Cases / NOI-2026-03668
Sandip Yashwant Jadhav
LAN HOU/NSK/0926/5232717
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (6)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹27,540.06CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,510 receivedthe receipt's amount and minute agree
Stamp duty 0.3%10,720
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.06
Total we ask for27,540.06
the branch’s receipt claims ₹27,510 286947466816
paid 14:23:20 · verified 16:52:01 · 2 h 28 min later
How we know
Our own bank told us — 14:23
₹27,510 · UTR 286947466816 · from CP-HDFCBN-S
“Successful! You have received Rs. 27510.00 via HDFC Bank SmartHub Vyapar from RAKESH MAH. RRN-286947466816, Check: https://1.hdfc.bank.in/HDFCBK/s/yovMA5jg”
Matched by: the screenshot's amount AND its minute agree with this credit
Paid the bank's own ₹27,510. ₹30.06 under our ask = our margin. Accepted as full.
By law ₹27,530. We ask ₹27,540 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹27,510 — accept as full (₹30.06 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 54 minour time · 17:38
Index II —not yet
the NOI team 2 h 14 mintotal 2 h 14 min so far
Now with the NOI team — e-filing on IGR
since 17:38 — 1 h 20 min of working time
Day by day — every step and who held it
16:44Your branch's mail
16:44Payment landedat once
16:51Fee quoted+7 min · the NOI team
16:51Papers readat once
16:51Property readat once
16:52Payment verifiedat once
16:52Ready for the challanat once
17:38Challan made+47 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹35,70,000
Loan account no.
HOU/NSK/0926/5232717
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Floor, Area are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Nashik
Taluka
Nashik
Village
Adgoan
Number type
SURVEY
Number
524/1/4
Building
Pallavi A Row Houses, Sharayu Park
Floor
(empty)
Flat / shop no
07
Area
(empty)
Hadd
Adgoan Gram Panchayat
Read from the sanction letter, not the Index II. NOI SANDIP JADHAV.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• Mortgagor pages: MANISHABAI YASHWANT JADHAV is named on the sanction letter (NOI SANDIP JADHAV.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: AMRUT ANANDA SURYAWANSHI is named on the sanction letter (NOI SANDIP JADHAV.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• MANISHABAI YASHWANT JADHAV: PAN missing — no PAN card of MANISHABAI YASHWANT JADHAV is read on the file — the PAN cards on it (SANDIP YASHWANT JADHAV, Sandip kyc.pdf; AANKUSH YASHWANT JADHAV, Ankush Co applicant kyc.pdf) are beside the form; type the PAN off the person's own card
• MANISHABAI YASHWANT JADHAV: birth date missing — no PAN card of MANISHABAI YASHWANT JADHAV is read on the file — the PAN cards on it (SANDIP YASHWANT JADHAV, Sandip kyc.pdf; AANKUSH YASHWANT JADHAV, Ankush Co applicant kyc.pdf) are beside the form; type the birth date off the person's own card
• AMRUT ANANDA SURYAWANSHI: PAN missing — no PAN card of AMRUT ANANDA SURYAWANSHI is read on the file — the PAN cards on it (SANDIP YASHWANT JADHAV, Sandip kyc.pdf; AANKUSH YASHWANT JADHAV, Ankush Co applicant kyc.pdf) are beside the form; type the PAN off the person's own card
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 2
| The PAN card | AANKUSH YASHWANT JADHAV |
| The sanction letter DIFFERS | ANKUSH YASHWANT JADHAV |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012207823202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
16 Oct, 16:44 · 2h ago THE FIRST MAIL — how this case began
16 Oct, 16:44 · 2h ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5232717 Applicant Name :SANDIP YASHWANT JADHAV
📎 image002.jpg↗📎 image001.jpg↗📎 Sandip kyc.pdf↗📎 Ankush Co applicant kyc.pdf↗📎 NOI SANDIP JADHAV.pdf↗
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameSANDIP YASHWANT JADHAV
Loan account (LAN)HOU/NSK/0926/5232717
Loan amount₹35,70,000
Stamp duty 0.30%₹10,710
Registration fee 0.50%₹15,000
DHC₹300
Service / vendor fees₹1,500
Total₹27,510
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com)
Date: 16-10-2026 04:26 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: NOI SANDIP JADHAV
🤖 read: asks for the challan, the fee / a quote; documents attached; note: The branch has provided a breakdown of the fees: 0.30% 10710, 0.50% 15000, FEES 1500, DHC 300, TOTAL 27,510. — “Kindly process 0.3 & 0.5 Challan in below case.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 16:56 · 2h ago
16 Oct, 16:56 · 2h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 16:51, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name SANDIP YASHWANT JADHAV
Lan No HOU/NSK/0926/5232717
Loan Amount 3570000
LOAN AMOUNT 3570000
0.30% 10710
0.50% 15000
FEES 1500
DHC 300
TOTAL 27,510
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com)
Date: 16-10-2026 04:26 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: NOI SANDIP JADHAV
🤖 read: asks the branch for documents — “For NOI filing, We need an index 2 copy.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 17:40 · 1h ago
16 Oct, 17:40 · 1h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 16:51, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name SANDIP YASHWANT JADHAV
Lan No HOU/NSK/0926/5232717
Loan Amount 3570000
LOAN AMOUNT 3570000
0.30% 10710
0.50% 15000
FEES 1500
DHC 300
TOTAL 27,510
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com)
Date: 16-10-2026 04:26 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: NOI SANDIP JADHAV
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image002.jpg | filed | 2h ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.jpg | filed | 2h ago |
| PAN card+ Aadhaar card inside | Sandip kyc.pdf | filed | 2h ago |
| PAN card+ Aadhaar card inside | Ankush Co applicant kyc.pdf | filed | 2h ago |
| Sanction letter+ Selfie / photo inside+ Payment screenshot inside | NOI SANDIP JADHAV.pdf | filed | 2h ago |
| Paid challan (GRAS) | SANDIP YASHWANT JADHAV EchallanMH012207823202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹27,540.06
₹27,540.06
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹27,510 286947466816
₹27,510 286947466816
Paid at
14:23:20
14:23:20
Verified on
16:52:01
16:52:01
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹10,720 | ₹15,000 | ₹320 | ₹1,500 | ₹27,540 |
By law ₹27,530. We ask ₹27,540 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
31 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO …
21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
NOI SANDIP JADHAV.pdf
as printed
ROW HOUSE NO 07, PALLAVI A ROW HOUSES, S NO 524/1/4 PLOT NO 5 TO 524/1/8 PLOT NO 9, SHARAYU PARK, ADGOAN, JATRA HOTEL, NASHIK, MUMBAI AGRA HIGHWAY, NASHIK, MAHARASHTRA, INDIA, 422003
ROW HOUSE NO 07, PALLAVI A ROW HOUSES, S NO 524/1/4 PLOT NO 5 TO 524/1/8 PLOT NO 9, SHARAYU PARK, ADGOAN, JATRA HOTEL, NASHIK, MUMBAI AGRA HIGHWAY, NASHIK, MAHARASHTRA, INDIA, 422003
PIN
422003
422003
THE CHALLAN, as it will be typed
Flat/Survey Number
ROW 07 PALLAVI A ROW HOUSES SURVEY NO 524/1/4 PLOT NO 9
ROW 07 PALLAVI A ROW HOUSES SURVEY NO 524/1/4 PLOT NO 9
Locality/Road
SHARAYU PARK MUMBAI AGRA HIGHWAY NEAR JATRA HOTEL MOUJE ADGOAN TAL NASHIK
SHARAYU PARK MUMBAI AGRA HIGHWAY NEAR JATRA HOTEL MOUJE ADGOAN TAL NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANDIP YASHWANT JADHAV | CJJPJ8393R | …5774 |
| co_mortgagor | AANKUSH YASHWANT JADHAV | CMYPJ9478B | …5888 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | piyush.aher@phfl.com | 2h ago |
What EzDocs read from each document — check anything marked in red
Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}PAN card Ankush Co applicant kyc.pdf needs your check
dob
1997-09-06
1997-09-06
pan
CMYPJ9478B
CMYPJ9478B
name
AANKUSH YASHWANT JADHAV
AANKUSH YASHWANT JADHAV
mobile
8788148377
8788148377
address
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; post_office: Arvi; Village: Sonewadi
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; post_office: Arvi; Village: Sonewadi
legible
True
True
father name
YASHWANT GANGARAM JADHAV
YASHWANT GANGARAM JADHAV
aadhaar last4
5888
5888
raw reading (for Abhijit)
{'dob': '1997-09-06', 'pan': 'CMYPJ9478B', 'name': 'AANKUSH YASHWANT JADHAV', 'mobile': '8788148377', 'address': {'pin': '424006', 'area': 'Sonewadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Dhule', 'post_office': 'Arvi', 'village_city': 'Sonewadi'}, 'legible': True, 'father_name': 'YASHWANT GANGARAM JADHAV', 'aadhaar_last4': '5888', 'quality_issue': None}PAN card Sandip kyc.pdf needs your check
dob
1998-05-22
1998-05-22
pan
CJJPJ8393R
CJJPJ8393R
name
SANDIP YASHWANT JADHAV
SANDIP YASHWANT JADHAV
address
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; Village: Sonewadi, Arvi, Dhule
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; Village: Sonewadi, Arvi, Dhule
legible
True
True
father name
YASHWANT GANGARAM JADHAV
YASHWANT GANGARAM JADHAV
aadhaar last4
5774
5774
raw reading (for Abhijit)
{'dob': '1998-05-22', 'pan': 'CJJPJ8393R', 'name': 'SANDIP YASHWANT JADHAV', 'mobile': None, 'address': {'pin': '424006', 'area': 'Sonewadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Dhule', 'post_office': None, 'village_city': 'Sonewadi, Arvi, Dhule'}, 'legible': True, 'father_name': 'YASHWANT GANGARAM JADHAV', 'aadhaar_last4': '5774', 'quality_issue': None}PAN card Ankush Co applicant kyc.pdf needs your check
dob
1997-09-06
1997-09-06
name
Ankush Yashwant Jadhav
Ankush Yashwant Jadhav
mobile
8788148377
8788148377
address
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; post_office: Arvi; Village: Sonewadi
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; post_office: Arvi; Village: Sonewadi
legible
True
True
aadhaar last4
5888
5888
raw reading (for Abhijit)
{'dob': '1997-09-06', 'pan': None, 'name': 'Ankush Yashwant Jadhav', 'mobile': '8788148377', 'address': {'pin': '424006', 'area': 'Sonewadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Dhule', 'post_office': 'Arvi', 'village_city': 'Sonewadi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5888', 'quality_issue': None}PAN card Sandip kyc.pdf needs your check
dob
1998-05-22
1998-05-22
name
SANDIP YASHWANT JADHAV
SANDIP YASHWANT JADHAV
address
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; Village: Sonewadi, Arvi, Dhule
pin: 424006; area: Sonewadi; state: Maharashtra; district: Dhule; Village: Sonewadi, Arvi, Dhule
legible
True
True
aadhaar last4
5774
5774
raw reading (for Abhijit)
{'dob': '1998-05-22', 'pan': None, 'name': 'SANDIP YASHWANT JADHAV', 'mobile': None, 'address': {'pin': '424006', 'area': 'Sonewadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Dhule', 'post_office': None, 'village_city': 'Sonewadi, Arvi, Dhule'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5774', 'quality_issue': None}Sanction letter NOI SANDIP JADHAV.pdf needs your check
lan
HOU/NSK/0926/5232717
HOU/NSK/0926/5232717
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'SANDIP YASHWANT JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANKUSH YASHWANT JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'MANISHABAI YASHWANT JADHAV', 'role': 'co_applican
{'name': 'SANDIP YASHWANT JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANKUSH YASHWANT JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'MANISHABAI YASHWANT JADHAV', 'role': 'co_applican
confidence
1
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.75\%=8.40\% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.75\%=8.40\% per annum as on the date of execution of the loan agreement
loan amount
3400000
3400000
rate spread
-4.75
-4.75
final amount
3570000
3570000
interest rate
8.4
8.4
sanction date
13-Oct-2026
13-Oct-2026
letter version
6
6
reference rate
13.15
13.15
applicant email
sandipjadhav2205@gmail.com
sandipjadhav2205@gmail.com
applicant names
SANDIP YASHWANT JADHAV, ANKUSH YASHWANT JADHAV, MANISHABAI YASHWANT JADHAV, AMRUT ANANDA SURYAWANSHI
SANDIP YASHWANT JADHAV, ANKUSH YASHWANT JADHAV, MANISHABAI YASHWANT JADHAV, AMRUT ANANDA SURYAWANSHI
printed altered
False
False
applicant mobile
9049511878
9049511878
balance transfer
False
False
property address
pin: 422003; road: Mumbai Agra Highway; state: MAHARASHTRA; Flat no: 07; district: Nashik; landmark: Jatra Hotel; Address: Row House No 07, Pallavi A Row Houses, S No 524/1/4 Plot No 5 To 524/1/8 Plot No 9, Sharayu
pin: 422003; road: Mumbai Agra Highway; state: MAHARASHTRA; Flat no: 07; district: Nashik; landmark: Jatra Hotel; Address: Row House No 07, Pallavi A Row Houses, S No 524/1/4 Plot No 5 To 524/1/8 Plot No 9, Sharayu
insurance premium
170000
170000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
3570000
3570000
security address verbatim
Row House No 07, Pallavi A Row Houses, S No 524/1/4 Plot No 5 To 524/1/8 Plot No 9, Sharayu Park, Adgoan, Jatra Hotel, Nashik, Mumbai Agra Highway, Nashik, MAHARASHTRA, India, 422003
Row House No 07, Pallavi A Row Houses, S No 524/1/4 Plot No 5 To 524/1/8 Plot No 9, Sharayu Park, Adgoan, Jatra Hotel, Nashik, Mumbai Agra Highway, Nashik, MAHARASHTRA, India, 422003
applicant address verbatim
SONEWADIGAON POST KAVLANE ARVIGAON, OPP VITTHAL MANDIR ZP MARATHI GOV SCHOOL BACK, SIDE NEAR WATER TANK ARVIGAON DHULE,., Dhule, MAHARASHTRA, 424006, India
SONEWADIGAON POST KAVLANE ARVIGAON, OPP VITTHAL MANDIR ZP MARATHI GOV SCHOOL BACK, SIDE NEAR WATER TANK ARVIGAON DHULE,., Dhule, MAHARASHTRA, 424006, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0926/5232717', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANDIP YASHWANT JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANKUSH YASHWANT JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'MANISHABAI YASHWANT JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'AMRUT ANANDA SURYAWANSHI', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.75\\%=8.40\\% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3400000, 'rate_spread': -4.75, 'final_amount': 3570000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '13-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'sandipjadhav2205@gmail.com', 'applicant_names': ['SANDIP YASHWANT JADHAV', 'ANKUSH YASHWANT JADHAV', 'MANISHABAI YASHWANT JADHAV', 'AMRUT ANANDA SURYAWANSHI'], 'printed_altered': False, 'applicant_mobile': '9049511878', 'balance_transfer': False, 'property_address': {'pin': '422003', 'road': 'Mumbai Agra Highway', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '07', 'district': 'Nashik', 'floor_no': None, 'landmark': 'Jatra Hotel', 'full_address': 'Row House No 07, Pallavi A Row Houses, S No 524/1/4 Plot No 5 To 524/1/8 Plot No 9, Sharayu Park, Adgoan, Jatra Hotel, Nashik, Mumbai Agra Highway, Nashik, MAHARASHTRA, India, 422003', 'village_city': 'Adgoan', 'building_name': 'Pallavi A Row Houses, Sharayu Park', 'survey_or_cts_no': '524/1/4 Plot No 5 To 524/1/8 Plot No 9'}, 'insurance_premium': 170000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3570000, 'security_address_verbatim': 'Row House No 07, Pallavi A Row Houses, S No 524/1/4 Plot No 5 To 524/1/8 Plot No 9, Sharayu Park, Adgoan, Jatra Hotel, Nashik, Mumbai Agra Highway, Nashik, MAHARASHTRA, India, 422003', 'applicant_address_verbatim': 'SONEWADIGAON POST KAVLANE ARVIGAON, OPP VITTHAL MANDIR ZP MARATHI GOV SSanction letter NOI SANDIP JADHAV.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '286947466816', 'date': '2026-10-16', 'page': 4, 'time': '14:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27510.0, 'direction': 'debit', 'narration': None, 'proof_
kind: payment_screenshot; payments: [{'utr': '286947466816', 'date': '2026-10-16', 'page': 4, 'time': '14:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27510.0, 'direction': 'debit', 'narration': None, 'proof_
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '286947466816', 'date': '2026-10-16', 'page': 4, 'time': '14:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27510.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9661', 'account_holder': None}}Paid challan (GRAS) SANDIP YASHWANT JADHAV EchallanMH012207823202627E.pdf needs your check
grn
MH012207823202627E
MH012207823202627E
pin
422003
422003
total
25720.0
25720.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101601430
03006172026101601430
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
CJJXXXXXXR
CJJXXXXXXR
flat block
ROW HOUSE NO 07 PALLAVI A ROW HOUSES
ROW HOUSE NO 07 PALLAVI A ROW HOUSES
payer name
SANDIP YASHWANT JADHAV
SANDIP YASHWANT JADHAV
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3570000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3570000
scheme rows
{'amount': 10720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 10720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1878
XXXXXX1878
payment date
16/10/2026-17:38:47
16/10/2026-17:38:47
road locality
SHARAYU PARK JATRA HOTEL MUMBAI AGRA HIGHWAY ADGOAN NASHIK MAHARASHTRA
SHARAYU PARK JATRA HOTEL MUMBAI AGRA HIGHWAY ADGOAN NASHIK MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
3570000
3570000
raw reading (for Abhijit)
{'grn': 'MH012207823202627E', 'pin': '422003', 'total': 25720.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601430', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'CJJXXXXXXR', 'flat_block': 'ROW HOUSE NO 07 PALLAVI A ROW HOUSES', 'payer_name': 'SANDIP YASHWANT JADHAV', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3570000', 'scheme_rows': [{'amount': 10720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1878', 'payment_date': '16/10/2026-17:38:47', 'road_locality': 'SHARAYU PARK JATRA HOTEL MUMBAI AGRA HIGHWAY ADGOAN NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3570000'}Technical record (for Abhijit — safe to ignore)
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '627aafde-4ef2-4dde-b8cc-d0c410249139'} |
| 1h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANDIP YASHWANT JADHAV EchallanMH012207823202627E.pdf', 'kind |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANDIP YASHWANT JAD |
| 1h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'} |
| 1h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012207823202627E', 'file': 'SANDIP YASHWANT JADHAV EchallanMH012207823202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012207823202627E', 'file': 'SANDIP YASHWANT JADHAV EchallanMH012207823202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25720.0} |
| 1h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes follow the team's convention for splitting the address from the b |
| 1h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03668'} |
| 1h ago | EzDocs | challan_boxes_composed | {'fp': 'e8e124ed850515e2', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'ROW 07 PALLAVI A ROW HOUSES SUR |
| 1h ago | the co-pilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'NOI SANDIP JADHAV.pdf', 'from': 'the sanction letter', 'added': ['PL |
| 1h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 1h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'trigger': 'quick sweep'} |
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | reader_home_address | {'fp': '1bc69533d1b55bc6', 'from': 'the sanction letter (NOI SANDIP JADHAV.pdf)', 'home': {'pin': '424006', 'area': 'SONEWADIGAON POST KAVLANE ARVIGAON, OPP VITTHAL MANDIR ZP MARATHI GOV SCHOOL BAC', 'state': 'MAHARASHTR |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Oct, 16:56 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T11:22:32', 'why': 'reading', 'open': 13, 'mails': [{'at': '2026-10-16 11:14', 'id': '1a14471ca11c35e5', 'from': 'branch', 'gist': 'The branch requests processing of the challan for the given |
| 2h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'} |
| 2h ago | EzDocs | case_read | {'how': 'uri', 'tag': '59e9049bd693edf2', 'docs': ['NOI SANDIP JADHAV.pdf', 'Sandip kyc.pdf', 'Ankush Co applicant kyc.pdf'], 'loan': {'amount': 3570000, 'made_of': [{'what': 'Housing Loan, Housing', 'paper': 'sanction l |
| 2h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 2h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '286947466816', 'fee_total': 27540} |
| 2h ago | EzDocs | email_shadowed:ack | {'to': 'piyush.aher@phfl.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.\n\nRegards,\nNOI Coord |
| 2h ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': '286947466816', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 27510.0} |
| 2h ago | EzDocs | sms_matched_late | {'ref': '286947466816', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 27510.0, 'method': 'screen |
| 2h ago | EzDocs | payment_verified | {'utr': '286947466816', 'why': "paid ₹27,510, ₹30 under our ask of ₹27,540 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -30.06, 'method': 'screensho |
| 2h ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 2h ago | EzDocs | claim_applied_on_quote | {'utr': '286947466816', 'parts': 1, 'claimed_total': 27510.0} |
| 2h ago | EzDocs | receivable_created | {'expected': 27540.06} |
| 2h ago | EzDocs | fee_notes | {'notes': ["total payable: bank says Rs.27,510, computed Rs.27,530 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹27,510 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 16 Oct32 things
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SANDIP YASHWANT JADHAV EchallanMH012207823202627E.pdf
The challan's address boxes were written from the papers
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5232717 Applicant Name :SANDIP YASHWANT JADHAV
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
A box the papers had not filled was read off a paper and corrected
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
The loan amount was worked out from the papers
Property address read from the sanction letter
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Co-applicant added
Received: Sanction letter
NOI SANDIP JADHAV.pdf
Received: PAN card
Ankush Co applicant kyc.pdf
Received: PAN card
Sandip kyc.pdf
Received: logo
image001.jpg
Received: other
image002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.66 s · 228 queries · this page refreshes by itself when something on it changes (never while you type) · release v532 · build 18d6b07b