Cases / NOI-2026-00971

RAHUL SHAMRAO BANDGAR

LAN NHL/KOP/0626/5118180 Index II shared · done Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Selfie / photoopen

✓Sanction letteropen

✓PAN cardopen

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

Applicant's PAN Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (12)A label is wrong? Fix it under All documents.

For you to check

Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.

MoneyAll of it is in

₹14,400

The whole amount reached our account. Nothing is pending on this case.

₹14,360 receivedmatches the branch's receipt

Stamp duty 0.3%4,720

Registration fee 0.5%7,860

Government handling320

Our service fee1,500

Total we ask for14,400

the branch’s receipt claims ₹14,360 391326009209

paid 30 Sep 15:22:00 · verified 30 Sep 15:22:24 · 24 s later

How we know

Our own bank told us — 30 Sep 15:22

₹14,360 · from GPAY-BIZ

“₹14,360 received from Mangesh K at 3:22 pm”

Matched by: the screenshot's amount equals this credit · Google's alert; the NEFT has settled

Paid the bank's own ₹14,360. ₹40 under our ask = our margin. Accepted as full.

By law ₹14,380. We ask ₹14,400 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹14,360 — accept as full (₹40 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II 100 h 21 minour time · 30 Sep 15:22

the NOI team 12 d 5 hthe branch 28 d 14 htotal 40 d 20 h

Complete.

Day by day — every step and who held it

20 Aug 19:08Your branch's mail

2 Sep 01:01Fee quoted+12 d 5 h · the NOI team

2 Sep 01:01Papers readat once

2 Sep 01:02Property readat once

2 Sep 01:03Papers read+1 min · the NOI team

30 Sep 15:22Payment landed+28 d 14 h · the branch

30 Sep 15:22Payment verifiedat once

30 Sep 15:22Index II sentat once

Case facts

Bank

PNB_HFL

Loan amount

₹15,70,000

Loan account no.

NHL/KOP/0626/5118180

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all necessary documents and challans processed and shared. The government's Index II for the NOI has been provided, indicating the closure of this case.

the history says the next move is with no one — the case is finished — case closed

the branch last asked: KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5

✓ loan papers sent — done, mail 2 (2026-08-20) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 2 (2026-08-20) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-08-20) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-08-20) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-08-20) “INDEXII bandgar.pdf”

✓ filed on the IGR site — done, mail 4 (2026-08-26) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 4 (2026-08-26) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 5 (2026-08-27) “PFA Index 2 copy for the case closure”

read over 5 mail(s), last mail 2026-08-27 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5% RAHUL SHAMRAO BANDGAR NHL/KOP/0626/5118180

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/KOP/0626/5118180).

ApplicantRAHUL SHAMRAO BANDGAR

LANNHL/KOP/0626/5118180

Loan AmtRs. 15,70,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 14,360 (UTR 391326009209) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day. We note the advice is for less than the total of Rs. 14,400 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SK sandeep.karade@pnbhousing.com pnbhousing.com
20 Aug, 19:08 · 55d ago THE APP JOINED HERE — earlier mails are on Gmail

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5% RAHUL SHAMRAO BANDGAR NHL/KOP/0626/5118180

📎 INDEXII bandgar.pdf ↗📎 PHOTO 3.pdf ↗📎 PHOTO 2.pdf ↗📎 PHOTO 1.pdf ↗📎 SANCTION LETTER.pdf ↗📎 RAJANA PAN.pdf ↗📎 RAJANA AADHAR.pdf ↗📎 RAHUL PAN.pdf ↗📎 RAHUL AADHAR.pdf ↗📎 NOI PAYMENT.pdf ↗📎 ASHWINI PAN.pdf ↗📎 ASHWINI AADHAR.pdf ↗

Dear Team,

KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5

Customer nameRAHUL SHAMRAO BANDGAR

Loan account (LAN)NHL/KOP/0626/5118180

Loan amount₹15,70,000

Stamp duty 0.30%₹4,710

Registration fee 0.50%₹7,850

Service / vendor fees₹1,800

Total₹14,360

✓ Sanction Letter — attached
✓ Applicant and Co App Aadhar Card — attached
✓ Applicant and Co App Pan Card — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

*Index II Copy

Thanks and Regards 
 Sandeep Karade 
 ASM
 
 Kolhapur
 
 Mobile: 9552754500 
 Toll free : 1800 120 8800 
   
Internal 
 
Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
Customer Name

RAHUL SHAMRAO BANDGAR
Lan No

NHL/KOP/0626/5118180
Loan Amount
 1570000/-
LOAN AMOUNT
 1570000/-
0.3%

 4710 /-
0.5%

 7850/-
FEES

 1800/-
TOTAL

 14360 /-
*Sanction Letter

Attached
*Applicant and Co App Aadhar Card

Attached
*Applicant and Co App Pan Card

Attached
*Index II Copy

*Soft copy of Photograph

Attached
*Payment de

🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: Process NOI challan 0.3 and 0.5%. — “KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
20 Aug, 19:14 · 55d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Thu, 20 Aug 2026 at 19:10, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: 

 Dear Team, 
 KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 
 
 Customer Name 
 
 RAHUL SHAMRAO BANDGAR 
 
 Lan No 
 
 NHL/KOP/0626/5118180 
 
 Loan Amount 
 
 1570000/- 
 
 LOAN AMOUNT 
 
 1570000/- 
 
 0.3% 
 
 4710 /- 
 
 0.5% 
 
 7850/- 
 
 FEES 
 
 1800/- 
 
 TOTAL 
 
 14360 /- 
 
 *Sanction Letter 
 
 Attached 
 
 *Applicant and Co App Aadhar Card 
 
 Attached 
 
 *Applicant and Co App Pan Card 
 
 Attached 
 
 *Index II Copy 
 
 *Soft copy of Photograph 
 
 Attached 
 
 *Payment details 
 
 Attached 
 
 SRO No 
 
 Thanks and Regards 
 Sandeep Karade 
 ASM
 
 Kolhapur
 
 Mobile: 9552754500 
 Toll free : 1800 120 8800 
 
Internal

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
20 Aug, 19:26 · 55d ago

Team,PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Thu, 20 Aug 2026 at 19:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 20 Aug 2026 at 19:10, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: 

 Dear Team, 
 KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 
 
 Customer Name 
 
 RAHUL SHAMRAO BANDGAR 
 
 Lan No 
 
 NHL/KOP/0626/5118180 
 
 Loan Amount 
 
 1570000/- 
 
 LOAN AMOUNT 
 
 1570000/- 
 
 0.3% 
 
 4710 /- 
 
 0.5% 
 
 7850/- 
 
 FEES 
 
 1800/- 
 
 TOTAL 
 
 14360 /- 
 
 *Sanction Letter 
 
 Attached 
 
 *Applicant and Co App Aadhar Card 
 
 Attached 
 
 *Applicant and Co App Pan Card 
 
 Attached 
 
 *Index II Copy 
 
 *Soft copy of Photograph 
 
 Attached 
 
 *Payment details 
 
 Attached 
 
 SRO No 
 
 Thanks and Regards 
 Sandeep Karade 
 ASM
 
 Kolhapur
 
 Mobile: 9552754500 
 Toll free : 1800 120 8800 
 
Internal 
 
Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 20 Aug 2026 at 19:14, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 20 Aug 2026 at 19:10, Sandeep Karade <
sandeep.karade@pnbhousing.com> wrote:

> Dear Team,
>
> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
>
> *Customer Name*
>
>
>
>
>
>
>
> RAHUL SHAMRAO BANDGAR
>
> *Lan No*
>
>
>
>
>
> NHL/KOP/0626/5118180
>
> *Loan Amount*
>
> 1570000/-
>
> *LOAN AMOUNT*
>
> 1570000/-
>
> *0.3%*
>
> 4710 /-
>
> *0.5%*
>
> 7850/-
>
> *FEES*
>
> 1800/-
>
> *TOTAL*
>
> 14360 /-
>
> **Sanction Letter*
>
> Attached
>
> **Applicant and Co App Aadhar Card*
>
> Attached
>
> **Applicant and Co App Pan Card*
>
> Attached
>
> **Index II Copy*
>
>
>
> **Soft copy of Photograph*
>
> Attached
>
> **Payment details*
>
> Attached
>
> *SRO No*
>
>
>
>
>
>
>
>
>
> Thanks and Regards
>
> Sandeep Karade
>
> ASM
>
> Kolhapur
>
> Mobile: 9552754500
>
> Toll free : 1800 120 8800
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
26 Aug, 16:35 · 50d ago

TEAM,PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Thu, 20 Aug 2026 at 19:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 20 Aug 2026 at 19:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 20 Aug 2026 at 19:10, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: 

 Dear Team, 
 KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 
 
 Customer Name 
 
 RAHUL SHAMRAO BANDGAR 
 
 Lan No 
 
 NHL/KOP/0626/5118180 
 
 Loan Amount 
 
 1570000/- 
 
 LOAN AMOUNT 
 
 1570000/- 
 
 0.3% 
 
 4710 /- 
 
 0.5% 
 
 7850/- 
 
 FEES 
 
 1800/- 
 
 TOTAL 
 
 14360 /- 
 
 *Sanction Letter 
 
 Attached 
 
 *Applicant and Co App Aadhar Card 
 
 Attached 
 
 *Applicant and Co App Pan Card 
 
 Attached 
 
 *Index II Copy 
 
 *Soft copy of Photograph 
 
 Attached 
 
 *Payment details 
 
 Attached 
 
 SRO No 
 
 Thanks and Regards 
 Sandeep Karade 
 ASM
 
 Kolhapur
 
 Mobile: 9552754500 
 Toll free : 1800 120 8800 
 
Internal 
 
TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 20 Aug 2026 at 19:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 20 Aug 2026 at 19:14, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 20 Aug 2026 at 19:10, Sandeep Karade <
> sandeep.karade@pnbhousing.com> wrote:
>
>> Dear Team,
>>
>> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
>>
>> *Customer Name*
>>
>>
>>
>>
>>
>>
>>
>> RAHUL SHAMRAO BANDGAR
>>
>> *Lan No*
>>
>>
>>
>>
>>
>> NHL/KOP/0626/5118180
>>
>> *Loan Amount*
>>
>> 1570000/-
>>
>> *LOAN AMOUNT*
>>
>> 1570000/-
>>
>> *0.3%*
>>
>> 4710 /-
>>
>> *0.5%*
>>
>> 7850/-
>>
>> *FEES*
>>
>> 1800/-
>>
>> *TOTAL*
>>
>> 14360 /-
>>
>> **Sanction Letter*
>>
>> Attached
>>
>> **Applicant and Co App Aadhar Card*
>>
>> Attached
>>
>> **Applicant and Co App Pan Card*
>>
>> Attached
>>
>> **Index II Copy*
>>
>>
>>
>> **Soft copy of Photograph*
>>
>> Attached
>>
>> **Payment details*
>>
>> Attached
>>
>> *SRO No*
>>
>>
>>
>>
>>
>>
>>
>>
>>
>> Thanks and Regards
>>
>> Sandeep Karade
>>
>> ASM
>>
>> Kolhapur
>>
>> Mobile: 9552754500
>>
>> Toll free : 1800 120 8800
>>
>>
>>
>> Internal
>>
>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
27 Aug, 14:59 · 49d ago

TeamPFA Index 2 copy for the case closure

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974

earlier mails quoted below

On Wed, 26 Aug 2026 at 16:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 20 Aug 2026 at 19:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 20 Aug 2026 at 19:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 20 Aug 2026 at 19:10, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: 

 Dear Team, 
 KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 
 
 Customer Name 
 
 RAHUL SHAMRAO BANDGAR 
 
 Lan No 
 
 NHL/KOP/0626/5118180 
 
 Loan Amount 
 
 1570000/- 
 
 LOAN AMOUNT 
 
 1570000/- 
 
 0.3% 
 
 4710 /- 
 
 0.5% 
 
 7850/- 
 
 FEES 
 
 1800/- 
 
 TOTAL 
 
 14360 /- 
 
 *Sanction Letter 
 
 Attached 
 
 *Applicant and Co App Aadhar Card 
 
 Attached 
 
 *Applicant and Co App Pan Card 
 
 Attached 
 
 *Index II Copy 
 
 *Soft copy of Photograph 
 
 Attached 
 
 *Payment details 
 
 Attached 
 
 SRO No 
 
 Thanks and Regards 
 Sandeep Karade 
 ASM
 
 Kolhapur
 
 Mobile: 9552754500 
 Toll free : 1800 120 8800 
 
Internal 
 
Team

PFA Index 2 copy for the case closure

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Wed, 26 Aug 2026 at 16:35, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 20 Aug 2026 at 19:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 20 Aug 2026 at 19:14, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Thu, 20 Aug 2026 at 19:10, Sandeep Karade <
>> sandeep.karade@pnbhousing.com> wrote:
>>
>>> Dear Team,
>>>
>>> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
>>>
>>> *Customer Name*
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> RAHUL SHAMRAO BANDGAR
>>>
>>> *Lan No*
>>>
>>>
>>>
>>>
>>>
>>> NHL/KOP/0626/5118180
>>>
>>> *Loan Amount*
>>>
>>> 1570000/-
>>>
>>> *LOAN AMOUNT*
>>>
>>> 1570000/-
>>>
>>> *0.3%*
>>>
>>> 4710 /-
>>>
>>> *0.5%*
>>>
>>> 7850/-
>>>
>>> *FEES*
>>>
>>> 1800/-
>>>
>>> *TOTAL*
>>>
>>> 14360 /-
>>>
>>> **Sanction Letter*
>>>
>>> Attached
>>>
>>> **Applicant and Co App Aadhar Card*
>>>
>>> Attached
>>>
>>> **Applicant and Co App Pan Card*
>>>
>>> Attached
>>>
>>> **Index II Copy*
>>>
>>>
>>>
>>> **Soft copy of Photograph*
>>>
>>> Attached
>>>
>>> **Payment details*
>>>
>>> Attached
>>>
>>> *SRO No*
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Thanks and Regards
>>>
>>> Sandeep Karade
>>>
>>> ASM
>>>
>>> Kolhapur
>>>
>>> Mobile: 9552754500
>>>
>>> Toll free : 1800 120 8800
>>>
>>>
>>>
>>> Internal
>>>
>>

🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Index IIthe branch sent this — an input	INDEXII bandgar.pdf	filed	43d ago
Selfie / photo	PHOTO 3.pdf	filed	43d ago
Selfie / photo	PHOTO 2.pdf	filed	43d ago
Selfie / photo	PHOTO 1.pdf	filed	43d ago
Sanction letter	SANCTION LETTER.pdf	filed	43d ago
PAN card	RAJANA PAN.pdf	filed	43d ago
Aadhaar card	RAJANA AADHAR.pdf	filed	43d ago
PAN card	RAHUL PAN.pdf	CANNOT BE READ — clear copy asked	43d ago
Aadhaar card	RAHUL AADHAR.pdf	filed	43d ago
Payment screenshot	NOI PAYMENT.pdf	filed	43d ago
PAN card	ASHWINI PAN.pdf	filed	43d ago
Aadhaar card	ASHWINI AADHAR.pdf	filed	43d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,400

Where it stands
VERIFIED — money received

Screenshot claims
₹14,360 391326009209

Paid at
30 Sep 15:22:00

Verified on
30 Sep 15:22:24

GPay money settled into the PNB account at 30 Sep 15:34 (NEFT AXNGG27329226959). Heard twice; verified once.

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,720	₹7,860	₹320	₹1,500	₹14,400

By law ₹14,380. We ask ₹14,400 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

29 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …

21 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, Building (with wing), Property type (Open / Building / Open + Building), Carpet or built-up …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEXII bandgar.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

सर्वे क्र.: 112/4 वर्णनः जिल्हाः कोल्हापूर तालुकाः करवीर मौजे : शिंगणापूर येथील भुमापन गट नंबर 112/4 याचे सातबारा उताऱ्याप्रमाणे एकूण क्षेत्र 0 हे 34.42 आर आकार 3 रु 34 पै या मिळकतीमध्ये पाडले प्लॉटस् पैकी बिगरशेती झालेला व मंजूर रेखाकंनामधील रहिवासी खुला प्लॉट नंबर ए - 19 याचे क्षेत्र 108.60 चौ.मी. (1169.00 चौ. फुट). (स्टेज क्र.9)

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER.pdf

as printed
GAT NO 112/4, PLOT NO A19, ALONG WITH UPON IT CONSTRUCTED RCC BUILDING, GRAMPANCHAYAT MILKAT NO 1381, MOUJE SHINGNAPUR, KOLHAPUR, KOLHAPUR, MAHARASHTRA, INDIA, 416010

PIN
416010

the Index II

INDEXII bandgar.pdf

the property
(1) sarve kra.: 112/4 varnanah jilhaah kolhaapura taalukaah karavira mauje : shinganaapura yethila bhumaapana gata nambara 112/4 yaache saatabaaraa utaaऱ्yaapramaane ekuna kshetra 0 he 34.42 aara aakaara 3 ru 34 pai yaa milakatimadhye paadale plotas paiki bigarasheti jhaalelaa va manjura rekhaakannaamadhila rahivaasi khulaa plota nambara e - 19 yaache kshetra 108.60 chau.mi. (1169.00 chau. phuta). (steja kra.9)

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO A19 RCC BUILDING GAT NO 112/4 GRAMPANCHAYAT MILKAT NO 1381 MOUJE SHINGNAPUR

Locality/Road
TAL KARVIR DIST KOLHAPUR

Area/City
KOLHAPUR

check or correct a box, the papers beside it →

the Index II also prints: 0, 00, 1, 108, 1169, 19, 3, 34, AAKAARA, AARA, BHUMAAPANA, BIGARASHETI, CHAU, EKUNA, GATA, HE, JHAALELAA, JILHAAH

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	ASHWINI RAHUL BANDGAR	IEPPB9760F	…7911
mortgagor	RAHUL SHAMRAO BANDGAR	BCUPB7893R	…3454

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	sandeep.karade@pnbhousing.com	43d ago

What EzDocs read from each document — check anything marked in red

Index II INDEXII bandgar.pdf needs your check

kind
index2_input

extracted
doc_no: 1591; village: शिंगणापूर; doc_kind: सूची क्र. दोन INDEX NO. II; doc_year: 2009; sro_name: करवीर 3; area_text: 0 हे 34.42 आर आकार 3 रु 34 पै, 108.60 चौ.मी. (1169.00 चौ. फुट); filing_fee: 600.0; mortgagors: ['अर्जु

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': '1591', 'village': 'शिंगणापूर', 'doc_kind': 'सूची क्र. दोन INDEX NO. II', 'doc_year': '2009', 'sro_name': 'करवीर 3', 'area_text': '0 हे 34.42 आर आकार 3 रु 34 पै, 108.60 चौ.मी. (1169.00 चौ. फुट)', 'filing_fee': 600.0, 'mortgagors': ['अर्जुन पांडू जगदाळे', 'अभिजीत भिमराव जगदाळे'], 'stamp_duty': 1200.0, 'filing_date': '2009-04-27', 'loan_amount': 60000.0, 'property_text': '(1) सर्वे क्र.: 112/4 वर्णनः जिल्हाः कोल्हापूर तालुकाः करवीर मौजे : शिंगणापूर येथील भुमापन गट नंबर 112/4 याचे सातबारा उताऱ्याप्रमाणे एकूण क्षेत्र 0 हे 34.42 आर आकार 3 रु 34 पै या मिळकतीमध्ये पाडले प्लॉटस् पैकी बिगरशेती झालेला व मंजूर रेखाकंनामधील रहिवासी खुला प्लॉट नंबर ए - 19 याचे क्षेत्र 108.60 चौ.मी. (1169.00 चौ. फुट). (स्टेज क्र.9)', 'survey_numbers': ['112/4', 'ए-19']}}

Sanction letter SANCTION LETTER.pdf needs your check

lan
NHL/KOP/0626/5118180

legible
True

loan type
Non Housing Loan, Personal use

confidence
0.95

loan amount
1500000

interest rate
10.25

sanction date
25-Jul-2026

letter version
6

applicant names
RAHUL SHAMRAO BANDGAR, ASHWINI RAHUL BANDGAR, RANJANA SHAMRAO BANDGAR

applicant mobile
9158181842

property address
pin: 416010; state: MAHARASHTRA; district: Kolhapur; landmark: GRAMPANCHAYAT MILKAT NO 1381; Address: GAT NO 112/4, PLOT NO A19, ALONG WITH UPON IT CONSTRUCTED RCC BUILDING, GRAMPANCHAYAT MILKAT NO 1381, MOUJE SHING

insurance premium
70000

includes insurance
True

total with insurance
1570000

security address verbatim
GAT NO 112/4, PLOT NO A19, ALONG WITH UPON IT CONSTRUCTED RCC BUILDING, GRAMPANCHAYAT MILKAT NO 1381, MOUJE SHINGNAPUR, Kolhapur, Kolhapur, MAHARASHTRA, India, 416010

raw reading (for Abhijit)

{'lan': 'NHL/KOP/0626/5118180', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 0.95, 'loan_amount': 1500000, 'interest_rate': 10.25, 'quality_issue': None, 'sanction_date': '25-Jul-2026', 'letter_version': '6', 'applicant_names': ['RAHUL SHAMRAO BANDGAR', 'ASHWINI RAHUL BANDGAR', 'RANJANA SHAMRAO BANDGAR'], 'applicant_mobile': '9158181842', 'property_address': {'pin': '416010', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Kolhapur', 'floor_no': None, 'landmark': 'GRAMPANCHAYAT MILKAT NO 1381', 'full_address': 'GAT NO 112/4, PLOT NO A19, ALONG WITH UPON IT CONSTRUCTED RCC BUILDING, GRAMPANCHAYAT MILKAT NO 1381, MOUJE SHINGNAPUR, Kolhapur, Kolhapur, MAHARASHTRA, India, 416010', 'village_city': 'SHINGNAPUR, Kolhapur', 'building_name': 'RCC BUILDING', 'survey_or_cts_no': 'GAT NO 112/4, PLOT NO A19'}, 'insurance_premium': 70000, 'includes_insurance': True, 'total_with_insurance': 1570000, 'security_address_verbatim': 'GAT NO 112/4, PLOT NO A19, ALONG WITH UPON IT CONSTRUCTED RCC BUILDING, GRAMPANCHAYAT MILKAT NO 1381, MOUJE SHINGNAPUR, Kolhapur, Kolhapur, MAHARASHTRA, India, 416010'}

PAN card RAJANA PAN.pdf needs your check

dob
1968-06-01

pan
BCUPB7893R

name
RANJANA SHAMRAO BANDGAR

legible
True

raw reading (for Abhijit)

{'dob': '1968-06-01', 'pan': 'BCUPB7893R', 'name': 'RANJANA SHAMRAO BANDGAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card RAJANA AADHAR.pdf needs your check

dob
1968-06-01

name
Ranjana Shamrao Bandgar

legible
True

aadhaar last4
3454

raw reading (for Abhijit)

{'dob': '1968-06-01', 'pan': None, 'name': 'Ranjana Shamrao Bandgar', 'legible': True, 'aadhaar_last4': '3454', 'quality_issue': None}

PAN card RAHUL PAN.pdf needs your check

dob
1991-03-07

pan
AYUPB9507H

name
RAHUL SHAMRAO BANDGAR

legible
False

quality issue
poor image quality, dark and color distorted

raw reading (for Abhijit)

{'dob': '1991-03-07', 'pan': 'AYUPB9507H', 'name': 'RAHUL SHAMRAO BANDGAR', 'legible': False, 'aadhaar_last4': None, 'quality_issue': 'poor image quality, dark and color distorted'}

Aadhaar card RAHUL AADHAR.pdf needs your check

dob
1991-03-07

name
Rahul Shamrao Bandgar

legible
True

aadhaar last4
8620

raw reading (for Abhijit)

{'dob': '1991-03-07', 'pan': None, 'name': 'Rahul Shamrao Bandgar', 'legible': True, 'aadhaar_last4': '8620', 'quality_issue': None}

Payment screenshot NOI PAYMENT.pdf needs your check

utr
391326009209

date
2026-08-20

amount
14360

method
PhonePe

payee upi
169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '391326009209', 'date': '2026-08-20', 'amount': 14360, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

PAN card ASHWINI PAN.pdf needs your check

dob
1994-06-30

pan
IEPPB9760F

name
ASHWINI RAHUL BANDGAR

legible
True

raw reading (for Abhijit)

{'dob': '1994-06-30', 'pan': 'IEPPB9760F', 'name': 'ASHWINI RAHUL BANDGAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card ASHWINI AADHAR.pdf needs your check

dob
1994-06-30

name
Ashwini Rahul Bandgar

legible
True

aadhaar last4
7911

raw reading (for Abhijit)

{'dob': '1994-06-30', 'pan': None, 'name': 'Ashwini Rahul Bandgar', 'legible': True, 'aadhaar_last4': '7911', 'quality_issue': None}

Payment screenshot NOI PAYMENT.pdf needs your check

payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '391326009209', 'date': '2026-08-20', 'page': 1, 'time': '18:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14360.0, 'direction': 'debit', 'narratio

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '391326009209', 'date': '2026-08-20', 'page': 1, 'time': '18:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14360.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIATIVE PVT LTD. PhonePe Transaction ID T2608201814546628135118', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1149', 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEXII bandgar.pdf', 'SANCTION LETTER.pdf', 'RAJANA AADHAR.pdf', 'RAHUL AADHAR.pdf', 'ASHWINI AADHAR.pdf', 'RAJANA PAN.pdf', 'ASHWINI PAN.pdf'], 'after': {'addresses': {'pe
15d ago	EzDocs	address_compared	{'sig': 'ac76ccd1fda9fb52', 'why': 'after gather', 'people': [{'home': '', 'person': 'RAHUL SHAMRAO BANDGAR', 'against': [], 'home_src': '', 'party_id': '8c5eeb51-4dfd-4d12-8955-9427ab895ec0'}, {'home': '', 'person': 'AS
15d ago	EzDocs	challan_boxes_composed	{'fp': 'd0a308c843f02da8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO A19 RCC BUILDING GAT NO 112/4 GRAMPANCHAY
15d ago	EzDocs	box_disagreement	{'box': 'property.Title deed', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Lease Deed', 'page': 1, 'party':
15d ago	EzDocs	box_disagreement	{'box': 'property.Number type', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'GAT', 'page': 1, 'party': None, 'quot
15d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Title deed', 'why'
15d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEXII bandgar.pdf', 'changed': {'taluka': {'was': None, 'index2': 'Karvi
15d ago	EzDocs	index2_people_checked	{'doc_id': '7c7d6697-6990-42b7-a9d8-a3ee617732f8', 'differs': 0, 'matched': [{'score': 0.91, 'person': 'RAHUL SHAMRAO BANDGAR', 'pan_agrees': False}], 'not_on_case': 1}
15d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '7c7d6697-6990-42b7-a9d8-a3ee
15d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
15d ago	EzDocs	gpay_settled	{'utr': 'AXNGG27329226959', 'why': 'Google settled the GPay Business money into the PNB account by NEFT — the same payment the app announced, now in the bank', 'amount': 14360.0, 'alert_at': '2026-09-30 09:52:18', 'lump_
15d ago	EzDocs	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
15d ago	EzDocs	payment_verified	{'utr': '391326009209', 'why': "paid ₹14,360, ₹40 under our ask of ₹14,400 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -40.0, 'method': 'screenshot
15d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'GAT', 'Second number type': '', 'Number': '112/4, E-19', 'Second number': ''}, 'was': {'Number type': 'GAT', 'Second number type': '', 'Number': '112/4, ए-19', 'Second number': ''}, 'why': "the number boxes
35d ago	EzDocs	hidden_payment_scan	{'file': 'NOI PAYMENT.pdf', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '0203950f-4fd1-428b-86f0-b8091679f05d', 'fetched': True}
35d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'NOI PAYMENT.pdf', '
35d ago	EzDocs	claim_part_duplicate	{'utr': '391326009209', 'date': '2026-08-20', 'parts': 1, 'amount': 14360.0, 'claimed_total': 14360.0}
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
43d ago	EzDocs	closed_from_desk_words	{'why': "we's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
43d ago	EzDocs	email_shadowed:ack_docs	{'to': 'sandeep.karade@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: NHL/KOP/0626/5118180).\n\n Applicant : RAHUL SHAMRAO BANDGAR\n LAN : NHL/KOP/06
43d ago	EzDocs	claim_matches_bank_sheet	{'why': "the branch paid its own sheet's total — accepted desk practice; the few rupees of rounding are not a shortfall", 'claimed': 14360.0, 'our_ask': 14400.0, 'bank_total': 14360.0}
43d ago	EzDocs	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 14360.0}
43d ago	EzDocs	claim_applied_on_quote	{'utr': '391326009209', 'parts': 1, 'claimed_total': 14360.0}
43d ago	EzDocs	receivable_created	{'expected': 14400.0}
43d ago	EzDocs	fee_notes	{'notes': ["total payable: bank says Rs.14,360, computed Rs.14,380 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti
43d ago	EzDocs	document_received	{'file': 'ASHWINI AADHAR.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0}
43d ago	EzDocs	co_applicant_added	{'doc': 'pan', 'name': 'ASHWINI RAHUL BANDGAR'}
43d ago	EzDocs	document_received	{'file': 'ASHWINI PAN.pdf', 'doc_type': 'pan', 'confidence': 1.0}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's PAN Card

Money

₹14,360 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.

30 Sep3 things

The challan's address boxes were written from the papers