Cases / NOI-2026-03659
Varsha Watkar
LAN 77000352505
Ready for challan · our move
Make the challanSend the draft 1All documentsMails & papers 5Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challanall in
9 of 9 in hand.
everything the challan needs, and where each one stands
everything the challan needs, and where each one stands
Everything for the challan is in. Make it today.
✓Selfie / photoopen
✓PAN cardopen
✓LSR (search report)open
✓Technical reportopen
✓Sanction letteropen
✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)
✓ PAN and Aadhaar name the same person — checked by EzDocs: VARSHA WATKAR · Varsha Rajesh Watkar
All files (7)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹34,460.66CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹34,750 receivedfound by its UTR
Stamp duty 0.3%17,410
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.66
Total we ask for34,460.66
the branch’s receipt claims ₹34,750 309186964659
paid 16:55:28 · verified 17:10:49 · 15 min later
How we know
Our own bank told us — 16:55
₹34,750 · UTR 309186964659 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹34750.00 from RAJESH WARUNENDRA WATKAR.”
Matched by: by UTR — the bank's reference is the one on the screenshot · moved here from a case that had it on the amount alone — this case's screenshot names the very amount
By law ₹34,450. We ask ₹34,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II —not yet
the NOI team 43 minthe branch 1 h 18 mintotal 2 h 01 min so far
Now with the NOI team — making the challan
since 17:10 — 35 min of working time
Day by day — every step and who held it
15:45Your branch's mail
15:46Papers read+1 min · the NOI team
15:46Property readat once
15:46Fee quotedat once
16:55Payment landed+1 h 09 min · the branch
17:04Papers from your branch+9 min · the branch
17:05Papers read+1 min · the NOI team
17:10Payment verified+6 min · the NOI team
17:10Ready for the challanat once
Case facts
Bank
ICICI_HFC
Loan amount
₹58,00,000
Loan account no.
77000352505
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Make the challan — everything is ready
Documents complete, money verified. Five small steps, ten minutes:
- Open GRAS for this case — the co-pilot walks the menu (Inspector General of Registration → Pay Without Registration → Citizen → Make Payment to Register Your Document → Pay Stamp Duty & Registration Fee Together) and stops on the challan form.
- The form fills itself with NOI-2026-03659 — nothing to type. Green boxes are filled; orange ones want your eyes. (If a link is not where the co-pilot expects, it says so — click that one step yourself and it carries on.) See the challan exactly as it will be typed, the papers beside it →
- Check the figures match these:GRAS will ask exactly: Stamp Duty ₹17,410 + Registration Fee ₹15,000 = ₹32,410 (also on the Calculator)
- Solve the captcha, press Proceed, and pay by the NOI team's netbanking. (The captcha and the money are always yours, never EzDocs'.)
- Download the challan PDF and drop it here — EzDocs reads the GRN, re-checks every figure and name on it, and writes the bank mail (held on Draft mails for your Send):
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereYOU ARE HERE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (34m ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: Fw: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SK
shubham.kubade@icicihfc.com icicihfc.com
16 Oct, 15:45 · 2h ago THE FIRST MAIL — how this case began
16 Oct, 15:45 · 2h ago THE FIRST MAIL — how this case began
APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
📎 PHOTO-2026-09-05-12-18-15.jpg↗📎 PHOTO-2026-09-05-11-21-03.jpg↗📎 both applicant aadhar and pan.pdf↗📎 39-Varsha Watkar- P+C-07-10-2026 (1).pdf↗📎 HRQ-26-165218_INDProcessRequest_2500320261↗📎 KFSLetter_77000352505 (3).pdf↗
Dear Team,
Kindly process the challan of 0.3% & 0.5% for the below mention case:
Customer nameVARSHA WATKAR
Loan amount₹58,00,000
Application No - 77000352505,
Case Type - HOME LOAN P+C /Resale
All the required docs. are attached.
Request you to kindly process the same at the earliest.
🤖 read: asks for the challan; documents attached — “Loan Amount - 58,00,000 /-”
2 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
16 Oct, 15:49 · 1h ago
16 Oct, 15:49 · 1h ago
Team,
Loan amount₹58,00,000
Stamp duty 0.30%₹17,410
Registration fee 0.50%₹15,000
Total₹34,460
PFA calculation sheet.
NOI CALCULATOR
NOI Govt Fees
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Fri, 16 Oct 2026 at 15:46, Shubham Kubade /DIST/ICICIHFC/NGPR <
shubham.kubade@icicihfc.com> wrote:
Dear Team,
Kindly process the challan of 0.3% & 0.5% for the below mention case:
Applicant Name- VARSHA WATKAR
Application No - 77000352505,
Loan Amount - 58,00,000 /-
Case Type - HOME LOAN P+C /Resale
All the required docs. are attached.
Request you to kindly process the same at the earliest.
🤖 read: asks the branch for the payment — “Total Amount FOR NOI 34460.00”
VG
vishesh.goriya@icicihfc.com icicihfc.com
16 Oct, 17:04 · 41m ago
16 Oct, 17:04 · 41m ago
Sent from Outlook for Android<https://aka.ms/AAb9ysg>
earlier mails quoted below
________________________________
From: Shubham Kubade /DIST/ICICIHFC/NGPR <shubham.kubade@icicihfc.com>
Sent: Friday, 16 October 2026 15:55:04
To: Vishesh Goriya /DIST/ICICIHFC/NGPR <vishesh.goriya@icicihfc.com>
Subject: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
Dear Team,
Kindly process the challan of 0.3% & 0.5% for the below mention case:
Applicant Name- VARSHA WATKAR
Application No - 77000352505,
Loan Amount - 58,00,000 /-
Case Type - HOME LOAN P+C /Resale
All the required docs. are attached.
Request you to kindly process the same at the earliest.
🤖 read: documents attached
SK
shubham.kubade@icicihfc.com icicihfc.com
16 Oct, 17:12 · 32m ago
16 Oct, 17:12 · 32m ago
Recall: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
shubham.kubade@icicihfc.com would like to recall the message, "APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING".
🤖 read: The sender wishes to recall a previous message.
SA
sharma.akash@icicihfc.com icicihfc.com
16 Oct, 17:45 · 0m ago
16 Oct, 17:45 · 0m ago
Re: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
Dear team,
Please provide the chalan ASAP
Thanks & Regards,
Akash Sharma
Territory Business Manager
Nagpur Wardha Rd
From: Vishesh Goriya /DIST/ICICIHFC/NGPR <vishesh.goriya@icicihfc.com>
Sent: Friday, October 16, 2026 5:04 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc: Akash Sharma /DIST/ICICIHFC/NGPR <sharma.akash@icicihfc.com>; Rakesh Deoghare /DISTP/ICICIHFC/NGPR <rakesh.deoghare@icicihfc.com>; Shakibkhan Pathan /DISTP/ICICIHFC/NGPR <shakibkhan.pathan@icicihfc.com>
Subject: Fw: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
Sent from
Outlook for Android
From: Shubham Kubade /DIST/ICICIHFC/NGPR <shubham.kubade@icicihfc.com>
Sent: Friday, 16 October 2026
🤖 read: asks for the challan — “Please provide the chalan ASAP”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
Everything for the challan is in. Make it today.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | PHOTO-2026-09-05-12-18-15.jpg | filed | 1h ago |
| Selfie / photo | PHOTO-2026-09-05-11-21-03.jpg | filed | 1h ago |
| PAN card+ Aadhaar card inside | both applicant aadhar and pan.pdf | filed | 1h ago |
| LSR (search report)+ Sale deed inside+ Technical report inside | 39-Varsha Watkar- P+C-07-10-2026 (1).pdf | filed | 1h ago |
| Technical report | HRQ-26-165218_INDProcessRequest_2500320261013173543035.pdf | filed | 1h ago |
| Sanction letter | KFSLetter_77000352505 (3).pdf | filed | 1h ago |
| Payment screenshot | PHOTO-2026-10-16-16-55-48.jpg | filed | 40m ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹34,460.66
₹34,460.66
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹34,750 309186964659
₹34,750 309186964659
Paid at
16:55:28
16:55:28
Verified on
17:10:49
17:10:49
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹17,410 | ₹15,000 | ₹350 | ₹1,700 | ₹34,460 |
By law ₹34,450. We ask ₹34,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
Challan: 13 of 13 boxes on the caseOpen the verification page →
Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village
The e-filing’s boxes (35 of 46 ready) come up once the challan is paid.
✗ EzDocs found boxes that do NOT agree with the document (34m ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-165218_INDProcessRequest_2500320261013173543035.pdf
Property Address line
PLOT NO. 56, MOUZA PIPLA,SHET NO. 165/2, P.H. NO. 38,TAH. NAGPUR GRAMIN AND DIST. NAGPUR, 440034.
PLOT NO. 56, MOUZA PIPLA,SHET NO. 165/2, P.H. NO. 38,TAH. NAGPUR GRAMIN AND DIST. NAGPUR, 440034.
Legal Address line
PLOT NO. 56, MOUZA PIPLA, SHET NO. 165/2, P.H. NO. 38, TAH. NAGPUR GRAMIN AND DIST. NAGPUR, 440034.
PLOT NO. 56, MOUZA PIPLA, SHET NO. 165/2, P.H. NO. 38, TAH. NAGPUR GRAMIN AND DIST. NAGPUR, 440034.
PIN
440034
440034
the technical report
39-Varsha Watkar- P+C-07-10-2026 (1).pdf
as printed
PLOT NO. 56 ADMEASURING ABOUT 165.96 SQ. MTRS (1786.39 SQ. FT), BEING A PORTION OF ENTIRE LAND BEARING KH. NO. 165/2 OF MOUZA-PIPLA, BEARING P. H. NO. 38, SITUATED WITHIN THE LIMITS OF NAGAR PANCHAYAT BESA (PIPLA) IN TAHSIL NAGPUR (RURAL) AND DISTRICT NAGPUR
PLOT NO. 56 ADMEASURING ABOUT 165.96 SQ. MTRS (1786.39 SQ. FT), BEING A PORTION OF ENTIRE LAND BEARING KH. NO. 165/2 OF MOUZA-PIPLA, BEARING P. H. NO. 38, SITUATED WITHIN THE LIMITS OF NAGAR PANCHAYAT BESA (PIPLA) IN TAHSIL NAGPUR (RURAL) AND DISTRICT NAGPUR
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 56 MOUZA PIPLA SHET NO 165/2 PH NO 38
PLOT NO 56 MOUZA PIPLA SHET NO 165/2 PH NO 38
Locality/Road
BEHIND NIKHIL SANITARY HARDWARE MHALGI NAGAR BIDIPETH TAH NAGPUR GRAMIN AND DIST NAGPUR
BEHIND NIKHIL SANITARY HARDWARE MHALGI NAGAR BIDIPETH TAH NAGPUR GRAMIN AND DIST NAGPUR
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
the technical report also prints: 165, 1786, 39, 96, BESA, ENTIRE, RURAL
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | RAJESH WARUNENDRA WATKAR | AAPPW8123K | …4338 |
| mortgagor | VARSHA RAJESH WATKAR | ABWPW6150E | …9264 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | shubham.kubade@icicihfc.com | 1h ago |
| document chase | shubham.kubade@icicihfc.com | 1h ago |
| documents acknowledged | vishesh.goriya@icicihfc.com | 40m ago |
| acknowledgement | vishesh.goriya@icicihfc.com | 34m ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo PHOTO-2026-09-05-12-18-15.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}Selfie / photo PHOTO-2026-09-05-11-21-03.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}PAN card both applicant aadhar and pan.pdf needs your check
dob
1975-05-20
1975-05-20
pan
AAPPW8123K
AAPPW8123K
name
RAJESH WARUNENDRA WATKAR
RAJESH WARUNENDRA WATKAR
legible
True
True
father name
WARUNENDRA RAGHUNATHRAO WATKAR
WARUNENDRA RAGHUNATHRAO WATKAR
raw reading (for Abhijit)
{'dob': '1975-05-20', 'pan': 'AAPPW8123K', 'name': 'RAJESH WARUNENDRA WATKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'WARUNENDRA RAGHUNATHRAO WATKAR', 'aadhaar_last4': None, 'quality_issue': None}LSR (search report) 39-Varsha Watkar- P+C-07-10-2026 (1).pdf needs your check
found
True
True
found in
Description of the Property (with Boundaries)
Description of the Property (with Boundaries)
area sq m
165.96
165.96
paper for
loan_ref: 77000352505; report_id: SMB/ICICI-HFC/SEP/2026/39; customer_name: Sau. Varsha Rajesh Watkar
loan_ref: 77000352505; report_id: SMB/ICICI-HFC/SEP/2026/39; customer_name: Sau. Varsha Rajesh Watkar
confidence
0.99
0.99
reading486
property
property
property address
state: Maharashtra; taluka: Nagpur (Rural); Flat no: Plot No. 56; district: Nagpur; landmark: Nagar Panchayat Besa (Pipla); Address: Plot No. 56, Kh. No. 165/2, Mouza-Pipla, P. H. No. 38, Nagar Panchayat Besa (Pipla
state: Maharashtra; taluka: Nagpur (Rural); Flat no: Plot No. 56; district: Nagpur; landmark: Nagar Panchayat Besa (Pipla); Address: Plot No. 56, Kh. No. 165/2, Mouza-Pipla, P. H. No. 38, Nagar Panchayat Besa (Pipla
security address verbatim
Plot No. 56 admeasuring about 165.96 Sq. Mtrs (1786.39 Sq. Ft), being a portion of entire land bearing Kh. No. 165/2 of Mouza-Pipla, bearing P. H. No. 38, situated within the limits of Nagar Panchayat Besa (Pipla) in Tah
Plot No. 56 admeasuring about 165.96 Sq. Mtrs (1786.39 Sq. Ft), being a portion of entire land bearing Kh. No. 165/2 of Mouza-Pipla, bearing P. H. No. 38, situated within the limits of Nagar Panchayat Besa (Pipla) in Tah
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of the Property (with Boundaries)', 'area_sq_m': 165.96, 'paper_for': {'loan_ref': '77000352505', 'report_id': 'SMB/ICICI-HFC/SEP/2026/39', 'customer_name': 'Sau. Varsha Rajesh Watkar'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Nagpur (Rural)', 'flat_no': 'Plot No. 56', 'district': 'Nagpur', 'floor_no': None, 'landmark': 'Nagar Panchayat Besa (Pipla)', 'full_address': 'Plot No. 56, Kh. No. 165/2, Mouza-Pipla, P. H. No. 38, Nagar Panchayat Besa (Pipla), Tahsil Nagpur (Rural), District Nagpur', 'village_city': 'Mouza-Pipla', 'building_name': None, 'survey_or_cts_no': 'Kh. No. 165/2, Plot No. 56'}, 'security_address_verbatim': 'Plot No. 56 admeasuring about 165.96 Sq. Mtrs (1786.39 Sq. Ft), being a portion of entire land bearing Kh. No. 165/2 of Mouza-Pipla, bearing P. H. No. 38, situated within the limits of Nagar Panchayat Besa (Pipla) in Tahsil Nagpur (Rural) and District Nagpur'}Sanction letter KFSLetter_77000352505 (3).pdf needs your check
lan
77000352505
77000352505
legible
True
True
purpose
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
loan type
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000352505)', "the sanctioned amount's digits and word
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000352505)', "the sanctioned amount's digits and word
rate words
11.15 % p.a. Floating; IHPLR 18.9 % less 7.75 %
11.15 % p.a. Floating; IHPLR 18.9 % less 7.75 %
loan amount
5800000.0
5800000.0
rate spread
-7.75
-7.75
final amount
5800000.0
5800000.0
interest rate
11.15
11.15
sanction date
15/10/2026
15/10/2026
reference rate
18.9
18.9
applicant email
raj_watkar@yahoo.com
raj_watkar@yahoo.com
applicant names
VARSHA RAJESH WATKAR, RAJESH WARUNENDRA WATKAR
VARSHA RAJESH WATKAR, RAJESH WARUNENDRA WATKAR
printed altered
False
False
sourced through
247180 - RULOANS DISTRIBUTION SERVICES P LTD
247180 - RULOANS DISTRIBUTION SERVICES P LTD
applicant mobile
9923172211
9923172211
balance transfer
False
False
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
Plot No. 12 Bante Layout, Hudkeshwar Road, Mhalginagar, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440034
Plot No. 12 Bante Layout, Hudkeshwar Road, Mhalginagar, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440034
raw reading (for Abhijit)
{'lan': '77000352505', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000352505)', "the sanctioned amount's digits and words agree (5800000)", 'the rate is the benchmark less the spread (18.9 - 7.75 = 11.15)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '11.15 % p.a. Floating; IHPLR 18.9 % less 7.75 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5800000.0, 'rate_spread': -7.75, 'final_amount': 5800000.0, 'interest_rate': 11.15, 'quality_issue': None, 'sanction_date': '15/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'raj_watkar@yahoo.com', 'applicant_names': ['VARSHA RAJESH WATKAR', 'RAJESH WARUNENDRA WATKAR'], 'printed_altered': False, 'sourced_through': '247180 - RULOANS DISTRIBUTION SERVICES P LTD', 'applicant_mobile': '9923172211', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Plot No. 12 Bante Layout, Hudkeshwar Road, Mhalginagar, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440034'}Technical report HRQ-26-165218_INDProcessRequest_2500320261013173543035.pdf needs your check
found
True
True
found in
PROPERTY ADDRESS
PROPERTY ADDRESS
area sq m
74.32
74.32
paper for
loan_ref: 77000352505; report_id: HRQ-26-165218; customer_name: Varsha Watkar
loan_ref: 77000352505; report_id: HRQ-26-165218; customer_name: Varsha Watkar
confidence
0.99
0.99
reading486
property
property
address lines
taken: legal; legal_address: Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.; property_address: Plot No. 56, Mouza Pipla,,Shet No. 165/2, P.H. No. 38,,Tah. Nagpur Grami
taken: legal; legal_address: Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.; property_address: Plot No. 56, Mouza Pipla,,Shet No. 165/2, P.H. No. 38,,Tah. Nagpur Grami
property address
pin: 440034; state: Maharashtra; taluka: Nagpur Gramin; district: Nagpur; landmark: Behind Nikhil Sanitary Hardware, Mhalgi Nagar Bidipeth; Address: Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur
pin: 440034; state: Maharashtra; taluka: Nagpur Gramin; district: Nagpur; landmark: Behind Nikhil Sanitary Hardware, Mhalgi Nagar Bidipeth; Address: Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur
security address verbatim
Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.
Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 74.32, 'paper_for': {'loan_ref': '77000352505', 'report_id': 'HRQ-26-165218', 'customer_name': 'Varsha Watkar'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.', 'property_address': 'Plot No. 56, Mouza Pipla,,Shet No. 165/2, P.H. No. 38,,Tah. Nagpur Gramin And Dist. Nagpur, 440034.'}, 'property_address': {'pin': '440034', 'road': None, 'state': 'Maharashtra', 'taluka': 'Nagpur Gramin', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': 'Behind Nikhil Sanitary Hardware, Mhalgi Nagar Bidipeth', 'full_address': 'Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.', 'village_city': 'Pipla', 'building_name': None, 'survey_or_cts_no': 'Plot No. 56, Shet No. 165/2, P.H. No. 38'}, 'security_address_verbatim': 'Plot No. 56, Mouza Pipla, Shet No. 165/2, P.H. No. 38, Tah. Nagpur Gramin And Dist. Nagpur, 440034.'}PAN card both applicant aadhar and pan.pdf needs your check
name
Rajesh Warunendra Watkar
Rajesh Warunendra Watkar
address
pin: 440034; area: Near Radhakrishna Mandir; road: Hudkeshwar Road; state: Maharashtra; building: Bante Layout; district: Nagpur; post_office: Rajapeth S O; Village: Mhalginagar, Nagpur
pin: 440034; area: Near Radhakrishna Mandir; road: Hudkeshwar Road; state: Maharashtra; building: Bante Layout; district: Nagpur; post_office: Rajapeth S O; Village: Mhalginagar, Nagpur
legible
True
True
aadhaar last4
4338
4338
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Rajesh Warunendra Watkar', 'mobile': None, 'address': {'pin': '440034', 'area': 'Near Radhakrishna Mandir', 'flat': None, 'road': 'Hudkeshwar Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Bante Layout', 'district': 'Nagpur', 'post_office': 'Rajapeth S O', 'village_city': 'Mhalginagar, Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4338', 'quality_issue': None}PAN card both applicant aadhar and pan.pdf needs your check
name
Rajesh Warunendra Watkar
Rajesh Warunendra Watkar
page
1
1
address
pin: 440034; area: Near Radhakrishna Mandir, Bante Layout, Rajapeth S O, Mhalginagar; flat: 12; road: Hudkeshwar Road; state: Maharashtra; district: Nagpur; Village: Nagpur
pin: 440034; area: Near Radhakrishna Mandir, Bante Layout, Rajapeth S O, Mhalginagar; flat: 12; road: Hudkeshwar Road; state: Maharashtra; district: Nagpur; Village: Nagpur
legible
True
True
card kind
aadhaar
aadhaar
card of many
1
1
aadhaar last4
4338
4338
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Rajesh Warunendra Watkar', 'page': 1, 'mobile': None, 'address': {'pin': '440034', 'area': 'Near Radhakrishna Mandir, Bante Layout, Rajapeth S O, Mhalginagar', 'flat': '12', 'road': 'Hudkeshwar Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '4338', 'quality_issue': None}PAN card both applicant aadhar and pan.pdf needs your check
dob
1975-05-20
1975-05-20
pan
AAPPW8123K
AAPPW8123K
name
RAJESH WARUNENDRA WATKAR
RAJESH WARUNENDRA WATKAR
page
2
2
legible
True
True
card kind
pan
pan
father name
WARUNENDRA RAGHUNATHRAO WATKAR
WARUNENDRA RAGHUNATHRAO WATKAR
card of many
2
2
raw reading (for Abhijit)
{'dob': '1975-05-20', 'pan': 'AAPPW8123K', 'name': 'RAJESH WARUNENDRA WATKAR', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'WARUNENDRA RAGHUNATHRAO WATKAR', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}PAN card both applicant aadhar and pan.pdf needs your check
dob
1980-03-11
1980-03-11
pan
ABWPW6150E
ABWPW6150E
name
VARSHA WATKAR
VARSHA WATKAR
page
3
3
legible
True
True
card kind
pan
pan
father name
UMAKANT KISANJI ANJANKAR
UMAKANT KISANJI ANJANKAR
card of many
3
3
raw reading (for Abhijit)
{'dob': '1980-03-11', 'pan': 'ABWPW6150E', 'name': 'VARSHA WATKAR', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'UMAKANT KISANJI ANJANKAR', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}PAN card both applicant aadhar and pan.pdf needs your check
name
Varsha Rajesh Watkar
Varsha Rajesh Watkar
page
4
4
address
pin: 440034; area: Behind Shahu lawn, Bante Layout; flat: 12; road: Hudkeshwar Road; state: Maharashtra; district: Nagpur; Village: Nagpur
pin: 440034; area: Behind Shahu lawn, Bante Layout; flat: 12; road: Hudkeshwar Road; state: Maharashtra; district: Nagpur; Village: Nagpur
legible
True
True
card kind
aadhaar
aadhaar
card of many
4
4
aadhaar last4
9264
9264
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Varsha Rajesh Watkar', 'page': 4, 'mobile': None, 'address': {'pin': '440034', 'area': 'Behind Shahu lawn, Bante Layout', 'flat': '12', 'road': 'Hudkeshwar Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '9264', 'quality_issue': None}Payment screenshot PHOTO-2026-10-16-16-55-48.jpg needs your check
utr
309186964659
309186964659
date
2026-10-16
2026-10-16
time
16:55
16:55
amount
34750
34750
method
PhonePe
PhonePe
payee upi
vyapar.********1429@hdfcbank
vyapar.********1429@hdfcbank
payee name
ADV RASHMI SINGH AND ASS...
ADV RASHMI SINGH AND ASS...
raw reading (for Abhijit)
{'utr': '309186964659', 'date': '2026-10-16', 'time': '16:55', 'amount': 34750, 'method': 'PhonePe', 'payee_upi': 'vyapar.********1429@hdfcbank', 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASS...', 'payer_name': None, 'debit_notification_text': None}Technical record (for Abhijit — safe to ignore)
| 32m ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T11:43:19', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-16 10:15', 'id': '1a144361e0d326c2', 'from': 'branch', 'gist': 'Branch requests NOI team to process challan for a home loan appl |
| 32m ago | EzDocs | mail_against_file490 | {'at': '2026-10-16T11:43:10', 'asks': [], 'gist': 'The branch has recalled a previous message.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a14485be35f95e2', 'still_open': [], 'contradicts': [], 'nothi |
| 32m ago | EzDocs | thread_merged | {'why': "a new conversation naming this case's loan number joined it", 'subject': 'Recall: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING', 'thread_id': '1a14485be35f9 |
| 34m ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 34m ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PENDING'} |
| 34m ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 34m ago | EzDocs | case_acknowledged_challan_queued | {'utr': '309186964659', 'fee_total': 34460} |
| 34m ago | EzDocs | email_shadowed:ack | {'to': 'vishesh.goriya@icicihfc.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same.\n\nAradhana Rai\nNOI Coordinator | One Legal\n+91 8888706 |
| 34m ago | EzDocs | draft_withdrawn | {'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']} |
| 34m ago | EzDocs | credit_moved523 | {'to': 'NOI-2026-03659', 'why': "the transaction number on this case's payment screenshot is this credit's (309186964659) — moved here from NOI-2026-01287, whose own screenshot shows another payment", 'from': 'NOI-2026-0 |
| 34m ago | EzDocs | payment_verified | {'utr': '309186964659', 'why': "paid ₹34,750, ₹289 MORE than our ask of ₹34,461 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 289.34, 'method': 'utr_exact+moved', 'pai |
| 34m ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 40m ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T11:35:16', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-16 10:15', 'id': '1a144361e0d326c2', 'from': 'branch', 'gist': 'Branch requests NOI team to process challan for a home loan appl |
| 40m ago | EzDocs | mail_against_file490 | {'at': '2026-10-16T11:35:09', 'asks': [], 'gist': 'The branch sent a payment screenshot for the challan.', 'next': "Check if the payment is credited to the bank's account.", 'brought': [{'how': 'paper', 'need': '', 'what |
| 40m ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 7, 'seconds': 5.7, 'workers': 5} |
| 40m ago | EzDocs | email_shadowed:ack_docs | {'to': 'vishesh.goriya@icicihfc.com', 'body': "Team,\n\nWe acknowledge the receipt of your mail and documents.\n\nYour payment advice for Rs. 34,750 (UTR 309186964659) is noted. We are confirming the credit in our accoun |
| 40m ago | EzDocs | stronger_claim_conflict | {'ref': '309186964659', 'why': "this case's own payment screenshot carries the transaction number of the ₹34,750 credit counted on NOI-2026-01287 (the payer is that case's own customer) — that case's own facts point to i |
| 40m ago | EzDocs | acknowledged_with_advice | {'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 34750.0} |
| 40m ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Team,\n\nKindly share the following to process the challan:\n\n 1. Applic |
| 40m ago | EzDocs | screenshot_claim_recorded | {'utr': '309186964659', 'date': '2026-10-16', 'parts': 1, 'amount': 34750, 'claimed_total': 34750.0} |
| 40m ago | EzDocs | document_received | {'file': 'PHOTO-2026-10-16-16-55-48.jpg', 'doc_type': 'payment_screenshot', 'confidence': 0.95, 'payment_seen': 'page 1, Paid to ADV RASHMI SINGH AND ASS...', 'payments_to_us': 1} |
| 40m ago | EzDocs | thread_merged | {'why': "a new conversation naming this case's loan number joined it", 'subject': 'Fw: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING', 'thread_id': '1a1447e4458881c9' |
| 54m ago | EzDocs | reader_home_address | {'fp': '75903adaddb0752c', 'from': 'the sanction letter (KFSLetter_77000352505 (3).pdf)', 'home': {'pin': '440034', 'area': 'Mhalginagar', 'flat': 'Plot No. 12', 'road': 'Hudkeshwar Road', 'state': 'MAHARASHTRA', 'buildi |
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'both applicant aadhar and pan.pdf', 'cards': 4, 'doc_id': 'd06c2cc0-41b2-4855-ac22-17ef54bcb078', 'applied': 2} |
| 1h ago | EzDocs | kyc_names_match | {'sig': 'VARSHA WATKAR|Varsha Rajesh Watkar|same', 'why': 'the PAN and the Aadhaar name the same person — one name is the other with a middle name or an initial dropped', 'score': 1.0, 'pan_file': 'both applicant aadhar |
| 1h ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'both applicant aadhar and pan.pdf', 'doc_id': 'd06c2cc0-41b2-4855-ac22-17ef54bcb078', 'person': 'VARSHA RAJESH WATKAR', 'party_id': 'b1d26441-ad33-4c36-b802-b59640dda361', 'name_on_doc': 'Var |
| 1h ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '440034', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagpur', 'doc_id': 'd06c2cc0-41b2- |
| 1h ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'both applicant aadhar and pan.pdf', 'doc_id': 'd06c2cc0-41b2-4855-ac22-17ef54bcb078', 'person': 'VARSHA RAJESH WATKAR', 'party_id': 'b1d26441-ad33-4c36-b802-b59640dda361', 'name_on_doc': 'VARSHA |
Case diary the case’s history — what happened, newest day first
Papers
All 6 in hand
Nothing more to ask the branch for
Money
₹34,750 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Ready for the challan
Make it on GRAS — the Calculator holds the figures.
Next — whose move
Us
make the challan
Today · 16 Oct34 things
Everything for the challan is in — queued
Papers and money are in — the challan is next.
EzDocs took 34 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the acknowledgement mail — held, silent mode
Re: Fw: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Wrote the documents acknowledged mail — held, silent mode
Re: Fw: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
This case's screenshot names a credit tied to another case that EzDocs may not move by itself — a person decides
An old draft withdrew itself — its asks were already answered
The branch's payment screenshot was read
Received: Payment screenshot
PHOTO-2026-10-16-16-55-48.jpg
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Nothing new to ask for — stayed quiet
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
Wrote the fee quote mail — held, silent mode
Re: APLLICATION NO - 77000352505 NAME // VARSHA WATKAR // PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILING
The challan's address boxes were written from the papers
A box the papers had not filled was read off a paper and corrected
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
One person, one row — the file's role went on the row the case already had
Property checked by EzDocs — read from the report, every box that names the flat is there
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
KFSLetter_77000352505 (3).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Technical report
HRQ-26-165218_INDProcessRequest_2500320261013173543035.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: LSR
39-Varsha Watkar- P+C-07-10-2026 (1).pdf
Received: PAN card
both applicant aadhar and pan.pdf
Received: Selfie
PHOTO-2026-09-05-11-21-03.jpg
Received: Selfie
PHOTO-2026-09-05-12-18-15.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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