Cases / NOI-2026-03294
Dnyaneshwar Pandurang Kharat
LAN NHL/ARNG/0926/5232948
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
6 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹17,570; it reads: ₹6,590 (stamp-duty head), ₹10,980 (registration head); this case’s figures say ₹12,610 (0.3% ₹4,730 + 0.5% ₹7,880 on a loan of ₹15,75,000); the challan itself says a loan of ₹21,93,450. the case's figure is the sanction letter's total with insurance. No sanction letter on this file prints ₹21,93,001–₹21,95,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
For you to check
- Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹14,430.48CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹19,350 receivedthe receipt's amount and minute agree
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500.48
Total we ask for14,430.48
the branch’s receipt claims ₹19,350 864021979136
paid 5 Oct 15:18:47 · verified 8 Oct 15:38:30 · 3 d 0 h later
How we know
Our own bank told us — 5 Oct 15:18
₹19,350 · UTR 864021979136 · from AD-HDFCBN-S
“Successful! You have received Rs. 19350.00 via HDFC Bank SmartHub Vyapar from DNYANESHWA. RRN-864021979136, Check: https://1.hdfc.bank.in/HDFCBK/s/gnnJ9gKe”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 10 minour time · 8 Oct 16:46
Index II —not yet
the NOI team 7 d 2 htotal 7 d 2 h so far
Now with the NOI team — e-filing on IGR
since 8 Oct 16:46 — 7 d 1 h of working time
Day by day — every step and who held it
8 Oct 15:36Your branch's mail
8 Oct 15:36Payment landedat once
8 Oct 15:37Papers read+2 min · the NOI team
8 Oct 15:38Property readat once
8 Oct 15:38Fee quotedat once
8 Oct 15:38Payment verifiedat once
8 Oct 15:38Ready for the challanat once
8 Oct 16:46Challan made+1 h 08 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,000
Loan account no.
NHL/ARNG/0926/5232948
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Building, Floor, Flat / shop no are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Aurangabad
Taluka
Aurangabad
Village
Georai
Number type
PLOT
Number
C14 & C15
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
84.53
Hadd
Georai
Read from the sanction letter, not the Index II. DocScanner 8 Oct 2026 2-29 pm.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 7d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — the loan: the paid challan (₹17,570, GRN MH011638886202627E) was worked on a loan of ₹21,93,001–₹21,95,000; this case holds ₹15,75,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• Mortgagor pages: PRATIMA DNYANESHWAR KHARAT is named on the sanction letter (DocScanner 8 Oct 2026 2-29 pm.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• PRATIMA DNYANESHWAR KHARAT: PAN missing — no PAN card of PRATIMA DNYANESHWAR KHARAT is read on the file — the PAN cards on it (DNYANESHWAR PANDURANG KHARAT, DocScanner 8 Oct 2026 2-29 pm.pdf) are beside the form; type the PAN off the person's own card
• PRATIMA DNYANESHWAR KHARAT: birth date missing — no PAN card of PRATIMA DNYANESHWAR KHARAT is read on the file — the PAN cards on it (DNYANESHWAR PANDURANG KHARAT, DocScanner 8 Oct 2026 2-29 pm.pdf) are beside the form; type the birth date off the person's own card
• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKLoan Account Number mismatch on MOTD
| This case (the branch's request) | NHL/ARNG/0926/5232948 |
| The MOTD | HOU/ARNG/0926/5217940 |
Why it matters: The branch request and sanction letter list LAN NHL/ARNG/0926/5232948, whereas the MOTD prints HOU/ARNG/0926/5217940. This is common when a housing loan and an insurance/linked loan share the mortgage.
What to do: Confirm with the branch whether both LANs form part of the same mortgage facility.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 7d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011638886202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: challan & NOI for NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
08 Oct, 15:36 · 7d ago THE FIRST MAIL — how this case began
08 Oct, 15:36 · 7d ago THE FIRST MAIL — how this case began
challan & NOI for NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
Dear Sir,
PFA & Pls help for challan & NOI .
SRO2
NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>
Sent: Thursday, October 8, 2026 2:38 PM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject: PFA & Pls help with challan & NOI for the mentioned case.
DNYANESHWAR PANDURANG KHARAT
PFA & Pls help with challan & NOI
for the mentioned case.
🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “PFA & Pls help for challan & NOI .”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 16:02 · 7d ago
08 Oct, 16:02 · 7d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 8 Oct 2026 at 15:37, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Sir,
PFA & Pls help for challan & NOI.
SRO-2
NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>
*Sent:* Thursday, October 8, 2026 2:38 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
*Subject:* PFA & Pls help with challan & NOI for the mentioned case.
DNYANESHWAR PANDURANG KHARAT
PFA & Pls help with challan & NOI for the mentioned case.
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 16:49 · 7d ago
08 Oct, 16:49 · 7d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:37, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Sir,
PFA & Pls help for challan & NOI.
SRO-2
NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 2:38 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help with challan & NOI for the mentioned case.
DNYANESHWAR PANDURANG KHARAT
PFA & Pls help with challan & NOI
for the mentioned case.
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 7d ago |
| Payment screenshot+ Sanction letter inside+ MOTD inside+ PAN card inside+ Aadhaar card inside | DocScanner 8 Oct 2026 2-29 pm.pdf | filed | 7d ago |
| Paid challan (GRAS) | DNYANESHWAR PANDURANG KHARAT EchallanMH011638886202627E.pdf | filed | 7d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹14,430.48
₹14,430.48
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹19,350 864021979136
₹19,350 864021979136
Paid at
5 Oct 15:18:47
5 Oct 15:18:47
Verified on
8 Oct 15:38:30
8 Oct 15:38:30
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,730 | ₹7,880 | ₹320 | ₹1,500 | ₹14,430 |
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
29 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor, Flat / shop no, Title deed no / year / SRO
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 7d ago — all agree.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner 8 Oct 2026 2-29 pm.pdf
as printed
PLOT NO. C14 & C15, GUT NO 43/P, VILLAGE GEORAI, AURANGABAD, AURANGABAD, AURANGABAD, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO. C14 & C15, GUT NO 43/P, VILLAGE GEORAI, AURANGABAD, AURANGABAD, AURANGABAD, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO C14 & C15 GUT NO 43/P VILLAGE GEORAI AURANGABAD MAHARASHTRA
PLOT NO C14 & C15 GUT NO 43/P VILLAGE GEORAI AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DNYANESHWAR PANDURANG KHARAT | BQIPK5051Q | …4789 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | asmita.kulkarni@pnbhousing.com | 7d ago |
| Index II chase | asmita.kulkarni@pnbhousing.com | 6d ago |
| Index II chase | asmita.kulkarni@pnbhousing.com | 3d ago |
| Index II chase | asmita.kulkarni@pnbhousing.com | 8h ago |
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Payment screenshot DocScanner 8 Oct 2026 2-29 pm.pdf needs your check
utr
864021979136
864021979136
date
2026-10-05
2026-10-05
time
15:18
15:18
amount
19350
19350
method
PhonePe
PhonePe
payee upi
Vyapar.********2080@hdfc...
Vyapar.********2080@hdfc...
payee name
THINK BIGZ INITIATIVE PV...
THINK BIGZ INITIATIVE PV...
raw reading (for Abhijit)
{'utr': '864021979136', 'date': '2026-10-05', 'time': '15:18', 'amount': 19350, 'method': 'PhonePe', 'payee_upi': 'Vyapar.********2080@hdfc...', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PV...', 'payer_name': None, 'debit_notification_text': None}Payment screenshot DocScanner 8 Oct 2026 2-29 pm.pdf needs your check
dob
1986-01-01
1986-01-01
pan
BQIPK5051Q
BQIPK5051Q
name
DNYANESHWAR PANDURANG KHARAT
DNYANESHWAR PANDURANG KHARAT
legible
True
True
father name
PANDURANG GOVIND KHARAT
PANDURANG GOVIND KHARAT
raw reading (for Abhijit)
{'dob': '1986-01-01', 'pan': 'BQIPK5051Q', 'name': 'DNYANESHWAR PANDURANG KHARAT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PANDURANG GOVIND KHARAT', 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot DocScanner 8 Oct 2026 2-29 pm.pdf needs your check
dob
1986-01-01
1986-01-01
name
Dnyaneshwar Pandurang Kharat
Dnyaneshwar Pandurang Kharat
address
pin: 431105; area: Bukud Jalgaon, Bokud Jalgaon; road: At Post Bukud Jalgaon Tel Paithan; state: Maharashtra; district: Aurangabad
pin: 431105; area: Bukud Jalgaon, Bokud Jalgaon; road: At Post Bukud Jalgaon Tel Paithan; state: Maharashtra; district: Aurangabad
legible
True
True
father name
Pandurang Kharat
Pandurang Kharat
aadhaar last4
4789
4789
raw reading (for Abhijit)
{'dob': '1986-01-01', 'pan': None, 'name': 'Dnyaneshwar Pandurang Kharat', 'mobile': None, 'address': {'pin': '431105', 'area': 'Bukud Jalgaon, Bokud Jalgaon', 'flat': None, 'road': 'At Post Bukud Jalgaon Tel Paithan', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Aurangabad', 'post_office': None, 'village_city': None}, 'legible': True, 'father_name': 'Pandurang Kharat', 'aadhaar_last4': '4789', 'quality_issue': None}Payment screenshot DocScanner 8 Oct 2026 2-29 pm.pdf needs your check
lan
HOU/ARNG/0926/5217940
HOU/ARNG/0926/5217940
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'DNYANESHWAR PANDURANG KHARAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRATIMA DNYANESHWAR KHARAT', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'DNYANESHWAR PANDURANG KHARAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRATIMA DNYANESHWAR KHARAT', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
0.9
0.9
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': 'Dnyaneshwar kharat', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Rahul Mehejan', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad'
{'says': 'Dnyaneshwar kharat', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Rahul Mehejan', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad'
loan amount
1500000.0
1500000.0
rate spread
-4.65
-4.65
final amount
1575000.0
1575000.0
interest rate
8.5
8.5
sanction date
17-Sep-2026
17-Sep-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
kharat.dp@gmail.com
kharat.dp@gmail.com
applicant names
DNYANESHWAR PANDURANG KHARAT, PRATIMA DNYANESHWAR KHARAT
DNYANESHWAR PANDURANG KHARAT, PRATIMA DNYANESHWAR KHARAT
printed altered
False
False
applicant mobile
8693825588
8693825588
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; district: Aurangabad; Address: Plot No. C14 & C15, Gut No 43/P, Village Georai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 43
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; district: Aurangabad; Address: Plot No. C14 & C15, Gut No 43/P, Village Georai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 43
insurance premium
75000.0
75000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1575000.0
1575000.0
security address verbatim
Plot No. C14 & C15, Gut No 43/P, Village Georai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No. C14 & C15, Gut No 43/P, Village Georai, Aurangabad, Aurangabad, Aurangabad, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
FLAT NO A-201 2ND FLOOR, OM SAI RESIDENCY GOLAVALI ASDE, KALYAN DOMBIVLI THANE, Thane, MAHARASHTRA, 421301, Thane, India
FLAT NO A-201 2ND FLOOR, OM SAI RESIDENCY GOLAVALI ASDE, KALYAN DOMBIVLI THANE, Thane, MAHARASHTRA, 421301, Thane, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0926/5217940', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DNYANESHWAR PANDURANG KHARAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRATIMA DNYANESHWAR KHARAT', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 0.9, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': 'Dnyaneshwar kharat', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Rahul Mehejan', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad', 'where': 'page 2, top right', 'touches': 'other', 'printed_was': None}, {'says': 'Asmita Kulkarni', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Amol Wakekar', 'where': 'page 2, top right', 'touches': 'name', 'printed_was': None}, {'says': 'BA.', 'where': 'page 2, bottom left', 'touches': 'other', 'printed_was': None}, {'says': 'Pextime', 'where': 'page 2, bottom right', 'touches': 'other', 'printed_was': None}, {'says': 'Pratima', 'where': 'page 3, top right', 'touches': 'name', 'printed_was': None}, {'says': 'Dnyaneshwar kharat', 'where': 'page 3, table row 1', 'touches': 'name', 'printed_was': None}, {'says': 'FLAT NO 201 2nd Floor om Residency', 'where': 'page 3, table row 1', 'touches': 'other', 'printed_was': None}, {'says': 'pratima kharat', 'where': 'page 3, table row 2', 'touches': 'name', 'printed_was': None}, {'says': 'Kalyan Domvali Thane 421301.', 'where': 'page 3, table row 2', 'touches': 'other', 'printed_was': None}, {'says': 'Dnyaneshwar kharat', 'where': 'page 3, table row 2', 'touches': 'name', 'printed_was': None}, {'says': 'Kalyan Domwali - 421301.', 'wherPaid challan (GRAS) DNYANESHWAR PANDURANG KHARAT EchallanMH011638886202627E.pdf needs your check
grn
MH011638886202627E
MH011638886202627E
pin
431001
431001
total
17570.0
17570.0
article
6(1)
6(1)
defaced
False
False
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
BQIXXXXXXQ
BQIXXXXXXQ
flat block
PLOT NO C14 AND C15 GAT NO 43/P MOUJE GEORAI
PLOT NO C14 AND C15 GAT NO 43/P MOUJE GEORAI
payer name
DNYANESHWAR PANDURANG KHARAT
DNYANESHWAR PANDURANG KHARAT
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2193450
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2193450
scheme rows
{'amount': 6590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10980.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 6590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10980.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5588
XXXXXX5588
payment date
08/10/2026-16:46:27
08/10/2026-16:46:27
road locality
AURANGABAD MAHARASHTRA
AURANGABAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2193450
2193450
raw reading (for Abhijit)
{'grn': 'MH011638886202627E', 'pin': '431001', 'total': 17570.0, 'article': '6(1)', 'defaced': False, 'bank_cin': None, 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'BQIXXXXXXQ', 'flat_block': 'PLOT NO C14 AND C15 GAT NO 43/P MOUJE GEORAI', 'payer_name': 'DNYANESHWAR PANDURANG KHARAT', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2193450', 'scheme_rows': [{'amount': 6590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10980.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5588', 'payment_date': '08/10/2026-16:46:27', 'road_locality': 'AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2193450'}Technical record (for Abhijit — safe to ignore)
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 08 Oct, 16:02 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 8h ago | EzDocs | email_shadowed:index2_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': 'Team,\n\nFor NOI filing, we need the Index 2 copy and the colour live selfie photo of the applicant.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'sub |
| 8h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/ARNG/0926/5232948) is paid and the case is ready for NOI e-filing. The only thing pending from your end is |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | email_shadowed:index2_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/ARNG/0926/5232948) is paid and the case is ready for NOI e-filing. The only thing pending from your end is |
| 7d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 6590/10980 — the case works out Rs.4730', 'registration fee on the challan is 659 |
| 7d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '0ec98819-8fef-4d1c-92c5-82a52f413b75'} |
| 7d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 2193450 — no paper on th |
| 7d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 7d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.17570 but this case's figures say Rs.12610 (0.3% Rs.4730 + 0.5% Rs.7880) — the challan was paid on a loan of Rs.2193 |
| 7d ago | EzDocs | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 7d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DNYANESHWAR PANDURA |
| 7d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'district': 'CHHATRAPATI SAMBHAJINAGAR'} |
| 7d ago | EzDocs | challan_mismatch | {'file': 'DNYANESHWAR PANDURANG KHARAT EchallanMH011638886202627E.pdf', 'problems': ['stamp duty on the challan is 6590/10980 — the case works out Rs.4730', 'registration fee on the challan is 6590/10980 — the case works |
| 7d ago | EzDocs | challan_extracted | {'grn': 'MH011638886202627E', 'file': 'DNYANESHWAR PANDURANG KHARAT EchallanMH011638886202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17570.0} |
| 7d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints '&' |
| 7d ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 4, 'case_no': 'NOI-2026-03294'} |
| 7d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose from t |
| 7d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'DocScanner 8 Oct 2026 2-29\u202fpm.pdf', 'paper': 'the sanction letter', 'not_on_paper': [' |
| 7d ago | EzDocs | challan_boxes_by_rules | {'fp': '99d5d852d62cbdbf', 'why': "EzDocs' city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)", 'anew': 'boxes'} |
| 7d ago | EzDocs | reader_mail_addition | {'fp': '579c913d0f51d0c2', 'add': {}, 'why': 'The paper describes the property in Aurangabad, Maharashtra. The mail mentions Ch.Sambhajinagar. Aurangabad is Chhatrapati Sambhajinagar, but the mail does not provide any pr |
| 7d ago | EzDocs | quoted_history_checked | {} |
| 7d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar |
| 7d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DocScanner 8 Oct 2026 2-29\u202fpm.pdf'], 'after': {'addresses': {'people': [['DNYANESHWAR PANDURANG KHARAT', [['sanction_letter', ' |
| 7d ago | EzDocs | address_compared | {'sig': 'e54e83dda6436c1b', 'why': 'after gather', 'people': [{'home': 'A-201, 2ND FLOOR, OM SAI RESIDENCY, At Post Bukud Jalgaon Tel Paithan, Bukud Jalgaon, Bokud Jalgaon, Kalyan Dombivali, Aurangabad, 431105', 'person' |
| 7d ago | EzDocs | challan_boxes_by_rules | {'fp': '99d5d852d62cbdbf', 'why': "EzDocs' city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)", 'anew': 'boxes'} |
| 7d ago | EzDocs | box_disagreement | {'box': 'home.district', 'src': 'mail', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Aurangabad', 'page': 4, 'party': 'DNYANESHWAR |
| 7d ago | EzDocs | box_disagreement | {'box': 'home.pin', 'src': 'mail', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '431105', 'page': 4, 'party': 'DNYANESHWAR PANDURAN |
| 7d ago | EzDocs | box_disagreement | {'box': 'home.area', 'src': 'mail', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Bukud Jalgaon, Bokud Jalgaon', 'page': 4, 'party' |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo, Index II copy / Title document
Money
₹19,350 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing.
Today · 15 Oct3 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Re: challan & NOI for NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
An old draft withdrew itself — its asks were already answered
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03294 | NHL/ARNG/0926/5232948
An old draft withdrew itself — its asks were already answered
9 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03294 | NHL/ARNG/0926/5232948
8 Oct28 things — 3 documents received · 3 letters written · 2 money steps · 3 cautions · 17 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
DNYANESHWAR PANDURANG KHARAT EchallanMH011638886202627E.pdf
EzDocs found something to check before the form is saved
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
challan & NOI for NHL/ARNG/0926/5232948 & HOU/ARNG/0926/5217940- DNYANESHWAR PANDURANG KHARAT
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
Nothing new to ask for — stayed quiet
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
DocScanner 8 Oct 2026 2-29 pm.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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