Cases / NOI-2026-03234

Deepak Sharma

LAN HOU/KNDW/0826/5209772 Challan paid · our move File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓MOTDopen

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓PAN cardopen

✓Selfie / photoopen

✓Sale deedopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside APP AND CO-APP KYC.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (9)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹18,190.13CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹18,257 receivedfound by its UTR

The branch sent 2 receipts — 1 of 2 have reached our account:

₹5not seen in our account yet8035955471

✓₹18,257seen in our account · 7 Oct 11:53 · by its UTR8074656062

The branch's receipt says ₹18,262 — ₹5 of it has not reached us yet. Look for a ₹5 credit.

Stamp duty 0.3%6,140

Registration fee 0.5%10,230

Government handling320

Our service fee1,500.13

Total we ask for18,190.13

the branch’s receipt claims ₹18,262 628035955471,628074656062

paid 7 Oct 11:53:22 · verified 7 Oct 12:14:05 · 20 min later

How we know

Our own bank told us — 7 Oct 11:53

₹18,257 · UTR 628074656062 · from BP-HDFCBN-S

“Successful! You have received Rs. 18257.00 via HDFC Bank SmartHub Vyapar from ASHISH SUB. RRN-628074656062, Check: https://1.hdfc.bank.in/HDFCBK/s/Jbb2pJx1”

Matched by: by UTR — the bank's reference ends like the screenshot's

By law ₹18,180. We ask ₹18,190 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 07 minour time · 7 Oct 13:07

Index II —not yet

the NOI team 8 d 6 htotal 8 d 6 h so far

Now with the NOI team — e-filing on IGR

since 7 Oct 13:07 — 8 d 5 h of working time

Day by day — every step and who held it

7 Oct 12:00Your branch's mail

7 Oct 12:00Payment landedat once

7 Oct 12:13Fee quoted+13 min · the NOI team

7 Oct 12:14Papers readat once

7 Oct 12:14Property readat once

7 Oct 12:14Papers readat once

7 Oct 12:14Payment verifiedat once

7 Oct 12:14Ready for the challanat once

7 Oct 13:07Challan made+54 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹20,45,000

Loan account no.

HOU/KNDW/0826/5209772

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the sanction letter. If they are right, press Confirm.

✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.

See the boxes — read from the sanction letter

District

PUNE

Taluka

PUNE

Village

Pune

Number type

SURVEY

Number

Building

GANRAJ SKYDALE

Floor

14 TH FLOOR

Flat / shop no

1406

Area

33.13

Hadd

PUNE MUNICIPAL CORPORATION

Read from the sanction letter, not the Index II. SANCTION LETTER.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• DEEPAK SHARMA is on the case twice (two rows, the same name) — one Mortgagor page is typed for them; the rows are one person

• DEEPAK SHARMA is on the case twice (two rows, the same PAN) — one Mortgagor page is typed for them; the rows are one person

• DEEPAK SHARMA is on the case twice (two rows, the same name) — one Mortgagor page is typed for them; the rows are one person

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• changed — taluka: the case held PUNE; filled HAVELI — EzDocs (reading the whole file), from the Transfer Deed, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKSanction letter LAN spelling

The sanction letter	HOU/KNDW/0830ski Baat Ref No.: HOU/KNDW/0830ski Baat
This case (the branch's mail)	HOU/KNDW/0826/5209772 Loan No : HOU/KNDW/0826/5209772

Why it matters: The sanction letter contains a placeholder/corrupted text in the Loan Ref No box instead of the standard digits.

What to do: Confirm with the branch if a revised sanction letter with the correct loan account number is required before final submission.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011533162202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DS deepak.shelke1@phfl.com phfl.com
07 Oct, 12:00 · 8d ago THE FIRST MAIL — how this case began

NOI / CHALAN // Loan No : HOU/KNDW/0826/5209772 Applicant Name : DEEPAK SHARMA

📎 FORM A2.pdf ↗📎 1791351609 - 5.00 To THINK BIGZ INITIATIVE ↗📎 SANCTION LETTER.pdf ↗📎 1791349978 - 18257.00 To THINK BIGZ INITIA ↗📎 APP AND CO-APP KYC.pdf ↗📎 548277.jpg ↗📎 548285.jpg ↗📎 deepak sharma.pdf ↗

Dear Team,

Kindly share CHALAN &NOI

Challan Payment is done

LOAN AMT₹20,45,000

Documents required for NOI Filing:

- Loan sanction letter- ATTACHED

-Draft - ATTACHED

- Aadhaar copy of the applicant ATTACHED

- PAN copy of the applicant-ATTACHED

- Form A2 with Photograph of applicant -ATTACHED

- Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED

- CASE TYPE-Resale

Thanks & Regards,

Deepak Shelke

Team Leader 

PNB Housing Finance Limited

5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park,

Lulla Nagar, Kondwa, Pune – 411040

Mobile No.9300823509

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached; note: CASE TYPE -Resale — “Kindly share CHALAN &NOI”

OL The NOI teamTYPED IN GMAIL
07 Oct, 12:39 · 8d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Wed, 7 Oct 2026 at 12:13, Deepak Shelke1 <deepak.shelke1@phfl.com> wrote:

​
Dear Team,

Kindly share CHALAN &NOI

*Challan Payment is done*

*LOAN AMT: 20,45,000/-*

*Documents required for NOI Filing:*

- Loan sanction letter*- ATTACHED*

 -Draft -* ATTACHED*

- Aadhaar copy of the applicant* ATTACHED*

- PAN copy of the applicant -*ATTACHED*

- Form A2 with Photograph of applicant -*ATTACHED*

- Payment details screenshot with Transaction I D & Date of payment
mentioned.* – ATTACHED*

*- CASE TYPE -Resale *

Thanks & Regards,

*Deepak Shelke*

*Team Leader *

*PNB Housing Finance Limited*

5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park,

Lulla Nagar, Kondwa, Pune – 411040

Mobile No.9300823509

Toll Free: 1800 120 8800

Website-
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzphNDg0ZjM4NmExNTgwYWYxMTEwZmExNWFmYTNlN2RiNTo3OmFmOTg6NjFhYTFmYmFhMTM0MzAyNzMxZTg2YjdlNDFmMzU1MDg0OWE0OWVkYWY4OTI2MjE1YmMxNjA2MzQyYWI3YWI0ZjpoOlQ6Rg>
www.pnbhousing.com
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzplN2E1ZWFiNTY4MTVlNTE0NzFhMzlhNDFlMTM4YjZjYzo3OmY2ZjA6ZDdhZTZlZmE3YjFlNzEzMmE2ZDg1OTc2NGYzOWU5NDlkYjI4NzVkYWU5ZmJlNmU1ZTFkMWEzMDAxMWM1MzcyODpoOlQ6Rg>

[image: cid:image001.jpg@01DA7D52.714B4700][image:
cid:image002.jpg@01DA7D52.714B4700]
*Every 3000 sheets cost 1 tree so please don't print any e-mail unless you
really need it……*[image: cid:image003.gif@01DA7D52.714B4700]

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
07 Oct, 13:10 · 8d ago

📎 DEEPAK SHARMA EchallanMH011533162202627E.p ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 12:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 7 Oct 2026 at 12:13, Deepak Shelke1 < deepak.shelke1@phfl.com > wrote:

​ Dear Team, Kindly share CHALAN & NOI
Challan Payment is done
LOAN AMT: 20,45,000/-

Documents required for NOI Filing:
- Loan sanction letter - ATTACHED
-Draft - ATTACHED
- Aadhaar copy of the applicant ATTACHED
- PAN copy of the applicant - ATTACHED
- Form A2 with Photograph of applicant - ATTACHED
- Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED
- CASE TYPE -Resale

Thanks & Regards,
Deepak Shelke
Team Leader
PNB Housing Finance Limited
5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park,
Lulla Nagar, Kondwa, Pune – 411040
Mobile No.9300823509
Toll Free: 1800 120 8800
Website- www.pnbhousing.com

Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
MOTD	FORM A2.pdf	filed	8d ago
Payment screenshot	1791351609 - 5.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png	filed	8d ago
Sanction letter	SANCTION LETTER.pdf	filed	8d ago
Payment screenshot	1791349978 - 18257.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png	filed	8d ago
PAN card+ Aadhaar card inside	APP AND CO-APP KYC.pdf	filed	8d ago
Selfie / photo	548277.jpg	filed	8d ago
Selfie / photo	548285.jpg	filed	8d ago
Sale deed	deepak sharma.pdf	filed	8d ago
Paid challan (GRAS)	DEEPAK SHARMA EchallanMH011533162202627E.pdf	filed	8d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,190.13

Where it stands
VERIFIED — money received

Screenshot claims
₹18,262 628035955471,628074656062

Paid at
7 Oct 11:53:22

Verified on
7 Oct 12:14:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,140	₹10,230	₹320	₹1,500	₹18,190

By law ₹18,180. We ask ₹18,190 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

64 of 82 e-filing boxes readyOpen the verification page →

Empty: Title deed no / year / SRO, Floor (person 1), Birth date (person 2), Floor (person 2), Mobile (person 3), Building (person 3) …

55 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (SANCTION LETTER.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 1406, SR NO 4, WING A 14 TH FLOOR, GANRAJ SKYDALE, HISS NO 4B, PUNE, MOHAMMADWADI, Pune, MAHARASHTRA, India, 411060

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER.pdf

as printed
FLAT NO 1406, SR NO 4, WING A 14 TH FLOOR, GANRAJ SKYDALE, HISS NO 4B, PUNE, NEAR DELHI PUBLIC SCHOOL, PUNE, MOHAMMADWADI, PUNE, MAHARASHTRA, INDIA, 411060

PIN
411060

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1406 14TH FLOOR WING A GANRAJ SKYDALE SURVEY NO 4 HISSA NO 4B

Locality/Road
MOHAMMADWADI NEAR DELHI PUBLIC SCHOOL

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	DEEPAK SHARMA	FFSPS5506H	…1855
mortgagor	DEEPAK SHARMA	FFSPS5506H
co_mortgagor	FOOL KUMARI	PKNPK6187A	…0166
mortgagor	Deepak Sharma		…1855
mortgagor	DEEPAK SHARMA		…1855

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	deepak.shelke1@phfl.com	8d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot 1791351609 - 5.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png needs your check

utr
628035955471

date
2026-10-07

time
11:10

amount
5

method
UPI

payee upi
....2080@hdfcbank

payer upi
....be41@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
ASHISH SUBHASH DUBE

debit notification text
Payment of ’5 completed

raw reading (for Abhijit)

{'utr': '628035955471', 'date': '2026-10-07', 'time': '11:10', 'amount': 5, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....be41@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ASHISH SUBHASH DUBE', 'debit_notification_text': 'Payment of ’5 completed'}

Payment screenshot 1791349978 - 18257.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png needs your check

utr
628074656062

date
2026-10-07

time
10:42

amount
18257

method
UPI

payee upi
....2080@hdfcbank

payer upi
....be41@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
ASHISH SUBHASH DUBE

debit notification text
Payment of ‘18,257 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account

raw reading (for Abhijit)

{'utr': '628074656062', 'date': '2026-10-07', 'time': '10:42', 'amount': 18257, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....be41@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ASHISH SUBHASH DUBE', 'debit_notification_text': "Payment of ‘18,257 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}

MOTD FORM A2.pdf needs your check

amount words
INR 20,45,000 (Rupees TWENTY LAKH FORTY FIVE THOUSAND Only)

secured amount
2045000.0

raw reading (for Abhijit)

{'amount_words': 'INR 20,45,000 (Rupees TWENTY LAKH FORTY FIVE THOUSAND Only)', 'secured_amount': 2045000.0}

Selfie / photo 548277.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Sanction letter SANCTION LETTER.pdf needs your check

lan
HOU/KNDW/08/30ski Baat

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'DEEPAK SHARMA', 'role': 'applicant', 'label': None}, {'name': 'FOOL KUMARI', 'role': 'co_applicant', 'label': None}

loan type
Housing Loan

confidence
0.9

rate words
13.15% per annum 13.15%-2.65%=10.5% per annum as on the date of execution of the loan agreement

loan amount
1980000.0

rate spread
-2.65

final amount
2045000.0

interest rate
10.5

sanction date
06-Oct-2026

letter version
6

reference rate
13.15

applicant email
sharmadeepak7249@gmai.com

applicant names
DEEPAK SHARMA, FOOL KUMARI

printed altered
False

applicant mobile
9890459904

balance transfer
False

property address
pin: 411060; road: MOHAMMADWADI; state: MAHARASHTRA; Flat no: 1406; district: PUNE; Floor: 14 TH FLOOR; landmark: Near Delhi Public School; Address: FLAT NO 1406, SR NO 4, WING A 14 TH FLOOR, GANRAJ SKYDALE, HISS

insurance premium
65000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2045000.0

security address verbatim
FLAT NO 1406, SR NO 4, WING A 14 TH FLOOR, GANRAJ SKYDALE, HISS NO 4B, PUNE, Near Delhi Public School, Pune, MOHAMMADWADI, Pune, MAHARASHTRA, India, 411060

applicant address verbatim
SR. NO.51/4 GANESH NAGAR, NEAR CLOVER 9, MOHAMMAD WADI, ., Pune, MAHARASHTRA, 411060, India

raw reading (for Abhijit)

{'lan': 'HOU/KNDW/08/30ski Baat', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DEEPAK SHARMA', 'role': 'applicant', 'label': None}, {'name': 'FOOL KUMARI', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 0.9, 'rate_words': '13.15% per annum\n13.15%-2.65%=10.5% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1980000.0, 'rate_spread': -2.65, 'final_amount': 2045000.0, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '06-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'sharmadeepak7249@gmai.com', 'applicant_names': ['DEEPAK SHARMA', 'FOOL KUMARI'], 'printed_altered': False, 'applicant_mobile': '9890459904', 'balance_transfer': False, 'property_address': {'pin': '411060', 'road': 'MOHAMMADWADI', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '1406', 'district': 'PUNE', 'floor_no': '14 TH FLOOR', 'landmark': 'Near Delhi Public School', 'full_address': 'FLAT NO 1406, SR NO 4, WING A 14 TH FLOOR, GANRAJ SKYDALE, HISS NO 4B, PUNE, MOHAMMADWADI, Pune, MAHARASHTRA, India, 411060', 'village_city': 'Pune', 'building_name': 'GANRAJ SKYDALE', 'survey_or_cts_no': 'SR NO 4, HISS NO 4B'}, 'insurance_premium': 65000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2045000.0, 'security_address_verbatim': 'FLAT NO 1406, SR NO 4, WING A 14 TH FLOOR, GANRAJ SKYDALE, HISS NO 4B, PUNE, Near Delhi Public School, Pune, MOHAMMADWADI, Pune, MAHARASHTRA, India, 411060', 'applicant_address_verbatim': 'SR. NO.51/4 GANESH NAGAR, NEAR CLOVER 9, MOHAMMAD WADI, ., Pune, MAHARASHTRA, 411060, India'}

PAN card APP AND CO-APP KYC.pdf needs your check

dob
1993-01-01

pan
FFSPS5506H

name
DEEPAK SHARMA

address
pin: 847103; area: jagdishpur, kahua, Kahuwa,; state: Bihar; Village: Darbhanga,

legible
True

father name
RAMCHANDRA SHARMA

aadhaar last4
1855

raw reading (for Abhijit)

{'dob': '1993-01-01', 'pan': 'FFSPS5506H', 'name': 'DEEPAK SHARMA', 'mobile': None, 'address': {'pin': '847103', 'area': 'jagdishpur, kahua, Kahuwa,', 'flat': None, 'road': None, 'floor': None, 'state': 'Bihar', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Darbhanga,'}, 'legible': True, 'father_name': 'RAMCHANDRA SHARMA', 'aadhaar_last4': '1855', 'quality_issue': None}

Selfie / photo 548285.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

PAN card APP AND CO-APP KYC.pdf needs your check

dob
1993-01-01

pan
FFSPS5506H

name
DEEPAK SHARMA

address
pin: 847103; area: jagdishpur, kahua, Kahuwa; state: Bihar; district: Darbhanga; Village: Darbhanga

legible
True

father name
RAMCHANDRA SHARMA

aadhaar last4
1855

raw reading (for Abhijit)

{'dob': '1993-01-01', 'pan': 'FFSPS5506H', 'name': 'DEEPAK SHARMA', 'mobile': None, 'address': {'pin': '847103', 'area': 'jagdishpur, kahua, Kahuwa', 'flat': None, 'road': None, 'floor': None, 'state': 'Bihar', 'building': None, 'district': 'Darbhanga', 'post_office': None, 'village_city': 'Darbhanga'}, 'legible': True, 'father_name': 'RAMCHANDRA SHARMA', 'aadhaar_last4': '1855', 'quality_issue': None}

PAN card APP AND CO-APP KYC.pdf needs your check

dob
1993-01-01

pan
FFSPS5506H

name
DEEPAK SHARMA

page
1

legible
True

card kind
pan

father name
RAMCHANDRA SHARMA

card of many
1

raw reading (for Abhijit)

{'dob': '1993-01-01', 'pan': 'FFSPS5506H', 'name': 'DEEPAK SHARMA', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAMCHANDRA SHARMA', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

PAN card APP AND CO-APP KYC.pdf needs your check

dob
1993-01-01

name
Deepak Sharma

page
2

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
1855

raw reading (for Abhijit)

{'dob': '1993-01-01', 'pan': None, 'name': 'Deepak Sharma', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '1855', 'quality_issue': None}

PAN card APP AND CO-APP KYC.pdf needs your check

dob
1999-04-11

pan
PKNPK6187A

name
FOOL KUMARI

page
4

legible
True

card kind
pan

father name
DHANESHWAR SHARMA

card of many
4

raw reading (for Abhijit)

{'dob': '1999-04-11', 'pan': 'PKNPK6187A', 'name': 'FOOL KUMARI', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DHANESHWAR SHARMA', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}

PAN card APP AND CO-APP KYC.pdf needs your check

dob
1999-04-11

name
Fool Kumari

page
5

legible
True

card kind
aadhaar

card of many
5

aadhaar last4
0166

raw reading (for Abhijit)

{'dob': '1999-04-11', 'pan': None, 'name': 'Fool Kumari', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 5, 'aadhaar_last4': '0166', 'quality_issue': None}

Paid challan (GRAS) DEEPAK SHARMA EchallanMH011533162202627E.pdf needs your check

grn
MH011533162202627E

pin
411060

total
16370.0

article
6(1)

defaced
False

bank cin
03006172026

district
PUNE

area city
PUNE

payer pan
FFSXXXXXXH

flat block
FLAT NO 1406 14TH FLOOR WING A GANRAJ SKYDALE SURVEY NO 4 HISSA NO 4B

payer name
DEEPAK SHARMA

sro office
HVL12_HAVELI 12 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2045000

scheme rows
{'amount': 6140.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10230.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9904

payment date
07/10/2026-13:07:41

road locality
NEAR DELHI PUBLIC SCHOOL MOHAMMADWADI PUNE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2045000

raw reading (for Abhijit)

{'grn': 'MH011533162202627E', 'pin': '411060', 'total': 16370.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'FFSXXXXXXH', 'flat_block': 'FLAT NO 1406 14TH FLOOR WING A GANRAJ SKYDALE SURVEY NO 4 HISSA NO 4B', 'payer_name': 'DEEPAK SHARMA', 'sro_office': 'HVL12_HAVELI 12 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2045000', 'scheme_rows': [{'amount': 6140.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10230.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9904', 'payment_date': '07/10/2026-13:07:41', 'road_locality': 'NEAR DELHI PUBLIC SCHOOL MOHAMMADWADI PUNE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2045000'}

Technical record (for Abhijit — safe to ignore)

3h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 07 Oct, 12:39 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
8d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed FFxxxxxxXH — no paper on the
8d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'deepak sharma.pdf', 'kind': 'sale_deed'}
8d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DEEPAK SHARMA EchallanMH011533162202627E.pdf', 'kind': 'paid'
8d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DEEPAK SHARMA Echal
8d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL12_HAVELI 12 JOINT SUB REGISTRAR', 'district': 'PUNE'}
8d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011533162202627E', 'file': 'DEEPAK SHARMA EchallanMH011533162202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
8d ago	EzDocs	challan_extracted	{'grn': 'MH011533162202627E', 'file': 'DEEPAK SHARMA EchallanMH011533162202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16370.0}
8d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '452749', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL12
8d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
8d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'Prope
8d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 1, 'case_no': 'NOI-2026-03234'}
8d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'SANCTION LETTER.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY', 'HISSA'],
8d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 2045000.0, 'findings': ["Probably ₹20,45,000 — the branch's own numbers point at it: its mail names ₹20,45,
8d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (SURVEY, HISSA) — read box 1 once against the paper's own words"}
8d ago	EzDocs	quoted_history_checked	{}
8d ago	EzDocs	extra_challan_scanned	{'found': 0}
8d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'FOOL KUMARI', 'party_id': '725f64ad-5dc2-4b60-b2bc-3675
8d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '847103', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Darbhanga', 'doc_id': '1cbb6738-4a
8d ago	EzDocs	reader_home_address	{'fp': 'a32d25bdafa506d0', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '411060', 'area': 'GANESH NAGAR, NEAR CLOVER 9, MOHAMMAD WADI', 'flat': 'SR. NO.51/4', 'state': 'MAHARASHTRA', 'district': '
8d ago	EzDocs	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'APP AND CO-APP KYC.pdf', 'cards': 6, 'doc_id': '1cbb6738-4ae9-490b-87cf-e57ca7470940', 'applied': 3}
8d ago	EzDocs	kyc_names_match	{'sig': 'FOOL KUMARI\|Fool Kumari\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'APP AND CO-APP KYC.pdf', 'pan_name': 'FOOL KUMARI', 'party_id':
8d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'APP AND CO-APP KYC.pdf', 'doc_id': '1cbb6738-4ae9-490b-87cf-e57ca7470940', 'person': 'FOOL KUMARI', 'party_id': '725f64ad-5dc2-4b60-b2bc-3675b792e2ce', 'name_on_doc': 'Fool Kumari'}
8d ago	EzDocs	roles_from_letter	{'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['FOOL KUMARI -> co_mortgagor'
8d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'APP AND CO-APP KYC.pdf', 'doc_id': '1cbb6738-4ae9-490b-87cf-e57ca7470940', 'person': 'FOOL KUMARI', 'party_id': '725f64ad-5dc2-4b60-b2bc-3675b792e2ce', 'name_on_doc': 'FOOL KUMARI'}
8d ago	EzDocs	co_applicant_added	{'doc': 'pan', 'name': 'FOOL KUMARI'}
8d ago	EzDocs	roles_from_letter	{'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['Deepak Sharma -> mortgagor']
8d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'APP AND CO-APP KYC.pdf', 'doc_id': '1cbb6738-4ae9-490b-87cf-e57ca7470940', 'person': 'Deepak Sharma', 'party_id': '49aa78f9-b244-4a83-a2fe-3ec340a4c91e', 'name_on_doc': 'Deepak Sharma'}
8d ago	EzDocs	co_applicant_added	{'doc': 'aadhaar', 'name': 'Deepak Sharma'}
8d ago	EzDocs	party_by_filename	{'doc': 'aadhaar', 'why': 'the branch named this file for one person and the best name match is another — the filename decides, the way we reads it', 'file': 'APP AND CO-APP KYC.pdf', 'score': 1.0, 'file_says': "th

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹18,257 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered