Cases / NOI-2026-02004
Harshavardhan Devidas Divekar
LAN 77000323068
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 4Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Technical reportopen
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
All files (14)A label is wrong? Fix it under All documents.
For you to check
- In the branch's mail of 18 Sep (from ramesh.dhatrak@icicihfc.com, “77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS DIVEKAR | PROCESS C”), a DIFFERENT PERSON'S PAN card is attached: Valibai pan (3).pdf is RATAN NARAYAN PAWAR (PAN CMTPD8688L)'s, not Harshavardhan Devidas Divekar's. Please check with the branch. It is not used — Harshavardhan's own PAN card is typed.
- GPay ₹15,520 announced at 08:01 has not settled into the PNB account (due 12:01). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
- Payment proof is from 2023-09-18 — an old receipt?
MoneyAll of it is in
₹15,510.17CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹15,520 receivedby the amount alone
Stamp duty 0.3%5,050
Registration fee 0.5%8,410
Government handling350
Our service fee1,700.17
Total we ask for15,510.17
the branch’s receipt claims ₹15,490 626119011992
paid 19 Sep 13:30:00 · verified 19 Sep 13:31:05 · 1 min 06 s later
How we know
Our own bank told us — 19 Sep 13:30
₹15,520 · from GPAY-BIZ
“₹15,520 received from Raviraj P at 1:30 pm”
Matched by: AMOUNT ALONE — equals our ask; no screenshot or UTR agrees yet · the case's screenshot names this very road; Google's alert; the NEFT is awaited
By law ₹15,490. We ask ₹15,510 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹15,490 — accept as full (₹20.17 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 32 minour time · 18 Sep 19:25
Index II —not yet
the NOI team 26 d 4 hthe branch 18 h 04 mintotal 26 d 23 h so far
Now with the NOI team — e-filing on IGR
since 19 Sep 13:31 — 26 d 4 h of working time
Day by day — every step and who held it
18 Sep 18:53Your branch's mail
18 Sep 18:58Fee quoted+5 min · the NOI team
18 Sep 18:58Papers readat once
18 Sep 18:58Property readat once
18 Sep 18:58Papers readat once
18 Sep 19:25Challan made+27 min · the NOI team
19 Sep 13:30Payment landed+18 h 04 min · the branch
19 Sep 13:31Payment verified+1 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹16,80,000
Loan account no.
77000323068
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Taluka is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (26d ago) — open the verification page; they are marked in red.
See the boxes — read from the technical report
District
Nashik
Taluka
(empty)
Village
Nashik Shiwar
Number type
SURVEY
Number
807/1/3/24/1/40
Building
Ninad Apartment
Floor
2nd Floor
Flat / shop no
12
Area
38.18
Hadd
(empty)
Read from the technical report, not the Index II. HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• check — In the branch's mail of 18 Sep (from ramesh.dhatrak@icicihfc.com, “77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS DIVEKAR | PROCESS C”), a DIFFERENT PERSON'S PAN card is attached: Valibai pan (3).pdf is RATAN NARAYAN PAWAR (PAN CMTPD8688L)'s, not Harshavardhan Devidas Divekar's. Please check with the branch. It is not used — Harshavardhan's own PAN card is typed.
• Mortgagor pages: RATAN NARAYAN PAWAR is NOT typed — a card of ANOTHER CUSTOMER on this file (the name is none of this file's people: the sanction letter's borrowers and the request's customer). Ask the branch whose paper it is.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• DO NOT SAVE — Valibai Devidas Divekar's PAN: the PAN on the case (CMTPD8688L) is RATAN NARAYAN PAWAR's card (Valibai pan (3).pdf), not the payer's, and no PAN card of Valibai Devidas Divekar is on the case. The PAN box is left EMPTY — read the payer's own card onto the case (upload it, or type the PAN off it).
• Valibai Devidas Divekar: PAN missing — Valibai Devidas Divekar's own Aadhaar (valibai adhar (3).pdf) is read but no PAN comes off it — read it off the card beside the form
• check — person 1's mobile: the sanction letter (KFSLetter_77000323068.pdf) prints 7058901568; the case held 9730458552 — the letter's is typed
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has paid the fee and provided several documents, including the Index II, and requested the NOI filing. The team has shared the challan but is now waiting for the branch to provide the Index II again to proceed with the filing.
the history says the next move is with the branch — the Index II
the branch last asked: Please share challan
the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
✓ loan papers sent — done, mail 1 (2026-09-18) “SANCTION LETTER ATTACHED”
✓ fee asked — done, mail 1 (2026-09-18) “Total Amount to be Paid to EZDOCS for NOI 15490.00”
✓ fee paid — the branch's words — done, mail 1 (2026-09-18) “Payment Done - Rs 15,490/-, Payment Screenshot attached.”
✓ challan made — done, mail 3 (2026-09-18) “PFA Challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-18) “PFA Challan for your reference.”
? Index II asked for — asked, mail 4 (2026-09-18) “Kindly share the index 2 copy for the NOI Process”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-18) “IINDEX II COPY | LSR | SALE DEED ATTACHED”
? filed on the IGR site — asked, mail 1 (2026-09-18) “Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.”
read over 4 mail(s), last mail 2026-09-18 · read 26d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (26d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010443362202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-02004 | 77000323068
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
RD
ramesh.dhatrak@icicihfc.com icicihfc.com
18 Sep, 18:53 · 26d ago THE FIRST MAIL — how this case began
18 Sep, 18:53 · 26d ago THE FIRST MAIL — how this case began
77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS DIVEKAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
📎 valibai adhar (3).pdf↗📎 harshvardhan adhar (2).pdf↗📎 IMG-20260918-WA0076.jpg↗📎 Valibai pan (3).pdf↗📎 HRQ-26-145834_INDProcessRequest_2500320260↗📎 Harshvardhan pan (1).pdf↗📎 harshvardhan photo.jpg↗📎 VALIBAIPHOTO.jpg↗📎 Outlook-linkedin.png↗📎 KFSLetter_77000323068.pdf↗📎 Outlook-youtube.png↗📎 Outlook-facebook.png↗📎 Outlook-https___ww.png↗
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Customer nameHARSHAVARDHAN DEVIDAS DIVEKAR
Loan account (LAN)77000323068
Loan amount₹16,80,000
Stamp duty 0.30%₹5,040
Registration fee 0.50%₹8,400
DHC₹350
Total₹15,490
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
NOI Govt Fees
Govt.Document Handling Charges Fixed350
350
EZDOCS
Service Fees for NOI Filling1700
1700
Total Amount to be Paid to EZDOCS for NOI15490.00
Dear Team,
Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.
Case Type - Builder Purchase
Loan Amount₹16,80,000
Payment Done - Rs 15,490/-, Payment Screenshot attached.
EMAIL SUBJECT LINE- 77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS DIVEKAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
CASE INITIATION BRANCH NAME
Panchavti
CASE TYPE (PLS MENTION IT )
NOI |Builder Purchase
LOAN AMOUNT WITH INSURANCE1680000
0.30%
5040
0.50%
8400
NOI SERIVCE FEE1700
SRO No
Nashik
Thanks & Regards,
Ramesh Dhatrak
Team Leader Branch
Panchavati, Nashik
8888869445
ramesh.dhatrak@ icicihfc.com
www.icicihfc.com
1800
267 4455
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ₹15,490 ✓; documents attached; note: Process two challans (0.3% and 0.5%). — “Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.”
RD
ramesh.dhatrak@icicihfc.com icicihfc.com
18 Sep, 19:27 · 26d ago
18 Sep, 19:27 · 26d ago
Dear Team
Please share challan
Thanks & Regards,
Ramesh Dhatrak
Team Leader Branch
Panchavati, Nashik
8888869445
ramesh.dhatrak@ icicihfc.com
www.icicihfc.com
1800
267 4455
From: Ramesh Dhatrak /DIST/ICICIHFC/
Sent: Friday, September 18, 2026 6:53 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc: Manish Shinde /DIST/ICICIHFC/ <manish.shinde@icicihfc.com>; Sable Mangesh /DISTP/ICICIHFC/NAS <sable.mangesh@icicihfc.com>; Rohit Salunke /DIST/ICICIHFC/ <rohit.salunke@icicihfc.com>
Subject: 77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS DIVEKAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
1680000
NOI Govt Fees
🤖 read: asks for the challan — “Please share challan”
OL
The NOI teamTYPED IN GMAIL
18 Sep, 19:28 · 26d ago
18 Sep, 19:28 · 26d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Fri, 18 Sept 2026 at 18:54, Ramesh Dhatrak /DIST/ICICIHFC/ <
ramesh.dhatrak@icicihfc.com> wrote:
*NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS*
*Loan Amount Including Insurance*
1680000
NOI Govt Fees
Stamp Duty
0.30%
5040.00
Registration Fees
0.50%
8400.00
Govt.Document Handling Charges Fixed
350
350
EZDOCS
Service Fees for NOI Filling
1700
1700
*Total Amount to be Paid to EZDOCS for NOI*
*15490.00*
Dear Team,
Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.
Case Type - Builder Purchase
Loan Amount - 16,80,000/-
Payment Done - Rs 15,490/-, Payment Screenshot attached.
EMAIL SUBJECT LINE- 77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS
DIVEKAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
*CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*
*APPLICANT NAME*
HARSHAVARDHAN DEVIDAS DIVEKAR
*LAN NO*
77000323068
*CASE INITIATION BRANCH NAME*
*Panchavti*
*CASE TYPE (PLS MENTION IT)*
*NOI |Builder Purchase*
*LOAN AMOUNT WITH INSURANCE*
*1680000*
*0.30%*
*5040*
*0.50%*
*8400*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*15,490*
**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*
*SRO No*
*Nashik*
Thanks & Regards,
*Ramesh Dhatrak *
Team Leader Branch
Panchavati, Nashik
[image: mobilePhone]
8888869445 <(888)%20886-9445>
[image: emailAddress]
ramesh.dhatrak@icicihfc.com <sonali.sonawane@icicihfc.com>
[image: website]
www.icicihfc.com
[image: website]
1800 267 4455 <https://www.icicihfc.com/>
[image:
https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg]
[image: facebook]
<https://www.facebook.com/people/ICICI-Home-Finance/100064153385547/?mibextid=ZbWKwL>
[image: linkedin]
<https://www.linkedin.com/company/icici-home-finance-company-limited>
[image: youtube] <https://www.youtube.com/@icicihomefinance1541>
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
18 Sep, 19:28 · 26d ago
18 Sep, 19:28 · 26d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Fri, 18 Sept 2026 at 19:28, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Fri, 18 Sept 2026 at 18:54, Ramesh Dhatrak /DIST/ICICIHFC/ <
ramesh.dhatrak@icicihfc.com> wrote:
> *NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS*
>
>
>
>
>
> *Loan Amount Including Insurance*
> 1680000
>
>
>
>
> NOI Govt Fees
> Stamp Duty
> 0.30%
> 5040.00
>
>
>
> Registration Fees
> 0.50%
> 8400.00
>
>
>
> Govt.Document Handling Charges Fixed
> 350
> 350
>
>
>
>
> EZDOCS
> Service Fees for NOI Filling
> 1700
> 1700
>
>
>
>
>
>
>
>
> *Total Amount to be Paid to EZDOCS for NOI*
> *15490.00*
> Dear Team,
>
> Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.
> Case Type - Builder Purchase
> Loan Amount - 16,80,000/-
>
>
> Payment Done - Rs 15,490/-, Payment Screenshot attached.
>
>
> EMAIL SUBJECT LINE- 77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS
> DIVEKAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
> *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*
>
>
>
>
>
>
>
>
>
>
> *APPLICANT NAME*
> HARSHAVARDHAN DEVIDAS DIVEKAR
>
>
>
>
>
> *LAN NO*
> 77000323068
>
>
>
>
>
> *CASE INITIATION BRANCH NAME*
> *Panchavti*
>
>
>
>
>
> *CASE TYPE (PLS MENTION IT)*
> *NOI |Builder Purchase*
>
>
>
>
>
>
>
>
>
>
>
>
> *LOAN AMOUNT WITH INSURANCE*
> *1680000*
>
>
>
>
>
> *0.30%*
> *5040*
>
>
>
>
>
> *0.50%*
> *8400*
>
>
>
>
>
> *NOI SERIVCE FEE*
> *1700*
>
>
>
>
>
> *DHC*
> *350*
>
>
>
>
>
> *TOTAL AMOUNT PAYABLE*
> *15,490*
>
>
>
>
>
>
>
>
>
>
>
>
> **SANCTION LETTER*
> *ATTACHED*
>
>
>
>
>
> **APPLICANT/S AADHAR CARD*
> *ATTACHED*
>
>
>
>
>
> **APPLICANT/S PAN CARD*
> *ATTACHED*
>
>
>
>
>
> **IINDEX II COPY | LSR | SALE DEED*
> *ATTACHED*
>
>
>
>
>
> **APPLICANT SELFIE*
> *ATTACHED*
>
>
>
>
>
> **PAYMENT SCREENSHOT WITH UTR*
> *ATTACHED*
>
>
>
>
>
>
>
>
>
>
>
>
> *SRO No*
> *Nashik*
>
>
>
>
>
>
>
>
>
> Thanks & Regards,
>
> *Ramesh Dhatrak *
>
> Team Leader Branch
>
> Panchavati, Nashik
>
> [image: mobilePhone]
>
> 8888869445 <(888)%20886-9445>
>
> [image: emailAddress]
>
> ramesh.dhatrak@icicihfc.com <sonali.sonawane@icicihfc.com>
>
> [image: website]
>
> www.icicihfc.com
>
> [image: website]
>
> 1800 267 4455 <https://www.icicihfc.com/>
>
> [image:
> https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg]
>
> [image: facebook]
> <https://www.facebook.com/people/ICICI-Home-Finance/100064153385547/?mibextid=ZbWKwL>
>
> [image: linkedin]
> <https://www.linkedin.com/company/icici-home-finance-company-limited>
>
> [image: youtube] <https://www.youtube.com/@icicihomefinance1541>
>
>
>
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | valibai adhar (3).pdf | filed | 26d ago |
| Aadhaar card | harshvardhan adhar (2).pdf | filed | 26d ago |
| Payment screenshot | IMG-20260918-WA0076.jpg | filed | 26d ago |
| PAN card | Valibai pan (3).pdf | filed | 26d ago |
| Technical report | HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).pdf | filed | 26d ago |
| PAN card | Harshvardhan pan (1).pdf | filed | 26d ago |
| Selfie / photo | harshvardhan photo.jpg | filed | 26d ago |
| Selfie / photo | VALIBAIPHOTO.jpg | filed | 26d ago |
| Other | Outlook-linkedin.png | filed | 26d ago |
| Sanction letter | KFSLetter_77000323068.pdf | filed | 26d ago |
| Other | Outlook-youtube.png | filed | 26d ago |
| Other | Outlook-facebook.png | filed | 26d ago |
| Other | Outlook-https___ww.png | filed | 26d ago |
| Paid challan (GRAS) | HARSHVARDHAN DEVIDAS DIVEKAR EchallanMH010443362202627E.pdf | filed | 26d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹15,510.17
₹15,510.17
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹15,490 626119011992
₹15,490 626119011992
Paid at
19 Sep 13:30:00
19 Sep 13:30:00
Verified on
19 Sep 13:31:05
19 Sep 13:31:05
stale_claim:2023-09-18:1096d
Paid by GPay ₹15,520 at 19 Sep 13:31 — Google's alert. Its NEFT into the PNB account is due by 19 Sep 17:31; confirmed when it lands.
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,050 | ₹8,410 | ₹350 | ₹1,700 | ₹15,510 |
By law ₹15,490. We ask ₹15,510 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
50 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd name, Mobile (person 1), E-mail (person 1), Floor (person 1) …
28 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Hadd type (Corporation / Council / Gram Panchayat), Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing) …
✗ EzDocs found boxes that do NOT agree with the document (26d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).p
as printed
FLAT NO.12, 2ND FLOOR, NINAD APARTMENT, S. NO. 807/1/3/24/1/40, PLOT NO.69, NEAR SHARMA MANGAL KARYALAY, DEEPALI NAGAR, MUMBAI NAKA, MAUJE NASHIK SHIWAR, NASHIK
FLAT NO.12, 2ND FLOOR, NINAD APARTMENT, S. NO. 807/1/3/24/1/40, PLOT NO.69, NEAR SHARMA MANGAL KARYALAY, DEEPALI NAGAR, MUMBAI NAKA, MAUJE NASHIK SHIWAR, NASHIK
PIN
422009
422009
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 12 2ND FLOOR NINAD APARTMENT SURVEY NO 807/1/3/24/1/40 PLOT NO 69
FLAT NO 12 2ND FLOOR NINAD APARTMENT SURVEY NO 807/1/3/24/1/40 PLOT NO 69
Locality/Road
NEAR SHARMA MANGAL KARYALAY DEEPALI NAGAR MUMBAI NAKA CIDCO COLONY
NEAR SHARMA MANGAL KARYALAY DEEPALI NAGAR MUMBAI NAKA CIDCO COLONY
Area/City
NASHIK SHIWAR
check or correct a box, the papers beside it →NASHIK SHIWAR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Valibai Devidas Divekar | CMTPD8688L | …9919 |
| mortgagor | RATAN NARAYAN PAWAR | CMTPD8688L | |
| mortgagor | Harshvardhan Devidas Divekar | DAWPD0821D | …6929 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| document chase | ramesh.dhatrak@icicihfc.com | 26d ago |
| documents acknowledged | ramesh.dhatrak@icicihfc.com | 26d ago |
| Index II chase | ramesh.dhatrak@icicihfc.com | 24d ago |
| Index II chase | ramesh.dhatrak@icicihfc.com | 21d ago |
| Index II chase | ramesh.dhatrak@icicihfc.com | 15d ago |
| Index II chase | ramesh.dhatrak@icicihfc.com | 1d ago |
What EzDocs read from each document — check anything marked in red
PAN card Valibai pan (3).pdf needs your check
dob
1981-01-01
1981-01-01
pan
CMTPD8688L
CMTPD8688L
name
RATAN NARAYAN PAWAR
RATAN NARAYAN PAWAR
legible
True
True
raw reading (for Abhijit)
{'dob': '1981-01-01', 'pan': 'CMTPD8688L', 'name': 'RATAN NARAYAN PAWAR', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20260918-WA0076.jpg needs your check
utr
626119011992
626119011992
time
18:41
18:41
amount
15490
15490
method
Paytm
Paytm
payee upi
7715973535@okbizaxis
7715973535@okbizaxis
payee name
Ezdocs
Ezdocs
payer name
Harshvardhan Devidas Divekar
Harshvardhan Devidas Divekar
raw reading (for Abhijit)
{'utr': '626119011992', 'date': None, 'time': '18:41', 'amount': 15490, 'method': 'Paytm', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'Ezdocs', 'payer_name': 'Harshvardhan Devidas Divekar', 'debit_notification_text': None}Aadhaar card harshvardhan adhar (2).pdf needs your check
dob
1999-03-04
1999-03-04
name
Harshvardhan Devidas Divekar
Harshvardhan Devidas Divekar
mobile
9730458552
9730458552
address
pin: 422009; area: near sharma mangal karyalay deepali nagar, Cidco Colony; flat: flat no 10; road: mumbai naka; state: Maharashtra; building: ninad appartment; district: Nashik; Village: Nashik
pin: 422009; area: near sharma mangal karyalay deepali nagar, Cidco Colony; flat: flat no 10; road: mumbai naka; state: Maharashtra; building: ninad appartment; district: Nashik; Village: Nashik
legible
True
True
aadhaar last4
6929
6929
raw reading (for Abhijit)
{'dob': '1999-03-04', 'pan': None, 'name': 'Harshvardhan Devidas Divekar', 'mobile': '9730458552', 'address': {'pin': '422009', 'area': 'near sharma mangal karyalay deepali nagar, Cidco Colony', 'flat': 'flat no 10', 'road': 'mumbai naka', 'floor': None, 'state': 'Maharashtra', 'building': 'ninad appartment', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'aadhaar_last4': '6929', 'quality_issue': None}Aadhaar card valibai adhar (3).pdf needs your check
dob
1981-01-01
1981-01-01
name
Valibai Devidas Divekar
Valibai Devidas Divekar
address
pin: 422009; area: DEEPALI NAGAR; flat: NO 10; state: Maharashtra; building: SHRMA MANGAL KARYALAY, NINAD APT; Village: Nashik
pin: 422009; area: DEEPALI NAGAR; flat: NO 10; state: Maharashtra; building: SHRMA MANGAL KARYALAY, NINAD APT; Village: Nashik
legible
True
True
aadhaar last4
9919
9919
raw reading (for Abhijit)
{'dob': '1981-01-01', 'pan': None, 'name': 'Valibai Devidas Divekar', 'mobile': None, 'address': {'pin': '422009', 'area': 'DEEPALI NAGAR', 'flat': 'NO 10', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'SHRMA MANGAL KARYALAY, NINAD APT', 'district': None, 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'aadhaar_last4': '9919', 'quality_issue': None}Technical report HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).pdf needs your check
found
True
True
found in
Legal Address
Legal Address
area sq m
38.18
38.18
confidence
5
5
property address
pin: 422009; state: Maharashtra; Flat no: 12; district: Nashik; Floor: 2nd Floor; landmark: Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Cidco Colony; Address: Flat No.12, 2nd Floor, Ninad Apartment,
pin: 422009; state: Maharashtra; Flat no: 12; district: Nashik; Floor: 2nd Floor; landmark: Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Cidco Colony; Address: Flat No.12, 2nd Floor, Ninad Apartment,
security address verbatim
Flat No.12, 2nd Floor, Ninad Apartment, S. No. 807/1/3/24/1/40, Plot No.69, Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Mauje Nashik Shiwar, Nashik
Flat No.12, 2nd Floor, Ninad Apartment, S. No. 807/1/3/24/1/40, Plot No.69, Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Mauje Nashik Shiwar, Nashik
raw reading (for Abhijit)
{'found': True, 'found_in': 'Legal Address', 'area_sq_m': 38.18, 'confidence': 5, 'property_address': {'pin': '422009', 'road': None, 'state': 'Maharashtra', 'taluka': None, 'flat_no': '12', 'district': 'Nashik', 'floor_no': '2nd Floor', 'landmark': 'Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Cidco Colony', 'full_address': 'Flat No.12, 2nd Floor, Ninad Apartment, Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Cidco Colony, Nashik Shiwar, Nashik, Maharashtra 422009. S. No. 807/1/3/24/1/40, Plot No.69', 'village_city': 'Nashik Shiwar', 'building_name': 'Ninad Apartment', 'survey_or_cts_no': 'S. No. 807/1/3/24/1/40, Plot No.69'}, 'security_address_verbatim': 'Flat No.12, 2nd Floor, Ninad Apartment, S. No. 807/1/3/24/1/40, Plot No.69, Near Sharma Mangal Karyalay, Deepali Nagar, Mumbai Naka, Mauje Nashik Shiwar, Nashik'}Selfie / photo harshvardhan photo.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}PAN card Harshvardhan pan (1).pdf needs your check
dob
1999-03-04
1999-03-04
pan
DAWPD0821D
DAWPD0821D
name
HARSHVARDHAN DEVIDAS DIVEKAR
HARSHVARDHAN DEVIDAS DIVEKAR
legible
True
True
raw reading (for Abhijit)
{'dob': '1999-03-04', 'pan': 'DAWPD0821D', 'name': 'HARSHVARDHAN DEVIDAS DIVEKAR', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Selfie / photo VALIBAIPHOTO.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Other Outlook-linkedin.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Other Outlook-youtube.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Sanction letter KFSLetter_77000323068.pdf needs your check
lan
77000323068
77000323068
legible
True
True
loan type
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
confidence
1
1
loan amount
1680000
1680000
final amount
1680000
1680000
interest rate
10.6
10.6
sanction date
17/09/2026
17/09/2026
letter version
HF-38-VER-14-01072026/KFS
HF-38-VER-14-01072026/KFS
applicant email
harshvardhandivekar@gmail.com
harshvardhandivekar@gmail.com
applicant names
HARSHVARDHAN DEVIDAS DIVEKAR, VALIBAI DEVIDAS DIVEKAR
HARSHVARDHAN DEVIDAS DIVEKAR, VALIBAI DEVIDAS DIVEKAR
applicant mobile
+91-7058901568
+91-7058901568
property address
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
ninad appartment flat no 10, mumbai naka, Cidco Colony (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009
ninad appartment flat no 10, mumbai naka, Cidco Colony (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009
raw reading (for Abhijit)
{'lan': '77000323068', 'legible': True, 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'loan_amount': 1680000, 'final_amount': 1680000, 'interest_rate': 10.6, 'quality_issue': None, 'sanction_date': '17/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'harshvardhandivekar@gmail.com', 'applicant_names': ['HARSHVARDHAN DEVIDAS DIVEKAR', 'VALIBAI DEVIDAS DIVEKAR'], 'applicant_mobile': '+91-7058901568', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'ninad appartment flat no 10, mumbai naka, Cidco Colony (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009'}Other Outlook-facebook.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Other Outlook-https___ww.png needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Other Outlook-https___ww.png needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Other Outlook-facebook.png needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Other Outlook-youtube.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Other Outlook-linkedin.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260918-WA0076.jpg needs your check
payments inside
bank: Bank Of Baroda; kind: payment_screenshot; payments: [{'utr': '626119011992', 'date': '2023-09-18', 'page': None, 'time': '18:41', 'payee': 'Ezdocs', 'amount': 15490.0, 'direction': 'debit', 'narration': None, 'proo
bank: Bank Of Baroda; kind: payment_screenshot; payments: [{'utr': '626119011992', 'date': '2023-09-18', 'page': None, 'time': '18:41', 'payee': 'Ezdocs', 'amount': 15490.0, 'direction': 'debit', 'narration': None, 'proo
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank Of Baroda', 'kind': 'payment_screenshot', 'payments': [{'utr': '626119011992', 'date': '2023-09-18', 'page': None, 'time': '18:41', 'payee': 'Ezdocs', 'amount': 15490.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8124', 'account_holder': 'Harshvardhan Devidas Divekar'}}Paid challan (GRAS) HARSHVARDHAN DEVIDAS DIVEKAR EchallanMH010443362202627E.pdf needs your check
grn
MH010443362202627E
MH010443362202627E
pin
422009
422009
total
13460.0
13460.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026091801178
03006172026091801178
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
DAWXXXXXXD
DAWXXXXXXD
flat block
FLAT NO 12 2ND FLOOR NINAD APARTMENT
FLAT NO 12 2ND FLOOR NINAD APARTMENT
payer name
HARSHVARDHAN DEVIDAS DIVEKAR
HARSHVARDHAN DEVIDAS DIVEKAR
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=1680000
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=1680000
scheme rows
{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1568
XXXXXX1568
payment date
18/09/2026-19:25:47
18/09/2026-19:25:47
road locality
MANGAL KARYALAY DEEPALI NAGAR MUMBAI NAKA MOUJE NASHIK SHIWAR NASHIK
MANGAL KARYALAY DEEPALI NAGAR MUMBAI NAKA MOUJE NASHIK SHIWAR NASHIK
second party pan
AAACI6285N
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LIMITED
ICICI HOME FINANCE COMPANY LIMITED
consideration amount
1680000
1680000
raw reading (for Abhijit)
{'grn': 'MH010443362202627E', 'pin': '422009', 'total': 13460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091801178', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'DAWXXXXXXD', 'flat_block': 'FLAT NO 12 2ND FLOOR NINAD APARTMENT', 'payer_name': 'HARSHVARDHAN DEVIDAS DIVEKAR', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=1680000', 'scheme_rows': [{'amount': 5050.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8410.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1568', 'payment_date': '18/09/2026-19:25:47', 'road_locality': 'MANGAL KARYALAY DEEPALI NAGAR MUMBAI NAKA MOUJE NASHIK SHIWAR NASHIK', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '1680000'}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | email_shadowed:index2_chase | {'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000323068) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde |
| 1d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']} |
| 1d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']} |
| 15d ago | EzDocs | allotment_read | {'fp': '965603b6c37f9f64', 'file': 'Outlook-youtube.png', 'asked': True, 'doc_id': '6dd16780-069a-40e5-8dc9-574020e9c053', 'is_allotment_letter': False} |
| 15d ago | EzDocs | reader_home_address | {'fp': 'f5df58b82c765298', 'from': 'the sanction letter (KFSLetter_77000323068.pdf)', 'home': {'pin': '422009', 'area': 'Cidco Colony', 'flat': '10', 'road': 'mumbai naka', 'state': 'MAHARASHTRA', 'building': 'ninad appa |
| 15d ago | EzDocs | allotment_read | {'fp': '141f89bbe0935116', 'file': 'Outlook-facebook.png', 'asked': True, 'doc_id': '249c0621-60a3-4831-92f7-587c90b983b5', 'is_allotment_letter': False} |
| 15d ago | EzDocs | allotment_read | {'fp': '1e3394eb26ee03e0', 'file': 'Outlook-https___ww.png', 'asked': True, 'doc_id': '8dc3eaf8-8358-4343-b076-c3977584ea43', 'is_allotment_letter': False} |
| 15d ago | EzDocs | email_shadowed:index2_chase | {'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000323068) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed DAxxxxxxXD — no paper on the |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 21d ago | EzDocs | template_name_checked | {'name': 'Harshavardhan Devidas Divekar'} |
| 21d ago | EzDocs | email_shadowed:index2_chase | {'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000323068) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde |
| 24d ago | EzDocs | email_shadowed:index2_chase | {'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000323068) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde |
| 26d ago | EzDocs | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 26d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 26d ago | EzDocs | payment_verified | {'utr': '626119011992', 'delta': 9.83, 'method': 'amount_match+payee_road+gpay_alert', 'paid_at': '2026-09-19T08:00:00+00:00', 'expected': 15510.17, 'received': 15520.0, 'confidence': 'medium'} |
| 26d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': ['stale_claim:2023-09-18:1096d'], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, |
| 26d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 8 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 26d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).p', 'KFSLetter_77000323068.pdf', 'valibai adhar (3).pdf', 'harshvardhan adhar (2).pdf', 'Valibai pan (3).pdf', 'Harsh |
| 26d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 8, 'seconds': 1.6, 'workers': 5} |
| 26d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 8 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 26d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).p', 'KFSLetter_77000323068.pdf', 'valibai adhar (3).pdf', 'harshvardhan adhar (2).pdf', 'Valibai pan (3).pdf', 'Harsh |
| 26d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 8, 'seconds': 1.7, 'workers': 5} |
| 26d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'RATAN NARAYAN PAWAR', 'party_id': '21d70905-092d-4bf1-9 |
| 26d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challan', |
| 26d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).p', 'KFSLetter_77000323068.pdf', 'valibai adhar (3).pdf', 'harshvardhan adhar (2).pdf', 'Valibai pan (3).pdf', 'Harsh |
| 26d ago | EzDocs | address_compared | {'sig': '7ad6b22b35b4820f', 'why': 'after gather', 'people': [{'home': '', 'person': 'RATAN NARAYAN PAWAR', 'against': [], 'home_src': '', 'party_id': '21d70905-092d-4bf1-9642-7cf9b48a6387'}, {'home': 'flat no 10, ninad |
| 26d ago | EzDocs | challan_boxes_composed | {'fp': 'bbb83d1bfe7b4772', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 12 2ND FLOOR NINAD APARTMENT SURVEY N |
| 26d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 8, 'seconds': 2.1, 'workers': 5} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹15,520 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: In the branch's mail of 18 Sep (from ramesh.dhatrak@icicihfc.com, “77000323068 -APPLICANT NAME -HARSHAVARDHAN DEVIDAS DIVEKAR | PROCESS C”), a DIFFERENT PERSON'S PAN card is attached: Valibai pan (3).pdf is RATAN NARAYAN PAWAR (PAN CMTPD8688L)'s, not Harshavardhan Devidas Divekar's. Please check with the branch. It is not used — Harshavardhan's own PAN card is typed. GPay ₹15,520 announced at 08:01 has not settled into the PNB account (due 12:01). Paste PNB statement (SMS page) or Check Settlements in GPay Business. Payment proof is from 2023-09-18 — an old receipt?
Yesterday · 14 Oct3 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02004 | 77000323068
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02004 | 77000323068
27 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
24 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02004 | 77000323068
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02004 | 77000323068
19 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18 Sep41 things — 14 documents received · 4 letters written · 1 caution · 22 steps
EzDocs took 37 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
HARSHVARDHAN DEVIDAS DIVEKAR EchallanMH010443362202627E.pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs found something to check before the form is saved
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02004
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Received: other
Outlook-https___ww.png
Received: other
Outlook-facebook.png
Property checked by EzDocs — read from the report, every box that names the flat is there
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
Outlook-youtube.png
Received: Sanction letter
KFSLetter_77000323068.pdf
Received: other
Outlook-linkedin.png
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Selfie
VALIBAIPHOTO.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property read from the legal / technical report (the sanction letter had none)
Co-applicant added
Co-applicant added
Received: Selfie
harshvardhan photo.jpg
Received: PAN card
Harshvardhan pan (1).pdf
Payment proof arrived before the case was quoted — held
Received: Technical report
HRQ-26-145834_INDProcessRequest_2500320260903164855048 (1).pdf
Received: PAN card
Valibai pan (3).pdf
Received: Payment screenshot
IMG-20260918-WA0076.jpg
Received: Aadhaar
harshvardhan adhar (2).pdf
Received: Aadhaar
valibai adhar (3).pdf
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02004
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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