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Cases / NOI-2026-03045

Francina Anthony

ICICI_HFCLAN 77000358484 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 12
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Re: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484) Check the recipient address and re-send from Draft mails or the mailbox.
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓LSR (search report)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Bank statement — inside DSC - CONDITIONAL POSITIVE LOR + Sopen
Payment Screenshot with UTR — still needed
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Mail bounced — the branch did not get it. Re-send.
  • The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
  • GPay ₹24,500 announced at 07:55 has not settled into the PNB account (due 11:55). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
MoneyAll of it is in
₹24,470.80CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹24,500 receivedby the amount alone
Stamp duty 0.3%8,410
Registration fee 0.5%14,010
Government handling350
Our service fee1,700.80
Total we ask for24,470.80
paid 2 Oct 19:49:00 · verified 3 Oct 13:25:15 · 17 h 36 min later
How we know
Our own bank told us — 2 Oct 19:49
₹24,500 · from GPAY-BIZ
“₹24,500.00 received from NITIN H at 7:49 PM The amount will settle in your bank account via NEFT.”
Matched by: AMOUNT ALONE — equals our ask; no screenshot or UTR agrees yet · Google's alert; the NEFT is awaited
By law ₹24,450. We ask ₹24,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 5 minour time · 3 Oct 10:31
Index II —not yet
the NOI team 12 d 7 hthe branch 2 d 14 htotal 14 d 21 h so far
Now with the NOI team — e-filing on IGR
since 3 Oct 13:25 — 12 d 4 h of working time
Day by day — every step and who held it
30 Sep 19:56Your branch's mail
30 Sep 19:57Papers read+1 min · the NOI team
30 Sep 19:57Property readat once
30 Sep 19:57Papers readat once
30 Sep 19:57Fee quotedat once
2 Oct 19:49Payment landed+1 d 23 h · the branch
3 Oct 10:26Papers from your branch+14 h 37 min · the branch
3 Oct 10:31Papers read+5 min · the NOI team
3 Oct 10:31Challan madeat once
3 Oct 13:25Payment verified+2 h 54 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹28,00,000
Loan account no.
77000358484
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
open the verification page
See the boxes — read from the technical report
District
PUNE
Taluka
HAVELI
Village
KIWALE
Number type
SURVEY
Number
34
Building
B WING, SAUDAGAR NAGARI CHSL
Floor
G
Flat / shop no
FLAT NO 19
Area
37.16
Hadd
Dehu Road Cantonment Board
Read from the technical report, not the Index II. HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 12d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKApplicant spelling in LSR
The legal scrutiny report, page 1MISS. FRANCIA JOSEPH ANTHONY
Name of the Proposed Property Owner/s: MISS. FRANCIA JOSEPH ANTHONY
The PAN cardFRANCINA JOSEPH ANTHONY
Why it matters: The legal report spells the applicant's name as FRANCIA instead of FRANCINA in several places.
What to do: Verify the correct spelling of the applicant's name prior to filing.
Compared: the technical report, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and the payment screenshot for the challan. The team is now waiting to process the challan.
the history says the next move is with the NOI team — challan processing
✓ loan papers sent — done, mail 1 (2026-09-30) “Kindly initiate the NOI in case of . FRANCINA ANTHONY - 10337577 / 77000358484”
✓ fee asked — done, mail 2 (2026-09-30) “PFA calculation sheet.and kindly share the payment screenshot for challan processing.”
✓ fee paid — the branch's words — done, mail 9 (2026-10-03) “PFA”
read over 9 mail(s), last mail 2026-10-03 · read 12d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 12d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011295756202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-03045 | 77000358484
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000358484) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 9 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DS dhananjay.sharma12@icicihfc.com icicihfc.com
30 Sep, 19:56 · 14d ago
THE FIRST MAIL — how this case began
Kindly initiate the NOI in case of . FRANCINA ANTHONY - 10337577 / 77000358484
Dear Team,

Kindly initiate the NOI in case of . FRANCINA ANTHONY - 10337577 / 77000358484

Borrower Type – Individual

APPLICATION NO77000326132

Name - FRANCINA ANTHONY

Loan Amount2800000
Email Id8329431030

Mobile No - 9francinaanthony@gmail.com

Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: documents attached
9 more mails in between — open
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:12 · 14d ago

Team,

Loan account (LAN)processing
Loan amount₹28,00,000
Stamp duty 0.30%₹8,410
Registration fee 0.50%₹14,010
Total₹24,470

PFA calculation sheet.and kindly share the payment screenshot for chal .

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed350

350

Service Fees for NOI

Filling1700

1700

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 19:56, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: asks the branch for the payment — “kindly share the payment screenshot for challan processing.”
MD mailer-daemon@googlemail.com googlemail.com
30 Sep, 20:12 · 14d ago
Re: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484

You have reached a limit for sending mail. Your message was not sent.

Loan account (LAN)processing
Loan amount₹28,00,000
Stamp duty 0.30%₹8,410

Team, PFA calculation sheet.and kindly share the payment screenshot for

chal . NOI CALCULATOR

NOI Govt FeesRegistration
DS dhananjay.sharma12@icicihfc.com icicihfc.com
30 Sep, 20:43 · 14d ago
Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484
Dear Team ,

Please share the payment calculation.

Get Outlook for Android<https://aka.ms/AAb9ysg>

earlier mails quoted below
________________________________ From: Dhananjay Sharma / /ICICIHFC/ Sent: Wednesday, 30 September 2026 19:56:10 To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Cc: Mangalsing Patil /DIST/ICICIHFC/ <mangalsing.patil@icicihfc.com>; Gauri Dandge /DISTP/ICICIHFC/ <gauri.dandge@icicihfc.com>; Krunal Shah /LEG/ICICIHFC/ <krunal.shah@icicihfc.com>; Anurag Lokhande /OPER/ICICIHFC/ <anurag.lokhande@icicihfc.com>; Karan Thorat /OPER/ICICIHFC/ <karan.thorat@icicihfc.com> Subject: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: asks for the fee / a quote — “Please share the payment calculation.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:52 · 14d ago

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
---------- Forwarded message --------- From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Date: Wed, 30 Sept 2026 at 20:12 Subject: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 To: Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com >, VIJAY WAHUL < vijay.wahul@icicihfc.com >, AKSHAY KAMERKAR < akshay.kamerkar@icicihfc.com >, SIDDESH AJVILKAR < siddesh.ajvilkar@icicihfc.com >, PARSHURAM KANDURAKAR < parshuram.kandurakar@ext.icicihfc.com > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >, Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >, Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >, Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >, Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Team, PFA calculation sheet.and kindly share the payment screenshot for challan processing. NOI CALCULATOR Loan Amount Including Insurance 2,800,000 NOI Govt Fees Stamp Duty 0.30% 8410.00 Registration Fees 0.50% 14010.00 Govt.Document Handling Charges Fixed 350 350 Service Fees for NOI Filling 1700 1700 Total Amount FOR NOI 24470.00 Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 19:56, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: The NOI team sent a mail with attachments but no text.
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:52 · 14d ago

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
---------- Forwarded message --------- From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Date: Wed, 30 Sept 2026 at 20:12 Subject: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 To: Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com >, VIJAY WAHUL < vijay.wahul@icicihfc.com >, AKSHAY KAMERKAR < akshay.kamerkar@icicihfc.com >, SIDDESH AJVILKAR < siddesh.ajvilkar@icicihfc.com >, PARSHURAM KANDURAKAR < parshuram.kandurakar@ext.icicihfc.com > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >, Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >, Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >, Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >, Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Team, PFA calculation sheet.and kindly share the payment screenshot for challan processing. NOI CALCULATOR Loan Amount Including Insurance 2,800,000 NOI Govt Fees Stamp Duty 0.30% 8410.00 Registration Fees 0.50% 14010.00 Govt.Document Handling Charges Fixed 350 350 Service Fees for NOI Filling 1700 1700 Total Amount FOR NOI 24470.00 Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 19:56, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: The NOI team sent a mail with attachments but no text.
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:52 · 14d ago

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
---------- Forwarded message --------- From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Date: Wed, 30 Sept 2026 at 20:12 Subject: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 To: Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com >, VIJAY WAHUL < vijay.wahul@icicihfc.com >, AKSHAY KAMERKAR < akshay.kamerkar@icicihfc.com >, SIDDESH AJVILKAR < siddesh.ajvilkar@icicihfc.com >, PARSHURAM KANDURAKAR < parshuram.kandurakar@ext.icicihfc.com > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >, Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >, Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >, Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >, Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Team, PFA calculation sheet.and kindly share the payment screenshot for challan processing. NOI CALCULATOR Loan Amount Including Insurance 2,800,000 NOI Govt Fees Stamp Duty 0.30% 8410.00 Registration Fees 0.50% 14010.00 Govt.Document Handling Charges Fixed 350 350 Service Fees for NOI Filling 1700 1700 Total Amount FOR NOI 24470.00 Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 19:56, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: The NOI team sent a mail with attachments but no text.
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:53 · 14d ago

Team,

Loan account (LAN)processing
Loan amount₹28,00,000
Stamp duty 0.30%₹8,410
Registration fee 0.50%₹14,010
Total₹24,470

PFA calculation sheet.and kindly share the payment screenshot for chal .

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed350 350
Service Fees for NOI Filling1700 1700

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 20:43, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Please share the payment calculation. Get Outlook for Android From: Dhananjay Sharma / /ICICIHFC/ Sent: Wednesday, 30 September 2026 19:56:10 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: asks the branch for the payment — “kindly share the payment screenshot for challan processing.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 20:53 · 14d ago

Team,

Loan account (LAN)processing
Loan amount₹28,00,000
Stamp duty 0.30%₹8,410
Registration fee 0.50%₹14,010
Total₹24,470

PFA calculation sheet, and kindly share the payment screenshot for chal .

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed350 350
Service Fees for NOI Filling1700 1700

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 20:43, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Please share the payment calculation. Get Outlook for Android From: Dhananjay Sharma / /ICICIHFC/ Sent: Wednesday, 30 September 2026 19:56:10 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: asks the branch for the payment — “kindly share the payment screenshot for challan processing.”
DS dhananjay.sharma12@icicihfc.com icicihfc.com
03 Oct, 10:26 · 12d ago
Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484
Dear Team ,

PFA

Loan account (LAN)processing
Loan amount₹28,00,000
Stamp duty 0.30%₹8,410
Registration fee 0.50%₹14,010
Total₹24,470

Thanks & Regards,

Dhananjay Sharma

ICICI HFC PUNE MAIN

Mob8788059135
From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Wednesday, September 30, 2026 8:53 PM
To:Dhananjay Sharma / /ICICIHFC/ <dhananjay.sharma12@icicihfc.com>

Cc: Mangalsing Patil /DIST/ICICIHFC/ <mangalsing.patil@icicihfc.com>; Gauri Dandge /DISTP/ICICIHFC/ <gauri.dandge@icicihfc.com>; Krunal Shah /LEG/ICICIHFC/ <krunal.shah@icicihfc.com>; Anurag Lokhande /OPER/ICICIHFC/ <anurag.lokhande@icicihfc.com>; Karan

Thorat /OPER/ICICIHFC/ <karan.thorat@icicihfc.com>

Subject:Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

PFA calculation sheet, and kindly share the payment screenshot for chal .

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed350

350

Service Fees for NOI Filling1700

1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 20:43, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Please share the payment calculation. Get Outlook for Android From: Dhananjay Sharma / /ICICIHFC/ Sent: Wednesday, 30 September 2026 19:56:10 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
03 Oct, 12:03 · 12d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sat, 3 Oct 2026 at 10:26, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, PFA Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 8:53 PM To: Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, PFA calculation sheet, and kindly share the payment screenshot for challan processing. NOI CALCULATOR Loan Amount Including Insurance 2,800,000 NOI Govt Fees Stamp Duty 0.30% 8410.00 Registration Fees 0.50% 14010.00 Govt.Document Handling Charges Fixed 350 350 Service Fees for NOI Filling 1700 1700 Total Amount FOR NOI 24470.00 Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 20:43, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Please share the payment calculation. Get Outlook for Android From: Dhananjay Sharma / /ICICIHFC/ Sent: Wednesday, 30 September 2026 19:56:10 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
03 Oct, 12:04 · 12d ago

Team,

For NOI filing, we need the Index 2 copy andcolour selfie photo of the applicant

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sat, 3 Oct 2026 at 12:03, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 3 Oct 2026 at 10:26, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, PFA Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 8:53 PM To: Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Re: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, PFA calculation sheet, and kindly share the payment screenshot for challan processing. NOI CALCULATOR Loan Amount Including Insurance 2,800,000 NOI Govt Fees Stamp Duty 0.30% 8410.00 Registration Fees 0.50% 14010.00 Govt.Document Handling Charges Fixed 350 350 Service Fees for NOI Filling 1700 1700 Total Amount FOR NOI 24470.00 Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 20:43, Dhananjay Sharma / /ICICIHFC/ < dhananjay.sharma12@icicihfc.com > wrote: Dear Team, Please share the payment calculation. Get Outlook for Android From: Dhananjay Sharma / /ICICIHFC/ Sent: Wednesday, 30 September 2026 19:56:10 To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Mangalsing Patil /DIST/ICICIHFC/ < mangalsing.patil@icicihfc.com >; Gauri Dandge /DISTP/ICICIHFC/ < gauri.dandge@icicihfc.com >; Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Anurag Lokhande /OPER/ICICIHFC/ < anurag.lokhande@icicihfc.com >; Karan Thorat /OPER/ICICIHFC/ < karan.thorat@icicihfc.com > Subject: Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Dear Team, Kindly initiate the NOI in case of. FRANCINA ANTHONY - 10337577 / 77000358484 Borrower Type – Individual APPLICATION NO - 77000326132 Name - FRANCINA ANTHONY Loan Amount - 2800000 Email Id- 8329431030 Mobile No - 9francinaanthony@gmail.com Thanks & Regards, Dhananjay Sharma ICICI HFC PUNE MAIN Mob- 8788059135
🤖 read: asks the branch for documents — “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card Francina Pan Card (1).pdf
filed 14d ago
PAN card Janet Pan Card (1).pdf
filed 14d ago
Aadhaar card Janet Aadhar card (1).pdf
filed 14d ago
Technical report HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf
filed 14d ago
Aadhaar card Franc Aadhar Card (2).pdf
filed 14d ago
LSR (search report)+ Bank statement inside DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony 28.09.2026 (1).pdf
filed 14d ago
Sanction letter KFSLetter_77000358484.pdf
filed 14d ago
Paid challan (GRAS) FRANCINA MOD CHALLAN.jpg
filed 12d ago
Paid challan (GRAS) FRANCINA JOSEPH ANTHONY EchallanMH011295756202627E.pdf
filed 12d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹24,470.80
Where it stands
VERIFIED — money received
Screenshot claims
—
Paid at
2 Oct 19:49:00
Verified on
3 Oct 13:25:15
Paid by GPay ₹24,500 at 3 Oct 13:25 — Google's alert. Its NEFT into the PNB account is due by 3 Oct 17:25; confirmed when it lands.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,410₹14,010₹350 ₹1,700₹24,470
By law ₹24,450. We ask ₹24,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, E-mail (person 1)
19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 12d ago — all agree.
CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat No 19 Ground Floor, Wing B, Saudagar Nagari ,Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale, ( Dehuroad Cantonment) Tal Haveli Dist Pune
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).p
Property Address line
FLAT NO 19 GROUND FLOOR, WING B, SAUDAGAR NAGARI ,CHSL, SNO 34, HISSA NO 2/7 MAUJE KIWALE, ( DEHUROAD CANTONMENT) TAL HAVELI DIST PUNE
Legal Address line
FLAT NO 19 GROUND FLOOR, WING B, SAUDAGAR NAGARI CHSL, SNO 34, HISSA NO 2/7 MAUJE KIWALE ( DEHUROAD CANTONMENT) TAL HAVELI DIST PUNE
PIN
412101
the legal report (TSR)
DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony
as printed
FLAT NO. 19, ADMEASURING BUILT-UP AREA 48.32 SQUARE METERS, ALONG WITH GARDEN AREA ADMEASURING 27.88 SQUARE METERS, ON THE GROUND FLOOR, IN ‘B’ BUILDING, IN THE BUILDING KNOWN AS ‘SAUDAGAR NAGARI’ OF THE SOCIETY KNOWN AS ‘SAUDAGAR NAGARI CO-OPERATIVE HOUSING SOCIETY LTD.’ CONSTRUCTED ON THE LAND BEARING SURVEY NO.34/2/7, ADMEASURING AREA 20 R, LYING AND BEING SITUATED AT VILLAGE KIWALE, TALUKA HAVELI, DISTRICT PUNE WITHIN THE LIMITS OF DEHU ROAD CANTONMENT BOARD AND WITHIN THE JURISDICTION OF SUB-REGISTRAR HAVELI, PUNE
PIN
412101
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 19 GROUND FLOOR B WING SAUDAGAR NAGARI CHSL SURVEY NO 34 HISSA NO 2/7
Locality/Road
KIWALE DEHUROAD CANTONMENT NEAR SHIVAJI MAHARAJ VIDYALAYA TAL HAVELI DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 20, 27, 32, 34/2/7, 48, 88, BOARD, DEHU
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorJANET JOSEPH ANTHONYAIQPA9992B…7621
mortgagorFRANCINA JOSEPH ANTHONYCQYPA7746K…6409

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotedhananjay.sharma12@icicihfc.com 14d ago
document chasedhananjay.sharma12@icicihfc.com 14d ago
document chasedhananjay.sharma12@icicihfc.com 12d ago
Index II chasedhananjay.sharma12@icicihfc.com 9d ago
Index II chasedhananjay.sharma12@icicihfc.com 6d ago
Index II chasedhananjay.sharma12@icicihfc.com 2d ago
What EzDocs read from each document — check anything marked in red
Technical report HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf needs your check
found
True
found in
PROPERTY ADDRESS
area sq m
37.16
paper for
loan_ref: 77000358484; report_id: HRQ-26-159714; customer_name: Francina Joseph Anthony
confidence
0.95
address lines
taken: property; legal_address: Flat No 19 Ground Floor, Wing B, Saudagar Nagari Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale (Dehuroad Cantonment) Tal Haveli Dist Pune; property_address: Flat No 19 Ground Floor, Wing B, Sau
property address
pin: 412101; state: MAHARASHTRA; taluka: HAVELI; Flat no: FLAT NO 19; district: PUNE; Floor: G; landmark: Near Shivaji Maharaj Vidyalaya; Address: Flat No 19 Ground Floor, Wing B, Saudagar Nagari,Chsl, Sno 34, H
security address verbatim
Flat No 19 Ground Floor, Wing B, Saudagar Nagari ,Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale, ( Dehuroad Cantonment) Tal Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 37.16, 'paper_for': {'loan_ref': '77000358484', 'report_id': 'HRQ-26-159714', 'customer_name': 'Francina Joseph Anthony'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'property', 'legal_address': 'Flat No 19 Ground Floor, Wing B, Saudagar Nagari Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale ( Dehuroad Cantonment) Tal Haveli Dist Pune', 'property_address': 'Flat No 19 Ground Floor, Wing B, Saudagar Nagari ,Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale, ( Dehuroad Cantonment) Tal Haveli Dist Pune'}, 'property_address': {'pin': '412101', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'HAVELI', 'flat_no': 'FLAT NO 19', 'district': 'PUNE', 'floor_no': 'G', 'landmark': 'Near Shivaji Maharaj Vidyalaya', 'full_address': 'Flat No 19 Ground Floor, Wing B, Saudagar Nagari ,Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale, ( Dehuroad Cantonment) Tal Haveli Dist Pune', 'village_city': 'KIWALE', 'building_name': 'B WING, SAUDAGAR NAGARI CHSL', 'survey_or_cts_no': 'SNO 34, HISSA NO 2/7'}, 'security_address_verbatim': 'Flat No 19 Ground Floor, Wing B, Saudagar Nagari ,Chsl, Sno 34, Hissa No 2/7 Mauje Kiwale, ( Dehuroad Cantonment) Tal Haveli Dist Pune'}
PAN card Francina Pan Card (1).pdf needs your check
dob
1998-03-23
pan
CQYPA7746K
name
FRANCINA JOSEPH ANTHONY
legible
True
father name
JOSEPH ANTHONY
raw reading (for Abhijit)
{'dob': '1998-03-23', 'pan': 'CQYPA7746K', 'name': 'FRANCINA JOSEPH ANTHONY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'JOSEPH ANTHONY', 'aadhaar_last4': None, 'quality_issue': None}
PAN card Janet Pan Card (1).pdf needs your check
dob
1967-10-23
pan
AIQPA9992B
name
JANET JOSEPH ANTHONY
legible
True
father name
VENKAT SURESHCHANDRA ROY
raw reading (for Abhijit)
{'dob': '1967-10-23', 'pan': 'AIQPA9992B', 'name': 'JANET JOSEPH ANTHONY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VENKAT SURESHCHANDRA ROY', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Janet Aadhar card (1).pdf needs your check
dob
1967-10-23
name
Janet Joseph Anthony
mobile
9890413097
address
pin: 412101; area: Mamurdi, Barlota Nagar; flat: Flat No 8; road: Dehu Road; state: Maharashtra; building: Chetan building; district: Pune; post_office: Dehu Road Cantt; Village: Pune
legible
True
aadhaar last4
7621
raw reading (for Abhijit)
{'dob': '1967-10-23', 'pan': None, 'name': 'Janet Joseph Anthony', 'mobile': '9890413097', 'address': {'pin': '412101', 'area': 'Mamurdi, Barlota Nagar', 'flat': 'Flat No 8', 'road': 'Dehu Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Chetan building', 'district': 'Pune', 'post_office': 'Dehu Road Cantt', 'village_city': 'Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7621', 'quality_issue': None}
Aadhaar card Franc Aadhar Card (2).pdf needs your check
dob
1998-03-23
name
Francina Joseph Anthony
mobile
8329431030
address
pin: 412101; area: Mamurdi, Barlota Nagar; flat: Flat No 8; road: Dehu Road; state: Maharashtra; building: Chetan building; district: Pune; post_office: Dehu Road Cantt
legible
True
aadhaar last4
6409
raw reading (for Abhijit)
{'dob': '1998-03-23', 'pan': None, 'name': 'Francina Joseph Anthony', 'mobile': '8329431030', 'address': {'pin': '412101', 'area': 'Mamurdi, Barlota Nagar', 'flat': 'Flat No 8', 'road': 'Dehu Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Chetan building', 'district': 'Pune', 'post_office': 'Dehu Road Cantt', 'village_city': None}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6409', 'quality_issue': None}
Sanction letter KFSLetter_77000358484.pdf needs your check
lan
77000358484
legible
True
purpose
Home Loan and Purchase/Improvement of Property
borrowers
{'name': 'FRANCINA JOSEPH ANTHONY', 'role': 'applicant', 'label': None}, {'name': 'JANET JOSEPH ANTHONY', 'role': 'co_applicant', 'label': None}
loan type
Home Loan and Purchase/Improvement of Property
confidence
1.0
rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.80% 8.10%p.a
linked refs
77950070005
loan amount
2800000
rate spread
-10.8
final amount
2800000
interest rate
8.1
sanction date
30/09/2026
letter version
HF-38-VER-14-01072026/KFS
reference rate
18.9
applicant email
9francinaanthony@gmail.com
applicant names
FRANCINA JOSEPH ANTHONY, JANET JOSEPH ANTHONY
printed altered
False
applicant mobile
+91-8329431030
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Flat No 8 Chetan building, Dehu Road, Dehu Road Cantt, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412101
raw reading (for Abhijit)
{'lan': '77000358484', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'FRANCINA JOSEPH ANTHONY', 'role': 'applicant', 'label': None}, {'name': 'JANET JOSEPH ANTHONY', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.80% 8.10%p.a', 'handwritten': [], 'linked_refs': ['77950070005'], 'loan_amount': 2800000, 'rate_spread': -10.8, 'final_amount': 2800000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': '9francinaanthony@gmail.com', 'applicant_names': ['FRANCINA JOSEPH ANTHONY', 'JANET JOSEPH ANTHONY'], 'printed_altered': False, 'applicant_mobile': '+91-8329431030', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 8 Chetan building, Dehu Road, Dehu Road Cantt, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412101'}
LSR (search report) DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony 28.09.2026 (1).pdf needs your check
found
True
found in
PART I: PROPERTY DETAILS, Item 7. Description of the Property (with Boundaries)
area sq m
48.32
paper for
loan_ref: 10337577 - 77000358484; report_id: LVP-SEP-26-ICHF-117; customer_name: FRANCINA ANTHONY
confidence
0.95
property address
pin: 412101; taluka: Haveli; Flat no: Flat No. 19; district: Pune; Floor: Ground Floor; landmark: Dehu Road Cantonment Board; Address: Flat No. 19, Ground Floor, B Building, Saudagar Nagari, Saudagar Nagari Co-Op
security address verbatim
Flat No. 19, admeasuring built-up area 48.32 square meters, along with garden area admeasuring 27.88 square meters, on the Ground Floor, in ‘B’ Building, in the building known as ‘Saudagar Nagari’ of the society known as
raw reading (for Abhijit)
{'found': True, 'found_in': 'PART I: PROPERTY DETAILS, Item 7. Description of the Property (with Boundaries)', 'area_sq_m': 48.32, 'paper_for': {'loan_ref': '10337577 - 77000358484', 'report_id': 'LVP-SEP-26-ICHF-117', 'customer_name': 'FRANCINA ANTHONY'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': '412101', 'road': None, 'state': None, 'taluka': 'Haveli', 'flat_no': 'Flat No. 19', 'district': 'Pune', 'floor_no': 'Ground Floor', 'landmark': 'Dehu Road Cantonment Board', 'full_address': 'Flat No. 19, Ground Floor, B Building, Saudagar Nagari, Saudagar Nagari Co-Operative Housing Society Ltd., Survey No. 34/2/7, Village Kiwale, Taluka Haveli, District Pune, Pin - 412101', 'village_city': 'Kiwale', 'building_name': 'B Building, Saudagar Nagari, Saudagar Nagari Co-Operative Housing Society Ltd.', 'survey_or_cts_no': 'Survey No. 34/2/7'}, 'security_address_verbatim': 'Flat No. 19, admeasuring built-up area 48.32 square meters, along with garden area admeasuring 27.88 square meters, on the Ground Floor, in ‘B’ Building, in the building known as ‘Saudagar Nagari’ of the society known as ‘Saudagar Nagari Co-Operative Housing Society Ltd.’ constructed on the land bearing Survey No.34/2/7, admeasuring area 20 R, lying and being situated at Village Kiwale, Taluka Haveli, District Pune within the limits of Dehu Road Cantonment Board and within the Jurisdiction of Sub-Registrar Haveli, Pune'}
LSR (search report) DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony 28.09.2026 (1).pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
LSR (search report) DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony 28.09.2026 (1).pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter KFSLetter_77000358484.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical report HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) FRANCINA MOD CHALLAN.jpg needs your check
total
24470
defaced
False
paying bank
Bank of Baroda 9047
payment date
30 Sept 2026, 9:41 pm
raw reading (for Abhijit)
{'grn': None, 'pin': None, 'total': 24470, 'article': None, 'defaced': False, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': None, 'sro_office': None, 'paying_bank': 'Bank of Baroda 9047', 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': '30 Sept 2026, 9:41 pm', 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}
Paid challan (GRAS) FRANCINA JOSEPH ANTHONY EchallanMH011295756202627E.pdf needs your check
grn
MH011295756202627E
pin
412101
total
22420.0
article
6(1)
defaced
False
bank cin
03006172026100300156
district
PUNE
area city
PUNE
payer pan
CQYXXXXXXK
flat block
FLAT NO 19 GROUND FLOOR WING B
payer name
FRANCINA JOSEPH ANTHONY
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2800000
scheme rows
{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1030
payment date
03/10/2026-12:00:55
road locality
SAUDAGAR NAGARI CHSL SNO 34 HISSA NO 2/7 MAUJE KIWALE DEHUROAD CANTONMENT TAL HAVELI DIST PUNE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
2800000
raw reading (for Abhijit)
{'grn': 'MH011295756202627E', 'pin': '412101', 'total': 22420.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100300156', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CQYXXXXXXK', 'flat_block': 'FLAT NO 19 GROUND FLOOR WING B', 'payer_name': 'FRANCINA JOSEPH ANTHONY', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2800000', 'scheme_rows': [{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1030', 'payment_date': '03/10/2026-12:00:55', 'road_locality': 'SAUDAGAR NAGARI CHSL SNO 34 HISSA NO 2/7 MAUJE KIWALE DEHUROAD CANTONMENT TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2800000'}
Technical record (for Abhijit — safe to ignore)
2d agoEzDocsemail_shadowed:index2_chase{'to': 'dhananjay.sharma12@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000358484) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
2d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d agoEzDocsemail_shadowed:index2_chase{'to': 'dhananjay.sharma12@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000358484) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
6d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d agoEzDocsemail_shadowed:index2_chase{'to': 'dhananjay.sharma12@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000358484) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
9d agoEzDocsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['doc_chase', 'fee_quote']}
12d agoEzDocsgpay_not_settled_yet{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
12d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
12d agoEzDocspayment_verified{'utr': None, 'delta': 29.2, 'method': 'amount_match+gpay_alert', 'paid_at': '2026-10-02T14:19:00+00:00', 'expected': 24470.8, 'received': 24500.0, 'confidence': 'medium'}
12d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
12d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '7d53a46e-deb7-4c80-8021-780b0c92c639'}
12d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CQxxxxxxXK — no paper on the
12d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'FRANCINA JOSEPH ANT
12d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
12d agoEzDocschallan_verified_against_case{'grn': 'MH011295756202627E', 'file': 'FRANCINA JOSEPH ANTHONY EchallanMH011295756202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
12d agoEzDocschallan_extracted{'grn': 'MH011295756202627E', 'file': 'FRANCINA JOSEPH ANTHONY EchallanMH011295756202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 22420.0}
12d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '425980', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
12d agoNIKHILcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
12d agoEzDocspaper_locate{'fp': '7a4d9639b77d7a3a', 'box': [2, 0, 998, 1000], 'why': 'The PAN card with PAN CQYPA7746K is on page 1, covering the entire image.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '8c0b7fec-c9
12d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
12d agoEzDocscase_read{'how': 'uri', 'tag': 'b6f806c82ee5096f', 'docs': ['DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony 28.09.2026 (1).pdf', 'HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf', 'KFSLetter_7700035848
12d agoEzDocscase_read_started{'tag': 'b6f806c82ee5096f', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
12d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (SURVEY, SHIVAJI, MAHARAJ, VIDYALAYA) — read box 1 once against the paper's own words"}
12d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Hadd name', 'why': "The source prints 'Dehuroad Cantonment'; 'Board' i
12d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['challan total Rs.24470 — the case works out Rs.22420']}
12d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '59711854-0766-4069-a68c-814ab6fd34aa'}
12d agoEzDocsreader_home_address{'fp': '53be1d8b84479ba5', 'from': 'the sanction letter (KFSLetter_77000358484.pdf)', 'home': {'pin': '412101', 'area': 'Dehu Road Cantt', 'flat': '8', 'road': 'Dehu Road', 'state': 'MAHARASHTRA', 'building': 'Chetan bui
12d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '59711854-0766-4069-a68c-814ab6fd34aa'}
12d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.24470 but this case's figures say Rs.22420 (0.3% Rs.8410 + 0.5% Rs.14010); the case says Rs.2800000. The team paid it;
12d agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Payment Screenshot with UTR
Money
₹24,500 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Mail bounced — the branch did not get it. Re-send. The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid. GPay ₹24,500 announced at 07:55 has not settled into the PNB account (due 11:55). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03045 | 77000358484
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03045 | 77000358484
10:00
An old draft withdrew itself — its asks were already answered
10:00
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03045 | 77000358484
10:00
An old draft withdrew itself — its asks were already answered
10:00
3 Oct22 things — 2 documents received · 2 letters written · 3 cautions · 15 steps
EzDocs took 15 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:35
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:25
Checked: this challan is not another case's
12:32
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:04
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:04
Challan re-read against the case — matches exactly
12:04
Received: Challan
FRANCINA JOSEPH ANTHONY EchallanMH011295756202627E.pdf
12:04
NIKHIL pressed Proceed on the challan — what was changed is kept
12:00
EzDocs read the whole file
11:56
Judged again with today's rules, the challan still does not match the case — a person opens it
10:38
Checked: this challan is not another case's
10:34
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
10:33
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
10:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:32
The challan's address boxes were written from the papers
10:32
The branch sent challans of its own — decide the ask before the fee mail: their challans mean our fee only
10:31
The challan on file matches neither fee head — a person must open it
10:31
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
10:31
Received: Challan
FRANCINA MOD CHALLAN.jpg
10:31
Nothing new to ask for — stayed quiet
10:01
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03045 — pending documents
10:00
An old draft withdrew itself — its asks were already answered
10:00
30 Sep29 things — 7 documents received · 3 letters written · 1 money step · 1 caution · 17 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:54
EzDocs took 25 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:53
The challan's address boxes were written from the papers
20:44
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:34
Nothing new to ask for — stayed quiet
20:19
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
20:18
EzDocs read the whole file
19:58
A bank statement was read row by row — no payment to our accounts in it
19:58
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:58
Wrote the document chase mail — held, silent mode
Kindly initiate the NOI in case of . FRANCINA ANTHONY - 10337577 / 77000358484
19:58
The challan's address boxes were written from the papers
19:58
Nothing new to ask for — stayed quiet
19:58
Nothing new to ask for — stayed quiet
19:57
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03045
19:57
The loan amount was worked out from the papers
19:57
A bank statement was read row by row — no payment to our accounts in it
19:57
Received: Sanction letter
KFSLetter_77000358484.pdf
19:57
Received: LSR
DSC - CONDITIONAL POSITIVE LOR + SEARCH OF Francina Anthony 28.09.2026 (1).pdf
19:57
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
19:57
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
19:57
Property checked by EzDocs — read from the report, every box that names the flat is there
19:57
Co-applicant added
19:57
Property read from the legal / technical report (the sanction letter had none)
19:57
Received: Aadhaar
Franc Aadhar Card (2).pdf
19:57
Received: Technical report
HRQ-26-159714_INDProcessRequest_2500320260928163446034 (1).pdf
19:57
Received: Aadhaar
Janet Aadhar card (1).pdf
19:57
Received: PAN card
Janet Pan Card (1).pdf
19:57
Received: PAN card
Francina Pan Card (1).pdf
19:57
Case opened from the branch's mail
19:57
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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