Cases / NOI-2026-03530
Swapnil Nandkumar Mahale
LAN HOU/PUN/0726/5176609
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓PAN cardopen
✓MOTDopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (7)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹32,560.71CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹32,534 receivedthe receipt's amount and minute agree
Stamp duty 0.3%15,740
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.71
Total we ask for32,560.71
the branch’s receipt claims ₹32,534
paid 14 Oct 14:46:52 · verified 14 Oct 15:17:05 · 30 min later
How we know
Our own bank told us — 14 Oct 14:46
₹32,534 · UTR 628734635898 · from VM-HDFCBN-S
“Successful! You have received Rs. 32534.00 via HDFC Bank SmartHub Vyapar from SWAPNIL NA. RRN-628734635898, Check: https://1.hdfc.bank.in/HDFCBK/s/GVjX9BMZ”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹32,554.25. We ask ₹32,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 14 Oct 15:12
Index II —not yet
the NOI team 1 d 5 htotal 1 d 5 h so far
Now with the NOI team — e-filing on IGR
since 14 Oct 15:17 — 1 d 5 h of working time
Day by day — every step and who held it
14 Oct 15:12Your branch's mail
14 Oct 15:12Payment landedat once
14 Oct 15:12Challan madeat once
14 Oct 15:16Papers read+4 min · the NOI team
14 Oct 15:16Property readat once
14 Oct 15:16Papers readat once
14 Oct 15:17Fee quotedat once
14 Oct 15:17Payment verifiedat once
14 Oct 15:17Ready for the challanat once
Case facts
Bank
PNB_HFL
Loan amount
₹52,44,750
Loan account no.
HOU/PUN/0726/5176609
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Taluka, Area are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Pune
Taluka
(empty)
Village
dhayari
Number type
SURVEY
Number
SR-NO. 128
Building
Rajveer Avenue
Floor
4th Floor
Flat / shop no
FL-No-15
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. A2 mahale.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• Mortgagor pages: POOJA SWAPNIL MAHALE is named on the sanction letter (CustomerDocument068e200000khtRoAAI.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, road, Number type, Number, Second number
• Build Up Area not on file — read it off the Index II / sale deed
• taluka not on file — pick it on the portal (district cascade)
• changed — flat no: the case held FL-NO-15; filled 15 — EzDocs (reading the whole file), from Sanction letter, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has provided the loan documents and asked for the challan and NOI. The team is waiting for the branch to provide the fee payment details to proceed.
the history says the next move is with the branch — the challan and NOI
the branch last asked: Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609.
✓ loan papers sent — done, mail 1 (2026-10-14) “Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s
Attached
PAN copy of the ap”
✓ fee asked — done, mail 1 (2026-10-14) “Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609.”
✓ Index II asked for — done, mail 1 (2026-10-14) “Draft/ Index II
Draft attached”
read over 1 mail(s), last mail 2026-10-14 · read 1d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012006492202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ
dipak.zanan@phfl.com phfl.com
14 Oct, 15:12 · 1d ago THE FIRST MAIL — how this case began
14 Oct, 15:12 · 1d ago THE FIRST MAIL — how this case began
Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609
📎 CustomerDocument068e200000khtRoAAI.pdf↗📎 KYC mahale.pdf↗📎 A2 mahale.pdf↗📎 20261013_173030.jpg↗📎 20261013_173018.jpg↗📎 IMG-20261014-WA0012.jpg↗
Dear Team,
Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609.
Documents required for NOI
Filing; - Sticker date –14/10/2026.
MOD0.3%
NOI0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter✓ Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached
Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached
14-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 435
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II; documents attached
OL
The NOI teamTYPED IN GMAIL
14 Oct, 15:21 · 1d ago
14 Oct, 15:21 · 1d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 15:16, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609.
Documents required for NOI
Filing; - Sticker date –14 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
14-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL
The NOI teamTYPED IN GMAIL
14 Oct, 15:45 · 1d ago
14 Oct, 15:45 · 1d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 15:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 14 Oct 2026 at 15:16, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609.
Documents required for NOI
Filing; - Sticker date –14 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
14-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | CustomerDocument068e200000khtRoAAI.pdf | filed | 1d ago |
| PAN card+ Aadhaar card inside+ Selfie / photo inside | KYC mahale.pdf | filed | 1d ago |
| MOTD+ Sanction letter inside | A2 mahale.pdf | filed | 1d ago |
| Selfie / photo | 20261013_173030.jpg | CANNOT BE READ — clear copy asked | 1d ago |
| Selfie / photo | 20261013_173018.jpg | filed | 1d ago |
| Payment screenshot | IMG-20261014-WA0012.jpg | filed | 1d ago |
| Paid challan (GRAS) | SWAPNIL N MAHALE EchallanMH012006492202627E.pdf | filed | 1d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹32,560.71
₹32,560.71
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹32,534
₹32,534
Paid at
14 Oct 14:46:52
14 Oct 14:46:52
Verified on
14 Oct 15:17:05
14 Oct 15:17:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹15,740 | ₹15,000 | ₹320 | ₹1,500 | ₹32,560 |
By law ₹32,554.25. We ask ₹32,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
27 of 34 e-filing boxes readyOpen the verification page →
Empty: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …
11 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
A2 mahale.pdf
as printed
FL-NO-15, 4TH FLOOR, SR-NO. 128, SITUATED AT RAJVEER AVENUE DHAYARI PUNE- 411041
FL-NO-15, 4TH FLOOR, SR-NO. 128, SITUATED AT RAJVEER AVENUE DHAYARI PUNE- 411041
PIN
411041
411041
the sanction letter
CustomerDocument068e200000khtRoAAI.pdf
as printed
FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, PUNE, PUNE, MAHARASHTRA, INDIA, 411041
FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, PUNE, PUNE, MAHARASHTRA, INDIA, 411041
PIN
411041
411041
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 15 4TH FLOOR RAJVEER AVENUE SURVEY NO 128 HISSA NO 2/2 3/2A/1/2/4
FLAT NO 15 4TH FLOOR RAJVEER AVENUE SURVEY NO 128 HISSA NO 2/2 3/2A/1/2/4
Locality/Road
DHAYARI NEAR SHRIRAM CORNER
DHAYARI NEAR SHRIRAM CORNER
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
the sanction letter also prints: 2/2, 3/2A/1/2/4, CORNER, SHRIRAM
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SWAPNIL NANDKUMAR MAHALE | BBKPM8013K | …9504 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | dipak.zanan@phfl.com | 1d ago |
| Index II chase | dipak.zanan@phfl.com | 11h ago |
What EzDocs read from each document — check anything marked in red
Sanction letter CustomerDocument068e200000khtRoAAI.pdf needs your check
lan
HOU/PUN/0726/5176609
HOU/PUN/0726/5176609
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (4995000)", "the insurance premium's digits and words
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (4995000)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.90% = 8.25% per annum as on the date of execution of the loan agreement
PNBRRR 13.15% per annum; 13.15% -4.90% = 8.25% per annum as on the date of execution of the loan agreement
bank branch
PUNE
PUNE
loan amount
4995000.0
4995000.0
rate spread
-4.9
-4.9
final amount
5244750.0
5244750.0
interest rate
8.25
8.25
sanction date
09-Oct-2026
09-Oct-2026
letter version
6
6
reference rate
13.15
13.15
applicant email
swapnilmahale45@gmail.com
swapnilmahale45@gmail.com
applicant names
SWAPNIL NANDKUMAR MAHALE, POOJA SWAPNIL MAHALE
SWAPNIL NANDKUMAR MAHALE, POOJA SWAPNIL MAHALE
printed altered
False
False
applicant mobile
9921839424
9921839424
balance transfer
False
False
property address
pin: 411041; state: MAHARASHTRA; Address: FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, Pune, Pune, MAHARASHTRA, India, 411041
pin: 411041; state: MAHARASHTRA; Address: FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, Pune, Pune, MAHARASHTRA, India, 411041
insurance premium
249750.0
249750.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
5244750.0
5244750.0
security address verbatim
FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, Pune, Pune, MAHARASHTRA, India, 411041
FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, Pune, Pune, MAHARASHTRA, India, 411041
applicant address verbatim
FLAT NO C 11 KRUSHNA GARDEN SOC, SR NO 15/3/6 7 8, MANIKBAUG SINHGAD ROAD, ., Pune, MAHARASHTRA, 411051, Pune, India
FLAT NO C 11 KRUSHNA GARDEN SOC, SR NO 15/3/6 7 8, MANIKBAUG SINHGAD ROAD, ., Pune, MAHARASHTRA, 411051, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0726/5176609', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (4995000)", "the insurance premium's digits and words agree (249750)", 'loan + insurance = total (4995000 + 249750 = 5244750)', 'the rate arithmetic holds (13.15 - 4.90 = 8.25)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.90% = 8.25% per annum as on the date of execution of the loan agreement', 'bank_branch': 'PUNE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4995000.0, 'rate_spread': -4.9, 'final_amount': 5244750.0, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '09-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'swapnilmahale45@gmail.com', 'applicant_names': ['SWAPNIL NANDKUMAR MAHALE', 'POOJA SWAPNIL MAHALE'], 'printed_altered': False, 'applicant_mobile': '9921839424', 'balance_transfer': False, 'property_address': {'pin': '411041', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, Pune, Pune, MAHARASHTRA, India, 411041'}, 'insurance_premium': 249750.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5244750.0, 'security_address_verbatim': 'FLAT NO.15, 4TH FLOOR, SR NO.128, HISSA NO. 2/2,3/2A/1/2/4, RAJVEER AVENUE, DHAYARI, NEAR SHRIRAM CORNER, Pune, Pune, MAHARASHTRA, India, 411041', 'applicant_address_verbatim': 'FLAT NO C 11 KRUSHNA GARDEN SOC, SR NO 15/3/6 7 8, MANIKBAUG SINHGAD ROAD, ., Pune, MAHARASHTRA, 411051, Pune, India'}PAN card KYC mahale.pdf needs your check
dob
1988-10-13
1988-10-13
pan
BBKPM8013K
BBKPM8013K
name
SWAPNIL N MAHALE
SWAPNIL N MAHALE
legible
True
True
father name
NANDKUMAR SHANTARAM MAHALE
NANDKUMAR SHANTARAM MAHALE
raw reading (for Abhijit)
{'dob': '1988-10-13', 'pan': 'BBKPM8013K', 'name': 'SWAPNIL N MAHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NANDKUMAR SHANTARAM MAHALE', 'aadhaar_last4': None, 'quality_issue': None}Selfie / photo 20261013_173030.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
1
1
face visible
True
True
quality issue
this is a photograph of a printed photo, not a live selfie
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}Selfie / photo 20261013_173018.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
1.0
1.0
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}Payment screenshot IMG-20261014-WA0012.jpg needs your check
date
2026-10-14
2026-10-14
time
14:46
14:46
amount
32534.0
32534.0
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-14', 'time': '14:46', 'amount': 32534.0, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}PAN card KYC mahale.pdf needs your check
name
Swapnil Nandkumar Mahale
Swapnil Nandkumar Mahale
address
pin: 422008; area: Abhiyanta Nagar, Near Gajanan Class, Kamatwada, Trimurti Chowk; flat: Flat No 15; state: Maharashtra; building: Padmashree Plaza; district: Nashik; Village: Nashik
pin: 422008; area: Abhiyanta Nagar, Near Gajanan Class, Kamatwada, Trimurti Chowk; flat: Flat No 15; state: Maharashtra; building: Padmashree Plaza; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
9504
9504
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Swapnil Nandkumar Mahale', 'mobile': None, 'address': {'pin': '422008', 'area': 'Abhiyanta Nagar, Near Gajanan Class, Kamatwada, Trimurti Chowk', 'flat': 'Flat No 15', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Padmashree Plaza', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9504', 'quality_issue': None}MOTD A2 mahale.pdf needs your check
amount words
INR 5244750/- (Rupees Fifty two lakh forty four thousand seven hundred fifty Only)
INR 5244750/- (Rupees Fifty two lakh forty four thousand seven hundred fifty Only)
secured amount
5244750.0
5244750.0
raw reading (for Abhijit)
{'amount_words': 'INR 5244750/- (Rupees Fifty two lakh forty four thousand seven hundred fifty Only)', 'secured_amount': 5244750.0}Payment screenshot IMG-20261014-WA0012.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-10-14', 'page': 1, 'time': '14:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32534.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-10-14', 'page': 1, 'time': '14:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32534.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-10-14', 'page': 1, 'time': '14:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 32534.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}MOTD A2 mahale.pdf needs your check
found
True
True
found in
SCHEDULE B PART I DESCRIPTION OF PROPERTY
SCHEDULE B PART I DESCRIPTION OF PROPERTY
paper for
loan_ref: HOU/PUN/0726/5176609; customer_name: Swapnil Nandkumar mahale
loan_ref: HOU/PUN/0726/5176609; customer_name: Swapnil Nandkumar mahale
confidence
0.95
0.95
reading486
property
property
property address
pin: 411041; Flat no: FL-No-15; district: Pune; Floor: 4th Floor; Address: FL-No-15, 4th Floor, SR-NO. 128, Situated at Rajveer Avenue dhayari Pune- 411041; Village: dhayari; Building: Rajveer Avenue; s
pin: 411041; Flat no: FL-No-15; district: Pune; Floor: 4th Floor; Address: FL-No-15, 4th Floor, SR-NO. 128, Situated at Rajveer Avenue dhayari Pune- 411041; Village: dhayari; Building: Rajveer Avenue; s
security address verbatim
FL-No-15, 4th Floor, SR-NO. 128, Situated at Rajveer Avenue dhayari Pune- 411041
FL-No-15, 4th Floor, SR-NO. 128, Situated at Rajveer Avenue dhayari Pune- 411041
raw reading (for Abhijit)
{'found': True, 'found_in': 'SCHEDULE B PART I DESCRIPTION OF PROPERTY', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/PUN/0726/5176609', 'report_id': None, 'customer_name': 'Swapnil Nandkumar mahale'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '411041', 'road': None, 'state': None, 'taluka': None, 'flat_no': 'FL-No-15', 'district': 'Pune', 'floor_no': '4th Floor', 'landmark': None, 'full_address': 'FL-No-15, 4th Floor, SR-NO. 128, Situated at Rajveer Avenue dhayari Pune- 411041', 'village_city': 'dhayari', 'building_name': 'Rajveer Avenue', 'survey_or_cts_no': 'SR-NO. 128'}, 'security_address_verbatim': 'FL-No-15, 4th Floor, SR-NO. 128, Situated at Rajveer Avenue dhayari Pune- 411041'}Paid challan (GRAS) SWAPNIL N MAHALE EchallanMH012006492202627E.pdf needs your check
grn
MH012006492202627E
MH012006492202627E
pin
411041
411041
total
30740.0
30740.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101401114
03006172026101401114
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
BBKXXXXXXK
BBKXXXXXXK
flat block
FLAT NO 15 4TH FLOOR RAJVEER AVENUE SURVEY NO 128 HISSA NO 2/2 3/2A/1/2/4
FLAT NO 15 4TH FLOOR RAJVEER AVENUE SURVEY NO 128 HISSA NO 2/2 3/2A/1/2/4
payer name
SWAPNIL N MAHALE
SWAPNIL N MAHALE
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5244750
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5244750
scheme rows
{'amount': 15740.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 15740.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9424
XXXXXX9424
payment date
14/10/2026
14/10/2026
road locality
DHAYARI NEAR SHRIRAM CORNER PUNE MAHARASHTRA
DHAYARI NEAR SHRIRAM CORNER PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
5244750
5244750
raw reading (for Abhijit)
{'grn': 'MH012006492202627E', 'pin': '411041', 'total': 30740.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401114', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BBKXXXXXXK', 'flat_block': 'FLAT NO 15 4TH FLOOR RAJVEER AVENUE SURVEY NO 128 HISSA NO 2/2 3/2A/1/2/4', 'payer_name': 'SWAPNIL N MAHALE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5244750', 'scheme_rows': [{'amount': 15740.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9424', 'payment_date': '14/10/2026', 'road_locality': 'DHAYARI NEAR SHRIRAM CORNER PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5244750'}Technical record (for Abhijit — safe to ignore)
| 5h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 14 Oct, 15:21 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 11h ago | EzDocs | email_shadowed:index2_chase | {'to': 'dipak.zanan@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Please provide challan and NOI in Appli |
| 1d ago | EzDocs | quoted_history_checked | {} |
| 1d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar |
| 1d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['CustomerDocument068e200000khtRoAAI.pdf', 'A2 mahale.pdf', 'KYC mahale.pdf'], 'after': {'addresses': {'people': [['SWAPNIL NANDKUMAR |
| 1d ago | EzDocs | address_compared | {'sig': '3df5c2d142b226fe', 'why': 'after gather', 'people': [{'home': 'Flat No 15, 15, Padmashree Plaza, Abhiyanta Nagar, Abhiyanta Nagar, Near Gajanan Class, Kamatwada, Trimurti Chowk, Nashik, Nashik, 422008', 'person' |
| 1d ago | EzDocs | challan_boxes_composed | {'fp': '9e10822d94533e2d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO 15 4TH FLOOR RAJVEER AVE |
| 1d ago | EzDocs | property_attrs_split | {'now': {'Number type': '', 'Second number type': 'HISSA', 'Number': 'SR-NO. 128', 'Second number': '2/2, 3/2A/1/2/4'}, 'was': {'Number type': '', 'Second number type': 'HISSA', 'Number': 'SR-NO. 128', 'Second number': '2/2,3/2A/1/2 |
| 1d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BBxxxxxxXK — no paper on the |
| 1d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '515435', 'lessons': []} |
| 1d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 1d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SWAPNIL N MAHALE EchallanMH012006492202627E.pdf', 'kind': 'pa |
| 1d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SWAPNIL N MAHALE Ec |
| 1d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 1d ago | EzDocs | challan_verified_against_case | {'grn': 'MH012006492202627E', 'file': 'SWAPNIL N MAHALE EchallanMH012006492202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1d ago | EzDocs | challan_extracted | {'grn': 'MH012006492202627E', 'file': 'SWAPNIL N MAHALE EchallanMH012006492202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 30740.0} |
| 1d ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 1d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03530'} |
| 1d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'A2 mahale.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['FLAT', 'SURVEY', 'HISSA', |
| 1d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (FLAT, HISSA, 2, 2A, 1, SHRIRAM, CORNER) — read box 1 once against the paper's own words"} |
| 1d ago | EzDocs | reader_home_address | {'fp': 'cbc778da27650544', 'from': 'the sanction letter (CustomerDocument068e200000khtRoAAI.pdf)', 'home': {'pin': '411051', 'flat': 'C 11', 'road': 'MANIKBAUG SINHGAD ROAD', 'state': 'MAHARASHTRA', 'building': 'KRUSHNA |
| 1d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 1d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03530'} |
| 1d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'A2 mahale.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['FLAT', 'SURVEY', 'HISSA', |
| 1d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (FLAT, HISSA, 2, 2A, 1, SHRIRAM, CORNER) — read box 1 once against the paper's own words"} |
| 1d ago | EzDocs | challan_boxes_composed | {'fp': 'd86517ef4ecc3ec3', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO 15 4TH FLOOR RAJVEER AVE |
| 1d ago | EzDocs | property_replaced_from_report | {'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'A2 mahale.pdf', 'sou |
| 1d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹32,534 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Re: Please provide challan and NOI in Applicant Name -SWAPNIL NANDKUMAR MAHALE -HOU/PUN/0726/5176609
Yesterday · 14 Oct34 things — 7 documents received · 3 letters written · 3 money steps · 1 caution · 20 steps
EzDocs took 43 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SWAPNIL N MAHALE EchallanMH012006492202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
Property re-read from this bank's ruling source (ICICI: the technical report)
EzDocs read the whole file
The loan amount was worked out from the papers
The challan's address boxes were written from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03530
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The loan amount was worked out from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
IMG-20261014-WA0012.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: Selfie
20261013_173018.jpg
Received: Selfie — not usable
20261013_173030.jpg — this is a photograph of a printed photo, not a live selfie
Received: MOTD
A2 mahale.pdf
Received: PAN card
KYC mahale.pdf
Property address read from the sanction letter
Received: Sanction letter
CustomerDocument068e200000khtRoAAI.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.76 s · 232 queries · this page refreshes by itself when something on it changes (never while you type) · release v530 · build 0f000022