Cases / NOI-2026-00255
Wa Charges
LAN HOU/GHKP/0626/5134371
Needs documents · waiting on the branch SHORT ₹35,985
Send the draft 1All documentsMails & papers 4Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
Papers for the challan6 still to come
1 of 7 in hand.
everything the challan needs, and where each one stands
everything the challan needs, and where each one stands
Still needed for the challan: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, the property address — no file carries it; ask the branch for the technical report
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document
Sanction Letter — still needed
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Property address — no document on file carries it; ask the branch for the technical report or Index II
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.
All files (3)A label is wrong? Fix it under All documents.
For you to check
- Payment SHORT by ₹35,985 (₹735 of ₹36,720).
MoneyWaiting for the credit
₹36,720
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹735; we wait for the credit itself
Stamp duty 0.3%19,900
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for36,720
Screenshot ₹735. Case needs ₹36,720. SHORT by ₹35,985. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹35,954 below the real calculation of ₹36,689 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
By law ₹36,708.62. We ask ₹36,720 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II —not yet
the NOI team 47 d 2 hthe branch 29 d 15 htotal 76 d 18 h so far
Now with the NOI team — working on it
since 29 Aug 21:54 — 46 d 20 h of working time
Day by day — every step and who held it
30 Jul 23:56Your branch's mail
29 Aug 15:14Papers from your branch+29 d 15 h · the branch
29 Aug 21:54Papers read+6 h 40 min · the NOI team
29 Aug 21:54Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹66,29,540
Loan account no.
HOU/GHKP/0626/5134371
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Waiting on the branch
Outstanding: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card. EzDocs has asked — nothing to do here unless you want to phone the branch.
Where this case stands — the whole trailread by EzDocs as one conversation
The case is currently stalled at the fee payment and challan generation stage. The NOI team is waiting for the bank branch to confirm the correct amount needed to initiate the challan.
the history says the next move is with the branch — the amount for challan initiation
the branch last asked: Kindly provide short amount challan, as per trail mail
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
? fee asked — asked, mail 4 (2026-09-03) “Kindly confirm the amount for challan initiation.”
✓ fee paid — the branch's words — done, mail 2 (2026-08-29) “Short payment paid fees attached”
read over 4 mail(s), last mail 2026-09-03 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
NOI case NOI-2026-00255 — pending documents
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
HG
harshal.ghorpade@phfl.com phfl.com
29 Aug, 15:10 · 47d ago THE APP JOINED HERE — earlier mails are on Gmail
29 Aug, 15:10 · 47d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
++++@Adil Khan
Thanks & Regards,
Harshal Hanamant Ghorpade
Branch Operation Executive
PNB Housing Finance Ltd,
601-602, Sixth Floor, Presidential Plaza,
L.B.S, Opp. R City Mall, Ghatkopar(West),
Mumbai Maharashtra400086
Toll Free022-49788047
Website :www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/17/26 16:52
To: Mukesh Thakur (mukesh.thakur@pnbhousing.com)
Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Nimisha Nandan (nimisha.nandan@pnbhousing.com)
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
DEAR TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 17 Aug 2026 at 09:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 3 Aug 2026 at 13:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We will process the noi for the same...
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 3 Aug 2026 at 13:55, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
FYI
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 August 2026 5:03 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 22:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Not received yet.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 22:19, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear team
Same is attached in mail
Get Outlook for Android
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Friday, 31 July 2026 22:16:35
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 21:40, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Pls find the Indxe-2
All documents send
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 31 July 2026 9:33 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Exercise caution when clicking links, opening attachments or taking further action, before validating
its authenticity.
Secured by Check Point
Dear Team,
Kindly confirm total loan amount for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 12:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live
selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Thu, 30 Jul 2026 at 23:57, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear Team,
Kindly Find the attachments of Payment SS
Regards
Mukesh Thakur
ASM- Ghatkoper Branch
Mob no. 9172336192
Internal
🤖 read: The sender acknowledges the previous email.
AK
adil.khan@pnbhousing.com pnbhousing.com
29 Aug, 15:14 · 47d ago
29 Aug, 15:14 · 47d ago
Dear Team,
PFA Short payment paid fees attached, request to get the challan
Regards,
Adil Khan
Internal
From: Harshal Hanamant Ghorpade
harshal.ghorpade@phfl.com
Sent: Saturday, August 29, 2026 3:10 PM
To: Adil Khan adil.khan@pnbhousing.com
Cc: Anu Mali anu.mali@pnbhousing.com; Shekhar More
shekhar.more@pnbhousing.com; Nimisha Nandan
nimisha.nandan@pnbhousing.com; THINKBIGZ NOI
pnb.noifilling@gmail.com
Subject: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
++++
@Adil Khan
\
Thanks & Regards,
Harshal Hanamant Ghorpade
Branch Operation Executive
PNB Housing Finance Ltd,
601-602, Sixth Floor, Presidential Plaza,
L.B.S, Opp. R City Mall, Ghatkopar(West),
Mumbai Maharashtra – 400086
Toll Free: 022-49788
earlier mails quoted below
On Mon, 17 Aug 2026 at 09:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 3 Aug 2026 at 13:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We will process the noi for the same...
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 3 Aug 2026 at 13:55, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
FYI
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 August 2026 5:03 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 22:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Not received yet.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 22:19, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear team
Same is attached in mail
Get
Outlook for Android
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Friday, 31 July 2026 22:16:35
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 21:40, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Pls find the Indxe-2
All documents send
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 31 July 2026 9:33 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Exercise caution when clicking links, opening attachments or taking further action, before validating
its authenticity.
Secured by Check Point
Dear Team,
Kindly confirm total loan amount for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 12:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live
selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Thu, 30 Jul 2026 at 23:57, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear Team,
Kindly Find the attachments of Payment SS
Regards
Mukesh Thakur
ASM- Ghatkoper Branch
Mob no. 9172336192
Internal
🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: Short payment fees have been paid. — “request to get the challan”
AK
adil.khan@pnbhousing.com pnbhousing.com
30 Aug, 13:53 · 46d ago
30 Aug, 13:53 · 46d ago
Dear Team,
Kindly provide short amount challan, as per trail mail
Regards,
Adil Khan
Internal
From: Adil Khan <adil.khan@pnbhousing.com>
Sent: 29 August 2026 15:14
To: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Cc: Anu Mali <anu.mali@pnbhousing.com>; Shekhar More <shekhar.more@pnbhousing.com>; Nimisha Nandan <nimisha.nandan@pnbhousing.com>; Harshal Hanamant Ghorpade <harshal.ghorpade@phfl.com>
Subject: Re: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Dear Team,
PFA Short payment paid fees attached, request to get the challan
Regards,
Adil Khan
From: Harshal Hanamant Ghorpade
harshal.ghorpad
earlier mails quoted below
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/17/26 16:52
To: Mukesh Thakur (mukesh.thakur@pnbhousing.com)
Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com),
Shekhar More (shekhar.more@pnbhousing.com), Nimisha Nandan (nimisha.nandan@pnbhousing.com)
Subject:
Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
DEAR TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 17 Aug 2026 at 09:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 3 Aug 2026 at 13:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We will process the noi for the same...
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 3 Aug 2026 at 13:55, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
FYI
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 August 2026 5:03 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 22:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Not received yet.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 22:19, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear team
Same is attached in mail
Get
Outlook for Android
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Friday, 31 July 2026 22:16:35
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 21:40, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Pls find the Indxe-2
All documents send
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 31 July 2026 9:33 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Exercise caution when clicking links, opening attachments or taking further action, before validating
its authenticity.
Secured by Check Point
Dear Team,
Kindly confirm total loan amount for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 31 Jul 2026 at 12:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live
selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Thu, 30 Jul 2026 at 23:57, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear Team,
Kindly Find the attachments of Payment SS
Regards
Mukesh Thakur
ASM- Ghatkoper Branch
Mob no. 9172336192
Internal
🤖 read: asks for the challan; note: Request for a short amount challan. — “Kindly provide short amount challan”
OL
The NOI teamTYPED IN GMAIL
03 Sep, 13:49 · 42d ago
03 Sep, 13:49 · 42d ago
Dear Team Kindly confirm the amount for challan initiation.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sun, 30 Aug 2026 at 13:53, Adil Khan < adil.khan@pnbhousing.com > wrote:
Dear Team,
Kindly provide short amount challan, as per trail mail
Regards,
Adil Khan
Internal
From: Adil Khan < adil.khan@pnbhousing.com >
Sent: 29 August 2026 15:14
To: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Shekhar More < shekhar.more@pnbhousing.com >; Nimisha Nandan < nimisha.nandan@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >
Subject: Re: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Dear Team,
PFA Short payment paid fees attached, request to get the challan
Regards,
Adil Khan
From: Harshal Hanamant Ghorpade
harshal.ghorpade@phfl.com
Sent: Saturday, August 29, 2026 3:10 PM
To: Adil Khan adil.khan@pnbhousing.com
Cc: Anu Mali anu.mali@pnbhousing.com; Shekhar More
shekhar.more@pnbhousing.com; Nimisha Nandan
nimisha.nandan@pnbhousing.com; THINKBIGZ NOI
pnb.noifilling@gmail.com
Subject: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
++++
@Adil Khan
\
Thanks & Regards,
Harshal Hanamant Ghorpade
Branch Operation Executive
PNB Housing Finance Ltd,
601-602, Sixth Floor, Presidential Plaza,
L.B.S, Opp. R City Mall, Ghatkopar(West),
Mumbai Maharashtra – 400086
Toll Free: 022-49788047
Website :
www.pnbhousing.com
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/17/26 16:52
To: Mukesh Thakur (mukesh.thakur@pnbhousing.com)
Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com),
Shekhar More (shekhar.more@pnbhousing.com), Nimisha Nandan (nimisha.nandan@pnbhousing.com)
Subject:
Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
DEAR TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 17 Aug 2026 at 09:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 3 Aug 2026 at 13:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We will process the noi for the same...
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 3 Aug 2026 at 13:55, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
FYI
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 01 August 2026 5:03 PM
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 31 Jul 2026 at 22:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Not received yet.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 31 Jul 2026 at 22:19, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Dear team
Same is attached in mail
Get
Outlook for Android
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Friday, 31 July 2026 22:16:35
To: Mukesh Thakur < mukesh.thakur@pnbhousing.com >
Cc: Anu Mali < anu.mali@pnbhousing.com >; Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >;
Nimisha Nandan < nimisha.nandan@pnbhousing.com >
Subject: Re: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 31 Jul 2026 at 21:40, Mukesh Thakur < mukesh.thakur@pnbhousing.com > wrote:
Pls find the Indxe-2
All documents send
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 31 July 2026 9:33 PM
To: Mukesh Thakur
🤖 read: asks the branch for a clarification — “Kindly confirm the amount for challan initiation.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
Still needed for the challan: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, the property address — no file carries it; ask the branch for the technical report
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260829-WA0012 charges.jpg | filed | 46d ago |
| Other | image002.png | filed | 46d ago |
| Other | image001.png | filed | 46d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹36,720
₹36,720
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹735 714642115931
₹735 714642115931
Screenshot ₹735. Case needs ₹36,720. SHORT by ₹35,985. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹35,954 below the real calculation of ₹36,689 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹19,900 | ₹15,000 | ₹320 | ₹1,500 | ₹36,720 |
By law ₹36,708.62. We ask ₹36,720 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| none extracted yet |
All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | adil.khan@pnbhousing.com | 46d ago |
| document chase | adil.khan@pnbhousing.com | 46d ago |
| document chase | adil.khan@pnbhousing.com | 46d ago |
| document chase | adil.khan@pnbhousing.com | 43d ago |
| document chase | adil.khan@pnbhousing.com | 40d ago |
| document chase | adil.khan@pnbhousing.com | 37d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260829-WA0012 charges.jpg needs your check
utr
714642115931
714642115931
date
2026-08-29
2026-08-29
amount
735
735
method
UPI
UPI
payee upi
Vyapar.169705262080@hdfcbank
Vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
debit notification text
Transaction Successful
Transaction Successful
raw reading (for Abhijit)
{'utr': '714642115931', 'date': '2026-08-29', 'amount': 735, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Other image002.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260829-WA0012 charges.jpg needs your check
payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '714642115931', 'date': '2026-08-29', 'page': 1, 'time': '14:47', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 735.0, 'direction': 'credit', 'narratio
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '714642115931', 'date': '2026-08-29', 'page': 1, 'time': '14:47', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 735.0, 'direction': 'credit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '714642115931', 'date': '2026-08-29', 'page': 1, 'time': '14:47', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 735.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2608291447371330637192', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XXXX', 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 03 Sep, 13:49 asked the branch to confirm — the drafts it answers are taken off", 'count': 2, 'kinds': ['doc_chase']} |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260829-WA0012 charges.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '6c310f52-912b-4a72-8174-d2bbd40f7496', 'fetched': True} |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'image002.png', 'kind': 'other', 'found': 0, 'doc_id': '6356b2d4-03f9-4d0b-aaac-227d3f1f3467', 'fetched': True} |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': 'f0fb266d-e222-4eb1-a4ad-6135746060ae', 'fetched': True} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 4, 'summary': 'The case |
| 37d ago | EzDocs | email_shadowed:doc_chase | {'to': 'adil.khan@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/GHKP/0626/5134371), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applic |
| 37d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 40d ago | EzDocs | email_shadowed:doc_chase | {'to': 'adil.khan@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/GHKP/0626/5134371), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applic |
| 40d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 42d ago | EzDocs | name_healed | {'why': 'the case had no name; its own documents/mails carried one', 'name': 'Wa Charges'} |
| 42d ago | EzDocs | name_from_filename | {'why': "no name in any mail or document reading — taken from an attachment's name; correct it on the case if wrong", 'name': 'Wa Charges', 'files': ['IMG-20260829-WA0012 charges.jpg', 'image002.png', 'image001.png']} |
| 43d ago | EzDocs | email_shadowed:doc_chase | {'to': 'adil.khan@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/GHKP/0626/5134371), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applic |
| 46d ago | EzDocs | email_shadowed:doc_chase | {'to': 'adil.khan@pnbhousing.com', 'subject': 'RE: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith ref |
| 46d ago | EzDocs | mail_instruction_understood | {'amount': 6629540.0, 'phrase': 'Loan Amount Total : 66,29,540 Rs', 'reason': 'BT Top-up Case', 'instructions': [], 'urgent_disbursement': False} |
| 46d ago | EzDocs | intake_table_parsed | {'bank_stated_fees': '{"bank_sd": 19900.0, "bank_ff": 15000.0, "bank_service": 1500.0, "bank_dhc": 320.0, "bank_total": 36720.0}'} |
| 46d ago | EzDocs | intake_table_parsed | {'bank_stated_fees': '{"bank_sd": 19900.0, "bank_ff": 15000.0, "bank_service": 1500.0, "bank_dhc": 320.0, "bank_total": 36720.0}'} |
| 46d ago | EzDocs | email_shadowed:doc_chase | {'to': 'adil.khan@pnbhousing.com', 'subject': 'Re: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith ref |
| 46d ago | EzDocs | email_shadowed:fee_quote | {'to': 'adil.khan@pnbhousing.com', 'subject': 'Re: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH', 'body_preview': 'Dear Team,\n\nFee computation for the captioned case (LAN: HOU |
| 46d ago | EzDocs | receivable_created | {'expected': 36688.62} |
| 46d ago | EzDocs | fee_mismatch_with_bank | {'differences': ['stamp duty (0.30%): bank says Rs.19,900, computed Rs.19,889 (difference Rs.11)', 'total payable: bank says Rs.36,720, computed Rs.36,689 (difference Rs.31)', 'service fee + DHC: bank says Rs.1,820, comp |
| 46d ago | EzDocs | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 0.95} |
| 46d ago | EzDocs | document_received | {'file': 'image002.png', 'doc_type': 'other', 'confidence': 1.0} |
| 46d ago | EzDocs | document_received | {'file': 'IMG-20260829-WA0012 charges.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 46d ago | EzDocs | intake_table_parsed | {'loan_amount': 6629540.0, 'bank_stated_fees': '{"bank_sd": 19900.0, "bank_ff": 15000.0, "bank_service": 1500.0, "bank_dhc": 320.0, "bank_total": 36720.0}'} |
| 46d ago | EzDocs | case_created | {'lan': 'HOU/GHKP/0626/5134371', 'bank': 'PNB_HFL', 'thread_id': '19fb44854d5b7ba5'} |
Case diary the case’s history — what happened, newest day first
Papers
3 still needed for the challan
Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card
Money
Screenshot SHORT by ₹35,985
₹735 shown against ₹36,720 — the balance is being asked for.
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
papers pending
For you to check: Payment SHORT by ₹35,985 (₹735 of ₹36,720).
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
26 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
8 Sep2 things — 1 letter written · 1 step
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00255 — pending documents
An old draft withdrew itself — its asks were already answered
5 Sep2 things — 1 letter written · 1 step
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00255 — pending documents
An old draft withdrew itself — its asks were already answered
3 Sep2 things — 2 steps
The case's name was filled from its own papers
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
2 Sep1 thing — 1 letter written
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00255 — pending documents
30 Aug2 things — 1 letter written · 1 step
Wrote the document chase mail — held, silent mode
RE: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
29 Aug8 things — 3 documents received · 3 letters written · 1 caution · 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the document chase mail — held, silent mode
Re: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
Wrote the fee quote mail — held, silent mode
Re: Re[2]: Kindly Confirm the NOI Payment //HOU/GHKP/0626/5134371 // UPENDRA RAMPUJAN SINGH
The branch's own fee working disagrees with the law
Received: other
image001.png
Received: other
image002.png
Received: Payment screenshot
IMG-20260829-WA0012 charges.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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