Cases / NOI-2026-02610

Shivaji Vitthal Rathod

LAN NHL/NSK/0926/5226010 Ready for challan · our move SHORT ₹3,800.11 Make the challan All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan3 still to come

5 of 8 in hand.
everything the challan needs, and where each one stands

Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹2,080 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.

Everything for the challan is in. Make it today.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

✓PAN cardopen

✓Aadhaar cardopen

✓Sanction letteropen

✓Payment screenshot — SHORT ₹3,800.11 (shows ₹1,350 of ₹5,150.11)open

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

✓ PAN and Aadhaar name the same person — checked by EzDocs: SHIVAJI VITTHAL RATHOD

All files (9)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹3,800.11 (₹1,350 of ₹5,150.11).
Money received is short — ₹2,450.11 still to come.
Bank under-collected — money at risk — see Facts.
GPay ₹1,350 announced at 07:10 has not settled into the PNB account (due 11:10). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyLess money came

₹2,700of ₹5,150.11CASE MARK

₹2,450.11 of our ask has not arrived yet.

₹2,700 receivedmatches the branch's receipt

Ask for the exact ₹5,150.11. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%1,250

Registration fee 0.5%2,080

Government handling320

Our service fee1,500.11

Total we ask for5,150.11

Screenshot ₹1,350. Case needs ₹5,150.11. SHORT by ₹3,800.11. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹3,770 below the real calculation of ₹5,120 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

paid 27 Sep 13:01:15

How we know

Our own bank told us — 27 Sep 13:01

₹1,350 · UTR AXNGG27005529925 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.1350.00,27-09-2026 13:01:15 thru NEFT from AXNGG27005529925/GOOGLE INDIA DIGITAL. Aval Bal 7133.95 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit · one of several parts

By law ₹5,140. We ask ₹5,150 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹1,345 — ₹3,805.11 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹1,345. Case needs ₹5,150. SHORT by ₹3,805. Do NOT accept ₹1,345 — ask the branch for ₹5,150.

why?

The branch's mail adds up wrong: its own fee rows come to Rs.2,790, but the TOTAL line says Rs.1,345 — Rs.1,445 less than its own rows. Collect Rs.5,140. Do NOT accept Rs.1,345: the government challan alone is more than that, so the case would stall at the counter and the shortfall would be ours to fund.

the branch's own words

The branch's mail said: filing fee (0.50%): bank says Rs.100, computed Rs.2,075 (difference Rs.-1,975); total payable: bank says Rs.1,345, computed Rs.5,140 (difference Rs.-3,795); service fee + DHC: bank says Rs.1,445, computed Rs.1,820 (difference Rs.-375); the bank's own rows sum to Rs.2,790 but its total says Rs.1,345

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 22 minour time (made after working hours) · 27 Sep 14:35

Index II —not yet

the NOI team 18 d 5 htotal 18 d 5 h so far

Now with the NOI team — making the challan

since 27 Sep 14:35 — 18 d 3 h of working time

Day by day — every step and who held it

27 Sep 13:13Your branch's mail

27 Sep 13:13Payment landedat once

27 Sep 13:18Papers read+6 min · the NOI team

27 Sep 13:18Property readat once

27 Sep 13:18Papers readat once

27 Sep 13:19Fee quotedat once

27 Sep 14:35Challan made+1 h 16 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹4,15,000

Loan account no.

NHL/NSK/0926/5226010

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

The branch’s working is the 0.3% challan alone — its words name the 0.5 too

Its own working: 0.3% ₹1,245 + fees ₹100 = total ₹1,345, with no 0.5% row. But the mail’s words say “DEAR TEAM, KINDLY PROCESS 0.3 & 0.5 CHALLAN IN BELOW CASE. CUSTOMER NAME SHIVAJI VITTHAL RATHOD”. Open the mail in Gmail and read it as it is shown: when the branch took “& 0.5” out of its template, the copy the app kept may still carry it. This case is marked a full NOI, so it asks for both heads, the handling charge and our fee. As a full NOI this case asks ₹5,150; as the 0.3% challan alone it asks ₹1,345 — the stamp duty ₹1,245 and ₹100.

The team’s rule (Avinash): a 0.3% stand-alone challan is one of the extra challans we make — the stamp duty and ₹100, nothing filed on the IGR site. The kind decides what goes on the government’s challan, so a person sets it.

Next step

Make the challan — after these are in

This case stands at the challan step, but not everything is in: the branch payment is not verified yet. (the team’s own mail did acknowledge the payment — noted, but EzDocs holds the challan until the credit itself is seen or a person presses Verify; the team can be wrong too, and catching that is the point) Clear those first — chase drafts wait on Draft mails. The five steps, ready for when everything is clear:

Open GRAS for this case — the co-pilot walks the menu (Inspector General of Registration → Pay Without Registration → Citizen → Make Payment to Register Your Document → Pay Stamp Duty & Registration Fee Together) and stops on the challan form.
The form fills itself with NOI-2026-02610 — nothing to type. Green boxes are filled; orange ones want your eyes. (If a link is not where the co-pilot expects, it says so — click that one step yourself and it carries on.) See the challan exactly as it will be typed, the papers beside it →
Check the figures match these:
GRAS will ask exactly: Stamp Duty ₹1,250 + Registration Fee ₹2,080 = ₹3,330 (also on the Calculator)
Solve the captcha, press Proceed, and pay by the NOI team's netbanking. (The captcha and the money are always yours, never EzDocs'.)
Download the challan PDF and drop it here — EzDocs reads the GRN, re-checks every figure and name on it, and writes the bank mail (held on Draft mails for your Send):

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKProperty address vs current address in letter

The sanction letter's Address header	FLAT NO 303 SKY PARKVIEW APPT. S NO 61/1/A, PLOT NO 24 CANAL ROAD, DHRUV NAGAR NASHIK FLAT NO 303 SKY PARKVIEW APPT. S NO 61/1/A, PLOT NO 24 CANAL ROAD, DHRUV NAGAR NASHIK, BACKSIDE OF MOTIWALA COLLEGE, Nashik, MAHARASHTRA, 422012, India
The sanction letter's Security row	Flat No 303, 3rd Floor, Plot No 24/25, S No 61/1/A/1/61/1/B/1, Sky Parkview Apartment, Mauje Gangapur, Behind Motiwala College, Nashik, Satpur Gangapur Link Road Flat No 303, 3rd Floor, Plot No 24/25, S No 61/1/A/1/61/1/B/1, Sky Parkview Apartment, Mauje Gangapur, Behind Motiwala College, Nashik, Satpur Gangapur Link Road, ., MAHARASHTRA, India, 422012

Why it matters: The sanction letter lists a communication address at the top and a different security address in Row 10. The security address has Plot No 24/25 and Survey No 61/1/A/1/61/1/B/1, while the top address has Plot No 24 and Survey No 61/1/A.

What to do: Verify that the security address in Row 10 is the one being mortgaged; we have filled the property boxes from the security address.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has created and shared the challan. The team is waiting for the branch to send the Index II copy and a live selfie photo of the applicant to proceed with the NOI filing.

the history says the next move is with the branch — the Index II and a colour live selfie photo of the applicant

the history says challan made is done, but the case stands at Ready for challan — the papers on the case do not show it yet; open the mail it names

the history says challan shared is done, but the case stands at Ready for challan — the papers on the case do not show it yet; open the mail it names

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-27) “Kindly process 0.3 & 0.5 Challan in below case.”

✓ fee paid — the branch's words — done, mail 2 (2026-09-27) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 6 (2026-09-27) “PFA challan for your reference.”

✓ challan shared — done, mail 6 (2026-09-27) “PFA challan for your reference.”

? Index II asked for — asked, mail 4 (2026-09-27) “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant SHIVAJI VITTHAL RATHOD.”

read over 6 mail(s), last mail 2026-09-27 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereYOU ARE HERE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010930316202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
27 Sep, 13:13 · 18d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5226010 Applicant Name : SHIVAJI VITTHAL RATHOD

📎 1001452376.jpg ↗📎 IMG-20260919-WA0013(1).jpg ↗📎 IMG-20260919-WA0014(1).jpg ↗📎 Sanction letter - 2026-09-27T131101.949.pd ↗📎 1001452375.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗📎 1001452377.jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameSHIVAJI VITTHAL RATHOD

Loan account (LAN)NHL/NSK/0926/5226010

Loan amount₹4,15,000

Stamp duty 0.30%₹1,245

Service / vendor fees₹100

Total₹1,345

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

0.50%0

DHC0

*Index II CopyOTC.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Vivek Walmik More (vivek.more@phfl.com)
Date: 27-09-2026 12:46 pm
To: piyush.aher@phfl.com
Subject: Rathod Disbursement

🤖 read: documents attached; note: Kindly process 0.3 & 0.5 Challan in below case.

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
27 Sep, 13:52 · 18d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy and a colour live selfie photo of the applicant

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 13:18, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name SHIVAJI VITTHAL RATHOD

Lan No NHL/NSK/0926/5226010

Loan Amount 415000

LOAN AMOUNT 415000
0.30% 1245
0.50% 0
FEES 100
DHC 0
TOTAL 1,345

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Vivek Walmik More (vivek.more@phfl.com)
Date: 27-09-2026 12:46 pm
To: piyush.aher@phfl.com
Subject: Rathod Disbursement

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 13:52 · 18d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy and a colour live selfie photo of the applicant SHIVAJI VITH

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 13:18, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name SHIVAJI VITTHAL RATHOD

Lan No NHL/NSK/0926/5226010

Loan Amount 415000

LOAN AMOUNT 415000
0.30% 1245
0.50% 0
FEES 100
DHC 0
TOTAL 1,345

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Vivek Walmik More (vivek.more@phfl.com)
Date: 27-09-2026 12:46 pm
To: piyush.aher@phfl.com
Subject: Rathod Disbursement

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 13:52 · 18d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy and a colour live selfie photo of the applicant SHIVAJI VITTHAL RATHOD.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 13:18, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name SHIVAJI VITTHAL RATHOD

Lan No NHL/NSK/0926/5226010

Loan Amount 415000

LOAN AMOUNT 415000
0.30% 1245
0.50% 0
FEES 100
DHC 0
TOTAL 1,345

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Vivek Walmik More (vivek.more@phfl.com)
Date: 27-09-2026 12:46 pm
To: piyush.aher@phfl.com
Subject: Rathod Disbursement

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 14:22 · 18d ago

Dear Team,

Kindly ignore previous mail.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 13:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant SHIVAJI VITTHAL RATHOD.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sun, 27 Sept 2026 at 13:18, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name SHIVAJI VITTHAL RATHOD

Lan No NHL/NSK/0926/5226010

Loan Amount 415000

LOAN AMOUNT 415000
0.30% 1245
0.50% 0
FEES 100
DHC 0
TOTAL 1,345

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Vivek Walmik More (vivek.more@phfl.com)
Date: 27-09-2026 12:46 pm
To: piyush.aher@phfl.com
Subject: Rathod Disbursement

🤖 read: The team asks to ignore the previous mail.

OL The NOI teamTYPED IN GMAIL
27 Sep, 14:37 · 18d ago

📎 SHIVAJI VITTHAL RATHOD EchallanMH010930316 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 14:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,
Kindly ignore previous mail.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sun, 27 Sept 2026 at 13:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant SHIVAJI VITTHAL RATHOD.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sun, 27 Sept 2026 at 13:18, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name SHIVAJI VITTHAL RATHOD

Lan No NHL/NSK/0926/5226010

Loan Amount 415000

LOAN AMOUNT 415000
0.30% 1245
0.50% 0
FEES 100
DHC 0
TOTAL 1,345

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Vivek Walmik More (vivek.more@phfl.com)
Date: 27-09-2026 12:46 pm
To: piyush.aher@phfl.com
Subject: Rathod Disbursement

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Everything for the challan is in. Make it today.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

Document	File — click to open	Status	When
PAN card	1001452376.jpg	filed	18d ago
Aadhaar card	IMG-20260919-WA0013(1).jpg	filed	18d ago
PAN card	IMG-20260919-WA0014(1).jpg	filed	18d ago
Sanction letter	Sanction letter - 2026-09-27T131101.949.pdf	filed	18d ago
Payment screenshot	1001452375.jpg	filed	18d ago
Other	image002.jpg	filed	18d ago
Other	image001.jpg	filed	18d ago
Aadhaar card	1001452377.jpg	filed	18d ago
Paid challan (GRAS)	SHIVAJI VITTHAL RATHOD EchallanMH010930316202627E.pdf	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹5,150.11

Where it stands
SHORT — less arrived than needed

Screenshot claims
₹1,350 376629410230

Screenshot ₹1,350. Case needs ₹5,150.11. SHORT by ₹3,800.11. Ask the branch for the balance.

why?

Paid at
27 Sep 13:01:15

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹1,250	₹2,080	₹320	₹1,500	₹5,150

By law ₹5,140. We ask ₹5,150 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

38 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …

21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter - 2026-09-27T131101.949.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 303, 3RD FLOOR, PLOT NO 24/25, S NO 61/1/A/1/61/1/B/1, SKY PARKVIEW APARTMENT, MAUJE GANGAPUR, BEHIND MOTIWALA COLLEGE, NASHIK, SATPUR GANGAPUR LINK ROAD, MAHARASHTRA, 422012

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter - 2026-09-27T131101.949.pdf

as printed
FLAT NO 303, 3RD FLOOR, PLOT NO 24/25, S NO 61/1/A/1/61/1/B/1, SKY PARKVIEW APARTMENT, MAUJE GANGAPUR, BEHIND MOTIWALA COLLEGE, NASHIK, SATPUR GANGAPUR LINK ROAD, ., MAHARASHTRA, INDIA, 422012

PIN
422012

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 303 3RD FLOOR SKY PARKVIEW APARTMENT PLOT NO 24/25 SURVEY NO 61/1/A/1/61/1/B/1

Locality/Road
SATPUR GANGAPUR LINK ROAD MOUJE GANGAPUR BEHIND MOTIWALA COLLEGE

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SHIVAJI VITTHAL RATHOD	BYWPR1523G	…3604
co_mortgagor	Vaishali Shivaji Rathod	GMHPR1347J	…4574

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	piyush.aher@phfl.com	18d ago
fee quote	piyush.aher@phfl.com	18d ago
document chase	piyush.aher@phfl.com	18d ago
questions for the branch — what the papers leave open	piyush.aher@phfl.com	18d ago
questions for the branch — what the papers leave open	piyush.aher@phfl.com	18d ago
questions for the branch — what the papers leave open	piyush.aher@phfl.com	18d ago

What EzDocs read from each document — check anything marked in red

PAN card 1001452376.jpg needs your check

dob
1997-02-05

pan
BYWPR1523G

name
SHIVAJI VITTHAL RATHOD

legible
True

father name
VITTHAL PRABHU RATHOD

raw reading (for Abhijit)

{'dob': '1997-02-05', 'pan': 'BYWPR1523G', 'name': 'SHIVAJI VITTHAL RATHOD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VITTHAL PRABHU RATHOD', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot 1001452375.jpg needs your check

utr
376629410230

date
2026-09-27

time
12:40

amount
1350

method
PhonePe

payee upi
******4356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PV...

raw reading (for Abhijit)

{'utr': '376629410230', 'date': '2026-09-27', 'time': '12:40', 'amount': 1350, 'method': 'PhonePe', 'payee_upi': '******4356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PV...', 'payer_name': None, 'debit_notification_text': None}

Sanction letter Sanction letter - 2026-09-27T131101.949.pdf needs your check

lan
NHL/NSK/0926/5226010

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'SHIVAJI VITTHAL RATHOD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHALI SHIVAJI RATHOD', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

loan amount
400000.0

final amount
415000.0

interest rate
9.75

sanction date
24-Sep-2026

letter version
5

applicant email
shivajirathod40@gmail.com

applicant names
SHIVAJI VITTHAL RATHOD, VAISHALI SHIVAJI RATHOD

printed altered
False

applicant mobile
9527078733

balance transfer
False

property address
pin: 422012; road: SATPUR GANGAPUR LINK ROAD; state: MAHARASHTRA; Flat no: 303; district: NASHIK; Floor: 3RD; landmark: BEHIND MOTIWALA COLLEGE; Address: FLAT NO 303, 3RD FLOOR, PLOT NO 24/25, S NO 61/1/A/1/61/1/

insurance premium
15000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
415000.0

security address verbatim
Flat No 303, 3rd Floor, Plot No 24/25, S No 61/1/A/1/61/1/B/1, Sky Parkview Apartment, Mauje Gangapur, Behind Motiwala College, Nashik, Satpur Gangapur Link Road, ., MAHARASHTRA, India, 422012

applicant address verbatim
FLAT NO 303 SKY PARKVIEW APPT. S NO 61/1/A, PLOT NO 24 CANAL ROAD, DHRUV NAGAR NASHIK, BACKSIDE OF MOTIWALA COLLEGE, Nashik, MAHARASHTRA, 422012, India

raw reading (for Abhijit)

{'lan': 'NHL/NSK/0926/5226010', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SHIVAJI VITTHAL RATHOD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHALI SHIVAJI RATHOD', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 400000.0, 'final_amount': 415000.0, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '24-Sep-2026', 'letter_version': '5', 'applicant_email': 'shivajirathod40@gmail.com', 'applicant_names': ['SHIVAJI VITTHAL RATHOD', 'VAISHALI SHIVAJI RATHOD'], 'printed_altered': False, 'applicant_mobile': '9527078733', 'balance_transfer': False, 'property_address': {'pin': '422012', 'road': 'SATPUR GANGAPUR LINK ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '303', 'district': 'NASHIK', 'floor_no': '3RD', 'landmark': 'BEHIND MOTIWALA COLLEGE', 'full_address': 'FLAT NO 303, 3RD FLOOR, PLOT NO 24/25, S NO 61/1/A/1/61/1/B/1, SKY PARKVIEW APARTMENT, MAUJE GANGAPUR, BEHIND MOTIWALA COLLEGE, NASHIK, SATPUR GANGAPUR LINK ROAD, MAHARASHTRA, 422012', 'village_city': 'GANGAPUR', 'building_name': 'SKY PARKVIEW APARTMENT', 'survey_or_cts_no': 'S NO 61/1/A/1/61/1/B/1'}, 'insurance_premium': 15000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 415000.0, 'security_address_verbatim': 'Flat No 303, 3rd Floor, Plot No 24/25, S No 61/1/A/1/61/1/B/1, Sky Parkview Apartment, Mauje Gangapur, Behind Motiwala College, Nashik, Satpur Gangapur Link Road, ., MAHARASHTRA, India, 422012', 'applicant_address_verbatim': 'FLAT NO 303 SKY PARKVIEW APPT. S NO 61/1/A, PLOT NO 24 CANAL ROAD, DHRUV NAGAR NASHIK, BACKSIDE OF MOTIWALA COLLEGE, Nashik, MAHARASHTRA, 422012, India'}

PAN card IMG-20260919-WA0014(1).jpg needs your check

dob
2002-10-16

pan
GMHPR1347J

name
Vaishali Shivaji Rathod

legible
True

aadhaar last4
4574

raw reading (for Abhijit)

{'dob': '2002-10-16', 'pan': 'GMHPR1347J', 'name': 'Vaishali Shivaji Rathod', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '4574', 'quality_issue': None}

Aadhaar card IMG-20260919-WA0013(1).jpg needs your check

dob
2002-10-16

name
Vaishali Shivaji Rathod

address
pin: 443203; area: Naiknagar, Dawargaon; state: Maharashtra; district: Buldhana; Village: Buldhana

legible
True

aadhaar last4
4574

raw reading (for Abhijit)

{'dob': '2002-10-16', 'pan': None, 'name': 'Vaishali Shivaji Rathod', 'mobile': None, 'address': {'pin': '443203', 'area': 'Naiknagar, Dawargaon', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Buldhana', 'post_office': None, 'village_city': 'Buldhana'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4574', 'quality_issue': None}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card 1001452377.jpg needs your check

dob
1997-02-05

name
Shivaji Vitthal Rathod

address
pin: 443203; area: naik nagar; state: Maharashtra; district: Buldhana; post_office: Davargaon; Village: Dawargaon

legible
True

aadhaar last4
3604

raw reading (for Abhijit)

{'dob': '1997-02-05', 'pan': None, 'name': 'Shivaji Vitthal Rathod', 'mobile': None, 'address': {'pin': '443203', 'area': 'naik nagar', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Buldhana', 'post_office': 'Davargaon', 'village_city': 'Dawargaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3604', 'quality_issue': None}

Paid challan (GRAS) SHIVAJI VITTHAL RATHOD EchallanMH010930316202627E.pdf needs your check

grn
MH010930316202627E

pin
422012

total
1250.0

article
6(1)

defaced
False

bank cin
03006172026092700302

district
NASHIK

area city
NASHIK MAHARASHTRA

payer pan
BYWXXXXXXG

flat block
FLAT NO 303 3RD FLOOR PLOT NO 24/25 S NO 61/1/A/1/61/1/B/1 SKY PARKVIEW APARTMENT

payer name
SHIVAJI VITTHAL RATHOD

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=415000

scheme rows
{'amount': 1250.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}

payer mobile
XXXXXX8733

payment date
27/09/2026-14:35:33

road locality
SATPUR GANGAPUR LINK ROAD BEHIND MOTIWALA COLLEGE MAUJE GANGAPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
415000

raw reading (for Abhijit)

{'grn': 'MH010930316202627E', 'pin': '422012', 'total': 1250.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700302', 'district': 'NASHIK', 'area_city': 'NASHIK MAHARASHTRA', 'payer_pan': 'BYWXXXXXXG', 'flat_block': 'FLAT NO 303 3RD FLOOR PLOT NO 24/25 S NO 61/1/A/1/61/1/B/1 SKY PARKVIEW APARTMENT', 'payer_name': 'SHIVAJI VITTHAL RATHOD', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=415000', 'scheme_rows': [{'amount': 1250.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX8733', 'payment_date': '27/09/2026-14:35:33', 'road_locality': 'SATPUR GANGAPUR LINK ROAD BEHIND MOTIWALA COLLEGE MAUJE GANGAPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '415000'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot 1001452375.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': '376629410230', 'date': '2026-09-27', 'page': 1, 'time': '12:40', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 1350.0, 'direction': 'debit', 'narration': None, 'proof_kind

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '376629410230', 'date': '2026-09-27', 'page': 1, 'time': '12:40', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 1350.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7561', 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

4h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 27 Sep, 13:52 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the questions were put through the test again: they no longer stand', 'count': 1, 'kinds': ['branch_questions']}
15d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
15d ago	EzDocs	sms_matched_late	{'ref': 'AXNGG27005529925', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 1350.0, 'method': 'scr
15d ago	EzDocs	payment_short	{'why': '₹2,420 below the real calculation (government + DHC + our fee) — short, whatever the gap to our ask', 'delta': -2450.11, 'method': 'screenshot_sms_amount+part', 'expected': 5150.11, 'received': 2700.0, 'below_re
15d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 1350.0, 'expected': 5150.11, 'this_credit': 1350.0, 'now_received': 2700.0}
15d ago	EzDocs	receivable_snapshot	{'before': {'delta': -3800.11, 'status': 'short', 'paid_at': '2026-09-27T07:10:00+00:00', 'received': 1350.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_amount_time', 'received_utr': '376629410230
15d ago	EzDocs	hidden_payment_scan	{'file': '1001452375.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'ebc7d6a0-2657-46a3-8ee4-15569d82846b', 'fetched': True}
15d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': '1001452375.jpg', 'k
15d ago	EzDocs	claim_part_duplicate	{'utr': '376629410230', 'date': '2026-09-27', 'parts': 1, 'amount': 1350.0, 'claimed_total': 1350.0}
15d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': 'afe510a0-83dd-4a2b-b350-48c8586d2111', 'fetched': True}
15d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '00df2916-fb97-4df9-a871-3ad98e39b89c', 'fetched': True}
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '647dc8c303c4fd26', 'docs': ['Sanction letter - 2026-09-27T131101.949.pdf', 'IMG-20260919-WA0013(1).jpg', '1001452377.jpg', '1001452376.jpg', 'IMG-20260919-WA0014(1).jpg'], 'loan': {'amount': 415000
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BYxxxxxxXG — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '266844', 'lessons': [{'box': 'Property box 2', 'words': 'Property box 2: the
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '29b5210a3b9b35ae', 'docs': ['Sanction letter - 2026-09-27T131101.949.pdf', 'IMG-20260919-WA0013(1).jpg', '1001452377.jpg', '1001452376.jpg', 'IMG-20260919-WA0014(1).jpg'], 'loan': {'amount': 415000
18d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '6f5710b7cf5da5c9', 'docs': ['Sanction letter - 2026-09-27T131101.949.pdf', 'IMG-20260919-WA0013(1).jpg', '1001452377.jpg', '1001452376.jpg', 'IMG-20260919-WA0014(1).jpg'], 'loan': {'amount': 415000
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '6f5710b7cf5da5c9', 'docs': ['Sanction letter - 2026-09-27T131101.949.pdf', 'IMG-20260919-WA0013(1).jpg', '1001452377.jpg', '1001452376.jpg', 'IMG-20260919-WA0014(1).jpg'], 'loan': {'amount': 415000
18d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', '
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
18d ago	EzDocs	challan_partial	{'kind': 'split', 'words': '0.3% Rs.1250 paid · 0.5% Rs.2080 MISSING — the other head is still to pay', 'still_to_pay': ['0.5% registration fee Rs.2080']}
18d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SHIVAJI VITTHAL RAT
18d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010930316202627E', 'file': 'SHIVAJI VITTHAL RATHOD EchallanMH010930316202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
18d ago	EzDocs	challan_extracted	{'grn': 'MH010930316202627E', 'file': 'SHIVAJI VITTHAL RATHOD EchallanMH010930316202627E.pdf', 'heads': ['0030046401'], 'total': 1250.0}
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'f1ea5a844df81241', 'docs': ['Sanction letter - 2026-09-27T131101.949.pdf', 'IMG-20260919-WA0013(1).jpg', '1001452377.jpg', '1001452376.jpg', 'IMG-20260919-WA0014(1).jpg'], 'loan': {'amount': 415000
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'f1ea5a844df81241', 'docs': ['Sanction letter - 2026-09-27T131101.949.pdf', 'IMG-20260919-WA0013(1).jpg', '1001452377.jpg', '1001452376.jpg', 'IMG-20260919-WA0014(1).jpg'], 'loan': {'amount': 415000
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 5, 'summary':
18d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
18d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Applicant's Selfie / Photo, Index II copy / Title document

Money

SHORT — ₹2,700 of ₹5,150.11 received

₹2,450.11 still to come before the challan.

Challan & filing

Ready for the challan

Make it on GRAS — the Calculator holds the figures.

Next — whose move

make the challan

For you to check: Payment SHORT by ₹3,800.11 (₹1,350 of ₹5,150.11). Money received is short — ₹2,450.11 still to come. Bank under-collected — money at risk — see Facts. GPay ₹1,350 announced at 07:10 has not settled into the PNB account (due 11:10). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered