This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹29,060 is still not in our account. Chase the branch for it.
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper28 Aug, 19:12 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
Request to process NOI filing and Challan in captioned case. All required details and documents are attached in the mail.
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
Kindly check and do the needful at the earliest.
CASE INITIATION
CASE INITIATION BRANCH NAME
Dombivli
CASE TYPE (PLS MENTION IT )
HL - Bldr
NOI SERIVCE FEE
1700
SRO No
MUM
9 more mails in between — open
28 Aug, 19:43 · 48d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
28 Aug, 19:57 · 48d ago
earlier mails quoted below
28 Aug, 20:14 · 47d ago
For NOI filing, we need the Index 2 copy and colour selfie photos of the applicants.
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
28 Aug, 20:24 · 47d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
05 Sep, 17:39 · 40d ago
Team,
we have not received the documents listed below for the NOI filing; this
was already mentioned in trail mail
For NOI filing, we need the Index 2 copy and colour selfie photos of the
applicants.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
05 Sep, 17:39 · 40d ago
Team,
we have not received the documents listed below for the NOI filing; this
was already mentioned in the history email.
For NOI filing, we need the Index 2 copy and colour selfie photos of the
applicants.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
12 Sep, 17:42 · 33d ago
Team,
we have not received the documents listed below for the NOI filing; this
was already mentioned in the history email.
For NOI filing, we need the Index 2 copy and colour selfie photos of the
applicants.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
10 Oct, 14:27 · 5d ago
Team,
we have not received the documents listed below for the NOI filing; this was already mentioned in the history email.
For NOI filing, we need the Index 2 copy and colour selfie photos of the applicants.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 16:12 · 3d ago
For NOI filing, we need the Index 2 copy
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 16:12 · 3d ago
For NOI filing, we need the Index 2 copy
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 16:12 · 3d ago
For NOI filing, we need the Index 2 copy
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Technical report | Technical Report - Anirudh Dhage.pdf | filed | 47d ago |
| Sanction letter | Sanction Letter - Anirudh Dhage.pdf | filed | 47d ago |
| Payment screenshot | Payment Screenshot - Anirudh Dhage.pdf | filed | 47d ago |
| PAN card | Pan Card - Krish Dhage.pdf | filed | 47d ago |
| PAN card | Pan Card - Anirudh Dhage.pdf | filed | 47d ago |
| Sale deed | Draft Agreement - Anirudh Dhage.pdf | filed | 47d ago |
| Aadhaar card | Aadhar Card - Krish Dhage.pdf | filed | 47d ago |
| Aadhaar card | Aadhar Card - Anirudh Dhage.pdf | filed | 47d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹29,060
waiting for the credit
₹30,109 110529286086
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,010 | ₹15,000 | ₹350 | ₹1,700 | ₹29,060 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
S NO 65 H NA 3/A AND S NO. 29 H. NO.15
421203
203 2ND FLOOR VINAYAK PLATINA A WING S NO 65 H NO 3/A AND S NO 29 H NO 15 MANGAON THANE
THANE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | DHAGE ANIRUDH ARJUN | AQXPD0604Q | …6442 |
| mortgagor | DHAGE KRISH ARJUN | AQXPD0605R | …8380 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | avinash.upadhyay@icicihfc.com | 47d ago |
| document chase | avinash.upadhyay@icicihfc.com | 47d ago |
| documents acknowledged | avinash.upadhyay@icicihfc.com | 44d ago |
What EzDocs read from each document — check anything marked in red
77212590015
Home Loan
1.0
4000000
9.2
28/08/2026
HF-38-VER-14-01072026/KFS
ANIRUDH ARJUN DHAGE, KRISH ARJUN DHAGE
False
4000000
read again off the letter's pages (page 1, Communication Address)
Flat No 203 2nd Floor Keshav Bhavan Building, Above Madhukrishna Bharat Gas Agency, Tilaknagar (Thane), Thane, THANE, MAHARASHTRA, IN, 421201
raw reading (for Abhijit)
{'lan': '77212590015', 'loan_type': 'Home Loan', 'confidence': 1.0, 'loan_amount': 4000000, 'interest_rate': 9.2, 'sanction_date': '28/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['ANIRUDH ARJUN DHAGE', 'KRISH ARJUN DHAGE'], 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': 4000000, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 203 2nd Floor Keshav Bhavan Building, Above Madhukrishna Bharat Gas Agency, Tilaknagar (Thane), Thane, THANE, MAHARASHTRA, IN, 421201'}110529286086
2026-08-27
30109
UPI
7715973535m@pnb
EZDOCS
KRISH ARJUN DHAGE
raw reading (for Abhijit)
{'utr': '110529286086', 'date': '2026-08-27', 'amount': 30109, 'method': 'UPI', 'payee_upi': '7715973535m@pnb', 'payee_name': 'EZDOCS', 'payer_name': 'KRISH ARJUN DHAGE', 'debit_notification_text': None}1988-09-04
AQXPD0605R
DHAGE KRISH ARJUN
raw reading (for Abhijit)
{'dob': '1988-09-04', 'pan': 'AQXPD0605R', 'name': 'DHAGE KRISH ARJUN', 'aadhaar_last4': None}1985-08-09
AQXPD0604Q
DHAGE ANIRUDH ARJUN
raw reading (for Abhijit)
{'dob': '1985-08-09', 'pan': 'AQXPD0604Q', 'name': 'DHAGE ANIRUDH ARJUN', 'aadhaar_last4': None}1988-09-04
Krish Arjun Dhage
8380
raw reading (for Abhijit)
{'dob': '1988-09-04', 'pan': None, 'name': 'Krish Arjun Dhage', 'aadhaar_last4': '8380'}1985-08-09
Anirudh Arjun Dhage
6442
raw reading (for Abhijit)
{'dob': '1985-08-09', 'pan': None, 'name': 'Anirudh Arjun Dhage', 'aadhaar_last4': '6442'}bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '110529286086', 'date': '2026-08-27', 'page': 1, 'time': '06:38', 'payee': 'EZDOCS', 'amount': 30109.0, 'direction': 'debit', 'narration': 'ICICI home financ
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '110529286086', 'date': '2026-08-27', 'page': 1, 'time': '06:38', 'payee': 'EZDOCS', 'amount': 30109.0, 'direction': 'debit', 'narration': 'ICICI home finance stamp duty n other charges', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'KRISH ARJUN DHAGE'}}True
APF INDIVIDUAL UNIT REPORT
53.979
loan_ref: 77212590015; customer_name: Anirudh Arjun Dhage
1
taken: property; property_address: S No 65 H Na 3/A And S No. 29 H. No.15
pin: 421203; Flat no: 203; district: Thane; Floor: 2; landmark: Mangaon; Address: Flat No 203, 2nd Floor, Vinayak Platina A Wing, S No 65 H No. 3/A And S No. 29 H. No.15, Mangaon, Thane, 421203; Village: Tha
Flat No/RH No/Plot No 203, 2nd Floor, Vinayak Platina A Wing, S No 65 H No. 3/A And S No. 29 H. No.15, Mangaon, Thane, Pincod 421203
raw reading (for Abhijit)
{'found': True, 'found_in': 'APF INDIVIDUAL UNIT REPORT', 'area_sq_m': 53.979, 'paper_for': {'loan_ref': '77212590015', 'report_id': None, 'customer_name': 'Anirudh Arjun Dhage'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'property', 'legal_address': None, 'property_address': 'S No 65 H Na 3/A And S No. 29 H. No.15'}, 'property_address': {'pin': '421203', 'road': None, 'state': None, 'taluka': None, 'flat_no': '203', 'district': 'Thane', 'floor_no': '2', 'landmark': 'Mangaon', 'full_address': 'Flat No 203, 2nd Floor, Vinayak Platina A Wing, S No 65 H No. 3/A And S No. 29 H. No.15, Mangaon, Thane, 421203', 'village_city': 'Thane', 'building_name': 'Vinayak Platina A Wing', 'survey_or_cts_no': 'S No 65 H No. 3/A, S No. 29 H. No.15'}, 'security_address_verbatim': 'Flat No/RH No/Plot No 203, 2nd Floor, Vinayak Platina A Wing, S No 65 H No. 3/A And S No. 29 H. No.15, Mangaon, Thane, Pincod 421203'}Technical record (for Abhijit — safe to ignore)
| 0m ago | EzDocs | reader_mail_addition | {'fp': 'f75d5100741c38b5', 'add': {}, 'why': "The paper's address is in Mangaon, Thane. The mail mentions SRO No MUM, which implies Mumbai. These are two different districts.", 'asked': True, 'quote': '', 'same_property' |
| 1h ago | EzDocs | reader_home_address | {'fp': '49befd11e3710ec0', 'from': 'the sanction letter (Sanction Letter - Anirudh Dhage.pdf)', 'home': {'pin': '421201', 'area': 'TILAKNAGAR', 'flat': 'FLAT NO 203', 'road': 'ABOVE MADHUKRISHNA BHARAT GAS AGENCY', 'floo |
| 10h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 05 Sep, 17:39 asked for the Index II — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 16d ago | EzDocs | letter_home_read462 | {'fp': 'doc:df17283c-5ecd-4735-8008-fc2f43f381ba', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction Letter - Anirudh Dhage.pdf', 'asked': True, |
| 18d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', ' |
| 18d ago | EzDocs | property_auto_verified | {'pin': '421203', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it i |
| 18d ago | EzDocs | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'Technical Report - Anirudh Dhage.p |
| 18d ago | EzDocs | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'Technical Report - Aniru |
| 29d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['Draft Agreement - Anirudh Dhage.pdf', 'Technical Report - Anirudh Dhage.pdf', 'Sanction Letter - Anirudh Dhage.pdf', 'Aadhar Card - Krish Dhage.pdf', 'Aadhar Card - Anirudh |
| 29d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '421201', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Dombivli', 'doc_id': '73ad1d35-467 |
| 29d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '421201', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Dombivli', 'doc_id': 'c71af068-8cb |
| 29d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 29d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 34d ago | EzDocs | acknowledged_with_advice | {'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 30109.0} |
| 34d ago | EzDocs | hidden_payment_scan | {'file': 'Payment Screenshot - Anirudh Dhage.pdf', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '15362654-538d-41ce-83e4-9a81db43f208', 'fetched': True} |
| 34d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Payment Screenshot |
| 34d ago | EzDocs | claim_part_duplicate | {'utr': '110529286086', 'date': '2026-08-27', 'parts': 1, 'amount': 30109.0, 'claimed_total': 30109.0} |
| 43d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': [None]} |
| 44d ago | EzDocs | email_shadowed:ack_docs | {'to': 'avinash.upadhyay@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77212590015).\n\n Applicant : Anirudh Dhage\n LAN : 77212590015\n Loan Amt : |
| 47d ago | EzDocs | document_received | {'file': 'Aadhar Card - Anirudh Dhage.pdf', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 47d ago | EzDocs | document_received | {'file': 'Aadhar Card - Krish Dhage.pdf', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 47d ago | EzDocs | document_received | {'file': 'Draft Agreement - Anirudh Dhage.pdf', 'doc_type': 'sale_deed', 'confidence': 0.9} |
| 47d ago | EzDocs | co_applicant_added | {'doc': 'pan', 'name': 'DHAGE ANIRUDH ARJUN'} |
| 47d ago | EzDocs | document_received | {'file': 'Pan Card - Anirudh Dhage.pdf', 'doc_type': 'pan', 'confidence': 0.9} |
| 47d ago | EzDocs | document_received | {'file': 'Pan Card - Krish Dhage.pdf', 'doc_type': 'pan', 'confidence': 0.9} |
| 47d ago | EzDocs | screenshot_claim_recorded | {'utr': '110529286086', 'date': '2026-08-27', 'amount': 30109} |
| 47d ago | EzDocs | document_received | {'file': 'Payment Screenshot - Anirudh Dhage.pdf', 'doc_type': 'payment_screenshot', 'confidence': 0.9} |
| 47d ago | EzDocs | document_received | {'file': 'Sanction Letter - Anirudh Dhage.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.9} |
| 47d ago | EzDocs | document_received | {'file': 'Technical Report - Anirudh Dhage.pdf', 'doc_type': 'technical_report', 'confidence': 0.9} |