Cases / NOI-2026-03654

Nilesh Bharat Malkar

LAN HOU/NSK/1026/5241264 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Selfie / photoopen

✓Aadhaar cardopen

✓PAN cardopen

✓Payment screenshot — shows ₹16,080; money not verified yetopen

✓A mail's picture (a signature logo, a banner) — not a paperopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

For you to check

This case's own screenshot carries the transaction number of ₹16,080, counted on NOI-2026-03472 (on the balance still due there). It is shared over several cases there — on the money desk, one tap moves it here.
The work is done — our fee of ₹16,110.40 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹16,110.40CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹16,080; we wait for the credit itself

Ask for the exact ₹16,110.40. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%5,360

Registration fee 0.5%8,930

Government handling320

Our service fee1,500.40

Total we ask for16,110.40

Screenshot ₹16,080 — ₹30 under our ask, not below the real calculation ₹16,080. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-10-16 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 14:55 — 2 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹16,080 — accept as full (₹30.40 = our margin).

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 16 minour time · 16:26

Index II —not yet

the NOI team 2 h 03 mintotal 2 h 03 min so far

Now with the NOI team — e-filing on IGR

since 16:26 — 47 min of working time

Day by day — every step and who held it

15:09Your branch's mail

15:16Papers read+6 min · the NOI team

15:16Property readat once

15:16Papers readat once

15:16Fee quotedat once

16:26Challan made+1 h 10 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹17,85,000

Loan account no.

HOU/NSK/1026/5241264

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• check — District: the papers' taluka PATHARDI is listed under AHILYANAGAR on the government's list, but the district is NASHIK — read the paper

• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• check — EzDocs' box1 was set aside: longer than the portal's box (114 > 100)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012198492202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
16 Oct, 15:09 · 2h ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No. - HOU/NSK/1026/5241264 Primary Applicant - NILESH BHARAT MALKAR

📎 NILESH BHARAT MALKA.pdf ↗📎 IMG-20261016-WA0005.jpg ↗📎 IMG-20260904-WA0001(1).jpg ↗📎 IMG-20261016-WA0004.jpg ↗📎 IMG-20260904-WA0002(2).jpg ↗📎 IMG-20260904-WA0003(1).jpg ↗📎 IMG-20261016-WA0003.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗📎 IMG-20260904-WA0004(1).jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameNILESH BHARAT MALKAR

Loan account (LAN)HOU/NSK/1026/5241264

Loan amount₹17,85,000

Stamp duty 0.30%₹5,355

Registration fee 0.50%₹8,925

DHC₹300

Service / vendor fees₹1,500

Total₹16,080

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Rameshwar Mathure (rammathure@gmail.com)
Date: 16-10-2026 03:09 pm
To: piyush.aher@phfl.com
Cc: abhijeet.kale@phfl.com
Subject: Nilesh Malkar NOI Pement & Photo & KYC

 Exercise Secured by Check Point

Dear Team PFA

🤖 read: asks for the challan, a payment receipt, the token / NOI confirmation, the e-filing copy, the Index II; documents attached

OL The NOI teamTYPED IN GMAIL
16 Oct, 15:34 · 1h ago

Team,

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Fri, 16 Oct 2026 at 15:15, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name NILESH BHARAT MALKAR

Lan No HOU/NSK/1026/5241264

Loan Amount 1785000

LOAN AMOUNT 1785000
0.30% 5355
0.50% 8925
FEES 1500
DHC 300
TOTAL 16,080

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Rameshwar Mathure (rammathure@gmail.com)
Date: 16-10-2026 03:09 pm
To: piyush.aher@phfl.com
Cc: abhijeet.kale@phfl.com
Subject: Nilesh Malkar NOI Pement & Photo & KYC

 Exercise Secured by Check Point

Dear Team PFA

🤖 read: The NOI Coordinator is sending regards.

OL The NOI teamTYPED IN GMAIL
16 Oct, 15:34 · 1h ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 16 Oct 2026 at 15:15, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name NILESH BHARAT MALKAR

Lan No HOU/NSK/1026/5241264

Loan Amount 1785000

LOAN AMOUNT 1785000
0.30% 5355
0.50% 8925
FEES 1500
DHC 300
TOTAL 16,080

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Rameshwar Mathure (rammathure@gmail.com)
Date: 16-10-2026 03:09 pm
To: piyush.aher@phfl.com
Cc: abhijeet.kale@phfl.com
Subject: Nilesh Malkar NOI Pement & Photo & KYC

 Exercise Secured by Check Point

Dear Team PFA

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
16 Oct, 16:27 · 45m ago

📎 NILESH BHARAT MALKAR EchallanMH01219849220 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 16 Oct 2026 at 15:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 16 Oct 2026 at 15:15, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name NILESH BHARAT MALKAR

Lan No HOU/NSK/1026/5241264

Loan Amount 1785000

LOAN AMOUNT 1785000
0.30% 5355
0.50% 8925
FEES 1500
DHC 300
TOTAL 16,080

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Rameshwar Mathure (rammathure@gmail.com)
Date: 16-10-2026 03:09 pm
To: piyush.aher@phfl.com
Cc: abhijeet.kale@phfl.com
Subject: Nilesh Malkar NOI Pement & Photo & KYC

 Exercise Secured by Check Point

Dear Team PFA

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	NILESH BHARAT MALKA.pdf	filed	1h ago
Selfie / photo	IMG-20261016-WA0005.jpg	filed	1h ago
Aadhaar card	IMG-20260904-WA0001(1).jpg	filed	1h ago
Selfie / photo	IMG-20261016-WA0004.jpg	CANNOT BE READ — clear copy asked	1h ago
PAN card	IMG-20260904-WA0002(2).jpg	filed	1h ago
PAN card	IMG-20260904-WA0003(1).jpg	filed	1h ago
Payment screenshot	IMG-20261016-WA0003.jpg	filed	1h ago
Other	image002.jpg	filed	1h ago
A mail's picture (a signature logo, a banner) — not a paper	image001.jpg	filed	1h ago
Aadhaar card	IMG-20260904-WA0004(1).jpg	filed	1h ago
Paid challan (GRAS)	NILESH BHARAT MALKAR EchallanMH012198492202627E.pdf	filed	45m ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹16,110.40

Where it stands
waiting for the credit

Screenshot claims
₹16,080 628985134177

Screenshot ₹16,080 — ₹30 under our ask, not below the real calculation ₹16,080. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-10-16 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹5,360	₹8,930	₹320	₹1,500	₹16,110

By law ₹16,100. We ask ₹16,110 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

37 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Mobile (person 1) …

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

not verified yetsource: the sanction letter (NILESH BHARAT MALKA.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Flat No 703, Floor 7th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar, Nashik - 422010., Nashik, Nashik, MAHARASHTRA, India, 422010

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

NILESH BHARAT MALKA.pdf

as printed
UNIT FLAT NO 703, FLOOR 7TH FLOOR, BLOCK BUILDING 4 WING F, PROJECT LAXMINARAYAN HEAVEN, S.NO. 208/6, PLOT NO. 01+02, BEHIND TRILOKESHWAR, MAHADEV TEMPLE, OPP. SSK WORLD RESORT, PATHARDI -, GAULANE ROAD, PATHARDI SHIWAR, NASHIK - 422010., NASHIK, NASHIK, MAHARASHTRA, INDIA, 422010

PIN
422010

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 703 7TH FLOOR BLOCK BUILDING 4 WING F LAXMINARAYAN HEAVEN SURVEY NO 208/6 PLOT NO 01 02

Locality/Road
BEHIND TRILOKESHWAR MAHADEV TEMPLE OPP SSK WORLD RESORT GAULANE ROAD PATHARDI SHIWAR

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	PALLAVI NILESH MALKAR	KKVPM5960G	…7069
mortgagor	NILESH BHARAT MALKAR	EKRPM1134E	…2376

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	piyush.aher@phfl.com	1h ago

What EzDocs read from each document — check anything marked in red

Sanction letter NILESH BHARAT MALKA.pdf needs your check

lan
HOU/NSK/1026/5241264

legible
True

purpose
Housing Loan, Housing

loan type
Housing Loan, Housing

confidence
1.0

print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1700000)", "the insurance premium's digits and words

rate words
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement

bank branch
NASHIK

loan amount
1700000.0

rate spread
-4.65

final amount
1785000.0

interest rate
8.5

sanction date
14-Oct-2026

letter version
3

reference rate
13.15

applicant email
nileshmalkar2018@gmail.com

applicant names
NILESH BHARAT MALKAR, PALLAVI NILESH MALKAR

printed altered
False

applicant mobile
8698102174

balance transfer
False

property address
pin: 422010; state: MAHARASHTRA; Address: Unit Flat No 703, Floor 7th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Res

insurance premium
85000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1785000.0

security address verbatim
Unit Flat No 703, Floor 7th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar,

applicant address verbatim
GHAR NO 17, SIDHI PARAK, SARA VAIBHAV JATVADA ROAD HARSUL, CHHATRAPATI SAMBHAJI NAGAR, Aurangabad, MAHARASHTRA, 431008, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/1026/5241264', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (1700000)", "the insurance premium's digits and words agree (85000)", 'loan + insurance = total (1700000 + 85000 = 1785000)', 'the rate arithmetic holds (13.15 - 4.65 = 8.50)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'bank_branch': 'NASHIK', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1700000.0, 'rate_spread': -4.65, 'final_amount': 1785000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '14-Oct-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'nileshmalkar2018@gmail.com', 'applicant_names': ['NILESH BHARAT MALKAR', 'PALLAVI NILESH MALKAR'], 'printed_altered': False, 'applicant_mobile': '8698102174', 'balance_transfer': False, 'property_address': {'pin': '422010', 'state': 'MAHARASHTRA', 'full_address': 'Unit Flat No 703, Floor 7th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar, Nashik - 422010., Nashik, Nashik, MAHARASHTRA, India, 422010'}, 'insurance_premium': 85000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1785000.0, 'security_address_verbatim': 'Unit Flat No 703, Floor 7th Floor, Block Building 4 Wing F, Project LAXMINARAYAN HEAVEN, S.No. 208/6, Plot No. 01+02, Behind Trilokeshwar, Mahadev Temple, Opp. SSk World Resort, Pathardi -, Gaulane Road, Pathardi Shiwar, Nashik - 422010., Nashik, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'GHAR NO 17, SIDHI PARAK, SARA VAIBHAV JATVADA ROAD HARSUL, CHHATRAPATI SAMBHAJI NAGAR, Aurangabad, MAHARASHTRA, 431008, India'}

Selfie / photo IMG-20261016-WA0005.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo IMG-20261016-WA0004.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

PAN card IMG-20260904-WA0002(2).jpg needs your check

dob
2003-01-09

pan
KKVPM5960G

name
PALLAVI NILESH MALKAR

legible
True

father name
NIVRUTTI MADHAV LOHAR

raw reading (for Abhijit)

{'dob': '2003-01-09', 'pan': 'KKVPM5960G', 'name': 'PALLAVI NILESH MALKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NIVRUTTI MADHAV LOHAR', 'aadhaar_last4': None, 'quality_issue': None}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

PAN card IMG-20260904-WA0003(1).jpg needs your check

dob
1999-05-29

pan
EKRPM1134E

name
NILESH BHARAT MALKAR

legible
True

father name
BHARAT SHANKAR MALKAR

raw reading (for Abhijit)

{'dob': '1999-05-29', 'pan': 'EKRPM1134E', 'name': 'NILESH BHARAT MALKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHARAT SHANKAR MALKAR', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20261016-WA0003.jpg needs your check

utr
628985134177

date
2026-10-16

time
14:43

amount
16080

method
UPI

payee upi
bigz@okhdfcbank

payer upi
2018@oksbi

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

payer name
NILESH BHARAT MALKAR

raw reading (for Abhijit)

{'utr': '628985134177', 'date': '2026-10-16', 'time': '14:43', 'amount': 16080, 'method': 'UPI', 'payee_upi': 'bigz@okhdfcbank', 'payer_upi': '2018@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'NILESH BHARAT MALKAR', 'debit_notification_text': None}

Aadhaar card IMG-20260904-WA0004(1).jpg needs your check

dob
1999-05-29

name
Nilesh Bharat Malkar

address
pin: 424203; area: Mali Galli; state: Maharashtra; district: Jalgaon; post_office: Pimpalgaon; Village: Pimpalgaon Bk.

legible
True

aadhaar last4
2376

raw reading (for Abhijit)

{'dob': '1999-05-29', 'pan': None, 'name': 'Nilesh Bharat Malkar', 'mobile': None, 'address': {'pin': '424203', 'area': 'Mali Galli', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': 'Pimpalgaon', 'village_city': 'Pimpalgaon Bk.'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2376', 'quality_issue': None}

Aadhaar card IMG-20260904-WA0001(1).jpg needs your check

dob
2003-01-09

name
Pallavi Nilesh Malkar

address
pin: 424203; road: Mali Galli; state: Maharashtra; building: C/O Nilesh Bharat Malkar; district: Jalgaon; post_office: Pimpalgaon; Village: Pimpalgaon Bk.

legible
True

aadhaar last4
7069

raw reading (for Abhijit)

{'dob': '2003-01-09', 'pan': None, 'name': 'Pallavi Nilesh Malkar', 'mobile': None, 'address': {'pin': '424203', 'area': None, 'flat': None, 'road': 'Mali Galli', 'floor': None, 'state': 'Maharashtra', 'building': 'C/O Nilesh Bharat Malkar', 'district': 'Jalgaon', 'post_office': 'Pimpalgaon', 'village_city': 'Pimpalgaon Bk.'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7069', 'quality_issue': None}

Payment screenshot IMG-20261016-WA0003.jpg needs your check

payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '628985134177', 'date': '2026-10-16', 'page': 1, 'time': '14:43', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 16080.0, 'direction': '

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628985134177', 'date': '2026-10-16', 'page': 1, 'time': '14:43', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 16080.0, 'direction': 'debit', 'narration': 'To: THINKBIGZ INITIATIVE PRIVATE LIMITED ....bigz@okhdfcbank on Google Pay From: NILESH BHARAT MALKAR (State Bank of India) ....2018@oksbi on Google Pay Google transaction ID CICAgLjm26Xgew', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4024', 'account_holder': 'NILESH BHARAT MALKAR'}}

Paid challan (GRAS) NILESH BHARAT MALKAR EchallanMH012198492202627E.pdf needs your check

grn
MH012198492202627E

pin
422010

total
14290.0

article
6(1)

defaced
False

bank cin
03006172026101601231

district
NASHIK

area city
PATHARDI-GAULANE ROAD PATHARDI SARVAR

payer pan
EKRXXXXXXE

flat block
FLAT NO 703 7TH FLOOR BLOCK BUILDING 4 WING F LAXMINARAYAN HEAVEN SURVEY NO 208/6 PLOT NO 01 02

payer name
NILESH BHARAT MALKAR

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1785000

scheme rows
{'amount': 5360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2174

payment date
16/10/2026-16:26:33

road locality
BEHIND TRILOKESHWAR MAHADEV TEMPLE OPP WORLD SSK RESORT

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1785000

raw reading (for Abhijit)

{'grn': 'MH012198492202627E', 'pin': '422010', 'total': 14290.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601231', 'district': 'NASHIK', 'area_city': 'PATHARDI-GAULANE ROAD PATHARDI SARVAR', 'payer_pan': 'EKRXXXXXXE', 'flat_block': 'FLAT NO 703 7TH FLOOR BLOCK BUILDING 4 WING F LAXMINARAYAN HEAVEN SURVEY NO 208/6 PLOT NO 01 02', 'payer_name': 'NILESH BHARAT MALKAR', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1785000', 'scheme_rows': [{'amount': 5360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2174', 'payment_date': '16/10/2026-16:26:33', 'road_locality': 'BEHIND TRILOKESHWAR MAHADEV TEMPLE OPP WORLD SSK RESORT', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1785000'}

Technical record (for Abhijit — safe to ignore)

41m ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '54af6f2d-c57c-4f13-96e2-6314f505fdd7'}
41m ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '540973', 'lessons': [{'box': 'Property box 2', 'words': 'Property box 2: the
43m ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
43m ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03654'}
43m ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
45m ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
45m ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NILESH BHARAT MALKAR EchallanMH012198492202627E.pdf', 'kind': 'p
45m ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NILESH BHARAT MALKA
45m ago	EzDocs	challan_verified_against_case	{'grn': 'MH012198492202627E', 'file': 'NILESH BHARAT MALKAR EchallanMH012198492202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
45m ago	EzDocs	challan_extracted	{'grn': 'MH012198492202627E', 'file': 'NILESH BHARAT MALKAR EchallanMH012198492202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 14290.0}
48m ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
53m ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
53m ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03654'}
53m ago	EzDocs	challan_boxes_composed	{'fp': '4ec6b1ec3c78df31', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 703 7TH FLOOR BLOCK BUI
53m ago	EzDocs	second_ask_held522	{'why': 'EzDocs was asked once more for these very words on this case before and left them out again — not asked a second time; the first answer stands', 'left_out': ['PROJECT']}
53m ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
1h ago	EzDocs	quoted_history_checked	{}
1h ago	EzDocs	extra_challan_scanned	{'found': 0}
1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 16 Oct, 15:34 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
1h ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'quick sweep'}
1h ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20261016-WA0003.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'dbc804e8-e5dc-4493-8dbe-89f6310a6cfc', 'fetched': True}
1h ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20261016-WA0003
1h ago	EzDocs	claim_part_duplicate	{'utr': '628985134177', 'date': '2026-10-16', 'parts': 1, 'amount': 16080.0, 'claimed_total': 16080.0}
1h ago	EzDocs	reader_home_address	{'fp': '660d4480ad4ba4db', 'from': 'the sanction letter (NILESH BHARAT MALKA.pdf)', 'home': {'pin': '431008', 'area': 'HARSUL', 'flat': 'GHAR NO 17', 'road': 'SARA VAIBHAV JATVADA ROAD', 'state': 'MAHARASHTRA', 'building
1h ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-16T09:47:10', 'why': 'reading', 'open': 10, 'mails': [{'at': '2026-10-16 09:39', 'id': '1a1441a81787b859', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for the give
1h ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'}
1h ago	EzDocs	case_read	{'how': 'uri', 'tag': '776540bb3407009f', 'docs': ['NILESH BHARAT MALKA.pdf', 'IMG-20260904-WA0001(1).jpg', 'IMG-20260904-WA0004(1).jpg', 'IMG-20260904-WA0002(2).jpg', 'IMG-20260904-WA0003(1).jpg'], 'loan': {'amount': 17
1h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['NILESH BHARAT MALKA.pdf', 'IMG-20260904-WA0001(1).jpg', 'IMG-20260904-WA0004(1).jpg', 'IMG-20260904-WA0002(2).jpg', 'IMG-20260904-WA0003(1).jpg'], 'after': {'addresses': {'peop
1h ago	EzDocs	address_compared	{'sig': '9998be8540497078', 'why': 'after gather', 'people': [{'home': 'C/O Bharat Shankar Malkar, Mali Galli, Mali Galli, Pimpalgaon Bk., Jalgaon, 424203', 'person': 'NILESH BHARAT MALKAR', 'against': [{'src': 'sanction
1h ago	EzDocs	challan_boxes_composed	{'fp': '4ec6b1ec3c78df31', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 703 7TH FLOOR BLOCK BUIL

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹16,080 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: This case's own screenshot carries the transaction number of ₹16,080, counted on NOI-2026-03472 (on the balance still due there). It is shared over several cases there — on the money desk, one tap moves it here. The work is done — our fee of ₹16,110.40 is still not in our account. Chase the branch for it.

Today · 16 Oct35 things

Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)