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Cases / NOI-2026-02566

SOMNATH SHIVDAS GIRI

PNB_HFLLAN HOU/CHAR/0826/5207592 Challan paid · our move File on IGRAll documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Payment screenshot — shows ₹20,650; money not verified yetopen
✓PAN cardopen
✓Sale deedopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹20,470.35 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹20,470.35CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹20,650; we wait for the credit itself
Ask for the exact ₹20,470.35. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%7,000
Registration fee 0.5%11,650
Government handling320
Our service fee1,500.35
Total we ask for20,470.35
Screenshot ₹20,650 — verified by itself the moment the bank credit is heard.
By law ₹20,450. We ask ₹20,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹20,800 · 19:39 · SHIVAM ASH. RRN- · 1841735744 — ₹329.65 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 33 minour time · 26 Sep 19:01
Index II —not yet
the NOI team 19 d 23 hthe branch 2 h 09 mintotal 20 d 1 h so far
Now with the NOI team — e-filing on IGR
since 26 Sep 21:10 — 19 d 22 h of working time
Day by day — every step and who held it
26 Sep 18:28Your branch's mail
26 Sep 18:30Papers read+2 min · the NOI team
26 Sep 18:30Property readat once
26 Sep 18:30Papers readat once
26 Sep 18:30Fee quotedat once
26 Sep 19:01Challan made+31 min · the NOI team
26 Sep 21:10Papers from your branch+2 h 09 min · the branch
26 Sep 21:10Papers read+1 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹23,28,750
Loan account no.
HOU/CHAR/0826/5207592
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2
The PAN cardASHVINI SOMNATH GIRI
The sanction letter DIFFERSASHVINI GIRI
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to provide the Index 2 copy for NOI filing.
the history says the next move is with the branch — the Index 2 copy
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-26) “Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592”
✓ fee paid — the branch's words — done, mail 1 (2026-09-26) “Payment details screenshot with Transaction ID Attached Transaction ID-130262360289 RS 20650 Date of payment mentioned 26/09/2026”
✓ challan made — done, mail 3 (2026-09-26) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-26) “PFA challan for your reference.”
? Index II asked for — asked, mail 6 (2026-09-27) “SORRY PLEASE IGNORE PREVIOUS MAIL AND KINDLY SHARE INDEX 2 FOR NOI PROSESS”
read over 6 mail(s), last mail 2026-09-27 · read 19d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010915433202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SM shankar.markad@pnbhousing.com pnbhousing.com
26 Sep, 18:28 · 20d ago
THE FIRST MAIL — how this case began
Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592
Dear Team

Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592

DetailsChecklist
Loan sanction letter✓ Attached
Draft Copy attached✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No

khed3
Payment details screenshot with Transaction ID✓ Attached
Transaction ID130262360289
Amount₹20,650
Date of payment mentioned26/09/2026
Best Regards, Shankar Markad, ASM - Charholi Branch, Pnb Housing Finance Ltd, 8805748901
🤖 read: says the fee is paid ₹20,650 (UTR 130262360289) ✓; documents attached — “Payment details screenshot with Transaction ID Attached”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
26 Sep, 18:46 · 20d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy

and a colour live selfie photo of the applicant SOMNATH SHIVDAS GIRI.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 26 Sept 2026 at 18:30, Shankar Markad <shankar.markad@pnbhousing.com>

wrote:

earlier mails quoted below
Dear Team Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Details Checklist Loan sanction letter Attached Draft Copy attached Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No khed –3 Payment details screenshot with Transaction ID Attached Transaction ID-130262360289 RS 20650 Date of payment mentioned 26/09/2026 Best Regards, Shankar Markad, ASM – Charholi Branch, Pnb Housing Finance Ltd, 8805748901
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
26 Sep, 19:05 · 20d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 26 Sept 2026 at 18:46, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SOMNATH SHIVDAS GIRI. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 18:30, Shankar Markad < shankar.markad@pnbhousing.com > wrote: Dear Team Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Details Checklist Loan sanction letter Attached Draft Copy attached Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No khed –3 Payment details screenshot with Transaction ID Attached Transaction ID-130262360289 RS 20650 Date of payment mentioned 26/09/2026 Best Regards, Shankar Markad, ASM – Charholi Branch, Pnb Housing Finance Ltd, 8805748901
🤖 read: challan shared ✓ — “PFA challan for your reference.”
SM shankar.markad@pnbhousing.com pnbhousing.com
26 Sep, 21:10 · 19d ago

Pls check Selfei Photo of Applicant

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent: 26 September 2026 18:47

To: Shankar Markad <shankar.markad@pnbhousing.com>

Cc: pimpri <pimpri@pnbhousing.com>; Tejas Tanaji Kothawale <tejas.kothawale@phfl.com>

Subject: Re: Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592

ExerciseSecured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SOMNATH SHIVDAS GIRI.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 26 Sept 2026 at 18:30, Shankar Markad <shankar.markad@pnbhousing.com<mailto:shankar.markad@pnbhousing.com>> wrote: Dear Team Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Details Checklist Loan sanction letter Attached Draft Copy attached Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No khed –3 Payment details screenshot with Transaction ID Attached Transaction ID-130262360289 RS 20650 Date of payment mentioned 26/09/2026 Be
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
27 Sep, 12:07 · 19d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 26 Sept 2026 at 21:10, Shankar Markad < shankar.markad@pnbhousing.com > wrote: Pls check Selfei Photo of Applicant From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 26 September 2026 18:47 To: Shankar Markad < shankar.markad@pnbhousing.com > Cc: pimpri < pimpri@pnbhousing.com >; Tejas Tanaji Kothawale < tejas.kothawale@phfl.com > Subject: Re: Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Exercise caution when clicking links, opening attachments or taking further action, before validating its authenticity. Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SOMNATH SHIVDAS GIRI. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 18:30, Shankar Markad < shankar.markad@pnbhousing.com > wrote: Dear Team Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Details Checklist Loan sanction letter Attached Draft Copy attached Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No khed –3 Payment details screenshot with Transaction ID Attached Transaction ID-130262360289 RS 20650 Date of payment mentioned 26/09/2026 Best Regards, Shankar Markad, ASM – Charholi Branch, Pnb Housing Finance Ltd, 8805748901
🤖 read: asks the branch for documents
OL The NOI teamTYPED IN GMAIL
27 Sep, 12:09 · 19d ago

TEAM

SORRY PLEASE IGNORE PREVIOUS MAIL AND KINDLY SHARE INDEX 2 FOR NOI PROSESS

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sun, 27 Sept 2026 at 12:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 21:10, Shankar Markad < shankar.markad@pnbhousing.com > wrote: Pls check Selfei Photo of Applicant From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 26 September 2026 18:47 To: Shankar Markad < shankar.markad@pnbhousing.com > Cc: pimpri < pimpri@pnbhousing.com >; Tejas Tanaji Kothawale < tejas.kothawale@phfl.com > Subject: Re: Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Exercise caution when clicking links, opening attachments or taking further action, before validating its authenticity. Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SOMNATH SHIVDAS GIRI. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 18:30, Shankar Markad < shankar.markad@pnbhousing.com > wrote: Dear Team Please find attached require document for NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592 Details Checklist Loan sanction letter Attached Draft Copy attached Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No khed –3 Payment details screenshot with Transaction ID Attached Transaction ID-130262360289 RS 20650 Date of payment mentioned 26/09/2026 Best Regards, Shankar Markad, ASM – Charholi Branch, Pnb Housing Finance Ltd, 8805748901
🤖 read: The NOI team asks the branch to share the Index 2 for the NOI process.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo Selfie-2.jpg
filed 20d ago
Sanction letter Sanction letter-Giri.pdf
filed 20d ago
Payment screenshot MOD NOI PAYment.jpg
filed 20d ago
PAN card PAN-1.jpg
filed 20d ago
Sale deed Agreement Draft Copy-1.pdf
filed 20d ago
PAN card ASHVINI-PAN.pdf
filed 20d ago
Paid challan (GRAS) SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf
filed 20d ago
Selfie / photo Selfie-App-1.jpg
filed 19d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,470.35
Where it stands
waiting for the credit
Screenshot claims
₹20,650 130262360289
Screenshot ₹20,650 — verified by itself the moment the bank credit is heard.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹7,000₹11,650₹320 ₹1,500₹20,470
By law ₹20,450. We ask ₹20,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

39 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO, Mobile (person 1), E-mail (person 1), Floor (person 1), Flat / house no (person 1) …
37 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (Sanction letter-Giri.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat no 505, NA, 5th floor, CTS NO 1616, CTS no 1616, Mangalmurti Heights, NA, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter-Giri.pdf
as printed
FLAT NO 505, NA, 5TH FLOOR, CTS NO 1616, CTS NO 1616, MANGALMURTI HEIGHTS, NA, CHAKAN, PUNE, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 410501
PIN
410501
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 505 NA 5TH FLOOR CTS NO 1616 MANGALMURTI HEIGHTS CHAKAN PUNE MAHARASHTRA
Locality/Road
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorASHVINI SOMNATH GIRICTBPG2724H
mortgagorSOMNATH SHIVDAS GIRIBMYPG5996G

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseshankar.markad@pnbhousing.com 20d ago
questions for the branch — what the papers leave openshankar.markad@pnbhousing.com 20d ago
questions for the branch — what the papers leave openshankar.markad@pnbhousing.com 20d ago
What EzDocs read from each document — check anything marked in red
Selfie / photo Selfie-2.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Payment screenshot MOD NOI PAYment.jpg needs your check
utr
130262360289
date
2026-09-26
time
15:48
amount
20650
method
UPI
payee upi
....56-2@okbizaxis
payer upi
....48-1@okhdfcbank
payee name
THINKBIGZ INITIATIVE PVT LTD
payer name
SOMNATH SHIVDAS GIRI
debit notification text
Payment of ₹20,650 completed
raw reading (for Abhijit)
{'utr': '130262360289', 'date': '2026-09-26', 'time': '15:48', 'amount': 20650, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....48-1@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SOMNATH SHIVDAS GIRI', 'debit_notification_text': 'Payment of ₹20,650 completed'}
Sanction letter Sanction letter-Giri.pdf needs your check
lan
HOU/CHAR/0826/5207592
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'SOMNATH SHIVDAS GIRI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHVINI GIRI', 'role': 'co_applicant', 'label': 'ASHVINI GIRI'}
confidence
1.0
loan amount
2250000
final amount
2328750
interest rate
8.0
sanction date
01-Sep-2026
letter version
4
applicant email
somagiri4348@gmail.com
applicant names
SOMNATH SHIVDAS GIRI, ASHVINI GIRI
printed altered
False
applicant mobile
9561825485
balance transfer
False
property address
pin: 410501; state: MAHARASHTRA; taluka: Pune; Flat no: 505; district: Pune; Floor: 5th floor; Address: Flat no 505, NA, 5th floor, CTS NO 1616, CTS no 1616, Mangalmurti Heights, NA, Chakan, PUNE, Pune, NA, Pune,
insurance premium
78750
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2328750
security address verbatim
Flat no 505, NA, 5th floor, CTS NO 1616, CTS no 1616, Mangalmurti Heights, NA, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501
applicant address verbatim
MANGALMURTI HEIGHTS, DHADGE ALI, DR. BABASAHEB AMBEDKAR MEMORIAL, CHAKAN KHED, ., Khed, MAHARASHTRA, 410501, India
raw reading (for Abhijit)
{'lan': 'HOU/CHAR/0826/5207592', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SOMNATH SHIVDAS GIRI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHVINI GIRI', 'role': 'co_applicant', 'label': 'ASHVINI GIRI'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2250000, 'final_amount': 2328750, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '01-Sep-2026', 'letter_version': '4', 'applicant_email': 'somagiri4348@gmail.com', 'applicant_names': ['SOMNATH SHIVDAS GIRI', 'ASHVINI GIRI'], 'printed_altered': False, 'applicant_mobile': '9561825485', 'balance_transfer': False, 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': '505', 'district': 'Pune', 'floor_no': '5th floor', 'landmark': None, 'full_address': 'Flat no 505, NA, 5th floor, CTS NO 1616, CTS no 1616, Mangalmurti Heights, NA, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501', 'village_city': 'Chakan', 'building_name': 'Mangalmurti Heights', 'survey_or_cts_no': '1616'}, 'insurance_premium': 78750, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2328750, 'security_address_verbatim': 'Flat no 505, NA, 5th floor, CTS NO 1616, CTS no 1616, Mangalmurti Heights, NA, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501', 'applicant_address_verbatim': 'MANGALMURTI HEIGHTS, DHADGE ALI, DR. BABASAHEB AMBEDKAR MEMORIAL, CHAKAN KHED, ., Khed, MAHARASHTRA, 410501, India'}
PAN card PAN-1.jpg needs your check
dob
1989-06-19
pan
BMYPG5996G
name
SOMNATH SHIVDAS GIRI
legible
True
father name
SHIVDAS GIRI
raw reading (for Abhijit)
{'dob': '1989-06-19', 'pan': 'BMYPG5996G', 'name': 'SOMNATH SHIVDAS GIRI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHIVDAS GIRI', 'aadhaar_last4': None, 'quality_issue': None}
PAN card ASHVINI-PAN.pdf needs your check
dob
1995-05-12
pan
CTBPG2724H
name
ASHVINI SOMNATH GIRI
legible
True
father name
LAXMAN SHIVAJI GIRI
raw reading (for Abhijit)
{'dob': '1995-05-12', 'pan': 'CTBPG2724H', 'name': 'ASHVINI SOMNATH GIRI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LAXMAN SHIVAJI GIRI', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot MOD NOI PAYment.jpg needs your check
payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '130262360289', 'date': '2026-09-26', 'page': 1, 'time': '15:48', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 20650.0, 'direction': 'debit', 'narration
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '130262360289', 'date': '2026-09-26', 'page': 1, 'time': '15:48', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 20650.0, 'direction': 'debit', 'narration': 'UPI transaction ID 130262360289 To: THINKBIGZ INITIATIVE PVT LTD ....56-2@okbizaxis From: SOMNATH SHIVDAS GIRI (HDFC Bank) ....48-1@okhdfcbank on Google Pay Google transaction ID CICAgPj88fjtGQ', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'SOMNATH SHIVDAS GIRI'}}
Paid challan (GRAS) SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf needs your check
grn
MH010915433202627E
pin
410501
total
18650.0
article
6(1)
defaced
False
bank cin
03006172026092601244
district
PUNE
area city
PUNE
payer pan
BMYXXXXXXG
flat block
FLAT NO 505 5TH FLOOR MANGALMURTI HEIGHTS CTS NO 1616
payer name
SOMNATH SHIVDAS GIRI
sro office
KED3_KHED 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2328750
scheme rows
{'amount': 7000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11650.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5485
payment date
26/09/2026-19:01:23
road locality
CHAKAN PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2328750
raw reading (for Abhijit)
{'grn': 'MH010915433202627E', 'pin': '410501', 'total': 18650.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092601244', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BMYXXXXXXG', 'flat_block': 'FLAT NO 505 5TH FLOOR MANGALMURTI HEIGHTS CTS NO 1616', 'payer_name': 'SOMNATH SHIVDAS GIRI', 'sro_office': 'KED3_KHED 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2328750', 'scheme_rows': [{'amount': 7000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11650.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5485', 'payment_date': '26/09/2026-19:01:23', 'road_locality': 'CHAKAN PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2328750'}
Selfie / photo Selfie-App-1.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Paid challan (GRAS) SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf needs your check
grn
MH010915433202627E
pin
410501
total
18650.0
article
6(1)
defaced
False
bank cin
03006172026092601244
district
PUNE
area city
PUNE
payer pan
BMYXXXXXXG
flat block
FLAT NO 505 5TH FLOOR MANGALMURTI HEIGHTS CTS NO 1616
payer name
SOMNATH SHIVDAS GIRI
sro office
KED3_KHED 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2328750
scheme rows
{'amount': 7000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11650.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5485
payment date
26/09/2026-19:01:23
road locality
CHAKAN PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2328750
raw reading (for Abhijit)
{'grn': 'MH010915433202627E', 'pin': '410501', 'total': 18650.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092601244', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BMYXXXXXXG', 'flat_block': 'FLAT NO 505 5TH FLOOR MANGALMURTI HEIGHTS CTS NO 1616', 'payer_name': 'SOMNATH SHIVDAS GIRI', 'sro_office': 'KED3_KHED 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2328750', 'scheme_rows': [{'amount': 7000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11650.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5485', 'payment_date': '26/09/2026-19:01:23', 'road_locality': 'CHAKAN PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2328750'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocschallan_boxes_by_rules{'fp': 'b28d763d8a160eef', 'why': 'box 1 lost a number the case holds (410501)', 'anew': 'first'}
1d agoEzDocsreader_efiling_verdict{'fp': '8a7528f2cb0fe507', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing.', 'page': 'Start page', 'level': 'CH
15d agoEzDocsdraft_withdrawn{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
17d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BMxxxxxxXG — no paper on the
17d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '232367', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team typed RAJGU
17d agoEzDocsdocument_reread{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf', 'doc_id': 'f8dcb223
17d agoEzDocstwo_stamp_duty_challans{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
17d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KED3_KHED 3 JOINT SUB REGISTRAR', 'district': 'PUNE'}
17d agoEzDocschallan_verified_against_case{'grn': 'MH010915433202627E', 'file': 'SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
17d agoEzDocschallan_extracted{'grn': 'MH010915433202627E', 'file': 'SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 18650.0}
17d agoEzDocsreading_error456{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf', 'ours':
18d agoEzDocscase_read{'how': 'uri', 'tag': '328640b1b380083e', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'loan': {'amount': 2328750, 'made_of': [{'what': 'sanctioned amount', 'paper':
19d agoEzDocscase_read{'how': 'uri', 'tag': '07aafb64f811c4c1', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'loan': {'amount': 2328750, 'made_of': [{'what': 'sanctioned amount', 'paper':
19d agoEzDocscase_read{'how': 'uri', 'tag': '2c053019263d1a64', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'loan': {'amount': 2328750.0, 'made_of': [{'what': 'sanctioned amount', 'paper
19d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
19d agoEzDocscase_read{'how': 'uri', 'tag': '21d9630faff33d6a', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'loan': {'amount': 2328750, 'made_of': [{'what': 'sanctioned amount', 'paper':
19d agoEzDocscase_read{'how': 'uri', 'tag': '89c7242db02e9286', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'loan': {'amount': 2328750.0, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sa
19d agoEzDocscase_read{'how': 'uri', 'tag': 'b5dce2266ff1c851', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'loan': {'amount': 2328750, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanc
19d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
19d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['Agreement Draft Copy-1.pdf', 'Sanction letter-Giri.pdf', 'PAN-1.jpg', 'ASHVINI-PAN.pdf'], 'after': {'addresses': {'people': [['SOMNATH SHIVDAS GIRI', [['sanction_letter', 'same
19d agoEzDocsaddress_compared{'sig': '98e8d5b038893510', 'why': 'after gather', 'people': [{'home': 'NA, MANGALMURTI HEIGHTS, DR. BABASAHEB AMBEDKAR MEMORIAL, CHAKAN KHED, Khed, MAHARASHTRA, 410501', 'person': 'SOMNATH SHIVDAS GIRI', 'against': [{'s
19d agoEzDocschallan_boxes_by_rules{'fp': 'd0dcac2f28bcfa59', 'why': 'box 1 lost a number the case holds (410501)'}
19d agoEzDocsproperty_attrs_split{'now': {'Number type': 'CTS', 'Second number type': '', 'Number': '1616, MANGALMURTI HEIGHTS, NA, CHAKAN, PUNE, MAHARASHTRA, INDIA, 410501', 'Second number': ''}, 'was': {'Number type': 'CTS', 'Second number type': 'CTS', 'Number
19d agoEzDocsselfie_accepted{'kind': 'live_selfie', 'doc_id': '9dd033f0-88b0-4208-8975-39fbcf4218bc', 'confidence': 0.9}
19d agoEzDocsdocument_received{'file': 'Selfie-App-1.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
20d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
20d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', '
20d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Agreement Draft Copy-1.pdf', 'kind': 'sale_deed'}
20d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf', 'kind': '
20d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/CHAR/0826/520

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹20,650 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹20,470.35 is still not in our account. Chase the branch for it.
Yesterday · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
11:41
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
14:20
28 Sep5 things — 1 caution · 4 steps
A file was read again from the start — everything inside it now counts
22:45
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
22:45
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
22:45
Challan re-read against the case — matches exactly
22:45
A paper was read again — the team's value showed the first reading was wrong
22:45
27 Sep5 things — 5 steps
EzDocs read the whole file
22:20
EzDocs read the whole file
16:42
EzDocs read the whole file
12:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:31
EzDocs read the whole file
00:33
26 Sep42 things — 8 documents received · 5 letters written · 1 money step · 2 cautions · 26 steps
EzDocs read the whole file
22:58
EzDocs read the whole file
21:41
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:12
Selfie checked — a live one
A real selfie — usable for the e-filing.
21:11
Received: Selfie
Selfie-App-1.jpg
21:10
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:17
The branch's title document is on the case — the filing is the NOI team's move
19:05
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:05
An old draft withdrew itself — its asks were already answered
19:05
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:05
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:05
Challan re-read against the case — matches exactly
19:05
Received: Challan
SOMNATH SHIVDAS GIRI EchallanMH010915433202627E.pdf
19:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:00
SANDEEP pressed Proceed on the challan — what was changed is kept
18:59
EzDocs found something to check before the form is saved
18:55
EzDocs found something to check before the form is saved
18:54
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:54
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592
18:54
An old draft withdrew itself — its asks were already answered
18:54
EzDocs read the whole file
18:54
Nothing new to ask for — stayed quiet
18:32
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:32
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592
18:31
EzDocs read the whole file
18:31
Wrote the document chase mail — held, silent mode
Kindly process of MOD & NOI process in case of: SOMNATH SHIVDAS GIRI -HOU/CHAR/0826/5207592
18:30
No fee quote sent — the branch's own figures were right
18:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:30
Co-applicant added
18:30
The loan amount was worked out from the papers
18:30
Received: PAN card
ASHVINI-PAN.pdf
18:30
Property address read from the sanction letter
18:30
Received: Sale deed
Agreement Draft Copy-1.pdf
18:30
Payment proof arrived before the case was quoted — held
18:30
Received: PAN card
PAN-1.jpg
18:30
Received: Payment screenshot
MOD NOI PAYment.jpg
18:30
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:30
Received: Sanction letter
Sanction letter-Giri.pdf
18:30
Received: Selfie
Selfie-2.jpg
18:30
Payment proof arrived before the case was quoted — held
18:30
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
18:30
Case opened from the branch's mail
18:30
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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