Rani Ramesh Gadekar
the challan is done — these are for the IGR filing / KYC
- Challan on file does not agree with the case. Open it before paying or sharing.
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010915932202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper26 Sep, 19:01 · 18d ago THE FIRST MAIL — how this case began
Kindly process for NOI Challan 0.3 & 0.5 in below case HOU/AHMD/0926/5220267 RANI RAMESH GADEKAR
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
SRO NO 2
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
[cid:image001.png@01DD4DE7.848F4970]
Internal
26 Sep, 19:12 · 18d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 26 Sept 2026 at 19:02, Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
wrote:
earlier mails quoted below
26 Sep, 19:18 · 18d ago
Team,
PFA challan for your reference.
earlier mails quoted below
26 Sep, 19:18 · 18d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20260926-WA0071.jpg | CANNOT BE READ — clear copy asked | 18d ago |
| Payment screenshot | IMG-20260926-WA0070.jpg | filed | 18d ago |
| Selfie / photo | IMG-20260926-WA0072.jpg | CANNOT BE READ — clear copy asked | 18d ago |
| Sanction letter | SANCTION LETETR RANI.pdf | filed | 18d ago |
| PAN card+ Aadhaar card inside | KYC.pdf | filed | 18d ago |
| Other | image001.png | filed | 18d ago |
| Paid challan (GRAS) | RANI RAMESH GADEKAR EchallanMH010915932202627E.pdf | filed | 18d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,190.20
VERIFIED — money received
₹26,160 425337156009
26 Sep 19:01:01
26 Sep 19:03:12
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,370 | ₹15,000 | ₹320 | ₹1,500 | ₹26,190 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
ROW BUNGLOW UNIT NO 1, PLOT NO 54, SR NO 45/1A/45/1B, ROW BUNGLOW SCHEME, BURHANNAGAR, NEAR BALGHAR PRAKALP, TAPOVAN, AHMED NAGAR, HINDUTVA CHOWK, AHMED NAGAR, MAHARASHTRA, INDIA, 414002
414002
ROW BUNGLOW UNIT NO 1 PLOT NO 54 SR NO 45/1A/45/1B ROW BUNGLOW SCHEME
BURHANNAGAR NEAR BALGHAR PRAKALP TAPOVAN HINDUTVA CHOWK
AHMED NAGAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | RANI RAMESH GADEKAR | AICPT5488M | …1095 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | tejas.deshmukh@pnbhousing.com | 18d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 17d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 14d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 8d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 5d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 2d ago |
What EzDocs read from each document — check anything marked in red
group_or_other
False
1
True
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}425337156009
2026-09-26
18:37
26160
UPI
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '425337156009', 'date': '2026-09-26', 'time': '18:37', 'amount': 26160, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}group_or_other
False
0.9
True
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}HOU/AHMD/0926/5220267
True
Housing Loan, Housing
{'name': 'RANI RAMESH GADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAMESH SINOBA GADEKAR', 'role': 'applicant', 'label': 'Applicant'}
Housing Loan
1
2970000
3118500
8.2
17-Sep-2026
8
ranigadekar1982@gmail.com
RANI RAMESH GADEKAR, RAMESH SINOBA GADEKAR
False
9545645244
False
pin: 414002; state: MAHARASHTRA; district: Ahmed Nagar; landmark: NEAR BALGHAR PRAKALP, TAPOVAN, HINDUTVA CHOWK; Address: ROW BUNGLOW UNIT NO 1, PLOT NO 54, ROW BUNGLOW SCHEME, BURHANNAGAR, NEAR BALGHAR PRAKALP, TAP
148500
Total Loan Amount
True
3118500
ROW BUNGLOW UNIT NO 1, PLOT NO 54, SR NO 45/1A/45/1B, ROW BUNGLOW SCHEME, BURHANNAGAR, NEAR BALGHAR PRAKALP, TAPOVAN, Ahmed Nagar, HINDUTVA CHOWK, Ahmed Nagar, MAHARASHTRA, India, 414002
S.NO 120,SUN PLANET, FLAT NO 502,NEAR SAI MANDIR, ALANDI ROAD, CHARHOLI KHURD, PUNE, ., Pune, MAHARASHTRA, 412105, India
raw reading (for Abhijit)
{'lan': 'HOU/AHMD/0926/5220267', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RANI RAMESH GADEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAMESH SINOBA GADEKAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2970000, 'final_amount': 3118500, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '17-Sep-2026', 'letter_version': '8', 'applicant_email': 'ranigadekar1982@gmail.com', 'applicant_names': ['RANI RAMESH GADEKAR', 'RAMESH SINOBA GADEKAR'], 'printed_altered': False, 'applicant_mobile': '9545645244', 'balance_transfer': False, 'property_address': {'pin': '414002', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'NEAR BALGHAR PRAKALP, TAPOVAN, HINDUTVA CHOWK', 'full_address': 'ROW BUNGLOW UNIT NO 1, PLOT NO 54, ROW BUNGLOW SCHEME, BURHANNAGAR, NEAR BALGHAR PRAKALP, TAPOVAN, HINDUTVA CHOWK, Ahmed Nagar, MAHARASHTRA, India, 414002', 'village_city': 'Ahmed Nagar', 'building_name': 'ROW BUNGLOW UNIT NO 1', 'survey_or_cts_no': 'SR NO 45/1A/45/1B'}, 'insurance_premium': 148500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3118500, 'security_address_verbatim': 'ROW BUNGLOW UNIT NO 1, PLOT NO 54, SR NO 45/1A/45/1B, ROW BUNGLOW SCHEME, BURHANNAGAR, NEAR BALGHAR PRAKALP, TAPOVAN, Ahmed Nagar, HINDUTVA CHOWK, Ahmed Nagar, MAHARASHTRA, India, 414002', 'applicant_address_verbatim': 'S.NO 120,SUN PLANET, FLAT NO 502,NEAR SAI MANDIR, ALANDI ROAD, CHARHOLI KHURD, PUNE, ., Pune, MAHARASHTRA, 412105, India'}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}1982-06-01
AICPT5488M
True
raw reading (for Abhijit)
{'dob': '1982-06-01', 'pan': 'AICPT5488M', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1982-06-01
AICPT5488M
RANI RAMESH GADEKAR
pin: 412105; area: near sal mandır, Charholi Khurd.; flat: flat no 502; road: alandi road; state: Maharashtra; building: sun planet; Village: Pune
True
MACHHINDRA TAGAD
1095
raw reading (for Abhijit)
{'dob': '1982-06-01', 'pan': 'AICPT5488M', 'name': 'RANI RAMESH GADEKAR', 'mobile': None, 'address': {'pin': '412105', 'area': 'near sal mandır, Charholi Khurd.', 'flat': 'flat no 502', 'road': 'alandi road', 'floor': None, 'state': 'Maharashtra', 'building': 'sun planet', 'district': None, 'post_office': None, 'village_city': 'Pune'}, 'legible': True, 'father_name': 'MACHHINDRA TAGAD', 'aadhaar_last4': '1095', 'quality_issue': None}MH010915932202627E
414002
24370.0
6(1)
False
03006172026092601256
AHMEDNAGAR
AHMEDNAGAR
AICXXXXXXM
ROW BUNGLOW UNIT NO 1 PLOT NO 54 SR NO 45/1A/45/1B
RANI RAMESH GADEKAR
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3118500
{'amount': 9370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX5244
26/09/2026-19:15:43
TAPOVAN HINDUTVA CHOWK AHMED NAGAR MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
3118500
raw reading (for Abhijit)
{'grn': 'MH010915932202627E', 'pin': '414002', 'total': 24370.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092601256', 'district': 'AHMEDNAGAR', 'area_city': 'AHMEDNAGAR', 'payer_pan': 'AICXXXXXXM', 'flat_block': 'ROW BUNGLOW UNIT NO 1 PLOT NO 54 SR NO 45/1A/45/1B', 'payer_name': 'RANI RAMESH GADEKAR', 'sro_office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3118500', 'scheme_rows': [{'amount': 9370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5244', 'payment_date': '26/09/2026-19:15:43', 'road_locality': 'TAPOVAN HINDUTVA CHOWK AHMED NAGAR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3118500'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 26 Sep, 19:12 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0926/5220267) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 5d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0926/5220267) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 5d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 8d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0926/5220267) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 8d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0926/5220267) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AIxxxxxxXM — no paper on the |
| 16d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '232910', 'lessons': [{'box': 'Office', 'words': 'Office: the team adds words |
| 17d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0926/5220267) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 17d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'c43cc0687211acb2', 'docs': ['SANCTION LETETR RANI.pdf', 'KYC.pdf'], 'loan': {'amount': 3118500, 'made_of': [{'what': 'Loan Amount', 'paper': "RANI RAMESH GADEKAR's sanction letter", 'quote': 'INR 2 |
| 18d ago | EzDocs | case_read | {'how': 'uri', 'tag': '8f6a4fed942c928c', 'docs': ['SANCTION LETETR RANI.pdf', 'KYC.pdf'], 'loan': {'amount': 3118500, 'made_of': [{'what': 'sanctioned amount', 'paper': 'Sanction Letter (SANCTION LETETR RANI.pdf)', 'quo |
| 18d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'e5420590d28981b2', 'docs': ['SANCTION LETETR RANI.pdf', 'KYC.pdf'], 'loan': {'amount': 3118500, 'made_of': [{'what': 'Loan Amount', 'paper': 'sanction_letter', 'quote': 'Loan Amount INR 2970000 (IN |
| 18d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'a40b2eab3856b7ee', 'docs': ['SANCTION LETETR RANI.pdf', 'KYC.pdf'], 'loan': {'amount': 3118500, 'made_of': [{'what': 'Loan Amount', 'paper': 'sanction_letter', 'quote': 'INR 2970000 (INR Twenty Nin |
| 18d ago | EzDocs | case_read | {'how': 'uri', 'tag': '2ada96c5cb03f7a6', 'docs': ['SANCTION LETETR RANI.pdf', 'KYC.pdf'], 'loan': {'amount': 3118500, 'made_of': [{'what': 'sanctioned amount', 'paper': 'sanction_letter', 'quote': 'INR 2970000 (INR Twen |
| 18d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]} |
| 18d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'dda65e39-d205-44eb-b5d6-7c3fc1f7a02c'} |
| 18d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 18d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 18d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RANI RAMESH GADEKAR EchallanMH010915932202627E.pdf', 'kind': |
| 18d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RANI RAMESH GADEKAR |
| 18d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'district': 'AHMEDNAGAR'} |
| 18d ago | EzDocs | challan_mismatch | {'file': 'RANI RAMESH GADEKAR EchallanMH010915932202627E.pdf', 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]} |
| 18d ago | EzDocs | challan_extracted | {'grn': 'MH010915932202627E', 'file': 'RANI RAMESH GADEKAR EchallanMH010915932202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24370.0} |
| 18d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary': |
| 18d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 18d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number typ |
| 18d ago | copilot | copilot_check_ok | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |