r11_serial': 'टनन1-11611-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r5_area_text': '1) 190 चौ. फूट', 'r7_executants': [{'age': '59', 'pan': 'BIKXXXXX2R', 'name': 'राधेश्याम वैष्णव', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः खोड, नृसिंह द्वारा जवळ, डिस्ट्रिक्ट पाली, राजस्थान, रोड नंः -, राजस्थान, PALI. पिन:- 306119'}, {'age': '46', 'pan': 'BXVXXXXX3G', 'name': 'सूराराम जसाराम', 'address': 'प्लॉट नं: 116, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः घाचियों का बस, चांगवा, पाली, राजस्थान, रोड नंः -, राजस्थान, PALI. पिन:- 306119'}], 'r8_purchasers': [{'age': '39', 'pan': 'AUDXXXXX8P', 'name': 'नितिक्षा निलेश चव्हाण', 'address': 'प्लॉट नंः 23, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः वारकरी चाळ, डवले नगर, पाडा नं. 3, लोकमान्य नगर, ठाणे, रोड नंः -, महाराष्ट्र, THANE. पिन:- 400606'}, {'age': '47', 'pan': 'ALFXXXXX1E', 'name': 'निलेश सुर्यकांत चव्हाण', 'address': 'प्लॉट नं: 23, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः वारकरी चाळ, डवले नगर, पाडा नं. 3, लोकमान्य नगर, ठाणे, रोड नं: -, महाराष्ट्र, THANE. पिन:- 400606'}], 'r12_stamp_duty': 343000, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r9_execution_date': '04-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '04-09-2026'}, 'doc_no': '11611', 'village': 'ठाणे', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. ठाणे 1', 'area_text': '190 चौ. फूट', 'mortgagee': '', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक ठाणे- १', 'mortgagors': [], 'stamp_duty': 343000, 'filing_date': '2026-09-04', 'loan_amount': 4900000, 'property_text': '1) इतर वर्णनः सदनिका नंः शॉप नं. 1, माळा नंः तळ मजला, इमारतीचे नावः श्री समर्थ को-ऑप हौसिंग सोसायटी लि.,, ब्लॉक नंः दिप शमा सोसायटी समोर, धोबी आळी, रोड : मावळी मंडळ रोड, ठाणे, इतर माहितीः मौजे ठाणे विभाग 2/6/1- 9अ, येथील शॉप नं. 1, क्षेत्र 190 चौ. फूट कार्पेट (टीका नं. 11, सीटीएस नं. 80)((C.T.S. Number: 80;)) स्थानिक स्वराज्य संस्थाः ठाणे म.न.पा.', 'header_village': 'ठाणे (943863)', 'survey_numbers': ['80'], 'header_doc_number&#x
PAN card kyc.pdf needs your check
dob
1986-12-04
pan
AUDPC0078P
mobile
9833422654
address
pin: 400606; area: DAWALE NAGAR, LOKMANYA NAGAR PADA NO.3; flat: 23; state: Maharashtra; building: WARKARI CHAWL; district: Thane; post_office: Jekegram; Village: Thane
legible
True
aadhaar last4
8011
raw reading (for Abhijit)
{'dob': '1986-12-04', 'pan': 'AUDPC0078P', 'mobile': '9833422654', 'address': {'pin': '400606', 'area': 'DAWALE NAGAR, LOKMANYA NAGAR PADA NO.3', 'flat': '23', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'WARKARI CHAWL', 'district': 'Thane', 'post_office': 'Jekegram', 'village_city': 'Thane'}, 'legible': True, 'aadhaar_last4': '8011', 'quality_issue': None}
PAN card kyc.pdf needs your check
dob
1986-12-04
pan
AUDPC0078P
legible
True
raw reading (for Abhijit)
{'dob': '1986-12-04', 'pan': 'AUDPC0078P', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) NITIKSHA NILESH CHAVAN EchallanMH011104082202627E.pdf needs your check
grn
MH011104082202627E
pin
400601
total
25930.0
article
6(1)
defaced
False
bank cin
03006172026093000011
district
THANE
area city
THANE
payer pan
AUDXXXXXXP
flat block
SHOP NO 1 GROUND FLOOR SHREE
payer name
NITIKSHA NILESH CHAVAN
sro office
THN1_HQR SUB REGISTRA THANE URBAN 1
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3640000
scheme rows
{'amount': 10930.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2654
payment date
29/09/2026-20:07:26
road locality
OPP DEEP SHAMA SOCIETY MAVLI MANDAL ROAD THANE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3640000
raw reading (for Abhijit)
{'grn': 'MH011104082202627E', 'pin': '400601', 'total': 25930.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000011', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AUDXXXXXXP', 'flat_block': 'SHOP NO 1 GROUND FLOOR SHREE', 'payer_name': 'NITIKSHA NILESH CHAVAN', 'sro_office': 'THN1_HQR SUB REGISTRA THANE URBAN 1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3640000', 'scheme_rows': [{'amount': 10930.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2654', 'payment_date': '29/09/2026-20:07:26', 'road_locality': 'OPP DEEP SHAMA SOCIETY MAVLI MANDAL ROAD THANE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3640000'}
Payment screenshot IMG-20260929-WA0016.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': None, 'page': 1, 'time': '18:52', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 720.0, 'direction': 'debit', 'narration': 'Payment to THINK BIGZ INITIATIVE
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': None, 'page': 1, 'time': '18:52', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 720.0, 'direction': 'debit', 'narration': 'Payment to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}, {'utr': None, 'date': None, 'page': 1, 'time': '18:53', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27000.0, 'direction': 'debit', 'narration': 'Payment to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 2, 'account_last4': None, 'account_holder': None}}
Payment screenshot IMG-20260929-WA0015.jpg needs your check
payments inside
payments: [{'utr': None, 'date': '2026-09-29', 'page': 1, 'time': '18:53', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 720.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': None, 'date': '2026-09-29', 'page': 1, 'time': '18:53', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 720.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]}}
Technical record (for Abhijit — safe to ignore)
22h agoEzDocsreceipt_on_another_case530{'ref': '316332038446', 'why': "NOI-2026-03291's own payment screenshot carries this credit's transaction number — the ₹775 counted here on the balance still due there may be NOI-2026-03291's money; a person decides (the
1d agoEzDocsreader_efiling_verdict{'fp': 'c01190783cda0e8a', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing from all papers.', 'page': 'Start pag
8d agoEzDocscredit_on_another_case{'how': 'utr', 'utr': '316332038446', 'why': 'NOI-2026-03291 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 775.0, 'other_case': 'NOI-2026-03291'}
8d agoEzDocscredit_on_another_case{'how': 'utr', 'utr': '316332038446', 'why': 'NOI-2026-03291 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 775.0, 'other_case': 'NOI-2026-03291'}
9d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
9d agoEzDocspayment_verified{'utr': '663859240066,316332038446', 'why': "paid ₹27,775, ₹25 MORE than our ask of ₹27,750 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 24.83, 'method': 'balance_mat
9d agoEzDocspayment_part_added{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 27000.0, 'expected': 27750.17, 'this_credit': 775.0, 'now_received': 27775.0}
9d agoEzDocsreceivable_snapshot{'before': {'delta': -750.17, 'status': 'short', 'paid_at': '2026-09-29T13:23:43.326603+00:00', 'received': 27000.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_amount_time', 'received_utr': '66385
16d agoEzDocshidden_payment_scan{'file': 'IMG-20260929-WA0015.jpg', 'kind': None, 'found': 0, 'doc_id': '00bb0817-7c03-487d-9688-16ff9a9ed4fe', 'fetched': True}
16d agoEzDocsclaim_inside_desk_buffer{'gap': 30.17, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
16d agoEzDocsdraft_withdrawn{'why': "the acknowledgement asked for a balance that is inside the NOI team's buffer — withdrawn; a clean acknowledgement is drafted instead", 'count': 1}
16d agoEzDocshidden_payment_scan{'file': 'IMG-20260929-WA0016.jpg', 'kind': 'payment_screenshot', 'found': 2, 'doc_id': '819463e7-4f4c-4207-b3db-6e2cc3cb4698', 'fetched': True}
16d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260929-WA0016
16d agoEzDocssms_matched_late{'ref': '663859240066', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 27000.0, 'method': 'screen
16d agoEzDocspayment_short{'why': '₹720 below the real calculation (government + DHC + our fee) — short, whatever the gap to our ask', 'delta': -750.17, 'method': 'screenshot_amount_time', 'expected': 27750.17, 'received': 27000.0, 'below_real_ca
16d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d agoEzDocsscreenshot_claim_recorded{'utr': None, 'date': None, 'parts': 2, 'amount': 27000.0, 'claimed_total': 27720.0}
16d agoEzDocsclaim_part_duplicate{'utr': None, 'date': None, 'parts': 1, 'amount': 720.0, 'claimed_total': 720.0}
16d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AUxxxxxxXP — no paper on the
16d agoEzDocschallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NITIKSHA NILESH CHAVAN EchallanMH011104082202627E.pdf', 'kind':
16d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NITIKSHA NILESH CHA
16d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'THN1_HQR SUB REGISTRA THANE URBAN 1', 'district': 'THANE'}
16d agoEzDocschallan_verified_against_case{'grn': 'MH011104082202627E', 'file': 'NITIKSHA NILESH CHAVAN EchallanMH011104082202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d agoEzDocschallan_extracted{'grn': 'MH011104082202627E', 'file': 'NITIKSHA NILESH CHAVAN EchallanMH011104082202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25930.0}
16d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '356618', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed THN1_
16d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
16d agocopilotcopilot_check_ok{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
16d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — EzDocs's boxes carry words the main paper does not print (CTS) — read box 1 once against the paper's own words"}
16d agoEzDocsquoted_history_checked{}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹27,775 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: ₹775 is counted here (on the balance still due there) — but NOI-2026-03291's own screenshot carries its transaction number. If it is NOI-2026-03291's money, move it there on the money desk.
Yesterday · 15 Oct2 things
Another case's own screenshot carries the transaction number of a credit counted here — a person decides
20:10
EzDocs checked the e-filing boxes against the papers
17:35
8 Oct2 things — 2 steps
This payment is counted on another case too — a person must say whose it is
15:36
This payment is counted on another case too — a person must say whose it is
15:32
7 Oct2 things — 1 money step · 1 step
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:53
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
11:53
29 Sep34 things — 7 documents received · 4 letters written · 1 money step · 1 caution · 21 steps
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
23:06
An old draft withdrew itself — its asks were already answered
23:06
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
23:04
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
23:04
Payment short of what the case needs
The balance must come before the challan.
23:04
The branch's payment screenshot was read
23:04
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:37
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
20:08
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:08
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
20:08
Challan re-read against the case — matches exactly
20:08
Received: Challan
NITIKSHA NILESH CHAVAN EchallanMH011104082202627E.pdf
20:08
SANDEEP pressed Proceed on the challan — what was changed is kept
20:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:35
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:27
EzDocs read the whole file
19:22
The challan's address boxes were written from the papers
19:21
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02890
19:21
Asked the branch for the balance, with the calculator table
19:21
No fee quote sent — the branch's own figures were right
19:21
The payment proof already on the case was applied
19:21
PAN found inside the KYC file — no need to ask for it
19:20
The loan amount was worked out from the papers
19:20
Index II (title document) received from the branch
19:20
Property address read from the sanction letter
19:20
Received: other
image001.png
19:20
Payment proof arrived before the case was quoted — held
19:20
Received: Index II
IMG20260929183538.jpg
19:20
Received: PAN card
kyc.pdf
19:20
Received: Sanction letter
SANCTION.pdf
19:20
The file seems to show a payment to us but no row could be read — open it
19:20
Received: Payment screenshot
IMG-20260929-WA0016.jpg
19:20
Received: Payment screenshot
IMG-20260929-WA0015.jpg
19:20
Case opened from the branch's mail
19:20
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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