⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Digambar Ganpat Waghchoure
LAN HOU/NSK/0926/5219065Loan ₹31,50,000NOIWaiting for the Index IIMails & papers 4 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
24 Sep, 18:53
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
waiting 13d 13h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank branch has sent the loan documents and the fee has been paid. The NOI team has generated and shared the challan, but is waiting for the branch to send…whole case so far 19d 4h
Needs your eyes2
MOTD document — our file as it was opened says image002.jpg is filed as motd; image002.jpg says This is a selfie, not a Memorandum of Deposit of Title Deeds... See the papers →
GPay ₹26,250 announced at 13:03 has not settled into the PNB account (due 17:03). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
Pathardi
Village
Nashik
Number type
SURVEY
Number
228/1
Building
Nisarg Avenue Apartment
Floor
1st Floor
Flat / shop no
103
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. Sanction letter - 2026-09-24T185255.701.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — the last reading of this whole file found: MOTD document. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.
• Mortgagor pages: BABLU GANPAT WAGHCHAURE is named on the sanction letter (Sanction letter - 2026-09-24T185255.701.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: VITABAI GANPAT WAGHCHURE is named on the sanction letter (Sanction letter - 2026-09-24T185255.701.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• check — District: the papers' taluka PATHARDI is listed under AHILYANAGAR on the government's list, but the district is NASHIK — read the paper
• 11 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
8 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02407 | HOU/NSK/0926/5219065
An old draft withdrew itself — its asks were already answered
5 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02407 | HOU/NSK/0926/5219065
An old draft withdrew itself — its asks were already answered
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02407 | HOU/NSK/0926/5219065
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
30 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02407 | HOU/NSK/0926/5219065
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep3 things — 3 steps
mail read as shown
case read — by ezdocs:reader
case read — by ezdocs:reader
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02407 | HOU/NSK/0926/5219065
24 Sep45 things — 5 documents received · 4 letters written · 1 money step · 1 caution · 34 steps
gpay not settled yet
EzDocs read the whole trail as one conversation — where the case stands is on the page
desk documents backfill
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
DIGAMBAR GANPAT WAGHCHOURE EchallanMH010831649202627E.pdf
copilot check ok — by copilot
copilot pick — by copilot
case read — by ezdocs:reader
challan boxes composed
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
boxes gathered
address compared
challan boxes by rules
case read — by ezdocs:reader
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02407
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02407
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
screenshot claim recorded
PAN found inside the KYC file — no need to ask for it
The branch's own fee working disagrees with the law
money settled — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: PAN card
DOC-20260924-WA0019.pdf
mortgage date unclear
Received: other
image001.jpg
Received: Sanction letter
Sanction letter - 2026-09-24T185255.701.pdf
Received: MOTD
image002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓MOTDopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 5 files
Moneyall of it is in
₹26,280.49
Reached our account 24 Sep 18:32:00.
How we know
Our own bank told us — 24 Sep 18:32
₹26,250 · from GPAY-BIZ
“₹26,250.00 received from DIGAMBAR G W at 6:32 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%9,460
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,280.49
By law ₹26,270. We ask ₹26,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
103, 1st Floor, Nisarg Avenue Apartment, SURVEY, 228/1, Nashik, 422010
read from the sanction letter · e-filing boxes 24 of 34 ready
Check the property →the boxes beside the paper
People
DIGAMBAR GANPAT WAGHCHOURE · applicantAGFPW4928G
rendered in 4.01 s · 203 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f