SAHIL ARUN AROTE
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
everything the challan needs, and where each one stands
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Waiting on the branch
Outstanding: Payment Screenshot with UTR. EzDocs has asked — nothing to do here unless you want to phone the branch.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper31 Aug, 22:27 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR.
8 more mails in between — open
31 Aug, 22:52 · 44d ago
Kindly share payment screenshot for challan process.
earlier mails quoted below
31 Aug, 22:59 · 44d ago
Service Fees for NOI
15676.00
earlier mails quoted below
01 Sep, 14:01 · 44d ago
Pls share payment screen shot for challan initiation,
earlier mails quoted below
13 Oct, 15:26 · 2d ago
PFA
Thanks & Regards,
ASHOK PATIL
Channel Manager – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
earlier mails quoted below
13 Oct, 16:16 · 2d ago
ThinkBigz
M:-8097244974
earlier mails quoted below
13 Oct, 16:17 · 2d ago
Kindly share sanction letter for challan process.
earlier mails quoted below
13 Oct, 16:18 · 2d ago
Kindly share sanction letter with security address for challan process.
earlier mails quoted below
13 Oct, 19:20 · 1d ago
Kindly share the sanction letter with proper security address or share the draft
earlier mails quoted below
13 Oct, 19:21 · 1d ago
Kindly share the sanction letter with proper security address or share the draft agreement ,index 2 copy for challan initiation.
earlier mails quoted below
13 Oct, 19:31 · 1d ago
Kindly share the sanction letter with proper security address or share the draft agreement ,index 2 copy for challan initiation.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside | Kaagaz_20260831_205802827850.pdf | filed | 44d ago |
| Other | 5_signature_-5202021904701021408671556455.png | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹15,700
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,210 | ₹8,670 | ₹320 | ₹1,500 | ₹15,700 |
why?
Property (must be perfect)
No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.The property, paper by paper side by side, the main paper first
{'PIN': '422610', 'AREA': 'BRAMHANWADA', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'AHMADNAGAR', 'POST_OFFICE': 'KOTUL', 'VILLAGE_CITY': NONE}
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SAHIL ARUN AROTE | EDCPA5826D | …2298 |
| co_mortgagor | LALITA ARUN AROTE | EFYPA2589P | …2423 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | ashok.patil@phfl.com | 44d ago |
| document chase | ashok.patil@phfl.com | 44d ago |
| document chase | ashok.patil@phfl.com | 42d ago |
| document chase | ashok.patil@phfl.com | 38d ago |
| document chase | ashok.patil@phfl.com | 31d ago |
| document chase | ashok.patil@phfl.com | 28d ago |
What EzDocs read from each document — check anything marked in red
HOU/KLN/0726/5149877
True
Housing Loan
1.0
1650000
8.5
17-Jul-2026
4
SAHIL ARUN AROTE, LALITA ARUN AROTE
8055683591
82000
True
1732000
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0726/5149877', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 1650000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '17-Jul-2026', 'letter_version': '4', 'applicant_names': ['SAHIL ARUN AROTE', 'LALITA ARUN AROTE'], 'applicant_mobile': '8055683591', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 82000, 'includes_insurance': True, 'total_with_insurance': 1732000, 'security_address_verbatim': None}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}1978-01-01
EFYPA2589P
LALITA ARUN AROTE
2
True
pan
BHAURAO KONDAJI GAYKAR
1
raw reading (for Abhijit)
{'dob': '1978-01-01', 'pan': 'EFYPA2589P', 'name': 'LALITA ARUN AROTE', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'BHAURAO KONDAJI GAYKAR', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}2003-10-09
EDCPA5826D
SAHIL ARUN AROTE
3
True
pan
ARUN MANOHAR AROTE
2
raw reading (for Abhijit)
{'dob': '2003-10-09', 'pan': 'EDCPA5826D', 'name': 'SAHIL ARUN AROTE', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'ARUN MANOHAR AROTE', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}1978-01-01
Lalita Arun Arote
6
pin: 422610; area: At\Po-Bramhanwada Tal-Akole, Bramhanwada, Kotul; road: Khandobachi Wadi; state: Maharashtra; district: Ahmadnagar
True
aadhaar
3
2423
raw reading (for Abhijit)
{'dob': '1978-01-01', 'pan': None, 'name': 'Lalita Arun Arote', 'page': 6, 'mobile': None, 'address': {'pin': '422610', 'area': 'At\\Po-Bramhanwada Tal-Akole, Bramhanwada, Kotul', 'flat': None, 'road': 'Khandobachi Wadi', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Ahmadnagar', 'post_office': None, 'village_city': None}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '2423', 'quality_issue': None}2003-10-09
Sahil Arun Arote
8
pin: 422610; area: Bramhanwada; state: Maharashtra; district: Ahmadnagar; post_office: Kotul
True
aadhaar
4
2298
raw reading (for Abhijit)
{'dob': '2003-10-09', 'pan': None, 'name': 'Sahil Arun Arote', 'page': 8, 'mobile': None, 'address': {'pin': '422610', 'area': 'Bramhanwada', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Ahmadnagar', 'post_office': 'Kotul', 'village_city': None}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '2298', 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 13 Oct, 16:17 asked for papers — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']} |
| 2d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid', 'challan_shared'], 'mai |
| 2d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid', 'challan_shared'], 'mai |
| 2d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-31 16:57:25'} |
| 13d ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'Kaagaz_20260831_205802827850.pdf', 'cards': 4, 'doc_id': '34817244-4155-4dc0-aef8-978d30aa0fea', 'applied': 4} |
| 13d ago | EzDocs | kyc_names_match | {'sig': 'SAHIL ARUN AROTE|Sahil Arun Arote|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Kaagaz_20260831_205802827850.pdf', 'pan_name': 'SAHIL |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'Kaagaz_20260831_205802827850.pdf', 'doc_id': '34817244-4155-4dc0-aef8-978d30aa0fea', 'person': 'SAHIL ARUN AROTE', 'party_id': 'd42bd3d8-f0a6-4243-b13c-ace5f9f6823a', 'name_on_doc': 'Sahil Aru |
| 13d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '422610', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': None, 'doc_id': '34817244-4155-4dc0 |
| 13d ago | EzDocs | kyc_names_match | {'sig': 'LALITA ARUN AROTE|Lalita Arun Arote|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Kaagaz_20260831_205802827850.pdf', 'pan_name': 'LALI |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'Kaagaz_20260831_205802827850.pdf', 'doc_id': '34817244-4155-4dc0-aef8-978d30aa0fea', 'person': 'LALITA ARUN AROTE', 'party_id': '8356aeb6-509a-4b8a-93ee-129d41c51ee2', 'name_on_doc': 'Lalita A |
| 13d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '422610', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': None, 'doc_id': '34817244-4155-4dc0 |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'Kaagaz_20260831_205802827850.pdf', 'doc_id': '34817244-4155-4dc0-aef8-978d30aa0fea', 'person': 'SAHIL ARUN AROTE', 'party_id': 'd42bd3d8-f0a6-4243-b13c-ace5f9f6823a', 'name_on_doc': 'SAHIL ARUN AR |
| 13d ago | EzDocs | roles_from_letter | {'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['SAHIL ARUN AROTE -> mort |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'Kaagaz_20260831_205802827850.pdf', 'doc_id': '34817244-4155-4dc0-aef8-978d30aa0fea', 'person': 'LALITA ARUN AROTE', 'party_id': '8356aeb6-509a-4b8a-93ee-129d41c51ee2', 'name_on_doc': 'LALITA ARUN |
| 13d ago | EzDocs | co_applicant_added | {'doc': 'pan', 'name': 'LALITA ARUN AROTE'} |
| 25d ago | EzDocs | hidden_payment_scan | {'file': '5_signature_-5202021904701021408671556455.png', 'kind': 'other', 'found': 0, 'doc_id': '60b6a4f9-4c2e-4257-b606-1f1a0081b437', 'fetched': True} |
| 28d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['Kaagaz_20260831_205802827850.pdf', '5_signature_-5202021904701021408671556455.png'], 'notes': None, 'filled': {'home.pin#1': {'src': 'aadhaar', 'conf': 0.98, 'page': 5, 'val |
| 28d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 15,700 — credit not yet received in our account']} |
| 28d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 15,700 — credit not yet received in our account']} |
| 28d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ashok.patil@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0726/5149877), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n\nAl |
| 28d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked'], 'mails': 4, 'summary': 'The NOI |
| 31d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 15,700 — credit not yet received in our account']} |
| 31d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ashok.patil@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0726/5149877), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n\nAl |
| 31d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 38d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ashok.patil@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0726/5149877), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n\nAl |
| 38d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 42d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ashok.patil@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0726/5149877), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n\nAl |
| 42d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 44d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ashok.patil@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0726/5149877), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n 2. |